Home > United Carolina Bank of South Carolina > Assets and Liabilities
United Carolina Bank of South Carolina, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 119 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $386,870,000 | 1,242 |
| Cash and due from depository institutions | $8,017,000 | 1,579 |
| Interest-bearing balances | $8,000 | 6,280 |
| Securities | $104,632,000 | 1,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $261,441,000 | 1,155 |
| Loan loss allowance | $3,926,000 | 1,070 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,977,000 | 1,307 |
| Other real estate owned | $55,000 | 1,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,748,000 | 1,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,870,000 | 1,242 |
| Total liabilities | $360,285,000 | 1,222 |
| Total deposits | $349,818,000 | 1,118 |
| Interest-bearing deposits | $308,456,000 | 1,088 |
| Deposits held in domestic offices | $349,818,000 | 1,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,699,000 | 1,488 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,439,000 | 3,035 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,329,000 | 1,368 |
| Total equity capital | $26,585,000 | 1,701 |
| Total bank equity capital | $26,585,000 | 1,701 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,019,000 | 1,894 |
| Surplus | $20,482,000 | 901 |
| Undivided profits | $4,084,000 | 5,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,010,000 | 1,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,829,000 | 1,192 |
| Earning assets | $366,081,000 | 1,211 |
| Long-term assets (5+ years) | $38,744,000 | 1,590 |
| Average Assets, year-to-date | $379,834,400 | 1,209 |
| Average Assets, quarterly | $392,786,000 | 1,209 |
| Volatile liabilities | $31,690,000 | 1,989 |
| Insider loans | $7,896,000 | 538 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $61,387,000 | 936 |
| Tier 1 (core) risk-based capital | $26,425,000 | 1,627 |
| Tier 2 risk-based capital | $3,352,200 | 1,018 |
| Total risk weighted assets | $267,601,900 | 1,110 |
| Total unused commitments | $61,387,000 | 940 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 111 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $361,265,000 | 1,315 |
| Cash and due from depository institutions | $9,213,000 | 1,723 |
| Interest-bearing balances | $7,000 | 6,524 |
| Securities | $113,428,000 | 1,103 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,537 |
| Net loans & leases | $220,745,000 | 1,333 |
| Loan loss allowance | $3,455,000 | 1,224 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,474,000 | 1,419 |
| Other real estate owned | $131,000 | 1,723 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,574,000 | 1,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,265,000 | 1,315 |
| Total liabilities | $335,791,000 | 1,298 |
| Total deposits | $332,070,000 | 1,190 |
| Interest-bearing deposits | $288,751,000 | 1,179 |
| Deposits held in domestic offices | $332,070,000 | 1,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $401,000 | 3,188 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $433,000 | 3,550 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,887,000 | 1,576 |
| Total equity capital | $25,474,000 | 1,762 |
| Total bank equity capital | $25,474,000 | 1,762 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,019,000 | 1,939 |
| Surplus | $17,981,000 | 1,002 |
| Undivided profits | $5,474,000 | 4,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,600,000 | 1,393 |
| Earning assets | $339,880,000 | 1,290 |
| Long-term assets (5+ years) | $26,782,000 | 2,003 |
| Average Assets, year-to-date | $341,280,200 | 1,338 |
| Average Assets, quarterly | $355,658,500 | 1,325 |
| Volatile liabilities | $18,318,000 | 2,831 |
| Insider loans | $7,333,000 | 608 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $42,302,000 | 1,162 |
| Tier 1 (core) risk-based capital | $24,767,000 | 1,721 |
| Tier 2 risk-based capital | $2,865,140 | 1,169 |
| Total risk weighted assets | $228,621,440 | 1,267 |
| Total unused commitments | $42,302,000 | 1,171 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 120 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $320,785,000 | 1,443 |
| Cash and due from depository institutions | $8,365,000 | 1,657 |
| Interest-bearing balances | $9,000 | 6,726 |
| Securities | $71,865,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 503 |
| Net loans & leases | $208,786,000 | 1,341 |
| Loan loss allowance | $3,091,000 | 1,356 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,756,000 | 1,283 |
| Other real estate owned | $176,000 | 1,657 |
| Goodwill and other intangibles | $23,000 | 2,741 |
| All other assets | $4,814,000 | 1,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,785,000 | 1,443 |
| Total liabilities | $298,113,000 | 1,421 |
| Total deposits | $294,909,000 | 1,286 |
| Interest-bearing deposits | $257,910,000 | 1,271 |
| Deposits held in domestic offices | $294,909,000 | 1,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $628,000 | 3,567 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,576,000 | 1,472 |
| Total equity capital | $22,672,000 | 1,830 |
| Total bank equity capital | $22,672,000 | 1,830 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,019,000 | 1,994 |
| Surplus | $17,981,000 | 938 |
| Undivided profits | $2,672,000 | 6,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 2,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,329,000 | 1,463 |
| Earning assets | $301,660,000 | 1,406 |
| Long-term assets (5+ years) | $28,629,000 | 1,902 |
| Average Assets, year-to-date | $299,223,800 | 1,505 |
| Average Assets, quarterly | $307,331,500 | 1,485 |
| Volatile liabilities | $14,987,000 | 3,189 |
| Insider loans | $4,851,000 | 871 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $37,078,000 | 1,233 |
| Tier 1 (core) risk-based capital | $22,832,000 | 1,825 |
| Tier 2 risk-based capital | $2,766,050 | 1,192 |
| Total risk weighted assets | $220,958,650 | 1,280 |
| Total unused commitments | $37,078,000 | 1,241 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 125 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $282,930,000 | 1,644 |
| Cash and due from depository institutions | $10,229,000 | 1,671 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $78,895,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $184,840,000 | 1,495 |
| Loan loss allowance | $2,837,000 | 1,540 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,636,000 | 1,299 |
| Other real estate owned | $22,000 | 1,671 |
| Goodwill and other intangibles | $26,000 | 2,652 |
| All other assets | $3,282,000 | 2,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,930,000 | 1,644 |
| Total liabilities | $261,062,000 | 1,636 |
| Total deposits | $252,725,000 | 1,577 |
| Interest-bearing deposits | $215,723,000 | 1,597 |
| Deposits held in domestic offices | $252,725,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,985,000 | 1,514 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 2,135 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,352,000 | 2,486 |
| Total equity capital | $21,868,000 | 1,872 |
| Total bank equity capital | $21,868,000 | 1,872 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,019,000 | 2,016 |
| Surplus | $13,981,000 | 1,090 |
| Undivided profits | $5,868,000 | 3,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,064,000 | 1,627 |
| Earning assets | $263,735,000 | 1,626 |
| Long-term assets (5+ years) | $27,178,000 | 2,067 |
| Average Assets, year-to-date | $270,379,000 | 1,685 |
| Average Assets, quarterly | $277,533,500 | 1,671 |
| Volatile liabilities | $18,427,000 | 2,548 |
| Insider loans | $3,274,000 | 1,267 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $33,556,000 | 1,324 |
| Tier 1 (core) risk-based capital | $21,704,000 | 1,827 |
| Tier 2 risk-based capital | $2,467,360 | 1,316 |
| Total risk weighted assets | $197,018,760 | 1,417 |
| Total unused commitments | $33,556,000 | 1,346 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 121 | 1,789 |
| Assets and Liabilities | ||
| Total Assets: | $264,463,000 | 1,812 |
| Cash and due from depository institutions | $6,304,000 | 1,789 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $97,306,000 | 1,385 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 7,718 |
| Net loans & leases | $149,557,000 | 1,872 |
| Loan loss allowance | $3,172,000 | 1,480 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,713,000 | 1,271 |
| Other real estate owned | $227,000 | 1,789 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,956,000 | 1,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,463,000 | 1,812 |
| Total liabilities | $245,093,000 | 1,806 |
| Total deposits | $240,502,000 | 1,732 |
| Interest-bearing deposits | $209,657,000 | 1,735 |
| Deposits held in domestic offices | $240,502,000 | 1,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,386,000 | 2,317 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,199,000 | 1,876 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,006,000 | 3,266 |
| Total equity capital | $19,370,000 | 2,004 |
| Total bank equity capital | $19,370,000 | 2,004 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,019,000 | 2,092 |
| Surplus | $9,981,000 | 1,421 |
| Undivided profits | $7,370,000 | 2,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,398,000 | 1,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $981,000 | 2,011 |
| Earning assets | $248,263,000 | 1,765 |
| Long-term assets (5+ years) | $27,445,000 | 2,015 |
| Average Assets, year-to-date | $262,392,800 | 1,788 |
| Average Assets, quarterly | $269,196,000 | 1,778 |
| Volatile liabilities | $19,668,000 | 2,392 |
| Insider loans | $50,000 | 7,164 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,415,000 | 1,858 |
| Tier 1 (core) risk-based capital | $19,370,000 | 1,956 |
| Tier 2 risk-based capital | $2,039,760 | 1,564 |
| Total risk weighted assets | $162,048,860 | 1,755 |
| Total unused commitments | $19,415,000 | 1,874 |
| Derivatives | $0 | 651 |