Home > United Bank of El Paso del Norte > Income and Expense

United Bank of El Paso del Norte, Income and Expense

2022-03-31 (YTD Data)		Rank
Total interest income	$2,684,000	2,291
Total interest expense	$74,000	3,533
Net interest income	$2,610,000	2,212
Provision for loan and lease losses	$0	2,285
Total noninterest income	$200,000	3,050
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$69,000	2,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	3,018
Total noninterest expense	$1,724,000	2,518
Salaries and employee benefits	$975,000	2,542
Premises and equipment expense	$318,000	1,766
Additional noninterest expense	$431,000	2,848
Pre-tax net operating income	$1,086,000	2,005
Securities gains (losses)	$0	623
Applicable income taxes	$227,000	1,507
Income before extraordinary items	$859,000	2,107
Extraordinary gains, net	$0	4
Net income	$859,000	2,107
Minority interest net income	$0	50
Net income of bank and minority interests.	$859,000	2,107
Net charge-offs	$0	1,838
Cash dividends	$350,000	1,401
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$859,000	2,125
2021-12-31 (YTD Data)		Rank
Total interest income	$12,541,000	2,126
Total interest expense	$505,000	3,169
Net interest income	$12,036,000	2,018
Provision for loan and lease losses	$375,000	1,245
Total noninterest income	$928,000	3,058
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$250,000	2,390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$678,000	3,001
Total noninterest expense	$8,030,000	2,281
Salaries and employee benefits	$4,420,000	2,342
Premises and equipment expense	$1,609,000	1,436
Additional noninterest expense	$2,001,000	2,598
Pre-tax net operating income	$4,559,000	2,170
Securities gains (losses)	$0	2,062
Applicable income taxes	$799,000	1,767
Income before extraordinary items	$3,760,000	2,255
Extraordinary gains, net	$0	10
Net income	$3,760,000	2,256
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,760,000	2,256
Net charge-offs	$6,000	2,402
Cash dividends	$200,000	3,268
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,760,000	2,224
2021-09-30 (YTD Data)		Rank
Total interest income	$9,580,000	2,138
Total interest expense	$413,000	3,134
Net interest income	$9,167,000	2,026
Provision for loan and lease losses	$375,000	1,009
Total noninterest income	$741,000	3,018
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$184,000	2,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$557,000	2,956
Total noninterest expense	$5,914,000	2,320
Salaries and employee benefits	$3,205,000	2,412
Premises and equipment expense	$1,252,000	1,425
Additional noninterest expense	$1,457,000	2,645
Pre-tax net operating income	$3,619,000	2,184
Securities gains (losses)	$0	2,015
Applicable income taxes	$731,000	1,697
Income before extraordinary items	$2,888,000	2,303
Extraordinary gains, net	$0	8
Net income	$2,888,000	2,302
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,888,000	2,303
Net charge-offs	$0	2,463
Cash dividends	$200,000	2,849
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,888,000	2,277
2021-06-30 (YTD Data)		Rank
Total interest income	$6,468,000	2,109
Total interest expense	$301,000	3,074
Net interest income	$6,167,000	2,010
Provision for loan and lease losses	$376,000	757
Total noninterest income	$530,000	2,930
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$119,000	2,421
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	2,813
Total noninterest expense	$3,697,000	2,401
Salaries and employee benefits	$2,123,000	2,412
Premises and equipment expense	$678,000	1,665
Additional noninterest expense	$896,000	2,780
Pre-tax net operating income	$2,624,000	2,047
Securities gains (losses)	$0	1,818
Applicable income taxes	$635,000	1,489
Income before extraordinary items	$1,989,000	2,232
Extraordinary gains, net	$0	6
Net income	$1,989,000	2,229
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,989,000	2,232
Net charge-offs	$0	2,245
Cash dividends	$100,000	2,836
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,989,000	2,201
2021-03-31 (YTD Data)		Rank
Total interest income	$3,553,000	1,952
Total interest expense	$170,000	2,997
Net interest income	$3,383,000	1,853
Provision for loan and lease losses	$375,000	456
Total noninterest income	$349,000	2,620
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$57,000	2,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$292,000	2,482
Total noninterest expense	$1,835,000	2,390
Salaries and employee benefits	$1,082,000	2,369
Premises and equipment expense	$497,000	1,226
Additional noninterest expense	$256,000	3,660
Pre-tax net operating income	$1,522,000	1,856
Securities gains (losses)	$0	1,392
Applicable income taxes	$313,000	1,478
Income before extraordinary items	$1,209,000	1,981
Extraordinary gains, net	$0	3
Net income	$1,209,000	1,981
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,209,000	1,981
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,209,000	1,949
2020-12-31 (YTD Data)		Rank
Total interest income	$13,388,000	2,059
Total interest expense	$956,000	3,008
Net interest income	$12,432,000	1,895
Provision for loan and lease losses	$1,385,000	1,307
Total noninterest income	$702,000	3,275
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$226,000	2,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$476,000	3,196
Total noninterest expense	$7,713,000	2,325
Salaries and employee benefits	$4,102,000	2,445
Premises and equipment expense	$1,226,000	1,779
Additional noninterest expense	$2,385,000	2,269
Pre-tax net operating income	$4,036,000	2,055
Securities gains (losses)	$121,000	1,290
Applicable income taxes	$860,000	1,551
Income before extraordinary items	$3,297,000	2,167
Extraordinary gains, net	$0	4
Net income	$3,297,000	2,167
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,297,000	2,167
Net charge-offs	$599,000	865
Cash dividends	$532,000	2,770
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,201,410	2,162
2020-09-30 (YTD Data)		Rank
Total interest income	$9,835,000	2,095
Total interest expense	$709,000	3,118
Net interest income	$9,126,000	1,928
Provision for loan and lease losses	$905,000	1,435
Total noninterest income	$478,000	3,350
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$172,000	2,587
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	3,324
Total noninterest expense	$5,809,000	2,301
Salaries and employee benefits	$3,044,000	2,441
Premises and equipment expense	$918,000	1,775
Additional noninterest expense	$1,847,000	2,194
Pre-tax net operating income	$2,890,000	2,092
Securities gains (losses)	$121,000	1,134
Applicable income taxes	$642,000	1,531
Income before extraordinary items	$2,369,000	2,216
Extraordinary gains, net	$0	4
Net income	$2,369,000	2,216
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,369,000	2,216
Net charge-offs	$599,000	672
Cash dividends	$532,000	2,260
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,273,410	2,212
2020-06-30 (YTD Data)		Rank
Total interest income	$6,442,000	2,155
Total interest expense	$542,000	3,025
Net interest income	$5,900,000	1,985
Provision for loan and lease losses	$565,000	1,528
Total noninterest income	$368,000	3,167
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$127,000	2,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	3,120
Total noninterest expense	$3,897,000	2,287
Salaries and employee benefits	$2,049,000	2,431
Premises and equipment expense	$576,000	1,845
Additional noninterest expense	$1,272,000	2,134
Pre-tax net operating income	$1,806,000	2,146
Securities gains (losses)	$121,000	920
Applicable income taxes	$407,000	1,516
Income before extraordinary items	$1,520,000	2,223
Extraordinary gains, net	$0	4
Net income	$1,520,000	2,223
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,520,000	2,223
Net charge-offs	$599,000	533
Cash dividends	$532,000	1,898
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,424,410	2,264
2020-03-31 (YTD Data)		Rank
Total interest income	$3,073,000	2,215
Total interest expense	$304,000	2,994
Net interest income	$2,769,000	2,050
Provision for loan and lease losses	$265,000	1,273
Total noninterest income	$221,000	2,901
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$98,000	2,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	2,954
Total noninterest expense	$1,922,000	2,321
Salaries and employee benefits	$1,038,000	2,420
Premises and equipment expense	$279,000	1,898
Additional noninterest expense	$605,000	2,240
Pre-tax net operating income	$803,000	2,159
Securities gains (losses)	$0	1,705
Applicable income taxes	$182,000	1,468
Income before extraordinary items	$621,000	2,351
Extraordinary gains, net	$0	4
Net income	$621,000	2,350
Minority interest net income	$0	56
Net income of bank and minority interests.	$621,000	2,351
Net charge-offs	$600,000	333
Cash dividends	$127,000	2,184
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$621,000	2,314
2019-12-31 (YTD Data)		Rank
Total interest income	$13,018,000	2,150
Total interest expense	$1,432,000	2,794
Net interest income	$11,586,000	1,976
Provision for loan and lease losses	$775,000	1,106
Total noninterest income	$962,000	2,880
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$279,000	2,731
Trading account gains and fees	NA	NA
Additional Noninterest Income	$683,000	2,700
Total noninterest expense	$7,946,000	2,255
Salaries and employee benefits	$4,357,000	2,304
Premises and equipment expense	$1,214,000	1,782
Additional noninterest expense	$2,375,000	2,290
Pre-tax net operating income	$3,827,000	2,116
Securities gains (losses)	$8,000	1,962
Applicable income taxes	$795,000	1,604
Income before extraordinary items	$3,040,000	2,269
Extraordinary gains, net	$0	11
Net income	$3,040,000	2,271
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,040,000	2,271
Net charge-offs	$247,000	1,506
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,033,680	2,233
2019-09-30 (YTD Data)		Rank
Total interest income	$9,747,000	2,172
Total interest expense	$909,000	3,068
Net interest income	$8,838,000	1,973
Provision for loan and lease losses	$355,000	1,458
Total noninterest income	$768,000	2,803
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$196,000	2,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$572,000	2,569
Total noninterest expense	$6,164,000	2,209
Salaries and employee benefits	$3,360,000	2,269
Premises and equipment expense	$927,000	1,781
Additional noninterest expense	$1,877,000	2,209
Pre-tax net operating income	$3,087,000	2,074
Securities gains (losses)	$8,000	1,718
Applicable income taxes	$732,000	1,496
Income before extraordinary items	$2,363,000	2,278
Extraordinary gains, net	$0	11
Net income	$2,363,000	2,278
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,363,000	2,279
Net charge-offs	$45,000	2,285
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,356,680	2,242
2019-06-30 (YTD Data)		Rank
Total interest income	$6,520,000	2,167
Total interest expense	$754,000	2,751
Net interest income	$5,766,000	2,016
Provision for loan and lease losses	$250,000	1,374
Total noninterest income	$550,000	2,680
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$113,000	3,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$437,000	2,356
Total noninterest expense	$4,030,000	2,246
Salaries and employee benefits	$2,312,000	2,229
Premises and equipment expense	$633,000	1,755
Additional noninterest expense	$1,085,000	2,446
Pre-tax net operating income	$2,036,000	2,070
Securities gains (losses)	$0	1,702
Applicable income taxes	$490,000	1,462
Income before extraordinary items	$1,546,000	2,289
Extraordinary gains, net	$0	11
Net income	$1,546,000	2,288
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,546,000	2,289
Net charge-offs	$46,000	1,888
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,546,000	2,257
2019-03-31 (YTD Data)		Rank
Total interest income	$3,294,000	2,147
Total interest expense	$403,000	2,634
Net interest income	$2,891,000	2,014
Provision for loan and lease losses	$180,000	1,010
Total noninterest income	$350,000	2,331
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$55,000	3,093
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	1,981
Total noninterest expense	$2,011,000	2,260
Salaries and employee benefits	$1,159,000	2,254
Premises and equipment expense	$325,000	1,739
Additional noninterest expense	$527,000	2,498
Pre-tax net operating income	$1,050,000	1,998
Securities gains (losses)	$0	1,087
Applicable income taxes	$222,000	1,499
Income before extraordinary items	$828,000	2,150
Extraordinary gains, net	$0	5
Net income	$828,000	2,149
Minority interest net income	$0	52
Net income of bank and minority interests.	$828,000	2,149
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$828,000	2,134
2018-12-31 (YTD Data)		Rank
Total interest income	$12,000,000	2,205
Total interest expense	$1,243,000	2,620
Net interest income	$10,757,000	2,117
Provision for loan and lease losses	$620,000	1,253
Total noninterest income	$724,000	3,285
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$264,000	2,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$460,000	3,176
Total noninterest expense	$7,460,000	2,366
Salaries and employee benefits	$4,445,000	2,283
Premises and equipment expense	$1,094,000	1,924
Additional noninterest expense	$1,921,000	2,652
Pre-tax net operating income	$3,401,000	2,321
Securities gains (losses)	$0	1,125
Applicable income taxes	$641,000	1,771
Income before extraordinary items	$2,760,000	2,441
Extraordinary gains, net	$0	6
Net income	$2,760,000	2,439
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,760,000	2,440
Net charge-offs	$361,000	1,185
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,760,000	2,440
2018-09-30 (YTD Data)		Rank
Total interest income	$8,799,000	2,235
Total interest expense	$906,000	2,581
Net interest income	$7,893,000	2,152
Provision for loan and lease losses	$395,000	1,344
Total noninterest income	$548,000	3,293
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$205,000	2,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	3,219
Total noninterest expense	$5,503,000	2,400
Salaries and employee benefits	$3,250,000	2,325
Premises and equipment expense	$797,000	1,976
Additional noninterest expense	$1,456,000	2,658
Pre-tax net operating income	$2,543,000	2,372
Securities gains (losses)	$0	1,118
Applicable income taxes	$561,000	1,693
Income before extraordinary items	$1,982,000	2,533
Extraordinary gains, net	$0	5
Net income	$1,982,000	2,532
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,982,000	2,532
Net charge-offs	$365,000	878
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,982,000	2,526
2018-06-30 (YTD Data)		Rank
Total interest income	$5,746,000	2,255
Total interest expense	$582,000	2,571
Net interest income	$5,164,000	2,176
Provision for loan and lease losses	$320,000	1,120
Total noninterest income	$373,000	3,272
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$148,000	2,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	3,224
Total noninterest expense	$3,673,000	2,399
Salaries and employee benefits	$2,170,000	2,346
Premises and equipment expense	$503,000	2,069
Additional noninterest expense	$1,000,000	2,620
Pre-tax net operating income	$1,544,000	2,476
Securities gains (losses)	$0	961
Applicable income taxes	$352,000	1,726
Income before extraordinary items	$1,192,000	2,678
Extraordinary gains, net	$0	6
Net income	$1,192,000	2,677
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,192,000	2,677
Net charge-offs	$34,000	1,971
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,192,000	2,669
2018-03-31 (YTD Data)		Rank
Total interest income	$2,797,000	2,296
Total interest expense	$177,000	3,276
Net interest income	$2,620,000	2,172
Provision for loan and lease losses	$145,000	1,208
Total noninterest income	$95,000	4,159
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$79,000	2,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	4,942
Total noninterest expense	$1,810,000	2,454
Salaries and employee benefits	$1,086,000	2,371
Premises and equipment expense	$243,000	2,151
Additional noninterest expense	$481,000	2,709
Pre-tax net operating income	$760,000	2,467
Securities gains (losses)	$0	735
Applicable income taxes	$173,000	1,709
Income before extraordinary items	$587,000	2,645
Extraordinary gains, net	$0	7
Net income	$587,000	2,645
Minority interest net income	$0	52
Net income of bank and minority interests.	$587,000	2,645
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$587,000	2,642
2017-12-31 (YTD Data)		Rank
Total interest income	$10,525,000	2,340
Total interest expense	$951,000	2,628
Net interest income	$9,574,000	2,291
Provision for loan and lease losses	$640,000	1,230
Total noninterest income	$766,000	3,344
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$390,000	2,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$376,000	3,530
Total noninterest expense	$7,435,000	2,404
Salaries and employee benefits	$4,588,000	2,238
Premises and equipment expense	$987,000	2,129
Additional noninterest expense	$1,860,000	2,788
Pre-tax net operating income	$2,265,000	2,911
Securities gains (losses)	$0	2,243
Applicable income taxes	$892,000	1,972
Income before extraordinary items	$1,373,000	3,275
Extraordinary gains, net	$0	9
Net income	$1,373,000	3,273
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,373,000	3,275
Net charge-offs	$458,000	1,154
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,373,000	3,251
2017-09-30 (YTD Data)		Rank
Total interest income	$7,883,000	2,341
Total interest expense	$705,000	2,629
Net interest income	$7,178,000	2,306
Provision for loan and lease losses	$640,000	988
Total noninterest income	$577,000	3,366
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$276,000	2,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	3,472
Total noninterest expense	$5,544,000	2,421
Salaries and employee benefits	$3,387,000	2,277
Premises and equipment expense	$755,000	2,108
Additional noninterest expense	$1,402,000	2,779
Pre-tax net operating income	$1,571,000	3,086
Securities gains (losses)	$0	2,274
Applicable income taxes	$417,000	2,219
Income before extraordinary items	$1,154,000	3,281
Extraordinary gains, net	$0	9
Net income	$1,154,000	3,280
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,154,000	3,281
Net charge-offs	$435,000	893
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,154,000	3,262
2017-06-30 (YTD Data)		Rank
Total interest income	$5,188,000	2,354
Total interest expense	$465,000	2,612
Net interest income	$4,723,000	2,316
Provision for loan and lease losses	$425,000	952
Total noninterest income	$385,000	3,372
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$185,000	2,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	3,473
Total noninterest expense	$3,660,000	2,450
Salaries and employee benefits	$2,229,000	2,310
Premises and equipment expense	$744,000	1,541
Additional noninterest expense	$687,000	3,431
Pre-tax net operating income	$1,023,000	3,090
Securities gains (losses)	$0	1,906
Applicable income taxes	$298,000	2,151
Income before extraordinary items	$725,000	3,346
Extraordinary gains, net	$0	11
Net income	$725,000	3,345
Minority interest net income	$0	71
Net income of bank and minority interests.	$725,000	3,346
Net charge-offs	$435,000	638
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$725,000	3,318
2017-03-31 (YTD Data)		Rank
Total interest income	$2,684,000	2,303
Total interest expense	$222,000	2,657
Net interest income	$2,462,000	2,251
Provision for loan and lease losses	$195,000	957
Total noninterest income	$116,000	4,084
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$103,000	2,343
Trading account gains and fees	$0	142
Additional Noninterest Income	$13,000	5,246
Total noninterest expense	$1,794,000	2,514
Salaries and employee benefits	$1,102,000	2,346
Premises and equipment expense	$245,000	2,183
Additional noninterest expense	$447,000	2,885
Pre-tax net operating income	$589,000	2,826
Securities gains (losses)	$0	1,153
Applicable income taxes	$146,000	2,135
Income before extraordinary items	$443,000	2,960
Extraordinary gains, net	$0	8
Net income	$443,000	2,960
Minority interest net income	$0	55
Net income of bank and minority interests.	$443,000	2,960
Net charge-offs	$50,000	1,332
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$443,000	2,939
2016-12-31 (YTD Data)		Rank
Total interest income	$9,914,000	2,413
Total interest expense	$897,000	2,604
Net interest income	$9,017,000	2,376
Provision for loan and lease losses	$600,000	1,295
Total noninterest income	$788,000	3,399
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$409,000	2,426
Trading account gains and fees	$0	170
Additional Noninterest Income	$379,000	3,650
Total noninterest expense	$6,659,000	2,657
Salaries and employee benefits	$4,029,000	2,487
Premises and equipment expense	$990,000	2,164
Additional noninterest expense	$1,640,000	3,143
Pre-tax net operating income	$2,546,000	2,653
Securities gains (losses)	$-39,000	5,728
Applicable income taxes	$578,000	2,137
Income before extraordinary items	$1,929,000	2,855
Extraordinary gains, net	$0	5
Net income	$1,929,000	2,853
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,929,000	2,854
Net charge-offs	$309,000	1,493
Cash dividends	$50,000	4,104
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,959,030	2,782
2016-09-30 (YTD Data)		Rank
Total interest income	$7,439,000	2,413
Total interest expense	$689,000	2,561
Net interest income	$6,750,000	2,385
Provision for loan and lease losses	$420,000	1,313
Total noninterest income	$607,000	3,376
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$314,000	2,387
Trading account gains and fees	$0	169
Additional Noninterest Income	$293,000	3,602
Total noninterest expense	$4,957,000	2,665
Salaries and employee benefits	$2,925,000	2,533
Premises and equipment expense	$743,000	2,169
Additional noninterest expense	$1,289,000	3,054
Pre-tax net operating income	$1,980,000	2,640
Securities gains (losses)	$0	3,160
Applicable income taxes	$541,000	1,991
Income before extraordinary items	$1,439,000	2,887
Extraordinary gains, net	$0	5
Net income	$1,439,000	2,887
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,439,000	2,887
Net charge-offs	$342,000	1,045
Cash dividends	$50,000	3,646
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,439,000	2,835
2016-06-30 (YTD Data)		Rank
Total interest income	$5,015,000	2,402
Total interest expense	$466,000	2,553
Net interest income	$4,549,000	2,381
Provision for loan and lease losses	$360,000	1,096
Total noninterest income	$411,000	3,364
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$207,000	2,382
Trading account gains and fees	$0	157
Additional Noninterest Income	$204,000	3,568
Total noninterest expense	$3,343,000	2,646
Salaries and employee benefits	$1,967,000	2,537
Premises and equipment expense	$484,000	2,209
Additional noninterest expense	$892,000	2,989
Pre-tax net operating income	$1,257,000	2,693
Securities gains (losses)	$0	2,835
Applicable income taxes	$307,000	2,114
Income before extraordinary items	$950,000	2,890
Extraordinary gains, net	$0	16
Net income	$950,000	2,888
Minority interest net income	$0	71
Net income of bank and minority interests.	$950,000	2,889
Net charge-offs	$343,000	784
Cash dividends	$50,000	3,469
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$950,000	2,812
2016-03-31 (YTD Data)		Rank
Total interest income	$2,493,000	2,414
Total interest expense	$236,000	2,531
Net interest income	$2,257,000	2,391
Provision for loan and lease losses	$180,000	1,034
Total noninterest income	$228,000	3,159
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$107,000	2,312
Trading account gains and fees	$0	142
Additional Noninterest Income	$121,000	3,265
Total noninterest expense	$1,656,000	2,668
Salaries and employee benefits	$995,000	2,529
Premises and equipment expense	$239,000	2,232
Additional noninterest expense	$422,000	3,107
Pre-tax net operating income	$649,000	2,605
Securities gains (losses)	$0	2,077
Applicable income taxes	$159,000	2,049
Income before extraordinary items	$490,000	2,786
Extraordinary gains, net	$0	12
Net income	$490,000	2,785
Minority interest net income	$0	62
Net income of bank and minority interests.	$490,000	2,786
Net charge-offs	$139,000	827
Cash dividends	$50,000	2,630
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$490,000	2,734
2015-12-31 (YTD Data)		Rank
Total interest income	$9,542,000	2,462
Total interest expense	$884,000	2,645
Net interest income	$8,658,000	2,414
Provision for loan and lease losses	$600,000	1,174
Total noninterest income	$534,000	4,072
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$425,000	2,405
Trading account gains and fees	$0	159
Additional Noninterest Income	$109,000	5,035
Total noninterest expense	$6,047,000	2,849
Salaries and employee benefits	$3,443,000	2,771
Premises and equipment expense	$900,000	2,341
Additional noninterest expense	$1,704,000	3,126
Pre-tax net operating income	$2,545,000	2,592
Securities gains (losses)	$510,000	347
Applicable income taxes	$861,000	1,730
Income before extraordinary items	$2,194,000	2,551
Extraordinary gains, net	$0	23
Net income	$2,194,000	2,553
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,194,000	2,553
Net charge-offs	$538,000	1,105
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,826,800	2,848
2015-09-30 (YTD Data)		Rank
Total interest income	$7,116,000	2,493
Total interest expense	$663,000	2,679
Net interest income	$6,453,000	2,433
Provision for loan and lease losses	$450,000	1,115
Total noninterest income	$444,000	3,933
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$319,000	2,417
Trading account gains and fees	$0	153
Additional Noninterest Income	$125,000	4,683
Total noninterest expense	$4,574,000	2,844
Salaries and employee benefits	$2,456,000	2,879
Premises and equipment expense	$731,000	2,246
Additional noninterest expense	$1,387,000	2,967
Pre-tax net operating income	$1,873,000	2,683
Securities gains (losses)	$396,000	379
Applicable income taxes	$684,000	1,719
Income before extraordinary items	$1,585,000	2,675
Extraordinary gains, net	$0	21
Net income	$1,585,000	2,675
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,585,000	2,676
Net charge-offs	$540,000	814
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,307,800	2,978
2015-06-30 (YTD Data)		Rank
Total interest income	$4,696,000	2,517
Total interest expense	$439,000	2,700
Net interest income	$4,257,000	2,461
Provision for loan and lease losses	$300,000	1,096
Total noninterest income	$297,000	3,948
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$212,000	2,397
Trading account gains and fees	$0	157
Additional Noninterest Income	$85,000	4,688
Total noninterest expense	$3,067,000	2,842
Salaries and employee benefits	$1,642,000	2,889
Premises and equipment expense	$484,000	2,267
Additional noninterest expense	$941,000	2,938
Pre-tax net operating income	$1,187,000	2,750
Securities gains (losses)	$396,000	309
Applicable income taxes	$503,000	1,621
Income before extraordinary items	$1,080,000	2,620
Extraordinary gains, net	$0	22
Net income	$1,080,000	2,622
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,080,000	2,622
Net charge-offs	$-60,000	5,798
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$810,720	3,072
2015-03-31 (YTD Data)		Rank
Total interest income	$2,273,000	2,584
Total interest expense	$214,000	2,754
Net interest income	$2,059,000	2,532
Provision for loan and lease losses	$150,000	1,060
Total noninterest income	$137,000	4,077
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$107,000	2,356
Trading account gains and fees	$0	152
Additional Noninterest Income	$30,000	5,052
Total noninterest expense	$1,499,000	2,900
Salaries and employee benefits	$820,000	2,912
Premises and equipment expense	$230,000	2,386
Additional noninterest expense	$449,000	3,032
Pre-tax net operating income	$547,000	2,862
Securities gains (losses)	$313,000	255
Applicable income taxes	$285,000	1,496
Income before extraordinary items	$575,000	2,465
Extraordinary gains, net	$0	13
Net income	$575,000	2,468
Minority interest net income	$0	64
