Home > United Bank > Net charge- offs to loans
United Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2062% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 0.3608% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1716% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2285% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2410% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2173% | 1,897 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9091% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1211% | 2,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0092% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2734% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2040% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1418% | 1,883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0123% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2454% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8595% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0215% | 2,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | -0.0261% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3620% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8585% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1081% | 4,258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,755 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0715% | 951 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0240% | 4,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3401% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0705% | 4,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 3,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.0317% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0392% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0707% | 4,233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0795% | 4,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.0322% | 4,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1744% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0218% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 4,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1362% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1748% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1752% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0768% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1509% | 4,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.5205% | 4,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0342% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3474% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1323% | 4,233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1031% | 4,622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2021% | 4,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.7222% | 4,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6226% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1029% | 4,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0658% | 4,475 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1335% | 4,727 |
| Percentage Net Loans Charged-off:Construction & development | -0.0494% | 4,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 3,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1084% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4526% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0669% | 3,885 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1457% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2784% | 4,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0537% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0606% | 3,878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0690% | 3,866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.0473% | 4,327 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3775% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6581% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3384% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.0199% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0921% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0207% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0675% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3326% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0307% | 2,605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 2,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0203% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4073% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0348% | 4,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | -0.0623% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0399% | 4,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0457% | 4,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1838% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2232% | 347 |
| Percentage Net Loans Charged-off:Construction & development | -0.0792% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3708% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0909% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1438% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3830% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1816% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2703% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 606 |
| Percentage Net Loans Charged-off:Construction & development | -0.0793% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0349% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2844% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6656% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2314% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1554% | 410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0866% | 4,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 4,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2247% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2558% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0126% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 4,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.1030% | 4,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1643% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2682% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3342% | 206 |
| Percentage Net Loans Charged-off:Construction & development | -0.1006% | 4,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7801% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1972% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5424% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5190% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5462% | 1,368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2972% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4302% | 124 |
| Percentage Net Loans Charged-off:Construction & development | -0.1004% | 4,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0431% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1557% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1685% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5290% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6164% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4271% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6581% | 58 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 4,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5863% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2353% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2537% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4458% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5219% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7497% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1632% | 31 |
| Percentage Net Loans Charged-off:Construction & development | -0.1004% | 4,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1956% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3714% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4372% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.0304% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0314% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3963% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 5,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 4,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3981% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4701% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 4,358 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 5,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 4,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3308% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3899% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0117% | 4,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 4,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0648% | 5,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0750% | 4,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3788% | 1,666 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0735% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0865% | 2,207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,932 |
| Percentage Net Loans Charged-off:Construction & development | -1.5642% | 5,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2297% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0123% | 4,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7535% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0286% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5440% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0477% | 1,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 5,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1132% | 5,584 |
| Percentage Net Loans Charged-off:Construction & development | -2.1080% | 5,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2178% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4020% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0929% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8684% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7421% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5671% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0605% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1405% | 5,697 |
| Percentage Net Loans Charged-off:Construction & development | -3.0975% | 5,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3476% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2746% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0636% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8216% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0225% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3148% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2857% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6942% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0779% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0916% | 4,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7918% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9495% | 96 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2733% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0121% | 903 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 4,739 |
| Percentage Net Loans Charged-off:Construction & development | -0.4076% | 5,335 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0975% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7275% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5245% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 5,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 3,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 4,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.5464% | 5,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 2,256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0994% | 4,388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6685% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0667% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6067% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0105% | 5,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0994% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 1,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0434% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3981% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0893% | 1,115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4742% | 1,302 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 5,292 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1938% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2193% | 5,504 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1770% | 1,121 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2260% | 5,464 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0234% | 5,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1805% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1699% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.2816% | 5,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4225% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4244% | 4,728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3855% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4111% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4752% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0029% | 1,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1849% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | -0.3697% | 5,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5138% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4474% | 4,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 1,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3943% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4549% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0076% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2206% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2888% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.5403% | 5,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7792% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0965% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2900% | 4,772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1406% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1662% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1920% | 2,318 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0060% | 5,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0864% | 6,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1360% | 6,323 |
| Percentage Net Loans Charged-off:Construction & development | -1.0212% | 5,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 5,981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2766% | 4,777 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 5,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2079% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2405% | 1,930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4653% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5635% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 1.4011% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6360% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1480% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2344% | 4,899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2145% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0870% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6464% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2951% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7014% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0336% | 1,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3397% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3899% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 1.8237% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 6,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 2,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1869% | 4,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 2,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1230% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4001% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6543% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0401% | 1,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4574% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5518% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 2.4317% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 6,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1908% | 2,055 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1536% | 4,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2583% | 1,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 2,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5066% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6080% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4908% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0657% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4385% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5610% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 3.0622% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 6,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1269% | 4,870 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 5,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 4,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3334% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4083% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3216% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0487% | 5,777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9668% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1462% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 4.1147% | 664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8770% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5380% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7130% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 4,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6562% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7292% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1407% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3389% | 2,720 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 5,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9175% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0847% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 