Home > United Bank > Income and Expense
United Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $23,042,000 | 292 |
| Total interest expense | $3,422,000 | 216 |
| Net interest income | $19,620,000 | 306 |
| Provision for loan and lease losses | $600,000 | 384 |
| Total noninterest income | $2,342,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,208,000 | 305 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,134,000 | 757 |
| Total noninterest expense | $14,312,000 | 385 |
| Salaries and employee benefits | $7,865,000 | 375 |
| Premises and equipment expense | $1,945,000 | 355 |
| Additional noninterest expense | $4,502,000 | 395 |
| Pre-tax net operating income | $7,050,000 | 326 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,813,000 | 362 |
| Income before extraordinary items | $5,237,000 | 335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,237,000 | 335 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,237,000 | 335 |
| Net charge-offs | $422,000 | 567 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 281 |
| Net operating income | $5,237,000 | 328 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $95,379,000 | 284 |
| Total interest expense | $15,120,000 | 217 |
| Net interest income | $80,259,000 | 296 |
| Provision for loan and lease losses | $4,092,000 | 327 |
| Total noninterest income | $10,204,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $5,022,000 | 306 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,182,000 | 780 |
| Total noninterest expense | $60,560,000 | 366 |
| Salaries and employee benefits | $31,956,000 | 364 |
| Premises and equipment expense | $8,279,000 | 317 |
| Additional noninterest expense | $20,325,000 | 374 |
| Pre-tax net operating income | $25,811,000 | 356 |
| Securities gains (losses) | $227,000 | 828 |
| Applicable income taxes | $6,770,000 | 376 |
| Income before extraordinary items | $19,268,000 | 372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,268,000 | 371 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $19,268,000 | 372 |
| Net charge-offs | $2,768,000 | 578 |
| Cash dividends | $20,000,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 471 |
| Net operating income | $19,100,020 | 370 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $71,950,000 | 284 |
| Total interest expense | $11,408,000 | 218 |
| Net interest income | $60,542,000 | 294 |
| Provision for loan and lease losses | $2,967,000 | 336 |
| Total noninterest income | $7,664,000 | 671 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $3,738,000 | 309 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,926,000 | 797 |
| Total noninterest expense | $45,549,000 | 368 |
| Salaries and employee benefits | $24,136,000 | 357 |
| Premises and equipment expense | $6,443,000 | 303 |
| Additional noninterest expense | $14,970,000 | 376 |
| Pre-tax net operating income | $19,690,000 | 357 |
| Securities gains (losses) | $-49,000 | 6,651 |
| Applicable income taxes | $5,316,000 | 364 |
| Income before extraordinary items | $14,325,000 | 375 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $14,325,000 | 376 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $14,325,000 | 376 |
| Net charge-offs | $1,414,000 | 778 |
| Cash dividends | $20,000,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $502,000 | 229 |
| Net operating income | $14,360,770 | 368 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $48,467,000 | 284 |
| Total interest expense | $7,591,000 | 222 |
| Net interest income | $40,876,000 | 288 |
| Provision for loan and lease losses | $1,842,000 | 395 |
| Total noninterest income | $4,947,000 | 700 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $2,451,000 | 309 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,496,000 | 842 |
| Total noninterest expense | $31,010,000 | 364 |
| Salaries and employee benefits | $16,241,000 | 350 |
| Premises and equipment expense | $4,731,000 | 277 |
| Additional noninterest expense | $10,038,000 | 374 |
| Pre-tax net operating income | $12,971,000 | 355 |
| Securities gains (losses) | $-49,000 | 6,793 |
| Applicable income taxes | $3,449,000 | 373 |
| Income before extraordinary items | $9,473,000 | 369 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,473,000 | 371 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,473,000 | 371 |
| Net charge-offs | $861,000 | 859 |
| Cash dividends | $20,000,000 | 111 |
| Sale, conversion, retirement of capital stock, net | $576,000 | 156 |
| Net operating income | $9,508,770 | 357 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $24,692,000 | 285 |
| Total interest expense | $3,812,000 | 227 |
| Net interest income | $20,880,000 | 290 |
| Provision for loan and lease losses | $950,000 | 418 |
| Total noninterest income | $2,461,000 | 697 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $1,189,000 | 311 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,272,000 | 830 |
