Home > United Bank of Kansas > Income and Expense
United Bank of Kansas, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 4,731 |
| Total interest expense | $568,000 | 4,357 |
| Net interest income | $2,705,000 | 4,743 |
| Provision for loan and lease losses | $169,000 | 3,742 |
| Total noninterest income | $300,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $120,000 | 4,730 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 4,390 |
| Total noninterest expense | $2,264,000 | 4,761 |
| Salaries and employee benefits | $891,000 | 5,442 |
| Premises and equipment expense | $289,000 | 4,438 |
| Additional noninterest expense | $1,084,000 | 3,895 |
| Pre-tax net operating income | $572,000 | 4,535 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $204,000 | 2,813 |
| Income before extraordinary items | $368,000 | 5,092 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $368,000 | 5,090 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $368,000 | 5,090 |
| Net charge-offs | $47,000 | 4,558 |
| Cash dividends | $256,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $368,000 | 4,904 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 4,793 |
| Total interest expense | $395,000 | 4,358 |
| Net interest income | $1,770,000 | 4,822 |
| Provision for loan and lease losses | $119,000 | 3,697 |
| Total noninterest income | $201,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 4,350 |
| Total noninterest expense | $1,481,000 | 4,843 |
| Salaries and employee benefits | $592,000 | 5,494 |
| Premises and equipment expense | $192,000 | 4,467 |
| Additional noninterest expense | $697,000 | 3,996 |
| Pre-tax net operating income | $371,000 | 4,563 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $130,000 | 2,850 |
| Income before extraordinary items | $241,000 | 5,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $241,000 | 5,099 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $241,000 | 5,099 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $233,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $241,000 | 4,908 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 4,908 |
| Total interest expense | $200,000 | 4,458 |
| Net interest income | $854,000 | 4,936 |
| Provision for loan and lease losses | $55,000 | 3,595 |
| Total noninterest income | $96,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,419 |
| Total noninterest expense | $733,000 | 4,882 |
| Salaries and employee benefits | $298,000 | 5,516 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $339,000 | 4,058 |
| Pre-tax net operating income | $162,000 | 4,821 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $57,000 | 2,946 |
| Income before extraordinary items | $105,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $105,000 | 5,299 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $49,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $105,000 | 5,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 4,920 |
| Total interest expense | $943,000 | 4,536 |
| Net interest income | $3,435,000 | 4,940 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $336,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $181,000 | 4,555 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $155,000 | 4,813 |
| Total noninterest expense | $2,814,000 | 5,049 |
| Salaries and employee benefits | $1,102,000 | 5,692 |
| Premises and equipment expense | $411,000 | 4,498 |
| Additional noninterest expense | $1,301,000 | 4,235 |
| Pre-tax net operating income | $707,000 | 4,273 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $248,000 | 2,699 |
| Income before extraordinary items | $459,000 | 4,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $459,000 | 4,774 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $459,000 | 4,773 |
| Net charge-offs | $439,000 | 3,331 |
| Cash dividends | $145,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $459,000 | 4,647 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 4,955 |
| Total interest expense | $726,000 | 4,593 |
| Net interest income | $2,588,000 | 4,967 |
| Provision for loan and lease losses | $210,000 | 4,084 |
| Total noninterest income | $245,000 | 5,149 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $138,000 | 4,552 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $107,000 | 5,010 |
| Total noninterest expense | $2,091,000 | 5,082 |
| Salaries and employee benefits | $814,000 | 5,737 |
| Premises and equipment expense | $313,000 | 4,514 |
| Additional noninterest expense | $964,000 | 4,267 |
| Pre-tax net operating income | $532,000 | 4,385 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $345,000 | 4,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 4,872 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $345,000 | 4,872 |
| Net charge-offs | $433,000 | 2,830 |
| Cash dividends | $120,000 | 3,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $345,000 | 4,749 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 4,903 |
| Total interest expense | $492,000 | 4,677 |
| Net interest income | $1,794,000 | 4,879 |
| Provision for loan and lease losses | $175,000 | 3,727 |
| Total noninterest income | $151,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,210 |
| Total noninterest expense | $1,405,000 | 5,107 |
| Salaries and employee benefits | $540,000 | 5,794 |
| Premises and equipment expense | $212,000 | 4,529 |
| Additional noninterest expense | $653,000 | 4,292 |
| Pre-tax net operating income | $365,000 | 4,338 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $129,000 | 2,645 |
| Income before extraordinary items | $236,000 | 4,792 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $236,000 | 4,789 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $236,000 | 4,791 |
| Net charge-offs | $420,000 | 2,313 |
| Cash dividends | $54,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $236,000 | 4,702 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 4,963 |
| Total interest expense | $244,000 | 4,813 |
| Net interest income | $882,000 | 4,927 |
| Provision for loan and lease losses | $35,000 | 4,507 |
| Total noninterest income | $73,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $691,000 | 5,191 |
| Salaries and employee benefits | $271,000 | 5,826 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $314,000 | 4,404 |
| Pre-tax net operating income | $229,000 | 3,999 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $82,000 | 2,391 |
| Income before extraordinary items | $147,000 | 4,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $147,000 | 4,489 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $147,000 | 4,490 |
| Net charge-offs | $217,000 | 2,055 |
| Cash dividends | $54,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $147,000 | 4,427 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 5,031 |
| Total interest expense | $1,230,000 | 4,751 |
| Net interest income | $3,387,000 | 5,033 |
| Provision for loan and lease losses | $199,000 | 5,360 |
| Total noninterest income | $833,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $276,000 | 3,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $557,000 | 3,025 |
| Total noninterest expense | $2,920,000 | 5,090 |
| Salaries and employee benefits | $1,196,000 | 5,680 |
| Premises and equipment expense | $414,000 | 4,669 |
| Additional noninterest expense | $1,310,000 | 4,369 |
| Pre-tax net operating income | $1,101,000 | 3,221 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $393,000 | 2,112 |
| Income before extraordinary items | $708,000 | 3,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $708,000 | 3,840 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $708,000 | 3,842 |
| Net charge-offs | $400,000 | 3,933 |
| Cash dividends | $489,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $708,000 | 3,702 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 5,148 |
| Total interest expense | $967,000 | 4,784 |
| Net interest income | $2,478,000 | 5,165 |
| Provision for loan and lease losses | $46,000 | 6,290 |
| Total noninterest income | $820,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $219,000 | 3,753 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $601,000 | 2,477 |
| Total noninterest expense | $2,219,000 | 5,078 |
| Salaries and employee benefits | $932,000 | 5,617 |
| Premises and equipment expense | $319,000 | 4,685 |
| Additional noninterest expense | $968,000 | 4,394 |
| Pre-tax net operating income | $1,033,000 | 3,023 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $370,000 | 1,948 |
| Income before extraordinary items | $663,000 | 3,598 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $663,000 | 3,596 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $663,000 | 3,598 |
| Net charge-offs | $400,000 | 3,355 |
| Cash dividends | $434,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $663,000 | 3,467 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 5,143 |
| Total interest expense | $683,000 | 4,743 |
| Net interest income | $1,641,000 | 5,186 |
| Provision for loan and lease losses | $21,000 | 6,377 |
| Total noninterest income | $729,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $158,000 | 3,596 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $571,000 | 1,928 |
| Total noninterest expense | $1,527,000 | 5,018 |
| Salaries and employee benefits | $657,000 | 5,505 |
| Premises and equipment expense | $214,000 | 4,680 |
| Additional noninterest expense | $656,000 | 4,344 |
| Pre-tax net operating income | $822,000 | 2,748 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $295,000 | 1,752 |
| Income before extraordinary items | $527,000 | 3,316 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $527,000 | 3,313 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $527,000 | 3,315 |
| Net charge-offs | $400,000 | 2,707 |
| Cash dividends | $378,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $527,000 | 3,204 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 5,183 |
| Total interest expense | $367,000 | 4,701 |
| Net interest income | $816,000 | 5,241 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $119,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $38,000 | 5,122 |
| Total noninterest expense | $768,000 | 5,041 |
| Salaries and employee benefits | $340,000 | 5,448 |
| Premises and equipment expense | $107,000 | 4,771 |
| Additional noninterest expense | $321,000 | 4,404 |
| Pre-tax net operating income | $167,000 | 4,375 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $57,000 | 2,689 |
| Income before extraordinary items | $110,000 | 4,848 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 4,848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $110,000 | 4,847 |
| Net charge-offs | $320,000 | 1,972 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $110,000 | 4,742 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 5,173 |
| Total interest expense | $1,583,000 | 5,044 |
| Net interest income | $3,335,000 | 5,096 |
| Provision for loan and lease losses | $671,000 | 4,100 |
| Total noninterest income | $550,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $369,000 | 3,477 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $181,000 | 4,810 |
| Total noninterest expense | $3,119,000 | 5,062 |
