Home > United Carolina Bank of South Carolina > Income and Expense

United Carolina Bank of South Carolina, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$28,991,0001,189
Total interest expense$14,756,0001,106
Net interest income$14,235,0001,261
Provision for loan and lease losses$1,050,000982
Total noninterest income$3,325,0001,260
Gross Fiduciary activities income$1,418,000422
Service charges on deposit accounts$1,196,0001,104
Trading account gains and fees$0262
Additional Noninterest Income$711,0002,276
Total noninterest expense$11,103,0001,295
Salaries and employee benefits$5,155,0001,299
Premises and equipment expense$1,523,0001,346
Additional noninterest expense$4,425,0001,258
Pre-tax net operating income$5,407,0001,319
Securities gains (losses)$4,0003,123
Applicable income taxes$1,722,0001,409
Income before extraordinary items$3,689,0001,344
Extraordinary gains, net$053
Net income$3,689,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,0001,272
Cash dividends$2,033,0001,252
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,686,2801,311
1995-12-31 (YTD Data)Rank
Total interest income$26,240,0001,306
Total interest expense$13,145,0001,260
Net interest income$13,095,0001,371
Provision for loan and lease losses$800,0001,117
Total noninterest income$3,196,0001,305
Gross Fiduciary activities income$1,440,000451
Service charges on deposit accounts$1,222,0001,086
Trading account gains and fees$0522
Additional Noninterest Income$534,0002,747
Total noninterest expense$10,067,0001,405
Salaries and employee benefits$4,928,0001,348
Premises and equipment expense$1,389,0001,477
Additional noninterest expense$3,750,0001,408
Pre-tax net operating income$5,424,0001,411
Securities gains (losses)$7,0002,620
Applicable income taxes$1,693,0001,478
Income before extraordinary items$3,738,0001,384
Extraordinary gains, net$065
Net income$3,738,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,504
Cash dividends$1,826,0001,320
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,733,1701,368
1994-12-31 (YTD Data)Rank
Total interest income$21,090,0001,465
Total interest expense$8,706,0001,489
Net interest income$12,384,0001,456
Provision for loan and lease losses$500,0001,533
Total noninterest income$3,089,0001,330
Gross Fiduciary activities income$1,390,000446
Service charges on deposit accounts$1,319,0001,005
Trading account gains and fees$0475
Additional Noninterest Income$380,0003,518
Total noninterest expense$11,270,0001,309
Salaries and employee benefits$4,933,0001,372
Premises and equipment expense$1,391,0001,498
Additional noninterest expense$4,946,0001,192
Pre-tax net operating income$3,703,0001,922
Securities gains (losses)$5,0002,624
Applicable income taxes$1,002,0002,240
Income before extraordinary items$2,706,0001,800
Extraordinary gains, net$0249
Net income$2,706,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,174
Cash dividends$1,581,0001,346
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,702,3501,811
1993-12-31 (YTD Data)Rank
Total interest income$19,493,0001,617
Total interest expense$7,816,0001,684
Net interest income$11,677,0001,544
Provision for loan and lease losses$150,0004,621
Total noninterest income$3,071,0001,431
Gross Fiduciary activities income$1,289,000487
Service charges on deposit accounts$1,379,000966
Trading account gains and fees$0532
Additional Noninterest Income$403,0003,731
Total noninterest expense$9,416,0001,606
Salaries and employee benefits$4,469,0001,521
Premises and equipment expense$1,248,0001,676
Additional noninterest expense$3,699,0001,622
Pre-tax net operating income$5,182,0001,348
Securities gains (losses)$4,0006,316
Applicable income taxes$1,436,0001,631
Income before extraordinary items$3,750,0001,351
Extraordinary gains, net$40,0002,305
Net income$3,790,0001,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,0001,802
Cash dividends$1,430,0001,331
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,747,1201,269
1992-12-31 (YTD Data)Rank
Total interest income$20,085,0001,757
Total interest expense$9,249,0001,826
Net interest income$10,836,0001,694
Provision for loan and lease losses$100,0007,236
Total noninterest income$2,710,0001,564
Gross Fiduciary activities income$1,095,000531
Service charges on deposit accounts$1,289,0001,006
Trading account gains and fees$0504
Additional Noninterest Income$326,0004,207
Total noninterest expense$8,671,0001,754
Salaries and employee benefits$4,107,0001,609
Premises and equipment expense$1,202,0001,753
Additional noninterest expense$3,362,0001,805
Pre-tax net operating income$4,775,0001,336
Securities gains (losses)$3,0007,429
Applicable income taxes$1,241,0001,696
Income before extraordinary items$3,537,0001,323
Extraordinary gains, net$01,422
Net income$3,537,0001,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0003,859
Cash dividends$1,242,0001,286
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,534,7801,221

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.