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United Bank Texas, Assets and Liabilities

2001-12-31Rank
# of Employees:672,555
Assets and Liabilities
Total Assets:$152,825,0003,224
Cash and due from depository institutions$8,168,0002,555
Interest-bearing balances$07,015
Securities$25,864,0003,753
Federal funds sold & reverse repurchase agreements$26,200,000542
Net loans & leases$82,775,0003,675
Loan loss allowance$637,0005,033
Trading account assets$0182
Bank premises and fixed assets$4,449,0002,026
Other real estate owned$38,0002,555
Goodwill and other intangibles$515,0001,855
All other assets$4,816,0002,293
Life insurance assets$01
Total liabilities and capital$152,825,0003,224
Total liabilities$143,461,0003,093
Total deposits$142,281,0002,867
Interest-bearing deposits$114,987,0003,010
Deposits held in domestic offices$142,281,0002,861
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$250,0005,234
Subordinated debt$0241
All other liabilities$930,0003,649
Total equity capital$9,364,0004,749
Total bank equity capital$9,364,0004,749
Perpetual preferred stock$0158
Common stock$450,0004,717
Surplus$5,493,0002,888
Undivided profits$3,421,0005,369
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$272,0005,430
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$978,0003,530
Earning assets$134,839,0003,298
Long-term assets (5+ years)$30,543,0002,468
Average Assets, year-to-date$141,859,4003,286
Average Assets, quarterly$148,215,5003,266
Volatile liabilities$12,033,0005,104
Insider loans$1,086,0003,746
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$7,236,0004,653
Tier 1 (core) risk-based capital$8,778,0004,834
Tier 2 risk-based capital$637,0004,730
Total risk weighted assets$87,542,0003,615
Total unused commitments$7,236,0004,658
Derivatives$0450
2000-12-31Rank
# of Employees:702,451
Assets and Liabilities
Total Assets:$133,720,0003,483
Cash and due from depository institutions$6,350,0002,451
Interest-bearing balances$06,829
Securities$34,555,0003,075
Federal funds sold & reverse repurchase agreements$5,425,0002,194
Net loans & leases$78,232,0003,755
Loan loss allowance$539,0005,461
Trading account assets$0175
Bank premises and fixed assets$4,396,0001,985
Other real estate owned$2,0002,451
Goodwill and other intangibles$579,0001,748
All other assets$4,181,0002,127
Life insurance assets$01
Total liabilities and capital$133,720,0003,483
Total liabilities$125,452,0003,351
Total deposits$124,379,0003,120
Interest-bearing deposits$98,821,0003,334
Deposits held in domestic offices$124,379,0003,116
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$250,0005,241
Subordinated debt$0239
All other liabilities$823,0004,158
Total equity capital$8,268,0005,114
Total bank equity capital$8,268,0005,114
Perpetual preferred stock$0178
Common stock$450,0004,865
Surplus$5,493,0002,809
Undivided profits$2,325,0006,208
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$456,0003,956
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$8,0001,307
Income earned, not collected on loans$759,0003,583
Earning assets$118,212,0003,579
Long-term assets (5+ years)$31,888,0002,300
Average Assets, year-to-date$126,416,6003,505
Average Assets, quarterly$132,693,5003,464
Volatile liabilities$13,442,0004,789
Insider loans$1,042,0003,764
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$10,557,0003,624
Tier 1 (core) risk-based capital$7,966,0005,144
Tier 2 risk-based capital$539,0005,152
Total risk weighted assets$81,416,3003,712
Total unused commitments$10,557,0003,624
Derivatives$0481
1999-12-31Rank
# of Employees:722,431
Assets and Liabilities
Total Assets:$119,188,0003,785
Cash and due from depository institutions$10,261,0002,431
Interest-bearing balances$990,0002,477
Securities$45,740,0002,484
Federal funds sold & reverse repurchase agreements$4,700,0002,023
Net loans & leases$49,172,0005,134
Loan loss allowance$562,0005,256
Trading account assets$0165
Bank premises and fixed assets$4,472,0001,909
Other real estate owned$106,0002,431
Goodwill and other intangibles$644,0001,742
All other assets$4,093,0002,159
Life insurance assets$01
Total liabilities and capital$119,188,0003,785
Total liabilities$112,311,0003,641
Total deposits$111,432,0003,384
Interest-bearing deposits$88,242,0003,645
Deposits held in domestic offices$111,432,0003,381
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$250,0005,253
Subordinated debt$0242
All other liabilities$629,0004,611
Total equity capital$6,877,0005,728
Total bank equity capital$6,877,0005,728
Perpetual preferred stock$0193
Common stock$450,0005,011
Surplus$5,443,0002,778
Undivided profits$984,0007,730
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$471,0003,802
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$458,0004,889
Earning assets$100,602,0004,063
Long-term assets (5+ years)$34,684,0002,304
Average Assets, year-to-date$106,221,2004,044
Average Assets, quarterly$111,893,5003,964
Volatile liabilities$13,573,0004,533
Insider loans$1,029,0003,674
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$10,174,0003,706
Tier 1 (core) risk-based capital$7,005,0005,682
Tier 2 risk-based capital$562,0004,927
Total risk weighted assets$64,834,9004,335
Total unused commitments$10,174,0003,710
Derivatives$0488
1998-12-31Rank
# of Employees:334,974
Assets and Liabilities
Total Assets:$64,720,0006,009
Cash and due from depository institutions$4,077,0004,974
Interest-bearing balances$1,881,0002,211
Securities$34,329,0003,230
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$21,876,0007,713
Loan loss allowance$269,0007,716
Trading account assets$0197
Bank premises and fixed assets$1,928,0004,022
Other real estate owned$04,974
Goodwill and other intangibles$03,445
All other assets$2,510,0002,916
Life insurance assets$01
Total liabilities and capital$64,720,0006,009
Total liabilities$60,072,0005,863
Total deposits$59,040,0005,680
Interest-bearing deposits$47,856,0005,874
Deposits held in domestic offices$59,040,0005,677
% insured0.00%1
Federal funds purchased & repurchase agreements$100,0003,119
Trading liabilities$069
Other borrowed funds$250,0004,509
Subordinated debt$0255
All other liabilities$682,0004,688
Total equity capital$4,648,0007,378
Total bank equity capital$4,648,0007,378
Perpetual preferred stock$0199
Common stock$450,0005,064
Surplus$1,750,0005,827
Undivided profits$2,448,0006,434
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$329,0004,987
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$247,0007,277
Earning assets$58,086,0006,101
Long-term assets (5+ years)$19,891,0003,164
Average Assets, year-to-date$60,637,0006,034
Average Assets, quarterly$63,629,0005,994
Volatile liabilities$8,535,0005,434
Insider loans$259,0006,733
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$3,284,0006,362
Tier 1 (core) risk-based capital$4,318,0007,502
Tier 2 risk-based capital$269,0007,354
Total risk weighted assets$30,442,1006,868
Total unused commitments$3,284,0006,370
Derivatives$0527
1997-12-31Rank
# of Employees:315,405
Assets and Liabilities
Total Assets:$57,176,0006,548
Cash and due from depository institutions$3,165,0005,405
Interest-bearing balances$1,584,0002,021
Securities$22,839,0004,485
Federal funds sold & reverse repurchase agreements$6,550,0002,107
Net loans & leases$22,569,0007,864
Loan loss allowance$338,0007,168
Trading account assets$0203
Bank premises and fixed assets$1,138,0005,564
Other real estate owned$91,0005,405
Goodwill and other intangibles$03,571
All other assets$824,0006,779
Life insurance assets$01
Total liabilities and capital$57,176,0006,548
Total liabilities$51,148,0006,534
Total deposits$50,590,0006,355
Interest-bearing deposits$42,054,0006,463
Deposits held in domestic offices$50,590,0006,350
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$558,0005,496
Total equity capital$6,028,0006,377
Total bank equity capital$6,028,0006,377
Perpetual preferred stock$0223
Common stock$450,0005,268
Surplus$1,750,0005,858
Undivided profits$3,828,0005,304
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$77,0008,059
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$277,0007,116
Earning assets$53,542,0006,448
Long-term assets (5+ years)$7,773,0004,950
Average Assets, year-to-date$55,764,0006,455
Average Assets, quarterly$56,568,0006,536
Volatile liabilities$6,549,0006,326
Insider loans$247,0007,052
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$2,782,0006,707
Tier 1 (core) risk-based capital$5,930,0006,313
Tier 2 risk-based capital$334,6906,661
Total risk weighted assets$26,772,1907,412
Total unused commitments$2,782,0006,715
Derivatives$0533
1996-12-31Rank
# of Employees:315,680
Assets and Liabilities
Total Assets:$55,226,0006,865
Cash and due from depository institutions$2,448,0005,680
Interest-bearing balances$06,640
Securities$25,698,0004,430
Federal funds sold & reverse repurchase agreements$3,500,0003,435
Net loans & leases$21,457,0008,191
Loan loss allowance$327,0007,550
Trading account assets$0240
Bank premises and fixed assets$1,246,0005,298
Other real estate owned$35,0005,680
Goodwill and other intangibles$03,437
All other assets$842,0006,941
Life insurance assets$01
Total liabilities and capital$55,226,0006,865
Total liabilities$49,706,0006,825
Total deposits$49,170,0006,676
Interest-bearing deposits$40,985,0006,780
Deposits held in domestic offices$49,170,0006,667
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$536,0005,674
Total equity capital$5,520,0006,807
Total bank equity capital$5,520,0006,807
Perpetual preferred stock$0250
Common stock$450,0005,583
Surplus$1,000,0007,558
Undivided profits$4,070,0005,091
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$236,0006,258
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$282,0007,163
Earning assets$50,655,0006,846
Long-term assets (5+ years)$5,157,0005,802
Average Assets, year-to-date$54,978,2006,710
Average Assets, quarterly$55,258,0006,810
Volatile liabilities$6,646,0006,219
Insider loans$245,0007,323
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$2,455,0006,946
Tier 1 (core) risk-based capital$5,442,0006,771
Tier 2 risk-based capital$314,0807,047
Total risk weighted assets$25,113,4807,785
Total unused commitments$2,455,0006,960
Derivatives$0549
1995-12-31Rank
# of Employees:305,997
Assets and Liabilities
Total Assets:$54,460,0007,066
Cash and due from depository institutions$2,637,0005,997
Interest-bearing balances$06,853
Securities$25,848,0004,590
Federal funds sold & reverse repurchase agreements$4,000,0003,488
Net loans & leases$19,807,0008,649
Loan loss allowance$302,0008,061
Trading account assets$0261
Bank premises and fixed assets$1,281,0005,175
Other real estate owned$70,0005,997
Goodwill and other intangibles$03,181
All other assets$817,0007,216
Life insurance assets$01
Total liabilities and capital$54,460,0007,066
Total liabilities$49,123,0007,054
Total deposits$48,441,0006,921
Interest-bearing deposits$40,817,0006,951
Deposits held in domestic offices$48,441,0006,916
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$24,0004,883
Subordinated debt$0337
All other liabilities$658,0005,111
Total equity capital$5,337,0007,065
Total bank equity capital$5,337,0007,065
Perpetual preferred stock$0288
Common stock$450,0005,883
Surplus$1,000,0007,725
Undivided profits$3,887,0005,367
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$134,0007,649
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$295,0007,188
Earning assets$49,655,0007,076
Long-term assets (5+ years)$4,783,0005,916
Average Assets, year-to-date$53,103,8006,978
Average Assets, quarterly$53,965,0007,052
Volatile liabilities$6,787,0005,896
Insider loans$250,0007,522
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$1,651,0007,894
Tier 1 (core) risk-based capital$5,123,0007,128
Tier 2 risk-based capital$300,6007,332
Total risk weighted assets$24,046,7008,078
Total unused commitments$1,651,0007,906
Derivatives$0628
1994-12-31Rank
# of Employees:306,160
Assets and Liabilities
Total Assets:$52,709,0007,257
Cash and due from depository institutions$2,636,0006,160
Interest-bearing balances$07,034
Securities$27,398,0004,622
Federal funds sold & reverse repurchase agreements$2,775,0002,993
Net loans & leases$17,544,0009,253
Loan loss allowance$331,0007,985
Trading account assets$0286
Bank premises and fixed assets$1,371,0004,948
Other real estate owned$161,0006,160
Goodwill and other intangibles$03,133
All other assets$824,0007,573
Life insurance assets$01
Total liabilities and capital$52,709,0007,257
Total liabilities$48,187,0007,194
Total deposits$47,848,0007,007
Interest-bearing deposits$40,810,0007,002
Deposits held in domestic offices$47,848,0006,999
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$64,0004,954
Subordinated debt$0372
All other liabilities$275,0007,694
Total equity capital$4,522,0007,630
Total bank equity capital$4,522,0007,630
Perpetual preferred stock$0310
Common stock$450,0006,216
Surplus$1,000,0007,908
Undivided profits$3,072,0005,800
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$460,0004,501
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$230,0007,852
Earning assets$47,717,0007,288
Long-term assets (5+ years)$6,513,0005,299
Average Assets, year-to-date$53,243,0007,082
Average Assets, quarterly$53,306,5007,163
Volatile liabilities$6,185,0005,986
Insider loans$263,0007,486
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$1,578,0008,113
Tier 1 (core) risk-based capital$4,784,0007,455
Tier 2 risk-based capital$271,2607,909
Total risk weighted assets$21,641,0608,651
Total unused commitments$1,578,0008,125
Derivatives$0687
1993-12-31Rank
# of Employees:286,753
Assets and Liabilities
Total Assets:$52,542,0007,489
Cash and due from depository institutions$2,701,0006,753
Interest-bearing balances$07,655
Securities$29,682,0004,531
Federal funds sold & reverse repurchase agreements$2,700,0004,731
Net loans & leases$14,977,00010,045
Loan loss allowance$286,0008,855
Trading account assets$0330
Bank premises and fixed assets$1,302,0005,182
Other real estate owned$414,0006,753
Goodwill and other intangibles$03,091
All other assets$766,0007,376
Life insurance assets$01
Total liabilities and capital$52,542,0007,489
Total liabilities$48,075,0007,432
Total deposits$47,604,0007,301
Interest-bearing deposits$41,328,0007,238
Deposits held in domestic offices$47,604,0007,294
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$150,0004,181
Subordinated debt$0413
All other liabilities$321,0007,231
Total equity capital$4,467,0007,835
Total bank equity capital$4,467,0007,835
Perpetual preferred stock$0343
Common stock$450,0006,511
Surplus$1,000,0008,047
Undivided profits$3,017,0006,133
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$262,0006,765
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$208,0007,921
Earning assets$47,359,0007,577
Long-term assets (5+ years)$7,715,0005,123
Average Assets, year-to-date$50,585,2007,530
Average Assets, quarterly$52,389,0007,438
Volatile liabilities$6,462,0005,594
Insider loans$177,0008,593
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$1,080,0009,074
Tier 1 (core) risk-based capital$4,467,0007,765
Tier 2 risk-based capital$244,8608,454
Total risk weighted assets$19,547,3609,257
Total unused commitments$1,080,0009,098
Derivatives$0714
1992-12-31Rank
# of Employees:198,886
Assets and Liabilities
Total Assets:$48,781,0007,993
Cash and due from depository institutions$1,423,0008,886
Interest-bearing balances$08,059
Securities$27,875,0004,753
Federal funds sold & reverse repurchase agreements$3,550,0004,399
Net loans & leases$13,317,00010,658
Loan loss allowance$319,0008,532
Trading account assets$0344
Bank premises and fixed assets$1,279,0005,275
Other real estate owned$613,0008,886
Goodwill and other intangibles$03,106
All other assets$724,0007,901
Life insurance assets$01
Total liabilities and capital$48,781,0007,993
Total liabilities$43,167,0008,150
Total deposits$42,584,0008,044
Interest-bearing deposits$37,907,0007,878
Deposits held in domestic offices$42,584,0008,038
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$244,0003,749
Subordinated debt$0482
All other liabilities$339,0007,615
Total equity capital$5,614,0006,506
Total bank equity capital$5,614,0006,506
Perpetual preferred stock$0346
Common stock$450,0006,848
Surplus$1,000,0008,050
Undivided profits$4,164,0004,793
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$215,0008,176
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$195,0008,792
Earning assets$44,742,0007,952
Long-term assets (5+ years)$8,119,0004,940
Average Assets, year-to-date$48,906,0007,815
Average Assets, quarterly$48,765,5007,922
Volatile liabilities$6,626,0005,509
Insider loans$222,0003,679
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$232,00011,562
Tier 1 (core) risk-based capital$5,614,0006,435
Tier 2 risk-based capital$219,6509,051
Total risk weighted assets$17,472,2509,983
Total unused commitments$232,00011,581
Derivatives$0651