Home > United Carolina Bank > Net charge- offs to loans
United Carolina Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2041% | 4,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.2139% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0841% | 1,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 1,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0005% | 524 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3991% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 3,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.1961% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0776% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1514% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2166% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7108% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6372% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 4,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0851% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.2282% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1153% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2519% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3801% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1841% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 5,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1578% | 630 |
| Percentage Net Loans Charged-off:Construction & development | 0.6958% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0812% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 1,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3558% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4465% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0693% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3684% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3427% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 1.4328% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2413% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 1,283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3886% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4927% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5868% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0346% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |