Home > United Bank, S.B. > Income and Expense
United Bank, S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 9,142 |
| Total interest expense | $1,299,000 | 7,553 |
| Net interest income | $1,065,000 | 10,197 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $698,000 | 10,711 |
| Salaries and employee benefits | $409,000 | 10,210 |
| Premises and equipment expense | $34,000 | 12,133 |
| Additional noninterest expense | $255,000 | 10,466 |
| Pre-tax net operating income | $389,000 | 9,451 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $129,000 | 8,731 |
| Income before extraordinary items | $260,000 | 9,586 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $260,000 | 9,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $260,000 | 9,642 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,299,000 | 9,583 |
| Total interest expense | $1,344,000 | 7,724 |
| Net interest income | $955,000 | 10,939 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $8,000 | 13,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 11,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,164 |
| Total noninterest expense | $665,000 | 11,327 |
| Salaries and employee benefits | $411,000 | 10,523 |
| Premises and equipment expense | $14,000 | 13,170 |
| Additional noninterest expense | $240,000 | 11,201 |
| Pre-tax net operating income | $296,000 | 10,272 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $193,000 | 10,734 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $193,000 | 10,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $193,000 | 10,513 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 9,726 |
| Total interest expense | $1,655,000 | 8,031 |
| Net interest income | $946,000 | 11,314 |
| Provision for loan and lease losses | $-14,000 | 13,498 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $617,000 | 11,955 |
| Salaries and employee benefits | $408,000 | 10,766 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $129,000 | 13,221 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $151,000 | 8,593 |
| Income before extraordinary items | $278,000 | 9,574 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $278,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $278,000 | 9,208 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.