Home > United Bank > Assets and Liabilities
United Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 84 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $216,698,000 | 2,986 |
| Cash and due from depository institutions | $5,974,000 | 2,055 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $72,356,000 | 1,648 |
| Federal funds sold & reverse repurchase agreements | $29,751,000 | 369 |
| Net loans & leases | $98,433,000 | 4,062 |
| Loan loss allowance | $1,805,000 | 2,876 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,759,000 | 4,837 |
| Other real estate owned | $0 | 2,055 |
| Goodwill and other intangibles | $511,000 | 2,118 |
| All other assets | $7,914,000 | 2,222 |
| Life insurance assets | $3,918,000 | 1,520 |
| Total liabilities and capital | $216,698,000 | 2,986 |
| Total liabilities | $204,060,000 | 2,862 |
| Total deposits | $192,472,000 | 2,710 |
| Interest-bearing deposits | $173,066,000 | 2,619 |
| Deposits held in domestic offices | $192,472,000 | 2,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,738,000 | 1,486 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,496,000 | 4,728 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,354,000 | 3,113 |
| Total equity capital | $12,638,000 | 4,717 |
| Total bank equity capital | $12,638,000 | 4,717 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,581,000 | 2,274 |
| Surplus | $6,500,000 | 3,524 |
| Undivided profits | $4,557,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 7,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $916,000 | 4,042 |
| Earning assets | $200,540,000 | 2,955 |
| Long-term assets (5+ years) | $83,549,000 | 1,472 |
| Average Assets, year-to-date | $205,715,670 | 3,070 |
| Average Assets, quarterly | $210,446,500 | 3,049 |
| Volatile liabilities | $24,818,000 | 4,264 |
| Insider loans | $1,383,000 | 3,841 |
| FHLB advances | $2,496,000 | 4,584 |
| Loans and leases held for sale | $196,000 | 1,475 |
| Unused loan commitments | $34,644,000 | 2,295 |
| Tier 1 (core) risk-based capital | $13,328,000 | 4,460 |
| Tier 2 risk-based capital | $1,413,000 | 3,276 |
| Total risk weighted assets | $112,827,000 | 3,850 |
| Total unused commitments | $34,644,000 | 2,297 |
| Derivatives | $196,000 | 1,012 |
| 2008-03-31 | Rank | |
| # of Employees: | 77 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $204,195,000 | 3,131 |
| Cash and due from depository institutions | $6,232,000 | 2,249 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $82,146,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $11,667,000 | 1,507 |
| Net loans & leases | $94,377,000 | 4,114 |
| Loan loss allowance | $1,854,000 | 2,748 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,788,000 | 4,812 |
| Other real estate owned | $0 | 2,249 |
| Goodwill and other intangibles | $532,000 | 2,105 |
| All other assets | $7,453,000 | 2,275 |
| Life insurance assets | $3,887,000 | 1,522 |
| Total liabilities and capital | $204,195,000 | 3,131 |
| Total liabilities | $191,536,000 | 2,993 |
| Total deposits | $181,015,000 | 2,872 |
| Interest-bearing deposits | $161,871,000 | 2,770 |
| Deposits held in domestic offices | $181,015,000 | 2,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,769,000 | 1,576 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,493,000 | 4,490 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,259,000 | 2,234 |
| Total equity capital | $12,659,000 | 4,786 |
| Total bank equity capital | $12,659,000 | 4,786 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,581,000 | 2,275 |
| Surplus | $6,500,000 | 3,494 |
| Undivided profits | $4,578,000 | 4,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $895,000 | 4,105 |
| Earning assets | $188,190,000 | 3,127 |
| Long-term assets (5+ years) | $90,050,000 | 1,333 |
| Average Assets, year-to-date | $200,224,500 | 3,155 |
| Average Assets, quarterly | $200,224,500 | 3,155 |
| Volatile liabilities | $24,456,000 | 4,280 |
| Insider loans | $1,658,000 | 3,460 |
| FHLB advances | $2,493,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $37,228,000 | 2,226 |
| Tier 1 (core) risk-based capital | $12,432,000 | 4,686 |
| Tier 2 risk-based capital | $1,342,000 | 3,360 |
| Total risk weighted assets | $106,883,000 | 3,933 |
| Total unused commitments | $37,228,000 | 2,228 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 83 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $196,254,000 | 3,190 |
| Cash and due from depository institutions | $7,586,000 | 2,084 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $84,574,000 | 1,402 |
| Federal funds sold & reverse repurchase agreements | $198,000 | 5,809 |
| Net loans & leases | $93,882,000 | 4,118 |
| Loan loss allowance | $1,800,000 | 2,770 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,778,000 | 4,829 |
| Other real estate owned | $96,000 | 2,084 |
| Goodwill and other intangibles | $548,000 | 2,088 |
| All other assets | $7,592,000 | 2,250 |
| Life insurance assets | $3,859,000 | 1,511 |
| Total liabilities and capital | $196,254,000 | 3,190 |
| Total liabilities | $184,686,000 | 3,040 |
| Total deposits | $170,048,000 | 2,999 |
| Interest-bearing deposits | $149,241,000 | 2,930 |
| Deposits held in domestic offices | $170,048,000 | 2,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,834,000 | 1,259 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,489,000 | 4,327 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,315,000 | 3,359 |
| Total equity capital | $11,568,000 | 5,027 |
| Total bank equity capital | $11,568,000 | 5,027 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,581,000 | 2,273 |
| Surplus | $6,500,000 | 3,471 |
| Undivided profits | $3,487,000 | 5,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 6,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $960,000 | 4,121 |
| Earning assets | $178,654,000 | 3,213 |
| Long-term assets (5+ years) | $89,633,000 | 1,269 |
| Average Assets, year-to-date | $207,287,200 | 2,933 |
| Average Assets, quarterly | $199,188,000 | 3,112 |
| Volatile liabilities | $27,973,000 | 3,940 |
| Insider loans | $1,672,000 | 3,411 |
| FHLB advances | $2,489,000 | 4,174 |
| Loans and leases held for sale | $45,000 | 1,720 |
| Unused loan commitments | $33,070,000 | 2,416 |
| Tier 1 (core) risk-based capital | $12,031,000 | 4,768 |
| Tier 2 risk-based capital | $1,325,000 | 3,348 |
| Total risk weighted assets | $105,719,000 | 3,944 |
| Total unused commitments | $33,070,000 | 2,418 |
| Derivatives | $218,000 | 987 |
| 2007-09-30 | Rank | |
| # of Employees: | 84 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $202,122,000 | 3,072 |
| Cash and due from depository institutions | $6,062,000 | 2,046 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $86,825,000 | 1,371 |
| Federal funds sold & reverse repurchase agreements | $6,235,000 | 2,182 |
| Net loans & leases | $92,486,000 | 4,118 |
| Loan loss allowance | $1,915,000 | 2,612 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,788,000 | 4,800 |
| Other real estate owned | $0 | 2,046 |
| Goodwill and other intangibles | $636,000 | 2,008 |
| All other assets | $8,090,000 | 2,129 |
| Life insurance assets | $3,842,000 | 1,470 |
| Total liabilities and capital | $202,122,000 | 3,072 |
| Total liabilities | $189,701,000 | 2,919 |
| Total deposits | $180,013,000 | 2,824 |
| Interest-bearing deposits | $157,407,000 | 2,767 |
| Deposits held in domestic offices | $180,013,000 | 2,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,134,000 | 2,033 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,985,000 | 3,574 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,569,000 | 2,999 |
| Total equity capital | $12,421,000 | 4,745 |
| Total bank equity capital | $12,421,000 | 4,745 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,581,000 | 2,252 |
| Surplus | $6,500,000 | 3,418 |
| Undivided profits | $4,340,000 | 4,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $974,000 | 4,326 |
| Earning assets | $185,546,000 | 3,062 |
| Long-term assets (5+ years) | $92,086,000 | 1,208 |
| Average Assets, year-to-date | $210,045,500 | 2,902 |
| Average Assets, quarterly | $204,538,500 | 3,000 |
| Volatile liabilities | $22,998,000 | 4,396 |
| Insider loans | $1,611,000 | 3,448 |
| FHLB advances | $4,985,000 | 3,430 |
| Loans and leases held for sale | $428,000 | 1,214 |
| Unused loan commitments | $37,064,000 | 2,255 |
| Tier 1 (core) risk-based capital | $13,787,000 | 4,334 |
