Home > United Bank of Michigan > Income and Expense

United Bank of Michigan, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,987,0001,119
Total interest expense$10,034,0001,287
Net interest income$29,953,0001,045
Provision for loan and lease losses$402,0001,433
Total noninterest income$6,332,0001,012
Gross Fiduciary activities income$0981
Service charges on deposit accounts$947,0001,040
Trading account gains and feesNANA
Additional Noninterest Income$5,385,000845
Total noninterest expense$25,748,000997
Salaries and employee benefits$16,342,000906
Premises and equipment expense$2,828,000921
Additional noninterest expense$5,385,000845
Pre-tax net operating income$10,135,0001,148
Securities gains (losses)$0988
Applicable income taxes$1,867,0001,024
Income before extraordinary items$8,268,0001,183
Extraordinary gains, net$054
Net income$8,268,0001,199
Minority interest net income$088
Net income of bank and minority interests.$8,268,0001,186
Net charge-offs$-33,0004,108
Cash dividends$3,500,0001,047
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,268,0001,203
2023-09-30 (YTD Data)Rank
Total interest income$120,0004,580
Total interest expense$10,0004,506
Net interest income$14,690,0001,476
Provision for loan and lease lossesNANA
Total noninterest income$1,3454,574
Gross Fiduciary activities income$54938
Service charges on deposit accounts$3774,427
Trading account gains and fees$0125
Additional Noninterest Income$04,497
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,553
Additional noninterest expense$10,7484,424
Pre-tax net operating incomeNANA
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$8,0004,358
Extraordinary gains, net$11,807,00031
Net income$6,594,0001,172
Minority interest net income$445,00033
Net income of bank and minority interests.$04,357
Net charge-offs$02,641
Cash dividends$446,0002,333
Sale, conversion, retirement of capital stock, net$0507
Net operating income$04,379
2023-06-30 (YTD Data)Rank
Total interest income$19,076,0001,115
Total interest expense$3,939,0001,319
Net interest income$15,137,0001,045
Provision for loan and lease losses$120,0001,688
Total noninterest income$3,308,000945
Gross Fiduciary activities income$0931
Service charges on deposit accounts$449,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$2,859,000771
Total noninterest expense$12,547,0001,000
Salaries and employee benefits$8,041,000909
Premises and equipment expense$1,385,000930
Additional noninterest expense$2,859,000771
Pre-tax net operating income$5,778,0001,078
Securities gains (losses)$0938
Applicable income taxes$1,081,000969
Income before extraordinary items$4,697,0001,107
Extraordinary gains, net$051
Net income$4,697,0001,120
Minority interest net income$081
Net income of bank and minority interests.$4,697,0001,107
Net charge-offs$-32,0004,220
Cash dividends$1,750,000973
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,697,0001,117
2023-03-31 (YTD Data)Rank
Total interest income$9,216,0001,130
Total interest expense$1,644,0001,346
Net interest income$7,572,0001,045
Provision for loan and lease losses$120,0001,169
Total noninterest income$1,775,000908
Gross Fiduciary activities income$0913
Service charges on deposit accounts$219,0001,101
Trading account gains and feesNANA
Additional Noninterest Income$1,556,000723
Total noninterest expense$6,144,0001,034
Salaries and employee benefits$3,941,000945
Premises and equipment expense$696,000952
Additional noninterest expense$1,556,000723
Pre-tax net operating income$3,083,0001,056
Securities gains (losses)$0950
Applicable income taxes$588,000942
Income before extraordinary items$2,495,0001,073
Extraordinary gains, net$04
Net income$2,495,0001,072
Minority interest net income$048
Net income of bank and minority interests.$2,495,0001,072
Net charge-offs$1,0001,904
Cash dividends$875,000903
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,495,0001,089
2022-12-31 (YTD Data)Rank
Total interest income$30,879,0001,119
Total interest expense$2,833,0001,233
Net interest income$28,046,0001,096
Provision for loan and lease losses$-750,0004,576
Total noninterest income$7,638,000908
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$834,0001,167
Trading account gains and feesNANA
Additional Noninterest Income$6,804,000729
Total noninterest expense$24,829,0001,012
Salaries and employee benefits$15,884,000914
Premises and equipment expense$2,647,000960
Additional noninterest expense$6,804,000729
Pre-tax net operating income$11,605,0001,147
Securities gains (losses)$0691
Applicable income taxes$2,170,0001,016
Income before extraordinary items$9,435,0001,145
Extraordinary gains, net$05
Net income$9,435,0001,144
Minority interest net income$063
Net income of bank and minority interests.$9,435,0001,145
Net charge-offs$-14,0003,721
Cash dividends$3,000,0001,131
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,435,0001,166
2022-09-30 (YTD Data)Rank
Total interest income$22,146,0001,118
Total interest expense$1,773,0001,132
Net interest income$20,373,0001,110
Provision for loan and lease losses$-750,0004,627
Total noninterest income$5,851,000913
Gross Fiduciary activities income$0968
Service charges on deposit accounts$609,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$5,242,000729
Total noninterest expense$19,077,000993
Salaries and employee benefits$12,175,000893
Premises and equipment expense$2,016,000938
Additional noninterest expense$5,242,000729
Pre-tax net operating income$7,897,0001,221
Securities gains (losses)$0740
Applicable income taxes$1,408,0001,119
Income before extraordinary items$6,489,0001,216
Extraordinary gains, net$04
Net income$6,489,0001,215
Minority interest net income$057
Net income of bank and minority interests.$6,489,0001,216
Net charge-offs$-19,0003,796
Cash dividends$2,250,0001,037
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,489,0001,240
2022-06-30 (YTD Data)Rank
Total interest income$13,848,0001,133
Total interest expense$1,157,000999
Net interest income$12,691,0001,139
Provision for loan and lease losses$02,599
Total noninterest income$3,939,000893
Gross Fiduciary activities income$0925
Service charges on deposit accounts$389,0001,220
Trading account gains and feesNANA
Additional Noninterest Income$3,550,000734
Total noninterest expense$12,494,000991
Salaries and employee benefits$7,985,000888
Premises and equipment expense$1,329,000941
Additional noninterest expense$3,180,0001,105
Pre-tax net operating income$4,136,0001,383
Securities gains (losses)$0687
Applicable income taxes$733,0001,204
Income before extraordinary items$3,403,0001,381
Extraordinary gains, net$04
Net income$3,403,0001,380
Minority interest net income$060
Net income of bank and minority interests.$3,403,0001,381
Net charge-offs$-35,0004,058
Cash dividends$1,500,0001,032
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,403,0001,416
2022-03-31 (YTD Data)Rank
Total interest income$6,761,0001,129
Total interest expense$624,000878
Net interest income$6,137,0001,139
Provision for loan and lease losses$02,285
Total noninterest income$1,939,000902
Gross Fiduciary activities income$0892
Service charges on deposit accounts$188,0001,230
Trading account gains and feesNANA
Additional Noninterest Income$1,751,000757
Total noninterest expense$6,235,000982
Salaries and employee benefits$3,980,000906
Premises and equipment expense$700,000910
Additional noninterest expense$1,555,0001,111
Pre-tax net operating income$1,841,0001,429
Securities gains (losses)$0623
Applicable income taxes$319,0001,258
Income before extraordinary items$1,522,0001,443
Extraordinary gains, net$04
Net income$1,522,0001,443
Minority interest net income$050
Net income of bank and minority interests.$1,522,0001,443
Net charge-offs$-2,0003,266
Cash dividends$750,000918
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,522,0001,459
2021-12-31 (YTD Data)Rank
Total interest income$27,246,0001,139
Total interest expense$2,750,000996
Net interest income$24,496,0001,150
Provision for loan and lease losses$-250,0004,337
Total noninterest income$13,135,000694
Gross Fiduciary activities income$0994
Service charges on deposit accounts$639,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$12,496,000574
Total noninterest expense$25,948,000958
Salaries and employee benefits$16,062,000886
Premises and equipment expense$2,704,000945
Additional noninterest expense$7,182,0001,011
Pre-tax net operating income$11,933,0001,129
Securities gains (losses)$02,062
Applicable income taxes$2,289,0001,012
Income before extraordinary items$9,644,0001,175
Extraordinary gains, net$010
Net income$9,644,0001,175
Minority interest net income$074
Net income of bank and minority interests.$9,644,0001,175
Net charge-offs$225,000973
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,644,0001,158
2021-09-30 (YTD Data)Rank
Total interest income$20,356,0001,167
Total interest expense$2,103,0001,026
Net interest income$18,253,0001,181
Provision for loan and lease losses$-250,0004,472
Total noninterest income$10,730,000674
Gross Fiduciary activities income$0957
Service charges on deposit accounts$449,0001,398
Trading account gains and feesNANA
Additional Noninterest Income$10,281,000563
Total noninterest expense$19,611,000954
Salaries and employee benefits$11,790,000911
Premises and equipment expense$2,071,000940
Additional noninterest expense$5,750,000962
Pre-tax net operating income$9,622,0001,110
Securities gains (losses)$02,015
Applicable income taxes$1,820,0001,015
Income before extraordinary items$7,802,0001,162
Extraordinary gains, net$08
Net income$7,802,0001,163
Minority interest net income$069
Net income of bank and minority interests.$7,802,0001,163
Net charge-offs$223,000756
Cash dividends$1,500,0001,383
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,802,0001,142
2021-06-30 (YTD Data)Rank
Total interest income$13,702,0001,158
Total interest expense$1,447,0001,045
Net interest income$12,255,0001,164
Provision for loan and lease losses$250,0001,025
Total noninterest income$7,866,000639
Gross Fiduciary activities income$0951
Service charges on deposit accounts$283,0001,414
Trading account gains and feesNANA
Additional Noninterest Income$7,583,000532
Total noninterest expense$13,993,000896
Salaries and employee benefits$7,741,000909
Premises and equipment expense$1,389,000930
Additional noninterest expense$4,863,000784
Pre-tax net operating income$5,878,0001,165
Securities gains (losses)$01,818
Applicable income taxes$1,094,0001,076
Income before extraordinary items$4,784,0001,221
Extraordinary gains, net$06
Net income$4,784,0001,222
Minority interest net income$067
Net income of bank and minority interests.$4,784,0001,222
Net charge-offs$3,0002,008
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,784,0001,194
2021-03-31 (YTD Data)Rank
Total interest income$6,978,0001,138
Total interest expense$779,0001,015
Net interest income$6,199,0001,141
Provision for loan and lease losses$250,000680
Total noninterest income$5,352,000518
Gross Fiduciary activities income$0922
Service charges on deposit accounts$139,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$5,213,000435
Total noninterest expense$6,186,000981
Salaries and employee benefits$3,796,000925
Premises and equipment expense$682,000948
Additional noninterest expense$1,708,0001,023
Pre-tax net operating income$5,115,000750
Securities gains (losses)$01,392
Applicable income taxes$997,000749
Income before extraordinary items$4,118,000792
Extraordinary gains, net$03
Net income$4,118,000792
Minority interest net income$055
Net income of bank and minority interests.$4,118,000792
Net charge-offs$3,0001,645
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,118,000772
2020-12-31 (YTD Data)Rank
Total interest income$29,964,0001,050
Total interest expense$4,734,0001,002
Net interest income$25,230,0001,066
Provision for loan and lease losses$4,600,000601
Total noninterest income$13,695,000650
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$653,0001,306
Trading account gains and feesNANA
Additional Noninterest Income$13,042,000540
Total noninterest expense$24,135,000972
Salaries and employee benefits$14,626,000926
Premises and equipment expense$2,810,000904
Additional noninterest expense$6,699,0001,018
Pre-tax net operating income$10,190,0001,051
Securities gains (losses)$02,675
Applicable income taxes$1,947,000950
Income before extraordinary items$8,243,0001,123
Extraordinary gains, net$04
Net income$8,243,0001,122
Minority interest net income$072
Net income of bank and minority interests.$8,243,0001,123
Net charge-offs$704,000806
Cash dividends$2,000,0001,507
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,243,0001,088
2020-09-30 (YTD Data)Rank
Total interest income$21,897,0001,084
Total interest expense$3,793,0001,005
Net interest income$18,104,0001,090
Provision for loan and lease losses$2,789,000733
Total noninterest income$9,005,000684
Gross Fiduciary activities income$0981
Service charges on deposit accounts$480,0001,323
Trading account gains and feesNANA
Additional Noninterest Income$8,525,000564
Total noninterest expense$17,342,000989
Salaries and employee benefits$10,564,000941
Premises and equipment expense$2,123,000888
Additional noninterest expense$4,655,0001,055
Pre-tax net operating income$6,978,0001,082
Securities gains (losses)$02,494
Applicable income taxes$1,314,000981
Income before extraordinary items$5,664,0001,149
Extraordinary gains, net$04
Net income$5,664,0001,149
Minority interest net income$065
Net income of bank and minority interests.$5,664,0001,149
Net charge-offs$669,000635
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,664,0001,115
2020-06-30 (YTD Data)Rank
Total interest income$14,632,0001,093
Total interest expense$2,774,000989
Net interest income$11,858,0001,105
Provision for loan and lease losses$1,274,000935
Total noninterest income$4,880,000739
Gross Fiduciary activities income$0970
Service charges on deposit accounts$323,0001,323
Trading account gains and feesNANA
Additional Noninterest Income$4,557,000607
Total noninterest expense$11,537,000982
Salaries and employee benefits$6,964,000948
Premises and equipment expense$1,464,000871
Additional noninterest expense$3,109,0001,057
Pre-tax net operating income$3,927,0001,180
Securities gains (losses)$02,249
Applicable income taxes$709,0001,072
Income before extraordinary items$3,218,0001,236
Extraordinary gains, net$04
Net income$3,218,0001,236
Minority interest net income$065
Net income of bank and minority interests.$3,218,0001,236
Net charge-offs$629,000518
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,218,0001,205
2020-03-31 (YTD Data)Rank
Total interest income$7,359,0001,089
Total interest expense$1,366,0001,102
Net interest income$5,993,0001,074
Provision for loan and lease losses$419,000986
Total noninterest income$2,085,000795
Gross Fiduciary activities income$0941
Service charges on deposit accounts$207,0001,267
Trading account gains and feesNANA
Additional Noninterest Income$1,878,000634
Total noninterest expense$5,963,000966
Salaries and employee benefits$3,597,000918
Premises and equipment expense$742,000875
Additional noninterest expense$1,624,0001,041
Pre-tax net operating income$1,696,0001,202
Securities gains (losses)$01,705
Applicable income taxes$299,0001,079
Income before extraordinary items$1,397,0001,260
Extraordinary gains, net$04
Net income$1,397,0001,259
Minority interest net income$056
Net income of bank and minority interests.$1,397,0001,260
Net charge-offs$15,0001,715
Cash dividends$500,0001,256
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,397,0001,235
2019-12-31 (YTD Data)Rank
Total interest income$30,688,0001,067
Total interest expense$5,492,0001,150
Net interest income$25,196,0001,039
Provision for loan and lease losses$1,140,000828
Total noninterest income$7,446,000867
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$934,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$6,512,000698
Total noninterest expense$22,869,000978
Salaries and employee benefits$13,674,000937
Premises and equipment expense$2,841,000897
Additional noninterest expense$6,354,0001,044
Pre-tax net operating income$8,633,0001,171
Securities gains (losses)$02,379
Applicable income taxes$1,630,0001,036
Income before extraordinary items$7,003,0001,247
Extraordinary gains, net$011
Net income$7,003,0001,248
Minority interest net income$076
Net income of bank and minority interests.$7,003,0001,249
Net charge-offs$932,000682
Cash dividends$2,000,0001,567
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,003,0001,214
2019-09-30 (YTD Data)Rank
Total interest income$23,240,0001,058
Total interest expense$4,113,0001,154
Net interest income$19,127,0001,035
Provision for loan and lease losses$660,000946
Total noninterest income$5,262,000894
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$706,0001,185
Trading account gains and feesNANA
Additional Noninterest Income$4,556,000716
Total noninterest expense$17,256,000961
Salaries and employee benefits$10,274,000929
Premises and equipment expense$2,122,000900
Additional noninterest expense$4,860,0001,026
Pre-tax net operating income$6,473,0001,195
Securities gains (losses)$02,167
Applicable income taxes$1,218,0001,085
Income before extraordinary items$5,255,0001,260
Extraordinary gains, net$011
Net income$5,255,0001,261
Minority interest net income$072
Net income of bank and minority interests.$5,255,0001,262
Net charge-offs$452,000809
Cash dividends$1,500,0001,441
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,255,0001,236
2019-06-30 (YTD Data)Rank
Total interest income$15,204,0001,073
Total interest expense$2,594,0001,188
Net interest income$12,610,0001,042
Provision for loan and lease losses$420,000972
Total noninterest income$3,293,000917
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$458,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$2,835,000733
Total noninterest expense$11,482,000963
Salaries and employee benefits$6,809,000928
Premises and equipment expense$1,463,000876
Additional noninterest expense$3,210,0001,038
Pre-tax net operating income$4,001,0001,228
Securities gains (losses)$01,702
Applicable income taxes$741,0001,123
Income before extraordinary items$3,260,0001,307
Extraordinary gains, net$011
Net income$3,260,0001,306
Minority interest net income$069
Net income of bank and minority interests.$3,260,0001,307
Net charge-offs$210,000966
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,260,0001,284
2019-03-31 (YTD Data)Rank
Total interest income$7,525,0001,080
Total interest expense$1,211,0001,223
Net interest income$6,314,0001,046
Provision for loan and lease losses$240,000816
Total noninterest income$1,457,000966
Gross Fiduciary activities income$0972
Service charges on deposit accounts$224,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$1,233,000781
Total noninterest expense$5,747,000959
Salaries and employee benefits$3,412,000934
Premises and equipment expense$749,000863
Additional noninterest expense$1,586,0001,030
Pre-tax net operating income$1,784,0001,323
Securities gains (losses)$01,087
Applicable income taxes$327,0001,200
Income before extraordinary items$1,457,0001,385
Extraordinary gains, net$05
Net income$1,457,0001,383
Minority interest net income$052
Net income of bank and minority interests.$1,457,0001,384
Net charge-offs$202,000618
Cash dividends$500,0001,319
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,457,0001,364
2018-12-31 (YTD Data)Rank
Total interest income$27,873,0001,072
Total interest expense$3,744,0001,199
Net interest income$24,129,0001,065
Provision for loan and lease losses$980,000898
Total noninterest income$6,356,000937
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$868,0001,287
Trading account gains and feesNANA
Additional Noninterest Income$5,488,000758
Total noninterest expense$21,238,0001,019
Salaries and employee benefits$12,310,000985
Premises and equipment expense$2,804,000890
Additional noninterest expense$6,124,0001,067
Pre-tax net operating income$8,267,0001,202
Securities gains (losses)$01,125
Applicable income taxes$1,551,0001,026
Income before extraordinary items$6,716,0001,263
Extraordinary gains, net$06
Net income$6,716,0001,262
Minority interest net income$072
Net income of bank and minority interests.$6,716,0001,262
Net charge-offs$1,164,000513
Cash dividends$1,750,0001,576
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,716,0001,256
2018-09-30 (YTD Data)Rank
Total interest income$20,566,0001,076
Total interest expense$2,646,0001,200
Net interest income$17,920,0001,071
Provision for loan and lease losses$80,0002,859
Total noninterest income$4,568,000976
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$644,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$3,924,000786
Total noninterest expense$15,702,0001,029
Salaries and employee benefits$9,002,0001,013
Premises and equipment expense$2,057,000909
Additional noninterest expense$4,643,0001,053
Pre-tax net operating income$6,706,0001,131
Securities gains (losses)$01,118
Applicable income taxes$1,264,0001,007
Income before extraordinary items$5,442,0001,176
Extraordinary gains, net$05
Net income$5,442,0001,175
Minority interest net income$066
Net income of bank and minority interests.$5,442,0001,175
Net charge-offs$17,0002,776
Cash dividends$1,050,0001,616
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,442,0001,170
2018-06-30 (YTD Data)Rank
Total interest income$13,511,0001,081
Total interest expense$1,703,0001,167
Net interest income$11,808,0001,081
Provision for loan and lease losses$03,782
Total noninterest income$3,056,000971
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$426,0001,311
Trading account gains and feesNANA
Additional Noninterest Income$2,630,000788
Total noninterest expense$10,370,0001,034
Salaries and employee benefits$5,970,0001,024
Premises and equipment expense$1,379,000905
Additional noninterest expense$3,021,0001,070
Pre-tax net operating income$4,494,0001,114
Securities gains (losses)$0961
Applicable income taxes$848,000980
Income before extraordinary items$3,646,0001,146
Extraordinary gains, net$06
Net income$3,646,0001,144
Minority interest net income$065
Net income of bank and minority interests.$3,646,0001,145
Net charge-offs$34,0001,971
Cash dividends$700,0001,630
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,646,0001,141
2018-03-31 (YTD Data)Rank
Total interest income$6,585,0001,099
Total interest expense$842,0001,121
Net interest income$5,743,0001,100
Provision for loan and lease losses$03,508
Total noninterest income$1,494,000969
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$215,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$1,279,000778
Total noninterest expense$5,188,0001,042
Salaries and employee benefits$2,955,0001,042
Premises and equipment expense$683,000914
Additional noninterest expense$1,550,0001,044
Pre-tax net operating income$2,049,0001,173
Securities gains (losses)$0735
Applicable income taxes$383,0001,033
Income before extraordinary items$1,666,0001,218
Extraordinary gains, net$07
Net income$1,666,0001,217
Minority interest net income$052
Net income of bank and minority interests.$1,666,0001,218
Net charge-offs$2,0002,440
Cash dividends$350,0001,476
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,666,0001,207
2017-12-31 (YTD Data)Rank
Total interest income$25,934,0001,084
Total interest expense$3,287,000992
Net interest income$22,647,0001,096
Provision for loan and lease losses$67,0003,365
Total noninterest income$5,804,0001,008
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$874,0001,321
Trading account gains and feesNANA
Additional Noninterest Income$4,930,000825
Total noninterest expense$20,883,0001,021
Salaries and employee benefits$11,861,0001,006
Premises and equipment expense$2,595,000930
Additional noninterest expense$6,427,0001,011
Pre-tax net operating income$7,501,0001,239
Securities gains (losses)$02,243
Applicable income taxes$2,671,0001,048
Income before extraordinary items$4,830,0001,377
Extraordinary gains, net$09
Net income$4,830,0001,375
Minority interest net income$076
Net income of bank and minority interests.$4,830,0001,377
Net charge-offs$81,0002,623
Cash dividends$1,400,0001,790
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,830,0001,367
2017-09-30 (YTD Data)Rank
Total interest income$19,377,0001,086
Total interest expense$2,464,000974
Net interest income$16,913,0001,103
Provision for loan and lease losses$67,0003,042
Total noninterest income$4,399,0001,015
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$660,0001,324
Trading account gains and feesNANA
Additional Noninterest Income$3,739,000836
Total noninterest expense$15,734,0001,015
Salaries and employee benefits$8,995,000997
Premises and equipment expense$1,988,000925
Additional noninterest expense$4,751,0001,016
Pre-tax net operating income$5,511,0001,280
Securities gains (losses)$02,274
Applicable income taxes$1,663,0001,039
Income before extraordinary items$3,848,0001,421
Extraordinary gains, net$09
Net income$3,848,0001,419
Minority interest net income$071
Net income of bank and minority interests.$3,848,0001,421
Net charge-offs$68,0002,224
Cash dividends$1,050,0001,639
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,848,0001,398
2017-06-30 (YTD Data)Rank
Total interest income$12,716,0001,091
Total interest expense$1,614,000969
Net interest income$11,102,0001,107
Provision for loan and lease losses$67,0002,547
Total noninterest income$2,801,0001,056
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$444,0001,302
Trading account gains and feesNANA
Additional Noninterest Income$2,357,000863
Total noninterest expense$10,653,0001,013
Salaries and employee benefits$6,108,000988
Premises and equipment expense$1,338,000921
Additional noninterest expense$3,207,0001,006
Pre-tax net operating income$3,183,0001,397
Securities gains (losses)$01,906
Applicable income taxes$941,0001,147
Income before extraordinary items$2,242,0001,552
Extraordinary gains, net$011
Net income$2,242,0001,551
Minority interest net income$071
Net income of bank and minority interests.$2,242,0001,552
Net charge-offs$40,0002,153
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,242,0001,536
2017-03-31 (YTD Data)Rank
Total interest income$6,279,0001,098
Total interest expense$804,000954
Net interest income$5,475,0001,108
Provision for loan and lease losses$67,0001,820
Total noninterest income$1,374,0001,066
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$214,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$1,160,000860
Total noninterest expense$5,307,0001,016
Salaries and employee benefits$3,022,0001,008
Premises and equipment expense$686,000910
Additional noninterest expense$1,599,0001,006
Pre-tax net operating income$1,475,0001,459
Securities gains (losses)$01,153
Applicable income taxes$430,0001,190
Income before extraordinary items$1,045,0001,613
Extraordinary gains, net$08
Net income$1,045,0001,613
Minority interest net income$055
Net income of bank and minority interests.$1,045,0001,613
Net charge-offs$29,0001,668
Cash dividends$350,0001,507
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,045,0001,599
2016-12-31 (YTD Data)Rank
Total interest income$23,779,0001,112
Total interest expense$3,163,000918
Net interest income$20,616,0001,139
Provision for loan and lease losses$496,0001,487
Total noninterest income$5,817,0001,030
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$862,0001,367
Trading account gains and fees$0170
Additional Noninterest Income$4,955,000849
Total noninterest expense$19,653,0001,070
Salaries and employee benefits$11,341,0001,036
Premises and equipment expense$2,209,0001,076
Additional noninterest expense$6,103,0001,084
Pre-tax net operating income$6,284,0001,349
Securities gains (losses)$03,212
Applicable income taxes$1,813,0001,120
Income before extraordinary items$4,471,0001,516
Extraordinary gains, net$05
Net income$4,471,0001,515
Minority interest net income$082
Net income of bank and minority interests.$4,471,0001,515
Net charge-offs$106,0002,562
Cash dividends$1,050,0002,132
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,471,0001,484
2016-09-30 (YTD Data)Rank
Total interest income$17,558,0001,128
Total interest expense$2,352,000928
Net interest income$15,206,0001,158
Provision for loan and lease losses$496,0001,156
Total noninterest income$4,492,0001,008
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$658,0001,349
Trading account gains and fees$0169
Additional Noninterest Income$3,834,000828
Total noninterest expense$14,722,0001,064
Salaries and employee benefits$8,493,0001,036
Premises and equipment expense$1,577,0001,127
Additional noninterest expense$4,652,0001,062
Pre-tax net operating income$4,480,0001,427
Securities gains (losses)$03,160
Applicable income taxes$1,253,0001,225
Income before extraordinary items$3,227,0001,581
Extraordinary gains, net$05
Net income$3,227,0001,580
Minority interest net income$071
Net income of bank and minority interests.$3,227,0001,581
Net charge-offs$124,0001,877
Cash dividends$1,050,0001,609
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,227,0001,542
2016-06-30 (YTD Data)Rank
Total interest income$11,555,0001,145
Total interest expense$1,534,000939
Net interest income$10,021,0001,172
Provision for loan and lease losses$396,0001,028
Total noninterest income$2,860,0001,032
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$434,0001,348
Trading account gains and fees$0157
Additional Noninterest Income$2,426,000842
Total noninterest expense$9,692,0001,074
Salaries and employee benefits$5,565,0001,049
Premises and equipment expense$1,045,0001,132
Additional noninterest expense$3,082,0001,064
Pre-tax net operating income$2,793,0001,492
Securities gains (losses)$02,835
Applicable income taxes$753,0001,293
Income before extraordinary items$2,040,0001,632
Extraordinary gains, net$016
Net income$2,040,0001,633
Minority interest net income$071
Net income of bank and minority interests.$2,040,0001,633
Net charge-offs$116,0001,495
Cash dividends$700,0001,630
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,040,0001,583
2016-03-31 (YTD Data)Rank
Total interest income$5,677,0001,170
Total interest expense$757,000956
Net interest income$4,920,0001,196
Provision for loan and lease losses$250,000792
Total noninterest income$1,433,000994
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$210,0001,381
Trading account gains and fees$0142
Additional Noninterest Income$1,223,000810
Total noninterest expense$4,763,0001,103
Salaries and employee benefits$2,745,0001,077
Premises and equipment expense$501,0001,189
Additional noninterest expense$1,517,0001,077
Pre-tax net operating income$1,340,0001,517
Securities gains (losses)$02,077
Applicable income taxes$310,0001,441
Income before extraordinary items$1,030,0001,578
Extraordinary gains, net$012
Net income$1,030,0001,578
Minority interest net income$062
Net income of bank and minority interests.$1,030,0001,579
Net charge-offs$46,0001,485
Cash dividends$350,0001,475
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,030,0001,538
2015-12-31 (YTD Data)Rank
Total interest income$21,743,0001,177
Total interest expense$2,908,000977
Net interest income$18,835,0001,212
Provision for loan and lease losses$650,0001,114
Total noninterest income$5,923,0001,008
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$822,0001,442
Trading account gains and fees$0159
Additional Noninterest Income$5,101,000810
Total noninterest expense$18,091,0001,121
Salaries and employee benefits$10,389,0001,079
Premises and equipment expense$2,013,0001,175
Additional noninterest expense$5,689,0001,136
Pre-tax net operating income$6,017,0001,363
Securities gains (losses)$03,216
Applicable income taxes$1,851,0001,055
Income before extraordinary items$4,166,0001,552
Extraordinary gains, net$023
Net income$4,166,0001,552
Minority interest net income$081
Net income of bank and minority interests.$4,166,0001,552
Net charge-offs$645,000951
Cash dividends$1,200,0001,904
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,166,0001,524
2015-09-30 (YTD Data)Rank
Total interest income$16,148,0001,191
Total interest expense$2,166,000983
Net interest income$13,982,0001,230
Provision for loan and lease losses$610,000880
Total noninterest income$4,555,000994
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$599,0001,493
Trading account gains and fees$0153
Additional Noninterest Income$3,956,000788
Total noninterest expense$13,477,0001,130
Salaries and employee benefits$7,671,0001,102
Premises and equipment expense$1,541,0001,172
Additional noninterest expense$4,265,0001,143
Pre-tax net operating income$4,450,0001,402
Securities gains (losses)$03,031
Applicable income taxes$1,367,0001,105
Income before extraordinary items$3,083,0001,586
Extraordinary gains, net$021
Net income$3,083,0001,586
Minority interest net income$078
Net income of bank and minority interests.$3,083,0001,587
Net charge-offs$576,000774
Cash dividends$900,0001,699
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,083,0001,548
2015-06-30 (YTD Data)Rank
Total interest income$10,610,0001,207
Total interest expense$1,440,000992
Net interest income$9,170,0001,250
Provision for loan and lease losses$610,000637
Total noninterest income$3,085,000978
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$363,0001,593
Trading account gains and fees$0157
Additional Noninterest Income$2,722,000772
Total noninterest expense$9,008,0001,130
Salaries and employee benefits$5,083,0001,113
Premises and equipment expense$1,071,0001,136
Additional noninterest expense$2,854,0001,133
Pre-tax net operating income$2,637,0001,517
Securities gains (losses)$02,636
Applicable income taxes$799,0001,221
Income before extraordinary items$1,838,0001,735
Extraordinary gains, net$022
Net income$1,838,0001,739
Minority interest net income$075
Net income of bank and minority interests.$1,838,0001,739
Net charge-offs$698,000480
Cash dividends$600,0001,719
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,838,0001,689
2015-03-31 (YTD Data)Rank
Total interest income$5,231,0001,214
Total interest expense$721,0001,002
Net interest income$4,510,0001,259
Provision for loan and lease losses$460,000435
Total noninterest income$1,402,0001,021
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$169,0001,668
Trading account gains and fees$0152
Additional Noninterest Income$1,233,000794
Total noninterest expense$4,439,0001,150
Salaries and employee benefits$2,495,0001,139
Premises and equipment expense$526,0001,153
Additional noninterest expense$1,418,0001,121
Pre-tax net operating income$1,013,0001,835
Securities gains (losses)$02,027
Applicable income taxes$294,0001,468
Income before extraordinary items$719,0002,098
Extraordinary gains, net$013
Net income$719,0002,099
Minority interest net income$064
Net income of bank and minority interests.$719,0002,099
Net charge-offs$442,000395
Cash dividends$300,0001,521
Sale, conversion, retirement of capital stock, net$0697
Net operating income$719,0002,032
2014-12-31 (YTD Data)Rank
Total interest income$21,224,0001,199
Total interest expense$2,941,0001,016
Net interest income$18,283,0001,228
Provision for loan and lease losses$670,0001,175
Total noninterest income$5,496,0001,027
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$765,0001,636
Trading account gains and fees$0180
Additional Noninterest Income$4,731,000788
Total noninterest expense$18,335,0001,101
Salaries and employee benefits$10,366,0001,052
Premises and equipment expense$2,230,0001,079
Additional noninterest expense$5,739,0001,142
Pre-tax net operating income$4,774,0001,593
Securities gains (losses)$03,259
Applicable income taxes$1,260,0001,325
Income before extraordinary items$3,514,0001,758
Extraordinary gains, net$017
Net income$3,514,0001,758
Minority interest net income$084
Net income of bank and minority interests.$3,514,0001,757
Net charge-offs$485,0001,495
Cash dividends$1,200,0001,801
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,514,0001,727
2014-09-30 (YTD Data)Rank
Total interest income$15,921,0001,211
Total interest expense$2,170,0001,042
Net interest income$13,751,0001,229
Provision for loan and lease losses$400,0001,373
Total noninterest income$3,163,0001,240
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$579,0001,636
Trading account gains and fees$0174
Additional Noninterest Income$2,584,0001,010
Total noninterest expense$13,540,0001,119
Salaries and employee benefits$7,628,0001,079
Premises and equipment expense$1,662,0001,092
Additional noninterest expense$4,250,0001,163
Pre-tax net operating income$2,974,0001,870
Securities gains (losses)$02,980
Applicable income taxes$774,0001,542
Income before extraordinary items$2,200,0002,060
Extraordinary gains, net$015
Net income$2,200,0002,059
Minority interest net income$081
Net income of bank and minority interests.$2,200,0002,058
Net charge-offs$321,0001,541
Cash dividends$900,0001,610
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,200,0002,016
2014-06-30 (YTD Data)Rank
Total interest income$10,567,0001,209
Total interest expense$1,447,0001,040
Net interest income$9,120,0001,226
Provision for loan and lease losses$201,0001,632
Total noninterest income$1,847,0001,344
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$391,0001,596
Trading account gains and fees$0172
Additional Noninterest Income$1,456,0001,121
Total noninterest expense$8,964,0001,126
Salaries and employee benefits$5,090,0001,073
Premises and equipment expense$1,157,0001,052
Additional noninterest expense$2,717,0001,192
Pre-tax net operating income$1,802,0001,976
Securities gains (losses)$02,580
Applicable income taxes$456,0001,626
Income before extraordinary items$1,346,0002,160
Extraordinary gains, net$020
Net income$1,346,0002,164
Minority interest net income$080
Net income of bank and minority interests.$1,346,0002,163
Net charge-offs$92,0002,263
Cash dividends$600,0001,616
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,346,0002,113
2014-03-31 (YTD Data)Rank
Total interest income$5,263,0001,214
Total interest expense$722,0001,049
Net interest income$4,541,0001,233
Provision for loan and lease losses$91,0001,667
Total noninterest income$821,0001,431
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$185,0001,657
Trading account gains and fees$0147
Additional Noninterest Income$636,0001,191
Total noninterest expense$4,418,0001,150
Salaries and employee benefits$2,540,0001,089
Premises and equipment expense$543,0001,141
Additional noninterest expense$1,335,0001,201
Pre-tax net operating income$853,0001,997
Securities gains (losses)$01,715
Applicable income taxes$211,0001,672
Income before extraordinary items$642,0002,158
Extraordinary gains, net$016
Net income$642,0002,160
Minority interest net income$066
Net income of bank and minority interests.$642,0002,160
Net charge-offs$63,0001,685
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$642,0002,108
2013-12-31 (YTD Data)Rank
Total interest income$22,397,0001,152
Total interest expense$3,335,0001,009
Net interest income$19,062,0001,152
Provision for loan and lease losses$800,0001,326
Total noninterest income$5,460,0001,059
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$784,0001,683
Trading account gains and fees$0184
Additional Noninterest Income$4,676,000855
Total noninterest expense$17,866,0001,144
Salaries and employee benefits$9,885,0001,100
Premises and equipment expense$2,146,0001,112
Additional noninterest expense$5,835,0001,157
Pre-tax net operating income$5,856,0001,261
Securities gains (losses)$03,182
Applicable income taxes$1,658,0001,043
Income before extraordinary items$4,198,0001,436
Extraordinary gains, net$029
Net income$4,198,0001,438
Minority interest net income$090
Net income of bank and minority interests.$4,198,0001,439
Net charge-offs$1,459,000958
Cash dividends$1,200,0001,704
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,198,0001,411
2013-09-30 (YTD Data)Rank
Total interest income$16,723,0001,157
Total interest expense$2,583,0001,013
Net interest income$14,140,0001,165
Provision for loan and lease losses$667,0001,240
Total noninterest income$4,102,0001,085
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$589,0001,667
Trading account gains and fees$0180
Additional Noninterest Income$3,513,000871
Total noninterest expense$13,036,0001,183
Salaries and employee benefits$7,292,0001,123
Premises and equipment expense$1,594,0001,122
Additional noninterest expense$4,150,0001,205
Pre-tax net operating income$4,539,0001,245
Securities gains (losses)$03,040
Applicable income taxes$1,326,0001,029
Income before extraordinary items$3,213,0001,413
Extraordinary gains, net$025
Net income$3,213,0001,415
Minority interest net income$084
Net income of bank and minority interests.$3,213,0001,415
Net charge-offs$664,0001,332
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,213,0001,379
2013-06-30 (YTD Data)Rank
Total interest income$11,179,0001,146
Total interest expense$1,789,0001,008
Net interest income$9,390,0001,156
Provision for loan and lease losses$317,0001,590
Total noninterest income$2,647,0001,111
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$389,0001,656
Trading account gains and fees$0157
Additional Noninterest Income$2,258,000898
Total noninterest expense$8,714,0001,170
Salaries and employee benefits$4,874,0001,115
Premises and equipment expense$1,090,0001,094
Additional noninterest expense$2,750,0001,211
Pre-tax net operating income$3,006,0001,241
Securities gains (losses)$02,791
Applicable income taxes$959,000971
Income before extraordinary items$2,047,0001,466
Extraordinary gains, net$022
Net income$2,047,0001,470
Minority interest net income$082
Net income of bank and minority interests.$2,047,0001,471
Net charge-offs$506,0001,249
Cash dividends$600,0001,519
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,047,0001,418
2013-03-31 (YTD Data)Rank
Total interest income$5,591,0001,154
Total interest expense$905,0001,028
Net interest income$4,686,0001,162
Provision for loan and lease losses$227,0001,225
Total noninterest income$1,330,0001,105
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$190,0001,677
Trading account gains and fees$0148
Additional Noninterest Income$1,140,000901
Total noninterest expense$4,247,0001,206
Salaries and employee benefits$2,378,0001,154
Premises and equipment expense$547,0001,112
Additional noninterest expense$1,322,0001,247
Pre-tax net operating income$1,542,0001,180
Securities gains (losses)$01,966
Applicable income taxes$495,000925
Income before extraordinary items$1,047,0001,403
Extraordinary gains, net$010
Net income$1,047,0001,406
Minority interest net income$076
Net income of bank and minority interests.$1,047,0001,405
Net charge-offs$218,0001,292
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,047,0001,354
2012-12-31 (YTD Data)Rank
Total interest income$23,303,0001,146
Total interest expense$4,370,0001,041
Net interest income$18,933,0001,164
Provision for loan and lease losses$1,000,0001,760
Total noninterest income$4,822,0001,184
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$771,0001,745
Trading account gains and fees$0166
Additional Noninterest Income$4,051,000952
Total noninterest expense$17,004,0001,188
Salaries and employee benefits$9,347,0001,128
Premises and equipment expense$2,198,0001,084
Additional noninterest expense$5,459,0001,247
Pre-tax net operating income$5,751,0001,211
Securities gains (losses)$03,810
Applicable income taxes$1,780,000955
Income before extraordinary items$3,971,0001,465
Extraordinary gains, net$029
Net income$3,971,0001,466
Minority interest net income$093
Net income of bank and minority interests.$3,971,0001,466
Net charge-offs$825,0002,023
Cash dividends$1,200,0001,725
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,971,0001,377
2012-09-30 (YTD Data)Rank
Total interest income$17,444,0001,165
Total interest expense$3,334,0001,071
Net interest income$14,110,0001,184
Provision for loan and lease losses$940,0001,509
Total noninterest income$3,929,0001,103
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$567,0001,798
Trading account gains and fees$0157
Additional Noninterest Income$3,362,000857
Total noninterest expense$12,449,0001,221
Salaries and employee benefits$6,869,0001,145
Premises and equipment expense$1,691,0001,066
Additional noninterest expense$3,889,0001,305
Pre-tax net operating income$4,650,0001,152
Securities gains (losses)$03,575
Applicable income taxes$1,483,000924
Income before extraordinary items$3,167,0001,419
Extraordinary gains, net$020
Net income$3,167,0001,420
Minority interest net income$086
Net income of bank and minority interests.$3,167,0001,420
Net charge-offs$770,0001,715
Cash dividends$900,0001,426
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,167,0001,336
2012-06-30 (YTD Data)Rank
Total interest income$11,480,0001,190
Total interest expense$2,255,0001,085
Net interest income$9,225,0001,211
Provision for loan and lease losses$626,0001,526
Total noninterest income$2,090,0001,296
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$368,0001,836
Trading account gains and fees$0153
Additional Noninterest Income$1,722,0001,030
Total noninterest expense$8,067,0001,240
Salaries and employee benefits$4,479,0001,167
Premises and equipment expense$1,129,0001,050
Additional noninterest expense$2,459,0001,385
Pre-tax net operating income$2,622,0001,346
Securities gains (losses)$03,178
Applicable income taxes$826,0001,035
Income before extraordinary items$1,796,0001,629
Extraordinary gains, net$019
Net income$1,796,0001,628
Minority interest net income$084
Net income of bank and minority interests.$1,796,0001,629
Net charge-offs$432,0001,922
Cash dividends$600,0001,414
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,796,0001,539
2012-03-31 (YTD Data)Rank
Total interest income$5,671,0001,218
Total interest expense$1,138,0001,116
Net interest income$4,533,0001,226
Provision for loan and lease losses$196,0002,054
Total noninterest income$1,187,0001,170
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$179,0001,857
Trading account gains and fees$0148
Additional Noninterest Income$1,008,000896
Total noninterest expense$4,077,0001,228
Salaries and employee benefits$2,200,0001,190
Premises and equipment expense$570,0001,044
Additional noninterest expense$1,307,0001,280
Pre-tax net operating income$1,447,0001,214
Securities gains (losses)$02,210
Applicable income taxes$458,000960
Income before extraordinary items$989,0001,479
Extraordinary gains, net$019
Net income$989,0001,480
Minority interest net income$078
Net income of bank and minority interests.$989,0001,480
Net charge-offs$143,0002,136
Cash dividends$300,0001,259
Sale, conversion, retirement of capital stock, net$0861
Net operating income$989,0001,391
2011-12-31 (YTD Data)Rank
Total interest income$22,623,0001,266
Total interest expense$5,030,0001,197
Net interest income$17,593,0001,260
Provision for loan and lease losses$2,080,0001,528
Total noninterest income$4,970,0001,052
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$806,0001,777
Trading account gains and fees$0146
Additional Noninterest Income$4,164,000816
Total noninterest expense$16,170,0001,217
Salaries and employee benefits$8,689,0001,139
Premises and equipment expense$2,318,0001,072
Additional noninterest expense$5,163,0001,341
Pre-tax net operating income$4,313,0001,350
Securities gains (losses)$67,0002,372
Applicable income taxes$1,309,0001,100
Income before extraordinary items$3,071,0001,568
Extraordinary gains, net$029
Net income$3,071,0001,569
Minority interest net income$096
Net income of bank and minority interests.$3,071,0001,569
Net charge-offs$1,973,0001,567
Cash dividends$1,200,0001,426
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,024,1001,521
2011-09-30 (YTD Data)Rank
Total interest income$17,013,0001,274
Total interest expense$3,858,0001,223
Net interest income$13,155,0001,271
Provision for loan and lease losses$1,880,0001,294
Total noninterest income$3,519,0001,102
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$609,0001,770
Trading account gains and fees$0145
Additional Noninterest Income$2,910,000852
Total noninterest expense$12,026,0001,226
Salaries and employee benefits$6,449,0001,151
Premises and equipment expense$1,767,0001,070
Additional noninterest expense$3,810,0001,351
Pre-tax net operating income$2,768,0001,592
Securities gains (losses)$67,0002,106
Applicable income taxes$861,0001,214
Income before extraordinary items$1,974,0001,856
Extraordinary gains, net$021
Net income$1,974,0001,856
Minority interest net income$087
Net income of bank and minority interests.$1,974,0001,856
Net charge-offs$1,847,0001,288
Cash dividends$900,0001,255
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,927,1001,801
2011-06-30 (YTD Data)Rank
Total interest income$11,273,0001,292
Total interest expense$2,608,0001,250
Net interest income$8,665,0001,284
Provision for loan and lease losses$795,0001,736
Total noninterest income$2,227,0001,142
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$400,0001,768
Trading account gains and fees$0153
Additional Noninterest Income$1,827,000890
Total noninterest expense$8,119,0001,233
Salaries and employee benefits$4,271,0001,174
Premises and equipment expense$1,200,0001,062
Additional noninterest expense$2,648,0001,328
Pre-tax net operating income$1,978,0001,468
Securities gains (losses)$02,914
Applicable income taxes$603,0001,149
Income before extraordinary items$1,375,0001,737
Extraordinary gains, net$015
Net income$1,375,0001,737
Minority interest net income$089
Net income of bank and minority interests.$1,375,0001,737
Net charge-offs$777,0001,694
Cash dividends$600,0001,233
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,375,0001,670
2011-03-31 (YTD Data)Rank
Total interest income$5,656,0001,289
Total interest expense$1,323,0001,277
Net interest income$4,333,0001,290
Provision for loan and lease losses$300,0001,892
Total noninterest income$983,0001,229
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$195,0001,778
Trading account gains and fees$0158
Additional Noninterest Income$788,000983
Total noninterest expense$4,041,0001,237
Salaries and employee benefits$2,120,0001,185
Premises and equipment expense$593,0001,101
Additional noninterest expense$1,328,0001,320
Pre-tax net operating income$975,0001,474
Securities gains (losses)$01,772
Applicable income taxes$296,0001,133
Income before extraordinary items$679,0001,724
Extraordinary gains, net$09
Net income$679,0001,724
Minority interest net income$086
Net income of bank and minority interests.$679,0001,724
Net charge-offs$243,0001,946
Cash dividends$300,0001,106
Sale, conversion, retirement of capital stock, net$0925
Net operating income$679,0001,674
2010-12-31 (YTD Data)Rank
Total interest income$23,258,0001,324
Total interest expense$6,541,0001,265
Net interest income$16,717,0001,335
Provision for loan and lease losses$2,060,0002,027
Total noninterest income$5,245,0001,052
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$987,0001,520
Trading account gains and fees$0175
Additional Noninterest Income$4,258,000832
Total noninterest expense$15,418,0001,299
Salaries and employee benefits$8,281,0001,190
Premises and equipment expense$2,236,0001,166
Additional noninterest expense$4,901,0001,474
Pre-tax net operating income$4,484,0001,129
Securities gains (losses)$03,793
Applicable income taxes$1,320,000992
Income before extraordinary items$3,164,0001,343
Extraordinary gains, net$029
Net income$3,164,0001,344
Minority interest net income$0111
Net income of bank and minority interests.$3,164,0001,345
Net charge-offs$1,351,0002,291
Cash dividends$1,200,0001,289
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,164,0001,293
2010-09-30 (YTD Data)Rank
Total interest income$17,408,0001,339
Total interest expense$5,083,0001,258
Net interest income$12,325,0001,373
Provision for loan and lease losses$1,705,0001,830
Total noninterest income$3,495,0001,129
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$774,0001,521
Trading account gains and fees$0165
Additional Noninterest Income$2,721,000886
Total noninterest expense$11,003,0001,360
Salaries and employee benefits$5,822,0001,269
Premises and equipment expense$1,677,0001,174
Additional noninterest expense$3,504,0001,507
Pre-tax net operating income$3,112,0001,279
Securities gains (losses)$03,651
Applicable income taxes$934,0001,056
Income before extraordinary items$2,178,0001,531
Extraordinary gains, net$023
Net income$2,178,0001,534
Minority interest net income$0110
Net income of bank and minority interests.$2,178,0001,534
Net charge-offs$1,140,0002,043
Cash dividends$900,0001,140
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,178,0001,464
2010-06-30 (YTD Data)Rank
Total interest income$11,387,0001,387
Total interest expense$3,450,0001,296
Net interest income$7,937,0001,436
Provision for loan and lease losses$1,170,0001,779
Total noninterest income$1,890,0001,286
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$481,0001,611
Trading account gains and fees$0152
Additional Noninterest Income$1,409,0001,028
Total noninterest expense$7,122,0001,395
Salaries and employee benefits$3,817,0001,294
Premises and equipment expense$1,116,0001,189
Additional noninterest expense$2,189,0001,606
Pre-tax net operating income$1,535,0001,694
Securities gains (losses)$03,184
Applicable income taxes$437,0001,360
Income before extraordinary items$1,098,0001,956
Extraordinary gains, net$019
Net income$1,098,0001,956
Minority interest net income$0105
Net income of bank and minority interests.$1,098,0001,956
Net charge-offs$609,0002,223
Cash dividends$600,0001,128
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,098,0001,861
2010-03-31 (YTD Data)Rank
Total interest income$5,657,0001,428
Total interest expense$1,746,0001,347
Net interest income$3,911,0001,467
Provision for loan and lease losses$590,0001,667
Total noninterest income$923,0001,314
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$226,0001,694
Trading account gains and fees$0175
Additional Noninterest Income$697,0001,011
Total noninterest expense$3,636,0001,387
Salaries and employee benefits$1,904,0001,315
Premises and equipment expense$586,0001,162
Additional noninterest expense$1,146,0001,541
Pre-tax net operating income$608,0002,078
Securities gains (losses)$02,284
Applicable income taxes$162,0001,650
Income before extraordinary items$446,0002,363
Extraordinary gains, net$016
Net income$446,0002,362
Minority interest net income$091
Net income of bank and minority interests.$446,0002,363
Net charge-offs$213,0002,356
Cash dividends$300,0001,057
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$446,0002,271
2009-12-31 (YTD Data)Rank
Total interest income$23,455,0001,463
Total interest expense$8,785,0001,365
Net interest income$14,670,0001,537
Provision for loan and lease losses$2,900,0002,024
Total noninterest income$4,187,0001,257
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,086,0001,558
Trading account gains and fees$0211
Additional Noninterest Income$3,101,0001,018
Total noninterest expense$14,753,0001,387
Salaries and employee benefits$7,770,0001,267
Premises and equipment expense$2,329,0001,167
Additional noninterest expense$4,654,0001,606
Pre-tax net operating income$1,204,0002,706
Securities gains (losses)$-31,0007,110
Applicable income taxes$173,0002,505
Income before extraordinary items$1,000,0002,786
Extraordinary gains, net$034
Net income$1,000,0002,785
Minority interest net income$0115
Net income of bank and minority interests.$1,000,0002,786
Net charge-offs$2,730,0001,700
Cash dividends$1,200,0001,416
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,026,3502,675
2009-09-30 (YTD Data)Rank
Total interest income$17,624,0001,486
Total interest expense$6,928,0001,353
Net interest income$10,696,0001,570
Provision for loan and lease losses$1,610,0002,134
Total noninterest income$3,728,0001,115
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$772,0001,642
Trading account gains and fees$0212
Additional Noninterest Income$2,956,000865
Total noninterest expense$11,111,0001,376
Salaries and employee benefits$5,852,0001,286
Premises and equipment expense$1,822,0001,138
Additional noninterest expense$3,437,0001,573
Pre-tax net operating income$1,703,0001,842
Securities gains (losses)$-31,0007,324
Applicable income taxes$427,0001,561
Income before extraordinary items$1,245,0002,109
Extraordinary gains, net$027
Net income$1,245,0002,107
Minority interest net income$0118
Net income of bank and minority interests.$1,245,0002,109
Net charge-offs$1,494,0001,775
Cash dividends$900,0001,363
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,267,9402,039
2009-06-30 (YTD Data)Rank
