Home > United Central Bank > Assets and Liabilities

United Central Bank, Assets and Liabilities

2014-06-30		Rank
# of Employees:	291	485
Assets and Liabilities
Total Assets:	$1,287,619,000	530
Cash and due from depository institutions	$116,943,000	485
Interest-bearing balances	$90,588,000	352
Securities	$670,496,000	238
Federal funds sold & reverse repurchase agreements	$0	2,844
Net loans & leases	$361,691,000	1,220
Loan loss allowance	$47,031,000	173
Trading account assets	$0	246
Bank premises and fixed assets	$22,629,000	498
Other real estate owned	$29,477,000	485
Goodwill and other intangibles	$1,576,000	1,298
All other assets	$84,807,000	304
Life insurance assets	$18,294,000	463
Total liabilities and capital	$1,287,619,000	530
Total liabilities	$1,149,209,000	533
Total deposits	$1,112,055,000	495
Interest-bearing deposits	$975,136,000	448
Deposits held in domestic offices	$1,112,055,000	493
% insured	87.94%	2,669
Federal funds purchased & repurchase agreements	$0	2,152
Trading liabilities	$0	168
Other borrowed funds	$10,000,000	1,749
Subordinated debt	$0	135
All other liabilities	$27,154,000	285
Total equity capital	$138,410,000	539
Total bank equity capital	$138,410,000	539
Perpetual preferred stock	$0	199
Common stock	$1,200,000	1,926
Surplus	$88,826,000	445
Undivided profits	$48,384,000	803
Noncontrolling interests in consolidated subsidiaries	$0	158
Memoranda
Noncurrent loans and leases	$139,676,000	83
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$20,391,000	41
Income earned, not collected on loans	$2,947,000	818
Earning assets	$1,122,775,000	554
Long-term assets (5+ years)	$521,956,000	454
Average Assets, year-to-date	$1,352,704,000	510
Average Assets, quarterly	$1,314,871,500	523
Volatile liabilities	$108,818,000	497
Insider loans	$5,872,000	1,058
FHLB advances	$10,000,000	1,668
Loans and leases held for sale	$0	1,950
Unused loan commitments	$4,711,000	4,974
Tier 1 (core) risk-based capital	$132,906,000	523
Tier 2 risk-based capital	$5,747,000	940
Total risk weighted assets	$418,383,000	1,101
Total unused commitments	$4,711,000	4,974
Derivatives	$0	1,413
2014-03-31		Rank
# of Employees:	322	448
Assets and Liabilities
Total Assets:	$1,342,124,000	523
Cash and due from depository institutions	$177,305,000	448
Interest-bearing balances	$149,058,000	258
Securities	$498,153,000	307
Federal funds sold & reverse repurchase agreements	$0	3,112
Net loans & leases	$491,561,000	893
Loan loss allowance	$56,869,000	155
Trading account assets	$0	247
Bank premises and fixed assets	$23,023,000	495
Other real estate owned	$27,933,000	448
Goodwill and other intangibles	$1,759,000	1,240
All other assets	$122,390,000	226
Life insurance assets	$18,265,000	456
Total liabilities and capital	$1,342,124,000	523
Total liabilities	$1,201,825,000	510
Total deposits	$1,165,386,000	475
Interest-bearing deposits	$1,029,182,000	435
Deposits held in domestic offices	$1,165,386,000	473
% insured	87.60%	2,848
Federal funds purchased & repurchase agreements	$0	1,959
Trading liabilities	$0	165
Other borrowed funds	$10,000,000	1,633
Subordinated debt	$0	134
All other liabilities	$26,439,000	291
Total equity capital	$140,299,000	528
Total bank equity capital	$140,299,000	528
Perpetual preferred stock	$0	201
Common stock	$1,200,000	1,947
Surplus	$88,826,000	448
Undivided profits	$50,273,000	738
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$250,248,000	60
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$22,550,000	41
Income earned, not collected on loans	$4,035,000	566
Earning assets	$1,138,772,000	548
Long-term assets (5+ years)	$426,427,000	564
Average Assets, year-to-date	$1,385,246,500	498
Average Assets, quarterly	$1,385,246,500	498
Volatile liabilities	$111,713,000	461
Insider loans	$5,916,000	1,042
FHLB advances	$10,000,000	1,570
Loans and leases held for sale	$42,675,000	125
Unused loan commitments	$4,157,000	5,184
Tier 1 (core) risk-based capital	$137,666,000	511
Tier 2 risk-based capital	$7,273,000	741
Total risk weighted assets	$532,447,000	858
Total unused commitments	$4,157,000	5,184
Derivatives	$0	1,405
2013-12-31		Rank
# of Employees:	334	433
Assets and Liabilities
Total Assets:	$1,421,082,000	483
Cash and due from depository institutions	$305,352,000	433
Interest-bearing balances	$284,230,000	142
Securities	$321,725,000	478
Federal funds sold & reverse repurchase agreements	$0	2,964
Net loans & leases	$572,117,000	751
Loan loss allowance	$69,567,000	133
Trading account assets	$0	247
Bank premises and fixed assets	$23,388,000	484
Other real estate owned	$34,198,000	433
Goodwill and other intangibles	$1,963,000	1,184
All other assets	$162,339,000	195
Life insurance assets	$18,254,000	451
Total liabilities and capital	$1,421,082,000	483
Total liabilities	$1,284,282,000	475
Total deposits	$1,256,693,000	452
Interest-bearing deposits	$1,115,291,000	405
Deposits held in domestic offices	$1,256,693,000	451
% insured	86.62%	3,101
Federal funds purchased & repurchase agreements	$0	2,281
Trading liabilities	$0	167
Other borrowed funds	$10,000,000	1,709
Subordinated debt	$0	136
All other liabilities	$17,589,000	389
Total equity capital	$136,800,000	533
Total bank equity capital	$136,800,000	533
Perpetual preferred stock	$0	206
Common stock	$1,200,000	1,974
Surplus	$88,826,000	448
Undivided profits	$46,774,000	770
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$286,644,000	57
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$23,000	924
Income earned, not collected on loans	$3,691,000	651
Earning assets	$1,178,072,000	519
Long-term assets (5+ years)	$358,657,000	652
Average Assets, year-to-date	$1,663,056,800	414
Average Assets, quarterly	$1,499,889,000	459
Volatile liabilities	$115,367,000	450
Insider loans	$5,962,000	1,040
FHLB advances	$10,000,000	1,638
Loans and leases held for sale	$0	1,902
Unused loan commitments	$4,665,000	5,013
Tier 1 (core) risk-based capital	$135,943,000	514
Tier 2 risk-based capital	$7,891,000	663
Total risk weighted assets	$569,431,000	805
Total unused commitments	$4,665,000	5,013
Derivatives	$0	1,395
2013-09-30		Rank
# of Employees:	346	417
Assets and Liabilities
Total Assets:	$1,578,696,000	442
Cash and due from depository institutions	$553,481,000	417
Interest-bearing balances	$520,052,000	96
Securities	$121,401,000	1,251
Federal funds sold & reverse repurchase agreements	$0	2,981
Net loans & leases	$656,159,000	640
Loan loss allowance	$67,942,000	141
Trading account assets	$0	248
Bank premises and fixed assets	$23,737,000	473
Other real estate owned	$42,793,000	417
Goodwill and other intangibles	$2,174,000	1,136
All other assets	$178,951,000	174
Life insurance assets	$18,170,000	446
Total liabilities and capital	$1,578,696,000	442
Total liabilities	$1,433,411,000	432
Total deposits	$1,381,494,000	413
Interest-bearing deposits	$1,224,959,000	377
Deposits held in domestic offices	$1,381,494,000	411
% insured	86.27%	3,432
Federal funds purchased & repurchase agreements	$0	2,308
Trading liabilities	$0	163
Other borrowed funds	$35,000,000	739
Subordinated debt	$0	150
All other liabilities	$16,917,000	408
Total equity capital	$145,285,000	508
Total bank equity capital	$145,285,000	508
Perpetual preferred stock	$0	217
Common stock	$1,200,000	2,004
Surplus	$88,826,000	445
Undivided profits	$55,259,000	667
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$335,802,000	53
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$477,000	459
Income earned, not collected on loans	$2,798,000	909
Earning assets	$1,297,612,000	482
Long-term assets (5+ years)	$212,540,000	1,027
Average Assets, year-to-date	$1,723,550,500	403
Average Assets, quarterly	$1,636,040,500	423
Volatile liabilities	$139,932,000	384
Insider loans	$5,993,000	1,038
FHLB advances	$35,000,000	687
Loans and leases held for sale	$0	2,008
Unused loan commitments	$6,560,000	4,574
Tier 1 (core) risk-based capital	$142,211,000	491
Tier 2 risk-based capital	$8,280,000	638
Total risk weighted assets	$602,266,000	751
Total unused commitments	$6,560,000	4,574
Derivatives	$0	1,430
2013-06-30		Rank
# of Employees:	341	422
Assets and Liabilities
Total Assets:	$1,693,385,000	404
Cash and due from depository institutions	$575,144,000	422
Interest-bearing balances	$550,457,000	89
Securities	$104,258,000	1,433
Federal funds sold & reverse repurchase agreements	$0	3,098
Net loans & leases	$761,337,000	549
Loan loss allowance	$67,943,000	146
Trading account assets	$0	250
Bank premises and fixed assets	$24,998,000	440
Other real estate owned	$46,879,000	422
Goodwill and other intangibles	$2,413,000	1,086
All other assets	$178,356,000	172
Life insurance assets	$18,086,000	439
Total liabilities and capital	$1,693,385,000	404
Total liabilities	$1,549,350,000	399
Total deposits	$1,491,913,000	381
Interest-bearing deposits	$1,347,509,000	340
Deposits held in domestic offices	$1,491,913,000	381
% insured	86.70%	3,424
Federal funds purchased & repurchase agreements	$0	2,211
Trading liabilities	$0	154
Other borrowed funds	$35,000,000	719
Subordinated debt	$0	152
All other liabilities	$22,437,000	342
Total equity capital	$144,035,000	508
Total bank equity capital	$144,035,000	508
Perpetual preferred stock	$0	228
Common stock	$1,200,000	2,016
Surplus	$88,826,000	443
Undivided profits	$54,009,000	663
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$383,394,000	52
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$14,625,000	51
Income earned, not collected on loans	$3,149,000	776
Earning assets	$1,416,052,000	441
Long-term assets (5+ years)	$211,644,000	1,016
Average Assets, year-to-date	$1,771,835,330	389
Average Assets, quarterly	$1,738,357,500	398
Volatile liabilities	$132,564,000	398
Insider loans	$6,022,000	1,037
FHLB advances	$35,000,000	665
Loans and leases held for sale	$0	2,138
Unused loan commitments	$6,911,000	4,549
Tier 1 (core) risk-based capital	$141,354,000	488
Tier 2 risk-based capital	$9,219,000	567
Total risk weighted assets	$678,503,000	656
Total unused commitments	$6,911,000	4,549
Derivatives	$0	1,417
2013-03-31		Rank
# of Employees:	336	423
Assets and Liabilities
Total Assets:	$1,795,061,000	389
Cash and due from depository institutions	$553,071,000	423
Interest-bearing balances	$531,584,000	106
Securities	$116,773,000	1,307
Federal funds sold & reverse repurchase agreements	$0	3,440
Net loans & leases	$838,783,000	484
Loan loss allowance	$80,344,000	127
Trading account assets	$0	242
Bank premises and fixed assets	$25,378,000	432
Other real estate owned	$65,230,000	423
Goodwill and other intangibles	$2,654,000	1,029
All other assets	$193,172,000	173
Life insurance assets	$18,100,000	430
Total liabilities and capital	$1,795,062,000	389
Total liabilities	$1,644,744,000	380
Total deposits	$1,589,174,000	367
Interest-bearing deposits	$1,448,314,000	317
Deposits held in domestic offices	$1,589,174,000	365
% insured	88.25%	2,976
Federal funds purchased & repurchase agreements	$0	1,982
Trading liabilities	$0	154
Other borrowed funds	$35,000,000	684
Subordinated debt	$0	155
All other liabilities	$20,570,000	368
Total equity capital	$150,318,000	502
Total bank equity capital	$150,318,000	502
Perpetual preferred stock	$0	239
Common stock	$1,200,000	2,055
Surplus	$88,826,000	442
Undivided profits	$60,292,000	626
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$390,404,000	58
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$41,918,000	29
Income earned, not collected on loans	$3,311,000	727
Earning assets	$1,487,140,000	424
Long-term assets (5+ years)	$228,630,000	917
Average Assets, year-to-date	$1,828,725,000	383
Average Assets, quarterly	$1,828,725,000	383
Volatile liabilities	$135,225,000	374
Insider loans	$6,598,000	938
FHLB advances	$35,000,000	625
Loans and leases held for sale	$0	2,154
Unused loan commitments	$5,727,000	4,856
Tier 1 (core) risk-based capital	$146,338,000	473
Tier 2 risk-based capital	$10,393,000	508
Total risk weighted assets	$742,198,000	588
Total unused commitments	$5,727,000	4,856
Derivatives	$0	1,405
2012-12-31		Rank
# of Employees:	342	419
Assets and Liabilities
Total Assets:	$1,862,389,000	381
Cash and due from depository institutions	$508,440,000	419
Interest-bearing balances	$475,594,000	113
Securities	$127,869,000	1,186
Federal funds sold & reverse repurchase agreements	$0	3,307
Net loans & leases	$928,599,000	447
Loan loss allowance	$79,926,000	134
Trading account assets	$0	243
Bank premises and fixed assets	$25,783,000	425
Other real estate owned	$78,081,000	419
Goodwill and other intangibles	$2,909,000	978
All other assets	$190,708,000	174
Life insurance assets	$18,013,000	419
Total liabilities and capital	$1,862,389,000	381
Total liabilities	$1,705,317,000	372
Total deposits	$1,642,101,000	359
Interest-bearing deposits	$1,491,482,000	311
Deposits held in domestic offices	$1,642,101,000	357
% insured	89.35%	3,647
Federal funds purchased & repurchase agreements	$0	2,186
Trading liabilities	$0	152
Other borrowed funds	$35,000,000	729
Subordinated debt	$0	159
All other liabilities	$28,216,000	300
Total equity capital	$157,072,000	484
Total bank equity capital	$157,072,000	483
Perpetual preferred stock	$0	246
Common stock	$1,200,000	2,075
Surplus	$88,826,000	444
Undivided profits	$67,046,000	562
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$405,820,000	57
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$31,162,000	34
Income earned, not collected on loans	$3,997,000	604
Earning assets	$1,532,062,000	415
Long-term assets (5+ years)	$245,135,000	846
Average Assets, year-to-date	$2,071,692,600	342
Average Assets, quarterly	$1,897,605,000	377
Volatile liabilities	$140,318,000	383
Insider loans	$6,953,000	889
FHLB advances	$35,000,000	667
Loans and leases held for sale	$0	2,229
Unused loan commitments	$6,241,000	4,652
Tier 1 (core) risk-based capital	$152,778,000	450
Tier 2 risk-based capital	$11,617,000	461
Total risk weighted assets	$836,781,000	521
Total unused commitments	$6,241,000	4,652
Derivatives	$0	1,366
2012-09-30		Rank
# of Employees:	339	418
Assets and Liabilities
Total Assets:	$1,932,821,000	368
Cash and due from depository institutions	$413,536,000	418
Interest-bearing balances	$390,431,000	121
Securities	$139,798,000	1,092
Federal funds sold & reverse repurchase agreements	$0	3,418
Net loans & leases	$1,074,827,000	402
Loan loss allowance	$85,559,000	125
Trading account assets	$0	231
Bank premises and fixed assets	$29,479,000	358
Other real estate owned	$77,781,000	418
Goodwill and other intangibles	$3,168,000	922
All other assets	$194,232,000	174
Life insurance assets	$17,945,000	412
Total liabilities and capital	$1,932,821,000	368
Total liabilities	$1,773,466,000	358
Total deposits	$1,674,923,000	343
Interest-bearing deposits	$1,530,616,000	304
Deposits held in domestic offices	$1,674,923,000	342
% insured	88.44%	4,151
Federal funds purchased & repurchase agreements	$0	2,188
Trading liabilities	$0	150
Other borrowed funds	$55,000,000	513
Subordinated debt	$0	163
All other liabilities	$43,543,000	234
Total equity capital	$159,355,000	477
Total bank equity capital	$159,355,000	477
Perpetual preferred stock	$0	250
Common stock	$1,200,000	2,112
Surplus	$88,826,000	442
Undivided profits	$69,329,000	548
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$472,532,000	53
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$35,100,000	34
Income earned, not collected on loans	$4,327,000	593
Earning assets	$1,605,056,000	392
Long-term assets (5+ years)	$262,644,000	780
Average Assets, year-to-date	$2,122,581,000	342
Average Assets, quarterly	$1,960,652,000	362
Volatile liabilities	$122,041,000	438
Insider loans	$7,254,000	840
FHLB advances	$55,000,000	468
Loans and leases held for sale	$0	2,256
Unused loan commitments	$9,024,000	4,024
Tier 1 (core) risk-based capital	$154,039,000	440
Tier 2 risk-based capital	$13,133,000	418
Total risk weighted assets	$945,618,000	457
Total unused commitments	$9,024,000	4,024
Derivatives	$0	1,366
2012-06-30		Rank
# of Employees:	327	431
Assets and Liabilities
Total Assets:	$1,988,483,000	357
Cash and due from depository institutions	$417,944,000	431
Interest-bearing balances	$393,936,000	123
Securities	$149,792,000	1,040
Federal funds sold & reverse repurchase agreements	$0	3,541
Net loans & leases	$1,158,260,000	375
Loan loss allowance	$89,348,000	121
Trading account assets	$0	211
Bank premises and fixed assets	$29,437,000	357
Other real estate owned	$69,321,000	431
Goodwill and other intangibles	$3,474,000	879
All other assets	$160,255,000	200
Life insurance assets	$17,851,000	407
Total liabilities and capital	$1,988,483,000	357
Total liabilities	$1,824,772,000	347
Total deposits	$1,725,553,000	328
Interest-bearing deposits	$1,582,881,000	293
Deposits held in domestic offices	$1,725,553,000	327
% insured	88.37%	4,273
Federal funds purchased & repurchase agreements	$0	2,234
Trading liabilities	$0	130
Other borrowed funds	$83,000,000	357
Subordinated debt	$0	180
All other liabilities	$16,219,000	434
Total equity capital	$163,711,000	457
Total bank equity capital	$163,711,000	457
Perpetual preferred stock	$0	254
Common stock	$1,200,000	2,148
Surplus	$88,826,000	435
Undivided profits	$73,685,000	490
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$446,258,000	52
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$7,419,000	71
Income earned, not collected on loans	$4,896,000	502
Earning assets	$1,701,988,000	372
Long-term assets (5+ years)	$278,957,000	731
Average Assets, year-to-date	$2,185,834,330	326
Average Assets, quarterly	$2,104,482,500	344
Volatile liabilities	$123,305,000	437
Insider loans	$7,229,000	859
FHLB advances	$83,000,000	313
Loans and leases held for sale	$0	2,185
Unused loan commitments	$12,674,000	3,407
Tier 1 (core) risk-based capital	$159,021,000	433
Tier 2 risk-based capital	$13,365,000	409
Total risk weighted assets	$965,619,000	451
Total unused commitments	$12,674,000	3,407
Derivatives	$0	1,332
2012-03-31		Rank
# of Employees:	355	397
Assets and Liabilities
Total Assets:	$2,220,482,000	322
Cash and due from depository institutions	$420,727,000	397
Interest-bearing balances	$398,561,000	122
Securities	$160,381,000	966
Federal funds sold & reverse repurchase agreements	$0	3,754
Net loans & leases	$1,293,441,000	335
Loan loss allowance	$68,606,000	154
Trading account assets	$0	215
Bank premises and fixed assets	$29,787,000	350
Other real estate owned	$64,072,000	397
Goodwill and other intangibles	$3,795,000	838
All other assets	$248,279,000	152
Life insurance assets	$17,868,000	399
Total liabilities and capital	$2,220,482,000	322
Total liabilities	$2,054,801,000	312
Total deposits	$1,943,997,000	294
Interest-bearing deposits	$1,798,078,000	257
Deposits held in domestic offices	$1,943,997,000	293
% insured	88.49%	4,272
Federal funds purchased & repurchase agreements	$0	2,131
Trading liabilities	$0	123
Other borrowed funds	$83,000,000	358
Subordinated debt	$0	185
All other liabilities	$27,804,000	303
Total equity capital	$165,681,000	450
Total bank equity capital	$165,681,000	450
Perpetual preferred stock	$0	259
Common stock	$1,200,000	2,177
Surplus	$88,826,000	432
Undivided profits	$75,655,000	468
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$513,474,000	51
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$42,297,000	30
Income earned, not collected on loans	$4,930,000	494
Earning assets	$1,852,383,000	347
Long-term assets (5+ years)	$306,997,000	652
Average Assets, year-to-date	$2,284,510,000	307
Average Assets, quarterly	$2,284,510,000	307
Volatile liabilities	$127,033,000	428
Insider loans	$7,010,000	894
FHLB advances	$83,000,000	312
Loans and leases held for sale	$0	2,171
Unused loan commitments	$16,766,000	2,889
Tier 1 (core) risk-based capital	$161,314,000	422
Tier 2 risk-based capital	$14,559,000	387
Total risk weighted assets	$1,093,304,000	405
Total unused commitments	$16,766,000	2,889
Derivatives	$0	1,297
2011-12-31		Rank
# of Employees:	420	332
Assets and Liabilities
Total Assets:	$2,348,538,000	302
Cash and due from depository institutions	$402,217,000	332
Interest-bearing balances	$375,322,000	128
Securities	$171,302,000	880
Federal funds sold & reverse repurchase agreements	$0	3,658
Net loans & leases	$1,355,763,000	326
Loan loss allowance	$67,779,000	159
Trading account assets	$0	205
Bank premises and fixed assets	$30,263,000	345
Other real estate owned	$66,661,000	332
Goodwill and other intangibles	$4,153,000	799
All other assets	$318,179,000	131
Life insurance assets	$17,667,000	393
Total liabilities and capital	$2,348,538,000	302
Total liabilities	$2,177,155,000	293
Total deposits	$2,060,127,000	272
Interest-bearing deposits	$1,912,374,000	243
Deposits held in domestic offices	$2,060,127,000	272
% insured	88.40%	4,351
Federal funds purchased & repurchase agreements	$0	2,367
Trading liabilities	$0	115
Other borrowed funds	$83,000,000	383
Subordinated debt	$0	193
All other liabilities	$34,028,000	267
Total equity capital	$171,383,000	431
Total bank equity capital	$171,383,000	431
Perpetual preferred stock	$0	263
Common stock	$1,200,000	2,193
Surplus	$88,826,000	436
Undivided profits	$81,357,000	428
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$488,653,000	54
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$31,600,000	35
Income earned, not collected on loans	$5,184,000	495
Earning assets	$1,902,387,000	328
Long-term assets (5+ years)	$326,710,000	488
Average Assets, year-to-date	$2,392,784,200	291
Average Assets, quarterly	$2,413,660,500	293
Volatile liabilities	$129,728,000	461
Insider loans	$23,006,000	208
FHLB advances	$83,000,000	336
Loans and leases held for sale	$0	1,918
Unused loan commitments	$21,607,000	2,422
Tier 1 (core) risk-based capital	$167,113,000	400
Tier 2 risk-based capital	$15,382,000	369
Total risk weighted assets	$1,158,615,000	391
Total unused commitments	$21,607,000	2,423
Derivatives	$0	1,191
2011-09-30		Rank
# of Employees:	421	325
Assets and Liabilities
Total Assets:	$2,612,603,000	274
Cash and due from depository institutions	$479,557,000	325
Interest-bearing balances	$454,871,000	112
Securities	$151,487,000	964
Federal funds sold & reverse repurchase agreements	$0	3,873
Net loans & leases	$1,226,370,000	348
Loan loss allowance	$57,465,000	181
Trading account assets	$0	209
Bank premises and fixed assets	$30,042,000	344
Other real estate owned	$69,952,000	325
Goodwill and other intangibles	$4,581,000	765
All other assets	$650,614,000	80
Life insurance assets	$17,834,000	385
Total liabilities and capital	$2,612,603,000	274
Total liabilities	$2,367,086,000	271
Total deposits	$2,161,110,000	256
Interest-bearing deposits	$2,009,910,000	229
Deposits held in domestic offices	$2,161,110,000	256
% insured	87.67%	4,724
Federal funds purchased & repurchase agreements	$0	2,338
Trading liabilities	$0	112
Other borrowed funds	$83,811,000	381
Subordinated debt	$0	206
All other liabilities	$122,165,000	130
Total equity capital	$245,517,000	314
Total bank equity capital	$245,517,000	313
Perpetual preferred stock	$0	266
Common stock	$1,200,000	2,229
Surplus	$88,826,000	446
Undivided profits	$155,491,000	226
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$364,567,000	69
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$26,654,000	36
Income earned, not collected on loans	$5,828,000	436
Earning assets	$1,832,728,000	342
Long-term assets (5+ years)	$333,219,000	478
Average Assets, year-to-date	$2,557,465,750	278
Average Assets, quarterly	$2,591,108,500	275
Volatile liabilities	$156,754,000	400
Insider loans	$22,067,000	221
FHLB advances	$83,000,000	336
Loans and leases held for sale	$0	1,904
Unused loan commitments	$28,113,000	1,971
Tier 1 (core) risk-based capital	$240,621,000	295
Tier 2 risk-based capital	$15,833,000	360
Total risk weighted assets	$1,201,401,000	383
Total unused commitments	$28,113,000	1,975
Derivatives	$0	1,195
2011-06-30		Rank
# of Employees:	431	321
Assets and Liabilities
Total Assets:	$2,569,614,000	278
Cash and due from depository institutions	$360,985,000	321
Interest-bearing balances	$333,058,000	134
Securities	$124,451,000	1,164
Federal funds sold & reverse repurchase agreements	$0	3,997
Net loans & leases	$1,336,388,000	331
Loan loss allowance	$53,725,000	196
Trading account assets	$0	213
Bank premises and fixed assets	$29,103,000	363
Other real estate owned	$56,624,000	321
Goodwill and other intangibles	$4,703,000	769
All other assets	$657,360,000	79
Life insurance assets	$18,034,000	376
Total liabilities and capital	$2,569,614,000	278
Total liabilities	$2,315,226,000	273
Total deposits	$2,101,719,000	259
Interest-bearing deposits	$1,947,721,000	236
Deposits held in domestic offices	$2,101,719,000	259
% insured	78.82%	6,524
Federal funds purchased & repurchase agreements	$0	2,430
Trading liabilities	$0	112
Other borrowed funds	$87,616,000	384
Subordinated debt	$0	212
All other liabilities	$125,891,000	124
Total equity capital	$254,388,000	307
Total bank equity capital	$254,388,000	306
Perpetual preferred stock	$0	222
Common stock	$1,200,000	2,265
Surplus	$88,826,000	446
Undivided profits	$164,362,000	207
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$372,326,000	71
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$24,754,000	40
Income earned, not collected on loans	$5,545,000	461
Earning assets	$1,793,897,000	352
Long-term assets (5+ years)	$337,219,000	463
Average Assets, year-to-date	$2,541,506,670	282
Average Assets, quarterly	$2,561,199,500	281
Volatile liabilities	$119,423,000	526
Insider loans	$21,577,000	234
FHLB advances	$86,804,000	340
Loans and leases held for sale	$0	1,752
Unused loan commitments	$37,905,000	1,573
Tier 1 (core) risk-based capital	$250,257,000	285
Tier 2 risk-based capital	$16,531,000	349
Total risk weighted assets	$1,285,180,000	365
Total unused commitments	$37,905,000	1,576
Derivatives	$0	1,174
2011-03-31		Rank
# of Employees:	423	326
Assets and Liabilities
Total Assets:	$2,552,785,000	279
Cash and due from depository institutions	$223,791,000	326
Interest-bearing balances	$190,842,000	219
Securities	$172,912,000	847
Federal funds sold & reverse repurchase agreements	$0	4,332
Net loans & leases	$1,410,087,000	319
Loan loss allowance	$41,922,000	249
Trading account assets	$0	208
Bank premises and fixed assets	$28,914,000	374
Other real estate owned	$65,640,000	326
Goodwill and other intangibles	$4,495,000	800
All other assets	$646,946,000	83
Life insurance assets	$17,906,000	375
Total liabilities and capital	$2,552,785,000	279
Total liabilities	$2,291,149,000	282
Total deposits	$2,007,163,000	273
Interest-bearing deposits	$1,852,723,000	251
Deposits held in domestic offices	$2,007,163,000	272
% insured	76.24%	6,803
Federal funds purchased & repurchase agreements	$0	2,341
Trading liabilities	$0	108
Other borrowed funds	$157,357,000	238
Subordinated debt	$0	214
All other liabilities	$126,629,000	118
Total equity capital	$261,636,000	298
Total bank equity capital	$261,636,000	297
Perpetual preferred stock	$0	224
Common stock	$1,200,000	2,294
Surplus	$88,826,000	448
Undivided profits	$171,610,000	197
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$337,539,000	86
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$20,685,000	46
Income earned, not collected on loans	$4,214,000	630
Earning assets	$1,773,841,000	353
Long-term assets (5+ years)	$417,575,000	347
Average Assets, year-to-date	$2,527,453,000	283
Average Assets, quarterly	$2,527,453,000	283
Volatile liabilities	$123,070,000	531
Insider loans	$24,370,000	194
FHLB advances	$88,836,000	338
Loans and leases held for sale	$0	1,676
Unused loan commitments	$40,044,000	1,523
Tier 1 (core) risk-based capital	$257,178,000	273
Tier 2 risk-based capital	$17,277,000	339
Total risk weighted assets	$1,357,279,000	345
Total unused commitments	$40,044,000	1,524
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	422	328
Assets and Liabilities
Total Assets:	$2,502,121,000	286
Cash and due from depository institutions	$107,417,000	328
Interest-bearing balances	$84,094,000	429
Securities	$182,568,000	771
Federal funds sold & reverse repurchase agreements	$0	4,270
Net loans & leases	$1,454,093,000	314
Loan loss allowance	$42,882,000	240
Trading account assets	$0	207
Bank premises and fixed assets	$29,252,000	375
Other real estate owned	$61,133,000	328
Goodwill and other intangibles	$4,024,000	858
All other assets	$663,634,000	82
Life insurance assets	$17,797,000	374
Total liabilities and capital	$2,502,121,000	286
Total liabilities	$2,237,209,000	285
Total deposits	$1,942,329,000	284
Interest-bearing deposits	$1,777,925,000	262
Deposits held in domestic offices	$1,942,329,000	282
% insured	78.61%	6,584
Federal funds purchased & repurchase agreements	$0	2,549
Trading liabilities	$0	108
Other borrowed funds	$166,241,000	237
Subordinated debt	$0	220
All other liabilities	$128,639,000	117
Total equity capital	$264,912,000	293
Total bank equity capital	$264,912,000	291
Perpetual preferred stock	$0	224
Common stock	$1,200,000	2,322
Surplus	$88,826,000	448
Undivided profits	$174,886,000	189
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$311,999,000	95
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$244,268,000	35
Income earned, not collected on loans	$4,463,000	609
Earning assets	$1,720,755,000	364
Long-term assets (5+ years)	$443,870,000	317
Average Assets, year-to-date	$2,575,919,800	276
Average Assets, quarterly	$2,507,869,500	291
Volatile liabilities	$685,129,000	210
Insider loans	$6,748,000	1,015
FHLB advances	$98,868,000	337
Loans and leases held for sale	$0	1,952
Unused loan commitments	$55,457,000	1,155
Tier 1 (core) risk-based capital	$261,012,000	271
Tier 2 risk-based capital	$17,750,000	341
Total risk weighted assets	$1,403,471,000	346
Total unused commitments	$55,457,000	1,156
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	422	325
Assets and Liabilities
Total Assets:	$2,519,058,000	286
Cash and due from depository institutions	$78,199,000	325
Interest-bearing balances	$54,102,000	664
Securities	$185,343,000	740
Federal funds sold & reverse repurchase agreements	$0	4,450
Net loans & leases	$1,620,458,000	286
Loan loss allowance	$28,628,000	337
Trading account assets	$0	210
Bank premises and fixed assets	$29,605,000	361
Other real estate owned	$50,359,000	325
Goodwill and other intangibles	$3,939,000	862
All other assets	$551,155,000	95
Life insurance assets	$17,648,000	369
Total liabilities and capital	$2,519,058,000	286
Total liabilities	$2,245,884,000	285
Total deposits	$1,833,469,000	300
Interest-bearing deposits	$1,675,208,000	274
Deposits held in domestic offices	$1,833,469,000	298
% insured	86.48%	4,693
Federal funds purchased & repurchase agreements	$0	2,564
Trading liabilities	$0	103
Other borrowed funds	$247,130,000	185
Subordinated debt	$0	233
All other liabilities	$165,285,000	110
Total equity capital	$273,174,000	282
Total bank equity capital	$273,174,000	279
Perpetual preferred stock	$0	229
Common stock	$1,200,000	2,365
Surplus	$88,826,000	436
Undivided profits	$183,148,000	181
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$374,294,000	85
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$343,431,000	23
Income earned, not collected on loans	$23,377,000	145
Earning assets	$1,859,903,000	340
Long-term assets (5+ years)	$463,442,000	288
Average Assets, year-to-date	$2,600,934,500	274
Average Assets, quarterly	$2,572,337,000	277
Volatile liabilities	$571,500,000	247
Insider loans	$10,847,000	599
FHLB advances	$170,800,000	203
Loans and leases held for sale	$0	1,963
Unused loan commitments	$45,827,000	1,369
Tier 1 (core) risk-based capital	$267,996,000	263
Tier 2 risk-based capital	$18,247,000	330
Total risk weighted assets	$1,437,307,000	338
Total unused commitments	$45,827,000	1,371
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	444	307
Assets and Liabilities
Total Assets:	$2,625,616,000	270
Cash and due from depository institutions	$178,797,000	307
Interest-bearing balances	$151,995,000	258
Securities	$183,727,000	740
Federal funds sold & reverse repurchase agreements	$0	4,532
Net loans & leases	$1,624,047,000	287
Loan loss allowance	$27,862,000	341
Trading account assets	$0	210
Bank premises and fixed assets	$30,081,000	354
Other real estate owned	$52,733,000	307
Goodwill and other intangibles	$4,029,000	870
All other assets	$552,202,000	99
Life insurance assets	$17,474,000	373
Total liabilities and capital	$2,625,616,000	270
Total liabilities	$2,358,822,000	271
Total deposits	$1,986,888,000	274
Interest-bearing deposits	$1,832,648,000	256
Deposits held in domestic offices	$1,986,888,000	272
% insured	86.61%	4,759
Federal funds purchased & repurchase agreements	$0	2,594
Trading liabilities	$0	104
Other borrowed funds	$199,308,000	230
Subordinated debt	$0	241
All other liabilities	$172,626,000	98
Total equity capital	$266,794,000	283
Total bank equity capital	$266,794,000	281
Perpetual preferred stock	$0	222
Common stock	$1,200,000	2,388
Surplus	$88,826,000	434
Undivided profits	$176,768,000	181
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$319,023,000	100
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$294,206,000	25
Income earned, not collected on loans	$20,487,000	153
Earning assets	$1,959,769,000	322
Long-term assets (5+ years)	$288,401,000	458
Average Assets, year-to-date	$2,628,226,670	271
Average Assets, quarterly	$2,623,781,000	271
Volatile liabilities	$630,340,000	229
Insider loans	$10,611,000	614
FHLB advances	$115,800,000	317
Loans and leases held for sale	$0	1,852
Unused loan commitments	$64,853,000	1,024
Tier 1 (core) risk-based capital	$261,326,000	267
Tier 2 risk-based capital	$18,367,000	337
Total risk weighted assets	$1,451,123,000	335
Total unused commitments	$64,853,000	1,025
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	451	312
Assets and Liabilities
Total Assets:	$2,621,946,000	284
Cash and due from depository institutions	$175,928,000	312
Interest-bearing balances	$143,495,000	287
Securities	$189,229,000	708
Federal funds sold & reverse repurchase agreements	$4,150,000	1,976
Net loans & leases	$1,547,230,000	306
Loan loss allowance	$27,697,000	351
Trading account assets	$0	227
Bank premises and fixed assets	$30,352,000	364
Other real estate owned	$52,045,000	312
Goodwill and other intangibles	$4,088,000	875
All other assets	$618,924,000	83
Life insurance assets	$17,497,000	369
Total liabilities and capital	$2,621,946,000	284
Total liabilities	$2,360,353,000	281
Total deposits	$2,008,778,000	280
Interest-bearing deposits	$1,877,607,000	258
Deposits held in domestic offices	$2,008,778,000	278
% insured	86.28%	4,909
Federal funds purchased & repurchase agreements	$0	2,570
Trading liabilities	$0	108
Other borrowed funds	$165,800,000	287
Subordinated debt	$0	248
All other liabilities	$185,775,000	99
Total equity capital	$261,593,000	291
Total bank equity capital	$261,593,000	289
Perpetual preferred stock	$0	220
Common stock	$1,200,000	2,434
Surplus	$88,826,000	442
Undivided profits	$171,567,000	185
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$302,921,000	104
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$282,615,000	21
Income earned, not collected on loans	$19,184,000	164
Earning assets	$1,884,104,000	338
Long-term assets (5+ years)	$236,792,000	563
Average Assets, year-to-date	$2,629,532,000	282
Average Assets, quarterly	$2,629,532,000	282
Volatile liabilities	$612,421,000	255
Insider loans	$10,167,000	702
FHLB advances	$115,800,000	339
Loans and leases held for sale	$0	1,823
Unused loan commitments	$71,227,000	986
Tier 1 (core) risk-based capital	$257,842,000	270
Tier 2 risk-based capital	$17,418,000	367
Total risk weighted assets	$1,378,330,000	359
Total unused commitments	$71,227,000	989
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	444	319
Assets and Liabilities
Total Assets:	$2,637,118,000	282
Cash and due from depository institutions	$209,064,000	319
Interest-bearing balances	$162,486,000	202
Securities	$92,545,000	1,399
Federal funds sold & reverse repurchase agreements	$3,915,000	1,979
Net loans & leases	$1,487,638,000	326
Loan loss allowance	$29,982,000	333
Trading account assets	$0	224
Bank premises and fixed assets	$30,805,000	359
Other real estate owned	$40,796,000	319
Goodwill and other intangibles	$4,136,000	870
All other assets	$768,219,000	72
Life insurance assets	$17,378,000	367
Total liabilities and capital	$2,637,118,000	282
Total liabilities	$2,378,190,000	276
Total deposits	$2,018,725,000	278
Interest-bearing deposits	$1,887,972,000	259
Deposits held in domestic offices	$2,018,725,000	275
% insured	89.04%	4,076
Federal funds purchased & repurchase agreements	$0	2,785
Trading liabilities	$0	104
Other borrowed funds	$175,300,000	307
Subordinated debt	$0	258
All other liabilities	$184,165,000	96
Total equity capital	$258,928,000	291
Total bank equity capital	$258,928,000	289
Perpetual preferred stock	$0	219
Common stock	$1,200,000	2,472
Surplus	$88,826,000	434
Undivided profits	$168,902,000	180
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$347,318,000	95
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$315,174,000	20
Income earned, not collected on loans	$16,595,000	185
Earning assets	$1,746,584,000	370
Long-term assets (5+ years)	$129,814,000	1,064
Average Assets, year-to-date	$1,716,890,200	409
Average Assets, quarterly	$2,668,703,000	280
Volatile liabilities	$689,171,000	240
Insider loans	$10,197,000	716
FHLB advances	$125,300,000	344
Loans and leases held for sale	$0	1,814
Unused loan commitments	$67,540,000	1,051
Tier 1 (core) risk-based capital	$255,220,000	274
Tier 2 risk-based capital	$16,982,000	392
Total risk weighted assets	$1,342,980,000	385
Total unused commitments	$67,540,000	1,053
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	598	236
Assets and Liabilities
Total Assets:	$2,700,288,000	285
Cash and due from depository institutions	$294,056,000	236
Interest-bearing balances	$264,470,000	135
Securities	$134,180,000	955
Federal funds sold & reverse repurchase agreements	$29,345,000	276
Net loans & leases	$1,407,943,000	363
Loan loss allowance	$18,455,000	488
Trading account assets	$0	238
Bank premises and fixed assets	$19,895,000	589
Other real estate owned	$54,715,000	236
Goodwill and other intangibles	$4,309,000	893
All other assets	$755,845,000	72
Life insurance assets	$17,165,000	376
Total liabilities and capital	$2,700,288,000	285
Total liabilities	$2,429,496,000	287
Total deposits	$2,094,800,000	275
Interest-bearing deposits	$1,958,359,000	260
Deposits held in domestic offices	$2,094,800,000	272
% insured	88.90%	4,332
Federal funds purchased & repurchase agreements	$50,000,000	407
Trading liabilities	$0	103
Other borrowed funds	$150,719,000	357
Subordinated debt	$0	269
All other liabilities	$133,977,000	115
Total equity capital	$270,792,000	292
Total bank equity capital	$270,792,000	289
Perpetual preferred stock	$0	212
Common stock	$1,200,000	2,504
Surplus	$88,826,000	434
Undivided profits	$180,766,000	171
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$367,892,000	93
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$336,788,000	15
Income earned, not collected on loans	$6,398,000	480
Earning assets	$1,835,938,000	362
Long-term assets (5+ years)	$144,940,000	966
Average Assets, year-to-date	$1,486,833,250	471
Average Assets, quarterly	$1,921,454,000	378
Volatile liabilities	$723,322,000	237
Insider loans	$9,947,000	732
FHLB advances	$150,719,000	293
Loans and leases held for sale	$0	1,823
Unused loan commitments	$80,262,000	968
Tier 1 (core) risk-based capital	$265,726,000	266
Tier 2 risk-based capital	$18,688,000	373
Total risk weighted assets	$1,678,292,000	334
Total unused commitments	$80,262,000	973
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	251	610
Assets and Liabilities
Total Assets:	$1,142,620,000	613
Cash and due from depository institutions	$57,604,000	610
Interest-bearing balances	$30,243,000	726
Securities	$104,482,000	1,212
Federal funds sold & reverse repurchase agreements	$48,145,000	152
Net loans & leases	$858,070,000	570
Loan loss allowance	$10,004,000	806
Trading account assets	$0	240
Bank premises and fixed assets	$19,562,000	613
Other real estate owned	$7,003,000	610
Goodwill and other intangibles	$4,408,000	900
All other assets	$43,346,000	542
Life insurance assets	$16,555,000	397
Total liabilities and capital	$1,142,620,000	613
Total liabilities	$1,033,368,000	609
Total deposits	$837,563,000	650
Interest-bearing deposits	$747,608,000	640
Deposits held in domestic offices	$837,563,000	648
% insured	67.36%	6,462
Federal funds purchased & repurchase agreements	$50,000,000	401
Trading liabilities	$0	100
Other borrowed funds	$135,000,000	427
Subordinated debt	$0	276
All other liabilities	$10,805,000	630
Total equity capital	$109,252,000	630
Total bank equity capital	$109,252,000	628
Perpetual preferred stock	$0	213
Common stock	$1,200,000	2,544
Surplus	$88,826,000	445
Undivided profits	$19,226,000	1,713
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$45,262,000	433
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$9,818,000	65
Income earned, not collected on loans	$3,859,000	845
Earning assets	$1,040,940,000	611
Long-term assets (5+ years)	$119,813,000	1,144
Average Assets, year-to-date	$1,082,348,330	639
Average Assets, quarterly	$1,117,829,500	625
Volatile liabilities	$346,215,000	480
Insider loans	$7,447,000	1,049
FHLB advances	$135,000,000	361
Loans and leases held for sale	$0	1,961
Unused loan commitments	$48,446,000	1,516
