Home > United Bank & Capital Trust Company > Net charge- offs to loans
United Bank & Capital Trust Company, Net charge- offs to loans
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0674% | 5,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0990% | 5,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.7223% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3022% | 4,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2054% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2375% | 4,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2639% | 1,798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0873% | 5,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1230% | 5,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.6939% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6331% | 4,480 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2912% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5171% | 5,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3102% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0652% | 5,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0945% | 5,313 |
| Percentage Net Loans Charged-off:Construction & development | -1.1043% | 5,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8651% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5865% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0047% | 70 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1148% | 2,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0001% | 4,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.7117% | 5,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1561% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0390% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1390% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3534% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7188% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2045% | 2,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.6554% | 5,144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7214% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0474% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1920% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6245% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8180% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3848% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1701% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1898% | 390 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3888% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2386% | 5,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7677% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7253% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4501% | 1,376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 1,651 |
| Percentage Net Loans Charged-off:Construction & development | -0.1737% | 5,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1110% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0970% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1072% | 5,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1552% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1552% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0054% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0859% | 1,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.2337% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1545% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1240% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1485% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 3,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 3,145 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0287% | 5,133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | -0.3270% | 5,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1640% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1837% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 4,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0478% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0478% | 2,780 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1755% | 5,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0950% | 5,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 5,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.4800% | 5,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 5,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 5,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 5,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 4,744 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7912% | 5,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7912% | 5,696 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4236% | 5,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1177% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.6735% | 5,419 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 5,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3579% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3966% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 3,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 3,447 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6694% | 5,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 5,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 2,310 |
| Percentage Net Loans Charged-off:Construction & development | -0.8421% | 5,525 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 5,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2114% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2338% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 4,543 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3731% | 5,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3730% | 5,739 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9798% | 5,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 5,006 |
| Percentage Net Loans Charged-off:Construction & development | -1.5173% | 5,643 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 5,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2278% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2512% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5135% | 5,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5135% | 5,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0963% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2239% | 6,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2395% | 6,099 |
| Percentage Net Loans Charged-off:Construction & development | -3.3970% | 5,735 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 5,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 1,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1211% | 6,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1211% | 6,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0732% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1875% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.8523% | 5,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0308% | 1,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0078% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1587% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1737% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1957% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7766% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7766% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2623% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | -1.0735% | 5,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3609% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 2,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1082% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1549% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0270% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0272% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3415% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 2,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | -1.4894% | 5,856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1751% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5337% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2619% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2619% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2921% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3483% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1492% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3495% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3776% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0119% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0119% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1316% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1230% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1563% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.4596% | 1,123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 5,837 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1739% | 5,297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2787% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0435% | 4,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3071% | 1,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1385% | 5,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4856% | 6,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4856% | 6,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1032% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1174% | 3,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1537% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.6406% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2409% | 5,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2543% | 1,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0581% | 4,785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2817% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0692% | 5,484 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5961% | 6,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5961% | 6,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0240% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1774% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.5882% | 851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 2,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3914% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0697% | 4,798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4315% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2065% | 5,942 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4554% | 6,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4554% | 6,289 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0727% | 5,785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1756% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 1.1328% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1744% | 4,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2208% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3987% | 6,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3285% | 6,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3285% | 6,107 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2556% | 5,998 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8545% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8984% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 3.2900% | 781 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0305% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4961% | 568 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5430% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1228% | 1,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5769% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7763% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9169% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9169% | 1,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2796% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9355% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0444% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 4.0152% | 647 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3553% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0102% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4481% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0817% | 1,442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4774% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6454% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8594% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8594% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2629% | 6,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8908% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9808% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 3.7240% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5399% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3349% | 2,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3615% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6530% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6077% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6077% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3934% | 6,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5590% | 645 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7819% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 6.9311% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0935% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3487% | 1,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3764% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9153% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8591% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8591% | 586 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8472% | 6,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0446% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3886% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 7.4628% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1298% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2001% | 885 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4696% | 2,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2106% | 1,610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4897% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2485% | 3,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7202% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3987% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0323% | 6,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4998% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7719% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | 3.5853% | 1,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5395% | 1,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4175% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2798% | 1,327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4282% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3452% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9689% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5782% | 816 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4842% | 6,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6153% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6910% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 2.1340% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8048% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3769% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5369% | 958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3646% | 2,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3631% | 2,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8380% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0771% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1082% | 6,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7591% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8345% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 3.2053% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2077% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 2,483 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0321% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0737% | 2,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8236% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8642% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0527% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0812% | 6,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2147% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3369% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | 6.9599% | 912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4760% | 2,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9003% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 3,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0825% | 1,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1802% | 3,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6553% | 3,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0678% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3673% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4247% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5745% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 7.7977% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6369% | 1,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5940% | 409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 3,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1610% | 3,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9122% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1662% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2808% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0429% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1215% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 6.2021% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 2,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6981% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 3,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 3,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2328% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8903% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0389% | 1,420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5096% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5148% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 2.6546% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1187% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 2,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 2,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8027% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1713% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0917% | 6,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3837% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5930% | 2,656 |
