Home > United Carolina Bank > Assets and Liabilities
United Carolina Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 1,804 | 144 |
| Assets and Liabilities | ||
| Total Assets: | $4,089,533,000 | 201 |
| Cash and due from depository institutions | $199,840,000 | 144 |
| Interest-bearing balances | $353,000 | 3,396 |
| Securities | $798,404,000 | 203 |
| Federal funds sold & reverse repurchase agreements | $91,603,000 | 203 |
| Net loans & leases | $2,843,788,000 | 183 |
| Loan loss allowance | $42,212,000 | 201 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $49,793,000 | 194 |
| Other real estate owned | $5,853,000 | 144 |
| Goodwill and other intangibles | $16,510,000 | 265 |
| All other assets | $83,742,000 | 217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,089,533,000 | 201 |
| Total liabilities | $3,787,043,000 | 200 |
| Total deposits | $3,710,766,000 | 161 |
| Interest-bearing deposits | $2,734,633,000 | 172 |
| Deposits held in domestic offices | $3,710,766,000 | 160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,079,000 | 756 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $18,872,000 | 967 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $34,326,000 | 301 |
| Total equity capital | $302,490,000 | 222 |
| Total bank equity capital | $302,490,000 | 222 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $11,542,000 | 331 |
| Surplus | $67,440,000 | 353 |
| Undivided profits | $223,508,000 | 145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,029,000 | 422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $19,473,000 | 188 |
| Earning assets | $3,734,148,000 | 198 |
| Long-term assets (5+ years) | $483,070,000 | 213 |
| Average Assets, year-to-date | $3,857,626,800 | 203 |
| Average Assets, quarterly | $4,024,682,500 | 204 |
| Volatile liabilities | $326,250,000 | 413 |
| Insider loans | $57,380,000 | 104 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $8,864,000 | 232 |
| Unused loan commitments | $647,219,000 | 256 |
| Tier 1 (core) risk-based capital | $291,031,000 | 209 |
| Tier 2 risk-based capital | $35,314,200 | 220 |
| Total risk weighted assets | $2,818,238,500 | 195 |
| Total unused commitments | $647,219,000 | 256 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 1,624 | 162 |
| Assets and Liabilities | ||
| Total Assets: | $3,420,648,000 | 237 |
| Cash and due from depository institutions | $164,966,000 | 162 |
| Interest-bearing balances | $343,000 | 3,687 |
| Securities | $685,694,000 | 253 |
| Federal funds sold & reverse repurchase agreements | $29,747,000 | 526 |
| Net loans & leases | $2,401,883,000 | 223 |
| Loan loss allowance | $37,062,000 | 237 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $46,646,000 | 209 |
| Other real estate owned | $3,739,000 | 162 |
| Goodwill and other intangibles | $17,898,000 | 250 |
| All other assets | $70,075,000 | 257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,420,648,000 | 237 |
| Total liabilities | $3,163,724,000 | 235 |
| Total deposits | $3,089,094,000 | 190 |
| Interest-bearing deposits | $2,586,144,000 | 183 |
| Deposits held in domestic offices | $3,089,094,000 | 184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,947,000 | 654 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,369,000 | 1,239 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $33,314,000 | 329 |
| Total equity capital | $256,924,000 | 250 |
| Total bank equity capital | $256,924,000 | 250 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $11,542,000 | 342 |
| Surplus | $51,866,000 | 447 |
| Undivided profits | $193,516,000 | 159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,287,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $16,668,000 | 223 |
| Earning assets | $3,117,667,000 | 235 |
| Long-term assets (5+ years) | $339,179,000 | 283 |
| Average Assets, year-to-date | $3,265,486,000 | 233 |
| Average Assets, quarterly | $3,414,766,000 | 230 |
| Volatile liabilities | $239,115,000 | 490 |
| Insider loans | $71,921,000 | 103 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $13,858,000 | 193 |
| Unused loan commitments | $645,940,000 | 264 |
| Tier 1 (core) risk-based capital | $240,069,000 | 248 |
| Tier 2 risk-based capital | $29,397,080 | 251 |
| Total risk weighted assets | $2,344,101,080 | 228 |
| Total unused commitments | $645,940,000 | 266 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 1,741 | 159 |
| Assets and Liabilities | ||
| Total Assets: | $3,018,464,000 | 255 |
| Cash and due from depository institutions | $147,708,000 | 159 |
| Interest-bearing balances | $312,000 | 3,859 |
| Securities | $494,810,000 | 338 |
| Federal funds sold & reverse repurchase agreements | $75,928,000 | 214 |
| Net loans & leases | $2,176,145,000 | 219 |
| Loan loss allowance | $35,590,000 | 242 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $46,720,000 | 213 |
| Other real estate owned | $4,799,000 | 159 |
| Goodwill and other intangibles | $10,454,000 | 304 |
| All other assets | $61,900,000 | 288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,018,464,000 | 255 |
| Total liabilities | $2,796,528,000 | 253 |
| Total deposits | $2,655,373,000 | 211 |
| Interest-bearing deposits | $2,165,976,000 | 212 |
| Deposits held in domestic offices | $2,655,373,000 | 202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,352,000 | 467 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,236,000 | 667 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $32,567,000 | 292 |
| Total equity capital | $221,936,000 | 266 |
| Total bank equity capital | $221,936,000 | 266 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $11,542,000 | 348 |
| Surplus | $51,903,000 | 421 |
| Undivided profits | $158,491,000 | 177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,859,000 | 510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,103 |
| Income earned, not collected on loans | $14,046,000 | 225 |
| Earning assets | $2,747,195,000 | 252 |
| Long-term assets (5+ years) | $243,119,000 | 341 |
| Average Assets, year-to-date | $2,910,976,000 | 258 |
| Average Assets, quarterly | $2,981,467,500 | 259 |
| Volatile liabilities | $303,876,000 | 417 |
| Insider loans | $71,578,000 | 90 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $4,821,000 | 273 |
| Unused loan commitments | $470,810,000 | 290 |
| Tier 1 (core) risk-based capital | $219,111,000 | 261 |
| Tier 2 risk-based capital | $26,493,920 | 242 |
| Total risk weighted assets | $2,110,417,420 | 234 |
| Total unused commitments | $470,810,000 | 293 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 1,856 | 141 |
| Assets and Liabilities | ||
| Total Assets: | $2,768,737,000 | 268 |
| Cash and due from depository institutions | $157,822,000 | 141 |
| Interest-bearing balances | $104,000 | 6,099 |
| Securities | $519,245,000 | 330 |
| Federal funds sold & reverse repurchase agreements | $16,471,000 | 799 |
| Net loans & leases | $1,950,641,000 | 218 |
| Loan loss allowance | $35,457,000 | 249 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $46,855,000 | 193 |
| Other real estate owned | $6,058,000 | 141 |
| Goodwill and other intangibles | $12,215,000 | 249 |
| All other assets | $59,430,000 | 296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,768,737,000 | 268 |
| Total liabilities | $2,564,833,000 | 267 |
| Total deposits | $2,499,410,000 | 221 |
| Interest-bearing deposits | $2,024,019,000 | 226 |
| Deposits held in domestic offices | $2,499,410,000 | 216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,781,000 | 573 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,738,000 | 984 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $18,904,000 | 427 |
| Total equity capital | $203,904,000 | 270 |
| Total bank equity capital | $203,904,000 | 270 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $11,542,000 | 352 |
| Surplus | $47,437,000 | 423 |
| Undivided profits | $144,925,000 | 189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,284,000 | 382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,289 |
| Income earned, not collected on loans | $11,298,000 | 230 |
| Earning assets | $2,486,461,000 | 263 |
| Long-term assets (5+ years) | $185,906,000 | 397 |
| Average Assets, year-to-date | $2,595,163,000 | 272 |
| Average Assets, quarterly | $2,665,999,000 | 270 |
| Volatile liabilities | $191,628,000 | 526 |
| Insider loans | $50,426,000 | 108 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $23,978,000 | 193 |
| Unused loan commitments | $355,628,000 | 321 |
| Tier 1 (core) risk-based capital | $194,272,000 | 266 |
| Tier 2 risk-based capital | $25,216,160 | 244 |
| Total risk weighted assets | $2,007,052,060 | 229 |
| Total unused commitments | $355,628,000 | 325 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 1,759 | 152 |
| Assets and Liabilities | ||
| Total Assets: | $2,546,336,000 | 276 |
| Cash and due from depository institutions | $136,442,000 | 152 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $562,066,000 | 299 |
| Federal funds sold & reverse repurchase agreements | $57,000,000 | 378 |
| Net loans & leases | $1,685,245,000 | 248 |
| Loan loss allowance | $32,927,000 | 270 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $40,528,000 | 218 |
| Other real estate owned | $11,479,000 | 152 |
| Goodwill and other intangibles | $5,768,000 | 389 |
| All other assets | $47,808,000 | 361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,546,336,000 | 276 |
| Total liabilities | $2,361,971,000 | 278 |
| Total deposits | $2,248,506,000 | 249 |
| Interest-bearing deposits | $1,850,400,000 | 251 |
| Deposits held in domestic offices | $2,248,506,000 | 246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,356,000 | 354 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,092,000 | 727 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $15,017,000 | 496 |
| Total equity capital | $184,365,000 | 279 |
| Total bank equity capital | $184,365,000 | 279 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $11,541,000 | 352 |
| Surplus | $47,799,000 | 407 |
| Undivided profits | $125,025,000 | 194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,507,000 | 425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $10,805,000 | 256 |
| Earning assets | $2,304,311,000 | 277 |
| Long-term assets (5+ years) | $175,040,000 | 406 |
| Average Assets, year-to-date | $2,464,410,000 | 283 |
| Average Assets, quarterly | $2,517,210,000 | 280 |
| Volatile liabilities | $253,004,000 | 409 |
| Insider loans | $390,000 | 2,329 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $22,152,000 | 145 |
| Unused loan commitments | $323,885,000 | 306 |
| Tier 1 (core) risk-based capital | $183,540,000 | 264 |
| Tier 2 risk-based capital | $22,070,520 | 272 |
| Total risk weighted assets | $1,754,784,820 | 255 |
| Total unused commitments | $323,885,000 | 310 |
| Derivatives | $0 | 651 |