Home > United California Savings Bank > Income and Expense
United California Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $40,384,000 | 828 |
| Total interest expense | $24,106,000 | 610 |
| Net interest income | $16,278,000 | 1,122 |
| Provision for loan and lease losses | $8,734,000 | 301 |
| Total noninterest income | $1,661,000 | 2,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,661,000 | 1,434 |
| Total noninterest expense | $15,881,000 | 1,000 |
| Salaries and employee benefits | $6,210,000 | 1,100 |
| Premises and equipment expense | $3,667,000 | 644 |
| Additional noninterest expense | $6,004,000 | 1,096 |
| Pre-tax net operating income | $-6,676,000 | 13,198 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $-6,859,000 | 13,180 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-6,859,000 | 13,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,409,000 | 445 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-6,859,000 | 13,171 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $52,701,000 | 748 |
| Total interest expense | $30,638,000 | 645 |
| Net interest income | $22,063,000 | 862 |
| Provision for loan and lease losses | $6,409,000 | 512 |
| Total noninterest income | $8,799,000 | 652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $8,799,000 | 472 |
| Total noninterest expense | $22,463,000 | 774 |
| Salaries and employee benefits | $7,718,000 | 875 |
| Premises and equipment expense | $3,967,000 | 633 |
| Additional noninterest expense | $10,777,000 | 726 |
| Pre-tax net operating income | $1,990,000 | 3,117 |
| Securities gains (losses) | $574,000 | 972 |
| Applicable income taxes | $2,261,000 | 1,022 |
| Income before extraordinary items | $304,000 | 9,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $304,000 | 9,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,911,000 | 615 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-63,360 | 12,844 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.