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United Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$154,378,000192
Total interest expense$15,471,000207
Net interest income$138,907,000189
Provision for loan and lease losses$19,889,00086
Total noninterest income$35,241,000235
Gross Fiduciary activities income$7,316,000132
Service charges on deposit accounts$11,481,000119
Trading account gains and fees$0145
Additional Noninterest Income$16,444,000293
Total noninterest expense$88,946,000226
Salaries and employee benefits$36,073,000282
Premises and equipment expense$10,719,000210
Additional noninterest expense$42,154,000179
Pre-tax net operating income$65,313,000187
Securities gains (losses)$405,000242
Applicable income taxes$22,337,000185
Income before extraordinary items$43,381,000207
Extraordinary gains, net$09
Net income$43,381,000207
Minority interest net income$071
Net income of bank and minority interests.$43,381,000207
Net charge-offs$16,086,00085
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$0677
Net operating income$43,113,700206
2017-06-30 (YTD Data)Rank
Total interest income$102,275,000192
Total interest expense$9,557,000211
Net interest income$92,718,000189
Provision for loan and lease losses$12,257,00095
Total noninterest income$23,447,000234
Gross Fiduciary activities income$4,884,000132
Service charges on deposit accounts$7,564,000120
Trading account gains and fees$0139
Additional Noninterest Income$10,999,000295
Total noninterest expense$58,841,000226
Salaries and employee benefits$24,242,000277
Premises and equipment expense$6,884,000215
Additional noninterest expense$27,715,000181
Pre-tax net operating income$45,067,000188
Securities gains (losses)$-71,0005,689
Applicable income taxes$15,411,000178
Income before extraordinary items$29,585,000208
Extraordinary gains, net$011
Net income$29,585,000208
Minority interest net income$071
Net income of bank and minority interests.$29,585,000208
Net charge-offs$10,409,00093
Cash dividends$5,000,000353
Sale, conversion, retirement of capital stock, net$0659
Net operating income$29,631,860205
2017-03-31 (YTD Data)Rank
Total interest income$51,024,000190
Total interest expense$4,473,000216
Net interest income$46,551,000188
Provision for loan and lease losses$5,604,00093
Total noninterest income$11,948,000226
Gross Fiduciary activities income$2,527,000127
Service charges on deposit accounts$3,691,000124
Trading account gains and fees$0142
Additional Noninterest Income$5,730,000281
Total noninterest expense$30,160,000222
Salaries and employee benefits$12,081,000282
Premises and equipment expense$3,597,000213
Additional noninterest expense$14,482,000174
Pre-tax net operating income$22,735,000192
Securities gains (losses)$-44,0005,765
Applicable income taxes$7,772,000177
Income before extraordinary items$14,919,000199
Extraordinary gains, net$08
Net income$14,919,000199
Minority interest net income$055
Net income of bank and minority interests.$14,919,000199
Net charge-offs$4,314,00095
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$14,948,040196
2016-12-31 (YTD Data)Rank
Total interest income$195,104,000188
Total interest expense$14,527,000233
Net interest income$180,577,000186
Provision for loan and lease losses$19,172,000114
Total noninterest income$50,300,000221
Gross Fiduciary activities income$9,911,000123
Service charges on deposit accounts$16,207,000113
Trading account gains and fees$0170
Additional Noninterest Income$24,182,000270
Total noninterest expense$121,419,000220
Salaries and employee benefits$49,319,000267
Premises and equipment expense$15,345,000186
Additional noninterest expense$56,755,000178
Pre-tax net operating income$90,286,000179
Securities gains (losses)$56,0001,755
Applicable income taxes$30,805,000168
Income before extraordinary items$59,537,000193
Extraordinary gains, net$05
Net income$59,537,000193
Minority interest net income$082
Net income of bank and minority interests.$59,537,000193
Net charge-offs$16,012,000107
Cash dividends$18,000,000224
Sale, conversion, retirement of capital stock, net$0759
Net operating income$59,500,040192
2016-09-30 (YTD Data)Rank
Total interest income$143,824,000189
Total interest expense$10,509,000236
Net interest income$133,315,000188
Provision for loan and lease losses$16,265,000101
Total noninterest income$37,962,000221
Gross Fiduciary activities income$7,483,000122
Service charges on deposit accounts$12,237,000113
Trading account gains and fees$0169
Additional Noninterest Income$18,242,000274
Total noninterest expense$90,797,000218
Salaries and employee benefits$36,962,000263
Premises and equipment expense$11,506,000186
Additional noninterest expense$42,329,000179
Pre-tax net operating income$64,215,000184
Securities gains (losses)$56,0001,679
Applicable income taxes$21,305,000180
Income before extraordinary items$42,966,000196
Extraordinary gains, net$05
Net income$42,966,000196
Minority interest net income$071
Net income of bank and minority interests.$42,966,000196
Net charge-offs$13,089,000100
Cash dividends$18,000,000180
Sale, conversion, retirement of capital stock, net$0719
Net operating income$42,928,480195
2016-06-30 (YTD Data)Rank
Total interest income$93,019,000196
Total interest expense$6,608,000247
Net interest income$86,411,000190
Provision for loan and lease losses$9,884,000106
Total noninterest income$24,452,000219
Gross Fiduciary activities income$4,945,000123
Service charges on deposit accounts$8,169,000113
Trading account gains and fees$0157
Additional Noninterest Income$11,338,000280
Total noninterest expense$60,812,000215
Salaries and employee benefits$24,811,000263
Premises and equipment expense$7,575,000190
Additional noninterest expense$28,426,000175
Pre-tax net operating income$40,167,000186
Securities gains (losses)$56,0001,346
Applicable income taxes$13,676,000183
Income before extraordinary items$26,547,000203
Extraordinary gains, net$016
Net income$26,547,000202
Minority interest net income$071
Net income of bank and minority interests.$26,547,000202
Net charge-offs$7,018,000111
Cash dividends$18,000,000140
Sale, conversion, retirement of capital stock, net$0705
Net operating income$26,510,040202
2016-03-31 (YTD Data)Rank
Total interest income$46,121,000196
Total interest expense$3,343,000239
Net interest income$42,778,000189
Provision for loan and lease losses$4,323,000113
Total noninterest income$12,091,000215
Gross Fiduciary activities income$2,603,000121
Service charges on deposit accounts$3,974,000112
Trading account gains and fees$0142
Additional Noninterest Income$5,514,000274
Total noninterest expense$30,220,000217
Salaries and employee benefits$12,305,000261
Premises and equipment expense$3,841,000186
Additional noninterest expense$14,074,000172
Pre-tax net operating income$20,326,000187
Securities gains (losses)$02,077
Applicable income taxes$6,911,000174
Income before extraordinary items$13,415,000204
Extraordinary gains, net$012
Net income$13,415,000204
Minority interest net income$062
Net income of bank and minority interests.$13,415,000204
Net charge-offs$4,534,00091
Cash dividends$12,000,000118
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,415,000200
2015-12-31 (YTD Data)Rank
Total interest income$182,608,000187
Total interest expense$15,103,000205
Net interest income$167,505,000186
Provision for loan and lease losses$18,985,00095
Total noninterest income$51,950,000213
Gross Fiduciary activities income$10,546,000121
Service charges on deposit accounts$17,615,000106
Trading account gains and fees$0159
Additional Noninterest Income$23,789,000274
Total noninterest expense$118,869,000208
Salaries and employee benefits$50,785,000241
Premises and equipment expense$15,358,000188
Additional noninterest expense$52,726,000179
Pre-tax net operating income$81,601,000179
Securities gains (losses)$62,0001,489
Applicable income taxes$25,603,000181
Income before extraordinary items$56,060,000189
Extraordinary gains, net$023
Net income$56,060,000189
Minority interest net income$081
Net income of bank and minority interests.$56,060,000189
Net charge-offs$17,466,00082
Cash dividends$14,000,000294
Sale, conversion, retirement of capital stock, net$0804
Net operating income$56,017,220188
2015-09-30 (YTD Data)Rank
Total interest income$137,153,000189
Total interest expense$11,515,000198
Net interest income$125,638,000188
Provision for loan and lease losses$14,165,00092
Total noninterest income$39,435,000213
Gross Fiduciary activities income$8,079,000119
Service charges on deposit accounts$13,212,000107
Trading account gains and fees$0153
Additional Noninterest Income$18,144,000277
Total noninterest expense$88,853,000215
Salaries and employee benefits$37,760,000253
Premises and equipment expense$11,740,000186
Additional noninterest expense$39,353,000183
Pre-tax net operating income$62,055,000178
Securities gains (losses)$61,0001,344
Applicable income taxes$19,055,000187
Income before extraordinary items$43,061,000186
Extraordinary gains, net$021
Net income$43,061,000186
Minority interest net income$078
Net income of bank and minority interests.$43,061,000186
Net charge-offs$12,671,00080
Cash dividends$5,000,000479
Sale, conversion, retirement of capital stock, net$0773
Net operating income$43,018,910185
2015-06-30 (YTD Data)Rank
Total interest income$91,026,000186
Total interest expense$7,832,000194
Net interest income$83,194,000187
Provision for loan and lease losses$9,266,00090
Total noninterest income$26,316,000214
Gross Fiduciary activities income$5,344,000122
Service charges on deposit accounts$8,665,000108
Trading account gains and fees$0157
Additional Noninterest Income$12,307,000277
Total noninterest expense$58,656,000219
Salaries and employee benefits$24,858,000261
Premises and equipment expense$7,783,000192
Additional noninterest expense$26,015,000186
Pre-tax net operating income$41,588,000180
Securities gains (losses)$37,0001,408
Applicable income taxes$13,261,000185
Income before extraordinary items$28,364,000192
Extraordinary gains, net$022
Net income$28,364,000192
Minority interest net income$075
Net income of bank and minority interests.$28,364,000192
Net charge-offs$8,435,00086
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$28,338,840191
2015-03-31 (YTD Data)Rank
Total interest income$45,440,000187
Total interest expense$4,141,000188
Net interest income$41,299,000186
Provision for loan and lease losses$4,084,00092
Total noninterest income$12,616,000216
Gross Fiduciary activities income$2,601,000124
Service charges on deposit accounts$4,171,000109
Trading account gains and fees$0152
Additional Noninterest Income$5,844,000271
Total noninterest expense$29,540,000220
Salaries and employee benefits$12,312,000260
Premises and equipment expense$3,913,000186
Additional noninterest expense$13,315,000188
Pre-tax net operating income$20,291,000182
Securities gains (losses)$37,000984
Applicable income taxes$6,233,000190
Income before extraordinary items$14,095,000188
Extraordinary gains, net$013
Net income$14,095,000188
Minority interest net income$064
Net income of bank and minority interests.$14,095,000188
Net charge-offs$3,822,00089
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$14,069,470188
2014-12-31 (YTD Data)Rank
Total interest income$186,080,000178
Total interest expense$16,855,000179
Net interest income$169,225,000180
Provision for loan and lease losses$16,597,00095
Total noninterest income$51,611,000200
Gross Fiduciary activities income$10,593,000122
Service charges on deposit accounts$18,894,000102
Trading account gains and fees$0180
Additional Noninterest Income$22,124,000256
Total noninterest expense$115,092,000217
Salaries and employee benefits$48,258,000253
Premises and equipment expense$16,028,000182
Additional noninterest expense$50,806,000198
Pre-tax net operating income$89,147,000168
Securities gains (losses)$-3,452,0006,498
Applicable income taxes$28,561,000160
Income before extraordinary items$57,134,000179
Extraordinary gains, net$017
Net income$57,134,000179
Minority interest net income$084
Net income of bank and minority interests.$57,134,000179
Net charge-offs$13,868,000105
Cash dividends$40,000,000141
Sale, conversion, retirement of capital stock, net$0862
Net operating income$59,446,840176
2014-09-30 (YTD Data)Rank
Total interest income$138,575,000177
Total interest expense$12,671,000177
Net interest income$125,904,000177
Provision for loan and lease losses$13,472,00088
Total noninterest income$39,330,000198
Gross Fiduciary activities income$8,007,000119
Service charges on deposit accounts$14,105,000102
Trading account gains and fees$0174
Additional Noninterest Income$17,218,000245
Total noninterest expense$85,101,000216
Salaries and employee benefits$36,462,000247
Premises and equipment expense$11,832,000184
Additional noninterest expense$36,807,000197
Pre-tax net operating income$66,661,000166
Securities gains (losses)$-4,160,0006,578
Applicable income taxes$20,907,000165
Income before extraordinary items$41,594,000184
Extraordinary gains, net$015
Net income$41,594,000184
Minority interest net income$081
Net income of bank and minority interests.$41,594,000184
Net charge-offs$10,857,000104
Cash dividends$40,000,000115
Sale, conversion, retirement of capital stock, net$0819
Net operating income$44,381,200173
2014-06-30 (YTD Data)Rank
Total interest income$91,314,000177
Total interest expense$8,469,000178
Net interest income$82,845,000175
Provision for loan and lease losses$9,897,00081
Total noninterest income$25,801,000196
Gross Fiduciary activities income$5,416,000118
Service charges on deposit accounts$9,175,000102
Trading account gains and fees$0172
Additional Noninterest Income$11,210,000244
Total noninterest expense$56,291,000221
Salaries and employee benefits$24,064,000249
Premises and equipment expense$7,733,000185
Additional noninterest expense$24,494,000200
Pre-tax net operating income$42,458,000168
Securities gains (losses)$-610,0006,625
Applicable income taxes$14,091,000164
Income before extraordinary items$27,757,000183
Extraordinary gains, net$020
Net income$27,757,000183
Minority interest net income$080
Net income of bank and minority interests.$27,757,000183
Net charge-offs$7,958,000101
Cash dividends$31,000,00094
Sale, conversion, retirement of capital stock, net$0794
Net operating income$28,159,600181
2014-03-31 (YTD Data)Rank
Total interest income$46,088,000176
Total interest expense$4,258,000176
Net interest income$41,830,000176
Provision for loan and lease losses$3,519,000106
Total noninterest income$12,345,000198
Gross Fiduciary activities income$2,687,000117
Service charges on deposit accounts$4,363,000104
Trading account gains and fees$0147
Additional Noninterest Income$5,295,000252
Total noninterest expense$27,909,000220
Salaries and employee benefits$12,132,000244
Premises and equipment expense$3,990,000185
Additional noninterest expense$11,787,000200
Pre-tax net operating income$22,747,000158
Securities gains (losses)$-454,0006,700
Applicable income taxes$7,638,000154
Income before extraordinary items$14,655,000170
Extraordinary gains, net$016
Net income$14,655,000170
Minority interest net income$066
Net income of bank and minority interests.$14,655,000170
Net charge-offs$3,237,000129
Cash dividends$15,000,00093
Sale, conversion, retirement of capital stock, net$0747
Net operating income$14,954,640165
2013-12-31 (YTD Data)Rank
Total interest income$184,312,000176
Total interest expense$19,017,000171
Net interest income$165,295,000175
Provision for loan and lease losses$11,380,000145
Total noninterest income$53,575,000201
Gross Fiduciary activities income$10,402,000116
Service charges on deposit accounts$19,542,00099
Trading account gains and fees$0184
Additional Noninterest Income$23,631,000252
Total noninterest expense$115,598,000210
Salaries and employee benefits$47,954,000240
Premises and equipment expense$16,754,000172
Additional noninterest expense$50,890,000192
Pre-tax net operating income$91,892,000143
Securities gains (losses)$-1,072,0006,742
Applicable income taxes$28,826,000148
Income before extraordinary items$61,994,000167
Extraordinary gains, net$029
Net income$61,994,000167
Minority interest net income$090
Net income of bank and minority interests.$61,994,000167
Net charge-offs$9,686,000186
Cash dividends$51,500,000115
Sale, conversion, retirement of capital stock, net$0924
Net operating income$62,722,960163
2013-09-30 (YTD Data)Rank
Total interest income$137,246,000174
Total interest expense$14,505,000172
Net interest income$122,741,000174
Provision for loan and lease losses$7,811,000153
Total noninterest income$40,801,000202
Gross Fiduciary activities income$7,819,000114
Service charges on deposit accounts$14,663,00098
Trading account gains and fees$0180
Additional Noninterest Income$18,319,000257
Total noninterest expense$86,131,000208
Salaries and employee benefits$35,661,000240
Premises and equipment expense$12,360,000167
Additional noninterest expense$38,110,000186
Pre-tax net operating income$69,600,000142
Securities gains (losses)$-619,0006,839
Applicable income taxes$21,837,000147
Income before extraordinary items$47,144,000162
Extraordinary gains, net$025
Net income$47,144,000162
Minority interest net income$084
Net income of bank and minority interests.$47,144,000162
Net charge-offs$6,307,000211
Cash dividends$37,500,000104
Sale, conversion, retirement of capital stock, net$0868
Net operating income$47,564,920158
2013-06-30 (YTD Data)Rank
Total interest income$91,176,000174
Total interest expense$9,796,000173
Net interest income$81,380,000175
Provision for loan and lease losses$4,381,000181
Total noninterest income$27,405,000207
Gross Fiduciary activities income$5,318,000112
Service charges on deposit accounts$9,548,00098
Trading account gains and fees$0157
Additional Noninterest Income$12,539,000261
Total noninterest expense$57,081,000209
Salaries and employee benefits$23,886,000242
Premises and equipment expense$8,112,000170
Additional noninterest expense$25,083,000185
Pre-tax net operating income$47,323,000144
Securities gains (losses)$-619,0006,914
Applicable income taxes$14,709,000148
Income before extraordinary items$31,995,000155
Extraordinary gains, net$022
Net income$31,995,000155
Minority interest net income$082
Net income of bank and minority interests.$31,995,000155
Net charge-offs$3,919,000253
Cash dividends$25,000,00091
Sale, conversion, retirement of capital stock, net$0838
Net operating income$32,422,110152
2013-03-31 (YTD Data)Rank
Total interest income$46,059,000178
Total interest expense$4,919,000177
Net interest income$41,140,000176
Provision for loan and lease losses$2,924,000153
Total noninterest income$13,903,000199
Gross Fiduciary activities income$2,506,000116
Service charges on deposit accounts$4,595,000100
Trading account gains and fees$0148
Additional Noninterest Income$6,802,000248
Total noninterest expense$28,549,000208
Salaries and employee benefits$11,976,000243
Premises and equipment expense$4,199,000168
Additional noninterest expense$12,374,000188
Pre-tax net operating income$23,570,000147
Securities gains (losses)$-619,0007,011
Applicable income taxes$7,344,000150
Income before extraordinary items$15,607,000156
Extraordinary gains, net$010
Net income$15,607,000157
Minority interest net income$076
Net income of bank and minority interests.$15,607,000157
Net charge-offs$2,639,000210
Cash dividends$12,500,00079
Sale, conversion, retirement of capital stock, net$0789
Net operating income$16,027,920152
2012-12-31 (YTD Data)Rank
Total interest income$194,332,000174
Total interest expense$20,499,000203
Net interest income$173,833,000168
Provision for loan and lease losses$10,843,000253
Total noninterest income$51,445,000213
Gross Fiduciary activities income$10,429,000106
Service charges on deposit accounts$20,107,00094
Trading account gains and fees$0166
Additional Noninterest Income$20,909,000300
Total noninterest expense$123,902,000194
Salaries and employee benefits$49,618,000221
Premises and equipment expense$17,958,000156
Additional noninterest expense$56,326,000181
Pre-tax net operating income$90,533,000151
Securities gains (losses)$-3,100,0007,065
Applicable income taxes$27,979,000148
Income before extraordinary items$59,454,000168
Extraordinary gains, net$029
Net income$59,454,000168
Minority interest net income$093
Net income of bank and minority interests.$59,454,000168
Net charge-offs$10,000,000323
Cash dividends$49,500,000119
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$61,562,000163
2012-09-30 (YTD Data)Rank
Total interest income$146,754,000175
Total interest expense$15,429,000214
Net interest income$131,325,000169
Provision for loan and lease losses$6,847,000313
Total noninterest income$38,681,000211
Gross Fiduciary activities income$7,930,000103
Service charges on deposit accounts$14,896,00095
Trading account gains and fees$0157
Additional Noninterest Income$15,855,000292
Total noninterest expense$94,532,000194
Salaries and employee benefits$37,510,000217
Premises and equipment expense$13,647,000154
Additional noninterest expense$43,375,000178
Pre-tax net operating income$68,627,000153
Securities gains (losses)$-2,471,0007,162
Applicable income taxes$21,170,000148
Income before extraordinary items$44,986,000167
Extraordinary gains, net$020
Net income$44,986,000167
Minority interest net income$086
Net income of bank and minority interests.$44,986,000167
Net charge-offs$6,362,000382
Cash dividends$37,000,00089
Sale, conversion, retirement of capital stock, net$0952
Net operating income$46,666,280162
2012-06-30 (YTD Data)Rank
Total interest income$98,070,000174
Total interest expense$10,324,000219
Net interest income$87,746,000167
Provision for loan and lease losses$3,856,000377
Total noninterest income$25,126,000215
Gross Fiduciary activities income$5,116,000109
Service charges on deposit accounts$10,414,00092
Trading account gains and fees$0153
Additional Noninterest Income$9,596,000306
Total noninterest expense$61,428,000198
Salaries and employee benefits$25,391,000216
Premises and equipment expense$9,162,000155
Additional noninterest expense$26,875,000183
Pre-tax net operating income$47,588,000148
Securities gains (losses)$-1,526,0007,225
Applicable income taxes$14,740,000144
Income before extraordinary items$31,322,000160
Extraordinary gains, net$019
Net income$31,322,000160
Minority interest net income$084
Net income of bank and minority interests.$31,322,000160
Net charge-offs$3,958,000406
Cash dividends$24,500,00092
Sale, conversion, retirement of capital stock, net$0928
Net operating income$32,359,680154
2012-03-31 (YTD Data)Rank
Total interest income$34,875,000219
Total interest expense$4,430,000258
Net interest income$30,445,000215
Provision for loan and lease losses$1,089,000575
Total noninterest income$10,347,000237
Gross Fiduciary activities income$2,530,000108
Service charges on deposit accounts$4,064,000113
Trading account gains and fees$0148
Additional Noninterest Income$3,753,000342
Total noninterest expense$23,935,000243
Salaries and employee benefits$10,268,000264
Premises and equipment expense$3,018,000213
Additional noninterest expense$10,649,000213
Pre-tax net operating income$15,768,000182
Securities gains (losses)$-759,0007,277
Applicable income taxes$4,803,000178
Income before extraordinary items$10,206,000199
Extraordinary gains, net$019
Net income$10,206,000201
Minority interest net income$078
Net income of bank and minority interests.$10,206,000200
Net charge-offs$817,000771
Cash dividends$8,000,00098
Sale, conversion, retirement of capital stock, net$0861
Net operating income$10,722,120189
2011-12-31 (YTD Data)Rank
Total interest income$148,245,000214
Total interest expense$20,046,000274
Net interest income$128,199,000207
Provision for loan and lease losses$5,917,000688
Total noninterest income$43,711,000210
Gross Fiduciary activities income$8,912,000103
Service charges on deposit accounts$19,242,00099
Trading account gains and fees$0146
Additional Noninterest Income$15,557,000320
Total noninterest expense$90,182,000246
Salaries and employee benefits$37,150,000272
Premises and equipment expense$12,665,000211
Additional noninterest expense$40,367,000226
Pre-tax net operating income$75,811,000147
Securities gains (losses)$-8,213,0007,339
Applicable income taxes$21,293,000154
Income before extraordinary items$46,305,000168
Extraordinary gains, net$029
Net income$46,305,000169
Minority interest net income$096
Net income of bank and minority interests.$46,305,000169
Net charge-offs$6,825,000622
Cash dividends$36,000,00098
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$51,971,970152
2011-09-30 (YTD Data)Rank
Total interest income$112,117,000214
Total interest expense$15,354,000282
Net interest income$96,763,000206
Provision for loan and lease losses$4,651,000664
Total noninterest income$32,928,000211
Gross Fiduciary activities income$6,790,000102
Service charges on deposit accounts$14,527,00098
Trading account gains and fees$0145
Additional Noninterest Income$11,611,000317
Total noninterest expense$67,059,000241
Salaries and employee benefits$27,638,000269
Premises and equipment expense$9,095,000218
Additional noninterest expense$30,326,000217
Pre-tax net operating income$57,981,000149
Securities gains (losses)$-6,217,0007,420
Applicable income taxes$16,306,000155
Income before extraordinary items$35,458,000165
Extraordinary gains, net$021
Net income$35,458,000166
Minority interest net income$087
Net income of bank and minority interests.$35,458,000166
Net charge-offs$5,631,000575
Cash dividends$27,000,00079
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$39,685,560150
2011-06-30 (YTD Data)Rank
Total interest income$74,668,000218
Total interest expense$10,342,000298
Net interest income$64,326,000208
Provision for loan and lease losses$3,656,000577
Total noninterest income$21,947,000211
Gross Fiduciary activities income$4,613,000102
Service charges on deposit accounts$9,883,00096
Trading account gains and fees$0153
Additional Noninterest Income$7,451,000332
Total noninterest expense$44,816,000246
Salaries and employee benefits$18,453,000270
Premises and equipment expense$5,909,000229
Additional noninterest expense$20,454,000224
Pre-tax net operating income$37,801,000151
Securities gains (losses)$-2,528,0007,494
Applicable income taxes$11,111,000152
Income before extraordinary items$24,162,000162
Extraordinary gains, net$015
Net income$24,162,000162
Minority interest net income$089
Net income of bank and minority interests.$24,162,000162
Net charge-offs$4,625,000501
Cash dividends$18,000,00075
Sale, conversion, retirement of capital stock, net$0986
Net operating income$25,881,040154
2011-03-31 (YTD Data)Rank
Total interest income$37,626,000218
Total interest expense$5,305,000301
Net interest income$32,321,000208
Provision for loan and lease losses$1,655,000595
Total noninterest income$10,508,000221
Gross Fiduciary activities income$2,208,000103
Service charges on deposit accounts$4,746,00098
Trading account gains and fees$0158
Additional Noninterest Income$3,554,000337
Total noninterest expense$23,209,000237
Salaries and employee benefits$9,219,000275
Premises and equipment expense$3,087,000226
Additional noninterest expense$10,903,000214
Pre-tax net operating income$17,965,000157
Securities gains (losses)$-148,0007,434
Applicable income taxes$5,612,000146
Income before extraordinary items$12,205,000158
Extraordinary gains, net$09
Net income$12,205,000158
Minority interest net income$086
Net income of bank and minority interests.$12,205,000158
Net charge-offs$2,661,000441
Cash dividends$8,000,00064
Sale, conversion, retirement of capital stock, net$0925
Net operating income$12,307,120157
2010-12-31 (YTD Data)Rank
Total interest income$162,479,000208
Total interest expense$40,859,000187
Net interest income$121,620,000212
Provision for loan and lease losses$11,882,000578
Total noninterest income$42,953,000228
Gross Fiduciary activities income$8,121,000102
Service charges on deposit accounts$19,437,00099
Trading account gains and fees$0175
Additional Noninterest Income$15,395,000338
Total noninterest expense$92,055,000232
Salaries and employee benefits$37,589,000253
Premises and equipment expense$11,705,000228
Additional noninterest expense$42,761,000224
Pre-tax net operating income$60,636,000151
Securities gains (losses)$-2,487,0007,580
Applicable income taxes$18,042,000150
Income before extraordinary items$40,107,000162
Extraordinary gains, net$029
Net income$40,107,000162
Minority interest net income$0111
Net income of bank and minority interests.$40,107,000162
Net charge-offs$10,608,000582
Cash dividends$34,500,00063
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$41,823,030155
2010-09-30 (YTD Data)Rank
Total interest income$123,692,000203
Total interest expense$32,167,000180
Net interest income$91,525,000206
Provision for loan and lease losses$8,321,000584
Total noninterest income$32,211,000223
Gross Fiduciary activities income$6,083,000101
Service charges on deposit accounts$14,707,000103
Trading account gains and fees$0165
Additional Noninterest Income$11,421,000331
Total noninterest expense$68,113,000233
Salaries and employee benefits$27,871,000252
Premises and equipment expense$8,847,000227
Additional noninterest expense$31,395,000223
Pre-tax net operating income$47,302,000142
Securities gains (losses)$-1,0007,074
Applicable income taxes$14,625,000141
Income before extraordinary items$32,676,000155
Extraordinary gains, net$023
Net income$32,676,000155
Minority interest net income$0110
Net income of bank and minority interests.$32,676,000156
Net charge-offs$8,215,000533
Cash dividends$28,000,00046
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$32,676,690148
2010-06-30 (YTD Data)Rank
Total interest income$83,617,000202
Total interest expense$22,045,000185
Net interest income$61,572,000208
Provision for loan and lease losses$6,710,000495
Total noninterest income$21,030,000221
Gross Fiduciary activities income$4,193,000101
Service charges on deposit accounts$9,714,000104
Trading account gains and fees$0152
Additional Noninterest Income$7,123,000336
Total noninterest expense$45,755,000235
Salaries and employee benefits$18,714,000249
Premises and equipment expense$5,739,000234
Additional noninterest expense$21,302,000217
Pre-tax net operating income$30,137,000143
Securities gains (losses)$110,0001,350
Applicable income taxes$9,528,000132
Income before extraordinary items$20,719,000152
Extraordinary gains, net$019
Net income$20,719,000151
Minority interest net income$0105
Net income of bank and minority interests.$20,719,000152
Net charge-offs$6,339,000479
Cash dividends$20,000,00036
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$20,644,200144
2010-03-31 (YTD Data)Rank
Total interest income$42,327,000206
Total interest expense$11,349,000195
Net interest income$30,978,000209
Provision for loan and lease losses$3,653,000483
Total noninterest income$10,280,000231
Gross Fiduciary activities income$2,077,000103
Service charges on deposit accounts$4,594,000105
Trading account gains and fees$0175
Additional Noninterest Income$3,609,000328
Total noninterest expense$22,765,000237
Salaries and employee benefits$9,343,000256
Premises and equipment expense$2,936,000235
Additional noninterest expense$10,486,000223
Pre-tax net operating income$14,840,000133
Securities gains (losses)$58,0001,067
Applicable income taxes$4,693,000131
Income before extraordinary items$10,205,000148
Extraordinary gains, net$016
Net income$10,205,000149
Minority interest net income$091
Net income of bank and minority interests.$10,205,000150
Net charge-offs$3,480,000433
Cash dividends$11,000,00029
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$10,165,560138
2009-12-31 (YTD Data)Rank
Total interest income$184,631,000205
Total interest expense$58,944,000196
Net interest income$125,687,000198
Provision for loan and lease losses$12,786,000702
Total noninterest income$45,313,000219
Gross Fiduciary activities income$8,286,000101
Service charges on deposit accounts$20,769,00097
Trading account gains and fees$0211
Additional Noninterest Income$16,258,000315
Total noninterest expense$90,611,000259
Salaries and employee benefits$38,624,000246
Premises and equipment expense$11,628,000235
Additional noninterest expense$40,359,000257
Pre-tax net operating income$67,603,00098
Securities gains (losses)$-10,635,0007,945
Applicable income taxes$5,328,000255
Income before extraordinary items$51,640,00095
Extraordinary gains, net$034
Net income$51,640,00092
Minority interest net income$0115
Net income of bank and minority interests.$51,640,00094
Net charge-offs$9,030,000745
Cash dividends$43,600,00058
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$61,317,85087
2009-09-30 (YTD Data)Rank
Total interest income$140,309,000216
Total interest expense$46,132,000206
Net interest income$94,177,000203
Provision for loan and lease losses$9,558,000645
Total noninterest income$34,073,000220
Gross Fiduciary activities income$6,370,00099
Service charges on deposit accounts$15,496,00097
Trading account gains and fees$0212
Additional Noninterest Income$12,207,000319
Total noninterest expense$67,819,000258
Salaries and employee benefits$29,052,000254
Premises and equipment expense$8,499,000250
Additional noninterest expense$30,268,000256
Pre-tax net operating income$50,873,000103
Securities gains (losses)$-9,021,0008,040
Applicable income taxes$1,006,000843
Income before extraordinary items$40,846,00098
Extraordinary gains, net$027
Net income$40,846,00094
Minority interest net income$0118
Net income of bank and minority interests.$40,846,00097
Net charge-offs$5,896,000722
Cash dividends$32,600,00057
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$49,686,58088
2009-06-30 (YTD Data)Rank
Total interest income$94,834,000217
Total interest expense$31,775,000212
Net interest income$63,059,000204
Provision for loan and lease losses$6,662,000608
Total noninterest income$22,478,000220
Gross Fiduciary activities income$4,435,00099
Service charges on deposit accounts$9,981,000101
Trading account gains and fees$0193
Additional Noninterest Income$8,062,000322
Total noninterest expense$45,112,000266
Salaries and employee benefits$19,253,000260
Premises and equipment expense$5,710,000254
Additional noninterest expense$20,149,000261
Pre-tax net operating income$33,763,000104
Securities gains (losses)$-115,0007,703
Applicable income taxes$-709,0007,667
Income before extraordinary items$34,357,00079
Extraordinary gains, net$021
Net income$34,357,00079
Minority interest net income$0112
Net income of bank and minority interests.$34,357,00079
Net charge-offs$3,834,000706
Cash dividends$23,000,00050
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$34,472,00078
2009-03-31 (YTD Data)Rank
Total interest income$47,960,000214
Total interest expense$16,604,000212
Net interest income$31,356,000201
Provision for loan and lease losses$3,901,000485
Total noninterest income$10,696,000219
Gross Fiduciary activities income$2,100,00099
Service charges on deposit accounts$4,650,000108
Trading account gains and fees$0171
Additional Noninterest Income$3,946,000299
Total noninterest expense$21,963,000260
Salaries and employee benefits$9,694,000257
Premises and equipment expense$2,961,000247
Additional noninterest expense$9,308,000245
Pre-tax net operating income$16,188,000110
Securities gains (losses)$-58,0007,954
Applicable income taxes$-6,425,0008,170
Income before extraordinary items$22,555,00077
Extraordinary gains, net$015
Net income$22,555,00077
Minority interest net income$0102
Net income of bank and minority interests.$22,555,00077
Net charge-offs$2,582,000506
Cash dividends$11,000,00054
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$22,613,00072
2008-12-31 (YTD Data)Rank
Total interest income$222,034,000202
Total interest expense$93,059,000195
Net interest income$128,975,000205
Provision for loan and lease losses$11,613,000525
Total noninterest income$50,050,000184
Gross Fiduciary activities income$9,065,000106
Service charges on deposit accounts$20,040,000105
Trading account gains and fees$0154
Additional Noninterest Income$20,945,000240
Total noninterest expense$87,795,000263
Salaries and employee benefits$34,689,000280
Premises and equipment expense$10,877,000263
Additional noninterest expense$42,229,000242
Pre-tax net operating income$79,617,00098
Securities gains (losses)$-8,255,0008,149
Applicable income taxes$20,876,000108
Income before extraordinary items$50,486,00099
Extraordinary gains, net$039
Net income$50,486,000100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,692,000423
Cash dividends$32,000,000124
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$56,347,050100
2008-09-30 (YTD Data)Rank
Total interest income$170,862,000211
Total interest expense$73,561,000202
Net interest income$97,301,000212
Provision for loan and lease losses$7,548,000486
Total noninterest income$38,895,000189
Gross Fiduciary activities income$7,053,000106
Service charges on deposit accounts$14,996,000111
Trading account gains and fees$0148
Additional Noninterest Income$16,846,000246
Total noninterest expense$66,329,000256
Salaries and employee benefits$26,059,000291
Premises and equipment expense$7,862,000282
Additional noninterest expense$32,408,000221
Pre-tax net operating income$62,319,000121
Securities gains (losses)$-8,218,0008,264
Applicable income taxes$15,698,000131
Income before extraordinary items$38,403,000126
Extraordinary gains, net$031
Net income$38,403,000126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,120,000349
Cash dividends$24,000,000130
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$44,237,780122
2008-06-30 (YTD Data)Rank
Total interest income$116,100,000212
Total interest expense$51,272,000204
Net interest income$64,828,000214
Provision for loan and lease losses$4,963,000436
Total noninterest income$25,593,000198
Gross Fiduciary activities income$4,719,000109
Service charges on deposit accounts$9,719,000112
Trading account gains and fees$0149
Additional Noninterest Income$11,155,000261
Total noninterest expense$44,230,000254
Salaries and employee benefits$17,201,000300
Premises and equipment expense$5,293,000280
Additional noninterest expense$21,736,000217
Pre-tax net operating income$41,228,000124
Securities gains (losses)$809,000203
Applicable income taxes$13,132,000134
Income before extraordinary items$28,905,000132
Extraordinary gains, net$021
Net income$28,905,000132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,705,000316
Cash dividends$15,000,000142
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$28,346,790133
2008-03-31 (YTD Data)Rank
Total interest income$60,569,000207
Total interest expense$27,867,000205
Net interest income$32,702,000208
Provision for loan and lease losses$1,300,000531
Total noninterest income$12,156,000205
Gross Fiduciary activities income$2,190,000115
Service charges on deposit accounts$4,582,000121
Trading account gains and fees$0158
Additional Noninterest Income$5,384,000260
Total noninterest expense$22,021,000255
Salaries and employee benefits$8,514,000304
Premises and equipment expense$2,798,000260
Additional noninterest expense$10,709,000202
Pre-tax net operating income$21,537,000128
Securities gains (losses)$821,000165
Applicable income taxes$7,009,000133
Income before extraordinary items$15,349,000134
Extraordinary gains, net$015
Net income$15,349,000134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,131,000428
Cash dividends$8,000,000126
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$14,782,510133
2007-12-31 (YTD Data)Rank
Total interest income$245,755,000210
Total interest expense$119,512,000204
Net interest income$126,243,000206
Provision for loan and lease losses$4,837,000418
Total noninterest income$49,423,000204
Gross Fiduciary activities income$8,853,000113
Service charges on deposit accounts$18,625,000116
Trading account gains and fees$0178
Additional Noninterest Income$21,945,000244
Total noninterest expense$98,042,000227
Salaries and employee benefits$32,820,000301
Premises and equipment expense$9,747,000293
Additional noninterest expense$55,475,000166
Pre-tax net operating income$72,787,000172
Securities gains (losses)$156,000496
Applicable income taxes$22,785,000176
Income before extraordinary items$50,158,000177
Extraordinary gains, net$039
Net income$50,158,000174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,881,000276
Cash dividends$48,235,000139
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$50,050,360176
2007-09-30 (YTD Data)Rank
Total interest income$183,241,000208
Total interest expense$89,071,000202
Net interest income$94,170,000205
Provision for loan and lease losses$2,900,000392
Total noninterest income$36,209,000204
Gross Fiduciary activities income$6,473,000112
Service charges on deposit accounts$13,594,000118
Trading account gains and fees$0184
Additional Noninterest Income$16,142,000253
Total noninterest expense$62,203,000247
Salaries and employee benefits$24,341,000306
Premises and equipment expense$6,922,000305
Additional noninterest expense$30,940,000201
Pre-tax net operating income$65,276,000166
Securities gains (losses)$185,000383
Applicable income taxes$20,653,000172
Income before extraordinary items$44,808,000169
Extraordinary gains, net$033
Net income$44,808,000167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,038,000238
Cash dividends$36,235,000135
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$44,682,200168
2007-06-30 (YTD Data)Rank
Total interest income$120,790,000223
Total interest expense$58,605,000220
Net interest income$62,185,000225
Provision for loan and lease losses$1,350,000466
Total noninterest income$23,953,000216
Gross Fiduciary activities income$4,428,000114
Service charges on deposit accounts$8,861,000123
Trading account gains and fees$0168
Additional Noninterest Income$10,664,000268
Total noninterest expense$40,977,000257
Salaries and employee benefits$16,030,000320
Premises and equipment expense$4,599,000313
Additional noninterest expense$20,348,000209
Pre-tax net operating income$43,811,000175
Securities gains (losses)$-56,0008,322
Applicable income taxes$13,924,000182
Income before extraordinary items$29,831,000176
Extraordinary gains, net$029
Net income$29,831,000176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,278,000248
Cash dividends$20,000,000168
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$29,869,080175
2007-03-31 (YTD Data)Rank
Total interest income$59,935,000223
Total interest expense$29,109,000220
Net interest income$30,826,000224
Provision for loan and lease losses$500,000524
Total noninterest income$11,062,000220
Gross Fiduciary activities income$2,179,000111
Service charges on deposit accounts$4,226,000124
Trading account gains and fees$0195
Additional Noninterest Income$4,657,000286
Total noninterest expense$20,093,000260
Salaries and employee benefits$7,996,000322
Premises and equipment expense$2,510,000278
Additional noninterest expense$9,587,000213
Pre-tax net operating income$21,295,000174
Securities gains (losses)$-50,0008,497
Applicable income taxes$6,739,000184
Income before extraordinary items$14,506,000174
Extraordinary gains, net$022
Net income$14,506,000173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,000590
Cash dividends$12,000,000117
Sale, conversion, retirement of capital stock, net$0885
Net operating income$14,540,000172
2006-12-31 (YTD Data)Rank
Total interest income$236,489,000210
Total interest expense$111,630,000205
Net interest income$124,859,000215
Provision for loan and lease losses$1,337,000782
Total noninterest income$47,227,000199
Gross Fiduciary activities income$7,503,000120
Service charges on deposit accounts$17,424,000117
Trading account gains and fees$0130
Additional Noninterest Income$22,300,000249
Total noninterest expense$96,534,000221
Salaries and employee benefits$34,151,000291
Premises and equipment expense$9,758,000269
Additional noninterest expense$52,625,000163
Pre-tax net operating income$74,215,000197
Securities gains (losses)$-656,0008,538
Applicable income taxes$23,303,000209
Income before extraordinary items$50,256,000202
Extraordinary gains, net$051
Net income$50,256,000202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,791,000432
Cash dividends$50,000,000138
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$50,702,080200
2006-09-30 (YTD Data)Rank
Total interest income$176,224,000217
Total interest expense$82,666,000211
Net interest income$93,558,000228
Provision for loan and lease losses$1,069,000714
Total noninterest income$35,717,000214
Gross Fiduciary activities income$5,626,000126
Service charges on deposit accounts$12,899,000123
Trading account gains and fees$0126
Additional Noninterest Income$17,192,000257
Total noninterest expense$76,397,000225
Salaries and employee benefits$25,576,000304
Premises and equipment expense$7,264,000284
Additional noninterest expense$43,557,000167
Pre-tax net operating income$51,809,000228
Securities gains (losses)$-645,0008,648
Applicable income taxes$16,338,000234
Income before extraordinary items$34,826,000227
Extraordinary gains, net$045
Net income$34,826,000227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,358,000361
Cash dividends$38,000,000133
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$35,264,600224
2006-06-30 (YTD Data)Rank
Total interest income$116,200,000221
Total interest expense$53,840,000208
Net interest income$62,360,000230
Provision for loan and lease losses$598,000850
Total noninterest income$24,872,000219
Gross Fiduciary activities income$3,735,000131
Service charges on deposit accounts$8,474,000126
Trading account gains and fees$0126
Additional Noninterest Income$12,663,000242
Total noninterest expense$40,095,000264
Salaries and employee benefits$16,840,000311
Premises and equipment expense$4,958,000273
Additional noninterest expense$18,297,000232
Pre-tax net operating income$46,539,000189
Securities gains (losses)$-627,0008,712
Applicable income taxes$14,738,000196
Income before extraordinary items$31,174,000192
Extraordinary gains, net$039
Net income$31,174,000192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$734,000426
Cash dividends$26,000,000121
Sale, conversion, retirement of capital stock, net$0887
Net operating income$31,600,360190
2006-03-31 (YTD Data)Rank
Total interest income$57,045,000217
Total interest expense$25,947,000205
Net interest income$31,098,000231
Provision for loan and lease losses$250,000918
Total noninterest income$13,449,000203
Gross Fiduciary activities income$1,777,000129
Service charges on deposit accounts$4,118,000124
Trading account gains and fees$0115
Additional Noninterest Income$7,554,000219
Total noninterest expense$20,179,000264
Salaries and employee benefits$8,218,000318
Premises and equipment expense$2,605,000266
Additional noninterest expense$9,356,000227
Pre-tax net operating income$24,118,000185
Securities gains (losses)$-619,0008,759
Applicable income taxes$7,543,000193
Income before extraordinary items$15,956,000187
Extraordinary gains, net$021
Net income$15,956,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,000433
Cash dividends$14,000,000105
Sale, conversion, retirement of capital stock, net$0648
Net operating income$16,376,920180
2005-12-31 (YTD Data)Rank
Total interest income$204,918,000214
Total interest expense$82,450,000200
Net interest income$122,468,000221
Provision for loan and lease losses$4,268,000272
Total noninterest income$39,322,000248
Gross Fiduciary activities income$6,771,000129
Service charges on deposit accounts$16,444,000126
Trading account gains and fees$0138
Additional Noninterest Income$16,107,000325
Total noninterest expense$73,085,000279
Salaries and employee benefits$31,588,000302
Premises and equipment expense$9,338,000283
Additional noninterest expense$32,159,000249
Pre-tax net operating income$84,437,000198
Securities gains (losses)$-255,0008,619
Applicable income taxes$26,670,000195
Income before extraordinary items$57,512,000200
Extraordinary gains, net$046
Net income$57,512,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,617,000317
Cash dividends$50,199,000128
Sale, conversion, retirement of capital stock, net$0934
Net operating income$57,685,400197
2005-09-30 (YTD Data)Rank
Total interest income$149,203,000214
Total interest expense$58,544,000198
Net interest income$90,659,000224
Provision for loan and lease losses$2,560,000305
Total noninterest income$29,153,000247
Gross Fiduciary activities income$5,038,000129
Service charges on deposit accounts$12,207,000128
Trading account gains and fees$0126
Additional Noninterest Income$11,908,000330
Total noninterest expense$54,139,000281
Salaries and employee benefits$23,581,000302
Premises and equipment expense$6,911,000288
Additional noninterest expense$23,647,000253
Pre-tax net operating income$63,113,000200
Securities gains (losses)$-269,0008,746
Applicable income taxes$19,892,000202
Income before extraordinary items$42,952,000206
Extraordinary gains, net$035
Net income$42,952,000207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,710,000326
Cash dividends$34,200,000137
Sale, conversion, retirement of capital stock, net$0769
Net operating income$43,134,920200
2005-06-30 (YTD Data)Rank
Total interest income$95,703,000212
Total interest expense$36,807,000197
Net interest income$58,896,000223
Provision for loan and lease losses$1,615,000320
Total noninterest income$19,142,000247
Gross Fiduciary activities income$3,411,000125
Service charges on deposit accounts$7,819,000126
Trading account gains and fees$0116
Additional Noninterest Income$7,912,000326
Total noninterest expense$35,824,000276
Salaries and employee benefits$15,547,000304
Premises and equipment expense$4,635,000277
Additional noninterest expense$15,642,000249
Pre-tax net operating income$40,599,000204
Securities gains (losses)$-286,0008,794
Applicable income taxes$12,761,000207
Income before extraordinary items$27,552,000208
Extraordinary gains, net$030
Net income$27,552,000208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,036,000351
Cash dividends$22,099,000123
Sale, conversion, retirement of capital stock, net$0643
Net operating income$27,746,480199
2005-03-31 (YTD Data)Rank
Total interest income$47,037,000215
Total interest expense$17,712,000198
Net interest income$29,325,000226
Provision for loan and lease losses$1,111,000241
Total noninterest income$9,203,000251
Gross Fiduciary activities income$1,748,000128
Service charges on deposit accounts$3,688,000130
Trading account gains and fees$0115
Additional Noninterest Income$3,767,000324
Total noninterest expense$17,640,000280
Salaries and employee benefits$7,609,000308
Premises and equipment expense$2,385,000272
Additional noninterest expense$7,646,000248
Pre-tax net operating income$19,777,000207
Securities gains (losses)$-394,0008,889
Applicable income taxes$6,189,000211
Income before extraordinary items$13,194,000214
Extraordinary gains, net$024
Net income$13,194,000214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$921,000234
Cash dividends$10,000,000110
Sale, conversion, retirement of capital stock, net$0491
Net operating income$13,461,920205
2004-12-31 (YTD Data)Rank
Total interest income$177,633,000214
Total interest expense$62,946,000180
Net interest income$114,687,000224
Provision for loan and lease losses$4,420,000280
Total noninterest income$39,233,000253
Gross Fiduciary activities income$6,764,000123
Service charges on deposit accounts$17,356,000126
Trading account gains and fees$0138
Additional Noninterest Income$15,113,000324
Total noninterest expense$82,662,000256
Salaries and employee benefits$28,967,000315
Premises and equipment expense$9,923,000266
Additional noninterest expense$43,772,000205
Pre-tax net operating income$66,838,000213
Securities gains (losses)$368,000552
Applicable income taxes$18,307,000243
Income before extraordinary items$48,899,000211
Extraordinary gains, net$034
Net income$48,899,000212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,685,000289
Cash dividends$40,000,000147
Sale, conversion, retirement of capital stock, net$0872
Net operating income$48,630,360205
2004-09-30 (YTD Data)Rank
Total interest income$131,515,000219
Total interest expense$46,395,000177