4.7495% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5540% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3366% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5357% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 3,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6628% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7111% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8120% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3677% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0049% | 5,808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 4,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 5,958 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0637% | 6,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 2,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8928% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0226% | 3,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6909% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5231% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2272% | 2,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0080% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 6,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0627% | 6,827 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 5,974 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1277% | 6,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 6,719 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2164% | 5,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4005% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0903% | 5,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1053% | 5,803 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0172% | 5,949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7682% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7979% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 1.4910% | 1,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8679% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7302% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5727% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4819% | 2,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3665% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3504% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8744% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2589% | 3,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1280% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 3,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2325% | 3,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.1192% | 2,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1792% | 2,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5152% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5063% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5180% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1466% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3494% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9637% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2444% | 3,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0478% | 1,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2544% | 3,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3294% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.2026% | 2,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2731% | 1,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6732% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7445% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6516% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2548% | 6,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3796% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7815% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2997% | 2,737 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0965% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1451% | 2,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.3811% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2640% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1653% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 6,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8494% | 7,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2660% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1148% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1249% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2573% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4263% | 777 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1899% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 7.6162% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7472% | 1,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2851% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8635% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0656% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1749% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2298% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1484% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4146% | 1,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8700% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5350% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 8.5839% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0069% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3263% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7272% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1684% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2979% | 411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3067% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6391% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5498% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5193% | 2,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4001% | 2,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.7996% | 2,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 2,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7030% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4339% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4049% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0676% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3250% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6769% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0703% | 6,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5975% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2315% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0686% | 1,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7755% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8404% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 7,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9816% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9781% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9906% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0891% | 6,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5526% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5693% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 4.7390% | 1,300 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1870% | 2,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9356% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1041% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4829% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8417% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7916% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8400% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1138% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2457% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0954% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 2.5034% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2577% | 1,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2166% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7463% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6375% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6934% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8854% | 2,694 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0459% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6895% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9122% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8625% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 2.3528% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3961% | 1,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4447% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6081% | 1,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3376% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9505% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2186% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0111% | 1,607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 3,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1818% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2458% | 1,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 6,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4389% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8537% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0238% | 6,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9508% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1618% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 2.5484% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2889% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1847% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3187% | 3,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9970% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0239% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4565% | 1,071 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0910% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4388% | 418 |
| Percentage Net Loans Charged-off:Construction & development | 3.1650% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5138% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1595% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7661% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4648% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0140% | 6,736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5278% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0380% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 4.5639% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8857% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 1,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1828% | 2,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9541% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3253% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4628% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4376% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7317% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3897% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5620% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4304% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 2,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0238% | 1,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3047% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 7,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 7,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 3,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2149% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0237% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4074% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1363% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9217% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1936% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0370% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6028% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 7,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 7,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2499% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1480% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0720% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4213% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 7,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 7,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2639% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3315% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4424% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4426% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3457% | 3,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9275% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7459% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5760% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5880% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4440% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5624% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1425% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0179% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2930% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5922% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1626% | 996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 7,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2657% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4115% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6175% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 2,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1732% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 1.2419% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3638% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4076% | 3,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7421% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2378% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 1.8671% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3178% | 1,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4184% | 3,474 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3627% | 1,253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3123% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3720% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 3.2109% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5062% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5082% | 2,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4183% | 1,126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8182% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2870% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1595% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1487% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3764% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6341% | 3,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2057% | 1,264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 1,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1899% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3804% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4789% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4498% | 3,633 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3265% | 1,133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1058% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6346% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2563% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3636% | 1,052 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2552% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9314% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7756% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8814% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4480% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1293% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3753% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2261% | 6,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4463% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2813% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8429% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2930% | 1,423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 8,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 8,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3107% | 6,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5905% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3080% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8418% | 1,517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 2,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5477% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3714% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6436% | 1,449 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 3,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1148% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2703% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9764% | 1,102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4627% | 1,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 2,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6060% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1177% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6582% | 1,043 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2911% | 2,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1751% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8923% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3338% | 3,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3168% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7692% | 1,366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3998% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 3,681 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2743% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 4,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3916% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1762% | 4,220 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4442% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5946% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1343% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |