Home > United Bank of Bismarck > Income and Expense
United Bank of Bismarck, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,479,000 | 3,263 |
| Total interest expense | $3,176,000 | 3,924 |
| Net interest income | $6,303,000 | 2,882 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $1,337,000 | 2,681 |
| Gross Fiduciary activities income | $6,000 | 1,545 |
| Service charges on deposit accounts | $317,000 | 4,223 |
| Trading account gains and fees | $3,000 | 479 |
| Additional Noninterest Income | $1,011,000 | 2,022 |
| Total noninterest expense | $3,345,000 | 4,082 |
| Salaries and employee benefits | $1,990,000 | 3,301 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $1,116,000 | 4,475 |
| Pre-tax net operating income | $4,240,000 | 1,633 |
| Securities gains (losses) | $167,000 | 1,880 |
| Applicable income taxes | $1,557,000 | 1,518 |
| Income before extraordinary items | $2,850,000 | 1,759 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,850,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $288,000 | 4,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,741,450 | 1,712 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,186,000 | 3,427 |
| Total interest expense | $4,047,000 | 4,033 |
| Net interest income | $6,139,000 | 2,973 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $1,003,000 | 3,311 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $336,000 | 4,066 |
| Trading account gains and fees | $4,000 | 448 |
| Additional Noninterest Income | $649,000 | 2,687 |
| Total noninterest expense | $3,203,000 | 4,259 |
| Salaries and employee benefits | $1,840,000 | 3,477 |
| Premises and equipment expense | $251,000 | 6,759 |
| Additional noninterest expense | $1,112,000 | 4,649 |
| Pre-tax net operating income | $3,913,000 | 1,583 |
| Securities gains (losses) | $146,000 | 2,447 |
| Applicable income taxes | $1,468,000 | 1,475 |
| Income before extraordinary items | $2,591,000 | 1,762 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,591,000 | 1,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $1,728,000 | 969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,497,560 | 1,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.