| Salaries and employee benefits | $1,357,000 | 5,488 |
| Premises and equipment expense | $441,000 | 4,742 |
| Additional noninterest expense | $1,321,000 | 4,460 |
| Pre-tax net operating income | $95,000 | 5,108 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $14,000 | 3,807 |
| Income before extraordinary items | $86,000 | 5,213 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $86,000 | 5,212 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $86,000 | 5,212 |
| Net charge-offs | $335,000 | 4,347 |
| Cash dividends | $158,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $81,700 | 5,170 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 5,223 |
| Total interest expense | $1,184,000 | 5,188 |
| Net interest income | $2,510,000 | 5,086 |
| Provision for loan and lease losses | $671,000 | 3,354 |
| Total noninterest income | $402,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $266,000 | 3,571 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $136,000 | 4,938 |
| Total noninterest expense | $2,370,000 | 5,030 |
| Salaries and employee benefits | $1,026,000 | 5,509 |
| Premises and equipment expense | $332,000 | 4,756 |
| Additional noninterest expense | $1,012,000 | 4,350 |
| Pre-tax net operating income | $-129,000 | 5,924 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-64,000 | 6,858 |
| Income before extraordinary items | $-65,000 | 5,911 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-65,000 | 5,911 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-65,000 | 5,911 |
| Net charge-offs | $338,000 | 3,543 |
| Cash dividends | $158,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-65,000 | 5,868 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 5,277 |
| Total interest expense | $775,000 | 5,343 |
| Net interest income | $1,683,000 | 5,068 |
| Provision for loan and lease losses | $621,000 | 2,650 |
| Total noninterest income | $254,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $164,000 | 3,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $1,607,000 | 5,037 |
| Salaries and employee benefits | $691,000 | 5,530 |
| Premises and equipment expense | $223,000 | 4,767 |
| Additional noninterest expense | $693,000 | 4,296 |
| Pre-tax net operating income | $-291,000 | 6,416 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-118,000 | 7,192 |
| Income before extraordinary items | $-173,000 | 6,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-173,000 | 6,330 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-173,000 | 6,330 |
| Net charge-offs | $184,000 | 3,526 |
| Cash dividends | $98,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-173,000 | 6,305 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 5,403 |
| Total interest expense | $367,000 | 5,565 |
| Net interest income | $832,000 | 5,100 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $127,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $49,000 | 4,878 |
| Total noninterest expense | $773,000 | 5,075 |
| Salaries and employee benefits | $349,000 | 5,548 |
| Premises and equipment expense | $114,000 | 4,767 |
| Additional noninterest expense | $310,000 | 4,311 |
| Pre-tax net operating income | $141,000 | 4,593 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $47,000 | 2,939 |
| Income before extraordinary items | $94,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,038 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $94,000 | 5,037 |
| Net charge-offs | $-6,000 | 7,754 |
| Cash dividends | $22,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 4,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 5,130 |
| Total interest expense | $2,048,000 | 5,234 |
| Net interest income | $3,565,000 | 4,930 |
| Provision for loan and lease losses | $402,000 | 4,131 |
| Total noninterest income | $486,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $364,000 | 3,640 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $122,000 | 5,654 |
| Total noninterest expense | $3,205,000 | 4,899 |
| Salaries and employee benefits | $1,413,000 | 5,510 |
| Premises and equipment expense | $473,000 | 4,610 |
| Additional noninterest expense | $1,319,000 | 3,974 |
| Pre-tax net operating income | $444,000 | 5,027 |
| Securities gains (losses) | $-933,000 | 7,714 |
| Applicable income taxes | $-201,000 | 7,223 |
| Income before extraordinary items | $-288,000 | 6,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-288,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 3,286 |
| Cash dividends | $161,000 | 4,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $309,120 | 5,235 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 5,133 |
| Total interest expense | $1,646,000 | 5,200 |
| Net interest income | $2,678,000 | 4,948 |
| Provision for loan and lease losses | $307,000 | 3,508 |
| Total noninterest income | $378,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $278,000 | 3,638 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 5,625 |
| Total noninterest expense | $2,420,000 | 4,864 |
| Salaries and employee benefits | $1,080,000 | 5,469 |
| Premises and equipment expense | $359,000 | 4,582 |
| Additional noninterest expense | $981,000 | 3,925 |
| Pre-tax net operating income | $329,000 | 5,542 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $106,000 | 3,556 |
| Income before extraordinary items | $223,000 | 5,577 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $223,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,895 |
| Cash dividends | $124,000 | 4,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $223,000 | 5,751 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 5,122 |
