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UNITED CALIFORNIA BANK, Net charge- offs to loans

2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3751%2,172
Percentage Net Loans Charged-off: Total real estate loans0.0132%3,362
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0451%8,931
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%8,701
Percentage Net Loans Charged-off: Home equity loans-0.0462%5,988
All other 1-4 family - Percent of loans charged-off, net-0.0057%8,635
Percentage Net Loans Charged-off: Commercial and industrial0.5486%2,566
Percentage Net Loans Charged-off: Loans to individuals0.4560%4,353
Percentage Net Loans Charged-off: Credit card loans-2.1975%5,517
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0418%426
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4591%1,439
Percentage Net Loans Charged-off: Total real estate loans-0.0215%1,430
Percentage Net Loans Charged-off:Construction & development-0.0081%1,372
Percentage Net Loans Charged-off: Commercial real estate-0.0664%1,442
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%1,409
Percentage Net Loans Charged-off: Home equity loans-0.0700%1,356
All other 1-4 family - Percent of loans charged-off, net-0.0083%1,384
Percentage Net Loans Charged-off: Commercial and industrial0.7907%308
Percentage Net Loans Charged-off: Loans to individuals0.4164%861
Percentage Net Loans Charged-off: Credit card loans-0.9160%1,328
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7435%60
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0057%449
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1940%3,309
Percentage Net Loans Charged-off: Total real estate loans-0.0363%1,421
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.2606%1,446
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0288%665
Percentage Net Loans Charged-off: Home equity loans-0.0546%1,335
All other 1-4 family - Percent of loans charged-off, net0.0349%587
Percentage Net Loans Charged-off: Commercial and industrial0.5994%325
Percentage Net Loans Charged-off: Loans to individuals0.3281%978
Percentage Net Loans Charged-off: Credit card loans2.0088%546
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1079%310
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0417%474
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2924%2,523
Percentage Net Loans Charged-off: Total real estate loans0.0420%519
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0475%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0479%500
Percentage Net Loans Charged-off: Home equity loans-0.0262%1,263
All other 1-4 family - Percent of loans charged-off, net0.0536%435
Percentage Net Loans Charged-off: Commercial and industrial0.7936%229
Percentage Net Loans Charged-off: Loans to individuals0.6941%691
Percentage Net Loans Charged-off: Credit card loans4.1947%248
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0530%1,273
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0343%456
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3312%2,491
Percentage Net Loans Charged-off: Total real estate loans0.1727%202
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.1744%210
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1998%156
Percentage Net Loans Charged-off: Home equity loans0.4621%83
All other 1-4 family - Percent of loans charged-off, net0.1791%170
Percentage Net Loans Charged-off: Commercial and industrial0.4259%381
Percentage Net Loans Charged-off: Loans to individuals0.8595%632
Percentage Net Loans Charged-off: Credit card loans4.3207%285
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4305%144
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0290%470
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3145%2,849
Percentage Net Loans Charged-off: Total real estate loans0.3723%138
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.7695%100
Percentage Net Loans Charged-off: Multi-family residential1.1088%75
Percentage Net Loans Charged-off: 1-4 family residential0.2423%162
Percentage Net Loans Charged-off: Home equity loans0.7180%51
All other 1-4 family - Percent of loans charged-off, net0.2003%195
Percentage Net Loans Charged-off: Commercial and industrial0.0415%807
Percentage Net Loans Charged-off: Loans to individuals0.7949%649
Percentage Net Loans Charged-off: Credit card loans3.0505%410
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2275%230
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0335%497
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8843%791
Percentage Net Loans Charged-off: Total real estate loans1.3536%52
Percentage Net Loans Charged-off:Construction & development1.3484%91
Percentage Net Loans Charged-off: Commercial real estate3.3699%29
Percentage Net Loans Charged-off: Multi-family residential1.6520%83
Percentage Net Loans Charged-off: 1-4 family residential0.3431%125
Percentage Net Loans Charged-off: Home equity loans0.6380%60
All other 1-4 family - Percent of loans charged-off, net0.3118%143
Percentage Net Loans Charged-off: Commercial and industrial0.0072%790
Percentage Net Loans Charged-off: Loans to individuals0.8414%463
Percentage Net Loans Charged-off: Credit card loans2.8222%352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3010%184
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0611%39
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8167%996
Percentage Net Loans Charged-off: Total real estate loans0.8648%115
Percentage Net Loans Charged-off:Construction & development3.5950%63
Percentage Net Loans Charged-off: Commercial real estate1.2923%139
Percentage Net Loans Charged-off: Multi-family residential2.1627%86
Percentage Net Loans Charged-off: 1-4 family residential0.4374%124
Percentage Net Loans Charged-off: Home equity loans0.9161%30
All other 1-4 family - Percent of loans charged-off, net0.3778%148
Percentage Net Loans Charged-off: Commercial and industrial0.7620%267
Percentage Net Loans Charged-off: Loans to individuals1.2695%222
Percentage Net Loans Charged-off: Credit card loans2.4247%327
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4655%120
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1632%47
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6713%2,054
Percentage Net Loans Charged-off: Total real estate loans0.7316%238
Percentage Net Loans Charged-off:Construction & development2.6032%165
Percentage Net Loans Charged-off: Commercial real estate0.8703%302
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.4287%175
Percentage Net Loans Charged-off: Home equity loans0.9618%49
All other 1-4 family - Percent of loans charged-off, net0.3477%215
Percentage Net Loans Charged-off: Commercial and industrial-0.0406%1,191
Percentage Net Loans Charged-off: Loans to individuals1.9595%187
Percentage Net Loans Charged-off: Credit card loans3.8581%183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6855%124
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5235%1,180
Percentage Net Loans Charged-off: Total real estate loans1.0968%229
Percentage Net Loans Charged-off:Construction & development3.5768%210
Percentage Net Loans Charged-off: Commercial real estate1.0930%368
Percentage Net Loans Charged-off: Multi-family residential2.5111%145
Percentage Net Loans Charged-off: 1-4 family residential0.1067%581
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.1219%535
Percentage Net Loans Charged-off: Commercial and industrial2.2681%303
Percentage Net Loans Charged-off: Loans to individuals2.6382%176
Percentage Net Loans Charged-off: Credit card loans3.7876%287
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3666%92
Percentage Net Loans Charged-off:Coml. RE not secured by RE10.3541%35