Tier 1 (core) risk-based capital	$106,265,000	585
Tier 2 risk-based capital	$10,153,000	637
Total risk weighted assets	$930,195,000	567
Total unused commitments	$48,446,000	1,518
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	245	628
Assets and Liabilities
Total Assets:	$1,093,039,000	643
Cash and due from depository institutions	$64,415,000	628
Interest-bearing balances	$38,844,000	507
Securities	$108,645,000	1,146
Federal funds sold & reverse repurchase agreements	$48,095,000	221
Net loans & leases	$799,633,000	606
Loan loss allowance	$9,521,000	802
Trading account assets	$0	234
Bank premises and fixed assets	$19,473,000	616
Other real estate owned	$5,479,000	628
Goodwill and other intangibles	$4,396,000	912
All other assets	$42,903,000	533
Life insurance assets	$16,215,000	403
Total liabilities and capital	$1,093,039,000	643
Total liabilities	$983,184,000	640
Total deposits	$738,236,000	739
Interest-bearing deposits	$655,445,000	724
Deposits held in domestic offices	$738,236,000	737
% insured	71.67%	5,793
Federal funds purchased & repurchase agreements	$50,000,000	426
Trading liabilities	$0	92
Other borrowed funds	$185,000,000	356
Subordinated debt	$0	271
All other liabilities	$9,948,000	677
Total equity capital	$109,855,000	625
Total bank equity capital	$109,855,000	622
Perpetual preferred stock	$0	193
Common stock	$1,200,000	2,565
Surplus	$88,826,000	443
Undivided profits	$19,829,000	1,692
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$24,731,000	606
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$8,494,000	63
Income earned, not collected on loans	$3,667,000	909
Earning assets	$995,217,000	642
Long-term assets (5+ years)	$130,779,000	1,028
Average Assets, year-to-date	$1,052,212,500	664
Average Assets, quarterly	$1,052,212,500	664
Volatile liabilities	$382,429,000	433
Insider loans	$6,971,000	1,137
FHLB advances	$185,000,000	288
Loans and leases held for sale	$0	1,892
Unused loan commitments	$53,771,000	1,450
Tier 1 (core) risk-based capital	$106,464,000	588
Tier 2 risk-based capital	$9,690,000	653
Total risk weighted assets	$870,201,000	603
Total unused commitments	$53,771,000	1,451
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	245	633
Assets and Liabilities
Total Assets:	$1,011,386,000	676
Cash and due from depository institutions	$50,000,000	633
Interest-bearing balances	$24,232,000	481
Securities	$83,101,000	1,462
Federal funds sold & reverse repurchase agreements	$42,135,000	196
Net loans & leases	$765,750,000	637
Loan loss allowance	$9,033,000	796
Trading account assets	$0	236
Bank premises and fixed assets	$19,744,000	599
Other real estate owned	$4,002,000	633
Goodwill and other intangibles	$4,449,000	922
All other assets	$42,205,000	551
Life insurance assets	$16,037,000	405
Total liabilities and capital	$1,011,386,000	676
Total liabilities	$923,904,000	671
Total deposits	$678,203,000	776
Interest-bearing deposits	$601,927,000	759
Deposits held in domestic offices	$678,203,000	772
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$50,000,000	444
Trading liabilities	$0	88
Other borrowed funds	$185,000,000	378
Subordinated debt	$0	278
All other liabilities	$10,701,000	653
Total equity capital	$87,482,000	754
Total bank equity capital	$87,482,000	754
Perpetual preferred stock	$0	141
Common stock	$1,200,000	2,578
Surplus	$66,326,000	553
Undivided profits	$19,956,000	1,665
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$13,305,000	882
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$5,094,000	76
Income earned, not collected on loans	$3,207,000	1,102
Earning assets	$915,218,000	679
Long-term assets (5+ years)	$82,308,000	1,542
Average Assets, year-to-date	$898,378,800	741
Average Assets, quarterly	$958,984,500	709
Volatile liabilities	$371,859,000	454
Insider loans	$6,621,000	1,210
FHLB advances	$185,000,000	313
Loans and leases held for sale	$0	1,663
Unused loan commitments	$56,814,000	1,406
Tier 1 (core) risk-based capital	$84,639,000	711
Tier 2 risk-based capital	$9,169,000	674
Total risk weighted assets	$833,780,000	620
Total unused commitments	$56,814,000	1,410
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	258	617
Assets and Liabilities
Total Assets:	$906,583,000	750
Cash and due from depository institutions	$26,726,000	617
Interest-bearing balances	$6,788,000	1,034
Securities	$78,458,000	1,511
Federal funds sold & reverse repurchase agreements	$4,880,000	2,319
Net loans & leases	$728,565,000	672
Loan loss allowance	$7,851,000	830
Trading account assets	$0	251
Bank premises and fixed assets	$17,490,000	707
Other real estate owned	$5,738,000	617
Goodwill and other intangibles	$4,936,000	915
All other assets	$39,790,000	547
Life insurance assets	$16,887,000	380
Total liabilities and capital	$906,583,000	750
Total liabilities	$818,493,000	753
Total deposits	$633,133,000	820
Interest-bearing deposits	$544,967,000	842
Deposits held in domestic offices	$633,133,000	816
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$50,000,000	461
Trading liabilities	$0	91
Other borrowed funds	$125,000,000	549
Subordinated debt	$0	276
All other liabilities	$10,360,000	635
Total equity capital	$88,090,000	769
Total bank equity capital	$88,090,000	769
Perpetual preferred stock	$0	110
Common stock	$1,200,000	2,598
Surplus	$66,326,000	546
Undivided profits	$20,564,000	1,682
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,447,000	935
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$5,584,000	64
Income earned, not collected on loans	$3,307,000	1,126
Earning assets	$818,691,000	764
Long-term assets (5+ years)	$72,048,000	1,689
Average Assets, year-to-date	$870,127,000	778
Average Assets, quarterly	$926,795,000	732
Volatile liabilities	$402,704,000	405
Insider loans	$7,857,000	995
FHLB advances	$125,000,000	491
Loans and leases held for sale	$0	1,623
Unused loan commitments	$61,557,000	1,415
Tier 1 (core) risk-based capital	$86,068,000	723
Tier 2 risk-based capital	$7,958,000	741
Total risk weighted assets	$798,688,000	651
Total unused commitments	$61,557,000	1,418
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	251	639
Assets and Liabilities
Total Assets:	$947,007,000	717
Cash and due from depository institutions	$47,330,000	639
Interest-bearing balances	$16,642,000	390
Securities	$74,265,000	1,613
Federal funds sold & reverse repurchase agreements	$40,770,000	287
Net loans & leases	$718,939,000	677
Loan loss allowance	$7,805,000	804
Trading account assets	$0	267
Bank premises and fixed assets	$15,926,000	773
Other real estate owned	$5,791,000	639
Goodwill and other intangibles	$4,581,000	968
All other assets	$39,405,000	550
Life insurance assets	$16,963,000	379
Total liabilities and capital	$947,007,000	717
Total liabilities	$861,798,000	709
Total deposits	$680,357,000	750
Interest-bearing deposits	$590,741,000	752
Deposits held in domestic offices	$680,357,000	747
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$50,000,000	503
Trading liabilities	$0	94
Other borrowed funds	$120,000,000	551
Subordinated debt	$0	257
All other liabilities	$11,441,000	593
Total equity capital	$85,209,000	802
Total bank equity capital	$85,209,000	802
Perpetual preferred stock	$0	107
Common stock	$1,200,000	2,617
Surplus	$66,326,000	539
Undivided profits	$17,683,000	1,920
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$14,012,000	652
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$4,041,000	79
Income earned, not collected on loans	$3,414,000	1,051
Earning assets	$850,616,000	732
Long-term assets (5+ years)	$60,714,000	1,933
Average Assets, year-to-date	$857,975,000	794
Average Assets, quarterly	$893,830,000	764
Volatile liabilities	$497,311,000	341
Insider loans	$7,945,000	979
FHLB advances	$120,000,000	492
Loans and leases held for sale	$0	1,725
Unused loan commitments	$51,657,000	1,679
Tier 1 (core) risk-based capital	$84,158,000	740
Tier 2 risk-based capital	$8,366,000	691
Total risk weighted assets	$772,086,000	669
Total unused commitments	$51,657,000	1,680
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	257	609
Assets and Liabilities
Total Assets:	$840,653,000	817
Cash and due from depository institutions	$28,709,000	609
Interest-bearing balances	$361,000	3,927
Securities	$81,068,000	1,478
Federal funds sold & reverse repurchase agreements	$5,620,000	2,941
Net loans & leases	$669,280,000	710
Loan loss allowance	$7,464,000	779
Trading account assets	$0	252
Bank premises and fixed assets	$14,250,000	874
Other real estate owned	$4,972,000	609
Goodwill and other intangibles	$3,510,000	1,111
All other assets	$33,244,000	615
Life insurance assets	$16,565,000	384
Total liabilities and capital	$840,653,000	817
Total liabilities	$755,455,000	809
Total deposits	$667,067,000	773
Interest-bearing deposits	$582,051,000	772
Deposits held in domestic offices	$667,067,000	769
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$50,000,000	485
Trading liabilities	$0	86
Other borrowed funds	$26,000,000	1,677
Subordinated debt	$0	251
All other liabilities	$12,388,000	609
Total equity capital	$85,198,000	815
Total bank equity capital	$85,198,000	815
Perpetual preferred stock	$0	108
Common stock	$1,200,000	2,618
Surplus	$64,800,000	543
Undivided profits	$19,198,000	1,874
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,730,000	668
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$5,518,000	61
Income earned, not collected on loans	$3,883,000	939
Earning assets	$756,329,000	823
Long-term assets (5+ years)	$72,561,000	1,618
Average Assets, year-to-date	$813,459,000	833
Average Assets, quarterly	$813,459,000	833
Volatile liabilities	$496,938,000	337
Insider loans	$6,326,000	1,228
FHLB advances	$26,000,000	1,596
Loans and leases held for sale	$0	1,797
Unused loan commitments	$59,406,000	1,542
Tier 1 (core) risk-based capital	$83,805,000	744
Tier 2 risk-based capital	$8,131,000	698
Total risk weighted assets	$713,011,000	715
Total unused commitments	$59,406,000	1,542
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	243	662
Assets and Liabilities
Total Assets:	$786,265,000	872
Cash and due from depository institutions	$33,750,000	662
Interest-bearing balances	$382,000	3,434
Securities	$85,102,000	1,396
Federal funds sold & reverse repurchase agreements	$31,190,000	408
Net loans & leases	$586,324,000	811
Loan loss allowance	$6,369,000	880
Trading account assets	$0	237
Bank premises and fixed assets	$13,395,000	924
Other real estate owned	$1,705,000	662
Goodwill and other intangibles	$3,626,000	1,094
All other assets	$31,173,000	644
Life insurance assets	$16,597,000	383
Total liabilities and capital	$786,265,000	872
Total liabilities	$711,595,000	861
Total deposits	$649,904,000	792
Interest-bearing deposits	$552,767,000	806
Deposits held in domestic offices	$649,904,000	788
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,440
Trading liabilities	$0	78
Other borrowed funds	$50,000,000	1,018
Subordinated debt	$0	248
All other liabilities	$11,691,000	609
Total equity capital	$74,670,000	928
Total bank equity capital	$74,670,000	928
Perpetual preferred stock	$0	111
Common stock	$1,200,000	2,621
Surplus	$56,800,000	587
Undivided profits	$16,670,000	2,092
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,452,000	1,221
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,725,000	94
Income earned, not collected on loans	$4,010,000	983
Earning assets	$702,998,000	882
Long-term assets (5+ years)	$69,199,000	1,550
Average Assets, year-to-date	$700,059,400	938
Average Assets, quarterly	$748,250,500	903
Volatile liabilities	$416,454,000	392
Insider loans	$7,999,000	937
FHLB advances	$0	5,108
Loans and leases held for sale	$0	1,738
Unused loan commitments	$89,139,000	1,125
Tier 1 (core) risk-based capital	$74,250,000	843
Tier 2 risk-based capital	$7,156,000	775
Total risk weighted assets	$703,510,000	721
Total unused commitments	$89,139,000	1,125
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	232	685
Assets and Liabilities
Total Assets:	$710,236,000	942
Cash and due from depository institutions	$30,319,000	685
Interest-bearing balances	$4,638,000	1,056
Securities	$85,533,000	1,391
Federal funds sold & reverse repurchase agreements	$12,540,000	1,156
Net loans & leases	$538,083,000	863
Loan loss allowance	$6,085,000	883
Trading account assets	$0	244
Bank premises and fixed assets	$10,415,000	1,198
Other real estate owned	$1,132,000	685
Goodwill and other intangibles	$3,639,000	1,073
All other assets	$28,575,000	694
Life insurance assets	$16,484,000	371
Total liabilities and capital	$710,236,000	942
Total liabilities	$636,405,000	940
Total deposits	$575,393,000	895
Interest-bearing deposits	$486,109,000	907
Deposits held in domestic offices	$575,393,000	894
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,436
Trading liabilities	$0	78
Other borrowed funds	$50,000,000	923
Subordinated debt	$0	244
All other liabilities	$11,012,000	629
Total equity capital	$73,831,000	920
Total bank equity capital	$73,831,000	920
Perpetual preferred stock	$0	113
Common stock	$1,200,000	2,596
Surplus	$56,800,000	572
Undivided profits	$15,831,000	2,193
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,451,000	1,293
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,431,000	102
Income earned, not collected on loans	$3,870,000	1,108
Earning assets	$640,794,000	951
Long-term assets (5+ years)	$69,687,000	1,510
Average Assets, year-to-date	$678,508,000	962
Average Assets, quarterly	$694,446,000	959
Volatile liabilities	$361,108,000	424
Insider loans	$8,184,000	900
FHLB advances	$0	5,081
Loans and leases held for sale	$25,184,000	130
Unused loan commitments	$60,400,000	1,567
Tier 1 (core) risk-based capital	$72,342,000	864
Tier 2 risk-based capital	$6,769,000	802
Total risk weighted assets	$620,269,000	800
Total unused commitments	$60,400,000	1,568
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	231	707
Assets and Liabilities
Total Assets:	$678,656,000	991
Cash and due from depository institutions	$27,912,000	707
Interest-bearing balances	$428,000	3,219
Securities	$86,725,000	1,373
Federal funds sold & reverse repurchase agreements	$7,845,000	1,926
Net loans & leases	$514,440,000	906
Loan loss allowance	$6,175,000	864
Trading account assets	$0	245
Bank premises and fixed assets	$10,508,000	1,172
Other real estate owned	$1,132,000	707
Goodwill and other intangibles	$3,479,000	1,097
All other assets	$26,615,000	745
Life insurance assets	$16,245,000	373
Total liabilities and capital	$678,656,000	991
Total liabilities	$608,517,000	991
Total deposits	$548,128,000	952
Interest-bearing deposits	$464,719,000	967
Deposits held in domestic offices	$548,128,000	950
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,401
Trading liabilities	$0	87
Other borrowed funds	$50,000,000	875
Subordinated debt	$0	258
All other liabilities	$10,389,000	652
Total equity capital	$70,139,000	970
Total bank equity capital	$70,139,000	970
Perpetual preferred stock	$0	111
Common stock	$1,200,000	2,602
Surplus	$56,800,000	588
Undivided profits	$12,139,000	2,685
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,641,000	1,449
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$655,000	270
Income earned, not collected on loans	$3,267,000	1,224
Earning assets	$609,438,000	1,003
Long-term assets (5+ years)	$70,536,000	1,479
Average Assets, year-to-date	$667,932,000	992
Average Assets, quarterly	$661,991,500	1,008
Volatile liabilities	$333,808,000	456
Insider loans	$8,966,000	799
FHLB advances	$0	5,027
Loans and leases held for sale	$26,581,000	142
Unused loan commitments	$54,034,000	1,717
Tier 1 (core) risk-based capital	$69,614,000	910
Tier 2 risk-based capital	$6,786,000	810
Total risk weighted assets	$612,838,000	808
Total unused commitments	$54,034,000	1,718
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	222	721
Assets and Liabilities
Total Assets:	$645,327,000	1,027
Cash and due from depository institutions	$29,106,000	721
Interest-bearing balances	$8,505,000	746
Securities	$91,789,000	1,309
Federal funds sold & reverse repurchase agreements	$4,090,000	3,765
Net loans & leases	$484,895,000	943
Loan loss allowance	$5,875,000	882
Trading account assets	$0	267
Bank premises and fixed assets	$10,233,000	1,181
Other real estate owned	$1,107,000	721
Goodwill and other intangibles	$2,063,000	1,351
All other assets	$22,044,000	834
Life insurance assets	$11,004,000	552
Total liabilities and capital	$645,327,000	1,027
Total liabilities	$575,855,000	1,035
Total deposits	$517,256,000	997
Interest-bearing deposits	$429,656,000	1,042
Deposits held in domestic offices	$517,256,000	994
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,056
Trading liabilities	$0	89
Other borrowed funds	$50,000,000	846
Subordinated debt	$0	262
All other liabilities	$8,599,000	773
Total equity capital	$69,472,000	967
Total bank equity capital	$69,472,000	967
Perpetual preferred stock	$0	113
Common stock	$1,200,000	2,594
Surplus	$56,800,000	570
Undivided profits	$11,472,000	2,870
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,222,000	1,546
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,026,000	181
Income earned, not collected on loans	$3,226,000	1,189
Earning assets	$589,279,000	1,035
Long-term assets (5+ years)	$75,385,000	1,371
Average Assets, year-to-date	$662,570,000	987
Average Assets, quarterly	$662,570,000	987
Volatile liabilities	$294,664,000	517
Insider loans	$8,689,000	804
FHLB advances	$0	5,010
Loans and leases held for sale	$30,548,000	136
Unused loan commitments	$47,385,000	1,900
Tier 1 (core) risk-based capital	$68,915,000	895
Tier 2 risk-based capital	$6,407,000	838
Total risk weighted assets	$555,222,000	875
Total unused commitments	$47,385,000	1,901
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	208	781
Assets and Liabilities
Total Assets:	$679,813,000	957
Cash and due from depository institutions	$66,449,000	781
Interest-bearing balances	$43,512,000	136
Securities	$93,933,000	1,305
Federal funds sold & reverse repurchase agreements	$29,170,000	529
Net loans & leases	$453,016,000	981
Loan loss allowance	$5,513,000	923
Trading account assets	$0	156
Bank premises and fixed assets	$10,053,000	1,176
Other real estate owned	$1,136,000	781
Goodwill and other intangibles	$2,068,000	1,337
All other assets	$23,988,000	781
Life insurance assets	$10,808,000	555
Total liabilities and capital	$679,813,000	957
Total liabilities	$612,767,000	963
Total deposits	$554,794,000	918
Interest-bearing deposits	$463,369,000	936
Deposits held in domestic offices	$554,794,000	915
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,314
Trading liabilities	$0	77
Other borrowed funds	$50,000,000	880
Subordinated debt	$0	264
All other liabilities	$7,973,000	800
Total equity capital	$67,046,000	982
Total bank equity capital	$67,046,000	982
Perpetual preferred stock	$0	112
Common stock	$1,200,000	2,593
Surplus	$56,800,000	553
Undivided profits	$9,046,000	3,363
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,181,000	1,439
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$580,000	273
Income earned, not collected on loans	$3,170,000	1,265
Earning assets	$619,631,000	968
Long-term assets (5+ years)	$77,341,000	1,333
Average Assets, year-to-date	$527,769,800	1,184
Average Assets, quarterly	$645,921,000	995
Volatile liabilities	$321,916,000	540
Insider loans	$8,075,000	875
FHLB advances	$0	5,139
Loans and leases held for sale	$4,064,000	433
Unused loan commitments	$46,159,000	1,933
Tier 1 (core) risk-based capital	$66,653,000	913
Tier 2 risk-based capital	$6,027,000	879
Total risk weighted assets	$538,232,000	870
Total unused commitments	$46,159,000	1,933
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	200	829
Assets and Liabilities
Total Assets:	$612,029,000	1,061
Cash and due from depository institutions	$54,882,000	829
Interest-bearing balances	$27,887,000	188
Securities	$95,337,000	1,289
Federal funds sold & reverse repurchase agreements	$22,685,000	586
Net loans & leases	$402,450,000	1,108
Loan loss allowance	$4,981,000	1,036
Trading account assets	$0	154
Bank premises and fixed assets	$9,961,000	1,171
Other real estate owned	$1,961,000	829
Goodwill and other intangibles	$2,100,000	1,321
All other assets	$22,653,000	826
Life insurance assets	$10,614,000	541
Total liabilities and capital	$612,029,000	1,061
Total liabilities	$563,307,000	1,033
Total deposits	$505,828,000	990
Interest-bearing deposits	$409,171,000	1,059
Deposits held in domestic offices	$505,828,000	988
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,596
Trading liabilities	$0	74
Other borrowed funds	$50,000,000	930
Subordinated debt	$0	269
All other liabilities	$7,479,000	822
Total equity capital	$48,722,000	1,340
Total bank equity capital	$48,722,000	1,340
Perpetual preferred stock	$0	118
Common stock	$1,200,000	2,604
Surplus	$40,800,000	728
Undivided profits	$6,722,000	4,018
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,060,000	1,459
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$623,000	267
Income earned, not collected on loans	$2,731,000	1,463
Earning assets	$548,359,000	1,085
Long-term assets (5+ years)	$78,897,000	1,301
Average Assets, year-to-date	$489,759,000	1,297
Average Assets, quarterly	$543,587,000	1,192
Volatile liabilities	$278,441,000	619
Insider loans	$9,042,000	747
FHLB advances	$0	5,308
Loans and leases held for sale	$5,020,000	382
Unused loan commitments	$29,851,000	2,622
Tier 1 (core) risk-based capital	$48,667,000	1,259
Tier 2 risk-based capital	$5,431,000	953
Total risk weighted assets	$486,539,000	967
Total unused commitments	$29,851,000	2,622
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	197	847
Assets and Liabilities
Total Assets:	$475,145,000	1,358
Cash and due from depository institutions	$24,554,000	847
Interest-bearing balances	$102,000	4,767
Securities	$46,872,000	2,466
Federal funds sold & reverse repurchase agreements	$2,070,000	3,594
Net loans & leases	$368,371,000	1,211
Loan loss allowance	$4,222,000	1,216
Trading account assets	$0	157
Bank premises and fixed assets	$9,321,000	1,239
Other real estate owned	$250,000	847
Goodwill and other intangibles	$2,240,000	1,281
All other assets	$21,467,000	866
Life insurance assets	$10,539,000	539
Total liabilities and capital	$475,146,000	1,358
Total liabilities	$429,759,000	1,353
Total deposits	$408,752,000	1,223
Interest-bearing deposits	$312,590,000	1,405
Deposits held in domestic offices	$408,752,000	1,220
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,710
Trading liabilities	$0	73
Other borrowed funds	$15,000,000	2,124
Subordinated debt	$0	265
All other liabilities	$6,007,000	915
Total equity capital	$45,387,000	1,383
Total bank equity capital	$45,387,000	1,383
Perpetual preferred stock	$0	119
Common stock	$1,200,000	2,594
Surplus	$40,800,000	718
Undivided profits	$3,387,000	5,408
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,626,000	738
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,208,000	166
Income earned, not collected on loans	$2,109,000	1,743
Earning assets	$417,415,000	1,412
Long-term assets (5+ years)	$32,064,000	2,485
Average Assets, year-to-date	$449,002,330	1,406
Average Assets, quarterly	$452,545,500	1,405
Volatile liabilities	$223,610,000	743
Insider loans	$9,315,000	721
FHLB advances	$15,000,000	2,002
Loans and leases held for sale	$6,542,000	339
Unused loan commitments	$45,792,000	1,975
Tier 1 (core) risk-based capital	$46,347,000	1,291
Tier 2 risk-based capital	$4,673,000	1,083
Total risk weighted assets	$430,275,000	1,073
Total unused commitments	$45,792,000	1,975
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	182	916
Assets and Liabilities
Total Assets:	$429,946,000	1,465
Cash and due from depository institutions	$25,531,000	916
Interest-bearing balances	$2,236,000	1,817
Securities	$49,563,000	2,384
Federal funds sold & reverse repurchase agreements	$1,300,000	4,829
Net loans & leases	$321,189,000	1,343
Loan loss allowance	$3,767,000	1,339
Trading account assets	$0	154
Bank premises and fixed assets	$8,753,000	1,293
Other real estate owned	$475,000	916
Goodwill and other intangibles	$2,398,000	1,216
All other assets	$20,737,000	865
Life insurance assets	$10,504,000	520
Total liabilities and capital	$429,946,000	1,465
Total liabilities	$386,078,000	1,481
Total deposits	$379,793,000	1,306
Interest-bearing deposits	$284,998,000	1,525
Deposits held in domestic offices	$379,793,000	1,302
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,368
Trading liabilities	$0	77
Other borrowed funds	$0	5,773
Subordinated debt	$0	259
All other liabilities	$6,285,000	887
Total equity capital	$43,868,000	1,403
Total bank equity capital	$43,868,000	1,403
Perpetual preferred stock	$0	120
Common stock	$1,200,000	2,584
Surplus	$40,800,000	695
Undivided profits	$1,868,000	6,425
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,972,000	900
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$420,000	368
Income earned, not collected on loans	$1,802,000	1,970
Earning assets	$374,288,000	1,571
Long-term assets (5+ years)	$35,608,000	2,293
Average Assets, year-to-date	$435,931,000	1,429
Average Assets, quarterly	$435,931,000	1,429
Volatile liabilities	$177,412,000	844
Insider loans	$9,903,000	657
FHLB advances	$0	5,285
Loans and leases held for sale	$3,746,000	404
Unused loan commitments	$42,047,000	2,056
Tier 1 (core) risk-based capital	$44,444,000	1,311
Tier 2 risk-based capital	$4,170,000	1,195
Total risk weighted assets	$378,442,000	1,193
Total unused commitments	$42,047,000	2,057
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	175	941
Assets and Liabilities
Total Assets:	$441,916,000	1,418
Cash and due from depository institutions	$35,670,000	941
Interest-bearing balances	$12,134,000	468
Securities	$46,115,000	2,542
Federal funds sold & reverse repurchase agreements	$24,315,000	522
Net loans & leases	$302,979,000	1,422
Loan loss allowance	$3,547,000	1,405
Trading account assets	$0	155
Bank premises and fixed assets	$8,305,000	1,348
Other real estate owned	$2,356,000	941
Goodwill and other intangibles	$2,447,000	1,187
All other assets	$19,729,000	890
Life insurance assets	$0	351
Total liabilities and capital	$441,916,000	1,418
Total liabilities	$399,550,000	1,414
Total deposits	$394,550,000	1,236
Interest-bearing deposits	$298,146,000	1,415
Deposits held in domestic offices	$394,550,000	1,234
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,512
Trading liabilities	$0	72
Other borrowed funds	$0	5,856
Subordinated debt	$0	258
All other liabilities	$5,000,000	1,019
Total equity capital	$42,366,000	1,435
Total bank equity capital	$42,366,000	1,435
Perpetual preferred stock	$0	122
Common stock	$1,200,000	2,581
Surplus	$33,800,000	804
Undivided profits	$7,366,000	3,700
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,141,000	833
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$584,000	272
Income earned, not collected on loans	$1,782,000	1,986
Earning assets	$385,543,000	1,487
Long-term assets (5+ years)	$32,288,000	2,427
Average Assets, year-to-date	$378,377,800	1,612
Average Assets, quarterly	$420,485,000	1,473
Volatile liabilities	$184,110,000	829
Insider loans	$10,970,000	573
FHLB advances	$0	5,326
Loans and leases held for sale	$5,439,000	344
Unused loan commitments	$36,582,000	2,214
Tier 1 (core) risk-based capital	$42,774,000	1,342
Tier 2 risk-based capital	$3,879,000	1,266
Total risk weighted assets	$368,327,000	1,210
Total unused commitments	$36,582,000	2,215
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	156	1,056
Assets and Liabilities
Total Assets:	$399,054,000	1,559
Cash and due from depository institutions	$27,799,000	1,056
Interest-bearing balances	$9,046,000	621