| Total interest expense | $1,160,000 | 5,211 |
| Net interest income | $1,785,000 | 4,965 |
| Provision for loan and lease losses | $277,000 | 2,671 |
| Total noninterest income | $287,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $187,000 | 3,617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $100,000 | 5,056 |
| Total noninterest expense | $1,616,000 | 4,882 |
| Salaries and employee benefits | $713,000 | 5,544 |
| Premises and equipment expense | $242,000 | 4,602 |
| Additional noninterest expense | $661,000 | 3,872 |
| Pre-tax net operating income | $179,000 | 5,950 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $56,000 | 3,978 |
| Income before extraordinary items | $123,000 | 6,183 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,344 |
| Cash dividends | $90,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $123,000 | 6,120 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,999 |
| Total interest expense | $628,000 | 5,156 |
| Net interest income | $953,000 | 4,783 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $92,000 | 3,611 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $825,000 | 4,836 |
| Salaries and employee benefits | $352,000 | 5,614 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $351,000 | 3,662 |
| Pre-tax net operating income | $120,000 | 5,767 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $40,000 | 3,790 |
| Income before extraordinary items | $80,000 | 6,121 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,302 |
| Cash dividends | $53,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $80,000 | 6,026 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 4,915 |
| Total interest expense | $2,658,000 | 5,095 |
| Net interest income | $3,928,000 | 4,676 |
| Provision for loan and lease losses | $635,000 | 1,981 |
| Total noninterest income | $590,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $402,000 | 3,513 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $188,000 | 5,191 |
| Total noninterest expense | $2,970,000 | 5,034 |
| Salaries and employee benefits | $1,323,000 | 5,695 |
| Premises and equipment expense | $464,000 | 4,582 |
| Additional noninterest expense | $1,183,000 | 4,116 |
| Pre-tax net operating income | $913,000 | 4,920 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $320,000 | 3,301 |
| Income before extraordinary items | $593,000 | 5,371 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $593,000 | 5,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 2,007 |
| Cash dividends | $233,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $593,000 | 5,352 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 4,960 |
| Total interest expense | $1,976,000 | 5,138 |
| Net interest income | $2,925,000 | 4,712 |
| Provision for loan and lease losses | $485,000 | 1,611 |
| Total noninterest income | $443,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $301,000 | 3,509 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $142,000 | 5,202 |
| Total noninterest expense | $2,250,000 | 4,979 |
| Salaries and employee benefits | $1,013,000 | 5,606 |
| Premises and equipment expense | $350,000 | 4,547 |
| Additional noninterest expense | $887,000 | 4,056 |
| Pre-tax net operating income | $633,000 | 5,332 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $221,000 | 3,594 |
| Income before extraordinary items | $412,000 | 5,773 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $412,000 | 5,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,795 |
| Cash dividends | $166,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $412,000 | 5,758 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 5,055 |
| Total interest expense | $1,287,000 | 5,219 |
| Net interest income | $1,900,000 | 4,822 |
| Provision for loan and lease losses | $335,000 | 1,417 |
| Total noninterest income | $293,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $196,000 | 3,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $97,000 | 5,176 |
| Total noninterest expense | $1,520,000 | 4,969 |
| Salaries and employee benefits | $683,000 | 5,638 |
| Premises and equipment expense | $235,000 | 4,553 |
| Additional noninterest expense | $602,000 | 4,004 |
| Pre-tax net operating income | $338,000 | 5,820 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $113,000 | 3,992 |
| Income before extraordinary items | $225,000 | 6,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $225,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,426 |
| Cash dividends | $116,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $225,000 | 6,177 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 5,147 |
| Total interest expense | $628,000 | 5,261 |
| Net interest income | $919,000 | 4,931 |
| Provision for loan and lease losses | $185,000 | 1,243 |
| Total noninterest income | $146,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $767,000 | 4,931 |
| Salaries and employee benefits | $348,000 | 5,605 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $305,000 | 3,925 |
| Pre-tax net operating income | $113,000 | 6,503 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $36,000 | 4,461 |
| Income before extraordinary items | $77,000 | 6,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $59,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $77,000 | 6,733 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 5,312 |
| Total interest expense | $2,015,000 | 5,390 |
| Net interest income | $3,435,000 | 5,113 |
| Provision for loan and lease losses | $203,000 | 3,500 |
| Total noninterest income | $480,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $356,000 | 3,778 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $124,000 | 5,958 |
| Total noninterest expense | $2,833,000 | 5,078 |
| Salaries and employee benefits | $1,391,000 | 5,428 |
| Premises and equipment expense | $454,000 | 4,539 |
| Additional noninterest expense | $988,000 | 4,553 |
| Pre-tax net operating income | $879,000 | 5,457 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $301,000 | 3,798 |
| Income before extraordinary items | $578,000 | 5,895 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $578,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $170,000 | 5,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $578,000 | 5,893 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 5,451 |
| Total interest expense | $1,403,000 | 5,523 |
| Net interest income | $2,490,000 | 5,275 |
| Provision for loan and lease losses | $158,000 | 3,325 |
| Total noninterest income | $352,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $264,000 | 3,830 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,064 |
| Total noninterest expense | $2,032,000 | 5,223 |
| Salaries and employee benefits | $1,024,000 | 5,476 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $681,000 | 4,807 |
| Pre-tax net operating income | $652,000 | 5,697 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $223,000 | 3,995 |
| Income before extraordinary items | $429,000 | 6,093 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $429,000 | 6,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $111,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $429,000 | 6,090 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 5,626 |
| Total interest expense | $851,000 | 5,649 |
| Net interest income | $1,568,000 | 5,458 |
| Provision for loan and lease losses | $93,000 | 3,433 |
| Total noninterest income | $215,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $1,271,000 | 5,421 |
| Salaries and employee benefits | $661,000 | 5,608 |
| Premises and equipment expense | $211,000 | 4,767 |
| Additional noninterest expense | $399,000 | 5,217 |
| Pre-tax net operating income | $419,000 | 5,797 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $143,000 | 4,076 |
| Income before extraordinary items | $276,000 | 6,179 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $276,000 | 6,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $53,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $276,000 | 6,184 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,946 |
| Total interest expense | $365,000 | 5,927 |
| Net interest income | $696,000 | 5,820 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $94,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $579,000 | 5,736 |
| Salaries and employee benefits | $301,000 | 5,919 |
| Premises and equipment expense | $98,000 | 5,028 |
| Additional noninterest expense | $180,000 | 5,503 |
| Pre-tax net operating income | $183,000 | 6,016 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $62,000 | 4,220 |
| Income before extraordinary items | $121,000 | 6,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $121,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,683 |
| Cash dividends | $25,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $121,000 | 6,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 6,124 |
| Total interest expense | $1,049,000 | 6,164 |
| Net interest income | $2,539,000 | 5,999 |
| Provision for loan and lease losses | $98,000 | 4,868 |
| Total noninterest income | $395,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $303,000 | 4,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,533 |
| Total noninterest expense | $1,957,000 | 6,189 |
| Salaries and employee benefits | $914,000 | 6,594 |
| Premises and equipment expense | $366,000 | 5,144 |
| Additional noninterest expense | $677,000 | 5,689 |
| Pre-tax net operating income | $879,000 | 5,687 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $301,000 | 4,127 |
| Income before extraordinary items | $578,000 | 6,083 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $578,000 | 6,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $107,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $578,000 | 6,055 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 6,230 |
| Total interest expense | $726,000 | 6,266 |
| Net interest income | $1,847,000 | 6,116 |
| Provision for loan and lease losses | $69,000 | 4,823 |
| Total noninterest income | $300,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $221,000 | 4,251 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,334 |
| Total noninterest expense | $1,446,000 | 6,203 |
| Salaries and employee benefits | $669,000 | 6,664 |
| Premises and equipment expense | $273,000 | 5,144 |
| Additional noninterest expense | $504,000 | 5,675 |
| Pre-tax net operating income | $632,000 | 5,871 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $216,000 | 4,301 |
| Income before extraordinary items | $416,000 | 6,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $416,000 | 6,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $77,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $416,000 | 6,242 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,259 |
| Total interest expense | $460,000 | 6,259 |
| Net interest income | $1,208,000 | 6,162 |
| Provision for loan and lease losses | $49,000 | 4,625 |
| Total noninterest income | $191,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $148,000 | 4,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $932,000 | 6,297 |
| Salaries and employee benefits | $428,000 | 6,761 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $325,000 | 5,766 |
| Pre-tax net operating income | $418,000 | 5,871 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,402 |
| Income before extraordinary items | $283,000 | 6,237 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $283,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $77,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $283,000 | 6,189 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 6,355 |
| Total interest expense | $222,000 | 6,271 |
| Net interest income | $587,000 | 6,282 |
| Provision for loan and lease losses | $29,000 | 4,274 |
| Total noninterest income | $91,000 | 5,905 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $465,000 | 6,340 |
| Salaries and employee benefits | $215,000 | 6,807 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $160,000 | 5,793 |
| Pre-tax net operating income | $184,000 | 6,140 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $124,000 | 6,503 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $124,000 | 6,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $56,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $124,000 | 6,460 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 6,583 |
| Total interest expense | $863,000 | 6,055 |
| Net interest income | $1,985,000 | 6,650 |
| Provision for loan and lease losses | $54,000 | 5,860 |
| Total noninterest income | $402,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $302,000 | 4,297 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,428 |
| Total noninterest expense | $1,768,000 | 6,420 |
| Salaries and employee benefits | $835,000 | 6,820 |
| Premises and equipment expense | $325,000 | 5,449 |
| Additional noninterest expense | $608,000 | 5,931 |
| Pre-tax net operating income | $565,000 | 6,502 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $183,000 | 4,858 |
| Income before extraordinary items | $378,000 | 6,887 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $378,000 | 6,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $87,000 | 5,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $380,680 | 6,814 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 6,674 |
| Total interest expense | $647,000 | 6,049 |
| Net interest income | $1,418,000 | 6,790 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $293,000 | 5,875 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $226,000 | 4,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $67,000 | 6,620 |
| Total noninterest expense | $1,309,000 | 6,420 |
| Salaries and employee benefits | $629,000 | 6,785 |
| Premises and equipment expense | $230,000 | 5,589 |
| Additional noninterest expense | $450,000 | 5,937 |
| Pre-tax net operating income | $362,000 | 6,913 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $115,000 | 5,184 |
| Income before extraordinary items | $247,000 | 7,223 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $247,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $87,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $247,000 | 7,156 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 6,759 |
| Total interest expense | $439,000 | 6,018 |
| Net interest income | $916,000 | 6,903 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $186,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $847,000 | 6,559 |
| Salaries and employee benefits | $418,000 | 6,829 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $291,000 | 6,062 |
| Pre-tax net operating income | $228,000 | 6,992 |
| Securities gains (losses) | $-4,000 | 8,544 |
| Applicable income taxes | $70,000 | 5,279 |
| Income before extraordinary items | $154,000 | 7,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 7,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $67,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $156,760 | 7,216 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $666,000 | 6,832 |
| Total interest expense | $222,000 | 6,052 |
| Net interest income | $444,000 | 7,011 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $87,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $423,000 | 6,599 |
| Salaries and employee benefits | $209,000 | 6,869 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $145,000 | 6,107 |
| Pre-tax net operating income | $94,000 | 7,241 |
| Securities gains (losses) | $-4,000 | 8,823 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $63,000 | 7,517 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 7,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $67,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $65,800 | 7,402 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 6,931 |
| Total interest expense | $933,000 | 6,305 |
| Net interest income | $1,673,000 | 7,105 |
| Provision for loan and lease losses | $139,000 | 4,718 |
| Total noninterest income | $344,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $252,000 | 4,738 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $92,000 | 6,661 |
| Total noninterest expense | $1,591,000 | 6,732 |
| Salaries and employee benefits | $799,000 | 6,917 |
| Premises and equipment expense | $265,000 | 6,022 |
| Additional noninterest expense | $527,000 | 6,394 |
| Pre-tax net operating income | $287,000 | 7,482 |
| Securities gains (losses) | $82,000 | 2,069 |
| Applicable income taxes | $101,000 | 5,716 |
| Income before extraordinary items | $268,000 | 7,433 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $268,000 | 7,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $35,000 | 6,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $208,140 | 7,596 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 7,054 |