| Tier 2 risk-based capital | $1,334,000 | 3,307 |
| Total risk weighted assets | $106,494,000 | 3,896 |
| Total unused commitments | $37,064,000 | 2,255 |
| Derivatives | $655,000 | 874 |
| 2007-06-30 | Rank | |
| # of Employees: | 85 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $206,955,000 | 3,000 |
| Cash and due from depository institutions | $9,589,000 | 2,056 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $88,945,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $5,535,000 | 2,476 |
| Net loans & leases | $91,738,000 | 4,118 |
| Loan loss allowance | $1,899,000 | 2,617 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,802,000 | 4,791 |
| Other real estate owned | $0 | 2,056 |
| Goodwill and other intangibles | $782,000 | 1,886 |
| All other assets | $8,564,000 | 2,019 |
| Life insurance assets | $3,807,000 | 1,475 |
| Total liabilities and capital | $206,955,000 | 3,000 |
| Total liabilities | $195,901,000 | 2,859 |
| Total deposits | $186,543,000 | 2,751 |
| Interest-bearing deposits | $160,891,000 | 2,743 |
| Deposits held in domestic offices | $186,543,000 | 2,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,903,000 | 2,048 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,978,000 | 3,478 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,477,000 | 2,954 |
| Total equity capital | $11,054,000 | 5,069 |
| Total bank equity capital | $11,054,000 | 5,069 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,581,000 | 2,252 |
| Surplus | $6,500,000 | 3,412 |
| Undivided profits | $2,973,000 | 5,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,048,000 | 3,827 |
| Earning assets | $186,218,000 | 3,051 |
| Long-term assets (5+ years) | $94,115,000 | 1,163 |
| Average Assets, year-to-date | $212,686,670 | 2,896 |
| Average Assets, quarterly | $208,318,000 | 2,974 |
| Volatile liabilities | $22,615,000 | 4,389 |
| Insider loans | $1,695,000 | 3,306 |
| FHLB advances | $4,978,000 | 3,339 |
| Loans and leases held for sale | $312,000 | 1,433 |
| Unused loan commitments | $34,429,000 | 2,405 |
| Tier 1 (core) risk-based capital | $13,038,000 | 4,498 |
| Tier 2 risk-based capital | $1,370,000 | 3,252 |
| Total risk weighted assets | $109,099,000 | 3,808 |
| Total unused commitments | $34,429,000 | 2,405 |
| Derivatives | $754,000 | 897 |
| 2007-03-31 | Rank | |
| # of Employees: | 84 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $209,681,000 | 2,969 |
| Cash and due from depository institutions | $5,549,000 | 2,089 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $94,752,000 | 1,276 |
| Federal funds sold & reverse repurchase agreements | $5,062,000 | 3,314 |
| Net loans & leases | $94,218,000 | 4,003 |
| Loan loss allowance | $1,907,000 | 2,604 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,837,000 | 4,721 |
| Other real estate owned | $0 | 2,089 |
| Goodwill and other intangibles | $928,000 | 1,771 |
| All other assets | $7,335,000 | 2,234 |
| Life insurance assets | $3,775,000 | 1,464 |
| Total liabilities and capital | $209,681,000 | 2,969 |
| Total liabilities | $198,366,000 | 2,814 |
| Total deposits | $189,273,000 | 2,700 |
| Interest-bearing deposits | $168,189,000 | 2,638 |
| Deposits held in domestic offices | $189,273,000 | 2,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,861,000 | 1,905 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,970,000 | 3,402 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,262,000 | 3,395 |
| Total equity capital | $11,315,000 | 4,993 |
| Total bank equity capital | $11,315,000 | 4,993 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,581,000 | 2,243 |
| Surplus | $6,500,000 | 3,372 |
| Undivided profits | $3,234,000 | 5,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $872,000 | 4,277 |
| Earning assets | $194,032,000 | 2,936 |
| Long-term assets (5+ years) | $99,650,000 | 1,099 |
| Average Assets, year-to-date | $215,552,500 | 2,875 |
| Average Assets, quarterly | $215,552,500 | 2,875 |
| Volatile liabilities | $24,226,000 | 4,140 |
| Insider loans | $1,685,000 | 3,290 |
| FHLB advances | $4,970,000 | 3,274 |
| Loans and leases held for sale | $171,000 | 1,554 |
| Unused loan commitments | $27,491,000 | 2,802 |
| Tier 1 (core) risk-based capital | $12,274,000 | 4,657 |
| Tier 2 risk-based capital | $1,372,000 | 3,219 |
| Total risk weighted assets | $109,216,000 | 3,764 |
| Total unused commitments | $27,491,000 | 2,804 |
| Derivatives | $545,000 | 911 |
| 2006-12-31 | Rank | |
| # of Employees: | 88 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $221,424,000 | 2,813 |
| Cash and due from depository institutions | $7,854,000 | 1,971 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $97,956,000 | 1,264 |
| Federal funds sold & reverse repurchase agreements | $13,443,000 | 1,215 |
| Net loans & leases | $90,977,000 | 4,075 |
| Loan loss allowance | $1,866,000 | 2,630 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,871,000 | 4,649 |
| Other real estate owned | $0 | 1,971 |
| Goodwill and other intangibles | $1,075,000 | 1,686 |
| All other assets | $8,248,000 | 2,023 |
| Life insurance assets | $3,743,000 | 1,448 |
| Total liabilities and capital | $221,424,000 | 2,813 |
| Total liabilities | $210,914,000 | 2,672 |
| Total deposits | $194,834,000 | 2,617 |
| Interest-bearing deposits | $172,017,000 | 2,548 |
| Deposits held in domestic offices | $194,834,000 | 2,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,239,000 | 1,244 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,963,000 | 3,535 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,878,000 | 2,513 |
| Total equity capital | $10,510,000 | 5,188 |
| Total bank equity capital | $10,510,000 | 5,188 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,581,000 | 2,233 |
| Surplus | $6,500,000 | 3,334 |
| Undivided profits | $2,429,000 | 6,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 4,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,083,000 | 3,699 |
| Earning assets | $202,376,000 | 2,824 |
| Long-term assets (5+ years) | $102,352,000 | 1,067 |
| Average Assets, year-to-date | $218,864,400 | 2,743 |
| Average Assets, quarterly | $216,061,500 | 2,843 |
| Volatile liabilities | $43,885,000 | 2,920 |
| Insider loans | $1,931,000 | 3,033 |
| FHLB advances | $4,963,000 | 3,409 |
| Loans and leases held for sale | $336,000 | 1,337 |
| Unused loan commitments | $31,576,000 | 2,526 |
| Tier 1 (core) risk-based capital | $11,608,000 | 4,812 |
| Tier 2 risk-based capital | $1,339,000 | 3,269 |
| Total risk weighted assets | $106,575,000 | 3,810 |
| Total unused commitments | $31,576,000 | 2,526 |
| Derivatives | $651,000 | 871 |
| 2006-09-30 | Rank | |
| # of Employees: | 87 | 2,022 |
| Assets and Liabilities | ||
| Total Assets: | $210,699,000 | 2,917 |
| Cash and due from depository institutions | $6,079,000 | 2,022 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $102,228,000 | 1,228 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,162 |
| Net loans & leases | $89,474,000 | 4,121 |
| Loan loss allowance | $1,838,000 | 2,667 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,929,000 | 4,564 |
| Other real estate owned | $149,000 | 2,022 |
| Goodwill and other intangibles | $1,223,000 | 1,614 |
| All other assets | $8,017,000 | 2,075 |
| Life insurance assets | $3,735,000 | 1,406 |
| Total liabilities and capital | $210,699,000 | 2,917 |
| Total liabilities | $195,988,000 | 2,819 |
| Total deposits | $183,822,000 | 2,722 |
| Interest-bearing deposits | $161,065,000 | 2,657 |
| Deposits held in domestic offices | $183,822,000 | 2,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,478,000 | 1,972 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,454,000 | 3,082 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,234,000 | 3,347 |
| Total equity capital | $14,711,000 | 4,068 |
| Total bank equity capital | $14,711,000 | 4,068 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,581,000 | 2,241 |
| Surplus | $6,500,000 | 3,291 |
| Undivided profits | $6,630,000 | 4,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 5,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,035,000 | 3,856 |
| Earning assets | $193,302,000 | 2,904 |
| Long-term assets (5+ years) | $106,765,000 | 1,011 |
| Average Assets, year-to-date | $218,224,500 | 2,756 |
| Average Assets, quarterly | $215,299,000 | 2,841 |
| Volatile liabilities | $24,096,000 | 4,270 |
| Insider loans | $1,906,000 | 3,045 |
| FHLB advances | $7,454,000 | 2,946 |
| Loans and leases held for sale | $111,000 | 1,632 |
| Unused loan commitments | $31,559,000 | 2,533 |
| Tier 1 (core) risk-based capital | $15,393,000 | 3,856 |
| Tier 2 risk-based capital | $1,333,000 | 3,276 |
| Total risk weighted assets | $106,103,000 | 3,800 |
| Total unused commitments | $31,559,000 | 2,534 |
| Derivatives | $396,000 | 926 |
| 2006-06-30 | Rank | |
| # of Employees: | 89 | 1,976 |
| Assets and Liabilities | ||
| Total Assets: | $219,899,000 | 2,808 |
| Cash and due from depository institutions | $6,373,000 | 1,976 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $99,182,000 | 1,251 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 965 |
| Net loans & leases | $89,326,000 | 4,091 |
| Loan loss allowance | $1,951,000 | 2,503 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,880,000 | 4,594 |
| Other real estate owned | $0 | 1,976 |
| Goodwill and other intangibles | $1,357,000 | 1,552 |
| All other assets | $8,481,000 | 1,977 |
| Life insurance assets | $3,704,000 | 1,389 |
| Total liabilities and capital | $219,899,000 | 2,808 |
| Total liabilities | $207,100,000 | 2,686 |
| Total deposits | $192,182,000 | 2,610 |
| Interest-bearing deposits | $169,745,000 | 2,527 |
| Deposits held in domestic offices | $192,182,000 | 2,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,569,000 | 1,631 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,440,000 | 3,120 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,909,000 | 2,232 |
| Total equity capital | $12,799,000 | 4,404 |
| Total bank equity capital | $12,799,000 | 4,404 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,581,000 | 2,236 |
| Surplus | $6,500,000 | 3,233 |
| Undivided profits | $4,718,000 | 4,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $937,000 | 3,801 |
| Earning assets | $201,808,000 | 2,796 |
| Long-term assets (5+ years) | $103,405,000 | 1,024 |
| Average Assets, year-to-date | $220,733,000 | 2,749 |
| Average Assets, quarterly | $216,741,500 | 2,807 |
| Volatile liabilities | $26,902,000 | 3,923 |
| Insider loans | $2,007,000 | 2,896 |
| FHLB advances | $7,440,000 | 2,985 |
| Loans and leases held for sale | $247,000 | 1,434 |
| Unused loan commitments | $32,225,000 | 2,495 |
| Tier 1 (core) risk-based capital | $14,617,000 | 3,956 |
| Tier 2 risk-based capital | $1,416,000 | 3,104 |
| Total risk weighted assets | $112,724,000 | 3,611 |
| Total unused commitments | $32,225,000 | 2,497 |
| Derivatives | $768,000 | 855 |
| 2006-03-31 | Rank | |
| # of Employees: | 83 | 2,098 |
| Assets and Liabilities | ||
| Total Assets: | $213,584,000 | 2,841 |
| Cash and due from depository institutions | $7,270,000 | 2,098 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $104,025,000 | 1,212 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 5,873 |
| Net loans & leases | $90,741,000 | 3,979 |
| Loan loss allowance | $1,992,000 | 2,419 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,911,000 | 4,519 |
| Other real estate owned | $54,000 | 2,098 |
| Goodwill and other intangibles | $1,496,000 | 1,467 |
| All other assets | $7,787,000 | 2,059 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $213,584,000 | 2,841 |
| Total liabilities | $200,802,000 | 2,732 |
| Total deposits | $184,864,000 | 2,693 |
| Interest-bearing deposits | $163,219,000 | 2,590 |
| Deposits held in domestic offices | $184,864,000 | 2,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,624,000 | 1,535 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,500,000 | 2,976 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,814,000 | 1,672 |
| Total equity capital | $12,782,000 | 4,370 |
| Total bank equity capital | $12,782,000 | 4,370 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,581,000 | 2,225 |
| Surplus | $6,500,000 | 3,167 |
| Undivided profits | $4,701,000 | 4,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 3,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $875,000 | 3,852 |
| Earning assets | $195,066,000 | 2,845 |
| Long-term assets (5+ years) | $107,223,000 | 964 |
| Average Assets, year-to-date | $221,150,000 | 2,752 |
| Average Assets, quarterly | $221,150,000 | 2,752 |
| Volatile liabilities | $28,473,000 | 3,644 |
| Insider loans | $2,482,000 | 2,471 |
| FHLB advances | $7,500,000 | 2,866 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $22,680,000 | 3,099 |
| Tier 1 (core) risk-based capital | $13,859,000 | 4,062 |
| Tier 2 risk-based capital | $1,424,000 | 3,039 |
| Total risk weighted assets | $113,312,000 | 3,524 |
| Total unused commitments | $22,680,000 | 3,100 |
| Derivatives | $483,000 | 874 |
| 2005-12-31 | Rank | |
| # of Employees: | 87 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $228,716,000 | 2,674 |
| Cash and due from depository institutions | $6,795,000 | 1,990 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $109,684,000 | 1,142 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 1,912 |
| Net loans & leases | $94,243,000 | 3,864 |
| Loan loss allowance | $1,989,000 | 2,390 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,964,000 | 4,446 |
| Other real estate owned | $82,000 | 1,990 |
| Goodwill and other intangibles | $1,652,000 | 1,398 |
| All other assets | $7,396,000 | 2,153 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $228,716,000 | 2,674 |
| Total liabilities | $215,538,000 | 2,571 |
| Total deposits | $180,273,000 | 2,735 |
| Interest-bearing deposits | $157,929,000 | 2,640 |
| Deposits held in domestic offices | $180,273,000 | 2,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,514,000 | 715 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,500,000 | 3,083 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,251,000 | 1,155 |
| Total equity capital | $13,178,000 | 4,227 |
| Total bank equity capital | $13,178,000 | 4,227 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,581,000 | 2,221 |
| Surplus | $6,500,000 | 3,130 |
| Undivided profits | $5,097,000 | 4,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 3,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $933,000 | 3,660 |
| Earning assets | $210,827,000 | 2,659 |
| Long-term assets (5+ years) | $123,655,000 | 839 |
| Average Assets, year-to-date | $238,270,000 | 2,484 |
| Average Assets, quarterly | $230,657,000 | 2,650 |
| Volatile liabilities | $51,592,000 | 2,393 |
| Insider loans | $2,201,000 | 2,651 |
| FHLB advances | $7,500,000 | 2,946 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,365,000 | 3,171 |
| Tier 1 (core) risk-based capital | $12,997,000 | 4,230 |
| Tier 2 risk-based capital | $1,508,000 | 2,873 |
| Total risk weighted assets | $120,157,000 | 3,350 |
| Total unused commitments | $21,365,000 | 3,171 |
| Derivatives | $330,000 | 846 |
| 2005-09-30 | Rank | |
| # of Employees: | 85 | 2,033 |
| Assets and Liabilities | ||
| Total Assets: | $232,598,000 | 2,601 |
| Cash and due from depository institutions | $7,460,000 | 2,033 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $117,086,000 | 1,056 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,834 |
| Net loans & leases | $95,037,000 | 3,819 |
| Loan loss allowance | $2,325,000 | 2,078 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,971,000 | 4,396 |
| Other real estate owned | $0 | 2,033 |
| Goodwill and other intangibles | $1,806,000 | 1,327 |
| All other assets | $7,338,000 | 2,101 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $232,598,000 | 2,601 |
| Total liabilities | $215,942,000 | 2,517 |
| Total deposits | $184,888,000 | 2,600 |
| Interest-bearing deposits | $162,181,000 | 2,523 |
| Deposits held in domestic offices | $184,888,000 | 2,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,075,000 | 720 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,500,000 | 3,115 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,479,000 | 2,618 |
| Total equity capital | $16,656,000 | 3,475 |
| Total bank equity capital | $16,656,000 | 3,475 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,581,000 | 2,190 |
| Surplus | $6,500,000 | 3,078 |
| Undivided profits | $8,575,000 | 3,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 3,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $980,000 | 3,497 |
| Earning assets | $214,023,000 | 2,581 |
| Long-term assets (5+ years) | $131,329,000 | 777 |
| Average Assets, year-to-date | $240,658,500 | 2,446 |
| Average Assets, quarterly | $237,042,000 | 2,529 |
| Volatile liabilities | $48,965,000 | 2,427 |
| Insider loans | $2,100,000 | 2,732 |
| FHLB advances | $7,500,000 | 2,973 |
| Loans and leases held for sale | $167,000 | 1,606 |
| Unused loan commitments | $19,650,000 | 3,308 |
| Tier 1 (core) risk-based capital | $16,012,000 | 3,488 |
| Tier 2 risk-based capital | $1,510,000 | 2,823 |
| Total risk weighted assets | $120,005,000 | 3,308 |
| Total unused commitments | $19,650,000 | 3,310 |
| Derivatives | $628,000 | 787 |
| 2005-06-30 | Rank | |
| # of Employees: | 86 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $241,486,000 | 2,472 |
| Cash and due from depository institutions | $6,024,000 | 2,005 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $126,392,000 | 971 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 3,662 |
| Net loans & leases | $96,458,000 | 3,696 |
| Loan loss allowance | $2,359,000 | 2,034 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,966,000 | 4,374 |
| Other real estate owned | $0 | 2,005 |
| Goodwill and other intangibles | $1,956,000 | 1,273 |
| All other assets | $6,890,000 | 2,127 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $241,486,000 | 2,472 |
| Total liabilities | $224,464,000 | 2,403 |
| Total deposits | $190,405,000 | 2,514 |
| Interest-bearing deposits | $168,496,000 | 2,400 |
| Deposits held in domestic offices | $190,405,000 | 2,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,189,000 | 692 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 3,076 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,370,000 | 1,724 |
| Total equity capital | $17,022,000 | 3,352 |
| Total bank equity capital | $17,022,000 | 3,352 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,581,000 | 2,169 |
| Surplus | $6,500,000 | 3,022 |
| Undivided profits | $8,941,000 | 3,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $953,000 | 3,291 |
| Earning assets | $224,650,000 | 2,430 |
| Long-term assets (5+ years) | $140,763,000 | 721 |
| Average Assets, year-to-date | $243,345,330 | 2,403 |
| Average Assets, quarterly | $246,689,000 | 2,393 |
| Volatile liabilities | $52,092,000 | 2,210 |
| Insider loans | $2,001,000 | 2,768 |
| FHLB advances | $7,500,000 | 2,939 |
| Loans and leases held for sale | $38,000 | 1,795 |
| Unused loan commitments | $18,730,000 | 3,333 |
| Tier 1 (core) risk-based capital | $15,190,000 | 3,585 |
| Tier 2 risk-based capital | $1,521,000 | 2,779 |
| Total risk weighted assets | $120,874,000 | 3,218 |
| Total unused commitments | $18,730,000 | 3,334 |
| Derivatives | $631,000 | 747 |
| 2005-03-31 | Rank | |
| # of Employees: | 87 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $251,892,000 | 2,347 |
| Cash and due from depository institutions | $7,640,000 | 1,965 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $124,315,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $11,800,000 | 1,058 |
| Net loans & leases | $97,187,000 | 3,623 |
| Loan loss allowance | $2,307,000 | 2,057 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,011,000 | 4,302 |
| Other real estate owned | $0 | 1,965 |
| Goodwill and other intangibles | $2,095,000 | 1,215 |
| All other assets | $6,844,000 | 2,121 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $251,892,000 | 2,347 |
| Total liabilities | $236,617,000 | 2,235 |
| Total deposits | $178,891,000 | 2,639 |
| Interest-bearing deposits | $155,866,000 | 2,579 |
| Deposits held in domestic offices | $178,891,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,055,000 | 691 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,500,000 | 1,217 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,171,000 | 1,836 |
| Total equity capital | $15,275,000 | 3,607 |
| Total bank equity capital | $15,275,000 | 3,607 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,581,000 | 2,175 |
| Surplus | $6,500,000 | 2,995 |
| Undivided profits | $7,194,000 | 3,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $912,000 | 3,317 |
| Earning assets | $233,302,000 | 2,319 |
| Long-term assets (5+ years) | $138,028,000 | 753 |
| Average Assets, year-to-date | $244,275,000 | 2,396 |
| Average Assets, quarterly | $244,275,000 | 2,396 |
| Volatile liabilities | $45,943,000 | 2,326 |
| Insider loans | $2,021,000 | 2,731 |
| FHLB advances | $32,500,000 | 1,134 |
| Loans and leases held for sale | $368,000 | 1,267 |
| Unused loan commitments | $19,501,000 | 3,199 |
| Tier 1 (core) risk-based capital | $14,326,000 | 3,714 |
| Tier 2 risk-based capital | $1,563,000 | 2,673 |
| Total risk weighted assets | $124,277,000 | 3,094 |
| Total unused commitments | $19,501,000 | 3,201 |
| Derivatives | $516,000 | 706 |
| 2004-12-31 | Rank | |
| # of Employees: | 86 | 1,989 |
| Assets and Liabilities | ||
| Total Assets: | $236,658,000 | 2,484 |
| Cash and due from depository institutions | $6,673,000 | 1,989 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $119,842,000 | 1,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $99,367,000 | 3,532 |
| Loan loss allowance | $2,261,000 | 2,070 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,980,000 | 4,327 |
| Other real estate owned | $0 | 1,989 |
| Goodwill and other intangibles | $2,248,000 | 1,167 |
| All other assets | $6,548,000 | 2,151 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $236,658,000 | 2,484 |
| Total liabilities | $220,949,000 | 2,400 |
| Total deposits | $182,578,000 | 2,564 |
| Interest-bearing deposits | $158,058,000 | 2,514 |
| Deposits held in domestic offices | $182,578,000 | 2,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,847,000 | 551 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,524,000 | 1,216 |
| Total equity capital | $15,709,000 | 3,505 |
| Total bank equity capital | $15,709,000 | 3,505 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,581,000 | 2,157 |
| Surplus | $6,500,000 | 2,954 |
| Undivided profits | $7,628,000 | 3,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 3,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $918,000 | 3,294 |
| Earning assets | $219,209,000 | 2,464 |
| Long-term assets (5+ years) | $134,952,000 | 782 |
| Average Assets, year-to-date | $241,498,600 | 2,316 |
| Average Assets, quarterly | $239,470,000 | 2,417 |
| Volatile liabilities | $63,488,000 | 1,740 |
| Insider loans | $2,055,000 | 2,694 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $25,000 | 1,738 |
| Unused loan commitments | $22,964,000 | 2,757 |
| Tier 1 (core) risk-based capital | $13,394,000 | 3,892 |
| Tier 2 risk-based capital | $1,548,000 | 2,688 |
| Total risk weighted assets | $123,106,000 | 3,103 |
| Total unused commitments | $22,964,000 | 2,759 |
| Derivatives | $218,000 | 729 |
| 2004-09-30 | Rank | |
| # of Employees: | 86 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $242,282,000 | 2,387 |
| Cash and due from depository institutions | $7,961,000 | 1,986 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $121,820,000 | 1,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $101,525,000 | 3,443 |
| Loan loss allowance | $2,247,000 | 2,083 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,993,000 | 4,259 |
| Other real estate owned | $0 | 1,986 |
| Goodwill and other intangibles | $2,393,000 | 1,111 |
| All other assets | $6,590,000 | 2,110 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $242,282,000 | 2,387 |
| Total liabilities | $223,986,000 | 2,321 |
| Total deposits | $191,729,000 | 2,420 |
| Interest-bearing deposits | $168,162,000 | 2,337 |
| Deposits held in domestic offices | $191,729,000 | 2,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,083,000 | 598 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,174,000 | 1,801 |
| Total equity capital | $18,296,000 | 3,072 |
| Total bank equity capital | $18,296,000 | 3,072 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,581,000 | 2,154 |
| Surplus | $6,500,000 | 2,912 |
| Undivided profits | $10,215,000 | 2,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $944,000 | 3,310 |
| Earning assets | $223,345,000 | 2,383 |
| Long-term assets (5+ years) | $20,219,000 | 3,508 |
| Average Assets, year-to-date | $242,708,750 | 2,287 |
| Average Assets, quarterly | $242,576,000 | 2,347 |
| Volatile liabilities | $60,250,000 | 1,789 |
| Insider loans | $2,098,000 | 2,587 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $76,000 | 1,720 |
| Unused loan commitments | $23,970,000 | 2,661 |
| Tier 1 (core) risk-based capital | $15,771,000 | 3,368 |
| Tier 2 risk-based capital | $1,602,000 | 2,589 |
| Total risk weighted assets | $127,490,000 | 2,962 |
| Total unused commitments | $23,970,000 | 2,665 |
| Derivatives | $239,000 | 723 |
| 2004-06-30 | Rank | |
| # of Employees: | 79 | 2,173 |
| Assets and Liabilities | ||
| Total Assets: | $242,870,000 | 2,339 |
| Cash and due from depository institutions | $6,302,000 | 2,173 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $126,334,000 | 1,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $99,377,000 | 3,449 |
| Loan loss allowance | $2,266,000 | 2,047 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,829,000 | 4,442 |
| Other real estate owned | $39,000 | 2,173 |
| Goodwill and other intangibles | $2,549,000 | 1,065 |
| All other assets | $6,440,000 | 2,145 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $242,870,000 | 2,339 |
| Total liabilities | $227,135,000 | 2,259 |
| Total deposits | $196,572,000 | 2,350 |
| Interest-bearing deposits | $170,965,000 | 2,277 |
| Deposits held in domestic offices | $196,572,000 | 2,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,421,000 | 1,254 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,689 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,142,000 | 1,676 |
| Total equity capital | $15,735,000 | 3,387 |
| Total bank equity capital | $15,735,000 | 3,387 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,581,000 | 2,156 |
| Surplus | $6,500,000 | 2,878 |
| Undivided profits | $7,654,000 | 3,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $903,000 | 3,224 |
| Earning assets | $225,711,000 | 2,313 |
| Long-term assets (5+ years) | $140,168,000 | 779 |
| Average Assets, year-to-date | $242,851,000 | 2,290 |
| Average Assets, quarterly | $241,792,500 | 2,320 |
| Volatile liabilities | $40,453,000 | 2,414 |
| Insider loans | $2,180,000 | 2,526 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $124,000 | 1,633 |
| Unused loan commitments | $24,909,000 | 2,576 |
| Tier 1 (core) risk-based capital | $14,708,000 | 3,529 |
| Tier 2 risk-based capital | $1,563,000 | 2,624 |
| Total risk weighted assets | $124,310,000 | 2,994 |
| Total unused commitments | $24,909,000 | 2,580 |
| Derivatives | $600,000 | 651 |
| 2004-03-31 | Rank | |
| # of Employees: | 81 | 2,115 |
| Assets and Liabilities | ||
| Total Assets: | $240,715,000 | 2,334 |
| Cash and due from depository institutions | $6,673,000 | 2,115 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $130,574,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,393 |
| Net loans & leases | $92,095,000 | 3,593 |
| Loan loss allowance | $2,178,000 | 2,102 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,777,000 | 4,499 |
| Other real estate owned | $39,000 | 2,115 |
| Goodwill and other intangibles | $2,702,000 | 1,011 |
| All other assets | $5,655,000 | 2,260 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $240,715,000 | 2,334 |
| Total liabilities | $223,006,000 | 2,267 |
| Total deposits | $191,135,000 | 2,381 |
| Interest-bearing deposits | $163,119,000 | 2,365 |
| Deposits held in domestic offices | $191,135,000 | 2,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,358,000 | 590 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,513,000 | 1,035 |
| Total equity capital | $17,709,000 | 3,092 |
| Total bank equity capital | $17,709,000 | 3,092 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,581,000 | 2,152 |
| Surplus | $6,500,000 | 2,840 |
| Undivided profits | $9,628,000 | 3,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 6,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $900,000 | 3,184 |
| Earning assets | $223,869,000 | 2,312 |
| Long-term assets (5+ years) | $142,506,000 | 759 |
| Average Assets, year-to-date | $242,841,500 | 2,293 |
| Average Assets, quarterly | $242,841,500 | 2,293 |
| Volatile liabilities | $57,684,000 | 1,735 |
| Insider loans | $2,294,000 | 2,372 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,729,000 | 2,407 |
| Tier 1 (core) risk-based capital | $13,587,000 | 3,729 |
| Tier 2 risk-based capital | $1,483,000 | 2,710 |
| Total risk weighted assets | $117,961,000 | 3,073 |
| Total unused commitments | $26,729,000 | 2,413 |
| Derivatives | $1,055,000 | 607 |
| 2003-12-31 | Rank | |
| # of Employees: | 77 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $244,968,000 | 2,292 |
| Cash and due from depository institutions | $9,681,000 | 2,242 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $133,474,000 | 1,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $91,505,000 | 3,588 |
| Loan loss allowance | $2,164,000 | 2,104 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,802,000 | 4,467 |
| Other real estate owned | $40,000 | 2,242 |
| Goodwill and other intangibles | $2,842,000 | 982 |
| All other assets | $5,624,000 | 2,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,968,000 | 2,292 |
| Total liabilities | $229,059,000 | 2,201 |
| Total deposits | $181,259,000 | 2,502 |
| Interest-bearing deposits | $154,666,000 | 2,470 |
| Deposits held in domestic offices | $181,259,000 | 2,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,903,000 | 677 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,610 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,897,000 | 940 |
| Total equity capital | $15,909,000 | 3,346 |
| Total bank equity capital | $15,909,000 | 3,346 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,581,000 | 2,167 |
| Surplus | $6,500,000 | 2,807 |
| Undivided profits | $7,828,000 | 3,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $975,000 | 3,064 |
| Earning assets | $224,979,000 | 2,287 |
| Long-term assets (5+ years) | $143,685,000 | 763 |
| Average Assets, year-to-date | $226,728,800 | 2,389 |
| Average Assets, quarterly | $233,508,500 | 2,383 |
| Volatile liabilities | $47,546,000 | 2,052 |
| Insider loans | $2,064,000 | 2,546 |
| FHLB advances | $20,000,000 | 1,494 |
| Loans and leases held for sale | $184,000 | 1,523 |
| Unused loan commitments | $25,252,000 | 2,421 |
| Tier 1 (core) risk-based capital | $12,495,000 | 3,979 |
| Tier 2 risk-based capital | $1,513,000 | 2,654 |
| Total risk weighted assets | $120,378,000 | 3,025 |
| Total unused commitments | $25,252,000 | 2,427 |
| Derivatives | $1,600,000 | 525 |
| 2003-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $222,049,000 | 2,520 |
| Cash and due from depository institutions | $7,734,000 | 2,280 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $84,794,000 | 1,561 |
| Federal funds sold & reverse repurchase agreements | $28,900,000 | 497 |
| Net loans & leases | $90,366,000 | 3,605 |
| Loan loss allowance | $2,354,000 | 1,943 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,814,000 | 4,438 |
| Other real estate owned | $40,000 | 2,280 |
| Goodwill and other intangibles | $2,988,000 | 949 |
| All other assets | $5,413,000 | 2,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,049,000 | 2,520 |
| Total liabilities | $202,647,000 | 2,495 |
| Total deposits | $182,112,000 | 2,466 |
| Interest-bearing deposits | $156,168,000 | 2,453 |
| Deposits held in domestic offices | $182,112,000 | 2,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,740,000 | 764 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,795,000 | 2,093 |
| Total equity capital | $19,402,000 | 2,794 |
| Total bank equity capital | $19,402,000 | 2,794 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,581,000 | 2,177 |
| Surplus | $6,500,000 | 2,753 |
| Undivided profits | $11,321,000 | 2,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 4,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $784,000 | 3,927 |
| Earning assets | $204,060,000 | 2,516 |
| Long-term assets (5+ years) | $78,767,000 | 1,335 |
| Average Assets, year-to-date | $222,169,000 | 2,453 |
| Average Assets, quarterly | $226,926,000 | 2,467 |
| Volatile liabilities | $40,241,000 | 2,297 |
| Insider loans | $1,471,000 | 3,206 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $219,000 | 1,695 |
| Unused loan commitments | $22,608,000 | 2,626 |
| Tier 1 (core) risk-based capital | $15,370,000 | 3,289 |
| Tier 2 risk-based capital | $1,457,000 | 2,714 |
| Total risk weighted assets | $115,702,000 | 3,093 |
| Total unused commitments | $22,608,000 | 2,629 |
| Derivatives | $895,000 | 582 |
| 2003-06-30 | Rank | |
| # of Employees: | 78 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $231,803,000 | 2,397 |
| Cash and due from depository institutions | $9,164,000 | 2,230 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $98,310,000 | 1,315 |
| Federal funds sold & reverse repurchase agreements | $23,400,000 | 655 |
| Net loans & leases | $90,910,000 | 3,557 |
| Loan loss allowance | $2,376,000 | 1,890 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,838,000 | 4,358 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $3,084,000 | 906 |
| All other assets | $5,097,000 | 2,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,803,000 | 2,397 |
| Total liabilities | $212,712,000 | 2,353 |
| Total deposits | $182,045,000 | 2,461 |
| Interest-bearing deposits | $156,979,000 | 2,429 |
| Deposits held in domestic offices | $182,045,000 | 2,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,082,000 | 1,804 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,354 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,585,000 | 1,673 |
| Total equity capital | $19,091,000 | 2,823 |
| Total bank equity capital | $19,091,000 | 2,823 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,547,000 | 2,192 |
| Surplus | $6,500,000 | 2,721 |
| Undivided profits | $11,044,000 | 2,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $796,000 | 3,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $763,000 | 3,859 |
| Earning assets | $212,620,000 | 2,383 |
| Long-term assets (5+ years) | $99,078,000 | 1,036 |
| Average Assets, year-to-date | $222,209,000 | 2,446 |
| Average Assets, quarterly | $237,116,000 | 2,310 |
| Volatile liabilities | $23,315,000 | 3,433 |
| Insider loans | $1,298,000 | 3,464 |
| FHLB advances | $25,000,000 | 1,243 |
| Loans and leases held for sale | $2,141,000 | 1,105 |
| Unused loan commitments | $22,830,000 | 2,578 |
| Tier 1 (core) risk-based capital | $14,641,000 | 3,385 |
| Tier 2 risk-based capital | $1,456,000 | 2,670 |
| Total risk weighted assets | $115,576,000 | 3,055 |
| Total unused commitments | $22,830,000 | 2,585 |
| Derivatives | $7,710,000 | 425 |
| 2003-03-31 | Rank | |
| # of Employees: | 75 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $242,429,000 | 2,247 |
| Cash and due from depository institutions | $11,775,000 | 2,306 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $129,658,000 | 1,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $90,946,000 | 3,513 |
| Loan loss allowance | $2,312,000 | 1,889 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,662,000 | 4,618 |
| Other real estate owned | $0 | 2,306 |
| Goodwill and other intangibles | $3,139,000 | 890 |
| All other assets | $5,249,000 | 2,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,429,000 | 2,247 |
| Total liabilities | $224,576,000 | 2,181 |
| Total deposits | $178,604,000 | 2,484 |
| Interest-bearing deposits | $150,093,000 | 2,552 |
| Deposits held in domestic offices | $178,604,000 | 2,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,722,000 | 461 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,250,000 | 1,426 |
| Total equity capital | $17,853,000 | 2,938 |
| Total bank equity capital | $17,853,000 | 2,938 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,581,000 | 2,189 |
| Surplus | $6,500,000 | 2,668 |
| Undivided profits | $9,772,000 | 3,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 3,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $898,000 | 3,364 |
| Earning assets | $220,604,000 | 2,271 |
| Long-term assets (5+ years) | $70,983,000 | 1,340 |
| Average Assets, year-to-date | $217,412,000 | 2,485 |
| Average Assets, quarterly | $217,412,000 | 2,485 |
| Volatile liabilities | $63,180,000 | 1,522 |
| Insider loans | $1,326,000 | 3,337 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,726,000 | 2,733 |
| Tier 1 (core) risk-based capital | $13,514,000 | 3,596 |
| Tier 2 risk-based capital | $1,503,000 | 2,573 |
| Total risk weighted assets | $119,396,000 | 2,932 |
| Total unused commitments | $19,726,000 | 2,744 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $192,395,000 | 2,769 |
| Cash and due from depository institutions | $9,891,000 | 2,318 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $71,586,000 | 1,706 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,379 |
| Net loans & leases | $94,817,000 | 3,393 |
| Loan loss allowance | $2,184,000 | 1,957 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,961,000 | 4,149 |
| Other real estate owned | $0 | 2,318 |
| Goodwill and other intangibles | $3,240,000 | 855 |
| All other assets | $4,900,000 | 2,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,395,000 | 2,769 |
| Total liabilities | $175,720,000 | 2,710 |
| Total deposits | $167,887,000 | 2,575 |
| Interest-bearing deposits | $142,211,000 | 2,623 |
| Deposits held in domestic offices | $167,887,000 | 2,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,592,000 | 1,677 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,241,000 | 1,117 |
| Total equity capital | $16,675,000 | 3,088 |
| Total bank equity capital | $16,675,000 | 3,088 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,581,000 | 2,186 |
| Surplus | $6,500,000 | 2,627 |
| Undivided profits | $8,594,000 | 3,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $790,000 | 3,934 |
| Earning assets | $172,403,000 | 2,792 |
| Long-term assets (5+ years) | $62,383,000 | 1,474 |
| Average Assets, year-to-date | $196,679,000 | 2,588 |
| Average Assets, quarterly | $194,256,000 | 2,712 |
| Volatile liabilities | $17,536,000 | 4,087 |
| Insider loans | $1,451,000 | 3,148 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,709,000 | 2,650 |
| Tier 1 (core) risk-based capital | $12,473,000 | 3,775 |
| Tier 2 risk-based capital | $1,362,000 | 2,739 |
| Total risk weighted assets | $108,309,000 | 3,132 |
| Total unused commitments | $19,709,000 | 2,655 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 75 | 2,281 |
| Assets and Liabilities | ||
| Total Assets: | $201,553,000 | 2,532 |
| Cash and due from depository institutions | $10,386,000 | 2,281 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $88,222,000 | 1,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $92,401,000 | 3,356 |
| Loan loss allowance | $2,052,000 | 1,944 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,168,000 | 3,811 |
| Other real estate owned | $54,000 | 2,281 |
| Goodwill and other intangibles | $3,724,000 | 749 |
| All other assets | $4,598,000 | 2,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,553,000 | 2,532 |
| Total liabilities | $185,383,000 | 2,486 |
| Total deposits | $164,421,000 | 2,489 |
| Interest-bearing deposits | $139,479,000 | 2,519 |
| Deposits held in domestic offices | $164,421,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,785,000 | 774 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,177,000 | 1,869 |
| Total equity capital | $16,170,000 | 2,975 |
| Total bank equity capital | $16,170,000 | 2,975 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,581,000 | 2,227 |
| Surplus | $6,500,000 | 2,505 |
| Undivided profits | $8,089,000 | 3,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,617,000 | 1,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $677,000 | 4,817 |
| Earning assets | $180,623,000 | 2,573 |
| Long-term assets (5+ years) | $48,721,000 | 1,755 |
| Average Assets, year-to-date | $191,874,200 | 2,532 |
| Average Assets, quarterly | $206,459,000 | 2,453 |
| Volatile liabilities | $26,812,000 | 2,957 |
| Insider loans | $1,229,000 | 3,419 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,094,000 | 2,791 |
| Tier 1 (core) risk-based capital | $11,763,000 | 3,807 |
| Tier 2 risk-based capital | $1,387,000 | 2,568 |
| Total risk weighted assets | $110,278,000 | 2,978 |
| Total unused commitments | $17,094,000 | 2,802 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 79 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $180,697,000 | 2,668 |
| Cash and due from depository institutions | $8,324,000 | 2,157 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $67,572,000 | 1,615 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $94,142,000 | 3,207 |
| Loan loss allowance | $2,068,000 | 1,853 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,379,000 | 3,529 |
| Other real estate owned | $50,000 | 2,157 |
| Goodwill and other intangibles | $4,121,000 | 681 |
| All other assets | $4,109,000 | 2,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,697,000 | 2,668 |
| Total liabilities | $165,812,000 | 2,622 |
| Total deposits | $152,618,000 | 2,571 |
| Interest-bearing deposits | $129,714,000 | 2,599 |
| Deposits held in domestic offices | $152,618,000 | 2,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,908,000 | 1,095 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,286,000 | 1,364 |
| Total equity capital | $14,885,000 | 3,097 |
| Total bank equity capital | $14,885,000 | 3,097 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,581,000 | 2,270 |
| Surplus | $6,500,000 | 2,429 |
| Undivided profits | $6,804,000 | 3,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $990,000 | 2,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $648,000 | 4,184 |
| Earning assets | $161,714,000 | 2,730 |
| Long-term assets (5+ years) | $37,193,000 | 2,026 |
| Average Assets, year-to-date | $181,048,000 | 2,558 |
| Average Assets, quarterly | $182,758,000 | 2,609 |
| Volatile liabilities | $16,675,000 | 4,168 |
| Insider loans | $285,000 | 6,599 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,797,000 | 2,910 |
| Tier 1 (core) risk-based capital | $10,304,500 | 4,167 |
| Tier 2 risk-based capital | $1,293,690 | 2,606 |
| Total risk weighted assets | $102,720,990 | 3,021 |
| Total unused commitments | $14,797,000 | 2,911 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $180,098,000 | 2,628 |
| Cash and due from depository institutions | $11,072,000 | 2,196 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $69,745,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 4,162 |
| Net loans & leases | $87,318,000 | 3,308 |
| Loan loss allowance | $1,594,000 | 2,262 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,593,000 | 3,279 |
| Other real estate owned | $0 | 2,196 |
| Goodwill and other intangibles | $4,778,000 | 651 |
| All other assets | $3,042,000 | 2,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,098,000 | 2,628 |
| Total liabilities | $163,674,000 | 2,608 |
| Total deposits | $159,098,000 | 2,413 |
| Interest-bearing deposits | $134,890,000 | 2,424 |
| Deposits held in domestic offices | $159,098,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,549,000 | 1,980 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,027,000 | 3,210 |
| Total equity capital | $16,424,000 | 2,697 |
| Total bank equity capital | $16,424,000 | 2,697 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,581,000 | 2,298 |
| Surplus | $6,500,000 | 2,396 |
| Undivided profits | $8,343,000 | 2,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $666,000 | 3,534 |
| Earning assets | $158,613,000 | 2,713 |
| Long-term assets (5+ years) | $56,036,000 | 1,570 |
| Average Assets, year-to-date | $178,963,800 | 2,529 |
| Average Assets, quarterly | $179,462,000 | 2,600 |
| Volatile liabilities | $10,245,000 | 5,352 |
| Insider loans | $299,000 | 6,489 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,020,000 | 2,766 |
| Tier 1 (core) risk-based capital | $12,378,900 | 3,534 |
| Tier 2 risk-based capital | $1,326,520 | 2,435 |
| Total risk weighted assets | $105,853,920 | 2,835 |
| Total unused commitments | $16,020,000 | 2,772 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 79 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $181,553,000 | 2,527 |
| Cash and due from depository institutions | $10,306,000 | 2,211 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $81,963,000 | 1,438 |
| Federal funds sold & reverse repurchase agreements | $1,685,000 | 6,174 |
| Net loans & leases | $77,235,000 | 3,498 |
| Loan loss allowance | $1,085,000 | 3,114 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,904,000 | 2,779 |
| Other real estate owned | $0 | 2,211 |
| Goodwill and other intangibles | $5,381,000 | 554 |
| All other assets | $2,079,000 | 3,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,553,000 | 2,527 |
| Total liabilities | $163,867,000 | 2,532 |
| Total deposits | $159,361,000 | 2,384 |
| Interest-bearing deposits | $135,411,000 | 2,409 |
| Deposits held in domestic offices | $159,361,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,397,000 | 1,661 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,109,000 | 3,226 |
| Total equity capital | $17,686,000 | 2,528 |
| Total bank equity capital | $17,686,000 | 2,528 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,581,000 | 2,267 |
| Surplus | $6,500,000 | 2,279 |
| Undivided profits | $9,605,000 | 2,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,032,000 | 2,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $501,000 | 4,591 |
| Earning assets | $160,883,000 | 2,630 |
| Long-term assets (5+ years) | $39,930,000 | 1,917 |
| Average Assets, year-to-date | $160,390,800 | 2,705 |
| Average Assets, quarterly | $177,723,000 | 2,528 |
| Volatile liabilities | $9,382,000 | 5,173 |
| Insider loans | $498,000 | 5,298 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,751,000 | 2,677 |
| Tier 1 (core) risk-based capital | $12,106,900 | 3,514 |
| Tier 2 risk-based capital | $1,085,000 | 2,831 |
| Total risk weighted assets | $103,756,000 | 2,742 |
| Total unused commitments | $15,751,000 | 2,683 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $133,035,000 | 3,333 |
| Cash and due from depository institutions | $6,278,000 | 2,600 |
| Interest-bearing balances | $109,000 | 4,441 |
| Securities | $47,803,000 | 2,398 |
| Federal funds sold & reverse repurchase agreements | $3,565,000 | 3,507 |
| Net loans & leases | $70,598,000 | 3,799 |
| Loan loss allowance | $1,113,000 | 3,067 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,852,000 | 4,076 |
| Other real estate owned | $0 | 2,600 |
| Goodwill and other intangibles | $1,175,000 | 1,243 |
| All other assets | $1,764,000 | 3,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,035,000 | 3,333 |
| Total liabilities | $119,952,000 | 3,315 |
| Total deposits | $115,772,000 | 3,220 |
| Interest-bearing deposits | $98,240,000 | 3,244 |
| Deposits held in domestic offices | $115,772,000 | 3,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,226,000 | 1,804 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $954,000 | 3,698 |
| Total equity capital | $13,083,000 | 3,376 |
| Total bank equity capital | $13,083,000 | 3,376 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,581,000 | 2,289 |
| Surplus | $3,000,000 | 4,143 |
| Undivided profits | $8,502,000 | 2,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,195,000 | 2,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $536,000 | 4,421 |
| Earning assets | $122,075,000 | 3,334 |
| Long-term assets (5+ years) | $24,783,000 | 2,400 |
| Average Assets, year-to-date | $127,708,000 | 3,300 |
| Average Assets, quarterly | $132,654,500 | 3,291 |
| Volatile liabilities | $7,448,000 | 5,950 |
| Insider loans | $542,000 | 5,204 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,317,000 | 3,158 |
| Tier 1 (core) risk-based capital | $11,847,000 | 3,556 |
| Tier 2 risk-based capital | $1,043,720 | 2,811 |
| Total risk weighted assets | $83,428,220 | 3,269 |
| Total unused commitments | $11,317,000 | 3,160 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $121,110,000 | 3,707 |
| Cash and due from depository institutions | $5,703,000 | 2,873 |
| Interest-bearing balances | $307,000 | 3,501 |
| Securities | $39,136,000 | 3,098 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,705 |
| Net loans & leases | $69,237,000 | 3,882 |
| Loan loss allowance | $1,243,000 | 2,904 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,792,000 | 4,103 |
| Other real estate owned | $0 | 2,873 |
| Goodwill and other intangibles | $1,151,000 | 1,203 |
| All other assets | $1,941,000 | 3,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,110,000 | 3,707 |
| Total liabilities | $109,063,000 | 3,706 |
| Total deposits | $107,143,000 | 3,547 |
| Interest-bearing deposits | $93,005,000 | 3,499 |
| Deposits held in domestic offices | $107,143,000 | 3,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,110,000 | 2,681 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $810,000 | 4,146 |
| Total equity capital | $12,047,000 | 3,668 |
| Total bank equity capital | $12,047,000 | 3,668 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,581,000 | 2,432 |
| Surplus | $3,000,000 | 4,200 |
| Undivided profits | $7,466,000 | 3,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $827,000 | 3,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $596,000 | 3,877 |
| Earning assets | $110,830,000 | 3,721 |
| Long-term assets (5+ years) | $16,682,000 | 3,029 |
| Average Assets, year-to-date | $116,602,000 | 3,692 |
| Average Assets, quarterly | $122,070,000 | 3,638 |
| Volatile liabilities | $5,693,000 | 6,680 |
| Insider loans | $550,000 | 5,272 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $80,000 | 1,431 |
| Unused loan commitments | $11,438,000 | 3,099 |
| Tier 1 (core) risk-based capital | $10,766,000 | 3,971 |
| Tier 2 risk-based capital | $989,640 | 3,003 |
| Total risk weighted assets | $78,917,840 | 3,463 |
| Total unused commitments | $11,438,000 | 3,114 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $107,373,000 | 4,143 |
| Cash and due from depository institutions | $6,088,000 | 3,142 |
| Interest-bearing balances | $396,000 | 3,553 |
| Securities | $35,400,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $1,134,000 | 7,044 |
| Net loans & leases | $61,597,000 | 4,178 |
| Loan loss allowance | $1,276,000 | 2,841 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,616,000 | 4,418 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,538,000 | 4,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,373,000 | 4,143 |
| Total liabilities | $95,828,000 | 4,167 |
| Total deposits | $94,710,000 | 4,024 |
| Interest-bearing deposits | $82,420,000 | 3,983 |
| Deposits held in domestic offices | $94,710,000 | 4,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $385,000 | 3,213 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $733,000 | 4,719 |
| Total equity capital | $11,545,000 | 3,808 |
| Total bank equity capital | $11,545,000 | 3,808 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,581,000 | 2,496 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $6,964,000 | 3,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,038,000 | 2,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $532,000 | 4,454 |
| Earning assets | $98,527,000 | 4,151 |
| Long-term assets (5+ years) | $13,837,000 | 3,258 |
| Average Assets, year-to-date | $103,779,200 | 4,107 |
| Average Assets, quarterly | $106,413,500 | 4,126 |
| Volatile liabilities | $4,500,000 | 7,284 |
| Insider loans | $331,000 | 6,779 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $298,000 | 1,177 |
| Unused loan commitments | $12,506,000 | 2,777 |
| Tier 1 (core) risk-based capital | $11,365,000 | 3,746 |
| Tier 2 risk-based capital | $897,300 | 3,225 |
| Total risk weighted assets | $71,405,500 | 3,697 |
| Total unused commitments | $12,506,000 | 2,789 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 59 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $101,861,000 | 4,308 |
| Cash and due from depository institutions | $5,539,000 | 3,421 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $35,120,000 | 3,709 |
| Federal funds sold & reverse repurchase agreements | $2,376,000 | 3,377 |
| Net loans & leases | $56,023,000 | 4,453 |
| Loan loss allowance | $1,096,000 | 3,305 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,509,000 | 4,604 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,294,000 | 5,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,861,000 | 4,308 |
| Total liabilities | $91,246,000 | 4,335 |
| Total deposits | $90,041,000 | 4,170 |
| Interest-bearing deposits | $77,536,000 | 4,188 |
| Deposits held in domestic offices | $90,041,000 | 4,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $604,000 | 3,790 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $38,000 | 5,090 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $563,000 | 4,826 |
| Total equity capital | $10,615,000 | 3,829 |
| Total bank equity capital | $10,615,000 | 3,829 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,581,000 | 2,582 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $6,034,000 | 3,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,208,000 | 1,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $394,000 | 5,256 |
| Earning assets | $93,519,000 | 4,296 |
| Long-term assets (5+ years) | $11,854,000 | 3,706 |
| Average Assets, year-to-date | $101,915,400 | 4,194 |
| Average Assets, quarterly | $100,750,500 | 4,312 |
| Volatile liabilities | $4,678,000 | 6,991 |
| Insider loans | $265,000 | 7,458 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $346,000 | 914 |
| Unused loan commitments | $10,302,000 | 3,063 |
| Tier 1 (core) risk-based capital | $10,656,000 | 3,874 |
| Tier 2 risk-based capital | $818,140 | 3,496 |
| Total risk weighted assets | $65,173,040 | 3,928 |
| Total unused commitments | $10,302,000 | 3,073 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 57 | 3,651 |
| Assets and Liabilities | ||
| Total Assets: | $102,095,000 | 4,361 |
| Cash and due from depository institutions | $4,120,000 | 3,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,763,000 | 4,169 |
| Federal funds sold & reverse repurchase agreements | $5,848,000 | 2,406 |
| Net loans & leases | $56,483,000 | 4,319 |
| Loan loss allowance | $1,175,000 | 3,201 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,584,000 | 4,468 |
| Other real estate owned | $22,000 | 3,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,275,000 | 5,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,095,000 | 4,361 |
| Total liabilities | $92,078,000 | 4,384 |
| Total deposits | $91,342,000 | 4,226 |
| Interest-bearing deposits | $79,707,000 | 4,211 |
| Deposits held in domestic offices | $91,342,000 | 4,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,000 | 3,891 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $80,000 | 4,489 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $602,000 | 4,664 |
| Total equity capital | $10,017,000 | 4,083 |
| Total bank equity capital | $10,017,000 | 4,083 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,581,000 | 2,637 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $5,436,000 | 4,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,342,000 | 1,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $439,000 | 4,268 |
| Earning assets | $95,094,000 | 4,318 |
| Long-term assets (5+ years) | $11,585,000 | 3,968 |
| Average Assets, year-to-date | $100,186,600 | 4,333 |
| Average Assets, quarterly | $102,442,000 | 4,316 |
| Volatile liabilities | $5,578,000 | 6,130 |
| Insider loans | $388,000 | 6,493 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $432,000 | 1,265 |
| Unused loan commitments | $10,456,000 | 3,004 |
| Tier 1 (core) risk-based capital | $10,017,000 | 3,996 |
| Tier 2 risk-based capital | $906,710 | 3,156 |
| Total risk weighted assets | $72,268,610 | 3,545 |
| Total unused commitments | $10,456,000 | 3,025 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 52 | 4,076 |
| Assets and Liabilities | ||
| Total Assets: | $99,603,000 | 4,535 |
| Cash and due from depository institutions | $5,002,000 | 4,076 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $30,076,000 | 4,448 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,244 |
| Net loans & leases | $56,755,000 | 4,373 |
| Loan loss allowance | $578,000 | 5,799 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,531,000 | 4,581 |
| Other real estate owned | $24,000 | 4,076 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,215,000 | 5,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,603,000 | 4,535 |
| Total liabilities | $90,224,000 | 4,581 |
| Total deposits | $89,423,000 | 4,455 |
| Interest-bearing deposits | $77,694,000 | 4,468 |
| Deposits held in domestic offices | $89,423,000 | 4,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,000 | 3,720 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $118,000 | 4,199 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $634,000 | 4,812 |
| Total equity capital | $9,379,000 | 4,133 |
| Total bank equity capital | $9,379,000 | 4,133 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,581,000 | 2,738 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $4,798,000 | 4,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $840,000 | 4,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $493,000 | 4,156 |
| Earning assets | $91,831,000 | 4,513 |
| Long-term assets (5+ years) | $9,391,000 | 4,524 |
| Average Assets, year-to-date | $97,281,600 | 4,535 |
| Average Assets, quarterly | $98,701,500 | 4,549 |
| Volatile liabilities | $4,839,000 | 6,707 |
| Insider loans | $427,000 | 2,152 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,745,000 | 2,805 |
| Tier 1 (core) risk-based capital | $9,379,000 | 4,063 |
| Tier 2 risk-based capital | $578,000 | 4,624 |
| Total risk weighted assets | $67,308,400 | 3,839 |
| Total unused commitments | $10,745,000 | 2,817 |
| Derivatives | $0 | 651 |