Home > United Bank and Trust Company > Assets and Liabilities
United Bank and Trust Company, Assets and Liabilities
| 2005-06-30 | Rank | |
| # of Employees: | 107 | 1,611 |
| Assets and Liabilities | ||
| Total Assets: | $618,942,000 | 963 |
| Cash and due from depository institutions | $21,215,000 | 1,611 |
| Interest-bearing balances | $106,000 | 4,894 |
| Securities | $49,443,000 | 2,388 |
| Federal funds sold & reverse repurchase agreements | $122,140,000 | 119 |
| Net loans & leases | $349,544,000 | 1,155 |
| Loan loss allowance | $5,086,000 | 945 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,221,000 | 733 |
| Other real estate owned | $0 | 1,611 |
| Goodwill and other intangibles | $52,194,000 | 218 |
| All other assets | $11,185,000 | 1,440 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $618,942,000 | 963 |
| Total liabilities | $529,093,000 | 1,011 |
| Total deposits | $459,128,000 | 993 |
| Interest-bearing deposits | $365,059,000 | 1,054 |
| Deposits held in domestic offices | $459,128,000 | 991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,921,000 | 389 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,132,000 | 5,026 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,912,000 | 1,130 |
| Total equity capital | $89,849,000 | 669 |
| Total bank equity capital | $89,849,000 | 669 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,454 |
| Surplus | $84,213,000 | 355 |
| Undivided profits | $4,886,000 | 4,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $756,000 | 2,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,880,000 | 1,628 |
| Earning assets | $521,233,000 | 1,042 |
| Long-term assets (5+ years) | $36,665,000 | 2,230 |
| Average Assets, year-to-date | $562,078,000 | 1,032 |
| Average Assets, quarterly | $572,781,500 | 1,021 |
| Volatile liabilities | $146,256,000 | 925 |
| Insider loans | $9,065,000 | 662 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $87,216,000 | 1,064 |
| Tier 1 (core) risk-based capital | $37,851,000 | 1,464 |
| Tier 2 risk-based capital | $5,086,000 | 919 |
| Total risk weighted assets | $415,659,000 | 1,000 |
| Total unused commitments | $87,216,000 | 1,064 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 105 | 1,628 |
| Assets and Liabilities | ||
| Total Assets: | $526,621,000 | 1,106 |
| Cash and due from depository institutions | $19,971,000 | 1,628 |
| Interest-bearing balances | $96,000 | 5,269 |
| Securities | $42,047,000 | 2,771 |
| Federal funds sold & reverse repurchase agreements | $36,314,000 | 323 |
| Net loans & leases | $350,525,000 | 1,117 |
| Loan loss allowance | $4,951,000 | 955 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,214,000 | 722 |
| Other real estate owned | $72,000 | 1,628 |
| Goodwill and other intangibles | $52,385,000 | 219 |
| All other assets | $12,093,000 | 1,318 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $526,621,000 | 1,106 |
| Total liabilities | $438,808,000 | 1,206 |
| Total deposits | $402,731,000 | 1,129 |
| Interest-bearing deposits | $306,121,000 | 1,287 |
| Deposits held in domestic offices | $402,731,000 | 1,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,913,000 | 588 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $404,000 | 5,341 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,760,000 | 971 |
| Total equity capital | $87,813,000 | 663 |
| Total bank equity capital | $87,813,000 | 663 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $750,000 | 3,465 |
| Surplus | $84,125,000 | 349 |
| Undivided profits | $2,938,000 | 5,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 1,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,726,000 | 1,729 |
| Earning assets | $428,982,000 | 1,254 |
| Long-term assets (5+ years) | $34,553,000 | 2,397 |
| Average Assets, year-to-date | $533,646,000 | 1,079 |
| Average Assets, quarterly | $533,646,000 | 1,079 |
| Volatile liabilities | $99,415,000 | 1,228 |
| Insider loans | $8,978,000 | 643 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $91,017,000 | 1,018 |
| Tier 1 (core) risk-based capital | $36,011,000 | 1,511 |
| Tier 2 risk-based capital | $4,951,000 | 928 |
| Total risk weighted assets | $399,843,000 | 1,021 |
| Total unused commitments | $91,017,000 | 1,018 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 107 | 1,597 |
| Assets and Liabilities | ||
| Total Assets: | $540,671,000 | 1,073 |
| Cash and due from depository institutions | $21,895,000 | 1,597 |
| Interest-bearing balances | $95,000 | 5,313 |
| Securities | $44,219,000 | 2,670 |
| Federal funds sold & reverse repurchase agreements | $84,861,000 | 171 |
| Net loans & leases | $312,150,000 | 1,251 |
| Loan loss allowance | $4,815,000 | 984 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,644,000 | 624 |
| Other real estate owned | $0 | 1,597 |
| Goodwill and other intangibles | $52,576,000 | 219 |
| All other assets | $10,326,000 | 1,493 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $540,671,000 | 1,073 |
| Total liabilities | $454,759,000 | 1,148 |
| Total deposits | $431,884,000 | 1,012 |
| Interest-bearing deposits | $293,605,000 | 1,343 |
| Deposits held in domestic offices | $431,884,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,560,000 | 896 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,383,000 | 4,871 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,932,000 | 810 |
| Total equity capital | $85,912,000 | 686 |
| Total bank equity capital | $85,912,000 | 686 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $750,000 | 3,465 |
| Surplus | $83,382,000 | 350 |
| Undivided profits | $1,780,000 | 6,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,210,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,359,000 | 2,214 |
| Earning assets | $441,325,000 | 1,208 |
| Long-term assets (5+ years) | $41,308,000 | 2,134 |
| Average Assets, year-to-date | $478,357,600 | 1,149 |
| Average Assets, quarterly | $504,590,500 | 1,131 |
| Volatile liabilities | $64,729,000 | 1,714 |
| Insider loans | $9,226,000 | 624 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $86,196,000 | 1,037 |
| Tier 1 (core) risk-based capital | $33,532,000 | 1,606 |
| Tier 2 risk-based capital | $4,685,000 | 988 |
| Total risk weighted assets | $375,220,000 | 1,090 |
| Total unused commitments | $86,196,000 | 1,037 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 108 | 1,594 |
| Assets and Liabilities | ||
| Total Assets: | $468,510,000 | 1,227 |
| Cash and due from depository institutions | $21,681,000 | 1,594 |
| Interest-bearing balances | $91,000 | 5,409 |
| Securities | $42,054,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $26,929,000 | 416 |
| Net loans & leases | $300,081,000 | 1,273 |
| Loan loss allowance | $5,990,000 | 792 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,785,000 | 599 |
| Other real estate owned | $910,000 | 1,594 |
| Goodwill and other intangibles | $52,812,000 | 218 |
| All other assets | $9,258,000 | 1,615 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $468,510,000 | 1,227 |
| Total liabilities | $382,509,000 | 1,358 |
| Total deposits | $342,064,000 | 1,313 |
| Interest-bearing deposits | $249,588,000 | 1,569 |
| Deposits held in domestic offices | $342,064,000 | 1,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,454,000 | 543 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,040,000 | 4,987 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,951,000 | 917 |
| Total equity capital | $86,001,000 | 677 |
| Total bank equity capital | $86,001,000 | 677 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $750,000 | 3,475 |
| Surplus | $79,323,000 | 366 |
| Undivided profits | $5,928,000 | 4,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,785,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,462,000 | 2,116 |
| Earning assets | $369,155,000 | 1,458 |
| Long-term assets (5+ years) | $44,040,000 | 2,063 |
| Average Assets, year-to-date | $462,779,250 | 1,179 |
| Average Assets, quarterly | $481,312,500 | 1,173 |
| Volatile liabilities | $85,238,000 | 1,329 |
| Insider loans | $8,298,000 | 679 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $61,241,000 | 1,344 |
| Tier 1 (core) risk-based capital | $33,181,000 | 1,598 |
| Tier 2 risk-based capital | $4,384,000 | 1,025 |
| Total risk weighted assets | $349,121,000 | 1,154 |
| Total unused commitments | $61,241,000 | 1,345 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 112 | 1,539 |
| Assets and Liabilities | ||
| Total Assets: | $494,115,000 | 1,134 |
| Cash and due from depository institutions | $26,717,000 | 1,539 |
| Interest-bearing balances | $88,000 | 5,459 |
| Securities | $35,795,000 | 3,209 |
| Federal funds sold & reverse repurchase agreements | $54,312,000 | 226 |
| Net loans & leases | $298,780,000 | 1,243 |
| Loan loss allowance | $5,892,000 | 793 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $15,088,000 | 574 |
| Other real estate owned | $958,000 | 1,539 |
| Goodwill and other intangibles | $53,048,000 | 209 |
| All other assets | $9,417,000 | 1,595 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $494,115,000 | 1,134 |
| Total liabilities | $409,585,000 | 1,240 |
| Total deposits | $375,011,000 | 1,156 |
| Interest-bearing deposits | $271,911,000 | 1,415 |
| Deposits held in domestic offices | $375,011,000 | 1,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,750,000 | 612 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,360,000 | 4,852 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,464,000 | 934 |
| Total equity capital | $84,530,000 | 648 |
| Total bank equity capital | $84,530,000 | 648 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $750,000 | 3,493 |
| Surplus | $79,291,000 | 357 |
| Undivided profits | $4,489,000 | 4,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,190,000 | 1,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,228,000 | 2,383 |
| Earning assets | $388,975,000 | 1,335 |
| Long-term assets (5+ years) | $46,973,000 | 2,011 |
| Average Assets, year-to-date | $460,869,000 | 1,183 |
| Average Assets, quarterly | $474,845,000 | 1,165 |
| Volatile liabilities | $83,604,000 | 1,336 |
| Insider loans | $8,773,000 | 623 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $61,424,000 | 1,322 |
| Tier 1 (core) risk-based capital | $32,028,000 | 1,620 |
| Tier 2 risk-based capital | $4,364,000 | 1,024 |
| Total risk weighted assets | $353,740,000 | 1,110 |
| Total unused commitments | $61,424,000 | 1,323 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 112 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $455,575,000 | 1,211 |
| Cash and due from depository institutions | $20,594,000 | 1,536 |
| Interest-bearing balances | $85,000 | 5,584 |
| Securities | $25,935,000 | 4,060 |
| Federal funds sold & reverse repurchase agreements | $35,321,000 | 383 |
| Net loans & leases | $295,296,000 | 1,230 |
| Loan loss allowance | $5,790,000 | 812 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,889,000 | 562 |
| Other real estate owned | $958,000 | 1,536 |
| Goodwill and other intangibles | $53,283,000 | 195 |
| All other assets | $9,299,000 | 1,521 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $455,575,000 | 1,211 |
| Total liabilities | $370,545,000 | 1,368 |
| Total deposits | $338,755,000 | 1,304 |
| Interest-bearing deposits | $247,231,000 | 1,568 |
| Deposits held in domestic offices | $338,755,000 | 1,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,149,000 | 598 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $389,000 | 5,278 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,252,000 | 1,098 |
| Total equity capital | $85,030,000 | 659 |
| Total bank equity capital | $85,030,000 | 659 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $750,000 | 3,496 |
| Surplus | $79,291,000 | 352 |
| Undivided profits | $4,989,000 | 4,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,243,000 | 2,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,221,000 | 2,339 |
| Earning assets | $356,637,000 | 1,459 |
| Long-term assets (5+ years) | $46,029,000 | 2,010 |
| Average Assets, year-to-date | $444,246,000 | 1,232 |
| Average Assets, quarterly | $444,246,000 | 1,232 |
| Volatile liabilities | $77,168,000 | 1,363 |
| Insider loans | $8,334,000 | 641 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $58,859,000 | 1,324 |
| Tier 1 (core) risk-based capital | $31,655,000 | 1,632 |
| Tier 2 risk-based capital | $4,230,000 | 1,039 |
| Total risk weighted assets | $336,835,000 | 1,141 |
| Total unused commitments | $58,859,000 | 1,329 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 110 | 1,575 |
| Assets and Liabilities | ||
| Total Assets: | $432,917,000 | 1,278 |
| Cash and due from depository institutions | $17,526,000 | 1,575 |
| Interest-bearing balances | $71,000 | 5,641 |
| Securities | $27,985,000 | 3,904 |
| Federal funds sold & reverse repurchase agreements | $17,259,000 | 656 |
| Net loans & leases | $290,898,000 | 1,220 |
| Loan loss allowance | $5,561,000 | 843 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $14,933,000 | 562 |
| Other real estate owned | $958,000 | 1,575 |
| Goodwill and other intangibles | $53,519,000 | 195 |
| All other assets | $9,839,000 | 1,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,917,000 | 1,278 |
| Total liabilities | $349,095,000 | 1,464 |
| Total deposits | $339,882,000 | 1,286 |
| Interest-bearing deposits | $240,788,000 | 1,597 |
| Deposits held in domestic offices | $339,882,000 | 1,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,594,000 | 1,682 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $994,000 | 4,974 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,625,000 | 1,187 |
| Total equity capital | $83,822,000 | 652 |
| Total bank equity capital | $83,822,000 | 652 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $750,000 | 3,522 |
| Surplus | $79,291,000 | 360 |
| Undivided profits | $3,781,000 | 5,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,461,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,251,000 | 2,402 |
| Earning assets | $336,213,000 | 1,539 |
| Long-term assets (5+ years) | $38,810,000 | 2,317 |
| Average Assets, year-to-date | $398,134,000 | 1,365 |
| Average Assets, quarterly | $422,109,500 | 1,313 |
| Volatile liabilities | $59,629,000 | 1,685 |
| Insider loans | $9,227,000 | 535 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $47,314,000 | 1,530 |
| Tier 1 (core) risk-based capital | $30,438,000 | 1,683 |
| Tier 2 risk-based capital | $4,123,000 | 1,062 |
| Total risk weighted assets | $328,616,000 | 1,153 |
| Total unused commitments | $47,314,000 | 1,532 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 110 | 1,593 |
| Assets and Liabilities | ||
| Total Assets: | $411,302,000 | 1,372 |
| Cash and due from depository institutions | $19,381,000 | 1,593 |
| Interest-bearing balances | $566,000 | 3,667 |
| Securities | $28,171,000 | 3,792 |
| Federal funds sold & reverse repurchase agreements | $8,630,000 | 1,651 |
| Net loans & leases | $278,541,000 | 1,289 |
| Loan loss allowance | $6,053,000 | 792 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,030,000 | 555 |
| Other real estate owned | $133,000 | 1,593 |
| Goodwill and other intangibles | $53,807,000 | 202 |
| All other assets | $7,609,000 | 1,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,302,000 | 1,372 |
| Total liabilities | $328,887,000 | 1,552 |
| Total deposits | $306,781,000 | 1,454 |
| Interest-bearing deposits | $228,581,000 | 1,684 |
| Deposits held in domestic offices | $306,781,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,112,000 | 776 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $434,000 | 5,235 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,560,000 | 1,249 |
| Total equity capital | $82,415,000 | 676 |
| Total bank equity capital | $82,415,000 | 676 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $750,000 | 3,545 |
| Surplus | $79,010,000 | 370 |
| Undivided profits | $2,655,000 | 6,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,983,000 | 818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,240,000 | 2,530 |
