Home > United Bank of Union > Net charge- offs to loans

United Bank of Union, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2494%427
Percentage Net Loans Charged-off: Total real estate loans0.2477%104
Percentage Net Loans Charged-off:Construction & development1.0606%28
Percentage Net Loans Charged-off: Commercial real estate0.0771%284
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0092%570
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0110%520
Percentage Net Loans Charged-off: Commercial and industrial0.2170%898
Percentage Net Loans Charged-off: Loans to individuals1.0657%662
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual1.0657%566
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1454%567
Percentage Net Loans Charged-off: Total real estate loans0.0878%214
Percentage Net Loans Charged-off:Construction & development0.2157%61
Percentage Net Loans Charged-off: Commercial real estate0.1035%200
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%3,845
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0076%3,921
Percentage Net Loans Charged-off: Commercial and industrial0.3032%591
Percentage Net Loans Charged-off: Loans to individuals1.0352%578
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual1.0352%537
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2015%397
Percentage Net Loans Charged-off: Total real estate loans0.1212%131
Percentage Net Loans Charged-off:Construction & development0.2600%40
Percentage Net Loans Charged-off: Commercial real estate0.1563%136
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%3,923
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0088%3,962
Percentage Net Loans Charged-off: Commercial and industrial0.4635%424
Percentage Net Loans Charged-off: Loans to individuals0.5612%917
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.5612%887
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0073%3,754
Percentage Net Loans Charged-off: Total real estate loans-0.0041%3,831
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%4,064
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0120%4,143
Percentage Net Loans Charged-off: Commercial and industrial-0.0391%4,044
Percentage Net Loans Charged-off: Loans to individuals0.3901%1,096
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.3901%1,023
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1165%4,550
Percentage Net Loans Charged-off: Total real estate loans0.0018%949
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0073%643
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0087%577
Percentage Net Loans Charged-off: Commercial and industrial-0.6625%4,593
Percentage Net Loans Charged-off: Loans to individuals1.4806%335
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual1.4806%308
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1858%4,626
Percentage Net Loans Charged-off: Total real estate loans0.0010%799
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0040%570
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0048%542
Percentage Net Loans Charged-off: Commercial and industrial-0.9398%4,664
Percentage Net Loans Charged-off: Loans to individuals0.4474%1,016
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.4474%936
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%2,099
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,052
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%3,454
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0037%3,546
Percentage Net Loans Charged-off: Commercial and industrial-0.0207%3,512
Percentage Net Loans Charged-off: Loans to individuals0.5347%833
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5347%779
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0035%1,646
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,343
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0062%3,723
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0073%3,826
Percentage Net Loans Charged-off: Commercial and industrial-0.0235%3,624
Percentage Net Loans Charged-off: Loans to individuals0.8706%560
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8706%512
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1062%827
Percentage Net Loans Charged-off: Total real estate loans0.0077%1,111
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0293%558
Percentage Net Loans Charged-off: Home equity loans0.5216%36
All other 1-4 family - Percent of loans charged-off, net-0.0550%4,294
Percentage Net Loans Charged-off: Commercial and industrial0.4788%396
Percentage Net Loans Charged-off: Loans to individuals0.5389%801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5389%730
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%600
Percentage Net Loans Charged-off: Total real estate loans0.0021%1,134
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0078%742
Percentage Net Loans Charged-off: Home equity loans0.4743%41
All other 1-4 family - Percent of loans charged-off, net-0.0730%4,445
Percentage Net Loans Charged-off: Commercial and industrial0.6557%257
Percentage Net Loans Charged-off: Loans to individuals0.4094%888
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4094%796
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0304%1,363
Percentage Net Loans Charged-off: Total real estate loans0.0039%975
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0144%604
Percentage Net Loans Charged-off: Home equity loans0.7012%26
All other 1-4 family - Percent of loans charged-off, net-0.1051%4,590
Percentage Net Loans Charged-off: Commercial and industrial0.1386%606
Percentage Net Loans Charged-off: Loans to individuals0.0651%1,760
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0651%1,642
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0360%4,259
Percentage Net Loans Charged-off: Total real estate loans-0.0483%4,550
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.1761%4,714
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.2077%4,729
Percentage Net Loans Charged-off: Commercial and industrial-0.0130%3,707
Percentage Net Loans Charged-off: Loans to individuals0.5254%767
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5254%685
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2560%677
Percentage Net Loans Charged-off: Total real estate loans-0.0163%4,326
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0382%4,600
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%3,788
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0032%3,856
Percentage Net Loans Charged-off: Commercial and industrial1.2819%313
Percentage Net Loans Charged-off: Loans to individuals1.0843%575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0843%517
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0289%4,520
Percentage Net Loans Charged-off: Total real estate loans-0.0222%4,450
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0530%4,677
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%3,835
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0042%3,893
Percentage Net Loans Charged-off: Commercial and industrial-0.1285%4,520
Percentage Net Loans Charged-off: Loans to individuals1.4422%388
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4422%337
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0142%4,305
Percentage Net Loans Charged-off: Total real estate loans-0.0336%4,605
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0826%4,794
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,814
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0032%3,886
Percentage Net Loans Charged-off: Commercial and industrial-0.0204%4,012
Percentage Net Loans Charged-off: Loans to individuals1.5957%395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5957%336
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0224%1,919
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,710
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%3,972
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0064%4,057
Percentage Net Loans Charged-off: Commercial and industrial-0.0154%3,852
Percentage Net Loans Charged-off: Loans to individuals2.4588%281
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.4588%245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1199%1,550
Percentage Net Loans Charged-off: Total real estate loans0.0424%1,228
Percentage Net Loans Charged-off:Construction & development0.0130%347
Percentage Net Loans Charged-off: Commercial real estate0.0754%660
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0266%1,330
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0317%1,202
Percentage Net Loans Charged-off: Commercial and industrial0.4007%1,022
Percentage Net Loans Charged-off: Loans to individuals1.1264%706
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1264%637
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1873%916
Percentage Net Loans Charged-off: Total real estate loans0.0949%633
Percentage Net Loans Charged-off:Construction & development0.5783%80
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%4,089
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0060%4,142
Percentage Net Loans Charged-off: Commercial and industrial0.5518%685
Percentage Net Loans Charged-off: Loans to individuals0.9614%791
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9614%716
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2963%574
Percentage Net Loans Charged-off: Total real estate loans0.1687%381
Percentage Net Loans Charged-off:Construction & development0.8480%55
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0719%636
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0849%555
Percentage Net Loans Charged-off: Commercial and industrial0.8547%459
Percentage Net Loans Charged-off: Loans to individuals0.6427%1,139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6427%1,028
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2299%626
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,886
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%4,173
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0058%4,238
Percentage Net Loans Charged-off: Commercial and industrial1.2444%282
Percentage Net Loans Charged-off: Loans to individuals0.8950%844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8950%759
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1944%990
Percentage Net Loans Charged-off: Total real estate loans0.1364%543
Percentage Net Loans Charged-off:Construction & development0.2561%174
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential1.6084%18
Percentage Net Loans Charged-off: 1-4 family residential0.0985%782
Percentage Net Loans Charged-off: Home equity loans0.1512%241
All other 1-4 family - Percent of loans charged-off, net0.0898%829
Percentage Net Loans Charged-off: Commercial and industrial0.3772%970
Percentage Net Loans Charged-off: Loans to individuals0.9693%836
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9693%753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2389%717
Percentage Net Loans Charged-off: Total real estate loans0.2243%271
Percentage Net Loans Charged-off:Construction & development0.4608%107
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential2.1191%17
Percentage Net Loans Charged-off: 1-4 family residential0.1724%435
Percentage Net Loans Charged-off: Home equity loans0.2085%173
All other 1-4 family - Percent of loans charged-off, net0.1666%450
Percentage Net Loans Charged-off: Commercial and industrial0.2463%1,019
