Home > United Bank of Griffin > Assets and Liabilities
United Bank of Griffin, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $116,934,000 | 3,821 |
| Cash and due from depository institutions | $11,604,000 | 4,115 |
| Interest-bearing balances | $3,288,000 | 1,153 |
| Securities | $21,096,000 | 5,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $80,181,000 | 3,395 |
| Loan loss allowance | $1,093,000 | 3,254 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,811,000 | 2,767 |
| Other real estate owned | $0 | 4,115 |
| Goodwill and other intangibles | $149,000 | 2,285 |
| All other assets | $1,093,000 | 5,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,934,000 | 3,821 |
| Total liabilities | $105,866,000 | 3,795 |
| Total deposits | $103,688,000 | 3,654 |
| Interest-bearing deposits | $92,697,000 | 3,511 |
| Deposits held in domestic offices | $103,688,000 | 3,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $233,000 | 3,593 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $246,000 | 4,430 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,699,000 | 2,327 |
| Total equity capital | $11,068,000 | 3,965 |
| Total bank equity capital | $11,068,000 | 3,965 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $120,000 | 8,471 |
| Surplus | $5,130,000 | 2,769 |
| Undivided profits | $5,818,000 | 3,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $737,000 | 3,100 |
| Earning assets | $104,565,000 | 3,926 |
| Long-term assets (5+ years) | $2,473,000 | 7,410 |
| Average Assets, year-to-date | $110,020,200 | 3,894 |
| Average Assets, quarterly | $114,949,500 | 3,837 |
| Volatile liabilities | $10,112,000 | 4,831 |
| Insider loans | $1,165,000 | 3,248 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,546,000 | 3,271 |
| Tier 1 (core) risk-based capital | $10,944,000 | 3,907 |
| Tier 2 risk-based capital | $962,630 | 3,079 |
| Total risk weighted assets | $76,880,330 | 3,539 |
| Total unused commitments | $10,546,000 | 3,286 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $102,850,000 | 4,314 |
| Cash and due from depository institutions | $8,073,000 | 4,605 |
| Interest-bearing balances | $2,688,000 | 1,517 |
| Securities | $18,963,000 | 5,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $71,748,000 | 3,662 |
| Loan loss allowance | $815,000 | 4,189 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,752,000 | 2,754 |
| Other real estate owned | $116,000 | 4,605 |
| Goodwill and other intangibles | $181,000 | 2,071 |
| All other assets | $1,017,000 | 6,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,850,000 | 4,314 |
| Total liabilities | $93,230,000 | 4,275 |
| Total deposits | $90,710,000 | 4,176 |
| Interest-bearing deposits | $80,837,000 | 4,063 |
| Deposits held in domestic offices | $90,710,000 | 4,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $371,000 | 3,232 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $279,000 | 3,853 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,870,000 | 2,224 |
| Total equity capital | $9,620,000 | 4,483 |
| Total bank equity capital | $9,620,000 | 4,483 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $120,000 | 8,885 |
| Surplus | $5,130,000 | 2,774 |
| Undivided profits | $4,370,000 | 4,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $275,000 | 5,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $670,000 | 3,534 |
| Earning assets | $93,399,000 | 4,359 |
| Long-term assets (5+ years) | $1,042,000 | 8,936 |
| Average Assets, year-to-date | $97,631,000 | 4,332 |
| Average Assets, quarterly | $102,373,000 | 4,285 |
| Volatile liabilities | $8,237,000 | 5,195 |
| Insider loans | $814,000 | 4,260 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,335,000 | 3,443 |
| Tier 1 (core) risk-based capital | $9,430,000 | 4,428 |
| Tier 2 risk-based capital | $815,000 | 3,517 |
| Total risk weighted assets | $68,322,300 | 3,867 |
| Total unused commitments | $9,335,000 | 3,457 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $88,683,000 | 4,859 |
| Cash and due from depository institutions | $4,528,000 | 4,982 |
| Interest-bearing balances | $204,000 | 4,347 |
| Securities | $19,388,000 | 6,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $60,969,000 | 4,138 |
| Loan loss allowance | $512,000 | 6,074 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,793,000 | 2,639 |
| Other real estate owned | $54,000 | 4,982 |
| Goodwill and other intangibles | $212,000 | 1,886 |
| All other assets | $739,000 | 8,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,683,000 | 4,859 |
| Total liabilities | $80,840,000 | 4,823 |
| Total deposits | $79,148,000 | 4,693 |
| Interest-bearing deposits | $70,914,000 | 4,517 |
| Deposits held in domestic offices | $79,148,000 | 4,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $444,000 | 3,854 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,248,000 | 2,576 |
| Total equity capital | $7,843,000 | 5,021 |
| Total bank equity capital | $7,843,000 | 5,021 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $120,000 | 9,377 |
| Surplus | $5,130,000 | 2,680 |
| Undivided profits | $2,593,000 | 6,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 7,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $460,000 | 4,551 |
| Earning assets | $80,561,000 | 4,904 |
| Long-term assets (5+ years) | $2,581,000 | 7,730 |
| Average Assets, year-to-date | $84,780,000 | 4,947 |
| Average Assets, quarterly | $87,875,500 | 4,866 |
| Volatile liabilities | $6,702,000 | 5,710 |
| Insider loans | $257,000 | 7,557 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,315,000 | 3,882 |
| Tier 1 (core) risk-based capital | $7,959,000 | 5,021 |
| Tier 2 risk-based capital | $512,000 | 5,189 |
| Total risk weighted assets | $56,309,800 | 4,464 |
| Total unused commitments | $7,315,000 | 3,889 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $79,352,000 | 5,475 |
| Cash and due from depository institutions | $3,833,000 | 5,309 |
| Interest-bearing balances | $725,000 | 3,838 |
| Securities | $20,670,000 | 5,988 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $51,206,000 | 4,699 |
| Loan loss allowance | $386,000 | 7,585 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,730,000 | 2,689 |
| Other real estate owned | $85,000 | 5,309 |
| Goodwill and other intangibles | $243,000 | 1,725 |
| All other assets | $585,000 | 8,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,352,000 | 5,475 |
| Total liabilities | $72,223,000 | 5,437 |
| Total deposits | $70,478,000 | 5,374 |
| Interest-bearing deposits | $64,614,000 | 5,104 |
| Deposits held in domestic offices | $70,478,000 | 5,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $488,000 | 3,407 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,257,000 | 2,638 |
| Total equity capital | $7,129,000 | 5,521 |
| Total bank equity capital | $7,129,000 | 5,521 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $120,000 | 9,853 |
| Surplus | $5,130,000 | 2,613 |
| Undivided profits | $1,879,000 | 7,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 6,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $363,000 | 5,106 |
| Earning assets | $72,601,000 | 5,467 |
| Long-term assets (5+ years) | $3,484,000 | 7,425 |
| Average Assets, year-to-date | $74,672,200 | 5,613 |
| Average Assets, quarterly | $77,503,500 | 5,535 |
| Volatile liabilities | $6,157,000 | 5,788 |
| Insider loans | $232,000 | 7,947 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,239,000 | 4,757 |
| Tier 1 (core) risk-based capital | $6,886,000 | 5,595 |
| Tier 2 risk-based capital | $386,000 | 6,455 |
| Total risk weighted assets | $46,279,000 | 5,249 |
| Total unused commitments | $5,239,000 | 4,780 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $71,062,000 | 6,058 |
| Cash and due from depository institutions | $2,273,000 | 6,539 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $16,997,000 | 6,814 |
| Federal funds sold & reverse repurchase agreements | $1,174,000 | 8,282 |
| Net loans & leases | $46,882,000 | 5,060 |
| Loan loss allowance | $297,000 | 8,870 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,752,000 | 2,674 |
| Other real estate owned | $130,000 | 6,539 |
| Goodwill and other intangibles | $275,000 | 1,657 |
| All other assets | $579,000 | 9,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,062,000 | 6,058 |
| Total liabilities | $65,277,000 | 6,006 |
| Total deposits | $63,788,000 | 5,937 |
| Interest-bearing deposits | $61,039,000 | 5,502 |
| Deposits held in domestic offices | $63,788,000 | 5,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $133,000 | 4,133 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,356,000 | 2,563 |
| Total equity capital | $5,785,000 | 6,356 |
| Total bank equity capital | $5,785,000 | 6,356 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $120,000 | 10,312 |
| Surplus | $4,630,000 | 2,778 |
| Undivided profits | $1,035,000 | 9,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 5,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $365,000 | 5,503 |
| Earning assets | $65,253,000 | 6,025 |
| Long-term assets (5+ years) | $15,698,000 | 3,136 |
| Average Assets, year-to-date | $68,778,000 | 6,079 |
| Average Assets, quarterly | $70,289,000 | 6,073 |
| Volatile liabilities | $4,984,000 | 6,590 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,860,000 | 6,228 |
| Tier 1 (core) risk-based capital | $5,510,000 | 6,546 |
| Tier 2 risk-based capital | $297,000 | 7,647 |
| Total risk weighted assets | $39,161,100 | 6,030 |
| Total unused commitments | $2,860,000 | 6,258 |
| Derivatives | $0 | 651 |