Home > UNITED CALIFORNIA BANK > Net charge- offs to loans
UNITED CALIFORNIA BANK, Net charge- offs to loans
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3751% | 2,172 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,362 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 8,931 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 8,701 |
Percentage Net Loans Charged-off: Home equity loans | -0.0462% | 5,988 |
All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 8,635 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5486% | 2,566 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4560% | 4,353 |
Percentage Net Loans Charged-off: Credit card loans | -2.1975% | 5,517 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 2.0418% | 426 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4591% | 1,439 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 1,430 |
Percentage Net Loans Charged-off:Construction & development | -0.0081% | 1,372 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0664% | 1,442 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 1,409 |
Percentage Net Loans Charged-off: Home equity loans | -0.0700% | 1,356 |
All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 1,384 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7907% | 308 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4164% | 861 |
Percentage Net Loans Charged-off: Credit card loans | -0.9160% | 1,328 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 1.7435% | 60 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0057% | 449 |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1940% | 3,309 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 1,421 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | -0.2606% | 1,446 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 665 |
Percentage Net Loans Charged-off: Home equity loans | -0.0546% | 1,335 |
All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 587 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5994% | 325 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3281% | 978 |
Percentage Net Loans Charged-off: Credit card loans | 2.0088% | 546 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1079% | 310 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0417% | 474 |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2924% | 2,523 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 519 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0475% | 329 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 500 |
Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 1,263 |
All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 435 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7936% | 229 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6941% | 691 |
Percentage Net Loans Charged-off: Credit card loans | 4.1947% | 248 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.0530% | 1,273 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0343% | 456 |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3312% | 2,491 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1727% | 202 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1744% | 210 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1998% | 156 |
Percentage Net Loans Charged-off: Home equity loans | 0.4621% | 83 |
All other 1-4 family - Percent of loans charged-off, net | 0.1791% | 170 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4259% | 381 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8595% | 632 |
Percentage Net Loans Charged-off: Credit card loans | 4.3207% | 285 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.4305% | 144 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0290% | 470 |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3145% | 2,849 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3723% | 138 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.7695% | 100 |
Percentage Net Loans Charged-off: Multi-family residential | 1.1088% | 75 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2423% | 162 |
Percentage Net Loans Charged-off: Home equity loans | 0.7180% | 51 |
All other 1-4 family - Percent of loans charged-off, net | 0.2003% | 195 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 807 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7949% | 649 |
Percentage Net Loans Charged-off: Credit card loans | 3.0505% | 410 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.2275% | 230 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0335% | 497 |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8843% | 791 |
Percentage Net Loans Charged-off: Total real estate loans | 1.3536% | 52 |
Percentage Net Loans Charged-off:Construction & development | 1.3484% | 91 |
Percentage Net Loans Charged-off: Commercial real estate | 3.3699% | 29 |
Percentage Net Loans Charged-off: Multi-family residential | 1.6520% | 83 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3431% | 125 |
Percentage Net Loans Charged-off: Home equity loans | 0.6380% | 60 |
All other 1-4 family - Percent of loans charged-off, net | 0.3118% | 143 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 790 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8414% | 463 |
Percentage Net Loans Charged-off: Credit card loans | 2.8222% | 352 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.3010% | 184 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0611% | 39 |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8167% | 996 |
Percentage Net Loans Charged-off: Total real estate loans | 0.8648% | 115 |
Percentage Net Loans Charged-off:Construction & development | 3.5950% | 63 |
Percentage Net Loans Charged-off: Commercial real estate | 1.2923% | 139 |
Percentage Net Loans Charged-off: Multi-family residential | 2.1627% | 86 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4374% | 124 |
Percentage Net Loans Charged-off: Home equity loans | 0.9161% | 30 |
All other 1-4 family - Percent of loans charged-off, net | 0.3778% | 148 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7620% | 267 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2695% | 222 |
Percentage Net Loans Charged-off: Credit card loans | 2.4247% | 327 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.4655% | 120 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1632% | 47 |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6713% | 2,054 |
Percentage Net Loans Charged-off: Total real estate loans | 0.7316% | 238 |
Percentage Net Loans Charged-off:Construction & development | 2.6032% | 165 |
Percentage Net Loans Charged-off: Commercial real estate | 0.8703% | 302 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4287% | 175 |
Percentage Net Loans Charged-off: Home equity loans | 0.9618% | 49 |
All other 1-4 family - Percent of loans charged-off, net | 0.3477% | 215 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 1,191 |
Percentage Net Loans Charged-off: Loans to individuals | 1.9595% | 187 |
Percentage Net Loans Charged-off: Credit card loans | 3.8581% | 183 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.6855% | 124 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.5235% | 1,180 |
Percentage Net Loans Charged-off: Total real estate loans | 1.0968% | 229 |
Percentage Net Loans Charged-off:Construction & development | 3.5768% | 210 |
Percentage Net Loans Charged-off: Commercial real estate | 1.0930% | 368 |
Percentage Net Loans Charged-off: Multi-family residential | 2.5111% | 145 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1067% | 581 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 535 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.2681% | 303 |
Percentage Net Loans Charged-off: Loans to individuals | 2.6382% | 176 |
Percentage Net Loans Charged-off: Credit card loans | 3.7876% | 287 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 1.3666% | 92 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.3541% | 35 |