Home > United Commercial Bank > Income and Expense
United Commercial Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $425,826,000 | 88 |
| Total interest expense | $202,399,000 | 61 |
| Net interest income | $223,427,000 | 110 |
| Provision for loan and lease losses | $612,552,000 | 39 |
| Total noninterest income | $1,883,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $6,296,000 | 222 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-4,413,000 | 8,084 |
| Total noninterest expense | $646,177,000 | 44 |
| Salaries and employee benefits | $84,016,000 | 102 |
| Premises and equipment expense | $25,672,000 | 93 |
| Additional noninterest expense | $536,489,000 | 35 |
| Pre-tax net operating income | $-1,033,419,000 | 8,103 |
| Securities gains (losses) | $-52,248,000 | 8,084 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,085,667,000 | 8,094 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,085,667,000 | 8,093 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,085,667,000 | 8,093 |
| Net charge-offs | $560,846,000 | 37 |
| Cash dividends | $15,000,000 | 102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,033,419,000 | 8,095 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $290,261,000 | 92 |
| Total interest expense | $144,675,000 | 63 |
| Net interest income | $145,586,000 | 114 |
| Provision for loan and lease losses | $676,909,000 | 33 |
| Total noninterest income | $2,638,000 | 1,064 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,271,000 | 218 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,633,000 | 8,150 |
| Total noninterest expense | $134,307,000 | 116 |
| Salaries and employee benefits | $56,437,000 | 107 |
| Premises and equipment expense | $16,993,000 | 94 |
| Additional noninterest expense | $60,877,000 | 126 |
| Pre-tax net operating income | $-662,992,000 | 8,194 |
| Securities gains (losses) | $7,957,000 | 70 |
| Applicable income taxes | $-283,989,000 | 8,187 |
| Income before extraordinary items | $-371,046,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-371,046,000 | 8,181 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-371,046,000 | 8,181 |
| Net charge-offs | $557,648,000 | 28 |
| Cash dividends | $15,000,000 | 71 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-376,138,480 | 8,182 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $150,197,000 | 91 |
| Total interest expense | $76,629,000 | 66 |
| Net interest income | $73,568,000 | 110 |
| Provision for loan and lease losses | $225,026,000 | 40 |
| Total noninterest income | $-605,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,242,000 | 206 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-2,847,000 | 8,242 |
| Total noninterest expense | $68,791,000 | 112 |
| Salaries and employee benefits | $28,948,000 | 105 |
| Premises and equipment expense | $8,349,000 | 103 |
| Additional noninterest expense | $31,494,000 | 116 |
| Pre-tax net operating income | $-220,854,000 | 8,238 |
| Securities gains (losses) | $4,362,000 | 70 |
| Applicable income taxes | $-108,379,000 | 8,239 |
| Income before extraordinary items | $-108,113,000 | 8,224 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-108,113,000 | 8,224 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-108,113,000 | 8,224 |
| Net charge-offs | $131,665,000 | 40 |
| Cash dividends | $15,000,000 | 40 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-110,904,680 | 8,222 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $697,356,000 | 87 |
| Total interest expense | $342,795,000 | 73 |
| Net interest income | $354,561,000 | 97 |
| Provision for loan and lease losses | $263,089,000 | 68 |
| Total noninterest income | $38,978,000 | 226 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,653,000 | 223 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,325,000 | 181 |
| Total noninterest expense | $209,649,000 | 141 |
| Salaries and employee benefits | $112,939,000 | 104 |
| Premises and equipment expense | $32,932,000 | 102 |
| Additional noninterest expense | $63,778,000 | 192 |
| Pre-tax net operating income | $-79,199,000 | 8,228 |
| Securities gains (losses) | $-32,289,000 | 8,248 |
| Applicable income taxes | $-57,235,000 | 8,268 |
| Income before extraordinary items | $-54,253,000 | 8,193 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-54,253,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,234,000 | 84 |
| Cash dividends | $35,500,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-33,588,040 | 8,176 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $536,563,000 | 94 |
| Total interest expense | $258,717,000 | 81 |
| Net interest income | $277,846,000 | 100 |
| Provision for loan and lease losses | $109,288,000 | 88 |
| Total noninterest income | $23,055,000 | 270 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $6,450,000 | 232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,605,000 | 251 |
| Total noninterest expense | $147,537,000 | 140 |
| Salaries and employee benefits | $85,443,000 | 106 |
| Premises and equipment expense | $24,293,000 | 108 |
| Additional noninterest expense | $37,801,000 | 201 |
| Pre-tax net operating income | $44,076,000 | 151 |
| Securities gains (losses) | $-25,030,000 | 8,334 |
| Applicable income taxes | $-631,000 | 7,936 |
| Income before extraordinary items | $19,677,000 | 199 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $19,677,000 | 199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,594,000 | 89 |
| Cash dividends | $18,500,000 | 157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $44,707,000 | 120 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $361,176,000 | 97 |
| Total interest expense | $177,235,000 | 85 |
| Net interest income | $183,941,000 | 103 |
| Provision for loan and lease losses | $67,088,000 | 94 |
| Total noninterest income | $14,379,000 | 296 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $4,246,000 | 230 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,133,000 | 268 |
| Total noninterest expense | $95,706,000 | 143 |
| Salaries and employee benefits | $56,744,000 | 110 |
| Premises and equipment expense | $15,991,000 | 108 |
| Additional noninterest expense | $22,971,000 | 210 |
| Pre-tax net operating income | $35,526,000 | 140 |
| Securities gains (losses) | $-12,047,000 | 8,425 |
| Applicable income taxes | $6,121,000 | 218 |
| Income before extraordinary items | $17,358,000 | 188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,358,000 | 187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,540,000 | 95 |
| Cash dividends | $8,500,000 | 210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $26,272,780 | 134 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $181,741,000 | 102 |
| Total interest expense | $93,461,000 | 90 |
| Net interest income | $88,280,000 | 102 |
| Provision for loan and lease losses | $34,599,000 | 83 |
| Total noninterest income | $6,220,000 | 342 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,007,000 | 237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,213,000 | 301 |
| Total noninterest expense | $47,862,000 | 135 |
| Salaries and employee benefits | $29,120,000 | 108 |
| Premises and equipment expense | $7,830,000 | 110 |
| Additional noninterest expense | $10,912,000 | 200 |
| Pre-tax net operating income | $12,039,000 | 196 |
| Securities gains (losses) | $-2,817,000 | 8,473 |
| Applicable income taxes | $3,334,000 | 224 |
| Income before extraordinary items | $5,888,000 | 277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,888,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,344,000 | 109 |
| Cash dividends | $6,500,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $7,690,880 | 214 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $706,345,000 | 102 |
| Total interest expense | $363,443,000 | 95 |
| Net interest income | $342,902,000 | 103 |
| Provision for loan and lease losses | $22,246,000 | 146 |
| Total noninterest income | $36,333,000 | 244 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,970,000 | 267 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $29,363,000 | 197 |
| Total noninterest expense | $171,566,000 | 147 |
| Salaries and employee benefits | $96,180,000 | 119 |
| Premises and equipment expense | $29,776,000 | 107 |
| Additional noninterest expense | $45,610,000 | 192 |
| Pre-tax net operating income | $185,423,000 | 84 |
| Securities gains (losses) | $-6,272,000 | 8,498 |
| Applicable income taxes | $62,653,000 | 85 |
| Income before extraordinary items | $116,498,000 | 88 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $116,498,000 | 87 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,259,000 | 187 |
| Cash dividends | $21,500,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $120,574,800 | 89 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $520,409,000 | 104 |
| Total interest expense | $268,826,000 | 96 |
| Net interest income | $251,583,000 | 104 |
| Provision for loan and lease losses | $8,104,000 | 182 |
| Total noninterest income | $28,952,000 | 231 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,061,000 | 271 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,891,000 | 189 |
| Total noninterest expense | $125,203,000 | 143 |
| Salaries and employee benefits | $70,548,000 | 122 |
| Premises and equipment expense | $22,008,000 | 110 |
| Additional noninterest expense | $32,647,000 | 191 |
| Pre-tax net operating income | $147,228,000 | 94 |
| Securities gains (losses) | $3,780,000 | 66 |
| Applicable income taxes | $54,412,000 | 93 |
| Income before extraordinary items | $96,596,000 | 96 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $96,596,000 | 95 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,405,000 | 185 |
| Cash dividends | $20,500,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $94,176,800 | 96 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $337,658,000 | 112 |
| Total interest expense | $175,381,000 | 105 |
| Net interest income | $162,277,000 | 112 |
| Provision for loan and lease losses | $5,010,000 | 172 |
| Total noninterest income | $18,984,000 | 255 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,246,000 | 286 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,738,000 | 209 |
| Total noninterest expense | $82,593,000 | 156 |
| Salaries and employee benefits | $46,608,000 | 133 |
| Premises and equipment expense | $14,375,000 | 122 |
| Additional noninterest expense | $21,610,000 | 201 |
| Pre-tax net operating income | $93,658,000 | 114 |
| Securities gains (losses) | $3,078,000 | 60 |
| Applicable income taxes | $34,583,000 | 108 |
| Income before extraordinary items | $62,153,000 | 110 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $62,153,000 | 110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,112,000 | 196 |
| Cash dividends | $16,000,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $60,183,080 | 114 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $163,943,000 | 114 |
| Total interest expense | $85,531,000 | 100 |
| Net interest income | $78,412,000 | 113 |
| Provision for loan and lease losses | $2,545,000 | 152 |
| Total noninterest income | $9,208,000 | 254 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,529,000 | 291 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,679,000 | 210 |
| Total noninterest expense | $41,346,000 | 156 |
| Salaries and employee benefits | $23,799,000 | 132 |
| Premises and equipment expense | $6,997,000 | 125 |
| Additional noninterest expense | $10,550,000 | 201 |
| Pre-tax net operating income | $43,729,000 | 112 |
| Securities gains (losses) | $3,076,000 | 38 |
| Applicable income taxes | $16,532,000 | 110 |
| Income before extraordinary items | $30,273,000 | 115 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $30,273,000 | 115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,756,000 | 168 |
| Cash dividends | $12,000,000 | 117 |
| Sale, conversion, retirement of capital stock, net | $-1,774,000 | 8,635 |
| Net operating income | $28,273,600 | 118 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $535,013,000 | 122 |
| Total interest expense | $258,882,000 | 118 |
| Net interest income | $276,131,000 | 117 |
| Provision for loan and lease losses | $412,000 | 2,217 |
| Total noninterest income | $41,555,000 | 225 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,724,000 | 466 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,831,000 | 174 |
| Total noninterest expense | $151,813,000 | 156 |
| Salaries and employee benefits | $85,442,000 | 131 |
| Premises and equipment expense | $23,189,000 | 132 |
| Additional noninterest expense | $43,182,000 | 189 |
| Pre-tax net operating income | $165,461,000 | 118 |
| Securities gains (losses) | $206,000 | 380 |
| Applicable income taxes | $55,677,000 | 121 |
| Income before extraordinary items | $109,990,000 | 119 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $109,990,000 | 121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,217,000 | 122 |
| Cash dividends | $7,500,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $174,862,000 | 8 |
| Net operating income | $109,854,040 | 117 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $392,350,000 | 129 |
| Total interest expense | $185,685,000 | 124 |
| Net interest income | $206,665,000 | 124 |
| Provision for loan and lease losses | $-334,000 | 8,647 |
| Total noninterest income | $30,438,000 | 240 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,659,000 | 486 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,779,000 | 193 |
| Total noninterest expense | $113,972,000 | 167 |
| Salaries and employee benefits | $63,662,000 | 141 |
| Premises and equipment expense | $17,020,000 | 140 |
| Additional noninterest expense | $33,290,000 | 196 |
| Pre-tax net operating income | $123,465,000 | 130 |
| Securities gains (losses) | $-555,000 | 8,638 |
| Applicable income taxes | $42,129,000 | 130 |
| Income before extraordinary items | $80,781,000 | 136 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $80,781,000 | 137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,577,000 | 121 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $81,147,300 | 131 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $254,459,000 | 131 |
| Total interest expense | $117,035,000 | 128 |
| Net interest income | $137,424,000 | 126 |
| Provision for loan and lease losses | $-266,000 | 8,685 |
| Total noninterest income | $19,503,000 | 251 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,652,000 | 515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,851,000 | 196 |
| Total noninterest expense | $76,725,000 | 170 |
| Salaries and employee benefits | $44,228,000 | 141 |
| Premises and equipment expense | $10,173,000 | 153 |
| Additional noninterest expense | $22,324,000 | 197 |
| Pre-tax net operating income | $80,468,000 | 136 |
| Securities gains (losses) | $-510,000 | 8,701 |
| Applicable income taxes | $27,606,000 | 135 |
| Income before extraordinary items | $52,352,000 | 140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,352,000 | 141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,240,000 | 118 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $52,683,500 | 135 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $123,452,000 | 134 |
| Total interest expense | $55,139,000 | 126 |
| Net interest income | $68,313,000 | 127 |
| Provision for loan and lease losses | $-4,000 | 8,523 |
| Total noninterest income | $9,505,000 | 255 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $741,000 | 553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,764,000 | 200 |
| Total noninterest expense | $39,526,000 | 170 |
| Salaries and employee benefits | $24,191,000 | 131 |
| Premises and equipment expense | $5,022,000 | 156 |
| Additional noninterest expense | $10,313,000 | 206 |
| Pre-tax net operating income | $38,296,000 | 137 |
| Securities gains (losses) | $-460,000 | 8,746 |
| Applicable income taxes | $13,627,000 | 134 |
| Income before extraordinary items | $24,209,000 | 146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,209,000 | 147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,731,000 | 117 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $24,503,400 | 141 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $402,400,000 | 139 |
| Total interest expense | $152,531,000 | 129 |
| Net interest income | $249,869,000 | 132 |
| Provision for loan and lease losses | $6,629,000 | 191 |
| Total noninterest income | $28,938,000 | 296 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,038,000 | 551 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,900,000 | 244 |
| Total noninterest expense | $108,370,000 | 207 |
| Salaries and employee benefits | $57,698,000 | 188 |
| Premises and equipment expense | $17,527,000 | 168 |
| Additional noninterest expense | $33,145,000 | 246 |
| Pre-tax net operating income | $163,808,000 | 125 |
| Securities gains (losses) | $-2,301,000 | 8,782 |
| Applicable income taxes | $51,917,000 | 138 |
| Income before extraordinary items | $109,590,000 | 129 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $109,590,000 | 129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,492,000 | 503 |
| Cash dividends | $30,000,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $111,154,680 | 125 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $284,941,000 | 143 |
| Total interest expense | $103,083,000 | 132 |
| Net interest income | $181,858,000 | 135 |
| Provision for loan and lease losses | $1,151,000 | 670 |
| Total noninterest income | $20,045,000 | 316 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,273,000 | 554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,772,000 | 270 |
| Total noninterest expense | $78,634,000 | 217 |
| Salaries and employee benefits | $41,022,000 | 192 |
| Premises and equipment expense | $12,627,000 | 177 |
| Additional noninterest expense | $24,985,000 | 248 |
| Pre-tax net operating income | $122,118,000 | 127 |
| Securities gains (losses) | $-1,786,000 | 8,824 |
| Applicable income taxes | $39,210,000 | 140 |
| Income before extraordinary items | $81,122,000 | 132 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $81,122,000 | 132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,287 |
| Cash dividends | $30,000,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $82,318,620 | 127 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $180,895,000 | 145 |
| Total interest expense | $61,125,000 | 138 |
| Net interest income | $119,770,000 | 136 |
| Provision for loan and lease losses | $2,098,000 | 258 |
| Total noninterest income | $14,986,000 | 294 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,515,000 | 547 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,471,000 | 245 |
| Total noninterest expense | $53,831,000 | 205 |
| Salaries and employee benefits | $28,849,000 | 186 |
| Premises and equipment expense | $8,395,000 | 172 |
| Additional noninterest expense | $16,587,000 | 245 |
| Pre-tax net operating income | $78,827,000 | 128 |
| Securities gains (losses) | $-1,275,000 | 8,841 |
| Applicable income taxes | $24,476,000 | 146 |
| Income before extraordinary items | $53,076,000 | 136 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,076,000 | 136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,464 |
| Cash dividends | $30,000,000 | 98 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $53,943,000 | 130 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $84,021,000 | 148 |
| Total interest expense | $26,336,000 | 145 |
| Net interest income | $57,685,000 | 140 |
| Provision for loan and lease losses | $1,182,000 | 230 |
| Total noninterest income | $7,843,000 | 275 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $663,000 | 602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,180,000 | 235 |
| Total noninterest expense | $25,625,000 | 216 |
| Salaries and employee benefits | $14,240,000 | 192 |
| Premises and equipment expense | $3,873,000 | 189 |
| Additional noninterest expense | $7,512,000 | 250 |
| Pre-tax net operating income | $38,721,000 | 135 |
| Securities gains (losses) | $198,000 | 253 |
| Applicable income taxes | $14,679,000 | 127 |
| Income before extraordinary items | $24,240,000 | 147 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $24,240,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,076 |
| Cash dividends | $15,000,000 | 91 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $24,113,280 | 142 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $300,064,000 | 149 |
| Total interest expense | $84,367,000 | 143 |
| Net interest income | $215,697,000 | 143 |
| Provision for loan and lease losses | $4,201,000 | 291 |
| Total noninterest income | $19,979,000 | 387 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,654,000 | 665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,325,000 | 302 |
| Total noninterest expense | $93,804,000 | 231 |
| Salaries and employee benefits | $49,170,000 | 204 |
| Premises and equipment expense | $14,092,000 | 196 |
| Additional noninterest expense | $30,542,000 | 256 |
| Pre-tax net operating income | $137,671,000 | 135 |
| Securities gains (losses) | $10,503,000 | 63 |
| Applicable income taxes | $54,356,000 | 126 |
| Income before extraordinary items | $93,818,000 | 134 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $93,818,000 | 136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,487,000 | 253 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $87,096,080 | 138 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $218,500,000 | 151 |
| Total interest expense | $60,256,000 | 145 |
| Net interest income | $158,244,000 | 144 |
| Provision for loan and lease losses | $4,827,000 | 212 |
| Total noninterest income | $14,188,000 | 420 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,963,000 | 678 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,225,000 | 323 |
| Total noninterest expense | $68,208,000 | 238 |
| Salaries and employee benefits | $36,984,000 | 204 |
| Premises and equipment expense | $10,077,000 | 207 |
| Additional noninterest expense | $21,147,000 | 269 |
| Pre-tax net operating income | $99,397,000 | 139 |
| Securities gains (losses) | $7,412,000 | 75 |
| Applicable income taxes | $39,298,000 | 131 |
| Income before extraordinary items | $67,511,000 | 143 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $67,511,000 | 144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,763,000 | 274 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $62,767,320 | 140 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $141,950,000 | 154 |
| Total interest expense | $38,579,000 | 147 |
| Net interest income | $103,371,000 | 147 |
| Provision for loan and lease losses | $3,183,000 | 216 |
| Total noninterest income | $6,937,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,331,000 | 654 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,606,000 | 386 |
| Total noninterest expense | $43,486,000 | 243 |
| Salaries and employee benefits | $23,827,000 | 208 |
| Premises and equipment expense | $6,116,000 | 221 |
| Additional noninterest expense | $13,543,000 | 265 |
| Pre-tax net operating income | $63,639,000 | 148 |
| Securities gains (losses) | $5,004,000 | 81 |
| Applicable income taxes | $24,941,000 | 134 |
| Income before extraordinary items | $43,702,000 | 147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,702,000 | 148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,434,000 | 326 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $40,499,440 | 147 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $70,316,000 | 153 |
| Total interest expense | $18,821,000 | 150 |
| Net interest income | $51,495,000 | 143 |
| Provision for loan and lease losses | $2,174,000 | 176 |
| Total noninterest income | $2,996,000 | 541 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $617,000 | 686 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,379,000 | 426 |
| Total noninterest expense | $21,664,000 | 242 |
| Salaries and employee benefits | $12,508,000 | 200 |
| Premises and equipment expense | $2,563,000 | 263 |
| Additional noninterest expense | $6,593,000 | 265 |
| Pre-tax net operating income | $30,653,000 | 143 |
| Securities gains (losses) | $3,861,000 | 68 |
| Applicable income taxes | $12,821,000 | 130 |
| Income before extraordinary items | $21,693,000 | 146 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,693,000 | 147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 334 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $19,221,960 | 145 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $260,262,000 | 162 |
| Total interest expense | $83,789,000 | 154 |
| Net interest income | $176,473,000 | 158 |
| Provision for loan and lease losses | $9,967,000 | 195 |
| Total noninterest income | $12,190,000 | 559 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,249,000 | 757 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,941,000 | 450 |
| Total noninterest expense | $76,496,000 | 267 |
| Salaries and employee benefits | $41,102,000 | 237 |
| Premises and equipment expense | $9,484,000 | 281 |
| Additional noninterest expense | $25,910,000 | 280 |
| Pre-tax net operating income | $102,200,000 | 151 |
| Securities gains (losses) | $11,013,000 | 104 |
| Applicable income taxes | $41,680,000 | 143 |
| Income before extraordinary items | $71,533,000 | 154 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $71,533,000 | 155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,998,000 | 558 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $64,484,680 | 149 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $191,842,000 | 168 |
| Total interest expense | $63,882,000 | 157 |
| Net interest income | $127,960,000 | 166 |
| Provision for loan and lease losses | $6,644,000 | 224 |
| Total noninterest income | $8,457,000 | 621 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,657,000 | 785 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,800,000 | 511 |
| Total noninterest expense | $54,680,000 | 278 |
| Salaries and employee benefits | $29,606,000 | 248 |
| Premises and equipment expense | $6,788,000 | 301 |
| Additional noninterest expense | $18,286,000 | 294 |
| Pre-tax net operating income | $75,093,000 | 155 |
| Securities gains (losses) | $7,866,000 | 120 |
| Applicable income taxes | $31,638,000 | 149 |
| Income before extraordinary items | $51,321,000 | 165 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $51,321,000 | 165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,426,000 | 551 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $46,286,760 | 160 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $125,543,000 | 171 |
| Total interest expense | $42,613,000 | 163 |
| Net interest income | $82,930,000 | 168 |
| Provision for loan and lease losses | $3,825,000 | 248 |
| Total noninterest income | $4,976,000 | 674 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,141,000 | 749 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,835,000 | 568 |
| Total noninterest expense | $35,704,000 | 287 |
| Salaries and employee benefits | $19,773,000 | 249 |
| Premises and equipment expense | $4,041,000 | 328 |
| Additional noninterest expense | $11,890,000 | 303 |
| Pre-tax net operating income | $48,377,000 | 161 |
| Securities gains (losses) | $4,815,000 | 143 |
| Applicable income taxes | $20,282,000 | 155 |
| Income before extraordinary items | $32,910,000 | 172 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $32,910,000 | 172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 992 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $29,828,400 | 167 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $62,782,000 | 176 |
| Total interest expense | $21,473,000 | 167 |
| Net interest income | $41,309,000 | 174 |
| Provision for loan and lease losses | $990,000 | 383 |
| Total noninterest income | $2,681,000 | 636 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $507,000 | 814 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,174,000 | 513 |
| Total noninterest expense | $18,708,000 | 272 |
| Salaries and employee benefits | $10,825,000 | 224 |
| Premises and equipment expense | $1,947,000 | 341 |
| Additional noninterest expense | $5,936,000 | 294 |
| Pre-tax net operating income | $24,292,000 | 159 |
| Securities gains (losses) | $1,031,000 | 213 |
| Applicable income taxes | $9,559,000 | 159 |
| Income before extraordinary items | $15,764,000 | 172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,764,000 | 172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 1,269 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $15,104,160 | 162 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $205,176,000 | 207 |
| Total interest expense | $75,570,000 | 202 |
| Net interest income | $129,606,000 | 206 |
| Provision for loan and lease losses | $9,673,000 | 249 |
| Total noninterest income | $8,745,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,704,000 | 941 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,041,000 | 546 |
| Total noninterest expense | $61,075,000 | 319 |
| Salaries and employee benefits | $29,065,000 | 314 |
| Premises and equipment expense | $7,879,000 | 327 |
| Additional noninterest expense | $24,131,000 | 300 |
| Pre-tax net operating income | $67,603,000 | 198 |
| Securities gains (losses) | $3,398,000 | 197 |
| Applicable income taxes | $27,325,000 | 180 |
| Income before extraordinary items | $43,676,000 | 221 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $43,676,000 | 222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,520,000 | 306 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $41,501,280 | 214 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $202,731,000 | 231 |
| Total interest expense | $101,485,000 | 219 |
| Net interest income | $101,246,000 | 245 |
| Provision for loan and lease losses | $5,620,000 | 330 |
| Total noninterest income | $6,300,000 | 828 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,342,000 | 1,106 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,958,000 | 671 |
| Total noninterest expense | $46,731,000 | 383 |
| Salaries and employee benefits | $24,283,000 | 329 |
| Premises and equipment expense | $7,973,000 | 314 |
| Additional noninterest expense | $14,475,000 | 447 |
| Pre-tax net operating income | $55,195,000 | 210 |
| Securities gains (losses) | $602,000 | 552 |
| Applicable income taxes | $22,093,000 | 193 |
| Income before extraordinary items | $33,704,000 | 233 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $33,704,000 | 233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,298 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $33,318,720 | 224 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $186,629,000 | 263 |
| Total interest expense | $100,891,000 | 257 |
| Net interest income | $85,738,000 | 273 |
| Provision for loan and lease losses | $9,765,000 | 204 |
| Total noninterest income | $4,615,000 | 979 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,000,000 | 1,361 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,615,000 | 765 |
| Total noninterest expense | $38,222,000 | 429 |
| Salaries and employee benefits | $19,297,000 | 386 |
| Premises and equipment expense | $7,241,000 | 331 |
| Additional noninterest expense | $11,684,000 | 517 |
| Pre-tax net operating income | $42,366,000 | 265 |
| Securities gains (losses) | $135,000 | 501 |
| Applicable income taxes | $15,532,000 | 253 |
| Income before extraordinary items | $26,969,000 | 277 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $26,969,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,573 |
| Cash dividends | $5,600,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $26,882,600 | 276 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $158,664,000 | 279 |
| Total interest expense | $85,156,000 | 259 |
| Net interest income | $73,508,000 | 308 |
| Provision for loan and lease losses | $5,645,000 | 277 |
| Total noninterest income | $4,075,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $840,000 | 1,569 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,235,000 | 854 |
| Total noninterest expense | $36,320,000 | 471 |
| Salaries and employee benefits | $18,111,000 | 417 |
| Premises and equipment expense | $6,998,000 | 348 |
| Additional noninterest expense | $11,211,000 | 557 |
| Pre-tax net operating income | $35,618,000 | 316 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $14,233,000 | 295 |
| Income before extraordinary items | $21,385,000 | 353 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,385,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,064,000 | 682 |
| Cash dividends | $3,100,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $21,385,000 | 342 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $130,781,000 | 314 |
| Total interest expense | $75,810,000 | 271 |
| Net interest income | $54,971,000 | 378 |
| Provision for loan and lease losses | $3,412,000 | 417 |
| Total noninterest income | $3,396,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,094,000 | 1,156 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,302,000 | 1,066 |
| Total noninterest expense | $33,428,000 | 492 |
| Salaries and employee benefits | $15,720,000 | 464 |
| Premises and equipment expense | $7,291,000 | 323 |
| Additional noninterest expense | $10,417,000 | 575 |
| Pre-tax net operating income | $21,527,000 | 424 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $8,681,000 | 379 |
| Income before extraordinary items | $12,846,000 | 466 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,846,000 | 465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $632,000 | 1,049 |
| Cash dividends | $1,625,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,846,000 | 451 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $106,680,000 | 386 |
| Total interest expense | $62,423,000 | 331 |
| Net interest income | $44,257,000 | 445 |
| Provision for loan and lease losses | $1,096,000 | 916 |
| Total noninterest income | $4,261,000 | 1,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,261,000 | 687 |
| Total noninterest expense | $32,431,000 | 488 |
| Salaries and employee benefits | $14,558,000 | 474 |
| Premises and equipment expense | $7,454,000 | 312 |
| Additional noninterest expense | $10,419,000 | 570 |
| Pre-tax net operating income | $14,991,000 | 574 |
| Securities gains (losses) | $126,000 | 885 |
| Applicable income taxes | $5,790,000 | 555 |
| Income before extraordinary items | $9,327,000 | 634 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $9,327,000 | 635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $693,000 | 1,034 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $9,246,360 | 616 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $102,323,000 | 425 |
| Total interest expense | $62,183,000 | 361 |
| Net interest income | $40,140,000 | 511 |
| Provision for loan and lease losses | $1,603,000 | 729 |
| Total noninterest income | $4,799,000 | 974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,799,000 | 664 |
| Total noninterest expense | $43,056,000 | 434 |
| Salaries and employee benefits | $15,354,000 | 472 |
| Premises and equipment expense | $7,336,000 | 351 |
| Additional noninterest expense | $20,366,000 | 415 |
| Pre-tax net operating income | $280,000 | 9,264 |
| Securities gains (losses) | $877,000 | 285 |
| Applicable income taxes | $-176,000 | 11,252 |
| Income before extraordinary items | $1,333,000 | 3,552 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,333,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,478,000 | 413 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $456,000 | 7,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $98,726,000 | 458 |
| Total interest expense | $67,938,000 | 353 |
| Net interest income | $30,788,000 | 667 |
| Provision for loan and lease losses | $9,102,000 | 199 |
| Total noninterest income | $3,167,000 | 1,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,167,000 | 864 |
| Total noninterest expense | $30,572,000 | 575 |
| Salaries and employee benefits | $12,406,000 | 571 |
| Premises and equipment expense | $6,393,000 | 415 |
| Additional noninterest expense | $11,773,000 | 609 |
| Pre-tax net operating income | $-5,719,000 | 11,974 |
| Securities gains (losses) | $1,138,000 | 204 |
| Applicable income taxes | $-3,414,000 | 11,943 |
| Income before extraordinary items | $-1,167,000 | 11,873 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,167,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,048,000 | 560 |
| Cash dividends | $353,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-1,895,320 | 11,901 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $86,484,000 | 450 |
| Total interest expense | $50,442,000 | 374 |
| Net interest income | $36,042,000 | 569 |
| Provision for loan and lease losses | $3,175,000 | 411 |
| Total noninterest income | $3,957,000 | 1,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,957,000 | 738 |
| Total noninterest expense | $36,764,000 | 491 |
| Salaries and employee benefits | $15,981,000 | 473 |
| Premises and equipment expense | $6,960,000 | 380 |
| Additional noninterest expense | $13,823,000 | 555 |
| Pre-tax net operating income | $60,000 | 11,862 |
| Securities gains (losses) | $4,885,000 | 38 |
| Applicable income taxes | $770,000 | 2,865 |
| Income before extraordinary items | $4,175,000 | 1,215 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,175,000 | 1,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,496,000 | 386 |
| Cash dividends | $1,550,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $71,600 | 11,685 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $89,820,000 | 428 |
| Total interest expense | $43,727,000 | 392 |
| Net interest income | $46,093,000 | 467 |
| Provision for loan and lease losses | $8,898,000 | 296 |
| Total noninterest income | $637,000 | 4,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $637,000 | 2,776 |
| Total noninterest expense | $38,926,000 | 493 |
| Salaries and employee benefits | $18,893,000 | 403 |
| Premises and equipment expense | $6,089,000 | 429 |
| Additional noninterest expense | $13,944,000 | 608 |
| Pre-tax net operating income | $-1,094,000 | 12,992 |
| Securities gains (losses) | $14,830,000 | 55 |
| Applicable income taxes | $5,453,000 | 504 |
| Income before extraordinary items | $8,283,000 | 633 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,283,000 | 650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $3,210,000 | 672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,208,200 | 12,987 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $92,011,000 | 469 |
| Total interest expense | $48,701,000 | 447 |
| Net interest income | $43,310,000 | 496 |
| Provision for loan and lease losses | $6,704,000 | 492 |
| Total noninterest income | $25,000 | 13,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $42,181,000 | 469 |
| Salaries and employee benefits | $23,693,000 | 337 |
| Premises and equipment expense | $5,473,000 | 478 |
| Additional noninterest expense | $13,016,000 | 625 |
| Pre-tax net operating income | $-5,551,000 | 13,801 |
| Securities gains (losses) | $19,809,000 | 62 |
| Applicable income taxes | $5,070,000 | 473 |
| Income before extraordinary items | $9,188,000 | 524 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,188,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,861,000 | 1,002 |
| Cash dividends | $3,572,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 219 |
| Net operating income | $-3,489,760 | 13,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.