Net interest income$85,120,000228
Provision for loan and lease losses$3,192,000303
Total noninterest income$29,674,000260
Gross Fiduciary activities income$5,097,000125
Service charges on deposit accounts$13,210,000125
Trading account gains and fees$0134
Additional Noninterest Income$11,367,000336
Total noninterest expense$62,586,000253
Salaries and employee benefits$22,609,000310
Premises and equipment expense$7,564,000267
Additional noninterest expense$32,413,000210
Pre-tax net operating income$49,016,000216
Securities gains (losses)$368,000521
Applicable income taxes$15,279,000226
Income before extraordinary items$34,105,000220
Extraordinary gains, net$026
Net income$34,105,000221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,697,000277
Cash dividends$32,000,000134
Sale, conversion, retirement of capital stock, net$0738
Net operating income$33,851,080215
2004-06-30 (YTD Data)Rank
Total interest income$87,043,000215
Total interest expense$30,986,000174
Net interest income$56,057,000227
Provision for loan and lease losses$1,896,000329
Total noninterest income$19,524,000259
Gross Fiduciary activities income$3,352,000127
Service charges on deposit accounts$8,742,000125
Trading account gains and fees$0130
Additional Noninterest Income$7,430,000332
Total noninterest expense$35,503,000282
Salaries and employee benefits$14,841,000315
Premises and equipment expense$5,098,000261
Additional noninterest expense$15,564,000246
Pre-tax net operating income$38,182,000197
Securities gains (losses)$313,000468
Applicable income taxes$11,898,000209
Income before extraordinary items$26,597,000197
Extraordinary gains, net$021
Net income$26,597,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,750,000287
Cash dividends$24,000,000120
Sale, conversion, retirement of capital stock, net$0638
Net operating income$26,381,030190
2004-03-31 (YTD Data)Rank
Total interest income$43,673,000213
Total interest expense$15,245,000176
Net interest income$28,428,000223
Provision for loan and lease losses$1,357,000250
Total noninterest income$9,378,000260
Gross Fiduciary activities income$1,667,000130
Service charges on deposit accounts$4,316,000125
Trading account gains and fees$0121
Additional Noninterest Income$3,395,000341
Total noninterest expense$17,633,000284
Salaries and employee benefits$7,393,000319
Premises and equipment expense$2,664,000255
Additional noninterest expense$7,576,000250
Pre-tax net operating income$18,816,000190
Securities gains (losses)$303,000375
Applicable income taxes$5,735,000204
Income before extraordinary items$13,384,000199
Extraordinary gains, net$016
Net income$13,384,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,246,000233
Cash dividends$12,000,000106
Sale, conversion, retirement of capital stock, net$0464
Net operating income$13,171,900188
2003-12-31 (YTD Data)Rank
Total interest income$178,379,000207
Total interest expense$69,577,000176
Net interest income$108,802,000224
Provision for loan and lease losses$7,475,000244
Total noninterest income$39,443,000260
Gross Fiduciary activities income$5,976,000136
Service charges on deposit accounts$17,768,000126
Trading account gains and fees$0160
Additional Noninterest Income$15,699,000332
Total noninterest expense$83,708,000251
Salaries and employee benefits$31,604,000296
Premises and equipment expense$10,765,000251
Additional noninterest expense$41,339,000221
Pre-tax net operating income$57,062,000222
Securities gains (losses)$270,0001,120
Applicable income taxes$17,200,000259
Income before extraordinary items$40,132,000231
Extraordinary gains, net$054
Net income$40,132,000233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,128,000201
Cash dividends$39,000,000150
Sale, conversion, retirement of capital stock, net$0868
Net operating income$39,943,000215
2003-09-30 (YTD Data)Rank
Total interest income$135,344,000210
Total interest expense$53,632,000178
Net interest income$81,712,000227
Provision for loan and lease losses$5,973,000241
Total noninterest income$29,777,000266
Gross Fiduciary activities income$4,437,000143
Service charges on deposit accounts$11,110,000149
Trading account gains and fees$0153
Additional Noninterest Income$14,230,000321
Total noninterest expense$53,903,000284
Salaries and employee benefits$23,915,000300
Premises and equipment expense$7,744,000264
Additional noninterest expense$22,244,000263
Pre-tax net operating income$51,613,000198
Securities gains (losses)$276,0001,018
Applicable income taxes$15,567,000237
Income before extraordinary items$36,322,000212
Extraordinary gains, net$040
Net income$36,322,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,223,000204
Cash dividends$30,000,000142
Sale, conversion, retirement of capital stock, net$0722
Net operating income$36,128,800195
2003-06-30 (YTD Data)Rank
Total interest income$91,845,000211
Total interest expense$36,721,000180
Net interest income$55,124,000228
Provision for loan and lease losses$3,751,000252
Total noninterest income$19,282,000267
Gross Fiduciary activities income$2,910,000149
Service charges on deposit accounts$7,198,000151
Trading account gains and fees$0150
Additional Noninterest Income$9,174,000331
Total noninterest expense$35,766,000286
Salaries and employee benefits$15,811,000302
Premises and equipment expense$5,197,000266
Additional noninterest expense$14,758,000268
Pre-tax net operating income$34,889,000198
Securities gains (losses)$314,000782
Applicable income taxes$10,561,000234
Income before extraordinary items$24,642,000211
Extraordinary gains, net$030
Net income$24,642,000211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,128,000213
Cash dividends$20,000,000129
Sale, conversion, retirement of capital stock, net$0589
Net operating income$24,422,200192
2003-03-31 (YTD Data)Rank
Total interest income$46,953,000212
Total interest expense$18,604,000183
Net interest income$28,349,000228
Provision for loan and lease losses$1,455,000297
Total noninterest income$9,258,000274
Gross Fiduciary activities income$1,441,000156
Service charges on deposit accounts$3,427,000158
Trading account gains and fees$0134
Additional Noninterest Income$4,390,000343
Total noninterest expense$17,575,000288
Salaries and employee benefits$7,782,000308
Premises and equipment expense$2,669,000269
Additional noninterest expense$7,124,000260
Pre-tax net operating income$18,577,000189
Securities gains (losses)$241,000595
Applicable income taxes$5,645,000229
Income before extraordinary items$13,173,000192
Extraordinary gains, net$021
Net income$13,173,000192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,867,000227
Cash dividends$10,000,000127
Sale, conversion, retirement of capital stock, net$0419
Net operating income$13,004,300177
2002-12-31 (YTD Data)Rank
Total interest income$212,686,000204
Total interest expense$87,939,000182
Net interest income$124,747,000211
Provision for loan and lease losses$7,937,000280
Total noninterest income$34,382,000281
Gross Fiduciary activities income$6,032,000149
Service charges on deposit accounts$14,631,000152
Trading account gains and fees$0153
Additional Noninterest Income$13,719,000361
Total noninterest expense$72,815,000273
Salaries and employee benefits$29,995,000304
Premises and equipment expense$10,232,000265
Additional noninterest expense$32,588,000257
Pre-tax net operating income$78,377,000179
Securities gains (losses)$-6,661,0009,352
Applicable income taxes$22,032,000212
Income before extraordinary items$49,684,000198
Extraordinary gains, net$070
Net income$49,684,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,615,000252
Cash dividends$38,000,000150
Sale, conversion, retirement of capital stock, net$0862
Net operating income$54,280,090175
2001-12-31 (YTD Data)Rank
Total interest income$248,292,000201
Total interest expense$122,818,000193
Net interest income$125,474,000208
Provision for loan and lease losses$12,833,000207
Total noninterest income$29,939,000303
Gross Fiduciary activities income$6,159,000147
Service charges on deposit accounts$14,231,000143
Trading account gains and fees$0177
Additional Noninterest Income$9,549,000427
Total noninterest expense$64,699,000292
Salaries and employee benefits$27,451,000296
Premises and equipment expense$9,736,000267
Additional noninterest expense$27,512,000288
Pre-tax net operating income$77,881,000169
Securities gains (losses)$-1,133,0009,590
Applicable income taxes$25,043,000180
Income before extraordinary items$51,705,000182
Extraordinary gains, net$0105
Net income$51,705,000181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,002,000202
Cash dividends$89,636,00094
Sale, conversion, retirement of capital stock, net$0922
Net operating income$52,464,110170
2000-12-31 (YTD Data)Rank
Total interest income$262,410,000209
Total interest expense$138,115,000208
Net interest income$124,295,000202
Provision for loan and lease losses$13,877,000167
Total noninterest income$25,114,000328
Gross Fiduciary activities income$5,309,000158
Service charges on deposit accounts$11,989,000151
Trading account gains and fees$0180
Additional Noninterest Income$7,816,000483
Total noninterest expense$65,880,000278
Salaries and employee benefits$26,956,000280
Premises and equipment expense$10,635,000238
Additional noninterest expense$28,289,000279
Pre-tax net operating income$69,652,000184
Securities gains (losses)$-10,342,0009,865
Applicable income taxes$19,407,000214
Income before extraordinary items$39,903,000204
Extraordinary gains, net$038
Net income$39,903,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,805,000164
Cash dividends$31,370,000186
Sale, conversion, retirement of capital stock, net$0969
Net operating income$46,832,140182
1999-12-31 (YTD Data)Rank
Total interest income$250,379,000197
Total interest expense$123,042,000198
Net interest income$127,337,000201
Provision for loan and lease losses$4,896,000309
Total noninterest income$20,899,000380
Gross Fiduciary activities income$4,680,000198
Service charges on deposit accounts$10,714,000171
Trading account gains and fees$0173
Additional Noninterest Income$5,505,000615
Total noninterest expense$66,895,000287
Salaries and employee benefits$27,625,000285
Premises and equipment expense$9,715,000261
Additional noninterest expense$29,555,000285
Pre-tax net operating income$76,445,000192
Securities gains (losses)$-2,127,00010,175
Applicable income taxes$24,472,000198
Income before extraordinary items$49,846,000194
Extraordinary gains, net$035
Net income$49,846,000195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,787,000272
Cash dividends$26,701,000217
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$51,271,090188
1998-12-31 (YTD Data)Rank
Total interest income$231,518,000206
Total interest expense$112,920,000206
Net interest income$118,598,000201
Provision for loan and lease losses$6,581,000266
Total noninterest income$10,442,000586
Gross Fiduciary activities income$3,840,000225
Service charges on deposit accounts$8,447,000188
Trading account gains and fees$0224
Additional Noninterest Income$-1,845,00010,482
Total noninterest expense$74,594,000276
Salaries and employee benefits$32,364,000240
Premises and equipment expense$13,353,000202
Additional noninterest expense$28,877,000288
Pre-tax net operating income$47,865,000238
Securities gains (losses)$43,0001,842
Applicable income taxes$13,271,000282
Income before extraordinary items$34,637,000236
Extraordinary gains, net$032
Net income$34,637,000237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,625,000405
Cash dividends$20,200,000245
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$34,606,040232
1997-12-31 (YTD Data)Rank
Total interest income$174,538,000255
Total interest expense$79,998,000275
Net interest income$94,540,000242
Provision for loan and lease losses$2,900,000442
Total noninterest income$18,721,000373
Gross Fiduciary activities income$3,494,000238
Service charges on deposit accounts$7,626,000202
Trading account gains and fees$0239
Additional Noninterest Income$7,601,000482
Total noninterest expense$52,200,000322
Salaries and employee benefits$22,089,000323
Premises and equipment expense$8,147,000283
Additional noninterest expense$21,964,000320
Pre-tax net operating income$58,161,000210
Securities gains (losses)$03,944
Applicable income taxes$20,010,000223
Income before extraordinary items$38,151,000213
Extraordinary gains, net$044
Net income$38,151,000213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,766,000405
Cash dividends$68,568,000108
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$38,151,000208
1996-12-31 (YTD Data)Rank
Total interest income$165,474,000296
Total interest expense$71,847,000329
Net interest income$93,627,000274
Provision for loan and lease losses$2,185,000576
Total noninterest income$14,535,000472
Gross Fiduciary activities income$3,186,000274
Service charges on deposit accounts$7,297,000246
Trading account gains and fees$0262
Additional Noninterest Income$4,052,000727
Total noninterest expense$59,648,000343
Salaries and employee benefits$25,032,000319
Premises and equipment expense$8,245,000317
Additional noninterest expense$26,371,000356
Pre-tax net operating income$46,329,000252
Securities gains (losses)$-84,00011,163
Applicable income taxes$16,164,000265
Income before extraordinary items$30,081,000263
Extraordinary gains, net$053
Net income$30,081,000263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,088,000561
Cash dividends$17,635,000309
Sale, conversion, retirement of capital stock, net$0953
Net operating income$30,135,600257
1995-12-31 (YTD Data)Rank
Total interest income$121,915,000385
Total interest expense$50,609,000441
Net interest income$71,306,000333
Provision for loan and lease losses$2,075,000562
Total noninterest income$11,477,000547
Gross Fiduciary activities income$2,749,000310
Service charges on deposit accounts$5,187,000326
Trading account gains and fees$0522
Additional Noninterest Income$3,541,000809
Total noninterest expense$42,108,000453
Salaries and employee benefits$17,646,000443
Premises and equipment expense$6,464,000411
Additional noninterest expense$17,998,000463
Pre-tax net operating income$38,600,000304
Securities gains (losses)$03,831
Applicable income taxes$13,652,000298
Income before extraordinary items$24,948,000305
Extraordinary gains, net$065
Net income$24,948,000304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,951,000458
Cash dividends$24,685,000218
Sale, conversion, retirement of capital stock, net$0809
Net operating income$24,948,000301
1994-12-31 (YTD Data)Rank
Total interest income$109,235,000380
Total interest expense$40,401,000421
Net interest income$68,834,000341
Provision for loan and lease losses$1,818,000617
Total noninterest income$10,858,000554
Gross Fiduciary activities income$2,720,000314
Service charges on deposit accounts$5,494,000303
Trading account gains and fees$0475
Additional Noninterest Income$2,644,000955
Total noninterest expense$42,165,000452
Salaries and employee benefits$18,183,000428
Premises and equipment expense$6,477,000407
Additional noninterest expense$17,505,000480
Pre-tax net operating income$35,709,000298
Securities gains (losses)$-709,00012,327
Applicable income taxes$12,147,000295
Income before extraordinary items$22,853,000301
Extraordinary gains, net$0249
Net income$22,853,000301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$875,000946
Cash dividends$15,959,000250
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$23,313,850302
1993-12-31 (YTD Data)Rank
Total interest income$103,753,000383
Total interest expense$40,829,000418
Net interest income$62,924,000358
Provision for loan and lease losses$3,615,000534
Total noninterest income$10,841,000574
Gross Fiduciary activities income$2,503,000333
Service charges on deposit accounts$5,828,000286
Trading account gains and fees$0532
Additional Noninterest Income$2,510,0001,086
Total noninterest expense$42,558,000455
Salaries and employee benefits$18,505,000415
Premises and equipment expense$6,955,000389
Additional noninterest expense$17,098,000527
Pre-tax net operating income$27,592,000313
Securities gains (losses)$78,0002,824
Applicable income taxes$9,035,000336
Income before extraordinary items$18,635,000327
Extraordinary gains, net$1,002,000228
Net income$19,637,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,704,000796
Cash dividends$19,438,000178
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$18,582,740311
1992-12-31 (YTD Data)Rank
Total interest income$71,055,000579
Total interest expense$31,638,000635
Net interest income$39,417,000533
Provision for loan and lease losses$1,958,0001,171
Total noninterest income$7,180,000749
Gross Fiduciary activities income$1,954,000389
Service charges on deposit accounts$3,648,000406
Trading account gains and fees$0504
Additional Noninterest Income$1,578,0001,462
Total noninterest expense$29,490,000622
Salaries and employee benefits$13,116,000563
Premises and equipment expense$5,096,000504
Additional noninterest expense$11,278,000700
Pre-tax net operating income$15,149,000439
Securities gains (losses)$125,0002,651
Applicable income taxes$4,665,000510
Income before extraordinary items$10,609,000465
Extraordinary gains, net$01,422
Net income$10,609,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,178,000914
Cash dividends$6,549,000295
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$10,522,750426

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.