Home > United Bank & Trust > Income and Expense

United Bank & Trust, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$4,357,0006,612
Total interest expense$2,226,0006,032
Net interest income$2,131,0007,017
Provision for loan and lease losses$08,958
Total noninterest income$429,0005,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$298,0004,309
Trading account gains and feesNANA
Additional Noninterest Income$131,0006,381
Total noninterest expense$2,275,0005,409
Salaries and employee benefits$973,0006,199
Premises and equipment expense$452,0004,098
Additional noninterest expense$850,0004,992
Pre-tax net operating income$285,0009,859
Securities gains (losses)$18,0001,987
Applicable income taxes$011,151
Income before extraordinary items$303,0008,911
Extraordinary gains, net$065
Net income$303,0008,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$285,0009,058
1994-12-31 (YTD Data)Rank
Total interest income$3,742,0007,012
Total interest expense$1,623,0006,548
Net interest income$2,119,0007,269
Provision for loan and lease losses$09,146
Total noninterest income$336,0006,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$274,0004,700
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,009
Total noninterest expense$2,331,0005,486
Salaries and employee benefits$997,0006,100
Premises and equipment expense$433,0004,300
Additional noninterest expense$901,0005,163
Pre-tax net operating income$124,00011,457
Securities gains (losses)$-589,00012,291
Applicable income taxes$19,00011,165
Income before extraordinary items$-484,00012,348
Extraordinary gains, net$0249
Net income$-484,00012,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,590
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$105,00011,375
1993-12-31 (YTD Data)Rank
Total interest income$665,00012,862
Total interest expense$198,00013,002
Net interest income$467,00012,646
Provision for loan and lease losses$12,0009,545
Total noninterest income$208,0009,078
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0007,016
Trading account gains and feesNANA
Additional Noninterest Income$55,0009,815
Total noninterest expense$583,00011,732
Salaries and employee benefits$261,00012,070
Premises and equipment expense$60,00011,855
Additional noninterest expense$262,00010,924
Pre-tax net operating income$80,00011,996
Securities gains (losses)$07,477
Applicable income taxes$43,00011,097
Income before extraordinary items$37,00012,335
Extraordinary gains, net$03,149
Net income$37,00012,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00011,729
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$37,00012,196
1992-12-31 (YTD Data)Rank
Total interest income$785,00013,373
Total interest expense$300,00013,481
Net interest income$485,00013,125
Provision for loan and lease losses$-20,00013,523
Total noninterest income$251,0008,474
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,671
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,724
Total noninterest expense$680,00011,621
Salaries and employee benefits$312,00011,880
Premises and equipment expense$60,00012,283
Additional noninterest expense$308,00010,718
Pre-tax net operating income$76,00012,231
Securities gains (losses)$14,0006,053
Applicable income taxes$012,680
Income before extraordinary items$90,00012,074
Extraordinary gains, net$01,422
Net income$90,00012,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0008,917
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$76,00011,979

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.