Percentage Net Loans Charged-off: Loans to individuals1.1227%669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1227%595
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1638%945
Percentage Net Loans Charged-off: Total real estate loans0.2049%301
Percentage Net Loans Charged-off:Construction & development-0.0053%4,387
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential3.1247%12
Percentage Net Loans Charged-off: 1-4 family residential0.2487%282
Percentage Net Loans Charged-off: Home equity loans0.3203%122
All other 1-4 family - Percent of loans charged-off, net0.2374%294
Percentage Net Loans Charged-off: Commercial and industrial-0.0072%3,911
Percentage Net Loans Charged-off: Loans to individuals0.7204%999
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7204%897
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0334%1,841
Percentage Net Loans Charged-off: Total real estate loans0.0359%813
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0934%563
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1077%496
Percentage Net Loans Charged-off: Commercial and industrial-0.0354%4,297
Percentage Net Loans Charged-off: Loans to individuals1.0793%722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0793%644
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2179%1,193
Percentage Net Loans Charged-off: Total real estate loans0.1562%679
Percentage Net Loans Charged-off:Construction & development0.1236%320
Percentage Net Loans Charged-off: Commercial real estate0.3434%348
Percentage Net Loans Charged-off: Multi-family residential-0.0575%4,474
Percentage Net Loans Charged-off: 1-4 family residential0.0415%1,641
Percentage Net Loans Charged-off: Home equity loans0.0996%421
All other 1-4 family - Percent of loans charged-off, net0.0332%1,717
Percentage Net Loans Charged-off: Commercial and industrial0.4131%1,095
Percentage Net Loans Charged-off: Loans to individuals0.7524%1,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7524%1,101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2717%795
Percentage Net Loans Charged-off: Total real estate loans0.2183%426
Percentage Net Loans Charged-off:Construction & development0.1798%241
Percentage Net Loans Charged-off: Commercial real estate0.4644%223
Percentage Net Loans Charged-off: Multi-family residential-0.0772%4,516
Percentage Net Loans Charged-off: 1-4 family residential0.0701%1,178
Percentage Net Loans Charged-off: Home equity loans0.1339%323
All other 1-4 family - Percent of loans charged-off, net0.0611%1,230
Percentage Net Loans Charged-off: Commercial and industrial0.4563%819
Percentage Net Loans Charged-off: Loans to individuals0.5950%1,386
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5947%1,258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2934%694
Percentage Net Loans Charged-off: Total real estate loans0.1746%499
Percentage Net Loans Charged-off:Construction & development0.0823%226
Percentage Net Loans Charged-off: Commercial real estate0.3030%253
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1077%858
Percentage Net Loans Charged-off: Home equity loans0.2042%230
All other 1-4 family - Percent of loans charged-off, net0.0943%901
Percentage Net Loans Charged-off: Commercial and industrial0.6993%548
Percentage Net Loans Charged-off: Loans to individuals0.9805%821
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9805%729
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1592%1,018
Percentage Net Loans Charged-off: Total real estate loans0.2064%366
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.5974%100
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0507%977
Percentage Net Loans Charged-off: Home equity loans0.4117%125
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial-0.0167%4,152
Percentage Net Loans Charged-off: Loans to individuals0.2644%1,873
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2644%1,753
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7943%254
Percentage Net Loans Charged-off: Total real estate loans0.4566%253
Percentage Net Loans Charged-off:Construction & development-0.1385%4,992
Percentage Net Loans Charged-off: Commercial real estate0.7787%200
Percentage Net Loans Charged-off: Multi-family residential2.8657%33
Percentage Net Loans Charged-off: 1-4 family residential0.3296%462
Percentage Net Loans Charged-off: Home equity loans0.3519%238
All other 1-4 family - Percent of loans charged-off, net0.3266%466
Percentage Net Loans Charged-off: Commercial and industrial2.1710%303
Percentage Net Loans Charged-off: Loans to individuals0.6935%1,400
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6935%1,277
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7957%226
Percentage Net Loans Charged-off: Total real estate loans0.2679%425
Percentage Net Loans Charged-off:Construction & development-0.1855%5,087
Percentage Net Loans Charged-off: Commercial real estate0.5120%252
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.3449%403
Percentage Net Loans Charged-off: Home equity loans0.0822%514
All other 1-4 family - Percent of loans charged-off, net0.3798%355
Percentage Net Loans Charged-off: Commercial and industrial2.9569%195
Percentage Net Loans Charged-off: Loans to individuals0.7474%1,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7474%1,035
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0925%159
Percentage Net Loans Charged-off: Total real estate loans0.2769%449
Percentage Net Loans Charged-off:Construction & development-0.2791%5,224
Percentage Net Loans Charged-off: Commercial real estate0.7663%169
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1972%744
Percentage Net Loans Charged-off: Home equity loans0.1237%398
All other 1-4 family - Percent of loans charged-off, net0.2070%696
Percentage Net Loans Charged-off: Commercial and industrial4.4785%116
Percentage Net Loans Charged-off: Loans to individuals0.6645%1,205
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6645%1,095
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0118%77
Percentage Net Loans Charged-off: Total real estate loans0.1020%836
Percentage Net Loans Charged-off:Construction & development-0.0124%4,807
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2671%513
Percentage Net Loans Charged-off: Home equity loans0.2468%238
All other 1-4 family - Percent of loans charged-off, net0.2698%491
Percentage Net Loans Charged-off: Commercial and industrial9.9662%47
Percentage Net Loans Charged-off: Loans to individuals1.3414%611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3414%541
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3025%997
Percentage Net Loans Charged-off: Total real estate loans0.0282%2,644
Percentage Net Loans Charged-off:Construction & development-0.0097%4,683
Percentage Net Loans Charged-off: Commercial real estate-0.0910%5,618
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1483%1,383
Percentage Net Loans Charged-off: Home equity loans0.1108%658
All other 1-4 family - Percent of loans charged-off, net0.1534%1,322
Percentage Net Loans Charged-off: Commercial and industrial1.3406%456
Percentage Net Loans Charged-off: Loans to individuals1.1225%687
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1225%615
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2586%1,018
Percentage Net Loans Charged-off: Total real estate loans-0.0127%5,077
Percentage Net Loans Charged-off:Construction & development-0.0087%4,751
Percentage Net Loans Charged-off: Commercial real estate-0.1231%5,771
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0710%1,875
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0807%1,743
Percentage Net Loans Charged-off: Commercial and industrial1.2787%407
Percentage Net Loans Charged-off: Loans to individuals1.0468%672
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0465%600
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4626%551
Percentage Net Loans Charged-off: Total real estate loans-0.0143%5,149
Percentage Net Loans Charged-off:Construction & development-0.0131%4,846
Percentage Net Loans Charged-off: Commercial real estate-0.1862%5,932
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1184%1,379
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1348%1,259
Percentage Net Loans Charged-off: Commercial and industrial2.3189%200
Percentage Net Loans Charged-off: Loans to individuals0.6199%1,138
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6199%1,034
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,288
Percentage Net Loans Charged-off: Total real estate loans-0.0191%5,295
Percentage Net Loans Charged-off:Construction & development-0.0131%4,974
Percentage Net Loans Charged-off: Commercial real estate-0.3740%6,132
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2544%729
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2901%641
Percentage Net Loans Charged-off: Commercial and industrial0.0090%1,141
Percentage Net Loans Charged-off: Loans to individuals0.9972%737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9972%676
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2629%1,644
Percentage Net Loans Charged-off: Total real estate loans0.3002%1,040
Percentage Net Loans Charged-off:Construction & development0.2260%783
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.6431%468
Percentage Net Loans Charged-off: Home equity loans0.1131%894
All other 1-4 family - Percent of loans charged-off, net0.7143%415
Percentage Net Loans Charged-off: Commercial and industrial0.0564%2,410
Percentage Net Loans Charged-off: Loans to individuals1.6268%518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6268%464
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3321%1,208
Percentage Net Loans Charged-off: Total real estate loans0.3816%778
Percentage Net Loans Charged-off:Construction & development0.2992%632
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.8110%348
Percentage Net Loans Charged-off: Home equity loans0.1529%756
All other 1-4 family - Percent of loans charged-off, net0.8977%315
Percentage Net Loans Charged-off: Commercial and industrial0.0856%1,919
Percentage Net Loans Charged-off: Loans to individuals1.7418%443
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7418%399
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4375%935
Percentage Net Loans Charged-off: Total real estate loans0.5020%610
Percentage Net Loans Charged-off:Construction & development0.2526%602
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential1.1201%259
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net1.2632%235
Percentage Net Loans Charged-off: Commercial and industrial0.1490%1,492
Percentage Net Loans Charged-off: Loans to individuals1.7465%455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7465%414
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4609%789
Percentage Net Loans Charged-off: Total real estate loans0.4705%618
Percentage Net Loans Charged-off:Construction & development0.5064%368
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.9273%336
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net1.0412%293
Percentage Net Loans Charged-off: Commercial and industrial0.3350%790
Percentage Net Loans Charged-off: Loans to individuals2.3298%355
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3298%314
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3459%1,949
Percentage Net Loans Charged-off: Total real estate loans0.3649%1,518
Percentage Net Loans Charged-off:Construction & development0.2210%1,299
Percentage Net Loans Charged-off: Commercial real estate-0.0631%6,257
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.8837%567
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.9945%496
Percentage Net Loans Charged-off: Commercial and industrial0.2577%2,051
Percentage Net Loans Charged-off: Loans to individuals0.7051%1,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7051%1,485
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3636%1,744
Percentage Net Loans Charged-off: Total real estate loans0.4371%1,218
Percentage Net Loans Charged-off:Construction & development0.2997%1,098
Percentage Net Loans Charged-off: Commercial real estate-0.0813%6,347
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential1.0601%448
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net1.1939%390
Percentage Net Loans Charged-off: Commercial and industrial0.0670%2,385
Percentage Net Loans Charged-off: Loans to individuals0.4618%1,957
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4618%1,818
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3994%1,616
Percentage Net Loans Charged-off: Total real estate loans0.4735%1,155
Percentage Net Loans Charged-off:Construction & development0.5052%889
Percentage Net Loans Charged-off: Commercial real estate-0.1224%6,490
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential1.1057%463
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net1.2453%414
Percentage Net Loans Charged-off: Commercial and industrial0.1197%1,930
Percentage Net Loans Charged-off: Loans to individuals0.3092%2,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3092%2,129
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3378%1,629
Percentage Net Loans Charged-off: Total real estate loans0.4034%1,205
Percentage Net Loans Charged-off:Construction & development1.0428%554
Percentage Net Loans Charged-off: Commercial real estate-0.2396%6,661
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.8151%653
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.9188%561
Percentage Net Loans Charged-off: Commercial and industrial0.0195%1,640
Percentage Net Loans Charged-off: Loans to individuals1.2296%846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2296%761
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4616%2,389
Percentage Net Loans Charged-off: Total real estate loans0.5540%1,801
Percentage Net Loans Charged-off:Construction & development0.5388%1,760
Percentage Net Loans Charged-off: Commercial real estate0.3294%1,906
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.8920%1,021
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net1.0110%891
Percentage Net Loans Charged-off: Commercial and industrial0.0075%3,592
Percentage Net Loans Charged-off: Loans to individuals1.5967%826
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5967%750
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4712%2,209
Percentage Net Loans Charged-off: Total real estate loans0.5639%1,708
Percentage Net Loans Charged-off:Construction & development0.2427%1,886
Percentage Net Loans Charged-off: Commercial real estate0.4732%1,430
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.9125%978
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net1.0349%849
Percentage Net Loans Charged-off: Commercial and industrial-0.0309%5,651
Percentage Net Loans Charged-off: Loans to individuals1.8841%652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8844%589
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4803%2,149
Percentage Net Loans Charged-off: Total real estate loans0.5696%1,707
Percentage Net Loans Charged-off:Construction & development0.2098%1,719
Percentage Net Loans Charged-off: Commercial real estate-0.0107%6,505
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.3782%623
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net1.5650%531
Percentage Net Loans Charged-off: Commercial and industrial-0.0158%5,475
Percentage Net Loans Charged-off: Loans to individuals1.8166%703
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8166%639
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4076%2,085
Percentage Net Loans Charged-off: Total real estate loans0.4869%1,626
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0210%6,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.2604%669
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net1.4338%589
Percentage Net Loans Charged-off: Commercial and industrial-0.0433%5,626
Percentage Net Loans Charged-off: Loans to individuals1.5141%797
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5141%713
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7502%2,276
Percentage Net Loans Charged-off: Total real estate loans0.6170%2,343
Percentage Net Loans Charged-off:Construction & development1.6027%1,850
Percentage Net Loans Charged-off: Commercial real estate0.5125%1,962
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4511%2,376
Percentage Net Loans Charged-off: Home equity loans0.7483%1,020
All other 1-4 family - Percent of loans charged-off, net0.4110%2,403
Percentage Net Loans Charged-off: Commercial and industrial1.4429%1,574
Percentage Net Loans Charged-off: Loans to individuals1.0224%1,634
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9207%1,557
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5537%2,577
Percentage Net Loans Charged-off: Total real estate loans0.5315%2,313
Percentage Net Loans Charged-off:Construction & development0.4483%2,210
Percentage Net Loans Charged-off: Commercial real estate0.6940%1,382
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.5233%1,953
Percentage Net Loans Charged-off: Home equity loans1.0014%749
All other 1-4 family - Percent of loans charged-off, net0.4591%2,038
Percentage Net Loans Charged-off: Commercial and industrial0.6802%2,149
Percentage Net Loans Charged-off: Loans to individuals0.7988%1,858
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7014%1,764
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3504%3,150
Percentage Net Loans Charged-off: Total real estate loans0.1869%3,412
Percentage Net Loans Charged-off:Construction & development0.2334%2,087
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3699%2,245
Percentage Net Loans Charged-off: Home equity loans1.2366%626
All other 1-4 family - Percent of loans charged-off, net0.2532%2,515
Percentage Net Loans Charged-off: Commercial and industrial1.1411%1,470
Percentage Net Loans Charged-off: Loans to individuals0.8621%1,686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7276%1,600
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3783%2,554
Percentage Net Loans Charged-off: Total real estate loans0.1246%3,076
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3050%1,952
Percentage Net Loans Charged-off: Home equity loans2.1418%325
All other 1-4 family - Percent of loans charged-off, net0.0554%2,656
Percentage Net Loans Charged-off: Commercial and industrial1.5890%972
Percentage Net Loans Charged-off: Loans to individuals1.2309%1,144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9670%1,101
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5538%3,402
Percentage Net Loans Charged-off: Total real estate loans0.4459%3,157
Percentage Net Loans Charged-off:Construction & development0.8877%2,579
Percentage Net Loans Charged-off: Commercial real estate0.1593%2,965
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.5960%2,042
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.6768%1,838
Percentage Net Loans Charged-off: Commercial and industrial1.0388%2,492
Percentage Net Loans Charged-off: Loans to individuals1.0101%2,141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4432%3,533
Percentage Net Loans Charged-off: Total real estate loans0.3482%3,203
Percentage Net Loans Charged-off:Construction & development0.6897%2,443
Percentage Net Loans Charged-off: Commercial real estate0.2132%2,388
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.3883%2,417
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.4407%2,169
Percentage Net Loans Charged-off: Commercial and industrial0.8333%2,429
Percentage Net Loans Charged-off: Loans to individuals1.0048%1,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4190%3,318
Percentage Net Loans Charged-off: Total real estate loans0.3664%2,861
Percentage Net Loans Charged-off:Construction & development0.7707%2,113
Percentage Net Loans Charged-off: Commercial real estate0.3214%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.3016%2,411
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.3421%2,187
Percentage Net Loans Charged-off: Commercial and industrial0.6643%2,409
Percentage Net Loans Charged-off: Loans to individuals0.5668%2,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2254%3,576
Percentage Net Loans Charged-off: Total real estate loans0.2408%2,740
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.1446%1,545
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4460%1,644
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.5050%1,483
Percentage Net Loans Charged-off: Commercial and industrial-0.0118%6,379
Percentage Net Loans Charged-off: Loans to individuals1.2613%1,523
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6944%3,102
Percentage Net Loans Charged-off: Total real estate loans0.5870%2,672
Percentage Net Loans Charged-off:Construction & development1.6967%2,211
Percentage Net Loans Charged-off: Commercial real estate0.1620%2,586
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3716%2,481
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.4149%2,235
Percentage Net Loans Charged-off: Commercial and industrial1.0977%2,730
Percentage Net Loans Charged-off: Loans to individuals1.3457%2,111
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5293%3,098
Percentage Net Loans Charged-off: Total real estate loans0.4096%2,703
Percentage Net Loans Charged-off:Construction & development1.4129%1,965
Percentage Net Loans Charged-off: Commercial real estate-0.0054%7,598
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1915%2,875
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.2132%2,598
Percentage Net Loans Charged-off: Commercial and industrial0.9112%2,477
Percentage Net Loans Charged-off: Loans to individuals1.6157%1,597
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5734%2,608
Percentage Net Loans Charged-off: Total real estate loans0.4645%2,216
Percentage Net Loans Charged-off:Construction & development1.8796%1,468
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0148%3,733
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0165%3,469
Percentage Net Loans Charged-off: Commercial and industrial0.9036%2,105
Percentage Net Loans Charged-off: Loans to individuals1.7372%1,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3692%2,617
Percentage Net Loans Charged-off: Total real estate loans0.1616%2,566
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.5041%669
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0356%2,549
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0397%2,324
Percentage Net Loans Charged-off: Commercial and industrial0.9499%1,457
Percentage Net Loans Charged-off: Loans to individuals2.7630%791
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1415%4,804
Percentage Net Loans Charged-off: Total real estate loans0.1670%3,081
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.3357%1,110
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1728%2,333
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1926%2,088
