Home > United Bank & Trust > Net charge- offs to loans
United Bank & Trust, Net charge- offs to loans
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5742% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6065% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 4.7403% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1182% | 6,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0231% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4148% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1934% | 4,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6227% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3955% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3954% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3954% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7476% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1300% | 1,268 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8504% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8718% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 10.1245% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1443% | 6,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5018% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0732% | 4,617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6974% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8381% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5935% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5935% | 1,192 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8675% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1555% | 1,247 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6366% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5122% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.4019% | 5,824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9543% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1706% | 5,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2837% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0714% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3547% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3314% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3734% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3734% | 2,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3983% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3642% | 1,406 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5315% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3412% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 1,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6594% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0872% | 5,310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 2,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1775% | 994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0879% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4719% | 683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4113% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4113% | 1,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3224% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2363% | 1,381 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7001% | 937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5151% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 1.0069% | 705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8984% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1412% | 5,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3195% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 3,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6286% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5873% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2532% | 718 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0322% | 1,321 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9152% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8318% | 631 |
| Percentage Net Loans Charged-off:Construction & development | -4.4492% | 6,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4780% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2685% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1137% | 703 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3202% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3468% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8570% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8570% | 1,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4259% | 496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0518% | 1,288 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0915% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9657% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 1.3218% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4305% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4087% | 592 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3671% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3869% | 5,144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6443% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8304% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7575% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7575% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4299% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0946% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9044% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 1.2374% | 1,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1164% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5497% | 492 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5255% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4550% | 5,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8962% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1796% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6413% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6413% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4418% | 730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0943% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1458% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 1.9467% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3756% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7005% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5776% | 5,234 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1910% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0302% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6385% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6385% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5127% | 628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1629% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0387% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.5245% | 1,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0760% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8819% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5406% | 5,247 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4334% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8580% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8839% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8839% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6296% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8600% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4758% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 5.8841% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4717% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1463% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8256% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6818% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8828% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3037% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0262% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9833% | 1,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6256% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8909% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0800% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 6.0252% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3186% | 842 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2266% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0759% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5754% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2756% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5960% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3277% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2584% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4653% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9422% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8267% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 5.2590% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2862% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8023% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5139% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1552% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0534% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8898% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4468% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3461% | 911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4924% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8758% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1287% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 5.3354% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9594% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4830% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0614% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 5,232 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4766% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7250% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4561% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3068% | 848 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2762% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5897% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5405% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 10.5362% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6895% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8219% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4574% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9560% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1629% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9856% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5661% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7334% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7991% | 525 |
| Percentage Net Loans Charged-off:Construction & development | 11.6191% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1296% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6049% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3596% | 1,247 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0609% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7633% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2071% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2305% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1224% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3887% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 14.4665% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6222% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6267% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4964% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0366% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1114% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0892% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6551% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0713% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 6.0594% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3668% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1931% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5668% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3146% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0773% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1914% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8946% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5881% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 26.6662% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6595% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2312% | 3,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1184% | 1,720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 2,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7884% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2937% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5899% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0377% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 17.6604% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6151% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 3,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1570% | 1,403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 3,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1065% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8221% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0427% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9985% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 15.0572% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1059% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1234% | 2,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2349% | 1,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 2,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2823% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4834% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2418% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0991% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 14.3379% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4769% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0613% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5456% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 7,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.9283% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2236% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7923% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0274% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 7.5857% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0422% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2164% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3734% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3451% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7974% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8520% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2582% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8160% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7361% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 1.7315% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4109% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7970% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5125% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8385% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1179% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1052% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4087% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6044% | 1,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5660% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.1183% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3516% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0506% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7900% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0872% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6980% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8983% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7098% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9322% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8644% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3401% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8753% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1305% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4048% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7735% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8072% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0893% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7912% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 0.5564% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5476% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1682% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0697% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1813% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4910% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5134% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7989% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0181% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6941% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.7180% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3199% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5446% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4589% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5996% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3138% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8335% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9823% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1208% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8879% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3738% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3563% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0582% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3668% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9635% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9992% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1658% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5382% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5727% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3524% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1971% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7034% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5351% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9918% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1486% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1741% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1934% | 1,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0168% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4582% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1269% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2718% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3094% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2328% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7961% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1866% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0518% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0709% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4266% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7793% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3445% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1438% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 1,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0733% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1312% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0939% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1366% | 2,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6081% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2107% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0743% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.1179% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1392% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1584% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2740% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5240% | 2,770 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5038% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1189% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2855% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3236% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2722% | 3,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2215% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.1831% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2587% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3651% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6862% | 3,033 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0632% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2110% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0882% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0289% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1775% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4946% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7645% | 2,481 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8172% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4275% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 2,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0462% | 2,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8366% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0747% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2938% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2887% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8070% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9247% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8554% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 8,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 1,817 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0377% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 4,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3644% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9006% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1590% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 3,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4699% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2128% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 2,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0423% | 3,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6418% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8244% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 7,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5328% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6872% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 3,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 8,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 8,608 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0696% | 6,566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 4,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0730% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7384% | 1,368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8826% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 6,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 3,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 8,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 2,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2389% | 5,721 |
| Percentage Net Loans Charged-off: Credit card loans | -10.4749% | 5,560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4737% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0911% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1331% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2449% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0817% | 1,293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2656% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3875% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5701% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9519% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3476% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0946% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1112% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4417% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2902% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9530% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9900% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 3,793 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.1095% | 1,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0788% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0618% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7089% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 4,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8121% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0827% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 5,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7726% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8757% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 7,780 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2210% | 7,003 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |