Home > United Carolina Bank > Income and Expense
United Carolina Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $299,133,000 | 193 |
| Total interest expense | $135,261,000 | 213 |
| Net interest income | $163,872,000 | 189 |
| Provision for loan and lease losses | $7,800,000 | 250 |
| Total noninterest income | $52,514,000 | 224 |
| Gross Fiduciary activities income | $4,565,000 | 225 |
| Service charges on deposit accounts | $23,699,000 | 117 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $24,250,000 | 260 |
| Total noninterest expense | $145,379,000 | 188 |
| Salaries and employee benefits | $77,979,000 | 134 |
| Premises and equipment expense | $16,291,000 | 193 |
| Additional noninterest expense | $51,109,000 | 239 |
| Pre-tax net operating income | $63,207,000 | 212 |
| Securities gains (losses) | $-123,000 | 11,242 |
| Applicable income taxes | $21,822,000 | 215 |
| Income before extraordinary items | $41,262,000 | 218 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $41,262,000 | 218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,596,000 | 314 |
| Cash dividends | $15,113,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $21,868,000 | 29 |
| Net operating income | $41,341,950 | 215 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $258,889,000 | 226 |
| Total interest expense | $115,078,000 | 245 |
| Net interest income | $143,811,000 | 214 |
| Provision for loan and lease losses | $6,000,000 | 284 |
| Total noninterest income | $45,313,000 | 244 |
| Gross Fiduciary activities income | $3,803,000 | 262 |
| Service charges on deposit accounts | $21,715,000 | 133 |
| Trading account gains and fees | $4,000 | 468 |
| Additional Noninterest Income | $19,791,000 | 281 |
| Total noninterest expense | $119,499,000 | 213 |
| Salaries and employee benefits | $66,071,000 | 150 |
| Premises and equipment expense | $14,370,000 | 221 |
| Additional noninterest expense | $39,058,000 | 278 |
| Pre-tax net operating income | $63,625,000 | 220 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $23,380,000 | 202 |
| Income before extraordinary items | $40,245,000 | 230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $40,245,000 | 229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,528,000 | 339 |
| Cash dividends | $12,487,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 10,456 |
| Net operating income | $40,245,000 | 230 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $210,330,000 | 236 |
| Total interest expense | $78,682,000 | 264 |
| Net interest income | $131,648,000 | 219 |
| Provision for loan and lease losses | $2,871,000 | 451 |
| Total noninterest income | $42,877,000 | 245 |
| Gross Fiduciary activities income | $3,773,000 | 262 |
| Service charges on deposit accounts | $21,325,000 | 125 |
| Trading account gains and fees | $8,000 | 389 |
| Additional Noninterest Income | $17,771,000 | 295 |
| Total noninterest expense | $127,634,000 | 206 |
| Salaries and employee benefits | $66,871,000 | 153 |
| Premises and equipment expense | $14,227,000 | 217 |
| Additional noninterest expense | $46,536,000 | 250 |
| Pre-tax net operating income | $44,020,000 | 271 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $16,342,000 | 241 |
| Income before extraordinary items | $27,645,000 | 271 |
| Extraordinary gains, net | $-317,000 | 12,568 |
| Net income | $27,328,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,542,000 | 378 |
| Cash dividends | $10,357,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $27,666,120 | 275 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $181,208,000 | 254 |
| Total interest expense | $69,269,000 | 278 |
| Net interest income | $111,939,000 | 242 |
| Provision for loan and lease losses | $4,700,000 | 457 |
| Total noninterest income | $40,457,000 | 246 |
| Gross Fiduciary activities income | $3,519,000 | 276 |
| Service charges on deposit accounts | $20,069,000 | 125 |
| Trading account gains and fees | $9,000 | 421 |
| Additional Noninterest Income | $16,860,000 | 307 |
| Total noninterest expense | $106,323,000 | 229 |
| Salaries and employee benefits | $59,080,000 | 158 |
| Premises and equipment expense | $13,260,000 | 230 |
| Additional noninterest expense | $33,983,000 | 324 |
| Pre-tax net operating income | $41,373,000 | 246 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $13,809,000 | 243 |
| Income before extraordinary items | $27,564,000 | 253 |
| Extraordinary gains, net | $827,000 | 268 |
| Net income | $28,391,000 | 253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,522,000 | 511 |
| Cash dividends | $9,201,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $-362,000 | 13,230 |
| Net operating income | $27,564,000 | 244 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $187,546,000 | 272 |
| Total interest expense | $80,856,000 | 300 |
| Net interest income | $106,690,000 | 240 |
| Provision for loan and lease losses | $11,700,000 | 332 |
| Total noninterest income | $36,778,000 | 255 |
| Gross Fiduciary activities income | $3,291,000 | 290 |
| Service charges on deposit accounts | $19,838,000 | 115 |
| Trading account gains and fees | $8,000 | 422 |
| Additional Noninterest Income | $13,641,000 | 358 |
| Total noninterest expense | $96,379,000 | 253 |
| Salaries and employee benefits | $52,932,000 | 169 |
| Premises and equipment expense | $12,566,000 | 244 |
| Additional noninterest expense | $30,881,000 | 337 |
| Pre-tax net operating income | $35,389,000 | 215 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $11,379,000 | 244 |
| Income before extraordinary items | $24,097,000 | 236 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $24,097,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,191,000 | 457 |
| Cash dividends | $8,456,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $24,037,840 | 209 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.