Home > United Bank of Idaho > Income and Expense

United Bank of Idaho, Income and Expense

2008-06-30 (YTD Data)Rank
Total interest income$756,0007,818
Total interest expense$264,0007,832
Net interest income$492,0007,723
Provision for loan and lease losses$84,0004,545
Total noninterest income$84,0006,882
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$17,0006,937
Trading account gains and fees$0149
Additional Noninterest Income$67,0005,708
Total noninterest expense$508,0007,593
Salaries and employee benefits$220,0007,905
Premises and equipment expense$107,0006,626
Additional noninterest expense$181,0007,222
Pre-tax net operating income$-16,0006,996
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-16,0007,063
Extraordinary gains, net$021
Net income$-16,0007,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-16,0007,025
2008-03-31 (YTD Data)Rank
Total interest income$389,0007,870
Total interest expense$141,0007,857
Net interest income$248,0007,750
Provision for loan and lease losses$42,0004,068
Total noninterest income$42,0006,902
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$8,0006,987
Trading account gains and fees$0158
Additional Noninterest Income$34,0005,717
Total noninterest expense$244,0007,689
Salaries and employee benefits$111,0007,930
Premises and equipment expense$46,0006,918
Additional noninterest expense$87,0007,288
Pre-tax net operating income$4,0007,124
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$4,0007,229
Extraordinary gains, net$015
Net income$4,0007,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,0007,137
2007-12-31 (YTD Data)Rank
Total interest income$1,652,0007,812
Total interest expense$624,0007,779
Net interest income$1,028,0007,709
Provision for loan and lease losses$178,0004,102
Total noninterest income$140,0007,219
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$11,0007,290
Trading account gains and fees$0178
Additional Noninterest Income$129,0005,824
Total noninterest expense$779,0007,968
Salaries and employee benefits$415,0008,021
Premises and equipment expense$137,0007,367
Additional noninterest expense$227,0007,899
Pre-tax net operating income$211,0006,844
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$211,0006,753
Extraordinary gains, net$039
Net income$211,0006,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$211,0006,731
2007-09-30 (YTD Data)Rank
Total interest income$1,231,0007,868
Total interest expense$479,0007,795
Net interest income$752,0007,794
Provision for loan and lease losses$159,0003,401
Total noninterest income$101,0007,308
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$6,0007,365
Trading account gains and fees$0184
Additional Noninterest Income$95,0005,889
Total noninterest expense$565,0007,990
Salaries and employee benefits$298,0008,049
Premises and equipment expense$51,0008,082
Additional noninterest expense$216,0007,586
Pre-tax net operating income$129,0007,213
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$129,0007,132
Extraordinary gains, net$033
Net income$129,0007,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$129,0007,117
2007-06-30 (YTD Data)Rank
Total interest income$777,0007,978
Total interest expense$307,0007,881
Net interest income$470,0007,929
Provision for loan and lease losses$39,0004,684
Total noninterest income$56,0007,540
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,0007,446
Trading account gains and fees$0168
Additional Noninterest Income$53,0006,185
Total noninterest expense$371,0008,060
Salaries and employee benefits$199,0008,096
Premises and equipment expense$62,0007,522
Additional noninterest expense$110,0007,950
Pre-tax net operating income$116,0007,161
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$116,0007,012
Extraordinary gains, net$029
Net income$116,0007,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$116,0007,001
2007-03-31 (YTD Data)Rank
Total interest income$344,0008,140
Total interest expense$134,0008,024
Net interest income$210,0008,111
Provision for loan and lease losses$20,0004,351
Total noninterest income$22,0007,786
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$21,0006,540
Total noninterest expense$183,0008,111
Salaries and employee benefits$98,0008,151
Premises and equipment expense$31,0007,555
Additional noninterest expense$54,0008,004
Pre-tax net operating income$29,0007,545
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$29,0007,474
Extraordinary gains, net$022
Net income$29,0007,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$29,0007,458
2006-12-31 (YTD Data)Rank
Total interest income$231,0008,617
Total interest expense$87,0008,541
Net interest income$144,0008,631
Provision for loan and lease losses$51,0005,552
Total noninterest income$3,0008,559
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,0007,596
Trading account gains and fees$0130
Additional Noninterest Income$2,0008,463
Total noninterest expense$250,0008,624
Salaries and employee benefits$88,0008,641
Premises and equipment expense$42,0008,435
Additional noninterest expense$120,0008,494
Pre-tax net operating income$-154,0008,081
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-154,0008,115
Extraordinary gains, net$051
Net income$-154,0008,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-154,0008,105
2006-09-30 (YTD Data)Rank
Total interest income$4,0008,741
Total interest expense$08,731
Net interest income$4,0008,738
Provision for loan and lease losses$4,0006,573
Total noninterest income$08,684
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$52,0008,724
Salaries and employee benefits$08,718
Premises and equipment expense$15,0008,641
Additional noninterest expense$37,0008,705
Pre-tax net operating income$-52,0008,177
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-52,0008,196
Extraordinary gains, net$045
Net income$-52,0008,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-52,0008,186

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.