Total interest income$11,767,0001,524
Total interest expense$4,794,0001,382
Net interest income$6,973,0001,613
Provision for loan and lease losses$812,0002,318
Total noninterest income$2,903,000988
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$485,0001,718
Trading account gains and fees$0193
Additional Noninterest Income$2,418,000760
Total noninterest expense$7,305,0001,420
Salaries and employee benefits$3,868,0001,328
Premises and equipment expense$1,239,0001,132
Additional noninterest expense$2,198,0001,652
Pre-tax net operating income$1,759,0001,307
Securities gains (losses)$-31,0007,560
Applicable income taxes$491,0001,102
Income before extraordinary items$1,237,0001,501
Extraordinary gains, net$021
Net income$1,237,0001,498
Minority interest net income$0112
Net income of bank and minority interests.$1,237,0001,500
Net charge-offs$826,0001,803
Cash dividends$600,0001,412
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,259,3201,456
2009-03-31 (YTD Data)Rank
Total interest income$5,909,0001,536
Total interest expense$2,445,0001,406
Net interest income$3,464,0001,615
Provision for loan and lease losses$337,0002,176
Total noninterest income$1,360,0001,003
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$226,0001,776
Trading account gains and fees$0171
Additional Noninterest Income$1,134,000768
Total noninterest expense$3,478,0001,430
Salaries and employee benefits$1,900,0001,370
Premises and equipment expense$643,0001,110
Additional noninterest expense$935,0001,731
Pre-tax net operating income$1,009,0001,273
Securities gains (losses)$02,434
Applicable income taxes$293,0001,075
Income before extraordinary items$716,0001,520
Extraordinary gains, net$015
Net income$716,0001,522
Minority interest net income$0102
Net income of bank and minority interests.$716,0001,522
Net charge-offs$357,0001,635
Cash dividends$300,0001,336
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$716,0001,439
2008-12-31 (YTD Data)Rank
Total interest income$24,751,0001,564
Total interest expense$11,335,0001,444
Net interest income$13,416,0001,655
Provision for loan and lease losses$1,360,0002,274
Total noninterest income$3,585,0001,378
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,137,0001,575
Trading account gains and fees$0154
Additional Noninterest Income$2,448,0001,128
Total noninterest expense$13,283,0001,465
Salaries and employee benefits$7,322,0001,395
Premises and equipment expense$2,508,0001,110
Additional noninterest expense$3,453,0001,771
Pre-tax net operating income$2,358,0002,188
Securities gains (losses)$03,220
Applicable income taxes$575,0001,707
Income before extraordinary items$1,783,0002,211
Extraordinary gains, net$039
Net income$1,783,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,074,0001,883
Cash dividends$1,200,0002,027
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,783,0002,336
2008-09-30 (YTD Data)Rank
Total interest income$18,773,0001,587
Total interest expense$8,668,0001,473
Net interest income$10,105,0001,661
Provision for loan and lease losses$718,0002,226
Total noninterest income$2,768,0001,391
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$849,0001,587
Trading account gains and fees$0148
Additional Noninterest Income$1,919,0001,141
Total noninterest expense$9,869,0001,476
Salaries and employee benefits$5,482,0001,415
Premises and equipment expense$1,898,0001,102
Additional noninterest expense$2,489,0001,782
Pre-tax net operating income$2,286,0002,077
Securities gains (losses)$03,106
Applicable income taxes$638,0001,629
Income before extraordinary items$1,648,0002,139
Extraordinary gains, net$031
Net income$1,648,0002,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$523,0001,916
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,648,0002,241
2008-06-30 (YTD Data)Rank
Total interest income$12,566,0001,611
Total interest expense$5,946,0001,487
Net interest income$6,620,0001,687
Provision for loan and lease losses$590,0001,727
Total noninterest income$2,168,0001,242
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$544,0001,626
Trading account gains and fees$0149
Additional Noninterest Income$1,624,000984
Total noninterest expense$6,556,0001,474
Salaries and employee benefits$3,642,0001,437
Premises and equipment expense$1,293,0001,074
Additional noninterest expense$1,621,0001,789
Pre-tax net operating income$1,642,0002,025
Securities gains (losses)$03,233
Applicable income taxes$466,0001,685
Income before extraordinary items$1,176,0002,240
Extraordinary gains, net$021
Net income$1,176,0002,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,569
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,176,0002,194
2008-03-31 (YTD Data)Rank
Total interest income$6,425,0001,617
Total interest expense$3,161,0001,487
Net interest income$3,264,0001,698
Provision for loan and lease losses$165,0002,024
Total noninterest income$896,0001,450
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$265,0001,632
Trading account gains and fees$0158
Additional Noninterest Income$631,0001,200
Total noninterest expense$3,246,0001,481
Salaries and employee benefits$1,863,0001,409
Premises and equipment expense$662,0001,051
Additional noninterest expense$721,0001,951
Pre-tax net operating income$749,0002,288
Securities gains (losses)$02,688
Applicable income taxes$194,0002,016
Income before extraordinary items$555,0002,468
Extraordinary gains, net$015
Net income$555,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,648
Cash dividends$300,0001,850
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$555,0002,395
2007-12-31 (YTD Data)Rank
Total interest income$27,949,0001,540
Total interest expense$14,046,0001,424
Net interest income$13,903,0001,621
Provision for loan and lease losses$1,500,0001,048
Total noninterest income$2,763,0001,741
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,237,0001,452
Trading account gains and fees$0178
Additional Noninterest Income$1,526,0001,653
Total noninterest expense$13,461,0001,367
Salaries and employee benefits$7,780,0001,283
Premises and equipment expense$2,513,0001,058
Additional noninterest expense$3,168,0001,744
Pre-tax net operating income$1,705,0003,656
Securities gains (losses)$3,0001,730
Applicable income taxes$343,0003,205
Income before extraordinary items$1,365,0003,640
Extraordinary gains, net$039
Net income$1,365,0003,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,675,000704
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,362,6003,637
2007-09-30 (YTD Data)Rank
Total interest income$21,120,0001,533
Total interest expense$10,594,0001,420
Net interest income$10,526,0001,611
Provision for loan and lease losses$520,0001,519
Total noninterest income$2,464,0001,537
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$961,0001,372
Trading account gains and fees$0184
Additional Noninterest Income$1,503,0001,374
Total noninterest expense$10,224,0001,351
Salaries and employee benefits$5,850,0001,283
Premises and equipment expense$1,897,0001,041
Additional noninterest expense$2,477,0001,645
Pre-tax net operating income$2,246,0002,627
Securities gains (losses)$01,655
Applicable income taxes$611,0002,261
Income before extraordinary items$1,635,0002,803
Extraordinary gains, net$033
Net income$1,635,0002,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$619,000911
Cash dividends$900,0002,149
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,635,0002,781
2007-06-30 (YTD Data)Rank
Total interest income$14,019,0001,559
Total interest expense$7,028,0001,422
Net interest income$6,991,0001,648
Provision for loan and lease losses$390,0001,262
Total noninterest income$1,668,0001,546
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$666,0001,327
Trading account gains and fees$0168
Additional Noninterest Income$1,002,0001,401
Total noninterest expense$6,895,0001,352
Salaries and employee benefits$4,055,0001,256
Premises and equipment expense$1,219,0001,097
Additional noninterest expense$1,621,0001,672
Pre-tax net operating income$1,374,0002,838
Securities gains (losses)$01,444
Applicable income taxes$364,0002,502
Income before extraordinary items$1,010,0003,017
Extraordinary gains, net$029
Net income$1,010,0003,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$548,000671
Cash dividends$600,0002,169
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,010,0003,001
2007-03-31 (YTD Data)Rank
Total interest income$7,092,0001,529
Total interest expense$3,551,0001,398
Net interest income$3,541,0001,630
Provision for loan and lease losses$195,0001,191
Total noninterest income$821,0001,539
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$328,0001,313
Trading account gains and fees$0195
Additional Noninterest Income$493,0001,372
Total noninterest expense$3,489,0001,329
Salaries and employee benefits$2,041,0001,262
Premises and equipment expense$595,0001,130
Additional noninterest expense$853,0001,565
Pre-tax net operating income$678,0002,860
Securities gains (losses)$01,187
Applicable income taxes$179,0002,548
Income before extraordinary items$499,0003,033
Extraordinary gains, net$022
Net income$499,0003,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,000659
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$499,0003,013
2006-12-31 (YTD Data)Rank
Total interest income$28,298,0001,407
Total interest expense$12,318,0001,362
Net interest income$15,980,0001,422
Provision for loan and lease losses$520,0001,835
Total noninterest income$3,359,0001,472
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,243,0001,446
Trading account gains and fees$0130
Additional Noninterest Income$2,116,0001,302
Total noninterest expense$13,790,0001,293
Salaries and employee benefits$7,794,0001,244
Premises and equipment expense$2,272,0001,128
Additional noninterest expense$3,724,0001,423
Pre-tax net operating income$5,029,0001,867
Securities gains (losses)$01,687
Applicable income taxes$1,515,0001,648
Income before extraordinary items$3,514,0002,013
Extraordinary gains, net$051
Net income$3,514,0002,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,000925
Cash dividends$1,600,0001,838
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,514,0002,001
2006-09-30 (YTD Data)Rank
Total interest income$21,152,0001,404
Total interest expense$9,021,0001,356
Net interest income$12,131,0001,424
Provision for loan and lease losses$230,0002,570
Total noninterest income$2,489,0001,495
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$924,0001,463
Trading account gains and fees$0126
Additional Noninterest Income$1,565,0001,328
Total noninterest expense$10,195,0001,324
Salaries and employee benefits$5,862,0001,262
Premises and equipment expense$1,653,0001,172
Additional noninterest expense$2,680,0001,474
Pre-tax net operating income$4,195,0001,772
Securities gains (losses)$01,388
Applicable income taxes$1,284,0001,565
Income before extraordinary items$2,911,0001,885
Extraordinary gains, net$045
Net income$2,911,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,000935
Cash dividends$1,200,0001,699
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,911,0001,868
2006-06-30 (YTD Data)Rank
Total interest income$14,035,0001,383
Total interest expense$5,871,0001,331
Net interest income$8,164,0001,414
Provision for loan and lease losses$160,0002,479
Total noninterest income$1,634,0001,515
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$589,0001,514
Trading account gains and fees$0126
Additional Noninterest Income$1,045,0001,308
Total noninterest expense$6,856,0001,325
Salaries and employee benefits$3,878,0001,281
Premises and equipment expense$1,080,0001,197
Additional noninterest expense$1,898,0001,402
Pre-tax net operating income$2,782,0001,787
Securities gains (losses)$01,185
Applicable income taxes$851,0001,584
Income before extraordinary items$1,931,0001,895
Extraordinary gains, net$039
Net income$1,931,0001,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,000770
Cash dividends$800,0001,708
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,931,0001,879
2006-03-31 (YTD Data)Rank
Total interest income$6,899,0001,364
Total interest expense$2,881,0001,292
Net interest income$4,018,0001,432
Provision for loan and lease losses$58,0002,966
Total noninterest income$901,0001,381
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$287,0001,484
Trading account gains and fees$0115
Additional Noninterest Income$614,0001,153
Total noninterest expense$3,381,0001,350
Salaries and employee benefits$1,993,0001,246
Premises and equipment expense$547,0001,180
Additional noninterest expense$841,0001,549
Pre-tax net operating income$1,480,0001,642
Securities gains (losses)$0955
Applicable income taxes$455,0001,499
Income before extraordinary items$1,025,0001,749
Extraordinary gains, net$021
Net income$1,025,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,000631
Cash dividends$400,0001,598
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,025,0001,733
2005-12-31 (YTD Data)Rank
Total interest income$25,735,0001,297
Total interest expense$9,790,0001,149
Net interest income$15,945,0001,373
Provision for loan and lease losses$660,0001,506
Total noninterest income$3,598,0001,391
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,348,0001,315
Trading account gains and fees$0138
Additional Noninterest Income$2,250,0001,243
Total noninterest expense$12,889,0001,340
Salaries and employee benefits$7,584,0001,221
Premises and equipment expense$2,127,0001,146
Additional noninterest expense$3,178,0001,603
Pre-tax net operating income$5,994,0001,584
Securities gains (losses)$02,296
Applicable income taxes$1,836,0001,460
Income before extraordinary items$4,158,0001,691
Extraordinary gains, net$046
Net income$4,158,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,694
Cash dividends$1,600,0001,738
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,158,0001,665
2005-09-30 (YTD Data)Rank
Total interest income$18,805,0001,295
Total interest expense$7,080,0001,123
Net interest income$11,725,0001,375
Provision for loan and lease losses$380,0001,786
Total noninterest income$2,714,0001,394
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,017,0001,297
Trading account gains and fees$0126
Additional Noninterest Income$1,697,0001,238
Total noninterest expense$9,784,0001,311
Salaries and employee benefits$5,627,0001,225
Premises and equipment expense$1,629,0001,107
Additional noninterest expense$2,528,0001,487
Pre-tax net operating income$4,275,0001,662
Securities gains (losses)$02,317
Applicable income taxes$1,302,0001,546
Income before extraordinary items$2,973,0001,767
Extraordinary gains, net$035
Net income$2,973,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,121
Cash dividends$1,200,0001,558
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,973,0001,741
2005-06-30 (YTD Data)Rank
Total interest income$12,097,0001,300
Total interest expense$4,518,0001,102
Net interest income$7,579,0001,394
Provision for loan and lease losses$270,0001,671
Total noninterest income$1,880,0001,334
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$665,0001,288
Trading account gains and fees$0116
Additional Noninterest Income$1,215,0001,165
Total noninterest expense$6,491,0001,308
Salaries and employee benefits$3,693,0001,233
Premises and equipment expense$1,109,0001,074
Additional noninterest expense$1,689,0001,482
Pre-tax net operating income$2,698,0001,720
Securities gains (losses)$02,146
Applicable income taxes$812,0001,601
Income before extraordinary items$1,886,0001,805
Extraordinary gains, net$030
Net income$1,886,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,991
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,886,0001,770
2005-03-31 (YTD Data)Rank
Total interest income$5,887,0001,304
Total interest expense$2,139,0001,093
Net interest income$3,748,0001,410
Provision for loan and lease losses$160,0001,329
Total noninterest income$888,0001,378
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$312,0001,314
Trading account gains and fees$0115
Additional Noninterest Income$576,0001,203
Total noninterest expense$3,292,0001,290
Salaries and employee benefits$1,922,0001,193
Premises and equipment expense$568,0001,056
Additional noninterest expense$802,0001,548
Pre-tax net operating income$1,184,0001,906
Securities gains (losses)$01,685
Applicable income taxes$354,0001,752
Income before extraordinary items$830,0002,026
Extraordinary gains, net$024
Net income$830,0002,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$400,0001,438
Sale, conversion, retirement of capital stock, net$0491
Net operating income$830,0001,992
2004-12-31 (YTD Data)Rank
Total interest income$21,983,0001,286
Total interest expense$7,512,0001,076
Net interest income$14,471,0001,397
Provision for loan and lease losses$750,0001,364
Total noninterest income$3,415,0001,445
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,328,0001,336
Trading account gains and fees$0138
Additional Noninterest Income$2,087,0001,278
Total noninterest expense$11,786,0001,390
Salaries and employee benefits$6,609,0001,333
Premises and equipment expense$1,996,0001,152
Additional noninterest expense$3,181,0001,545
Pre-tax net operating income$5,350,0001,591
Securities gains (losses)$19,0002,428
Applicable income taxes$1,578,0001,545
Income before extraordinary items$3,791,0001,695
Extraordinary gains, net$034
Net income$3,791,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,414
Cash dividends$1,600,0001,637
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,777,5101,650
2004-09-30 (YTD Data)Rank
Total interest income$16,267,0001,284
Total interest expense$5,491,0001,087
Net interest income$10,776,0001,390
Provision for loan and lease losses$450,0001,575
Total noninterest income$2,635,0001,430
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$960,0001,393
Trading account gains and fees$0134
Additional Noninterest Income$1,675,0001,218
Total noninterest expense$8,853,0001,381
Salaries and employee benefits$4,910,0001,343
Premises and equipment expense$1,478,0001,171
Additional noninterest expense$2,465,0001,489
Pre-tax net operating income$4,108,0001,570
Securities gains (losses)$19,0002,339
Applicable income taxes$1,218,0001,526
Income before extraordinary items$2,909,0001,669
Extraordinary gains, net$026
Net income$2,909,0001,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,205
Cash dividends$1,200,0001,492
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,895,7001,629
2004-06-30 (YTD Data)Rank
Total interest income$10,779,0001,279
Total interest expense$3,572,0001,102
Net interest income$7,207,0001,369
Provision for loan and lease losses$300,0001,523
Total noninterest income$1,584,0001,529
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$623,0001,415
Trading account gains and fees$0130
Additional Noninterest Income$961,0001,364
Total noninterest expense$5,923,0001,374
Salaries and employee benefits$3,255,0001,343
Premises and equipment expense$1,001,0001,154
Additional noninterest expense$1,667,0001,447
Pre-tax net operating income$2,568,0001,645
Securities gains (losses)$6,0002,670
Applicable income taxes$762,0001,584
Income before extraordinary items$1,812,0001,751
Extraordinary gains, net$021
Net income$1,812,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,324
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,807,8001,700
2004-03-31 (YTD Data)Rank
Total interest income$5,405,0001,286
Total interest expense$1,768,0001,129
Net interest income$3,637,0001,366
Provision for loan and lease losses$300,000782
Total noninterest income$801,0001,493
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$293,0001,464
Trading account gains and fees$0121
Additional Noninterest Income$508,0001,280
Total noninterest expense$2,928,0001,402
Salaries and employee benefits$1,639,0001,355
Premises and equipment expense$506,0001,166
Additional noninterest expense$783,0001,532
Pre-tax net operating income$1,210,0001,698
Securities gains (losses)$1,0002,756
Applicable income taxes$357,0001,704
Income before extraordinary items$854,0001,829
Extraordinary gains, net$016
Net income$854,0001,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,279
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$853,2901,750
2003-12-31 (YTD Data)Rank
Total interest income$21,152,0001,341
Total interest expense$6,897,0001,278
Net interest income$14,255,0001,376
Provision for loan and lease losses$1,390,000872
Total noninterest income$4,342,0001,260
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,257,0001,381
Trading account gains and fees$0160
Additional Noninterest Income$3,085,0001,070
Total noninterest expense$11,551,0001,388
Salaries and employee benefits$6,637,0001,292
Premises and equipment expense$1,810,0001,252
Additional noninterest expense$3,104,0001,589
Pre-tax net operating income$5,656,0001,459
Securities gains (losses)$28,0002,979
Applicable income taxes$1,673,0001,475
Income before extraordinary items$4,011,0001,567
Extraordinary gains, net$054
Net income$4,011,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,435,000701
Cash dividends$2,250,0001,252
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,991,1201,498
2003-09-30 (YTD Data)Rank
Total interest income$15,762,0001,378
Total interest expense$5,103,0001,360
Net interest income$10,659,0001,392
Provision for loan and lease losses$900,000969
Total noninterest income$3,483,0001,221
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$949,0001,378
Trading account gains and fees$0153
Additional Noninterest Income$2,534,0001,043
Total noninterest expense$8,475,0001,431
Salaries and employee benefits$4,860,0001,350
Premises and equipment expense$1,358,0001,252
Additional noninterest expense$2,257,0001,615
Pre-tax net operating income$4,767,0001,356
Securities gains (losses)$12,0003,246
Applicable income taxes$1,436,0001,403
Income before extraordinary items$3,343,0001,470
Extraordinary gains, net$040
Net income$3,343,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,387,000561
Cash dividends$1,750,0001,130
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,334,6001,394
2003-06-30 (YTD Data)Rank
Total interest income$10,438,0001,399
Total interest expense$3,429,0001,411
Net interest income$7,009,0001,403
Provision for loan and lease losses$750,000809
Total noninterest income$2,436,0001,171
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$582,0001,477
Trading account gains and fees$0150
Additional Noninterest Income$1,854,000968
Total noninterest expense$5,650,0001,427
Salaries and employee benefits$3,215,0001,357
Premises and equipment expense$908,0001,255
Additional noninterest expense$1,527,0001,591
Pre-tax net operating income$3,045,0001,404
Securities gains (losses)$2,0003,460
Applicable income taxes$931,0001,448
Income before extraordinary items$2,116,0001,540
Extraordinary gains, net$030
Net income$2,116,0001,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$678,000687
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,114,6201,440
2003-03-31 (YTD Data)Rank
Total interest income$5,210,0001,415
Total interest expense$1,683,0001,472
Net interest income$3,527,0001,391
Provision for loan and lease losses$450,000656
Total noninterest income$1,114,0001,241
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$273,0001,519
Trading account gains and fees$0134
Additional Noninterest Income$841,0001,012
Total noninterest expense$2,862,0001,402
Salaries and employee benefits$1,610,0001,349
Premises and equipment expense$449,0001,284
Additional noninterest expense$803,0001,478
Pre-tax net operating income$1,329,0001,584
Securities gains (losses)$02,891
Applicable income taxes$413,0001,573
Income before extraordinary items$916,0001,740
Extraordinary gains, net$021
Net income$916,0001,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,000504
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$916,0001,628
2002-12-31 (YTD Data)Rank
Total interest income$20,128,0001,532
Total interest expense$7,180,0001,582
Net interest income$12,948,0001,499
Provision for loan and lease losses$1,630,000879
Total noninterest income$3,495,0001,387
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,049,0001,538
Trading account gains and fees$0153
Additional Noninterest Income$2,446,0001,143
Total noninterest expense$10,593,0001,452
Salaries and employee benefits$5,621,0001,448
Premises and equipment expense$1,609,0001,369
Additional noninterest expense$3,363,0001,410
Pre-tax net operating income$4,220,0001,899
Securities gains (losses)$66,0002,156
Applicable income taxes$1,184,0001,958
Income before extraordinary items$3,102,0001,934
Extraordinary gains, net$070
Net income$3,102,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,0001,341
Cash dividends$1,400,0001,720
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,054,4801,905
2001-12-31 (YTD Data)Rank
Total interest income$20,024,0001,698
Total interest expense$9,152,0001,775
Net interest income$10,872,0001,639
Provision for loan and lease losses$1,235,0001,057
Total noninterest income$2,137,0001,916
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$878,0001,731
Trading account gains and fees$0177
Additional Noninterest Income$1,259,0001,737
Total noninterest expense$8,205,0001,774
Salaries and employee benefits$4,807,0001,568
Premises and equipment expense$1,471,0001,471
Additional noninterest expense$1,927,0002,318
Pre-tax net operating income$3,569,0001,946
Securities gains (losses)$04,612
Applicable income taxes$1,015,0002,051
Income before extraordinary items$2,554,0002,043
Extraordinary gains, net$0105
Net income$2,554,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0001,217
Cash dividends$450,0003,641
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,554,0001,969
2000-12-31 (YTD Data)Rank
Total interest income$17,620,0002,001
Total interest expense$8,254,0002,088
Net interest income$9,366,0001,880
Provision for loan and lease losses$920,0001,143
Total noninterest income$1,398,0002,474
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$869,0001,577
Trading account gains and fees$0180
Additional Noninterest Income$529,0002,857
Total noninterest expense$7,334,0001,892
Salaries and employee benefits$4,250,0001,679
Premises and equipment expense$1,494,0001,383
Additional noninterest expense$1,590,0002,666
Pre-tax net operating income$2,510,0002,756
Securities gains (losses)$01,956
Applicable income taxes$670,0002,887
Income before extraordinary items$1,840,0002,759
Extraordinary gains, net$038
Net income$1,840,0002,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,000943
Cash dividends$380,0004,056
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,840,0002,759
1999-12-31 (YTD Data)Rank
Total interest income$15,520,0002,100
Total interest expense$6,636,0002,222
Net interest income$8,884,0001,979
Provision for loan and lease losses$1,570,000675
Total noninterest income$2,373,0001,633
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$860,0001,534
Trading account gains and fees$0173
Additional Noninterest Income$1,513,0001,390
Total noninterest expense$8,207,0001,674
Salaries and employee benefits$4,131,0001,662
Premises and equipment expense$1,802,0001,112
Additional noninterest expense$2,274,0001,915
Pre-tax net operating income$1,480,0004,133
Securities gains (losses)$03,155
Applicable income taxes$280,0004,961
Income before extraordinary items$1,200,0003,886
Extraordinary gains, net$035
Net income$1,200,0003,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,523,000531
Cash dividends$380,0004,062
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,200,0003,852
1998-12-31 (YTD Data)Rank
Total interest income$15,562,0002,095
Total interest expense$7,630,0002,004
Net interest income$7,932,0002,151
Provision for loan and lease losses$700,0001,308
Total noninterest income$1,797,0001,986
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$847,0001,487
Trading account gains and fees$0224
Additional Noninterest Income$950,0001,930
Total noninterest expense$8,136,0001,625
Salaries and employee benefits$4,072,0001,638
Premises and equipment expense$1,797,0001,071
Additional noninterest expense$2,267,0001,861
Pre-tax net operating income$893,0005,754
Securities gains (losses)$04,449
Applicable income taxes$154,0006,784
Income before extraordinary items$739,0005,448
Extraordinary gains, net$032
Net income$739,0005,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,0001,168
Cash dividends$380,0004,120
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$739,0005,336
1997-12-31 (YTD Data)Rank
Total interest income$13,361,0002,451
Total interest expense$6,095,0002,462
Net interest income$7,266,0002,395
Provision for loan and lease losses$490,0001,803
Total noninterest income$2,657,0001,412
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$797,0001,631
Trading account gains and fees$0239
Additional Noninterest Income$1,860,0001,156
Total noninterest expense$7,350,0001,770
Salaries and employee benefits$3,631,0001,796
Premises and equipment expense$1,635,0001,212
Additional noninterest expense$2,084,0002,016
Pre-tax net operating income$2,083,0003,400
Securities gains (losses)$03,944
Applicable income taxes$580,0003,787
Income before extraordinary items$1,503,0003,354
Extraordinary gains, net$044
Net income$1,503,0003,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0002,881
Cash dividends$380,0004,082
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,503,0003,278
1996-12-31 (YTD Data)Rank
Total interest income$10,756,0003,056
Total interest expense$4,440,0003,360
Net interest income$6,316,0002,796
Provision for loan and lease losses$355,0002,296
Total noninterest income$2,491,0001,555
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$754,0001,788
Trading account gains and fees$0262
Additional Noninterest Income$1,737,0001,279
Total noninterest expense$6,751,0002,061
Salaries and employee benefits$3,246,0002,043
Premises and equipment expense$1,480,0001,374
Additional noninterest expense$2,025,0002,421
Pre-tax net operating income$1,701,0003,923
Securities gains (losses)$-7,00010,114
Applicable income taxes$398,0004,908
Income before extraordinary items$1,296,0003,639
Extraordinary gains, net$053
Net income$1,296,0003,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,584
Cash dividends$174,0005,755
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,301,3903,570
1995-12-31 (YTD Data)Rank
Total interest income$9,213,0003,546
Total interest expense$3,484,0004,177
Net interest income$5,729,0003,100
Provision for loan and lease losses$450,0001,710
Total noninterest income$2,382,0001,598
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$658,0002,065
Trading account gains and fees$0522
Additional Noninterest Income$1,724,0001,251
Total noninterest expense$5,982,0002,273
Salaries and employee benefits$2,753,0002,416
Premises and equipment expense$1,353,0001,506
Additional noninterest expense$1,876,0002,544
Pre-tax net operating income$1,679,0004,061
Securities gains (losses)$-100,00011,483
Applicable income taxes$402,0004,937
Income before extraordinary items$1,177,0004,023
Extraordinary gains, net$065
Net income$1,177,0004,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,244
Cash dividends$120,0006,469
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,252,0003,795
1994-12-31 (YTD Data)Rank
Total interest income$7,796,0003,831
Total interest expense$2,696,0004,346
Net interest income$5,100,0003,494
Provision for loan and lease losses$628,0001,293
Total noninterest income$2,515,0001,552
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$696,0001,942
Trading account gains and fees$0475
Additional Noninterest Income$1,819,0001,203
Total noninterest expense$5,560,0002,507
Salaries and employee benefits$2,595,0002,566
Premises and equipment expense$1,150,0001,786
Additional noninterest expense$1,815,0002,811
Pre-tax net operating income$1,427,0004,603
Securities gains (losses)$-230,00012,000
Applicable income taxes$317,0005,675
Income before extraordinary items$880,0004,999
Extraordinary gains, net$0249
Net income$880,0005,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$675,0001,125
Cash dividends$520,0003,093
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,050,2004,412
1993-12-31 (YTD Data)Rank
Total interest income$7,678,0003,966
Total interest expense$3,180,0003,917
Net interest income$4,498,0003,938
Provision for loan and lease losses$1,150,0001,183
Total noninterest income$2,847,0001,527
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$659,0002,066
Trading account gains and fees$0532
Additional Noninterest Income$2,188,0001,180
Total noninterest expense$5,668,0002,529
Salaries and employee benefits$2,512,0002,636
Premises and equipment expense$1,135,0001,849
Additional noninterest expense$2,021,0002,707
Pre-tax net operating income$527,0008,474
Securities gains (losses)$785,000642
Applicable income taxes$379,0005,204
Income before extraordinary items$933,0004,950
Extraordinary gains, net$03,149
Net income$933,0005,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,0001,320
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$375,6508,424
1992-12-31 (YTD Data)Rank
Total interest income$8,687,0003,976
Total interest expense$4,334,0003,788
Net interest income$4,353,0004,129
Provision for loan and lease losses$775,0002,197
Total noninterest income$1,916,0001,992
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$627,0002,168
Trading account gains and fees$0504
Additional Noninterest Income$1,289,0001,675
Total noninterest expense$5,341,0002,695
Salaries and employee benefits$2,387,0002,719
Premises and equipment expense$1,145,0001,844
Additional noninterest expense$1,809,0003,044
Pre-tax net operating income$153,00011,504
Securities gains (losses)$146,0002,447
Applicable income taxes$-43,00013,486
Income before extraordinary items$342,0008,804
Extraordinary gains, net$199,000433
Net income$541,0007,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$821,0001,788
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$196,00010,315

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.