Home > United Bank & Trust Company > Net charge- offs to loans
United Bank & Trust Company, Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 1,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7769% | 544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4630% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0611% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0611% | 2,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8852% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0904% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0904% | 5,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9800% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 2,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1759% | 5,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1759% | 5,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3002% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 5,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 5,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.0286% | 4,816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0601% | 5,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1582% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 2,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1130% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4583% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4583% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 3,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0399% | 4,941 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0821% | 5,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2135% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 1,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1666% | 2,449 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 4,910 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 5,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0561% | 5,058 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1229% | 5,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1406% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1679% | 2,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1679% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2446% | 6,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2533% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1265% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2797% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 1,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4965% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4965% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1680% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.2140% | 5,425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 5,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2141% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1450% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2886% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3741% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3741% | 584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8668% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 2,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.2682% | 5,533 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 5,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2956% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1948% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3141% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9184% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4645% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4645% | 496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9937% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7517% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,978 |
| Percentage Net Loans Charged-off:Construction & development | -0.3462% | 5,626 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 5,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2061% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2433% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 26.1342% | 10 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8979% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8979% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1683% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2863% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 5,805 |
| Percentage Net Loans Charged-off:Construction & development | -0.5683% | 5,774 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 5,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1951% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 49.9459% | 5 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6646% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6646% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2141% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2011% | 2,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.2750% | 1,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1269% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0319% | 572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2363% | 2,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2776% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3297% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8870% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8870% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4896% | 674 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 2,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2114% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.1430% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1029% | 1,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0426% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3079% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3620% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7906% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0814% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0814% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3703% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 3,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0972% | 2,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.1639% | 1,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1180% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0622% | 379 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1201% | 6,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1414% | 6,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4690% | 6,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4120% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4120% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3907% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.3155% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2502% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1173% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3383% | 6,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3998% | 6,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0233% | 6,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2435% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2435% | 66 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3323% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8841% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9206% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 2.9712% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1715% | 2,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3359% | 228 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8014% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9526% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0902% | 6,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7826% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7826% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4766% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7969% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8291% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 1.8025% | 1,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4612% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2960% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4315% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5129% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1178% | 6,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8649% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8651% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3940% | 759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9203% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9539% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 1.4332% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5499% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1923% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4788% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5692% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1748% | 6,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3896% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3896% | 839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3588% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7516% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7861% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 1.8749% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3733% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7308% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8685% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2033% | 6,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8753% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8753% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1828% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3122% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1980% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 6.6808% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1345% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3182% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1073% | 1,774 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7207% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8600% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7459% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7067% | 1,946 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6870% | 145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9847% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0358% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 3.4773% | 1,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4449% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8408% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1412% | 1,507 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3290% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1704% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9889% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9244% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4826% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2763% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3166% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 1.3377% | 1,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1311% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8057% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2113% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4467% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7540% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2381% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1320% | 1,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9440% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4221% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5023% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0835% | 1,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1052% | 1,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3704% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4185% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0670% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1278% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3089% | 2,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2697% | 2,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3717% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3394% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2884% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 4.7860% | 1,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4037% | 2,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8676% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0216% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2897% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8992% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7524% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3186% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2555% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 4.6163% | 1,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4384% | 1,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7323% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8632% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9405% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2755% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8309% | 538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0840% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0208% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 3.5195% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5329% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4367% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5156% | 1,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7597% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9245% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1092% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6597% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6075% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 2.7922% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1288% | 1,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 3,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3656% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9313% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6297% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5291% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5111% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 2.6628% | 1,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2288% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2969% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5552% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0149% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3800% | 2,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4839% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1755% | 1,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1491% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 2.3799% | 1,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0864% | 2,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6328% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9629% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6222% | 1,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1039% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4783% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5629% | 2,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5359% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.7177% | 1,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1299% | 1,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0321% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2474% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6674% | 2,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8395% | 2,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2636% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2124% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0938% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6252% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7579% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1566% | 7,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6757% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3825% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2909% | 3,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.3569% | 2,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 2,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3757% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4483% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6852% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7016% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7269% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4439% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3281% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9060% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0596% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4679% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4855% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0725% | 6,953 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5554% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4583% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2729% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4825% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4192% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4782% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1110% | 7,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1515% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 2,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 1,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5314% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1157% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2919% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2950% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3383% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7693% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9285% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0495% | 1,544 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2277% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1269% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3686% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3161% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3610% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8372% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4951% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0643% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1608% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4248% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4025% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4586% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2147% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6404% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0930% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2774% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2397% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8512% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5702% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6493% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3496% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2006% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1328% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2901% | 2,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0939% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2665% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1795% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1321% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3847% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1041% | 7,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0439% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1925% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1820% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4762% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2160% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2502% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2035% | 7,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9579% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2223% | 2,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2122% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8049% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1325% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6974% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0149% | 6,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2242% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2182% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8544% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6757% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2799% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0645% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1616% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5963% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0613% | 7,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 2,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3216% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3664% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3744% | 8,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0562% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 3,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 3,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4110% | 2,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 2,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0887% | 7,382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1009% | 3,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0749% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 2,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6327% | 1,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8950% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1503% | 7,477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 4,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0853% | 2,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8106% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1585% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1322% | 8,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5279% | 8,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 4,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8082% | 7,686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1064% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.4559% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1091% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0387% | 7,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8524% | 2,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2680% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0681% | 4,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1670% | 8,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8865% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4780% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 3,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3370% | 2,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8567% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7590% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 2,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9834% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8867% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7200% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 4.3685% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 3,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 3,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6617% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3197% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1546% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.4182% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 8,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0276% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3561% | 3,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8185% | 2,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1117% | 1,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 4,227 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 4,610 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 5,375 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 10,230 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 7,330 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 7,061 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 6,942 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |