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UNITED CALIFORNIA BANK, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$737,185,000	93
Total interest expense	$259,619,000	119
Net interest income	$477,566,000	74
Provision for loan and lease losses	$54,544,000	99
Total noninterest income	$127,196,000	137
Gross Fiduciary activities income	$11,673,000	106
Service charges on deposit accounts	$34,741,000	84
Trading account gains and fees	$13,571,000	35
Additional Noninterest Income	$67,211,000	147
Total noninterest expense	$378,861,000	99
Salaries and employee benefits	$218,026,000	64
Premises and equipment expense	$53,703,000	73
Additional noninterest expense	$107,132,000	130
Pre-tax net operating income	$171,357,000	101
Securities gains (losses)	$0	4,612
Applicable income taxes	$57,961,000	109
Income before extraordinary items	$113,396,000	109
Extraordinary gains, net	$6,304,000	7
Net income	$119,700,000	103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,124,000	107
Cash dividends	$126,169,000	76
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$113,396,000	103
2000-12-31 (YTD Data)		Rank
Total interest income	$693,254,000	104
Total interest expense	$275,981,000	126
Net interest income	$417,273,000	81
Provision for loan and lease losses	$43,900,000	98
Total noninterest income	$82,439,000	174
Gross Fiduciary activities income	$14,508,000	92
Service charges on deposit accounts	$27,279,000	100
Trading account gains and fees	$10,651,000	37
Additional Noninterest Income	$30,001,000	221
Total noninterest expense	$293,195,000	112
Salaries and employee benefits	$163,006,000	76
Premises and equipment expense	$46,548,000	87
Additional noninterest expense	$83,641,000	154
Pre-tax net operating income	$162,617,000	102
Securities gains (losses)	$-12,896,000	9,870
Applicable income taxes	$23,413,000	180
Income before extraordinary items	$126,308,000	84
Extraordinary gains, net	$0	38
Net income	$126,308,000	84
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,362,000	103
Cash dividends	$104,487,000	80
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$137,140,640	81
1999-12-31 (YTD Data)		Rank
Total interest income	$602,048,000	102
Total interest expense	$218,504,000	125
Net interest income	$383,544,000	87
Provision for loan and lease losses	$12,200,000	175
Total noninterest income	$92,271,000	170
Gross Fiduciary activities income	$17,329,000	101
Service charges on deposit accounts	$26,401,000	96
Trading account gains and fees	$11,034,000	35
Additional Noninterest Income	$37,507,000	206
Total noninterest expense	$281,103,000	109
Salaries and employee benefits	$157,845,000	76
Premises and equipment expense	$45,597,000	83
Additional noninterest expense	$77,661,000	153
Pre-tax net operating income	$182,512,000	99
Securities gains (losses)	$-13,000	9,410
Applicable income taxes	$66,259,000	101
Income before extraordinary items	$116,240,000	104
Extraordinary gains, net	$0	35
Net income	$116,240,000	105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,075,000	160
Cash dividends	$89,245,000	99
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$116,248,320	101
1998-12-31 (YTD Data)		Rank
Total interest income	$601,691,000	106
Total interest expense	$228,195,000	124
Net interest income	$373,496,000	90
Provision for loan and lease losses	$18,968,000	141
Total noninterest income	$90,817,000	174
Gross Fiduciary activities income	$16,915,000	100
Service charges on deposit accounts	$24,535,000	101
Trading account gains and fees	$11,022,000	38
Additional Noninterest Income	$38,345,000	202
Total noninterest expense	$285,198,000	110
Salaries and employee benefits	$154,031,000	77
Premises and equipment expense	$45,822,000	86
Additional noninterest expense	$85,345,000	157
Pre-tax net operating income	$160,147,000	98
Securities gains (losses)	$75,000	1,462
Applicable income taxes	$58,899,000	105
Income before extraordinary items	$101,323,000	108
Extraordinary gains, net	$0	32
Net income	$101,323,000	109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,968,000	129
Cash dividends	$55,900,000	135
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$101,275,000	101
1997-12-31 (YTD Data)		Rank
Total interest income	$600,937,000	101
Total interest expense	$240,714,000	121
Net interest income	$360,223,000	91
Provision for loan and lease losses	$30,000,000	107
Total noninterest income	$79,371,000	164
Gross Fiduciary activities income	$15,002,000	106
Service charges on deposit accounts	$23,517,000	102
Trading account gains and fees	$8,991,000	36
Additional Noninterest Income	$31,861,000	208
Total noninterest expense	$270,813,000	105
Salaries and employee benefits	$149,371,000	74
Premises and equipment expense	$45,371,000	79
Additional noninterest expense	$76,071,000	160
Pre-tax net operating income	$138,781,000	108
Securities gains (losses)	$-39,000	10,583
Applicable income taxes	$51,273,000	112
Income before extraordinary items	$87,469,000	116
Extraordinary gains, net	$0	44
Net income	$87,469,000	116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,085,000	124
Cash dividends	$55,400,000	118
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$87,493,960	111
1996-12-31 (YTD Data)		Rank
Total interest income	$567,471,000	115
Total interest expense	$227,491,000	139
Net interest income	$339,980,000	102
Provision for loan and lease losses	$37,000,000	96
Total noninterest income	$76,072,000	183
Gross Fiduciary activities income	$14,230,000	115
Service charges on deposit accounts	$21,436,000	122
Trading account gains and fees	$8,181,000	42
Additional Noninterest Income	$32,225,000	216
Total noninterest expense	$267,341,000	117
Salaries and employee benefits	$143,822,000	75
Premises and equipment expense	$44,093,000	81
Additional noninterest expense	$79,426,000	173
Pre-tax net operating income	$111,711,000	134
Securities gains (losses)	$86,000	1,027
Applicable income taxes	$41,270,000	130
Income before extraordinary items	$70,527,000	142
Extraordinary gains, net	$0	53
Net income	$70,527,000	141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,604,000	137
Cash dividends	$40,500,000	163
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$70,471,960	135
1995-12-31 (YTD Data)		Rank
Total interest income	$587,722,000	105
Total interest expense	$260,921,000	120
Net interest income	$326,801,000	93
Provision for loan and lease losses	$48,000,000	57
Total noninterest income	$73,763,000	180
Gross Fiduciary activities income	$13,776,000	126
Service charges on deposit accounts	$21,237,000	134
Trading account gains and fees	$7,518,000	50
Additional Noninterest Income	$31,232,000	213
Total noninterest expense	$264,115,000	115
Salaries and employee benefits	$132,522,000	81
Premises and equipment expense	$42,830,000	82
Additional noninterest expense	$88,763,000	151
Pre-tax net operating income	$88,449,000	169
Securities gains (losses)	$1,090,000	212
Applicable income taxes	$38,770,000	138
Income before extraordinary items	$50,769,000	191
Extraordinary gains, net	$0	65
Net income	$50,769,000	190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,542,000	57
Cash dividends	$22,600,000	234
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$50,071,400	193
1994-12-31 (YTD Data)		Rank
Total interest income	$478,420,000	108
Total interest expense	$180,016,000	125
Net interest income	$298,404,000	103
Provision for loan and lease losses	$39,000,000	65
Total noninterest income	$69,284,000	183
Gross Fiduciary activities income	$13,900,000	125
Service charges on deposit accounts	$21,606,000	123
Trading account gains and fees	$3,475,000	63
Additional Noninterest Income	$30,303,000	220
Total noninterest expense	$275,559,000	101
Salaries and employee benefits	$126,403,000	77
Premises and equipment expense	$44,302,000	75
Additional noninterest expense	$104,854,000	130
Pre-tax net operating income	$53,129,000	237
Securities gains (losses)	$-2,717,000	12,515
Applicable income taxes	$43,221,000	106
Income before extraordinary items	$7,191,000	747
Extraordinary gains, net	$0	249
Net income	$7,191,000	748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,239,000	63
Cash dividends	$8,000,000	405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$8,929,880	632
1993-12-31 (YTD Data)		Rank
Total interest income	$426,868,000	114
Total interest expense	$143,225,000	135
Net interest income	$283,643,000	101
Provision for loan and lease losses	$42,600,000	83
Total noninterest income	$65,864,000	175
Gross Fiduciary activities income	$14,130,000	119
Service charges on deposit accounts	$23,675,000	110
Trading account gains and fees	$3,366,000	80
Additional Noninterest Income	$24,693,000	233
Total noninterest expense	$262,752,000	99
Salaries and employee benefits	$126,961,000	73
Premises and equipment expense	$41,954,000	77
Additional noninterest expense	$93,837,000	138
Pre-tax net operating income	$44,155,000	235
Securities gains (losses)	$4,368,000	166
Applicable income taxes	$21,854,000	166
Income before extraordinary items	$26,669,000	258
Extraordinary gains, net	$1,325,000	182
Net income	$27,994,000	258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,754,000	113
Cash dividends	$10,000,000	279
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$23,873,480	265
1992-12-31 (YTD Data)		Rank
Total interest income	$477,163,000	102
Total interest expense	$193,083,000	124
Net interest income	$284,080,000	89
Provision for loan and lease losses	$90,200,000	61
Total noninterest income	$70,905,000	160
Gross Fiduciary activities income	$15,609,000	109
Service charges on deposit accounts	$20,016,000	113
Trading account gains and fees	$2,076,000	103
Additional Noninterest Income	$33,204,000	180
Total noninterest expense	$264,689,000	93
Salaries and employee benefits	$122,101,000	73
Premises and equipment expense	$41,110,000	76
Additional noninterest expense	$101,478,000	114
Pre-tax net operating income	$96,000	12,068
Securities gains (losses)	$3,649,000	262
Applicable income taxes	$-870,000	13,815
Income before extraordinary items	$4,615,000	1,030
Extraordinary gains, net	$1,122,000	112
Net income	$5,737,000	839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,636,000	75
Cash dividends	$30,000,000	90
Sale, conversion, retirement of capital stock, net	$55,000,000	29
Net operating income	$966,000	4,324

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.