Home > United Commerce Bank of Highland Village > Income and Expense
United Commerce Bank of Highland Village, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $137,000 | 11,928 |
| Total interest expense | $93,000 | 11,871 |
| Net interest income | $43,000 | 11,950 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $312,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,378 |
| Total noninterest expense | $282,000 | 11,750 |
| Salaries and employee benefits | $84,000 | 11,900 |
| Premises and equipment expense | $20,000 | 11,799 |
| Additional noninterest expense | $178,000 | 10,714 |
| Pre-tax net operating income | $73,000 | 11,217 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-65,000 | 11,666 |
| Income before extraordinary items | $138,000 | 10,577 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $138,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $138,000 | 10,542 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 8,160 |
| Total interest expense | $998,000 | 8,704 |
| Net interest income | $1,937,000 | 7,713 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $656,000 | 4,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,499 |
| Total noninterest expense | $2,195,000 | 5,760 |
| Salaries and employee benefits | $889,000 | 6,713 |
| Premises and equipment expense | $351,000 | 5,073 |
| Additional noninterest expense | $955,000 | 4,905 |
| Pre-tax net operating income | $398,000 | 9,390 |
| Securities gains (losses) | $68,000 | 974 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $421,000 | 7,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $421,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,935 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 859 |
| Net operating income | $359,800 | 8,603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 8,898 |
| Total interest expense | $770,000 | 10,201 |
| Net interest income | $1,885,000 | 7,996 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $651,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $2,165,000 | 5,944 |
| Salaries and employee benefits | $988,000 | 6,203 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $872,000 | 5,510 |
| Pre-tax net operating income | $371,000 | 9,650 |
| Securities gains (losses) | $258,000 | 1,435 |
| Applicable income taxes | $66,000 | 10,572 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $204,000 | 998 |
| Net income | $767,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,515 |
| Cash dividends | $559,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $330,800 | 8,868 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 8,842 |
| Total interest expense | $1,140,000 | 9,824 |
| Net interest income | $1,935,000 | 7,934 |
| Provision for loan and lease losses | $103,000 | 7,189 |
| Total noninterest income | $688,000 | 4,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,993 |
| Total noninterest expense | $2,120,000 | 6,109 |
| Salaries and employee benefits | $940,000 | 6,392 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $911,000 | 5,461 |
| Pre-tax net operating income | $400,000 | 9,252 |
| Securities gains (losses) | $96,000 | 3,079 |
| Applicable income taxes | $169,000 | 8,190 |
| Income before extraordinary items | $327,000 | 8,968 |
| Extraordinary gains, net | $164,000 | 518 |
| Net income | $491,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 3,073 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $263,640 | 9,371 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.