Home > United Bank & Trust > Income and Expense
United Bank & Trust, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 8,830 |
| Total interest expense | $997,000 | 9,130 |
| Net interest income | $1,700,000 | 8,490 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $1,822,000 | 6,817 |
| Salaries and employee benefits | $712,000 | 7,924 |
| Premises and equipment expense | $380,000 | 4,919 |
| Additional noninterest expense | $730,000 | 6,364 |
| Pre-tax net operating income | $85,000 | 11,962 |
| Securities gains (losses) | $292,000 | 1,324 |
| Applicable income taxes | $115,000 | 9,413 |
| Income before extraordinary items | $262,000 | 9,902 |
| Extraordinary gains, net | $-7,000 | 12,262 |
| Net income | $255,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $60,520 | 12,021 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 11,590 |
| Total interest expense | $711,000 | 11,752 |
| Net interest income | $951,000 | 11,292 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,072,000 | 9,654 |
| Salaries and employee benefits | $474,000 | 10,051 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $365,000 | 10,012 |
| Pre-tax net operating income | $9,000 | 12,653 |
| Securities gains (losses) | $381,000 | 1,328 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $253,000 | 9,883 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $253,000 | 10,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 184 |
| Net operating income | $5,350 | 12,629 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.