Net income of bank and minority interests.	$575,000	2,467
Net charge-offs	$25,000	1,996
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$365,290	3,217
2014-12-31 (YTD Data)		Rank
Total interest income	$8,806,000	2,693
Total interest expense	$890,000	2,815
Net interest income	$7,916,000	2,645
Provision for loan and lease losses	$600,000	1,269
Total noninterest income	$534,000	4,180
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$497,000	2,298
Trading account gains and fees	$0	180
Additional Noninterest Income	$37,000	5,862
Total noninterest expense	$5,990,000	2,922
Salaries and employee benefits	$3,327,000	2,865
Premises and equipment expense	$955,000	2,325
Additional noninterest expense	$1,708,000	3,237
Pre-tax net operating income	$1,860,000	3,106
Securities gains (losses)	$179,000	862
Applicable income taxes	$568,000	2,080
Income before extraordinary items	$1,471,000	3,275
Extraordinary gains, net	$0	17
Net income	$1,471,000	3,275
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,471,000	3,276
Net charge-offs	$163,000	2,696
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,342,120	3,380
2014-09-30 (YTD Data)		Rank
Total interest income	$6,513,000	2,737
Total interest expense	$675,000	2,838
Net interest income	$5,838,000	2,701
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$388,000	4,264
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$365,000	2,337
Trading account gains and fees	$0	174
Additional Noninterest Income	$23,000	6,003
Total noninterest expense	$4,501,000	2,923
Salaries and employee benefits	$2,494,000	2,878
Premises and equipment expense	$767,000	2,221
Additional noninterest expense	$1,240,000	3,322
Pre-tax net operating income	$1,275,000	3,313
Securities gains (losses)	$179,000	685
Applicable income taxes	$399,000	2,200
Income before extraordinary items	$1,055,000	3,390
Extraordinary gains, net	$0	15
Net income	$1,055,000	3,391
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,055,000	3,391
Net charge-offs	$4,000	4,414
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$924,330	3,587
2014-06-30 (YTD Data)		Rank
Total interest income	$4,224,000	2,798
Total interest expense	$454,000	2,843
Net interest income	$3,770,000	2,764
Provision for loan and lease losses	$325,000	1,163
Total noninterest income	$263,000	4,252
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$247,000	2,289
Trading account gains and fees	$0	172
Additional Noninterest Income	$16,000	6,039
Total noninterest expense	$3,000,000	2,941
Salaries and employee benefits	$1,659,000	2,894
Premises and equipment expense	$502,000	2,265
Additional noninterest expense	$839,000	3,302
Pre-tax net operating income	$708,000	3,577
Securities gains (losses)	$114,000	720
Applicable income taxes	$254,000	2,188
Income before extraordinary items	$568,000	3,728
Extraordinary gains, net	$0	20
Net income	$568,000	3,733
Minority interest net income	$0	80
Net income of bank and minority interests.	$568,000	3,735
Net charge-offs	$6,000	3,908
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$489,340	3,945
2014-03-31 (YTD Data)		Rank
Total interest income	$2,041,000	2,882
Total interest expense	$230,000	2,849
Net interest income	$1,811,000	2,851
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$129,000	4,231
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$122,000	2,278
Trading account gains and fees	$0	147
Additional Noninterest Income	$7,000	6,110
Total noninterest expense	$1,461,000	3,014
Salaries and employee benefits	$823,000	2,931
Premises and equipment expense	$251,000	2,302
Additional noninterest expense	$387,000	3,490
Pre-tax net operating income	$329,000	3,656
Securities gains (losses)	$0	1,715
Applicable income taxes	$111,000	2,264
Income before extraordinary items	$218,000	4,103
Extraordinary gains, net	$0	16
Net income	$218,000	4,103
Minority interest net income	$0	66
Net income of bank and minority interests.	$218,000	4,105
Net charge-offs	$8,000	2,944
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$218,000	4,055
2013-12-31 (YTD Data)		Rank
Total interest income	$7,622,000	3,045
Total interest expense	$1,094,000	2,760
Net interest income	$6,528,000	3,060
Provision for loan and lease losses	$687,000	1,499
Total noninterest income	$714,000	3,825
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$463,000	2,534
Trading account gains and fees	$0	184
Additional Noninterest Income	$251,000	4,323
Total noninterest expense	$5,350,000	3,243
Salaries and employee benefits	$3,075,000	3,051
Premises and equipment expense	$652,000	3,107
Additional noninterest expense	$1,623,000	3,443
Pre-tax net operating income	$1,205,000	3,775
Securities gains (losses)	$128,000	1,165
Applicable income taxes	$352,000	2,476
Income before extraordinary items	$981,000	3,940
Extraordinary gains, net	$0	29
Net income	$981,000	3,943
Minority interest net income	$0	90
Net income of bank and minority interests.	$981,000	3,944
Net charge-offs	$763,000	1,541
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$886,280	4,053
2013-09-30 (YTD Data)		Rank
Total interest income	$5,661,000	3,097
Total interest expense	$856,000	2,759
Net interest income	$4,805,000	3,124
Provision for loan and lease losses	$607,000	1,313
Total noninterest income	$580,000	3,744
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$336,000	2,613
Trading account gains and fees	$0	180
Additional Noninterest Income	$244,000	4,054
Total noninterest expense	$4,012,000	3,252
Salaries and employee benefits	$2,307,000	3,085
Premises and equipment expense	$463,000	3,283
Additional noninterest expense	$1,242,000	3,404
Pre-tax net operating income	$766,000	4,132
Securities gains (losses)	$128,000	1,061
Applicable income taxes	$205,000	2,773
Income before extraordinary items	$689,000	4,083
Extraordinary gains, net	$0	25
Net income	$689,000	4,087
Minority interest net income	$0	84
Net income of bank and minority interests.	$689,000	4,087
Net charge-offs	$138,000	2,955
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$590,440	4,255
2013-06-30 (YTD Data)		Rank
Total interest income	$3,782,000	3,104
Total interest expense	$588,000	2,747
Net interest income	$3,194,000	3,136
Provision for loan and lease losses	$457,000	1,242
Total noninterest income	$442,000	3,523
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$208,000	2,715
Trading account gains and fees	$0	157
Additional Noninterest Income	$234,000	3,548
Total noninterest expense	$2,674,000	3,255
Salaries and employee benefits	$1,527,000	3,111
Premises and equipment expense	$285,000	3,483
Additional noninterest expense	$862,000	3,320
Pre-tax net operating income	$505,000	4,124
Securities gains (losses)	$128,000	958
Applicable income taxes	$174,000	2,553
Income before extraordinary items	$459,000	4,087
Extraordinary gains, net	$0	22
Net income	$459,000	4,090
Minority interest net income	$0	82
Net income of bank and minority interests.	$459,000	4,090
Net charge-offs	$62,000	3,170
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$365,560	4,369
2013-03-31 (YTD Data)		Rank
Total interest income	$1,907,000	3,107
Total interest expense	$305,000	2,743
Net interest income	$1,602,000	3,141
Provision for loan and lease losses	$55,000	2,729
Total noninterest income	$122,000	4,522
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$99,000	2,798
Trading account gains and fees	$0	148
Additional Noninterest Income	$23,000	5,562
Total noninterest expense	$1,300,000	3,344
Salaries and employee benefits	$746,000	3,183
Premises and equipment expense	$141,000	3,529
Additional noninterest expense	$413,000	3,435
Pre-tax net operating income	$369,000	3,429
Securities gains (losses)	$0	1,966
Applicable income taxes	$125,000	2,188
Income before extraordinary items	$244,000	3,930
Extraordinary gains, net	$0	10
Net income	$244,000	3,930
Minority interest net income	$0	76
Net income of bank and minority interests.	$244,000	3,932
Net charge-offs	$63,000	2,256
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$244,000	3,837
2012-12-31 (YTD Data)		Rank
Total interest income	$7,839,000	3,169
Total interest expense	$1,446,000	2,805
Net interest income	$6,393,000	3,218
Provision for loan and lease losses	$339,000	3,227
Total noninterest income	$409,000	4,787
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$384,000	3,014
Trading account gains and fees	$0	166
Additional Noninterest Income	$25,000	6,198
Total noninterest expense	$4,821,000	3,563
Salaries and employee benefits	$2,706,000	3,361
Premises and equipment expense	$575,000	3,494
Additional noninterest expense	$1,540,000	3,725
Pre-tax net operating income	$1,642,000	3,170
Securities gains (losses)	$89,000	2,359
Applicable income taxes	$489,000	2,200
Income before extraordinary items	$1,242,000	3,464
Extraordinary gains, net	$0	29
Net income	$1,242,000	3,466
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,242,000	3,467
Net charge-offs	$377,000	3,014
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,177,920	3,433
2012-09-30 (YTD Data)		Rank
Total interest income	$5,899,000	3,209
Total interest expense	$1,093,000	2,879
Net interest income	$4,806,000	3,253
Provision for loan and lease losses	$309,000	2,938
Total noninterest income	$302,000	4,858
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$290,000	3,030
Trading account gains and fees	$0	157
Additional Noninterest Income	$12,000	6,456
Total noninterest expense	$3,582,000	3,615
