Home > United Bank and Trust > Assets and Liabilities
United Bank and Trust, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $118,991,000 | 3,790 |
| Cash and due from depository institutions | $5,972,000 | 2,557 |
| Interest-bearing balances | $16,000 | 6,137 |
| Securities | $21,887,000 | 4,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $76,646,000 | 3,703 |
| Loan loss allowance | $2,007,000 | 1,826 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,674,000 | 2,353 |
| Other real estate owned | $0 | 2,557 |
| Goodwill and other intangibles | $9,137,000 | 430 |
| All other assets | $1,675,000 | 4,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,991,000 | 3,790 |
| Total liabilities | $102,273,000 | 3,939 |
| Total deposits | $98,881,000 | 3,777 |
| Interest-bearing deposits | $83,385,000 | 3,835 |
| Deposits held in domestic offices | $98,881,000 | 3,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,061,000 | 2,455 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,331,000 | 2,583 |
| Total equity capital | $16,718,000 | 2,651 |
| Total bank equity capital | $16,718,000 | 2,651 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $15,427,000 | 1,131 |
| Undivided profits | $91,000 | 9,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,236,000 | 1,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 513 |
| Income earned, not collected on loans | $684,000 | 3,430 |
| Earning assets | $98,549,000 | 4,135 |
| Long-term assets (5+ years) | $8,909,000 | 5,124 |
| Average Assets, year-to-date | $129,618,400 | 3,403 |
| Average Assets, quarterly | $120,830,000 | 3,701 |
| Volatile liabilities | $20,108,000 | 3,481 |
| Insider loans | $468,000 | 5,516 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,074,000 | 3,136 |
| Tier 1 (core) risk-based capital | $7,949,000 | 5,133 |
| Tier 2 risk-based capital | $1,021,670 | 3,090 |
| Total risk weighted assets | $80,748,070 | 3,594 |
| Total unused commitments | $13,074,000 | 3,139 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 75 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $145,869,000 | 3,093 |
| Cash and due from depository institutions | $7,688,000 | 2,333 |
| Interest-bearing balances | $3,000 | 6,581 |
| Securities | $19,927,000 | 4,854 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,395 |
| Net loans & leases | $105,362,000 | 2,635 |
| Loan loss allowance | $1,078,000 | 3,131 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,942,000 | 1,342 |
| Other real estate owned | $198,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,752,000 | 3,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,869,000 | 3,093 |
| Total liabilities | $135,961,000 | 3,011 |
| Total deposits | $132,965,000 | 2,853 |
| Interest-bearing deposits | $115,004,000 | 2,847 |
| Deposits held in domestic offices | $132,965,000 | 2,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,285,000 | 2,258 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $844,000 | 3,933 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $867,000 | 3,927 |
| Total equity capital | $9,908,000 | 4,381 |
| Total bank equity capital | $9,908,000 | 4,381 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $7,139,000 | 2,125 |
| Undivided profits | $1,569,000 | 7,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 870 |
| Income earned, not collected on loans | $965,000 | 2,325 |
| Earning assets | $130,292,000 | 3,200 |
| Long-term assets (5+ years) | $7,789,000 | 5,313 |
| Average Assets, year-to-date | $139,756,400 | 3,063 |
| Average Assets, quarterly | $144,284,500 | 3,075 |
| Volatile liabilities | $27,539,000 | 2,317 |
| Insider loans | $2,189,000 | 1,954 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,288,000 | 2,021 |
| Tier 1 (core) risk-based capital | $9,879,000 | 4,216 |
| Tier 2 risk-based capital | $1,078,000 | 2,844 |
| Total risk weighted assets | $111,273,200 | 2,558 |
| Total unused commitments | $23,288,000 | 2,024 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 67 | 2,698 |
| Assets and Liabilities | ||
| Total Assets: | $133,513,000 | 3,320 |
| Cash and due from depository institutions | $5,019,000 | 2,698 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $27,219,000 | 3,936 |
| Federal funds sold & reverse repurchase agreements | $8,290,000 | 1,661 |
| Net loans & leases | $85,585,000 | 3,173 |
| Loan loss allowance | $949,000 | 3,519 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,536,000 | 1,410 |
| Other real estate owned | $25,000 | 2,698 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,839,000 | 3,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,513,000 | 3,320 |
| Total liabilities | $125,288,000 | 3,186 |
| Total deposits | $123,204,000 | 3,028 |
| Interest-bearing deposits | $109,738,000 | 2,932 |
| Deposits held in domestic offices | $123,204,000 | 3,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $880,000 | 3,666 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,204,000 | 3,064 |
| Total equity capital | $8,225,000 | 5,101 |
| Total bank equity capital | $8,225,000 | 5,101 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,200,000 | 2,796 |
| Surplus | $6,029,000 | 2,364 |
| Undivided profits | $996,000 | 8,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $582,000 | 3,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $790,000 | 2,928 |
| Earning assets | $121,097,000 | 3,352 |
| Long-term assets (5+ years) | $8,178,000 | 4,823 |
| Average Assets, year-to-date | $118,013,200 | 3,558 |
| Average Assets, quarterly | $131,193,500 | 3,329 |
| Volatile liabilities | $26,752,000 | 2,345 |
| Insider loans | $1,084,000 | 3,361 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,346,000 | 2,353 |
| Tier 1 (core) risk-based capital | $8,340,000 | 4,892 |
| Tier 2 risk-based capital | $949,000 | 3,076 |
| Total risk weighted assets | $94,505,700 | 2,928 |
| Total unused commitments | $17,346,000 | 2,358 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 58 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $102,034,000 | 4,354 |
| Cash and due from depository institutions | $4,554,000 | 3,258 |
| Interest-bearing balances | $301,000 | 3,518 |
| Securities | $22,472,000 | 4,899 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 5,273 |
| Net loans & leases | $67,836,000 | 3,951 |
| Loan loss allowance | $711,000 | 4,613 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,781,000 | 2,098 |
| Other real estate owned | $128,000 | 3,258 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,538,000 | 4,511 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,034,000 | 4,354 |
| Total liabilities | $95,568,000 | 4,190 |
| Total deposits | $94,900,000 | 3,977 |
| Interest-bearing deposits | $85,641,000 | 3,806 |
| Deposits held in domestic offices | $94,900,000 | 3,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $668,000 | 4,830 |
| Total equity capital | $6,466,000 | 6,149 |
| Total bank equity capital | $6,466,000 | 6,149 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,200,000 | 2,988 |
| Surplus | $3,957,000 | 3,488 |
| Undivided profits | $1,309,000 | 8,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 5,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $662,000 | 3,485 |
| Earning assets | $92,334,000 | 4,398 |
| Long-term assets (5+ years) | $4,068,000 | 6,371 |
| Average Assets, year-to-date | $87,505,600 | 4,798 |
| Average Assets, quarterly | $100,290,500 | 4,361 |
| Volatile liabilities | $24,012,000 | 2,515 |
| Insider loans | $1,407,000 | 2,802 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,873,000 | 3,195 |
| Tier 1 (core) risk-based capital | $6,603,000 | 5,944 |
| Tier 2 risk-based capital | $711,000 | 4,011 |
| Total risk weighted assets | $71,715,700 | 3,774 |
| Total unused commitments | $10,873,000 | 3,211 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $74,716,000 | 5,661 |
| Cash and due from depository institutions | $2,734,000 | 4,695 |
| Interest-bearing balances | $2,000 | 6,747 |
| Securities | $18,389,000 | 5,877 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 5,468 |
| Net loans & leases | $46,653,000 | 5,231 |
| Loan loss allowance | $570,000 | 5,503 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,477,000 | 2,216 |
| Other real estate owned | $13,000 | 4,695 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,400,000 | 4,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,716,000 | 5,661 |
| Total liabilities | $69,701,000 | 5,493 |
| Total deposits | $69,070,000 | 5,319 |
| Interest-bearing deposits | $59,971,000 | 5,293 |
| Deposits held in domestic offices | $69,070,000 | 5,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $631,000 | 5,261 |
| Total equity capital | $5,015,000 | 7,359 |
| Total bank equity capital | $5,015,000 | 7,359 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,200,000 | 3,095 |
| Surplus | $3,457,000 | 3,849 |
| Undivided profits | $358,000 | 10,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 7,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $560,000 | 4,265 |
| Earning assets | $67,094,000 | 5,760 |
| Long-term assets (5+ years) | $4,481,000 | 6,087 |
| Average Assets, year-to-date | $65,266,800 | 6,061 |
| Average Assets, quarterly | $74,101,500 | 5,644 |
| Volatile liabilities | $17,910,000 | 2,883 |
| Insider loans | $529,000 | 5,509 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,167,000 | 4,425 |
| Tier 1 (core) risk-based capital | $5,132,000 | 7,113 |
| Tier 2 risk-based capital | $570,000 | 4,754 |
| Total risk weighted assets | $54,312,900 | 4,706 |
| Total unused commitments | $6,167,000 | 4,437 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $52,011,000 | 7,326 |
| Cash and due from depository institutions | $1,612,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,682,000 | 7,825 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 4,408 |
| Net loans & leases | $32,774,000 | 6,638 |
| Loan loss allowance | $399,000 | 7,170 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,587,000 | 2,865 |
| Other real estate owned | $153,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $653,000 | 8,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,011,000 | 7,326 |
| Total liabilities | $48,215,000 | 7,190 |
| Total deposits | $47,924,000 | 7,002 |
| Interest-bearing deposits | $42,364,000 | 6,841 |
| Deposits held in domestic offices | $47,924,000 | 6,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $291,000 | 7,449 |
| Total equity capital | $3,796,000 | 8,416 |
| Total bank equity capital | $3,796,000 | 8,416 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $3,057,000 | 4,057 |
| Undivided profits | $-461,000 | 11,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $286,000 | 6,820 |
| Earning assets | $47,006,000 | 7,354 |
| Long-term assets (5+ years) | $2,774,000 | 7,563 |
| Average Assets, year-to-date | $42,594,200 | 8,133 |
| Average Assets, quarterly | $49,216,000 | 7,548 |
| Volatile liabilities | $14,480,000 | 3,293 |
| Insider loans | $273,000 | 7,392 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,381,000 | 5,294 |
| Tier 1 (core) risk-based capital | $4,052,000 | 8,202 |
| Tier 2 risk-based capital | $399,000 | 6,241 |
| Total risk weighted assets | $37,889,700 | 6,145 |
| Total unused commitments | $4,381,000 | 5,301 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $35,214,000 | 9,459 |
| Cash and due from depository institutions | $1,197,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,844,000 | 10,393 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 3,734 |
| Net loans & leases | $21,779,000 | 8,468 |
| Loan loss allowance | $306,000 | 8,594 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,342,000 | 5,085 |
| Other real estate owned | $50,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $352,000 | 10,745 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,214,000 | 9,459 |
| Total liabilities | $32,588,000 | 9,328 |
| Total deposits | $32,449,000 | 9,172 |
| Interest-bearing deposits | $28,943,000 | 8,976 |
| Deposits held in domestic offices | $32,449,000 | 9,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $139,000 | 10,645 |
| Total equity capital | $2,626,000 | 10,342 |
| Total bank equity capital | $2,626,000 | 10,342 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $2,075,000 | 5,377 |
| Undivided profits | $-649,000 | 12,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 7,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $139,000 | 9,805 |
| Earning assets | $32,273,000 | 9,425 |
| Long-term assets (5+ years) | $3,821,000 | 7,180 |
| Average Assets, year-to-date | $30,583,600 | 9,939 |
| Average Assets, quarterly | $34,870,500 | 9,431 |
| Volatile liabilities | $8,158,000 | 4,755 |
| Insider loans | $435,000 | 6,129 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,540,000 | 6,878 |
| Tier 1 (core) risk-based capital | $2,626,000 | 10,296 |
| Tier 2 risk-based capital | $306,000 | 7,499 |
| Total risk weighted assets | $25,163,500 | 8,098 |
| Total unused commitments | $2,540,000 | 6,901 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $25,403,000 | 11,129 |
| Cash and due from depository institutions | $1,632,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,277,000 | 12,928 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 5,211 |
| Net loans & leases | $17,742,000 | 9,447 |
| Loan loss allowance | $277,000 | 9,170 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $519,000 | 8,779 |
| Other real estate owned | $170,000 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $213,000 | 12,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,403,000 | 11,129 |
| Total liabilities | $24,046,000 | 10,953 |
| Total deposits | $23,934,000 | 10,848 |
| Interest-bearing deposits | $20,829,000 | 10,778 |
| Deposits held in domestic offices | $23,934,000 | 10,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $112,000 | 12,045 |
| Total equity capital | $1,357,000 | 12,630 |
| Total bank equity capital | $1,357,000 | 12,630 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $1,200,000 | 7,411 |
| Undivided profits | $-1,043,000 | 13,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 10,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $119,000 | 10,953 |
| Earning assets | $22,869,000 | 11,138 |
| Long-term assets (5+ years) | $967,000 | 10,304 |
| Average Assets, year-to-date | $22,160,000 | 11,535 |
| Average Assets, quarterly | $24,253,500 | 11,278 |
| Volatile liabilities | $4,934,000 | 6,627 |
| Insider loans | $31,000 | 7,859 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,530,000 | 8,065 |
| Tier 1 (core) risk-based capital | $1,357,000 | 12,607 |
| Tier 2 risk-based capital | $226,680 | 8,904 |
| Total risk weighted assets | $18,061,180 | 9,815 |
| Total unused commitments | $1,530,000 | 8,096 |
| Derivatives | $0 | 651 |