Home > United Bank of Columbus > Income and Expense
United Bank of Columbus, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 10,723 |
| Total interest expense | $224,000 | 10,640 |
| Net interest income | $245,000 | 10,738 |
| Provision for loan and lease losses | $42,000 | 6,950 |
| Total noninterest income | $43,000 | 10,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $319,000 | 10,664 |
| Salaries and employee benefits | $127,000 | 10,772 |
| Premises and equipment expense | $65,000 | 9,839 |
| Additional noninterest expense | $127,000 | 10,259 |
| Pre-tax net operating income | $-73,000 | 10,463 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-43,000 | 10,607 |
| Income before extraordinary items | $-30,000 | 10,441 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-30,000 | 10,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-30,000 | 10,406 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,000 | 11,442 |
| Total interest expense | $17,000 | 11,404 |
| Net interest income | $16,000 | 11,441 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $3,000 | 11,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $61,000 | 11,439 |
| Salaries and employee benefits | $27,000 | 11,427 |
| Premises and equipment expense | $10,000 | 11,381 |
| Additional noninterest expense | $24,000 | 11,437 |
| Pre-tax net operating income | $-45,000 | 10,890 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-45,000 | 10,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-45,000 | 10,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-45,000 | 10,876 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.