Home > United Bank > Assets and Liabilities
United Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $276,211,000 | 1,668 |
| Cash and due from depository institutions | $5,719,000 | 1,985 |
| Interest-bearing balances | $45,000 | 5,615 |
| Securities | $68,867,000 | 1,727 |
| Federal funds sold & reverse repurchase agreements | $6,179,000 | 2,812 |
| Net loans & leases | $185,365,000 | 1,514 |
| Loan loss allowance | $1,887,000 | 1,872 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,617,000 | 2,249 |
| Other real estate owned | $86,000 | 1,985 |
| Goodwill and other intangibles | $1,481,000 | 1,212 |
| All other assets | $4,897,000 | 1,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,211,000 | 1,668 |
| Total liabilities | $251,528,000 | 1,646 |
| Total deposits | $244,445,000 | 1,518 |
| Interest-bearing deposits | $224,214,000 | 1,416 |
| Deposits held in domestic offices | $244,445,000 | 1,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,777,000 | 2,068 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,369,000 | 3,104 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,937,000 | 1,457 |
| Total equity capital | $24,683,000 | 1,807 |
| Total bank equity capital | $24,683,000 | 1,807 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $8,255,000 | 1,875 |
| Undivided profits | $16,428,000 | 1,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $913,000 | 2,452 |
| Earning assets | $260,456,000 | 1,623 |
| Long-term assets (5+ years) | $52,178,000 | 1,531 |
| Average Assets, year-to-date | $266,505,000 | 1,627 |
| Average Assets, quarterly | $271,486,500 | 1,659 |
| Volatile liabilities | $20,847,000 | 2,905 |
| Insider loans | $318,000 | 6,320 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,462,000 | 935 |
| Unused loan commitments | $19,045,000 | 2,346 |
| Tier 1 (core) risk-based capital | $22,963,000 | 1,827 |
| Tier 2 risk-based capital | $1,905,000 | 1,696 |
| Total risk weighted assets | $176,188,500 | 1,631 |
| Total unused commitments | $19,045,000 | 2,353 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 84 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $258,342,000 | 1,764 |
| Cash and due from depository institutions | $6,777,000 | 2,120 |
| Interest-bearing balances | $45,000 | 5,413 |
| Securities | $37,170,000 | 3,033 |
| Federal funds sold & reverse repurchase agreements | $2,470,000 | 4,482 |
| Net loans & leases | $202,764,000 | 1,403 |
| Loan loss allowance | $2,503,000 | 1,475 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,605,000 | 2,186 |
| Other real estate owned | $51,000 | 2,120 |
| Goodwill and other intangibles | $1,830,000 | 1,036 |
| All other assets | $3,675,000 | 1,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,342,000 | 1,764 |
| Total liabilities | $236,031,000 | 1,741 |
| Total deposits | $229,663,000 | 1,626 |
| Interest-bearing deposits | $212,292,000 | 1,518 |
| Deposits held in domestic offices | $229,663,000 | 1,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,573,000 | 2,330 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,430,000 | 2,686 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,365,000 | 1,768 |
| Total equity capital | $22,311,000 | 2,012 |
| Total bank equity capital | $22,311,000 | 2,012 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $8,255,000 | 1,842 |
| Undivided profits | $14,056,000 | 1,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,552,000 | 800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,590 |
| Income earned, not collected on loans | $1,060,000 | 2,134 |
| Earning assets | $242,449,000 | 1,724 |
| Long-term assets (5+ years) | $52,240,000 | 1,323 |
| Average Assets, year-to-date | $244,840,600 | 1,775 |
| Average Assets, quarterly | $251,854,500 | 1,790 |
| Volatile liabilities | $17,978,000 | 3,264 |
| Insider loans | $638,000 | 4,754 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $29,000 | 1,548 |
| Unused loan commitments | $17,782,000 | 2,317 |
| Tier 1 (core) risk-based capital | $20,385,000 | 2,085 |
| Tier 2 risk-based capital | $1,935,590 | 1,579 |
| Total risk weighted assets | $154,279,890 | 1,826 |
| Total unused commitments | $17,782,000 | 2,322 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 87 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $239,737,000 | 1,960 |
| Cash and due from depository institutions | $6,377,000 | 2,152 |
| Interest-bearing balances | $60,000 | 5,290 |
| Securities | $22,812,000 | 4,836 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 5,207 |
| Net loans & leases | $199,237,000 | 1,476 |
| Loan loss allowance | $2,394,000 | 1,616 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,727,000 | 2,128 |
| Other real estate owned | $155,000 | 2,152 |
| Goodwill and other intangibles | $2,178,000 | 907 |
| All other assets | $3,476,000 | 2,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,737,000 | 1,960 |
| Total liabilities | $219,395,000 | 1,920 |
| Total deposits | $214,892,000 | 1,792 |
| Interest-bearing deposits | $199,664,000 | 1,672 |
| Deposits held in domestic offices | $214,892,000 | 1,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,370,000 | 2,540 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,454,000 | 3,028 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,679,000 | 2,347 |
| Total equity capital | $20,342,000 | 2,213 |
| Total bank equity capital | $20,342,000 | 2,213 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $8,255,000 | 1,908 |
| Undivided profits | $12,087,000 | 2,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,282,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,263 |
| Income earned, not collected on loans | $1,069,000 | 2,091 |
| Earning assets | $223,884,000 | 1,927 |
| Long-term assets (5+ years) | $37,720,000 | 1,641 |
| Average Assets, year-to-date | $241,734,800 | 1,868 |
| Average Assets, quarterly | $241,447,000 | 1,922 |
| Volatile liabilities | $15,139,000 | 3,593 |
| Insider loans | $962,000 | 3,751 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $141,000 | 1,322 |
| Unused loan commitments | $17,750,000 | 2,244 |
| Tier 1 (core) risk-based capital | $18,136,000 | 2,388 |
| Tier 2 risk-based capital | $1,845,060 | 1,703 |
| Total risk weighted assets | $147,055,660 | 1,916 |
| Total unused commitments | $17,750,000 | 2,260 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 89 | 2,190 |
| Assets and Liabilities | ||
| Total Assets: | $240,501,000 | 1,951 |
| Cash and due from depository institutions | $6,047,000 | 2,190 |
| Interest-bearing balances | $62,000 | 5,637 |
| Securities | $16,603,000 | 6,296 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 5,665 |
| Net loans & leases | $205,759,000 | 1,437 |
| Loan loss allowance | $2,918,000 | 1,403 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,662,000 | 2,119 |
| Other real estate owned | $697,000 | 2,190 |
| Goodwill and other intangibles | $2,527,000 | 769 |
| All other assets | $3,281,000 | 2,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,501,000 | 1,951 |
| Total liabilities | $215,978,000 | 1,958 |
| Total deposits | $212,364,000 | 1,827 |
| Interest-bearing deposits | $199,074,000 | 1,703 |
| Deposits held in domestic offices | $212,364,000 | 1,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $236,000 | 3,415 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,951,000 | 2,439 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,427,000 | 2,756 |
| Total equity capital | $24,523,000 | 1,836 |
| Total bank equity capital | $24,523,000 | 1,836 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $8,255,000 | 1,887 |
| Undivided profits | $16,268,000 | 1,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,126,000 | 891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 795 |
| Income earned, not collected on loans | $1,260,000 | 1,790 |
| Earning assets | $224,349,000 | 1,913 |
| Long-term assets (5+ years) | $55,047,000 | 1,091 |
| Average Assets, year-to-date | $232,959,000 | 1,943 |
| Average Assets, quarterly | $238,148,000 | 1,952 |
| Volatile liabilities | $15,325,000 | 3,269 |
| Insider loans | $867,000 | 4,089 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,344,000 | 2,284 |
| Tier 1 (core) risk-based capital | $22,001,000 | 1,954 |
| Tier 2 risk-based capital | $1,932,780 | 1,643 |
| Total risk weighted assets | $153,636,980 | 1,836 |
| Total unused commitments | $16,344,000 | 2,296 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 83 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $225,940,000 | 2,051 |
| Cash and due from depository institutions | $5,076,000 | 2,406 |
| Interest-bearing balances | $55,000 | 6,058 |
| Securities | $14,171,000 | 7,355 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $195,393,000 | 1,448 |
| Loan loss allowance | $3,153,000 | 1,332 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,610,000 | 2,068 |
| Other real estate owned | $1,675,000 | 2,406 |
| Goodwill and other intangibles | $2,875,000 | 643 |
| All other assets | $3,140,000 | 2,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,940,000 | 2,051 |
| Total liabilities | $203,980,000 | 2,050 |
| Total deposits | $199,505,000 | 1,918 |
| Interest-bearing deposits | $188,054,000 | 1,764 |
| Deposits held in domestic offices | $199,505,000 | 1,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,057,000 | 2,145 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,418,000 | 2,331 |
| Total equity capital | $21,960,000 | 1,881 |
| Total bank equity capital | $21,960,000 | 1,881 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $8,255,000 | 1,820 |
| Undivided profits | $13,705,000 | 1,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,203,000 | 904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $128,000 | 722 |
| Income earned, not collected on loans | $955,000 | 2,084 |
| Earning assets | $209,619,000 | 2,026 |
| Long-term assets (5+ years) | $57,514,000 | 1,058 |
| Average Assets, year-to-date | $226,000,600 | 1,972 |
| Average Assets, quarterly | $226,381,000 | 2,026 |
| Volatile liabilities | $11,772,000 | 3,863 |
| Insider loans | $982,000 | 3,760 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $17,600,000 | 2,115 |
| Tier 1 (core) risk-based capital | $19,308,000 | 2,123 |
| Tier 2 risk-based capital | $1,837,610 | 1,705 |
| Total risk weighted assets | $145,693,710 | 1,900 |
| Total unused commitments | $17,600,000 | 2,126 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 80 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $222,093,000 | 2,101 |
| Cash and due from depository institutions | $4,960,000 | 2,603 |
| Interest-bearing balances | $185,000 | 5,846 |
| Securities | $21,746,000 | 5,768 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 4,783 |
| Net loans & leases | $181,486,000 | 1,530 |
| Loan loss allowance | $3,256,000 | 1,371 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,298,000 | 2,222 |
| Other real estate owned | $1,922,000 | 2,603 |
| Goodwill and other intangibles | $3,224,000 | 553 |
| All other assets | $2,782,000 | 2,601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,093,000 | 2,101 |
| Total liabilities | $202,446,000 | 2,098 |
| Total deposits | $194,209,000 | 2,048 |
| Interest-bearing deposits | $183,841,000 | 1,874 |
| Deposits held in domestic offices | $194,209,000 | 2,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,174,000 | 1,259 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,063,000 | 2,989 |
| Total equity capital | $19,647,000 | 2,075 |
| Total bank equity capital | $19,647,000 | 2,075 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $8,255,000 | 1,740 |
| Undivided profits | $11,392,000 | 2,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,090,000 | 961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $130,000 | 795 |
| Income earned, not collected on loans | $818,000 | 2,157 |
| Earning assets | $206,092,000 | 2,083 |
| Long-term assets (5+ years) | $48,552,000 | 1,230 |
| Average Assets, year-to-date | $217,420,000 | 2,082 |
| Average Assets, quarterly | $220,524,000 | 2,093 |
| Volatile liabilities | $17,101,000 | 2,712 |
| Insider loans | $1,020,000 | 3,674 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,279,000 | 2,177 |
| Tier 1 (core) risk-based capital | $16,423,000 | 2,386 |
| Tier 2 risk-based capital | $1,780,270 | 1,743 |
| Total risk weighted assets | $140,945,670 | 1,920 |
| Total unused commitments | $16,279,000 | 2,197 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 78 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $217,952,000 | 2,182 |
| Cash and due from depository institutions | $7,387,000 | 2,769 |
| Interest-bearing balances | $231,000 | 5,934 |
| Securities | $19,358,000 | 6,241 |
| Federal funds sold & reverse repurchase agreements | $7,822,000 | 2,111 |
| Net loans & leases | $171,027,000 | 1,641 |
| Loan loss allowance | $3,154,000 | 1,487 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,405,000 | 2,175 |
| Other real estate owned | $3,029,000 | 2,769 |
| Goodwill and other intangibles | $3,572,000 | 510 |
| All other assets | $2,352,000 | 3,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,952,000 | 2,182 |
| Total liabilities | $200,531,000 | 2,162 |
| Total deposits | $192,333,000 | 2,128 |
| Interest-bearing deposits | $181,442,000 | 1,977 |
| Deposits held in domestic offices | $192,333,000 | 2,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,175,000 | 1,124 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,023,000 | 3,226 |
| Total equity capital | $17,421,000 | 2,213 |
| Total bank equity capital | $17,421,000 | 2,213 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $8,183,000 | 1,690 |
| Undivided profits | $9,238,000 | 2,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,100,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $845,000 | 2,350 |
| Earning assets | $198,438,000 | 2,186 |
| Long-term assets (5+ years) | $40,732,000 | 1,417 |
| Average Assets, year-to-date | $208,328,000 | 2,220 |
| Average Assets, quarterly | $213,773,500 | 2,198 |
| Volatile liabilities | $15,584,000 | 2,872 |
| Insider loans | $457,000 | 2,023 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,435,000 | 1,995 |
| Tier 1 (core) risk-based capital | $13,849,000 | 2,724 |
| Tier 2 risk-based capital | $1,773,070 | 1,782 |
| Total risk weighted assets | $140,464,470 | 1,997 |
| Total unused commitments | $17,435,000 | 2,011 |
| Derivatives | $0 | 651 |