| Earning assets | $315,908,000 | 1,636 |
| Long-term assets (5+ years) | $39,064,000 | 2,297 |
| Average Assets, year-to-date | $389,438,250 | 1,411 |
| Average Assets, quarterly | $415,606,000 | 1,346 |
| Volatile liabilities | $73,602,000 | 1,390 |
| Insider loans | $9,859,000 | 497 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $55,150,000 | 1,364 |
| Tier 1 (core) risk-based capital | $28,701,000 | 1,789 |
| Tier 2 risk-based capital | $3,980,000 | 1,107 |
| Total risk weighted assets | $316,359,000 | 1,200 |
| Total unused commitments | $55,150,000 | 1,366 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 111 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $419,910,000 | 1,323 |
| Cash and due from depository institutions | $12,123,000 | 1,582 |
| Interest-bearing balances | $581,000 | 3,754 |
| Securities | $29,143,000 | 3,631 |
| Federal funds sold & reverse repurchase agreements | $29,879,000 | 529 |
| Net loans & leases | $271,016,000 | 1,303 |
| Loan loss allowance | $5,892,000 | 802 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,658,000 | 564 |
| Other real estate owned | $60,000 | 1,582 |
| Goodwill and other intangibles | $55,946,000 | 187 |
| All other assets | $7,085,000 | 1,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $419,910,000 | 1,323 |
| Total liabilities | $336,527,000 | 1,490 |
| Total deposits | $309,535,000 | 1,412 |
| Interest-bearing deposits | $230,272,000 | 1,648 |
| Deposits held in domestic offices | $309,535,000 | 1,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,282,000 | 672 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $239,000 | 5,474 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,471,000 | 946 |
| Total equity capital | $83,383,000 | 670 |
| Total bank equity capital | $83,383,000 | 670 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $750,000 | 3,548 |
| Surplus | $80,852,000 | 353 |
| Undivided profits | $1,781,000 | 6,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,425,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,268,000 | 2,368 |
| Earning assets | $330,619,000 | 1,541 |
| Long-term assets (5+ years) | $42,080,000 | 2,040 |
| Average Assets, year-to-date | $382,150,330 | 1,419 |
| Average Assets, quarterly | $400,184,500 | 1,380 |
| Volatile liabilities | $78,783,000 | 1,290 |
| Insider loans | $10,179,000 | 458 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $58,754,000 | 1,273 |
| Tier 1 (core) risk-based capital | $27,352,000 | 1,847 |
| Tier 2 risk-based capital | $3,879,000 | 1,093 |
| Total risk weighted assets | $308,282,000 | 1,215 |
| Total unused commitments | $58,754,000 | 1,282 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 107 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $380,459,000 | 1,430 |
| Cash and due from depository institutions | $25,438,000 | 1,615 |
| Interest-bearing balances | $426,000 | 3,982 |
| Securities | $20,918,000 | 4,521 |
| Federal funds sold & reverse repurchase agreements | $37,383,000 | 429 |
| Net loans & leases | $270,204,000 | 1,287 |
| Loan loss allowance | $5,599,000 | 831 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,563,000 | 604 |
| Other real estate owned | $2,049,000 | 1,615 |
| Goodwill and other intangibles | $360,000 | 2,150 |
| All other assets | $10,544,000 | 1,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $380,459,000 | 1,430 |
| Total liabilities | $352,066,000 | 1,390 |
| Total deposits | $334,206,000 | 1,279 |
| Interest-bearing deposits | $249,152,000 | 1,512 |
| Deposits held in domestic offices | $334,206,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,223,000 | 866 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $473,000 | 5,127 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,164,000 | 1,163 |
| Total equity capital | $28,393,000 | 1,878 |
| Total bank equity capital | $28,393,000 | 1,878 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $750,000 | 3,562 |
| Surplus | $9,747,000 | 1,872 |
| Undivided profits | $17,896,000 | 1,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,393,000 | 757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,246,000 | 2,454 |
| Earning assets | $328,931,000 | 1,513 |
| Long-term assets (5+ years) | $27,115,000 | 2,769 |
| Average Assets, year-to-date | $363,270,500 | 1,483 |
| Average Assets, quarterly | $363,270,500 | 1,483 |
| Volatile liabilities | $69,791,000 | 1,403 |
| Insider loans | $10,018,000 | 470 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $57,524,000 | 1,241 |
| Tier 1 (core) risk-based capital | $28,043,000 | 1,767 |
| Tier 2 risk-based capital | $3,945,000 | 1,058 |
| Total risk weighted assets | $313,969,000 | 1,162 |
| Total unused commitments | $57,524,000 | 1,251 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 108 | 1,599 |
| Assets and Liabilities | ||
| Total Assets: | $346,082,000 | 1,549 |
| Cash and due from depository institutions | $20,461,000 | 1,599 |
| Interest-bearing balances | $419,000 | 3,920 |
| Securities | $24,895,000 | 4,021 |
| Federal funds sold & reverse repurchase agreements | $8,521,000 | 1,711 |
| Net loans & leases | $268,651,000 | 1,278 |
| Loan loss allowance | $4,382,000 | 1,010 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,322,000 | 608 |
| Other real estate owned | $422,000 | 1,599 |
| Goodwill and other intangibles | $360,000 | 2,127 |
| All other assets | $9,450,000 | 1,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,082,000 | 1,549 |
| Total liabilities | $318,801,000 | 1,521 |
| Total deposits | $297,862,000 | 1,428 |
| Interest-bearing deposits | $218,775,000 | 1,691 |
| Deposits held in domestic offices | $297,862,000 | 1,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,902,000 | 760 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $457,000 | 5,284 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,580,000 | 1,659 |
| Total equity capital | $27,281,000 | 1,917 |
| Total bank equity capital | $27,281,000 | 1,917 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $750,000 | 3,562 |
| Surplus | $7,793,000 | 2,258 |
| Undivided profits | $18,738,000 | 1,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,911,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,306,000 | 2,461 |
| Earning assets | $302,486,000 | 1,617 |
| Long-term assets (5+ years) | $26,118,000 | 2,801 |
| Average Assets, year-to-date | $319,234,600 | 1,598 |
| Average Assets, quarterly | $344,179,000 | 1,540 |
| Volatile liabilities | $73,562,000 | 1,332 |
| Insider loans | $10,863,000 | 410 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $54,126,000 | 1,266 |
| Tier 1 (core) risk-based capital | $26,816,000 | 1,817 |
| Tier 2 risk-based capital | $3,799,000 | 1,082 |
| Total risk weighted assets | $303,331,000 | 1,184 |
| Total unused commitments | $54,126,000 | 1,267 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 98 | 1,718 |
| Assets and Liabilities | ||
| Total Assets: | $280,738,000 | 1,814 |
| Cash and due from depository institutions | $17,169,000 | 1,718 |
| Interest-bearing balances | $215,000 | 4,383 |
| Securities | $21,185,000 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $8,525,000 | 1,728 |
| Net loans & leases | $214,360,000 | 1,548 |
| Loan loss allowance | $3,518,000 | 1,174 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,179,000 | 753 |
| Other real estate owned | $141,000 | 1,718 |
| Goodwill and other intangibles | $360,000 | 2,067 |
| All other assets | $7,819,000 | 1,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,738,000 | 1,814 |
| Total liabilities | $259,056,000 | 1,784 |
| Total deposits | $240,934,000 | 1,688 |
| Interest-bearing deposits | $186,704,000 | 1,895 |
| Deposits held in domestic offices | $240,934,000 | 1,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,525,000 | 855 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $151,000 | 5,348 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,446,000 | 1,721 |
| Total equity capital | $21,682,000 | 2,269 |
| Total bank equity capital | $21,682,000 | 2,269 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $6,793,000 | 2,423 |
| Undivided profits | $14,139,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,727,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,225,000 | 2,833 |
| Earning assets | $244,285,000 | 1,903 |
| Long-term assets (5+ years) | $19,398,000 | 3,362 |
| Average Assets, year-to-date | $263,997,400 | 1,838 |
| Average Assets, quarterly | $277,327,000 | 1,812 |
| Volatile liabilities | $56,774,000 | 1,585 |
| Insider loans | $11,008,000 | 379 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $42,997,000 | 1,412 |
| Tier 1 (core) risk-based capital | $21,213,000 | 2,199 |
| Tier 2 risk-based capital | $3,001,000 | 1,283 |
| Total risk weighted assets | $239,563,000 | 1,430 |
| Total unused commitments | $42,997,000 | 1,416 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 79 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $237,555,000 | 2,059 |
| Cash and due from depository institutions | $9,520,000 | 2,157 |
| Interest-bearing balances | $112,000 | 4,424 |
| Securities | $24,694,000 | 3,976 |
| Federal funds sold & reverse repurchase agreements | $4,961,000 | 2,394 |
| Net loans & leases | $181,528,000 | 1,748 |
| Loan loss allowance | $2,761,000 | 1,412 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,877,000 | 800 |
| Other real estate owned | $175,000 | 2,157 |
| Goodwill and other intangibles | $374,000 | 2,003 |
| All other assets | $6,426,000 | 1,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,555,000 | 2,059 |
| Total liabilities | $218,693,000 | 2,007 |
| Total deposits | $205,217,000 | 1,894 |
| Interest-bearing deposits | $165,301,000 | 2,045 |
| Deposits held in domestic offices | $205,217,000 | 1,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,163,000 | 1,071 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $694,000 | 4,853 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,619,000 | 1,652 |
| Total equity capital | $18,862,000 | 2,492 |
| Total bank equity capital | $18,862,000 | 2,492 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $6,793,000 | 2,340 |
| Undivided profits | $11,319,000 | 2,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,031,000 | 2,650 |
| Earning assets | $211,295,000 | 2,126 |
| Long-term assets (5+ years) | $26,338,000 | 2,644 |
| Average Assets, year-to-date | $220,834,800 | 2,088 |
| Average Assets, quarterly | $230,795,000 | 2,081 |
| Volatile liabilities | $39,062,000 | 2,153 |
| Insider loans | $8,229,000 | 539 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $29,547,000 | 1,763 |
| Tier 1 (core) risk-based capital | $18,436,000 | 2,433 |
| Tier 2 risk-based capital | $2,489,170 | 1,456 |
| Total risk weighted assets | $198,783,870 | 1,639 |
| Total unused commitments | $29,547,000 | 1,765 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 74 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $205,178,000 | 2,294 |
| Cash and due from depository institutions | $8,966,000 | 2,369 |
| Interest-bearing balances | $142,000 | 4,342 |
| Securities | $23,048,000 | 4,388 |
| Federal funds sold & reverse repurchase agreements | $2,917,000 | 2,940 |
| Net loans & leases | $152,997,000 | 1,955 |
| Loan loss allowance | $2,341,000 | 1,590 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,468,000 | 850 |
| Other real estate owned | $1,528,000 | 2,369 |
| Goodwill and other intangibles | $389,000 | 2,044 |
| All other assets | $5,865,000 | 1,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,178,000 | 2,294 |
| Total liabilities | $189,306,000 | 2,247 |
| Total deposits | $179,751,000 | 2,115 |
| Interest-bearing deposits | $142,912,000 | 2,307 |
| Deposits held in domestic offices | $179,751,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,307,000 | 1,406 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $406,000 | 5,102 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,842,000 | 2,008 |
| Total equity capital | $15,872,000 | 2,798 |
| Total bank equity capital | $15,872,000 | 2,798 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $6,792,000 | 2,303 |
| Undivided profits | $8,330,000 | 2,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,326,000 | 1,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $555,000 | 267 |
| Income earned, not collected on loans | $783,000 | 2,993 |
| Earning assets | $179,104,000 | 2,422 |
| Long-term assets (5+ years) | $29,177,000 | 2,603 |
| Average Assets, year-to-date | $186,223,000 | 2,420 |
| Average Assets, quarterly | $201,973,000 | 2,296 |
| Volatile liabilities | $25,142,000 | 2,905 |
| Insider loans | $6,194,000 | 740 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $23,956,000 | 2,061 |
| Tier 1 (core) risk-based capital | $15,537,000 | 2,839 |
| Tier 2 risk-based capital | $2,124,460 | 1,597 |
| Total risk weighted assets | $169,600,060 | 1,807 |
| Total unused commitments | $23,956,000 | 2,065 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 74 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $168,837,000 | 2,735 |
| Cash and due from depository institutions | $8,055,000 | 2,371 |
| Interest-bearing balances | $156,000 | 4,507 |
| Securities | $24,816,000 | 4,181 |
| Federal funds sold & reverse repurchase agreements | $4,011,000 | 4,019 |
| Net loans & leases | $116,545,000 | 2,382 |
| Loan loss allowance | $1,984,000 | 1,784 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,121,000 | 825 |
| Other real estate owned | $1,015,000 | 2,371 |
| Goodwill and other intangibles | $404,000 | 1,974 |
| All other assets | $4,870,000 | 1,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,837,000 | 2,735 |
| Total liabilities | $155,220,000 | 2,674 |
| Total deposits | $144,533,000 | 2,643 |
| Interest-bearing deposits | $111,803,000 | 2,916 |
| Deposits held in domestic offices | $144,533,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,796,000 | 1,097 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $588,000 | 4,106 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,303,000 | 2,833 |
| Total equity capital | $13,617,000 | 3,278 |
| Total bank equity capital | $13,617,000 | 3,278 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $6,042,000 | 2,414 |
| Undivided profits | $6,825,000 | 3,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,450,000 | 623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $586,000 | 3,965 |
| Earning assets | $145,528,000 | 2,895 |
| Long-term assets (5+ years) | $38,855,000 | 1,956 |
| Average Assets, year-to-date | $159,493,600 | 2,717 |
| Average Assets, quarterly | $162,124,500 | 2,793 |
| Volatile liabilities | $21,210,000 | 2,864 |
| Insider loans | $5,278,000 | 790 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,182,000 | 2,250 |
| Tier 1 (core) risk-based capital | $13,073,000 | 3,259 |
| Tier 2 risk-based capital | $1,719,280 | 1,853 |
| Total risk weighted assets | $137,266,380 | 2,064 |
| Total unused commitments | $20,182,000 | 2,259 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 76 | 2,342 |
| Assets and Liabilities | ||
| Total Assets: | $144,482,000 | 3,079 |
| Cash and due from depository institutions | $7,425,000 | 2,342 |
| Interest-bearing balances | $191,000 | 4,083 |
| Securities | $20,414,000 | 4,833 |
| Federal funds sold & reverse repurchase agreements | $7,441,000 | 1,879 |
| Net loans & leases | $94,822,000 | 2,888 |
| Loan loss allowance | $1,647,000 | 2,145 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,325,000 | 786 |
| Other real estate owned | $0 | 2,342 |
| Goodwill and other intangibles | $418,000 | 1,870 |
| All other assets | $4,637,000 | 1,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,482,000 | 3,079 |
| Total liabilities | $134,054,000 | 2,993 |
| Total deposits | $131,015,000 | 2,853 |
| Interest-bearing deposits | $101,834,000 | 3,134 |
| Deposits held in domestic offices | $131,015,000 | 2,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,081,000 | 2,602 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $745,000 | 3,776 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,213,000 | 3,042 |
| Total equity capital | $10,428,000 | 4,134 |
| Total bank equity capital | $10,428,000 | 4,134 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $4,543,000 | 3,038 |
| Undivided profits | $5,135,000 | 4,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $571,000 | 4,146 |
| Earning assets | $122,868,000 | 3,315 |
| Long-term assets (5+ years) | $11,540,000 | 3,974 |
| Average Assets, year-to-date | $131,094,200 | 3,220 |
| Average Assets, quarterly | $141,242,000 | 3,098 |
| Volatile liabilities | $11,320,000 | 4,584 |
| Insider loans | $4,462,000 | 917 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $16,634,000 | 2,425 |
| Tier 1 (core) risk-based capital | $9,953,000 | 4,194 |
| Tier 2 risk-based capital | $1,401,540 | 2,142 |
| Total risk weighted assets | $111,877,940 | 2,509 |
| Total unused commitments | $16,634,000 | 2,430 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $121,619,000 | 3,696 |
| Cash and due from depository institutions | $7,991,000 | 2,873 |
| Interest-bearing balances | $132,000 | 4,347 |
| Securities | $19,009,000 | 5,495 |
| Federal funds sold & reverse repurchase agreements | $7,061,000 | 1,853 |
| Net loans & leases | $79,262,000 | 3,430 |
| Loan loss allowance | $1,610,000 | 2,286 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,802,000 | 1,357 |
| Other real estate owned | $0 | 2,873 |
| Goodwill and other intangibles | $540,000 | 1,641 |
| All other assets | $1,954,000 | 3,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,619,000 | 3,696 |
| Total liabilities | $112,005,000 | 3,618 |
| Total deposits | $108,442,000 | 3,509 |
| Interest-bearing deposits | $81,497,000 | 3,982 |
| Deposits held in domestic offices | $108,442,000 | 3,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,769,000 | 2,347 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $418,000 | 4,079 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,376,000 | 2,768 |
| Total equity capital | $9,614,000 | 4,485 |
| Total bank equity capital | $9,614,000 | 4,485 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $4,374,000 | 3,212 |
| Undivided profits | $4,490,000 | 4,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 5,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $513,000 | 4,523 |
| Earning assets | $105,464,000 | 3,891 |
| Long-term assets (5+ years) | $5,603,000 | 5,620 |
| Average Assets, year-to-date | $112,566,600 | 3,810 |
| Average Assets, quarterly | $116,596,500 | 3,796 |
| Volatile liabilities | $6,922,000 | 6,096 |
| Insider loans | $4,952,000 | 873 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,939,000 | 2,547 |
| Tier 1 (core) risk-based capital | $9,028,000 | 4,622 |
| Tier 2 risk-based capital | $1,126,620 | 2,651 |
| Total risk weighted assets | $89,645,820 | 3,073 |
| Total unused commitments | $14,939,000 | 2,559 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $106,259,000 | 4,176 |
| Cash and due from depository institutions | $6,061,000 | 3,096 |
| Interest-bearing balances | $131,000 | 4,616 |
| Securities | $17,928,000 | 5,998 |
| Federal funds sold & reverse repurchase agreements | $2,396,000 | 5,045 |
| Net loans & leases | $74,007,000 | 3,562 |
| Loan loss allowance | $1,527,000 | 2,436 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,370,000 | 2,289 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $682,000 | 1,392 |
| All other assets | $1,815,000 | 3,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,259,000 | 4,176 |
| Total liabilities | $97,585,000 | 4,094 |
| Total deposits | $93,208,000 | 4,073 |
| Interest-bearing deposits | $71,898,000 | 4,526 |
| Deposits held in domestic offices | $93,208,000 | 4,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,764,000 | 1,952 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $389,000 | 3,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,224,000 | 3,086 |
| Total equity capital | $8,674,000 | 4,878 |
| Total bank equity capital | $8,674,000 | 4,878 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $4,374,000 | 3,200 |
| Undivided profits | $3,550,000 | 5,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 10,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $500,000 | 4,731 |
| Earning assets | $94,462,000 | 4,307 |
| Long-term assets (5+ years) | $5,353,000 | 5,634 |
| Average Assets, year-to-date | $105,065,600 | 4,064 |
| Average Assets, quarterly | $106,731,000 | 4,119 |
| Volatile liabilities | $7,626,000 | 5,457 |
| Insider loans | $4,633,000 | 957 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,882,000 | 2,719 |
| Tier 1 (core) risk-based capital | $7,923,000 | 5,137 |
| Tier 2 risk-based capital | $1,015,590 | 2,866 |
| Total risk weighted assets | $80,735,390 | 3,302 |
| Total unused commitments | $12,882,000 | 2,730 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $103,723,000 | 4,220 |
| Cash and due from depository institutions | $5,628,000 | 4,201 |
| Interest-bearing balances | $205,000 | 4,337 |
| Securities | $18,473,000 | 6,229 |
| Federal funds sold & reverse repurchase agreements | $12,630,000 | 765 |
| Net loans & leases | $63,762,000 | 3,986 |
| Loan loss allowance | $1,335,000 | 2,810 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,473,000 | 4,687 |
| Other real estate owned | $18,000 | 4,201 |
| Goodwill and other intangibles | $394,000 | 1,578 |
| All other assets | $1,345,000 | 5,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,723,000 | 4,220 |
| Total liabilities | $96,674,000 | 4,109 |
| Total deposits | $93,717,000 | 4,004 |
| Interest-bearing deposits | $75,284,000 | 4,285 |
| Deposits held in domestic offices | $93,717,000 | 3,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,586,000 | 2,891 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $399,000 | 3,946 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $972,000 | 3,134 |
| Total equity capital | $7,049,000 | 5,483 |
| Total bank equity capital | $7,049,000 | 5,483 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $3,924,000 | 3,425 |
| Undivided profits | $2,375,000 | 6,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 10,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $389,000 | 5,317 |
| Earning assets | $95,070,000 | 4,241 |
| Long-term assets (5+ years) | $9,056,000 | 4,368 |
| Average Assets, year-to-date | $88,691,400 | 4,755 |
| Average Assets, quarterly | $95,262,500 | 4,536 |
| Volatile liabilities | $4,824,000 | 6,892 |
| Insider loans | $4,154,000 | 1,005 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,177,000 | 2,900 |
| Tier 1 (core) risk-based capital | $6,717,000 | 5,834 |
| Tier 2 risk-based capital | $872,270 | 3,288 |
| Total risk weighted assets | $69,319,170 | 3,697 |
| Total unused commitments | $11,177,000 | 2,911 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $80,676,000 | 5,383 |
| Cash and due from depository institutions | $5,118,000 | 4,750 |
| Interest-bearing balances | $299,000 | 5,054 |
| Securities | $19,852,000 | 6,171 |
| Federal funds sold & reverse repurchase agreements | $1,146,000 | 7,422 |
| Net loans & leases | $51,451,000 | 4,673 |
| Loan loss allowance | $875,000 | 4,164 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,453,000 | 4,794 |
| Other real estate owned | $310,000 | 4,750 |
| Goodwill and other intangibles | $533,000 | 1,318 |
| All other assets | $813,000 | 7,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,676,000 | 5,383 |
| Total liabilities | $74,763,000 | 5,276 |
| Total deposits | $72,203,000 | 5,241 |
| Interest-bearing deposits | $59,092,000 | 5,524 |
| Deposits held in domestic offices | $72,203,000 | 5,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,239,000 | 2,594 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $484,000 | 3,415 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $837,000 | 3,585 |
| Total equity capital | $5,913,000 | 6,464 |
| Total bank equity capital | $5,913,000 | 6,464 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $3,924,000 | 3,381 |
| Undivided profits | $1,239,000 | 8,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 11,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $274,000 | 6,533 |
| Earning assets | $72,748,000 | 5,457 |
| Long-term assets (5+ years) | $13,365,000 | 3,589 |
| Average Assets, year-to-date | $74,909,200 | 5,600 |
| Average Assets, quarterly | $79,261,000 | 5,407 |
| Volatile liabilities | $6,035,000 | 5,857 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,322,000 | 3,843 |
| Tier 1 (core) risk-based capital | $5,380,000 | 6,797 |
| Tier 2 risk-based capital | $673,840 | 4,085 |
| Total risk weighted assets | $53,706,140 | 4,611 |
| Total unused commitments | $7,322,000 | 3,862 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $71,984,000 | 6,002 |
| Cash and due from depository institutions | $5,028,000 | 5,656 |
| Interest-bearing balances | $204,000 | 5,995 |
| Securities | $17,565,000 | 6,638 |
| Federal funds sold & reverse repurchase agreements | $4,403,000 | 3,661 |
| Net loans & leases | $41,393,000 | 5,588 |
| Loan loss allowance | $768,000 | 4,648 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,462,000 | 4,760 |
| Other real estate owned | $634,000 | 5,656 |
| Goodwill and other intangibles | $672,000 | 1,196 |
| All other assets | $827,000 | 7,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,984,000 | 6,002 |
| Total liabilities | $66,872,000 | 5,900 |
| Total deposits | $65,271,000 | 5,847 |
| Interest-bearing deposits | $53,237,000 | 6,155 |
| Deposits held in domestic offices | $65,271,000 | 5,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $438,000 | 3,088 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $748,000 | 2,816 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $415,000 | 6,648 |
| Total equity capital | $5,112,000 | 6,973 |
| Total bank equity capital | $5,112,000 | 6,973 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $3,924,000 | 3,264 |
| Undivided profits | $438,000 | 11,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 7,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $235,000 | 7,840 |
| Earning assets | $63,565,000 | 6,157 |
| Long-term assets (5+ years) | $13,188,000 | 3,580 |
| Average Assets, year-to-date | $67,101,600 | 6,205 |
| Average Assets, quarterly | $70,373,000 | 6,068 |
| Volatile liabilities | $6,024,000 | 5,869 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,339,000 | 4,438 |
| Tier 1 (core) risk-based capital | $4,440,000 | 7,662 |
| Tier 2 risk-based capital | $593,110 | 4,531 |
| Total risk weighted assets | $47,273,910 | 5,176 |
| Total unused commitments | $5,339,000 | 4,463 |
| Derivatives | $0 | 651 |