| Percentage Net Loans Charged-off:Construction & development | 1.6394% | 2,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1810% | 2,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4211% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1068% | 1,742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4451% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3654% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3934% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0124% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6102% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5921% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 2.0556% | 1,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 2,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2646% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1459% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2734% | 2,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6908% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2788% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2076% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7083% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5753% | 1,966 |
| Percentage Net Loans Charged-off:Construction & development | 2.1716% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1263% | 1,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1525% | 2,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0714% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1691% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3964% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2787% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2236% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.3370% | 1,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2536% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1876% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4024% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4678% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0489% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2457% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.1266% | 2,546 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1130% | 7,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 3,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 2,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6161% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3005% | 1,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0429% | 6,879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2458% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 7,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 2,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1838% | 8,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7238% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8966% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4082% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2671% | 8,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0403% | 1,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0789% | 8,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 2,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7572% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3068% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1127% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4935% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0815% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0458% | 8,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5370% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0340% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0547% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 6,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 1,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 3,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3325% | 7,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4170% | 3,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 6,809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 7,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0113% | 1,042 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6148% | 7,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3228% | 3,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0827% | 7,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 7,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0118% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 7,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9234% | 7,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4434% | 2,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0541% | 7,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 7,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9474% | 8,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8145% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0486% | 6,996 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1577% | 2,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1510% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5693% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4213% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1104% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9519% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5948% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1746% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4577% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1192% | 935 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4552% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4904% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0815% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2486% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 2,693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1276% | 7,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7333% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0282% | 1,175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2391% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3272% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 2,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3550% | 7,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8537% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7239% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7151% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2664% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3508% | 7,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9341% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8202% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2606% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1387% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6334% | 8,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7312% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5805% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7381% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2128% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 3,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0357% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 2,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7920% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3610% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9620% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2272% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 2,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 2,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0474% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8846% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0466% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7599% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1281% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0728% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3110% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7773% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1211% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2077% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2395% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.1389% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9841% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3633% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4377% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0352% | 7,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4620% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2931% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 3.2428% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 3,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 3,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 7,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6120% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5984% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6576% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3642% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 2,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.3850% | 293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 7,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9471% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8391% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8366% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.5461% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 1,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 1,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 7,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2276% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1595% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9356% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3430% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 1.0495% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1076% | 7,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8579% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0769% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9337% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8586% | 871 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0431% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 8.3798% | 41 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1311% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3678% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 3,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 3,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 7,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2608% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1565% | 1,205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2816% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3359% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2588% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7734% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 8,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 8,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7710% | 2,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8440% | 2,736 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5737% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1434% | 1,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4065% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.8696% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0892% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0920% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8778% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1130% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8573% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2131% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5616% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1404% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1438% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5793% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5643% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3137% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1269% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1815% | 3,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1196% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4865% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4938% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0450% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1993% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2347% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 4,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1374% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8083% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2973% | 83 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3059% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9168% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1556% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4285% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1202% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3922% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5338% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7501% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5409% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5610% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7984% | 32 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5804% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1045% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1020% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3863% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1041% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1084% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3298% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8283% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6601% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0568% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4553% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1116% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.4409% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1446% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2717% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7249% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5738% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2163% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4151% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.3420% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0675% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1226% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0073% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2171% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1593% | 7,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1057% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2402% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2464% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8673% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9303% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2431% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5715% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |