Home > United Bank & Trust > Income and Expense
United Bank & Trust, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,357,000 | 6,612 |
Total interest expense | $2,226,000 | 6,032 |
Net interest income | $2,131,000 | 7,017 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $429,000 | 5,712 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $298,000 | 4,309 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $131,000 | 6,381 |
Total noninterest expense | $2,275,000 | 5,409 |
Salaries and employee benefits | $973,000 | 6,199 |
Premises and equipment expense | $452,000 | 4,098 |
Additional noninterest expense | $850,000 | 4,992 |
Pre-tax net operating income | $285,000 | 9,859 |
Securities gains (losses) | $18,000 | 1,987 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $303,000 | 8,911 |
Extraordinary gains, net | $0 | 65 |
Net income | $303,000 | 8,915 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $20,000 | 6,638 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $285,000 | 9,058 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,742,000 | 7,012 |
Total interest expense | $1,623,000 | 6,548 |
Net interest income | $2,119,000 | 7,269 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $336,000 | 6,833 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $274,000 | 4,700 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 9,009 |
Total noninterest expense | $2,331,000 | 5,486 |
Salaries and employee benefits | $997,000 | 6,100 |
Premises and equipment expense | $433,000 | 4,300 |
Additional noninterest expense | $901,000 | 5,163 |
Pre-tax net operating income | $124,000 | 11,457 |
Securities gains (losses) | $-589,000 | 12,291 |
Applicable income taxes | $19,000 | 11,165 |
Income before extraordinary items | $-484,000 | 12,348 |
Extraordinary gains, net | $0 | 249 |
Net income | $-484,000 | 12,346 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $65,000 | 4,590 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $105,000 | 11,375 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $665,000 | 12,862 |
Total interest expense | $198,000 | 13,002 |
Net interest income | $467,000 | 12,646 |
Provision for loan and lease losses | $12,000 | 9,545 |
Total noninterest income | $208,000 | 9,078 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $153,000 | 7,016 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $55,000 | 9,815 |
Total noninterest expense | $583,000 | 11,732 |
Salaries and employee benefits | $261,000 | 12,070 |
Premises and equipment expense | $60,000 | 11,855 |
Additional noninterest expense | $262,000 | 10,924 |
Pre-tax net operating income | $80,000 | 11,996 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $43,000 | 11,097 |
Income before extraordinary items | $37,000 | 12,335 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $37,000 | 12,359 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 11,729 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $37,000 | 12,196 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $785,000 | 13,373 |
Total interest expense | $300,000 | 13,481 |
Net interest income | $485,000 | 13,125 |
Provision for loan and lease losses | $-20,000 | 13,523 |
Total noninterest income | $251,000 | 8,474 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $168,000 | 6,671 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $83,000 | 8,724 |
Total noninterest expense | $680,000 | 11,621 |
Salaries and employee benefits | $312,000 | 11,880 |
Premises and equipment expense | $60,000 | 12,283 |
Additional noninterest expense | $308,000 | 10,718 |
Pre-tax net operating income | $76,000 | 12,231 |
Securities gains (losses) | $14,000 | 6,053 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $90,000 | 12,074 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $90,000 | 12,123 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 8,917 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $76,000 | 11,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.