| Total noninterest expense | $15,230,000 | 378 |
| Salaries and employee benefits | $8,308,000 | 350 |
| Premises and equipment expense | $2,565,000 | 251 |
| Additional noninterest expense | $4,357,000 | 422 |
| Pre-tax net operating income | $7,161,000 | 325 |
| Securities gains (losses) | $-50,000 | 6,926 |
| Applicable income taxes | $1,945,000 | 352 |
| Income before extraordinary items | $5,166,000 | 338 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,166,000 | 339 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,166,000 | 339 |
| Net charge-offs | $343,000 | 966 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $372,000 | 108 |
| Net operating income | $5,202,500 | 327 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $71,873,000 | 379 |
| Total interest expense | $15,097,000 | 270 |
| Net interest income | $56,776,000 | 396 |
| Provision for loan and lease losses | $3,139,000 | 737 |
| Total noninterest income | $9,282,000 | 722 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $4,452,000 | 345 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,830,000 | 834 |
| Total noninterest expense | $52,509,000 | 425 |
| Salaries and employee benefits | $30,480,000 | 365 |
| Premises and equipment expense | $4,998,000 | 479 |
| Additional noninterest expense | $17,031,000 | 455 |
| Pre-tax net operating income | $10,410,000 | 688 |
| Securities gains (losses) | $61,000 | 2,600 |
| Applicable income taxes | $4,294,000 | 480 |
| Income before extraordinary items | $6,177,000 | 979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,177,000 | 979 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,177,000 | 979 |
| Net charge-offs | $2,182,000 | 1,095 |
| Cash dividends | $18,000,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $19,632,000 | 18 |
| Net operating income | $6,137,960 | 918 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $51,405,000 | 398 |
| Total interest expense | $11,183,000 | 284 |
| Net interest income | $40,222,000 | 420 |
| Provision for loan and lease losses | $2,450,000 | 719 |
| Total noninterest income | $7,182,000 | 705 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $3,388,000 | 345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,794,000 | 787 |
| Total noninterest expense | $31,888,000 | 503 |
| Salaries and employee benefits | $18,713,000 | 429 |
| Premises and equipment expense | $3,416,000 | 533 |
| Additional noninterest expense | $9,759,000 | 565 |
| Pre-tax net operating income | $13,066,000 | 478 |
| Securities gains (losses) | $-165,000 | 7,058 |
| Applicable income taxes | $3,301,000 | 486 |
| Income before extraordinary items | $9,600,000 | 526 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,600,000 | 524 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,600,000 | 526 |
| Net charge-offs | $1,032,000 | 1,427 |
| Cash dividends | $18,000,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $1,990,000 | 118 |
| Net operating income | $9,722,100 | 500 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $34,197,000 | 396 |
| Total interest expense | $7,636,000 | 290 |
| Net interest income | $26,561,000 | 427 |
| Provision for loan and lease losses | $1,400,000 | 845 |
| Total noninterest income | $4,840,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $2,188,000 | 350 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,652,000 | 758 |
| Total noninterest expense | $21,477,000 | 503 |
| Salaries and employee benefits | $12,457,000 | 427 |
| Premises and equipment expense | $2,287,000 | 527 |
| Additional noninterest expense | $6,733,000 | 547 |
| Pre-tax net operating income | $8,524,000 | 477 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,105,000 | 492 |
| Income before extraordinary items | $6,419,000 | 511 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,419,000 | 510 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,419,000 | 511 |
| Net charge-offs | $781,000 | 1,345 |
| Cash dividends | $18,000,000 | 111 |
| Sale, conversion, retirement of capital stock, net | $1,246,000 | 105 |
| Net operating income | $6,419,000 | 492 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $17,174,000 | 394 |
| Total interest expense | $3,900,000 | 291 |
| Net interest income | $13,274,000 | 424 |
| Provision for loan and lease losses | $650,000 | 868 |
| Total noninterest income | $2,303,000 | 712 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $1,028,000 | 367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,275,000 | 767 |
| Total noninterest expense | $10,804,000 | 487 |
| Salaries and employee benefits | $6,293,000 | 420 |
| Premises and equipment expense | $1,144,000 | 532 |
| Additional noninterest expense | $3,367,000 | 536 |
| Pre-tax net operating income | $4,123,000 | 491 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,052,000 | 491 |
| Income before extraordinary items | $3,071,000 | 522 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,071,000 | 523 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,071,000 | 523 |
| Net charge-offs | $457,000 | 1,158 |
| Cash dividends | $18,000,000 | 64 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $3,071,000 | 505 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $71,507,000 | 389 |
| Total interest expense | $18,367,000 | 303 |
| Net interest income | $53,140,000 | 416 |
| Provision for loan and lease losses | $3,242,000 | 1,124 |
| Total noninterest income | $8,513,000 | 706 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,921,000 | 514 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,592,000 | 643 |
| Total noninterest expense | $42,287,000 | 487 |
| Salaries and employee benefits | $24,383,000 | 409 |
| Premises and equipment expense | $4,286,000 | 588 |
| Additional noninterest expense | $13,618,000 | 536 |
| Pre-tax net operating income | $16,124,000 | 431 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $4,189,000 | 456 |
| Income before extraordinary items | $11,935,000 | 460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,935,000 | 461 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $11,935,000 | 461 |
| Net charge-offs | $2,096,000 | 1,508 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $11,935,000 | 449 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $53,990,000 | 394 |
| Total interest expense | $14,017,000 | 313 |
| Net interest income | $39,973,000 | 416 |
| Provision for loan and lease losses | $2,231,000 | 1,156 |
| Total noninterest income | $6,045,000 | 730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,045,000 | 508 |
| Total noninterest expense | $32,041,000 | 481 |
| Salaries and employee benefits | $18,764,000 | 400 |
| Premises and equipment expense | $6,349,000 | 314 |
| Additional noninterest expense | $6,928,000 | 760 |
| Pre-tax net operating income | $11,746,000 | 456 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $3,003,000 | 475 |
| Income before extraordinary items | $8,744,000 | 466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,744,000 | 466 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $8,744,000 | 466 |
| Net charge-offs | $1,476,000 | 1,506 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $8,743,260 | 451 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $36,070,000 | 399 |
| Total interest expense | $9,643,000 | 319 |
| Net interest income | $26,427,000 | 427 |
| Provision for loan and lease losses | $1,481,000 | 1,143 |
| Total noninterest income | $4,037,000 | 728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,037,000 | 502 |
| Total noninterest expense | $21,587,000 | 481 |
| Salaries and employee benefits | $12,631,000 | 399 |
| Premises and equipment expense | $4,194,000 | 325 |
| Additional noninterest expense | $4,762,000 | 748 |
| Pre-tax net operating income | $7,396,000 | 460 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $1,908,000 | 479 |
| Income before extraordinary items | $5,489,000 | 495 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,489,000 | 495 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $5,489,000 | 495 |
| Net charge-offs | $828,000 | 1,635 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $5,488,260 | 475 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $17,853,000 | 402 |
| Total interest expense | $4,918,000 | 324 |
| Net interest income | $12,935,000 | 435 |
| Provision for loan and lease losses | $808,000 | 1,006 |
| Total noninterest income | $1,999,000 | 732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,999,000 | 513 |
| Total noninterest expense | $10,518,000 | 495 |
| Salaries and employee benefits | $6,211,000 | 408 |
| Premises and equipment expense | $2,021,000 | 338 |
| Additional noninterest expense | $2,286,000 | 780 |
| Pre-tax net operating income | $3,608,000 | 475 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $935,000 | 482 |
| Income before extraordinary items | $2,674,000 | 510 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,674,000 | 509 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,674,000 | 510 |
| Net charge-offs | $326,000 | 1,671 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,673,260 | 494 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $74,278,000 | 410 |
| Total interest expense | $20,872,000 | 371 |
| Net interest income | $53,406,000 | 414 |
| Provision for loan and lease losses | $2,285,000 | 1,910 |
| Total noninterest income | $8,328,000 | 722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,328,000 | 519 |
| Total noninterest expense | $42,494,000 | 493 |
| Salaries and employee benefits | $24,123,000 | 403 |
| Premises and equipment expense | $8,969,000 | 303 |
| Additional noninterest expense | $9,402,000 | 795 |