| Total interest expense | $695,000 | 6,477 |
| Net interest income | $1,229,000 | 7,195 |
| Provision for loan and lease losses | $139,000 | 4,047 |
| Total noninterest income | $256,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $186,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 6,710 |
| Total noninterest expense | $1,194,000 | 6,716 |
| Salaries and employee benefits | $591,000 | 6,957 |
| Premises and equipment expense | $205,000 | 5,942 |
| Additional noninterest expense | $398,000 | 6,354 |
| Pre-tax net operating income | $152,000 | 7,958 |
| Securities gains (losses) | $98,000 | 1,769 |
| Applicable income taxes | $64,000 | 6,006 |
| Income before extraordinary items | $186,000 | 7,675 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $186,000 | 7,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $15,000 | 5,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $113,480 | 8,006 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 7,201 |
| Total interest expense | $445,000 | 6,703 |
| Net interest income | $791,000 | 7,310 |
| Provision for loan and lease losses | $69,000 | 4,553 |
| Total noninterest income | $163,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $118,000 | 4,897 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $781,000 | 6,776 |
| Salaries and employee benefits | $393,000 | 6,991 |
| Premises and equipment expense | $140,000 | 5,867 |
| Additional noninterest expense | $248,000 | 6,551 |
| Pre-tax net operating income | $104,000 | 7,974 |
| Securities gains (losses) | $85,000 | 1,631 |
| Applicable income taxes | $35,000 | 6,230 |
| Income before extraordinary items | $154,000 | 7,411 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $154,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $15,000 | 5,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $85,150 | 7,935 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $610,000 | 7,269 |
| Total interest expense | $222,000 | 6,798 |
| Net interest income | $388,000 | 7,367 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $72,000 | 6,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 4,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $388,000 | 6,808 |
| Salaries and employee benefits | $190,000 | 7,100 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $123,000 | 6,572 |
| Pre-tax net operating income | $37,000 | 8,200 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,510 | 8,168 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 7,575 |
| Total interest expense | $857,000 | 7,331 |
| Net interest income | $1,408,000 | 7,582 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $263,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $227,000 | 4,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $1,270,000 | 7,322 |
| Salaries and employee benefits | $656,000 | 7,474 |
| Premises and equipment expense | $205,000 | 6,726 |
| Additional noninterest expense | $409,000 | 7,094 |
| Pre-tax net operating income | $311,000 | 7,503 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $287,000 | 7,386 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $287,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $35,000 | 6,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $287,000 | 7,284 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 8,584 |
| Total interest expense | $842,000 | 8,348 |
| Net interest income | $805,000 | 8,655 |
| Provision for loan and lease losses | $107,000 | 5,481 |
| Total noninterest income | $151,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $14,000 | 8,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $137,000 | 5,711 |
| Total noninterest expense | $891,000 | 8,234 |
| Salaries and employee benefits | $450,000 | 8,399 |
| Premises and equipment expense | $132,000 | 7,816 |
| Additional noninterest expense | $309,000 | 7,787 |
| Pre-tax net operating income | $-42,000 | 8,796 |
| Securities gains (losses) | $14,000 | 3,398 |
| Applicable income taxes | $-6,000 | 8,974 |
| Income before extraordinary items | $-22,000 | 8,863 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-22,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $55,000 | 6,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-33,060 | 8,803 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 9,094 |
| Total interest expense | $707,000 | 8,851 |
| Net interest income | $644,000 | 9,220 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $100,000 | 8,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $509,000 | 9,373 |
| Salaries and employee benefits | $242,000 | 9,488 |
| Premises and equipment expense | $44,000 | 9,476 |
| Additional noninterest expense | $223,000 | 8,579 |
| Pre-tax net operating income | $191,000 | 8,405 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $95,000 | 6,574 |
| Income before extraordinary items | $96,000 | 8,735 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $96,000 | 8,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $96,000 | 8,722 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 10,199 |
| Total interest expense | $28,000 | 10,132 |
| Net interest income | $38,000 | 10,201 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $5,000 | 10,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $21,000 | 10,214 |
| Salaries and employee benefits | $16,000 | 10,200 |
| Premises and equipment expense | $0 | 10,185 |
| Additional noninterest expense | $5,000 | 10,215 |
| Pre-tax net operating income | $22,000 | 9,327 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $-25,000 | 9,744 |
| Income before extraordinary items | $35,000 | 9,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $35,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $47,000 | 9,225 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 9,709 |
| Total interest expense | $669,000 | 9,276 |
| Net interest income | $484,000 | 9,955 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $109,000 | 8,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $332,000 | 10,201 |
| Salaries and employee benefits | $168,000 | 10,221 |
| Premises and equipment expense | $21,000 | 10,295 |
| Additional noninterest expense | $143,000 | 9,723 |
| Pre-tax net operating income | $251,000 | 8,663 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $82,000 | 7,796 |
| Income before extraordinary items | $169,000 | 8,846 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $169,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $169,000 | 8,778 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 10,088 |
| Total interest expense | $637,000 | 9,724 |
| Net interest income | $548,000 | 10,287 |
| Provision for loan and lease losses | $28,000 | 7,514 |
| Total noninterest income | $129,000 | 8,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $391,000 | 10,498 |
| Salaries and employee benefits | $223,000 | 10,423 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $125,000 | 10,283 |
| Pre-tax net operating income | $258,000 | 9,245 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $88,000 | 8,602 |
| Income before extraordinary items | $170,000 | 9,404 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $170,000 | 9,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $170,000 | 9,359 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 10,711 |
| Total interest expense | $577,000 | 10,346 |
| Net interest income | $501,000 | 10,894 |
| Provision for loan and lease losses | $67,000 | 5,924 |
| Total noninterest income | $82,000 | 10,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $399,000 | 10,970 |
| Salaries and employee benefits | $223,000 | 10,885 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $133,000 | 10,756 |
| Pre-tax net operating income | $117,000 | 10,280 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $117,000 | 10,073 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $117,000 | 10,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,862 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $117,000 | 10,021 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 11,130 |
| Total interest expense | $587,000 | 10,714 |
| Net interest income | $503,000 | 11,392 |
| Provision for loan and lease losses | $94,000 | 4,768 |
| Total noninterest income | $80,000 | 10,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $407,000 | 11,407 |
| Salaries and employee benefits | $229,000 | 11,303 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $136,000 | 11,232 |
| Pre-tax net operating income | $82,000 | 11,178 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $59,000 | 11,236 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $59,000 | 11,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,028 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $65,400 | 11,169 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 11,662 |
| Total interest expense | $503,000 | 11,085 |
| Net interest income | $521,000 | 11,944 |
| Provision for loan and lease losses | $31,000 | 7,056 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 8,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $473,000 | 11,736 |
| Salaries and employee benefits | $247,000 | 11,691 |
| Premises and equipment expense | $65,000 | 11,133 |
| Additional noninterest expense | $161,000 | 11,649 |
| Pre-tax net operating income | $97,000 | 11,648 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $47,000 | 10,550 |
| Income before extraordinary items | $50,000 | 11,803 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $50,000 | 11,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $50,000 | 11,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 11,825 |
| Total interest expense | $603,000 | 11,127 |
| Net interest income | $625,000 | 12,132 |
| Provision for loan and lease losses | $129,000 | 5,042 |
| Total noninterest income | $98,000 | 11,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $562,000 | 11,844 |
| Salaries and employee benefits | $268,000 | 11,997 |
| Premises and equipment expense | $67,000 | 11,617 |
| Additional noninterest expense | $227,000 | 11,372 |
| Pre-tax net operating income | $32,000 | 12,264 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $39,000 | 11,180 |
| Income before extraordinary items | $0 | 12,522 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $0 | 12,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,154 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-4,480 | 12,411 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 12,185 |
| Total interest expense | $813,000 | 11,265 |
| Net interest income | $586,000 | 12,765 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $86,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $488,000 | 12,698 |
| Salaries and employee benefits | $223,000 | 12,899 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $197,000 | 12,284 |
| Pre-tax net operating income | $104,000 | 11,985 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $57,000 | 12,492 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $57,000 | 12,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 3,346 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $57,000 | 12,219 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.