Salaries and employee benefits	$2,020,000	3,398
Premises and equipment expense	$428,000	3,550
Additional noninterest expense	$1,134,000	3,796
Pre-tax net operating income	$1,217,000	3,284
Securities gains (losses)	$0	3,575
Applicable income taxes	$329,000	2,376
Income before extraordinary items	$888,000	3,664
Extraordinary gains, net	$0	20
Net income	$888,000	3,664
Minority interest net income	$0	86
Net income of bank and minority interests.	$888,000	3,666
Net charge-offs	$342,000	2,669
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$888,000	3,508
2012-06-30 (YTD Data)		Rank
Total interest income	$3,887,000	3,271
Total interest expense	$735,000	2,942
Net interest income	$3,152,000	3,303
Provision for loan and lease losses	$189,000	3,062
Total noninterest income	$187,000	4,976
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$177,000	3,204
Trading account gains and fees	$0	153
Additional Noninterest Income	$10,000	6,454
Total noninterest expense	$2,371,000	3,650
Salaries and employee benefits	$1,339,000	3,427
Premises and equipment expense	$281,000	3,586
Additional noninterest expense	$751,000	3,818
Pre-tax net operating income	$779,000	3,331
Securities gains (losses)	$0	3,178
Applicable income taxes	$216,000	2,375
Income before extraordinary items	$563,000	3,769
Extraordinary gains, net	$0	19
Net income	$563,000	3,770
Minority interest net income	$0	84
Net income of bank and minority interests.	$563,000	3,771
Net charge-offs	$129,000	3,181
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$563,000	3,581
2012-03-31 (YTD Data)		Rank
Total interest income	$1,942,000	3,298
Total interest expense	$383,000	2,956
Net interest income	$1,559,000	3,350
Provision for loan and lease losses	$95,000	2,953
Total noninterest income	$97,000	4,977
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$92,000	3,114
Trading account gains and fees	$0	148
Additional Noninterest Income	$5,000	6,528
Total noninterest expense	$1,185,000	3,666
Salaries and employee benefits	$673,000	3,446
Premises and equipment expense	$137,000	3,677
Additional noninterest expense	$375,000	3,797
Pre-tax net operating income	$376,000	3,413
Securities gains (losses)	$0	2,210
Applicable income taxes	$127,000	2,202
Income before extraordinary items	$249,000	3,982
Extraordinary gains, net	$0	19
Net income	$249,000	3,984
Minority interest net income	$0	78
Net income of bank and minority interests.	$249,000	3,984
Net charge-offs	$83,000	2,613
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$249,000	3,829
2011-12-31 (YTD Data)		Rank
Total interest income	$7,610,000	3,463
Total interest expense	$1,592,000	3,298
Net interest income	$6,018,000	3,456
Provision for loan and lease losses	$347,000	3,932
Total noninterest income	$377,000	4,884
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$358,000	3,246
Trading account gains and fees	$0	146
Additional Noninterest Income	$19,000	6,398
Total noninterest expense	$4,500,000	3,809
Salaries and employee benefits	$2,561,000	3,492
Premises and equipment expense	$553,000	3,788
Additional noninterest expense	$1,386,000	4,065
Pre-tax net operating income	$1,548,000	2,970
Securities gains (losses)	$143,000	1,742
Applicable income taxes	$473,000	2,087
Income before extraordinary items	$1,218,000	3,185
Extraordinary gains, net	$0	29
Net income	$1,218,000	3,188
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,218,000	3,188
Net charge-offs	$136,000	4,697
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,115,040	3,236
2011-09-30 (YTD Data)		Rank
Total interest income	$5,660,000	3,526
Total interest expense	$1,179,000	3,445
Net interest income	$4,481,000	3,491
Provision for loan and lease losses	$307,000	3,573
Total noninterest income	$273,000	4,985
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$259,000	3,338
Trading account gains and fees	$0	145
Additional Noninterest Income	$14,000	6,536
Total noninterest expense	$3,444,000	3,768
Salaries and employee benefits	$1,924,000	3,494
Premises and equipment expense	$430,000	3,737
Additional noninterest expense	$1,090,000	3,933
Pre-tax net operating income	$1,003,000	3,313
Securities gains (losses)	$81,000	1,970
Applicable income taxes	$316,000	2,212
Income before extraordinary items	$768,000	3,590
Extraordinary gains, net	$0	21
Net income	$768,000	3,591
Minority interest net income	$0	87
Net income of bank and minority interests.	$768,000	3,591
Net charge-offs	$131,000	4,154
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$710,490	3,622
2011-06-30 (YTD Data)		Rank
Total interest income	$3,754,000	3,577
Total interest expense	$787,000	3,549
Net interest income	$2,967,000	3,505
Provision for loan and lease losses	$247,000	3,271
Total noninterest income	$180,000	5,023
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$171,000	3,331
Trading account gains and fees	$0	153
Additional Noninterest Income	$9,000	6,628
Total noninterest expense	$2,294,000	3,813
Salaries and employee benefits	$1,280,000	3,520
Premises and equipment expense	$283,000	3,804
Additional noninterest expense	$731,000	3,969
Pre-tax net operating income	$606,000	3,456
Securities gains (losses)	$81,000	1,283
Applicable income taxes	$228,000	2,083
Income before extraordinary items	$459,000	3,743
Extraordinary gains, net	$0	15
Net income	$459,000	3,743
Minority interest net income	$0	89
Net income of bank and minority interests.	$459,000	3,744
Net charge-offs	$110,000	3,749
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$404,730	3,855
2011-03-31 (YTD Data)		Rank
Total interest income	$1,841,000	3,628
Total interest expense	$395,000	3,638
Net interest income	$1,446,000	3,570
Provision for loan and lease losses	$151,000	2,740
Total noninterest income	$91,000	5,074
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$87,000	3,269
Trading account gains and fees	$0	158
Additional Noninterest Income	$4,000	6,784
Total noninterest expense	$1,122,000	3,880
Salaries and employee benefits	$619,000	3,635
Premises and equipment expense	$146,000	3,772
Additional noninterest expense	$357,000	4,040
Pre-tax net operating income	$264,000	3,735
Securities gains (losses)	$0	1,772
Applicable income taxes	$103,000	2,147
Income before extraordinary items	$161,000	4,344
Extraordinary gains, net	$0	9
Net income	$161,000	4,343
Minority interest net income	$0	86
Net income of bank and minority interests.	$161,000	4,344
Net charge-offs	$51,000	3,334
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$161,000	4,284
2010-12-31 (YTD Data)		Rank
Total interest income	$7,446,000	3,747
Total interest expense	$1,703,000	3,972
Net interest income	$5,743,000	3,588
Provision for loan and lease losses	$640,000	3,744
Total noninterest income	$344,000	5,186
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$317,000	3,522
Trading account gains and fees	$0	175
Additional Noninterest Income	$27,000	6,479
Total noninterest expense	$4,431,000	3,936
Salaries and employee benefits	$2,494,000	3,582
Premises and equipment expense	$551,000	3,946
Additional noninterest expense	$1,386,000	4,220
Pre-tax net operating income	$1,016,000	3,347
Securities gains (losses)	$166,000	1,744
Applicable income taxes	$275,000	2,442
Income before extraordinary items	$907,000	3,402
Extraordinary gains, net	$0	29
Net income	$907,000	3,399
Minority interest net income	$0	111
Net income of bank and minority interests.	$907,000	3,402
Net charge-offs	$244,000	4,549
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$779,180	3,519
2010-09-30 (YTD Data)		Rank
Total interest income	$5,615,000	3,812
Total interest expense	$1,303,000	4,057
Net interest income	$4,312,000	3,632
Provision for loan and lease losses	$480,000	3,605
Total noninterest income	$252,000	5,317
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$236,000	3,611
Trading account gains and fees	$0	165
Additional Noninterest Income	$16,000	6,762
Total noninterest expense	$3,353,000	3,922
Salaries and employee benefits	$1,869,000	3,632
Premises and equipment expense	$413,000	4,019
Additional noninterest expense	$1,071,000	4,118
Pre-tax net operating income	$731,000	3,623
Securities gains (losses)	$88,000	2,033
Applicable income taxes	$236,000	2,392
Income before extraordinary items	$583,000	3,831
Extraordinary gains, net	$0	23
Net income	$583,000	3,831
Minority interest net income	$0	110
Net income of bank and minority interests.	$583,000	3,832
Net charge-offs	$113,000	4,793
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$520,520	3,890
2010-06-30 (YTD Data)		Rank
Total interest income	$3,702,000	3,861
Total interest expense	$870,000	4,150
Net interest income	$2,832,000	3,673
Provision for loan and lease losses	$320,000	3,503
Total noninterest income	$158,000	5,396
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$144,000	3,771
Trading account gains and fees	$0	152
Additional Noninterest Income	$14,000	6,676
Total noninterest expense	$2,220,000	3,946
Salaries and employee benefits	$1,234,000	3,673
Premises and equipment expense	$276,000	4,031
Additional noninterest expense	$710,000	4,112
Pre-tax net operating income	$450,000	3,806
Securities gains (losses)	$40,000	2,020
Applicable income taxes	$164,000	2,319
Income before extraordinary items	$326,000	4,159
Extraordinary gains, net	$0	19
Net income	$326,000	4,158
Minority interest net income	$0	105
Net income of bank and minority interests.	$326,000	4,158
Net charge-offs	$28,000	5,315
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$299,200	4,172
2010-03-31 (YTD Data)		Rank
Total interest income	$1,820,000	3,971
Total interest expense	$422,000	4,338
Net interest income	$1,398,000	3,748
Provision for loan and lease losses	$160,000	3,259
Total noninterest income	$79,000	5,443
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$71,000	3,802
Trading account gains and fees	$0	175
Additional Noninterest Income	$8,000	6,771
Total noninterest expense	$1,102,000	4,010
Salaries and employee benefits	$616,000	3,740
Premises and equipment expense	$143,000	3,999
Additional noninterest expense	$343,000	4,217
Pre-tax net operating income	$215,000	3,938
Securities gains (losses)	$39,000	1,249
Applicable income taxes	$99,000	2,131
Income before extraordinary items	$155,000	4,337
Extraordinary gains, net	$0	16
Net income	$155,000	4,338
Minority interest net income	$0	91
Net income of bank and minority interests.	$155,000	4,336
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$130,040	4,507
2009-12-31 (YTD Data)		Rank
Total interest income	$6,909,000	4,210
Total interest expense	$1,792,000	4,751
Net interest income	$5,117,000	3,887
Provision for loan and lease losses	$571,000	4,339
Total noninterest income	$415,000	5,059
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$397,000	3,348
Trading account gains and fees	$0	211
Additional Noninterest Income	$18,000	7,001
Total noninterest expense	$4,060,000	4,301
Salaries and employee benefits	$2,257,000	3,996
Premises and equipment expense	$530,000	4,224
Additional noninterest expense	$1,273,000	4,562
Pre-tax net operating income	$901,000	3,156
Securities gains (losses)	$173,000	1,669
Applicable income taxes	$419,000	1,715
Income before extraordinary items	$655,000	3,468
Extraordinary gains, net	$0	34
Net income	$655,000	3,467
Minority interest net income	$0	115
Net income of bank and minority interests.	$655,000	3,467
Net charge-offs	$375,000	4,184
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$544,280	3,667
2009-09-30 (YTD Data)		Rank
Total interest income	$5,105,000	4,309
Total interest expense	$1,363,000	4,845
Net interest income	$3,742,000	3,961
Provision for loan and lease losses	$321,000	4,494
Total noninterest income	$330,000	5,025
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$323,000	3,201
Trading account gains and fees	$0	212
Additional Noninterest Income	$7,000	7,377
Total noninterest expense	$3,184,000	4,182
Salaries and employee benefits	$1,767,000	3,907
Premises and equipment expense	$400,000	4,262
Additional noninterest expense	$1,017,000	4,328
Pre-tax net operating income	$567,000	3,703
Securities gains (losses)	$74,000	2,038
Applicable income taxes	$252,000	2,089
Income before extraordinary items	$389,000	4,095
Extraordinary gains, net	$0	27
Net income	$389,000	4,090
Minority interest net income	$0	118
Net income of bank and minority interests.	$389,000	4,093
Net charge-offs	$23,000	6,168
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$341,640	4,187
2009-06-30 (YTD Data)		Rank
Total interest income	$3,368,000	4,380
Total interest expense	$915,000	4,951
Net interest income	$2,453,000	3,985
Provision for loan and lease losses	$221,000	4,199
Total noninterest income	$227,000	4,997
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$218,000	3,150
Trading account gains and fees	$0	193
Additional Noninterest Income	$9,000	7,286
Total noninterest expense	$2,146,000	4,181
Salaries and employee benefits	$1,196,000	3,908
Premises and equipment expense	$267,000	4,283
Additional noninterest expense	$683,000	4,335
Pre-tax net operating income	$313,000	4,087
Securities gains (losses)	$74,000	1,676
Applicable income taxes	$151,000	2,262
Income before extraordinary items	$236,000	4,333
Extraordinary gains, net	$0	21
Net income	$236,000	4,332
Minority interest net income	$0	112
Net income of bank and minority interests.	$236,000	4,332
Net charge-offs	$75,000	4,536
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$188,640	4,515
2009-03-31 (YTD Data)		Rank
Total interest income	$1,688,000	4,407
Total interest expense	$463,000	5,038
Net interest income	$1,225,000	4,002
Provision for loan and lease losses	$138,000	3,434
Total noninterest income	$103,000	5,159
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$100,000	3,259
Trading account gains and fees	$0	171
Additional Noninterest Income	$3,000	7,508
Total noninterest expense	$1,034,000	4,218
Salaries and employee benefits	$597,000	3,933
Premises and equipment expense	$133,000	4,317
Additional noninterest expense	$304,000	4,368
Pre-tax net operating income	$156,000	4,440
Securities gains (losses)	$0	2,434
Applicable income taxes	$61,000	2,721
Income before extraordinary items	$95,000	5,018
Extraordinary gains, net	$0	15
Net income	$95,000	5,023
Minority interest net income	$0	102
Net income of bank and minority interests.	$95,000	5,022
Net charge-offs	$23,000	4,220
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$95,000	4,859
2008-12-31 (YTD Data)		Rank
Total interest income	$6,431,000	4,729
Total interest expense	$1,750,000	5,637
Net interest income	$4,681,000	4,127
Provision for loan and lease losses	$218,000	5,112
Total noninterest income	$378,000	5,386
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$368,000	3,622
Trading account gains and fees	$0	154
Additional Noninterest Income	$10,000	7,689
Total noninterest expense	$3,878,000	4,341
Salaries and employee benefits	$2,195,000	4,148
Premises and equipment expense	$497,000	4,476
Additional noninterest expense	$1,186,000	4,321
Pre-tax net operating income	$963,000	3,826
Securities gains (losses)	$34,000	1,848
Applicable income taxes	$388,000	2,114
Income before extraordinary items	$609,000	4,153
Extraordinary gains, net	$0	39
Net income	$609,000	4,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,686
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$2,032,000	322
Net operating income	$587,240	4,364
2008-09-30 (YTD Data)		Rank
Total interest income	$4,784,000	4,828
Total interest expense	$1,350,000	5,688
Net interest income	$3,434,000	4,209
Provision for loan and lease losses	$88,000	5,358
Total noninterest income	$297,000	5,389
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$289,000	3,555
Trading account gains and fees	$0	148
Additional Noninterest Income	$8,000	7,837
Total noninterest expense	$2,897,000	4,338
Salaries and employee benefits	$1,631,000	4,207
Premises and equipment expense	$316,000	4,968
Additional noninterest expense	$950,000	4,022
Pre-tax net operating income	$746,000	4,222
Securities gains (losses)	$10,000	2,365
Applicable income taxes	$294,000	2,482
Income before extraordinary items	$462,000	4,578
Extraordinary gains, net	$0	31
Net income	$462,000	4,576
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,202
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$2,032,000	225
Net operating income	$455,600	4,745
2008-06-30 (YTD Data)		Rank
Total interest income	$3,135,000	4,946
Total interest expense	$918,000	5,779
Net interest income	$2,217,000	4,297
Provision for loan and lease losses	$35,000	5,494
Total noninterest income	$183,000	5,618
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$179,000	3,703
Trading account gains and fees	$0	149
Additional Noninterest Income	$4,000	7,989
Total noninterest expense	$1,906,000	4,395
Salaries and employee benefits	$1,086,000	4,244
Premises and equipment expense	$207,000	5,044
Additional noninterest expense	$613,000	4,118
Pre-tax net operating income	$459,000	4,523
Securities gains (losses)	$10,000	2,438
Applicable income taxes	$182,000	2,793
Income before extraordinary items	$287,000	5,078
Extraordinary gains, net	$0	21
Net income	$287,000	5,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,450
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$2,032,000	153
Net operating income	$280,600	5,049
2008-03-31 (YTD Data)		Rank
Total interest income	$1,604,000	4,959
Total interest expense	$500,000	5,764
Net interest income	$1,104,000	4,313
Provision for loan and lease losses	$35,000	4,234
Total noninterest income	$76,000	5,960
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$74,000	4,043
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,000	8,025
Total noninterest expense	$957,000	4,372
Salaries and employee benefits	$541,000	4,275
Premises and equipment expense	$102,000	5,112
Additional noninterest expense	$314,000	3,986
Pre-tax net operating income	$188,000	5,068
Securities gains (losses)	$10,000	1,965
Applicable income taxes	$77,000	3,092
Income before extraordinary items	$121,000	5,555
Extraordinary gains, net	$0	15
Net income	$121,000	5,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,121
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$114,600	5,546
2007-12-31 (YTD Data)		Rank
Total interest income	$6,488,000	4,964
Total interest expense	$2,083,000	5,741
Net interest income	$4,405,000	4,355
Provision for loan and lease losses	$163,000	4,213
Total noninterest income	$334,000	5,838
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$328,000	3,911
Trading account gains and fees	$0	178
Additional Noninterest Income	$6,000	8,155
Total noninterest expense	$3,304,000	4,702
Salaries and employee benefits	$1,917,000	4,529
Premises and equipment expense	$368,000	5,268
Additional noninterest expense	$1,019,000	4,599
Pre-tax net operating income	$1,272,000	4,239
Securities gains (losses)	$0	2,146
Applicable income taxes	$493,000	2,755
Income before extraordinary items	$779,000	4,847
Extraordinary gains, net	$0	39
Net income	$779,000	4,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,420
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$779,000	4,821
2007-09-30 (YTD Data)		Rank
Total interest income	$4,797,000	5,024
Total interest expense	$1,535,000	5,818
Net interest income	$3,262,000	4,404
Provision for loan and lease losses	$113,000	3,939
Total noninterest income	$257,000	5,855
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$253,000	3,855
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,000	8,224
Total noninterest expense	$2,415,000	4,766
Salaries and employee benefits	$1,368,000	4,660
Premises and equipment expense	$284,000	5,167
Additional noninterest expense	$763,000	4,534
Pre-tax net operating income	$991,000	4,381
Securities gains (losses)	$0	1,655
Applicable income taxes	$384,000	2,854
Income before extraordinary items	$607,000	4,983
Extraordinary gains, net	$0	33
Net income	$607,000	4,983
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,856
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$607,000	4,969
2007-06-30 (YTD Data)		Rank
Total interest income	$3,089,000	5,156
Total interest expense	$990,000	5,898
Net interest income	$2,099,000	4,550
Provision for loan and lease losses	$45,000	4,495
Total noninterest income	$177,000	5,825
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$174,000	3,791
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,000	8,264
Total noninterest expense	$1,592,000	4,833
Salaries and employee benefits	$898,000	4,763
Premises and equipment expense	$177,000	5,391
Additional noninterest expense	$517,000	4,472
Pre-tax net operating income	$639,000	4,507
Securities gains (losses)	$0	1,444
Applicable income taxes	$247,000	2,981
Income before extraordinary items	$392,000	5,119
Extraordinary gains, net	$0	29
Net income	$392,000	5,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,834
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$392,000	5,111
2007-03-31 (YTD Data)		Rank
Total interest income	$1,482,000	5,297
Total interest expense	$471,000	6,001
Net interest income	$1,011,000	4,657
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$79,000	6,003
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$78,000	3,968
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,000	8,340
Total noninterest expense	$784,000	4,855
Salaries and employee benefits	$447,000	4,805
Premises and equipment expense	$89,000	5,403
Additional noninterest expense	$248,000	4,564
Pre-tax net operating income	$261,000	4,966
Securities gains (losses)	$0	1,187
Applicable income taxes	$102,000	3,242
Income before extraordinary items	$159,000	5,539
Extraordinary gains, net	$0	22
Net income	$159,000	5,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	1,734
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$159,000	5,523
2006-12-31 (YTD Data)		Rank
Total interest income	$5,227,000	5,428
Total interest expense	$1,416,000	6,240
Net interest income	$3,811,000	4,799
Provision for loan and lease losses	$200,000	3,517
Total noninterest income	$289,000	6,251
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$282,000	4,249
Trading account gains and fees	$0	130
Additional Noninterest Income	$7,000	8,343
Total noninterest expense	$2,986,000	4,903
Salaries and employee benefits	$1,719,000	4,763
Premises and equipment expense	$366,000	5,194
Additional noninterest expense	$901,000	4,853
Pre-tax net operating income	$914,000	5,393
Securities gains (losses)	$0	1,687
Applicable income taxes	$339,000	3,632
Income before extraordinary items	$575,000	5,904
Extraordinary gains, net	$0	51
Net income	$575,000	5,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	2,351
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$1,392,000	456
Net operating income	$575,000	5,902
2006-09-30 (YTD Data)		Rank
Total interest income	$3,756,000	5,550
Total interest expense	$992,000	6,329
Net interest income	$2,764,000	4,933
Provision for loan and lease losses	$140,000	3,511
Total noninterest income	$201,000	6,447
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$196,000	4,431
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,000	8,420
Total noninterest expense	$2,216,000	4,919
Salaries and employee benefits	$1,238,000	4,870
Premises and equipment expense	$277,000	5,184
Additional noninterest expense	$701,000	4,690
Pre-tax net operating income	$609,000	5,828
Securities gains (losses)	$0	1,388
Applicable income taxes	$222,000	3,998
Income before extraordinary items	$387,000	6,300
Extraordinary gains, net	$0	45
Net income	$387,000	6,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$1,392,000	346
Net operating income	$387,000	6,303
2006-06-30 (YTD Data)		Rank
Total interest income	$2,396,000	5,651
Total interest expense	$605,000	6,442
Net interest income	$1,791,000	5,043
Provision for loan and lease losses	$100,000	3,294
Total noninterest income	$130,000	6,506
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$127,000	4,482
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,000	8,487
Total noninterest expense	$1,457,000	4,981
Salaries and employee benefits	$806,000	4,964
Premises and equipment expense	$185,000	5,180
Additional noninterest expense	$466,000	4,699
Pre-tax net operating income	$364,000	6,073
Securities gains (losses)	$0	1,185
Applicable income taxes	$125,000	4,252
Income before extraordinary items	$239,000	6,448
Extraordinary gains, net	$0	39
Net income	$239,000	6,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,807
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$1,380,000	240
Net operating income	$239,000	6,451
2006-03-31 (YTD Data)		Rank
Total interest income	$1,142,000	5,735
Total interest expense	$273,000	6,616
Net interest income	$869,000	5,143
Provision for loan and lease losses	$70,000	2,616
Total noninterest income	$58,000	6,685
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$56,000	4,691
Trading account gains and fees	$0	115
Additional Noninterest Income	$2,000	8,382
Total noninterest expense	$726,000	5,011
Salaries and employee benefits	$399,000	5,019
Premises and equipment expense	$95,000	5,109
Additional noninterest expense	$232,000	4,689
Pre-tax net operating income	$131,000	6,665
Securities gains (losses)	$0	955
Applicable income taxes	$37,000	4,820
Income before extraordinary items	$94,000	6,826
Extraordinary gains, net	$0	21
Net income	$94,000	6,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$48,000	405
Net operating income	$94,000	6,824
2005-12-31 (YTD Data)		Rank
Total interest income	$3,452,000	6,225
Total interest expense	$699,000	7,045
Net interest income	$2,753,000	5,774
Provision for loan and lease losses	$95,000	4,915
Total noninterest income	$264,000	6,568
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$252,000	4,559
Trading account gains and fees	$0	138
Additional Noninterest Income	$12,000	8,364
Total noninterest expense	$2,676,000	5,146
Salaries and employee benefits	$1,444,000	5,180
Premises and equipment expense	$371,000	5,092
Additional noninterest expense	$861,000	4,917
Pre-tax net operating income	$246,000	7,560
Securities gains (losses)	$3,000	1,899
Applicable income taxes	$96,000	5,413
Income before extraordinary items	$153,000	7,779
Extraordinary gains, net	$0	46
Net income	$153,000	7,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$169,000	666
Net operating income	$151,080	7,751
2005-09-30 (YTD Data)		Rank
Total interest income	$2,405,000	6,421
Total interest expense	$463,000	7,229
Net interest income	$1,942,000	5,973
Provision for loan and lease losses	$72,000	4,758
Total noninterest income	$185,000	6,722
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$174,000	4,764
Trading account gains and fees	$0	126
Additional Noninterest Income	$11,000	8,325
Total noninterest expense	$1,954,000	5,220
Salaries and employee benefits	$1,039,000	5,297
Premises and equipment expense	$277,000	5,097
Additional noninterest expense	$638,000	4,912
Pre-tax net operating income	$101,000	8,011
Securities gains (losses)	$3,000	1,906
Applicable income taxes	$40,000	5,934
Income before extraordinary items	$64,000	8,136
Extraordinary gains, net	$0	35
Net income	$64,000	8,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$138,000	527
Net operating income	$62,080	8,110
2005-06-30 (YTD Data)		Rank
Total interest income	$1,495,000	6,573
Total interest expense	$263,000	7,422
Net interest income	$1,232,000	6,098
Provision for loan and lease losses	$6,000	6,298
Total noninterest income	$113,000	6,881
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$105,000	4,934
Trading account gains and fees	$0	116
Additional Noninterest Income	$8,000	8,279
Total noninterest expense	$1,306,000	5,203
Salaries and employee benefits	$695,000	5,268
Premises and equipment expense	$182,000	5,135
Additional noninterest expense	$429,000	4,867
Pre-tax net operating income	$33,000	8,216
Securities gains (losses)	$3,000	1,754
Applicable income taxes	$0	6,961
Income before extraordinary items	$36,000	8,196
Extraordinary gains, net	$0	30
Net income	$36,000	8,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$137,000	399
Net operating income	$33,000	8,177
2005-03-31 (YTD Data)		Rank