Percentage Net Loans Charged-off: Commercial and industrial-0.0058%7,120
Percentage Net Loans Charged-off: Loans to individuals0.3864%4,166
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0779%4,791
Percentage Net Loans Charged-off: Total real estate loans0.0803%3,137
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0694%1,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1491%1,990
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1659%1,759
Percentage Net Loans Charged-off: Commercial and industrial0.0435%3,613
Percentage Net Loans Charged-off: Loans to individuals0.2467%4,244
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0284%5,118
Percentage Net Loans Charged-off: Total real estate loans0.0437%3,028
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.1116%905
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0296%2,512
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0329%2,293
Percentage Net Loans Charged-off: Commercial and industrial-0.0124%6,845
Percentage Net Loans Charged-off: Loans to individuals-0.1494%7,549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%3,300
Percentage Net Loans Charged-off: Total real estate loans0.0914%1,761
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.2347%431
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0656%1,547
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0730%1,378
Percentage Net Loans Charged-off: Commercial and industrial-0.0515%7,123
Percentage Net Loans Charged-off: Loans to individuals0.5315%2,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0845%4,232
Percentage Net Loans Charged-off: Total real estate loans0.0398%3,024
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0976%1,918
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1086%1,719
Percentage Net Loans Charged-off: Commercial and industrial0.1867%2,792
Percentage Net Loans Charged-off: Loans to individuals0.8018%2,062
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0982%3,221
Percentage Net Loans Charged-off: Total real estate loans0.0432%2,185
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0034%7,787
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1084%1,358
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1205%1,210
Percentage Net Loans Charged-off: Commercial and industrial0.2562%2,037
Percentage Net Loans Charged-off: Loans to individuals0.7184%1,968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0286%4,233
Percentage Net Loans Charged-off: Total real estate loans0.0212%2,146
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0520%1,520
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0578%1,360
Percentage Net Loans Charged-off: Commercial and industrial0.0302%2,535
Percentage Net Loans Charged-off: Loans to individuals0.2652%3,323
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0265%3,504
Percentage Net Loans Charged-off: Total real estate loans0.0057%1,765
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0140%1,355
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0155%1,220
Percentage Net Loans Charged-off: Commercial and industrial0.0605%1,644
Percentage Net Loans Charged-off: Loans to individuals0.4615%2,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2950%1,369
Percentage Net Loans Charged-off: Total real estate loans0.1548%924
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.1178%734
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.2901%579
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.3233%519
Percentage Net Loans Charged-off: Commercial and industrial0.9211%1,081
Percentage Net Loans Charged-off: Loans to individuals0.6439%2,340
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0537%3,652
Percentage Net Loans Charged-off: Total real estate loans0.0772%1,267
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1824%744
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.2036%669
Percentage Net Loans Charged-off: Commercial and industrial-0.0297%7,009
Percentage Net Loans Charged-off: Loans to individuals0.0610%4,907
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0258%4,105
Percentage Net Loans Charged-off: Total real estate loans0.0563%1,342
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1334%875
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1494%803
Percentage Net Loans Charged-off: Commercial and industrial-0.1026%7,380
Percentage Net Loans Charged-off: Loans to individuals0.0917%4,298
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0717%2,457
Percentage Net Loans Charged-off: Total real estate loans0.1465%555
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.3520%338
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.3953%299
Percentage Net Loans Charged-off: Commercial and industrial-0.1430%7,490
Percentage Net Loans Charged-off: Loans to individuals-0.4579%7,883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1061%3,562
Percentage Net Loans Charged-off: Total real estate loans0.1443%956
Percentage Net Loans Charged-off:Construction & development0.0061%653
Percentage Net Loans Charged-off: Commercial real estate0.0339%1,073
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.3091%535
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.3456%475
Percentage Net Loans Charged-off: Commercial and industrial-0.1431%7,695
Percentage Net Loans Charged-off: Loans to individuals1.0466%1,750
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%5,235
Percentage Net Loans Charged-off: Total real estate loans0.0393%1,897
Percentage Net Loans Charged-off:Construction & development0.0084%498
Percentage Net Loans Charged-off: Commercial real estate0.0537%765
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0501%1,734
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0559%1,576
Percentage Net Loans Charged-off: Commercial and industrial-0.1902%7,709
Percentage Net Loans Charged-off: Loans to individuals0.9529%1,704
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0569%8,051
Percentage Net Loans Charged-off: Total real estate loans0.0050%2,384
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0715%8,299
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0572%1,438
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0636%1,317
Percentage Net Loans Charged-off: Commercial and industrial-0.3448%7,893
Percentage Net Loans Charged-off: Loans to individuals0.1310%4,583
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0286%7,520
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0254%6,969
Percentage Net Loans Charged-off: Loans to individuals-0.8698%8,402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1177%3,912
Percentage Net Loans Charged-off: Total real estate loans0.1058%1,535
Percentage Net Loans Charged-off:Construction & development0.1624%407
Percentage Net Loans Charged-off: Commercial real estate0.2166%765
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.1192%3,493
Percentage Net Loans Charged-off: Loans to individuals0.7042%2,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%4,399
Percentage Net Loans Charged-off: Total real estate loans0.0184%2,673
Percentage Net Loans Charged-off:Construction & development0.0661%457
Percentage Net Loans Charged-off: Commercial real estate-0.0046%8,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.1661%2,714
Percentage Net Loans Charged-off: Loans to individuals0.6829%2,717
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0317%4,852
Percentage Net Loans Charged-off: Total real estate loans-0.0093%8,025
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0347%8,464
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.2410%2,098
Percentage Net Loans Charged-off: Loans to individuals-0.0405%7,689
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1996%1,941
Percentage Net Loans Charged-off: Total real estate loans-0.0187%8,275
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0707%8,599
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial1.4057%666
Percentage Net Loans Charged-off: Loans to individuals-0.4014%8,263
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6026%303
Percentage Net Loans Charged-off: Total real estate loans0.0906%1,951
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.3547%607
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0021%3,419
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0023%3,235
Percentage Net Loans Charged-off: Commercial and industrial10.2928%98
Percentage Net Loans Charged-off: Loans to individuals1.3842%1,545
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2224%2,763
Percentage Net Loans Charged-off: Total real estate loans0.0296%2,516
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.1135%843
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0028%2,869
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0030%2,716
Percentage Net Loans Charged-off: Commercial and industrial1.1049%1,312
Percentage Net Loans Charged-off: Loans to individuals1.0664%2,023
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%5,007
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0074%8,469
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0041%2,344
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0044%2,219
Percentage Net Loans Charged-off: Commercial and industrial-0.0288%7,515
Percentage Net Loans Charged-off: Loans to individuals1.2528%1,604
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0137%5,095
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0149%8,637
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0082%1,555
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0089%1,459
Percentage Net Loans Charged-off: Commercial and industrial-0.0600%7,622
Percentage Net Loans Charged-off: Loans to individuals0.5080%3,175
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9320%772
Percentage Net Loans Charged-off: Total real estate loans1.1027%155
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate5.0011%45
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0590%2,185
Percentage Net Loans Charged-off: Home equity loans0.4072%183
All other 1-4 family - Percent of loans charged-off, net0.0290%2,575
Percentage Net Loans Charged-off: Commercial and industrial0.0844%4,348
Percentage Net Loans Charged-off: Loans to individuals1.8958%958
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6371%1,256
Percentage Net Loans Charged-off: Total real estate loans0.2563%769
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate1.1827%228
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0231%2,619
Percentage Net Loans Charged-off: Home equity loans0.1896%318
All other 1-4 family - Percent of loans charged-off, net0.0078%2,875
Percentage Net Loans Charged-off: Commercial and industrial1.8234%1,084
Percentage Net Loans Charged-off: Loans to individuals2.0203%798
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%6,592
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2936%2,355
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0317%6,930
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%6,640
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1393%5,005
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1375%11,314
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1440%4,867
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1202%6,694
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0836%9,163
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA