Home > United Carolina Bank > Loan Charge- Offs and Recoveries
United Carolina Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,915,000 | 288 |
| Loans secured by real estate, total | $968,000 | 404 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $968,000 | 404 |
| Construction and land development | $153,000 | 183 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $509,000 | 315 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $306,000 | 407 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $369,000 | 858 |
| Loans to individuals | $7,578,000 | 200 |
| Credit card loan charge offs | $1,790,000 | 227 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,788,000 | 121 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,319,000 | 231 |
| Loans secured by real estate, total | $1,714,000 | 123 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,714,000 | 123 |
| Construction and land development | $645,000 | 40 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $266,000 | 167 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $803,000 | 129 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $433,000 | 329 |
| Loans to individuals | $1,172,000 | 247 |
| Credit card loan recoveries | $324,000 | 200 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $848,000 | 216 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,596,000 | 314 |
| Loans secured by real estate, total | $-746,000 | 11,407 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-746,000 | 11,432 |
| Construction and land development | $-492,000 | 11,427 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $243,000 | 454 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-497,000 | 11,381 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-64,000 | 11,001 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $6,406,000 | 195 |
| Credit card loan net charge offs | $1,466,000 | 229 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,940,000 | 102 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,307,000 | 318 |
| Loans secured by real estate, total | $1,906,000 | 304 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,906,000 | 303 |
| Construction and land development | $803,000 | 94 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $272,000 | 555 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $831,000 | 282 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $499,000 | 622 |
| Loans to individuals | $4,902,000 | 225 |
| Credit card loan charge offs | $1,204,000 | 269 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,698,000 | 147 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,779,000 | 282 |
| Loans secured by real estate, total | $948,000 | 196 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $948,000 | 193 |
| Construction and land development | $392,000 | 65 |
| Secured by farmland | $4,000 | 402 |
| Secured by 1-4 family residential properties - total recoveries | $109,000 | 359 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $443,000 | 204 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $971,000 | 211 |
| Loans to individuals | $860,000 | 303 |
| Credit card loan recoveries | $285,000 | 229 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $575,000 | 283 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,528,000 | 339 |
| Loans secured by real estate, total | $958,000 | 398 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $958,000 | 397 |
| Construction and land development | $411,000 | 123 |
| Secured by farmland | $-4,000 | 10,181 |
| Secured by 1-4 family residential properties- net charge-offs | $163,000 | 638 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $388,000 | 372 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-472,000 | 11,861 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $4,042,000 | 208 |
| Credit card loan net charge offs | $919,000 | 269 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,123,000 | 116 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,195,000 | 389 |
| Loans secured by real estate, total | $1,783,000 | 359 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,783,000 | 359 |
| Construction and land development | $577,000 | 139 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $456,000 | 424 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $750,000 | 342 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $868,000 | 447 |
| Loans to individuals | $2,544,000 | 296 |
| Credit card loan charge offs | $932,000 | 278 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,612,000 | 241 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,653,000 | 401 |
| Loans secured by real estate, total | $629,000 | 294 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $629,000 | 293 |
| Construction and land development | $169,000 | 160 |
| Secured by farmland | $4,000 | 525 |
| Secured by 1-4 family residential properties - total recoveries | $247,000 | 211 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $209,000 | 334 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $343,000 | 511 |
| Loans to individuals | $681,000 | 343 |
| Credit card loan recoveries | $270,000 | 239 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $411,000 | 353 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,542,000 | 378 |
| Loans secured by real estate, total | $1,154,000 | 405 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,154,000 | 405 |
| Construction and land development | $408,000 | 147 |
| Secured by farmland | $-4,000 | 10,630 |
| Secured by 1-4 family residential properties- net charge-offs | $209,000 | 608 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $541,000 | 352 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $525,000 | 445 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,863,000 | 258 |
| Credit card loan net charge offs | $662,000 | 283 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,201,000 | 182 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,309,000 | 426 |
| Loans secured by real estate, total | $3,898,000 | 284 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $3,898,000 | 284 |
| Construction and land development | $1,667,000 | 141 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $577,000 | 419 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,654,000 | 278 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $46,000 | 98 |
| Commercial and industrial loans | $517,000 | 965 |
| Loans to individuals | $1,848,000 | 381 |
| Credit card loan charge offs | $865,000 | 302 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $983,000 | 371 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,787,000 | 297 |
| Loans secured by real estate, total | $2,062,000 | 118 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,062,000 | 118 |
| Construction and land development | $604,000 | 84 |
| Secured by farmland | $3,000 | 605 |
| Secured by 1-4 family residential properties - total recoveries | $150,000 | 298 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $1,305,000 | 81 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 209 |
| Commercial and industrial loans | $273,000 | 650 |
| Loans to individuals | $451,000 | 449 |
| Credit card loan recoveries | $139,000 | 311 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $312,000 | 452 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,522,000 | 511 |
| Loans secured by real estate, total | $1,836,000 | 422 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,836,000 | 421 |
| Construction and land development | $1,063,000 | 179 |
| Secured by farmland | $-3,000 | 11,066 |
| Secured by 1-4 family residential properties- net charge-offs | $427,000 | 449 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $349,000 | 610 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $45,000 | 66 |
| Commercial and industrial loans | $244,000 | 1,315 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,397,000 | 352 |
| Credit card loan net charge offs | $726,000 | 289 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $671,000 | 336 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,986,000 | 432 |
| Loans secured by real estate, total | $4,686,000 | 295 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,686,000 | 294 |
| Construction and land development | $2,309,000 | 163 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $789,000 | 348 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,588,000 | 343 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $21,000 | 141 |
| Commercial and industrial loans | $1,071,000 | 735 |
| Loans to individuals | $2,208,000 | 412 |
| Credit card loan charge offs | $870,000 | 337 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,338,000 | 376 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,795,000 | 367 |
| Loans secured by real estate, total | $1,034,000 | 165 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,034,000 | 165 |
| Construction and land development | $202,000 | 151 |
| Secured by farmland | $6,000 | 490 |
| Secured by 1-4 family residential properties - total recoveries | $204,000 | 209 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $622,000 | 121 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $274,000 | 652 |
| Loans to individuals | $487,000 | 458 |
| Credit card loan recoveries | $149,000 | 321 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $338,000 | 463 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,191,000 | 457 |
| Loans secured by real estate, total | $3,652,000 | 335 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,652,000 | 334 |
| Construction and land development | $2,107,000 | 163 |
| Secured by farmland | $-6,000 | 11,612 |
| Secured by 1-4 family residential properties- net charge-offs | $585,000 | 405 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $966,000 | 452 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $21,000 | 104 |
| Commercial and industrial loans | $797,000 | 800 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,721,000 | 383 |
| Credit card loan net charge offs | $721,000 | 335 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,000,000 | 351 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.