Total interest income	$711,000	6,712
Total interest expense	$124,000	7,508
Net interest income	$587,000	6,282
Provision for loan and lease losses	$6,000	5,706
Total noninterest income	$51,000	7,038
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$45,000	5,216
Trading account gains and fees	$0	115
Additional Noninterest Income	$6,000	8,110
Total noninterest expense	$633,000	5,330
Salaries and employee benefits	$338,000	5,408
Premises and equipment expense	$90,000	5,217
Additional noninterest expense	$205,000	4,984
Pre-tax net operating income	$-1,000	8,434
Securities gains (losses)	$3,000	1,324
Applicable income taxes	$0	6,892
Income before extraordinary items	$2,000	8,433
Extraordinary gains, net	$0	24
Net income	$2,000	8,433
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$5,000	460
Net operating income	$-1,000	8,428
2004-12-31 (YTD Data)		Rank
Total interest income	$2,122,000	7,253
Total interest expense	$326,000	7,973
Net interest income	$1,796,000	6,902
Provision for loan and lease losses	$19,000	6,782
Total noninterest income	$188,000	7,251
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$183,000	5,395
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,000	8,690
Total noninterest expense	$2,446,000	5,380
Salaries and employee benefits	$1,243,000	5,587
Premises and equipment expense	$355,000	5,156
Additional noninterest expense	$848,000	4,899
Pre-tax net operating income	$-481,000	8,650
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$-238,000	8,832
Income before extraordinary items	$-238,000	8,602
Extraordinary gains, net	$0	34
Net income	$-238,000	8,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,559
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$9,000	826
Net operating income	$-241,200	8,569
2004-09-30 (YTD Data)		Rank
Total interest income	$1,476,000	7,434
Total interest expense	$218,000	8,164
Net interest income	$1,258,000	7,092
Provision for loan and lease losses	$14,000	6,593
Total noninterest income	$137,000	7,351
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$133,000	5,514
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,000	8,732
Total noninterest expense	$1,826,000	5,366
Salaries and employee benefits	$927,000	5,572
Premises and equipment expense	$266,000	5,139
Additional noninterest expense	$633,000	4,876
Pre-tax net operating income	$-445,000	8,755
Securities gains (losses)	$5,000	3,038
Applicable income taxes	$0	7,220
Income before extraordinary items	$-440,000	8,789
Extraordinary gains, net	$0	26
Net income	$-440,000	8,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,993
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-445,000	8,766
2004-06-30 (YTD Data)		Rank
Total interest income	$910,000	7,637
Total interest expense	$135,000	8,311
Net interest income	$775,000	7,294
Provision for loan and lease losses	$11,000	6,344
Total noninterest income	$86,000	7,484
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$84,000	5,624
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,000	8,825
Total noninterest expense	$1,199,000	5,445
Salaries and employee benefits	$609,000	5,651
Premises and equipment expense	$173,000	5,252
Additional noninterest expense	$417,000	4,922
Pre-tax net operating income	$-349,000	8,835
Securities gains (losses)	$5,000	2,738
Applicable income taxes	$0	7,214
Income before extraordinary items	$-344,000	8,868
Extraordinary gains, net	$0	21
Net income	$-344,000	8,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-349,000	8,845
2004-03-31 (YTD Data)		Rank
Total interest income	$436,000	7,761
Total interest expense	$69,000	8,355
Net interest income	$367,000	7,450
Provision for loan and lease losses	$0	6,501
Total noninterest income	$42,000	7,514
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$41,000	5,626
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,000	8,837
Total noninterest expense	$564,000	5,649
Salaries and employee benefits	$295,000	5,784
Premises and equipment expense	$86,000	5,308
Additional noninterest expense	$183,000	5,379
Pre-tax net operating income	$-155,000	8,866
Securities gains (losses)	$5,000	2,336
Applicable income taxes	$0	7,103
Income before extraordinary items	$-150,000	8,907
Extraordinary gains, net	$0	16
Net income	$-150,000	8,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-155,000	8,880
2003-12-31 (YTD Data)		Rank
Total interest income	$1,443,000	8,132
Total interest expense	$321,000	8,393
Net interest income	$1,122,000	7,920
Provision for loan and lease losses	$54,000	6,186
Total noninterest income	$138,000	7,930
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$135,000	6,073
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,000	8,956
Total noninterest expense	$2,287,000	5,553
Salaries and employee benefits	$1,171,000	5,722
Premises and equipment expense	$340,000	5,272
Additional noninterest expense	$776,000	5,159
Pre-tax net operating income	$-1,081,000	8,990
Securities gains (losses)	$0	4,500
Applicable income taxes	$-1,627,000	9,151
Income before extraordinary items	$546,000	6,152
Extraordinary gains, net	$0	54
Net income	$546,000	6,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$903,000	440
Net operating income	$546,000	6,002
2003-09-30 (YTD Data)		Rank
Total interest income	$1,018,000	8,307
Total interest expense	$246,000	8,485
Net interest income	$772,000	8,130
Provision for loan and lease losses	$34,000	6,318
Total noninterest income	$93,000	8,117
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$91,000	6,296
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,000	9,035
Total noninterest expense	$1,667,000	5,613
Salaries and employee benefits	$853,000	5,788
Premises and equipment expense	$252,000	5,303
Additional noninterest expense	$562,000	5,243
Pre-tax net operating income	$-836,000	9,052
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-836,000	9,103
Extraordinary gains, net	$0	40
Net income	$-836,000	9,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$903,000	322
Net operating income	$-836,000	9,061
2003-06-30 (YTD Data)		Rank
Total interest income	$630,000	8,479
Total interest expense	$162,000	8,572
Net interest income	$468,000	8,308
Provision for loan and lease losses	$10,000	6,790
Total noninterest income	$54,000	8,279
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$52,000	6,525
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,000	9,014
Total noninterest expense	$1,117,000	5,597
Salaries and employee benefits	$581,000	5,723
Premises and equipment expense	$165,000	5,334
Additional noninterest expense	$371,000	5,270
Pre-tax net operating income	$-605,000	9,101
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-605,000	9,154
Extraordinary gains, net	$0	30
Net income	$-605,000	9,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$892,000	220
Net operating income	$-605,000	9,102
2003-03-31 (YTD Data)		Rank
Total interest income	$274,000	8,702
Total interest expense	$71,000	8,769
Net interest income	$203,000	8,541
Provision for loan and lease losses	$0	6,934
Total noninterest income	$23,000	8,464
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$22,000	6,745
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,000	9,034
Total noninterest expense	$551,000	5,626
Salaries and employee benefits	$281,000	5,836
Premises and equipment expense	$139,000	3,718
Additional noninterest expense	$131,000	6,392
Pre-tax net operating income	$-325,000	9,146
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-325,000	9,194
Extraordinary gains, net	$0	21
Net income	$-325,000	9,191
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$160,000	202
Net operating income	$-325,000	9,140
2002-12-31 (YTD Data)		Rank
Total interest income	$887,000	8,937
Total interest expense	$265,000	8,950
Net interest income	$622,000	8,857
Provision for loan and lease losses	$110,000	5,550
Total noninterest income	$61,000	8,862
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$60,000	7,347
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	9,177
Total noninterest expense	$2,046,000	5,798
Salaries and employee benefits	$1,039,000	5,994
Premises and equipment expense	$519,000	3,829
Additional noninterest expense	$488,000	6,576
Pre-tax net operating income	$-1,473,000	9,201
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-1,473,000	9,241
Extraordinary gains, net	$0	70
Net income	$-1,473,000	9,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$726,000	423
Net operating income	$-1,473,000	9,208
2001-12-31 (YTD Data)		Rank
Total interest income	$256,000	9,516
Total interest expense	$111,000	9,458
Net interest income	$145,000	9,524
Provision for loan and lease losses	$80,000	5,977
Total noninterest income	$18,000	9,434
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$18,000	8,158
Trading account gains and fees	$0	177
Additional Noninterest Income	$0	9,480
Total noninterest expense	$1,864,000	6,005
Salaries and employee benefits	$643,000	7,460
Premises and equipment expense	$211,000	6,642
Additional noninterest expense	$1,010,000	4,040
Pre-tax net operating income	$-1,781,000	9,467
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-1,781,000	9,504
Extraordinary gains, net	$0	105
Net income	$-1,781,000	9,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$6,986,000	124
Net operating income	$-1,781,000	9,481

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.