Securities	$33,151,000	3,273
Federal funds sold & reverse repurchase agreements	$15,330,000	862
Net loans & leases	$289,521,000	1,458
Loan loss allowance	$3,528,000	1,385
Trading account assets	$0	146
Bank premises and fixed assets	$7,739,000	1,399
Other real estate owned	$3,337,000	1,056
Goodwill and other intangibles	$2,713,000	1,108
All other assets	$19,464,000	860
Life insurance assets	$0	341
Total liabilities and capital	$399,054,000	1,559
Total liabilities	$358,243,000	1,556
Total deposits	$352,601,000	1,359
Interest-bearing deposits	$289,037,000	1,425
Deposits held in domestic offices	$352,601,000	1,355
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,623
Trading liabilities	$0	63
Other borrowed funds	$0	5,928
Subordinated debt	$0	251
All other liabilities	$5,642,000	892
Total equity capital	$40,811,000	1,470
Total bank equity capital	$40,811,000	1,470
Perpetual preferred stock	$0	120
Common stock	$1,200,000	2,562
Surplus	$33,800,000	777
Undivided profits	$5,811,000	4,276
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,432,000	609
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,178,000	159
Income earned, not collected on loans	$1,426,000	2,439
Earning assets	$347,048,000	1,650
Long-term assets (5+ years)	$20,869,000	3,227
Average Assets, year-to-date	$362,493,250	1,659
Average Assets, quarterly	$385,300,500	1,606
Volatile liabilities	$171,951,000	835
Insider loans	$12,115,000	482
FHLB advances	$0	5,403
Loans and leases held for sale	$3,609,000	486
Unused loan commitments	$25,984,000	2,767
Tier 1 (core) risk-based capital	$40,836,000	1,394
Tier 2 risk-based capital	$3,764,000	1,270
Total risk weighted assets	$345,025,000	1,273
Total unused commitments	$25,984,000	2,768
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	151	1,105
Assets and Liabilities
Total Assets:	$371,547,000	1,651
Cash and due from depository institutions	$19,365,000	1,105
Interest-bearing balances	$236,000	4,126
Securities	$29,496,000	3,623
Federal funds sold & reverse repurchase agreements	$9,710,000	1,202
Net loans & leases	$287,279,000	1,430
Loan loss allowance	$3,465,000	1,392
Trading account assets	$0	148
Bank premises and fixed assets	$7,396,000	1,440
Other real estate owned	$2,596,000	1,105
Goodwill and other intangibles	$0	3,307
All other assets	$15,705,000	1,052
Life insurance assets	$0	339
Total liabilities and capital	$371,547,000	1,651
Total liabilities	$332,662,000	1,660
Total deposits	$325,588,000	1,462
Interest-bearing deposits	$271,445,000	1,502
Deposits held in domestic offices	$325,588,000	1,459
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,721
Trading liabilities	$0	65
Other borrowed funds	$0	5,868
Subordinated debt	$0	251
All other liabilities	$7,074,000	728
Total equity capital	$38,885,000	1,516
Total bank equity capital	$38,885,000	1,516
Perpetual preferred stock	$0	118
Common stock	$1,200,000	2,540
Surplus	$33,800,000	760
Undivided profits	$3,885,000	5,189
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,174,000	521
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$281,000	465
Income earned, not collected on loans	$1,330,000	2,393
Earning assets	$326,721,000	1,707
Long-term assets (5+ years)	$15,426,000	3,855
Average Assets, year-to-date	$350,306,330	1,700
Average Assets, quarterly	$362,004,500	1,665
Volatile liabilities	$157,283,000	862
Insider loans	$12,110,000	465
FHLB advances	$0	5,357
Loans and leases held for sale	$3,077,000	569
Unused loan commitments	$29,354,000	2,482
Tier 1 (core) risk-based capital	$39,053,000	1,409
Tier 2 risk-based capital	$3,770,000	1,237
Total risk weighted assets	$334,844,000	1,276
Total unused commitments	$29,354,000	2,483
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	143	1,155
Assets and Liabilities
Total Assets:	$352,462,000	1,702
Cash and due from depository institutions	$31,043,000	1,155
Interest-bearing balances	$12,816,000	438
Securities	$20,152,000	4,691
Federal funds sold & reverse repurchase agreements	$7,155,000	1,704
Net loans & leases	$271,699,000	1,462
Loan loss allowance	$3,891,000	1,221
Trading account assets	$0	148
Bank premises and fixed assets	$7,411,000	1,418
Other real estate owned	$924,000	1,155
Goodwill and other intangibles	$0	3,297
All other assets	$14,078,000	1,155
Life insurance assets	$0	333
Total liabilities and capital	$352,462,000	1,702
Total liabilities	$315,248,000	1,713
Total deposits	$308,333,000	1,542
Interest-bearing deposits	$255,625,000	1,570
Deposits held in domestic offices	$308,333,000	1,536
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,328
Trading liabilities	$0	65
Other borrowed funds	$0	5,784
Subordinated debt	$0	265
All other liabilities	$6,915,000	735
Total equity capital	$37,213,000	1,541
Total bank equity capital	$37,213,000	1,541
Perpetual preferred stock	$0	120
Common stock	$1,200,000	2,548
Surplus	$33,800,000	742
Undivided profits	$2,213,000	6,215
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,597,000	337
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$4,943,000	51
Income earned, not collected on loans	$1,263,000	2,423
Earning assets	$311,822,000	1,753
Long-term assets (5+ years)	$10,226,000	4,700
Average Assets, year-to-date	$339,686,000	1,738
Average Assets, quarterly	$339,686,000	1,738
Volatile liabilities	$139,365,000	923
Insider loans	$11,704,000	470
FHLB advances	$0	5,246
Loans and leases held for sale	$4,208,000	410
Unused loan commitments	$23,240,000	2,827
Tier 1 (core) risk-based capital	$37,466,000	1,448
Tier 2 risk-based capital	$3,905,000	1,180
Total risk weighted assets	$312,182,000	1,340
Total unused commitments	$23,240,000	2,833
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	132	1,283
Assets and Liabilities
Total Assets:	$326,910,000	1,802
Cash and due from depository institutions	$21,597,000	1,283
Interest-bearing balances	$4,638,000	1,177
Securities	$20,136,000	4,711
Federal funds sold & reverse repurchase agreements	$2,090,000	3,844
Net loans & leases	$261,527,000	1,512
Loan loss allowance	$3,577,000	1,330
Trading account assets	$0	153
Bank premises and fixed assets	$7,288,000	1,423
Other real estate owned	$0	1,283
Goodwill and other intangibles	$0	3,293
All other assets	$14,272,000	1,097
Life insurance assets	$0	334
Total liabilities and capital	$326,910,000	1,802
Total liabilities	$291,060,000	1,814
Total deposits	$285,567,000	1,648
Interest-bearing deposits	$223,259,000	1,789
Deposits held in domestic offices	$285,567,000	1,643
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,470
Trading liabilities	$0	66
Other borrowed funds	$0	5,836
Subordinated debt	$0	272
All other liabilities	$5,493,000	863
Total equity capital	$35,850,000	1,598
Total bank equity capital	$35,850,000	1,598
Perpetual preferred stock	$0	118
Common stock	$1,200,000	2,540
Surplus	$28,800,000	852
Undivided profits	$5,850,000	4,253
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,946,000	570
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$701,000	240
Income earned, not collected on loans	$1,193,000	2,544
Earning assets	$288,391,000	1,878
Long-term assets (5+ years)	$10,857,000	4,662
Average Assets, year-to-date	$312,545,600	1,807
Average Assets, quarterly	$324,075,500	1,804
Volatile liabilities	$110,859,000	1,084
Insider loans	$10,767,000	522
FHLB advances	$0	5,260
Loans and leases held for sale	$4,927,000	362
Unused loan commitments	$19,470,000	3,091
Tier 1 (core) risk-based capital	$35,946,000	1,487
Tier 2 risk-based capital	$3,717,000	1,238
Total risk weighted assets	$295,913,000	1,401
Total unused commitments	$19,470,000	3,091
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	135	1,242
Assets and Liabilities
Total Assets:	$321,241,000	1,822
Cash and due from depository institutions	$22,576,000	1,242
Interest-bearing balances	$6,448,000	889
Securities	$20,050,000	4,705
Federal funds sold & reverse repurchase agreements	$3,830,000	2,590
Net loans & leases	$254,607,000	1,518
Loan loss allowance	$3,237,000	1,460
Trading account assets	$0	149
Bank premises and fixed assets	$7,167,000	1,401
Other real estate owned	$700,000	1,242
Goodwill and other intangibles	$0	3,268
All other assets	$12,311,000	1,236
Life insurance assets	$0	330
Total liabilities and capital	$321,241,000	1,822
Total liabilities	$286,383,000	1,833
Total deposits	$280,693,000	1,649
Interest-bearing deposits	$231,988,000	1,694
Deposits held in domestic offices	$280,693,000	1,643
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$0	5,863
Subordinated debt	$0	276
All other liabilities	$5,690,000	825
Total equity capital	$34,858,000	1,625
Total bank equity capital	$34,858,000	1,625
Perpetual preferred stock	$0	124
Common stock	$1,200,000	2,540
Surplus	$28,800,000	824
Undivided profits	$4,858,000	4,730
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,624,000	783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$382,000	408
Income earned, not collected on loans	$1,060,000	2,955
Earning assets	$284,935,000	1,877
Long-term assets (5+ years)	$10,328,000	4,852
Average Assets, year-to-date	$308,954,500	1,830
Average Assets, quarterly	$316,878,000	1,822
Volatile liabilities	$103,452,000	1,143
Insider loans	$11,162,000	491
FHLB advances	$0	5,299
Loans and leases held for sale	$5,354,000	354
Unused loan commitments	$16,383,000	3,418
Tier 1 (core) risk-based capital	$34,915,000	1,509
Tier 2 risk-based capital	$3,398,000	1,350
Total risk weighted assets	$287,784,000	1,416
Total unused commitments	$16,383,000	3,421
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	127	1,352
Assets and Liabilities
Total Assets:	$312,515,000	1,848
Cash and due from depository institutions	$18,446,000	1,352
Interest-bearing balances	$6,458,000	938
Securities	$20,547,000	4,715
Federal funds sold & reverse repurchase agreements	$10,920,000	998
Net loans & leases	$242,330,000	1,546
Loan loss allowance	$2,756,000	1,667
Trading account assets	$0	153
Bank premises and fixed assets	$6,467,000	1,548
Other real estate owned	$700,000	1,352
Goodwill and other intangibles	$0	3,275
All other assets	$13,105,000	1,183
Life insurance assets	$0	323
Total liabilities and capital	$312,515,000	1,848
Total liabilities	$279,477,000	1,865
Total deposits	$273,891,000	1,674
Interest-bearing deposits	$222,594,000	1,741
Deposits held in domestic offices	$273,891,000	1,669
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,750
Trading liabilities	$0	69
Other borrowed funds	$0	5,862
Subordinated debt	$0	288
All other liabilities	$5,586,000	796
Total equity capital	$33,038,000	1,647
Total bank equity capital	$33,038,000	1,647
Perpetual preferred stock	$0	126
Common stock	$1,200,000	2,543
Surplus	$23,600,000	947
Undivided profits	$8,238,000	3,334
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,792,000	750
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$287,000	512
Income earned, not collected on loans	$1,008,000	2,927
Earning assets	$280,255,000	1,878
Long-term assets (5+ years)	$10,545,000	4,944
Average Assets, year-to-date	$304,859,000	1,846
Average Assets, quarterly	$311,256,500	1,826
Volatile liabilities	$99,987,000	1,138
Insider loans	$11,187,000	486
FHLB advances	$0	5,298
Loans and leases held for sale	$6,366,000	323
Unused loan commitments	$15,789,000	3,475
Tier 1 (core) risk-based capital	$33,345,000	1,544
Tier 2 risk-based capital	$2,888,000	1,525
Total risk weighted assets	$276,016,000	1,446
Total unused commitments	$15,789,000	3,478
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	125	1,366
Assets and Liabilities
Total Assets:	$309,998,000	1,840
Cash and due from depository institutions	$21,163,000	1,366
Interest-bearing balances	$9,331,000	787
Securities	$15,179,000	5,533
Federal funds sold & reverse repurchase agreements	$13,585,000	1,071
Net loans & leases	$239,248,000	1,533
Loan loss allowance	$2,713,000	1,684
Trading account assets	$0	144
Bank premises and fixed assets	$5,751,000	1,721
Other real estate owned	$2,306,000	1,366
Goodwill and other intangibles	$0	3,256
All other assets	$12,766,000	1,143
Life insurance assets	$0	322
Total liabilities and capital	$309,998,000	1,840
Total liabilities	$278,147,000	1,830
Total deposits	$273,127,000	1,661
Interest-bearing deposits	$222,214,000	1,753
Deposits held in domestic offices	$273,127,000	1,657
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,174
Trading liabilities	$0	70
Other borrowed funds	$0	5,747
Subordinated debt	$0	287
All other liabilities	$5,020,000	955
Total equity capital	$31,851,000	1,753
Total bank equity capital	$31,851,000	1,753
Perpetual preferred stock	$0	129
Common stock	$1,200,000	2,536
Surplus	$23,600,000	932
Undivided profits	$7,051,000	3,864
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,154,000	596
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$342,000	488
Income earned, not collected on loans	$923,000	3,119
Earning assets	$277,343,000	1,863
Long-term assets (5+ years)	$7,309,000	5,593
Average Assets, year-to-date	$301,031,000	1,860
Average Assets, quarterly	$301,031,000	1,860
Volatile liabilities	$97,298,000	1,113
Insider loans	$11,731,000	426
FHLB advances	$0	5,150
Loans and leases held for sale	$7,024,000	330
Unused loan commitments	$14,521,000	3,581
Tier 1 (core) risk-based capital	$31,885,000	1,616
Tier 2 risk-based capital	$2,862,000	1,532
Total risk weighted assets	$273,900,000	1,420
Total unused commitments	$14,521,000	3,588
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	124	1,394
Assets and Liabilities
Total Assets:	$292,064,000	1,927
Cash and due from depository institutions	$20,859,000	1,394
Interest-bearing balances	$6,056,000	1,011
Securities	$15,707,000	5,503
Federal funds sold & reverse repurchase agreements	$3,565,000	2,953
Net loans & leases	$232,810,000	1,552
Loan loss allowance	$2,927,000	1,570
Trading account assets	$0	168
Bank premises and fixed assets	$5,287,000	1,887
Other real estate owned	$1,246,000	1,394
Goodwill and other intangibles	$0	3,237
All other assets	$12,590,000	1,176
Life insurance assets	$0	1
Total liabilities and capital	$292,064,000	1,927
Total liabilities	$261,168,000	1,933
Total deposits	$257,461,000	1,758
Interest-bearing deposits	$207,368,000	1,861
Deposits held in domestic offices	$257,461,000	1,755
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,433
Trading liabilities	$0	72
Other borrowed funds	$0	5,772
Subordinated debt	$0	293
All other liabilities	$3,707,000	1,167
Total equity capital	$30,896,000	1,765
Total bank equity capital	$30,896,000	1,765
Perpetual preferred stock	$0	131
Common stock	$1,200,000	2,555
Surplus	$23,600,000	915
Undivided profits	$6,096,000	4,143
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,138,000	614
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$454,000	377
Income earned, not collected on loans	$958,000	3,122
Earning assets	$258,138,000	2,001
Long-term assets (5+ years)	$7,395,000	5,571
Average Assets, year-to-date	$294,074,400	1,850
Average Assets, quarterly	$293,511,500	1,897
Volatile liabilities	$87,678,000	1,220
Insider loans	$9,118,000	543
FHLB advances	$0	5,171
Loans and leases held for sale	$6,360,000	331
Unused loan commitments	$10,371,000	4,204
Tier 1 (core) risk-based capital	$31,031,000	1,645
Tier 2 risk-based capital	$3,033,000	1,453
Total risk weighted assets	$263,282,000	1,476
Total unused commitments	$10,371,000	4,207
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	122	1,439
Assets and Liabilities
Total Assets:	$294,959,000	1,916
Cash and due from depository institutions	$17,281,000	1,439
Interest-bearing balances	$6,158,000	1,137
Securities	$19,507,000	4,798
Federal funds sold & reverse repurchase agreements	$2,395,000	4,054
Net loans & leases	$237,535,000	1,513
Loan loss allowance	$2,700,000	1,717
Trading account assets	$0	165
Bank premises and fixed assets	$5,093,000	1,932
Other real estate owned	$1,246,000	1,439
Goodwill and other intangibles	$0	3,226
All other assets	$11,902,000	1,239
Life insurance assets	$0	1
Total liabilities and capital	$294,959,000	1,916
Total liabilities	$265,072,000	1,920
Total deposits	$261,081,000	1,734
Interest-bearing deposits	$214,944,000	1,808
Deposits held in domestic offices	$261,081,000	1,731
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,347
Trading liabilities	$0	72
Other borrowed funds	$0	5,773
Subordinated debt	$0	293
All other liabilities	$3,991,000	1,160
Total equity capital	$29,887,000	1,835
Total bank equity capital	$29,887,000	1,835
Perpetual preferred stock	$0	137
Common stock	$1,200,000	2,570
Surplus	$23,600,000	920
Undivided profits	$5,087,000	4,615
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,278,000	533
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,397,000	161
Income earned, not collected on loans	$974,000	3,227
Earning assets	$265,595,000	1,942
Long-term assets (5+ years)	$7,719,000	5,500
Average Assets, year-to-date	$294,577,000	1,863
Average Assets, quarterly	$295,562,500	1,899
Volatile liabilities	$88,238,000	1,196
Insider loans	$8,919,000	558
FHLB advances	$0	5,135
Loans and leases held for sale	$6,392,000	444
Unused loan commitments	$9,282,000	4,441
Tier 1 (core) risk-based capital	$30,011,000	1,711
Tier 2 risk-based capital	$2,818,000	1,544
Total risk weighted assets	$266,007,000	1,440
Total unused commitments	$9,282,000	4,446
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	121	1,457
Assets and Liabilities
Total Assets:	$296,166,000	1,899
Cash and due from depository institutions	$20,152,000	1,457
Interest-bearing balances	$5,915,000	1,310
Securities	$20,568,000	4,614
Federal funds sold & reverse repurchase agreements	$7,395,000	2,160
Net loans & leases	$235,734,000	1,508
Loan loss allowance	$2,786,000	1,628
Trading account assets	$0	170
Bank premises and fixed assets	$5,149,000	1,873
Other real estate owned	$1,812,000	1,457
Goodwill and other intangibles	$0	3,182
All other assets	$5,356,000	2,273
Life insurance assets	$0	1
Total liabilities and capital	$296,166,000	1,899
Total liabilities	$266,940,000	1,890
Total deposits	$264,039,000	1,696
Interest-bearing deposits	$215,595,000	1,766
Deposits held in domestic offices	$264,039,000	1,690
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,266
Trading liabilities	$0	74
Other borrowed funds	$0	5,772
Subordinated debt	$0	266
All other liabilities	$2,901,000	1,516
Total equity capital	$29,226,000	1,871
Total bank equity capital	$29,226,000	1,871
Perpetual preferred stock	$0	140
Common stock	$1,200,000	2,568
Surplus	$18,800,000	1,084
Undivided profits	$9,226,000	3,211
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,173,000	540
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$446,000	437
Income earned, not collected on loans	$1,019,000	2,977
Earning assets	$269,612,000	1,893
Long-term assets (5+ years)	$8,167,000	5,309
Average Assets, year-to-date	$294,449,670	1,854
Average Assets, quarterly	$294,489,000	1,877
Volatile liabilities	$85,355,000	1,209
Insider loans	$8,010,000	626
FHLB advances	$0	5,105
Loans and leases held for sale	$6,304,000	623
Unused loan commitments	$9,521,000	4,340
Tier 1 (core) risk-based capital	$29,151,000	1,730
Tier 2 risk-based capital	$2,915,000	1,455
Total risk weighted assets	$260,007,000	1,455
Total unused commitments	$9,521,000	4,350
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	123	1,410
Assets and Liabilities
Total Assets:	$292,812,000	1,874
Cash and due from depository institutions	$25,925,000	1,410
Interest-bearing balances	$12,204,000	701
Securities	$16,647,000	5,222
Federal funds sold & reverse repurchase agreements	$8,060,000	2,135
Net loans & leases	$228,976,000	1,526
Loan loss allowance	$2,817,000	1,586
Trading account assets	$0	169
Bank premises and fixed assets	$5,207,000	1,811
Other real estate owned	$1,812,000	1,410
Goodwill and other intangibles	$0	3,151
All other assets	$6,185,000	1,987
Life insurance assets	$0	1
Total liabilities and capital	$292,812,000	1,874
Total liabilities	$264,088,000	1,870
Total deposits	$261,207,000	1,687
Interest-bearing deposits	$215,370,000	1,767
Deposits held in domestic offices	$261,207,000	1,684
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,057
Trading liabilities	$0	79
Other borrowed funds	$0	5,712
Subordinated debt	$0	265
All other liabilities	$2,881,000	1,562
Total equity capital	$28,724,000	1,857
Total bank equity capital	$28,724,000	1,857
Perpetual preferred stock	$0	141
Common stock	$1,200,000	2,584
Surplus	$18,800,000	1,072
Undivided profits	$8,724,000	3,279
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,118,000	549
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$209,000	678
Income earned, not collected on loans	$1,016,000	2,988
Earning assets	$265,887,000	1,884
Long-term assets (5+ years)	$6,635,000	5,640
Average Assets, year-to-date	$293,591,500	1,847
Average Assets, quarterly	$293,591,500	1,847
Volatile liabilities	$82,260,000	1,216
Insider loans	$8,143,000	605
FHLB advances	$0	5,057
Loans and leases held for sale	$6,244,000	537
Unused loan commitments	$11,757,000	3,810
Tier 1 (core) risk-based capital	$28,585,000	1,725
Tier 2 risk-based capital	$2,949,000	1,411
Total risk weighted assets	$255,479,000	1,449
Total unused commitments	$11,757,000	3,824
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	120	1,423
Assets and Liabilities
Total Assets:	$294,371,000	1,835
Cash and due from depository institutions	$15,356,000	1,423
Interest-bearing balances	$1,282,000	2,850
Securities	$17,723,000	5,002
Federal funds sold & reverse repurchase agreements	$17,585,000	800
Net loans & leases	$231,680,000	1,496
Loan loss allowance	$3,849,000	1,148
Trading account assets	$0	170
Bank premises and fixed assets	$5,193,000	1,779
Other real estate owned	$374,000	1,423
Goodwill and other intangibles	$0	3,122
All other assets	$6,460,000	1,865
Life insurance assets	$0	1
Total liabilities and capital	$294,371,000	1,835
Total liabilities	$266,366,000	1,822
Total deposits	$263,812,000	1,618
Interest-bearing deposits	$214,311,000	1,727
Deposits held in domestic offices	$263,812,000	1,615
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,222
Trading liabilities	$0	75
Other borrowed funds	$0	5,759
Subordinated debt	$0	258
All other liabilities	$2,554,000	1,673
Total equity capital	$28,005,000	1,877
Total bank equity capital	$28,005,000	1,877
Perpetual preferred stock	$0	142
Common stock	$1,200,000	2,587
Surplus	$18,800,000	1,055
Undivided profits	$8,005,000	3,453
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,542,000	514
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$261,000	555
Income earned, not collected on loans	$994,000	3,230
Earning assets	$268,270,000	1,827
Long-term assets (5+ years)	$7,234,000	5,448
Average Assets, year-to-date	$285,300,200	1,787
Average Assets, quarterly	$293,868,500	1,815
Volatile liabilities	$80,049,000	1,240
Insider loans	$7,313,000	675
FHLB advances	$0	5,074
Loans and leases held for sale	$6,451,000	605
Unused loan commitments	$12,126,000	3,651
Tier 1 (core) risk-based capital	$27,887,000	1,728
Tier 2 risk-based capital	$3,208,000	1,272
Total risk weighted assets	$253,741,000	1,429
Total unused commitments	$12,126,000	3,656
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	120	1,398
Assets and Liabilities
Total Assets:	$274,662,000	1,851
Cash and due from depository institutions	$36,973,000	1,398
Interest-bearing balances	$22,756,000	294
Securities	$13,347,000	5,719
Federal funds sold & reverse repurchase agreements	$2,080,000	4,728
Net loans & leases	$211,533,000	1,567
Loan loss allowance	$2,271,000	1,767
Trading account assets	$0	182
Bank premises and fixed assets	$5,404,000	1,655
Other real estate owned	$114,000	1,398
Goodwill and other intangibles	$0	3,095
All other assets	$5,211,000	2,120
Life insurance assets	$0	1
Total liabilities and capital	$274,662,000	1,851
Total liabilities	$248,533,000	1,848
Total deposits	$245,632,000	1,660
Interest-bearing deposits	$201,967,000	1,740
Deposits held in domestic offices	$245,632,000	1,657
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,416
Trading liabilities	$0	69
Other borrowed funds	$0	5,675
Subordinated debt	$0	241
All other liabilities	$2,901,000	1,493
Total equity capital	$26,129,000	1,869
Total bank equity capital	$26,129,000	1,869
Perpetual preferred stock	$0	158
Common stock	$1,200,000	2,631
Surplus	$15,750,000	1,160
Undivided profits	$9,179,000	2,942
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,934,000	1,040
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$327,000	477
Income earned, not collected on loans	$1,031,000	3,365
Earning assets	$249,716,000	1,860
Long-term assets (5+ years)	$1,742,000	7,514
Average Assets, year-to-date	$280,802,000	1,716
Average Assets, quarterly	$274,694,000	1,835
Volatile liabilities	$70,493,000	1,333
Insider loans	$5,975,000	803
FHLB advances	$0	4,938
Loans and leases held for sale	$0	1,749
Unused loan commitments	$12,036,000	3,507
Tier 1 (core) risk-based capital	$25,849,000	1,765
Tier 2 risk-based capital	$2,368,000	1,583
Total risk weighted assets	$230,640,000	1,491
Total unused commitments	$12,036,000	3,515
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	121	1,368
Assets and Liabilities
Total Assets:	$284,146,000	1,686
Cash and due from depository institutions	$13,935,000	1,368
Interest-bearing balances	$0	6,829
Securities	$24,296,000	4,028
Federal funds sold & reverse repurchase agreements	$22,000,000	559
Net loans & leases	$214,549,000	1,492
Loan loss allowance	$2,280,000	1,694
Trading account assets	$0	175
Bank premises and fixed assets	$5,522,000	1,560
Other real estate owned	$46,000	1,368
Goodwill and other intangibles	$0	3,145
All other assets	$3,798,000	2,332
Life insurance assets	$0	1
Total liabilities and capital	$284,146,000	1,686
Total liabilities	$261,186,000	1,667
Total deposits	$258,913,000	1,468
Interest-bearing deposits	$217,643,000	1,534
Deposits held in domestic offices	$258,913,000	1,463
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$0	5,732
Subordinated debt	$0	239
All other liabilities	$2,273,000	1,869
Total equity capital	$22,960,000	2,037
Total bank equity capital	$22,960,000	2,037
Perpetual preferred stock	$0	178
Common stock	$1,200,000	2,695
Surplus	$15,750,000	1,125
Undivided profits	$6,010,000	3,871
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,902,000	884
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$67,000	948
Income earned, not collected on loans	$1,302,000	2,005
Earning assets	$260,845,000	1,701
Long-term assets (5+ years)	$2,035,000	7,323
Average Assets, year-to-date	$263,277,400	1,743
Average Assets, quarterly	$282,839,500	1,670
Volatile liabilities	$77,833,000	1,199
Insider loans	$3,653,000	1,348
FHLB advances	$0	771
Loans and leases held for sale	$0	1,442
Unused loan commitments	$12,925,000	3,185
Tier 1 (core) risk-based capital	$22,786,000	1,954
Tier 2 risk-based capital	$2,280,000	1,592
Total risk weighted assets	$234,920,500	1,397
Total unused commitments	$12,925,000	3,187
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	107	1,591
Assets and Liabilities
Total Assets:	$237,079,000	1,984
Cash and due from depository institutions	$19,032,000	1,591
Interest-bearing balances	$1,488,000	2,017
Securities	$8,767,000	7,440
Federal funds sold & reverse repurchase agreements	$16,585,000	614
Net loans & leases	$181,426,000	1,677
Loan loss allowance	$2,495,000	1,492
Trading account assets	$0	165
Bank premises and fixed assets	$5,900,000	1,439
Other real estate owned	$31,000	1,591
Goodwill and other intangibles	$0	3,276
All other assets	$5,338,000	1,689
Life insurance assets	$0	1
Total liabilities and capital	$237,079,000	1,984
Total liabilities	$218,348,000	1,937
Total deposits	$217,354,000	1,735
Interest-bearing deposits	$184,490,000	1,781
Deposits held in domestic offices	$217,354,000	1,731
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,093
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$994,000	3,296
Total equity capital	$18,731,000	2,348
Total bank equity capital	$18,731,000	2,348
Perpetual preferred stock	$0	193
Common stock	$1,200,000	2,754
Surplus	$14,750,000	1,174
Undivided profits	$2,781,000	5,724
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,219,000	1,841
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$1,001,000	2,255
Earning assets	$208,266,000	2,066
Long-term assets (5+ years)	$3,274,000	7,036
Average Assets, year-to-date	$210,852,600	2,135
Average Assets, quarterly	$233,319,500	1,999
Volatile liabilities	$67,703,000	1,301
Insider loans	$3,733,000	1,262
FHLB advances	$0	802
Loans and leases held for sale	$0	1,487
Unused loan commitments	$11,929,000	3,339
Tier 1 (core) risk-based capital	$18,745,000	2,348
Tier 2 risk-based capital	$2,457,540	1,403
Total risk weighted assets	$196,564,940	1,588
Total unused commitments	$11,929,000	3,342
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	86	2,008
Assets and Liabilities
Total Assets:	$177,725,000	2,580
Cash and due from depository institutions	$12,858,000	2,008
Interest-bearing balances	$2,000,000	2,141
Securities	$9,669,000	7,208
Federal funds sold & reverse repurchase agreements	$18,880,000	855
Net loans & leases	$129,392,000	2,166
Loan loss allowance	$1,703,000	2,082
Trading account assets	$0	197
Bank premises and fixed assets	$4,596,000	1,738
Other real estate owned	$41,000	2,008
Goodwill and other intangibles	$0	3,445
All other assets	$2,289,000	3,179
Life insurance assets	$0	1
Total liabilities and capital	$177,725,000	2,580
Total liabilities	$164,041,000	2,527
Total deposits	$163,483,000	2,330
Interest-bearing deposits	$137,863,000	2,372
Deposits held in domestic offices	$163,483,000	2,323
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,214
Trading liabilities	$0	69
Other borrowed funds	$40,000	4,982
Subordinated debt	$0	255
All other liabilities	$518,000	5,645
Total equity capital	$13,684,000	3,266
Total bank equity capital	$13,684,000	3,266
Perpetual preferred stock	$0	199
Common stock	$1,200,000	2,743
Surplus	$9,820,000	1,595
Undivided profits	$2,664,000	6,224
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$280,000	5,342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$121,000	831
Income earned, not collected on loans	$718,000	3,248
Earning assets	$159,941,000	2,653
Long-term assets (5+ years)	$21,148,000	3,046
Average Assets, year-to-date	$153,746,000	2,823
Average Assets, quarterly	$174,879,500	2,571
Volatile liabilities	$50,609,000	1,374
Insider loans	$4,010,000	1,056
FHLB advances	$0	740
Loans and leases held for sale	$0	1,681
Unused loan commitments	$9,683,000	3,699
Tier 1 (core) risk-based capital	$13,581,000	3,133
Tier 2 risk-based capital	$1,703,000	1,868
Total risk weighted assets	$145,928,300	1,957
Total unused commitments	$9,683,000	3,706
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	68	2,648
Assets and Liabilities
Total Assets:	$123,233,000	3,579
Cash and due from depository institutions	$5,231,000	2,648
Interest-bearing balances	$0	6,604
Securities	$11,407,000	6,992
Federal funds sold & reverse repurchase agreements	$5,855,000	2,357
Net loans & leases	$95,593,000	2,868
Loan loss allowance	$1,212,000	2,834
Trading account assets	$0	203
Bank premises and fixed assets	$3,633,000	2,169
Other real estate owned	$448,000	2,648
Goodwill and other intangibles	$0	3,571
All other assets	$1,066,000	5,770
Life insurance assets	$0	1
Total liabilities and capital	$123,233,000	3,579
Total liabilities	$113,910,000	3,480
Total deposits	$113,342,000	3,273
Interest-bearing deposits	$92,616,000	3,430
Deposits held in domestic offices	$113,342,000	3,267
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$0	5,103
Subordinated debt	$0	260
All other liabilities	$568,000	5,411
Total equity capital	$9,323,000	4,577
Total bank equity capital	$9,323,000	4,577
Perpetual preferred stock	$0	223
Common stock	$1,200,000	2,796
Surplus	$6,400,000	2,274
Undivided profits	$1,723,000	7,520
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$319,000	5,197
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$70,000	1,102
Income earned, not collected on loans	$556,000	4,257
Earning assets	$112,855,000	3,594
Long-term assets (5+ years)	$3,004,000	7,031
Average Assets, year-to-date	$114,713,400	3,663
Average Assets, quarterly	$122,189,000	3,552
Volatile liabilities	$27,684,000	2,283
Insider loans	$1,928,000	2,139
FHLB advances	$0	780
Loans and leases held for sale	$0	1,579
Unused loan commitments	$4,032,000	5,745
Tier 1 (core) risk-based capital	$9,260,000	4,459
Tier 2 risk-based capital	$1,212,000	2,457
Total risk weighted assets	$105,451,500	2,643
Total unused commitments	$4,032,000	5,754
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	59	3,205
Assets and Liabilities
Total Assets:	$106,286,000	4,193
Cash and due from depository institutions	$10,803,000	3,205
Interest-bearing balances	$0	6,640
Securities	$7,699,000	8,724
Federal funds sold & reverse repurchase agreements	$14,400,000	893
Net loans & leases	$70,053,000	3,832
Loan loss allowance	$769,000	4,369
Trading account assets	$0	240
Bank premises and fixed assets	$2,313,000	3,338
Other real estate owned	$322,000	3,205
Goodwill and other intangibles	$0	3,437
All other assets	$696,000	7,660
Life insurance assets	$0	1
Total liabilities and capital	$106,286,000	4,193
Total liabilities	$99,231,000	4,040
Total deposits	$98,697,000	3,817
Interest-bearing deposits	$79,566,000	4,080
Deposits held in domestic offices	$98,697,000	3,805
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$0	5,299
Subordinated debt	$0	298
All other liabilities	$534,000	5,685
Total equity capital	$7,055,000	5,772
Total bank equity capital	$7,055,000	5,772
Perpetual preferred stock	$0	250
Common stock	$1,200,000	2,988
Surplus	$4,100,000	3,349
Undivided profits	$1,755,000	7,607
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$250,000	6,108
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$414,000	5,508
Earning assets	$92,152,000	4,403
Long-term assets (5+ years)	$2,831,000	7,139
Average Assets, year-to-date	$83,117,800	4,982
Average Assets, quarterly	$96,844,000	4,497
Volatile liabilities	$23,207,000	2,593
Insider loans	$3,710,000	1,171
FHLB advances	$0	882
Loans and leases held for sale	$0	1,560
Unused loan commitments	$2,968,000	6,462
Tier 1 (core) risk-based capital	$7,022,000	5,676
Tier 2 risk-based capital	$769,000	3,772
Total risk weighted assets	$71,059,700	3,798
Total unused commitments	$2,968,000	6,478
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	49	3,911
Assets and Liabilities
Total Assets:	$69,048,000	6,014
Cash and due from depository institutions	$9,287,000	3,911
Interest-bearing balances	$100,000	4,830
Securities	$6,812,000	9,462
Federal funds sold & reverse repurchase agreements	$4,800,000	2,991
Net loans & leases	$45,291,000	5,351
Loan loss allowance	$539,000	5,735
Trading account assets	$0	261
Bank premises and fixed assets	$1,909,000	3,869
Other real estate owned	$322,000	3,911
Goodwill and other intangibles	$0	3,181
All other assets	$627,000	8,327
Life insurance assets	$0	1
Total liabilities and capital	$69,048,000	6,014
Total liabilities	$63,651,000	5,885
Total deposits	$63,075,000	5,717
Interest-bearing deposits	$46,202,000	6,429
Deposits held in domestic offices	$63,075,000	5,707
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$0	5,136
Subordinated debt	$0	337
All other liabilities	$576,000	5,634
Total equity capital	$5,397,000	7,013
Total bank equity capital	$5,397,000	7,013
Perpetual preferred stock	$0	288
Common stock	$1,200,000	3,095
Surplus	$2,800,000	4,419
Undivided profits	$1,397,000	8,513
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$263,000	5,958
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$274,000	7,516
Earning assets	$57,003,000	6,479
Long-term assets (5+ years)	$1,155,000	8,796
Average Assets, year-to-date	$57,427,200	6,642
Average Assets, quarterly	$66,289,500	6,133
Volatile liabilities	$10,433,000	4,446
Insider loans	$1,902,000	2,237
FHLB advances	$0	855
Loans and leases held for sale	$0	1,606
Unused loan commitments	$2,315,000	7,045
Tier 1 (core) risk-based capital	$5,332,000	6,943
Tier 2 risk-based capital	$539,000	4,973
Total risk weighted assets	$51,196,600	4,936
Total unused commitments	$2,315,000	7,060
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	41	4,778
Assets and Liabilities
Total Assets:	$47,693,000	7,713
Cash and due from depository institutions	$6,087,000	4,778
Interest-bearing balances	$599,000	3,075
Securities	$7,258,000	9,825
Federal funds sold & reverse repurchase agreements	$4,200,000	2,111
Net loans & leases	$28,038,000	7,329
Loan loss allowance	$384,000	7,330
Trading account assets	$0	286
Bank premises and fixed assets	$1,363,000	4,970
Other real estate owned	$322,000	4,778
Goodwill and other intangibles	$0	3,133
All other assets	$425,000	10,168
Life insurance assets	$0	1
Total liabilities and capital	$47,693,000	7,713
Total liabilities	$43,169,000	7,704
Total deposits	$42,891,000	7,528
Interest-bearing deposits	$31,684,000	8,185
Deposits held in domestic offices	$42,891,000	7,519
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,788
Trading liabilities	$0	87
Other borrowed funds	$0	5,375
Subordinated debt	$0	372
All other liabilities	$278,000	7,645
Total equity capital	$4,524,000	7,625
Total bank equity capital	$4,524,000	7,625
Perpetual preferred stock	$0	310
Common stock	$1,200,000	3,212
Surplus	$1,650,000	6,254
Undivided profits	$1,674,000	7,686
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$470,000	4,445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$169,000	9,223
Earning assets	$40,095,000	8,088
Long-term assets (5+ years)	$1,377,000	8,984
Average Assets, year-to-date	$41,411,800	8,273
Average Assets, quarterly	$46,441,500	7,792
Volatile liabilities	$5,590,000	6,334
Insider loans	$1,918,000	2,164
FHLB advances	$0	993
Loans and leases held for sale	$0	1,430
Unused loan commitments	$1,358,000	8,465
Tier 1 (core) risk-based capital	$4,524,000	7,704
Tier 2 risk-based capital	$384,000	6,420
Total risk weighted assets	$32,680,500	6,854
Total unused commitments	$1,358,000	8,477
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	30	6,405
Assets and Liabilities
Total Assets:	$37,149,000	9,212
Cash and due from depository institutions	$5,750,000	6,405
Interest-bearing balances	$2,393,000	2,151
Securities	$1,596,000	12,717
Federal funds sold & reverse repurchase agreements	$1,500,000	6,677
Net loans & leases	$26,450,000	7,550
Loan loss allowance	$416,000	7,204
Trading account assets	$0	330
Bank premises and fixed assets	$1,082,000	5,839
Other real estate owned	$461,000	6,405
Goodwill and other intangibles	$0	3,091
All other assets	$310,000	11,179
Life insurance assets	$0	1
Total liabilities and capital	$37,149,000	9,212
Total liabilities	$33,627,000	9,187
Total deposits	$33,444,000	9,049
Interest-bearing deposits	$25,658,000	9,524
Deposits held in domestic offices	$33,444,000	9,043
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$0	5,027
Subordinated debt	$0	413
All other liabilities	$183,000	9,631
Total equity capital	$3,522,000	9,027
Total bank equity capital	$3,522,000	9,027
Perpetual preferred stock	$0	343
Common stock	$800,000	4,638
Surplus	$1,550,000	6,506
Undivided profits	$1,172,000	9,116
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$539,000	4,714
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$159,000	9,213
Earning assets	$31,939,000	9,477
Long-term assets (5+ years)	$1,486,000	9,328
Average Assets, year-to-date	$36,543,200	9,111
Average Assets, quarterly	$36,709,500	9,199
Volatile liabilities	$4,482,000	6,914
Insider loans	$2,265,000	1,812
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$1,257,000	8,727
Tier 1 (core) risk-based capital	$3,522,000	8,951
Tier 2 risk-based capital	$377,800	6,555
Total risk weighted assets	$30,185,400	7,253
Total unused commitments	$1,257,000	8,754
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	28	6,885
Assets and Liabilities
Total Assets:	$36,460,000	9,479
Cash and due from depository institutions	$4,945,000	6,885
Interest-bearing balances	$1,098,000	3,622
Securities	$1,840,000	13,123
Federal funds sold & reverse repurchase agreements	$4,400,000	3,663
Net loans & leases	$23,642,000	8,167
Loan loss allowance	$481,000	6,671
Trading account assets	$0	344
Bank premises and fixed assets	$752,000	7,363
Other real estate owned	$618,000	6,885
Goodwill and other intangibles	$0	3,106
All other assets	$263,000	12,166
Life insurance assets	$0	1
Total liabilities and capital	$36,460,000	9,479
Total liabilities	$33,460,000	9,411
Total deposits	$33,017,000	9,322
Interest-bearing deposits	$24,929,000	9,942
Deposits held in domestic offices	$33,017,000	9,316
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$0	482
All other liabilities	$443,000	6,373
Total equity capital	$3,000,000	9,747
Total bank equity capital	$3,000,000	9,747
Perpetual preferred stock	$0	346
Common stock	$800,000	4,868
Surplus	$1,550,000	6,451
Undivided profits	$650,000	10,568
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$274,000	7,491
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$154,000	9,898
Earning assets	$30,980,000	9,785
Long-term assets (5+ years)	$1,842,000	9,133
Average Assets, year-to-date	$35,053,600	9,534
Average Assets, quarterly	$36,241,000	9,450
Volatile liabilities	$3,056,000	8,485
Insider loans	$0	9,493
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$836,000	9,571
Tier 1 (core) risk-based capital	$3,000,000	9,679
Tier 2 risk-based capital	$342,380	6,989
Total risk weighted assets	$27,251,680	7,822
Total unused commitments	$836,000	9,598
Derivatives	$0	651