| Pre-tax net operating income | $16,955,000 | 356 |
| Securities gains (losses) | $-185,000 | 7,298 |
| Applicable income taxes | $5,613,000 | 338 |
| Income before extraordinary items | $11,157,000 | 406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,157,000 | 406 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $11,157,000 | 407 |
| Net charge-offs | $1,479,000 | 2,196 |
| Cash dividends | $18,500,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $11,280,950 | 389 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $56,005,000 | 404 |
| Total interest expense | $15,695,000 | 389 |
| Net interest income | $40,310,000 | 404 |
| Provision for loan and lease losses | $1,933,000 | 1,696 |
| Total noninterest income | $6,224,000 | 709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,224,000 | 500 |
| Total noninterest expense | $32,096,000 | 473 |
| Salaries and employee benefits | $18,176,000 | 394 |
| Premises and equipment expense | $6,669,000 | 311 |
| Additional noninterest expense | $7,251,000 | 750 |
| Pre-tax net operating income | $12,505,000 | 348 |
| Securities gains (losses) | $-189,000 | 7,473 |
| Applicable income taxes | $3,961,000 | 342 |
| Income before extraordinary items | $8,355,000 | 413 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,355,000 | 412 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,355,000 | 414 |
| Net charge-offs | $1,168,000 | 2,022 |
| Cash dividends | $18,500,000 | 65 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $8,483,520 | 389 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $37,491,000 | 406 |
| Total interest expense | $10,470,000 | 402 |
| Net interest income | $27,021,000 | 402 |
| Provision for loan and lease losses | $1,183,000 | 1,769 |
| Total noninterest income | $4,162,000 | 697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,162,000 | 479 |
| Total noninterest expense | $21,914,000 | 464 |
| Salaries and employee benefits | $12,074,000 | 392 |
| Premises and equipment expense | $4,454,000 | 312 |
| Additional noninterest expense | $5,386,000 | 677 |
| Pre-tax net operating income | $8,086,000 | 354 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,506,000 | 349 |
| Income before extraordinary items | $5,580,000 | 385 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,580,000 | 385 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,580,000 | 385 |
| Net charge-offs | $641,000 | 2,170 |
| Cash dividends | $18,500,000 | 41 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,580,000 | 379 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $18,843,000 | 418 |
| Total interest expense | $5,250,000 | 422 |
| Net interest income | $13,593,000 | 408 |
| Provision for loan and lease losses | $733,000 | 1,432 |
| Total noninterest income | $2,022,000 | 707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,022,000 | 481 |
| Total noninterest expense | $11,406,000 | 457 |
| Salaries and employee benefits | $6,051,000 | 397 |
| Premises and equipment expense | $2,352,000 | 306 |
| Additional noninterest expense | $3,003,000 | 604 |
| Pre-tax net operating income | $3,476,000 | 384 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $987,000 | 387 |
| Income before extraordinary items | $2,489,000 | 435 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,489,000 | 436 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,489,000 | 437 |
| Net charge-offs | $303,000 | 2,019 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,489,000 | 425 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $63,365,000 | 521 |
| Total interest expense | $22,444,000 | 499 |
| Net interest income | $40,921,000 | 523 |
| Provision for loan and lease losses | $2,998,000 | 1,987 |
| Total noninterest income | $7,570,000 | 793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,570,000 | 540 |
| Total noninterest expense | $33,953,000 | 612 |
| Salaries and employee benefits | $18,783,000 | 518 |
| Premises and equipment expense | $7,110,000 | 380 |
| Additional noninterest expense | $8,060,000 | 974 |
| Pre-tax net operating income | $11,540,000 | 360 |
| Securities gains (losses) | $461,000 | 930 |
| Applicable income taxes | $4,436,000 | 292 |
| Income before extraordinary items | $7,565,000 | 426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,565,000 | 426 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,565,000 | 428 |
| Net charge-offs | $2,069,000 | 1,985 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,269,960 | 448 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $46,611,000 | 549 |
| Total interest expense | $17,098,000 | 523 |
| Net interest income | $29,513,000 | 556 |
| Provision for loan and lease losses | $2,015,000 | 1,893 |
| Total noninterest income | $5,528,000 | 810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,528,000 | 547 |
| Total noninterest expense | $24,067,000 | 654 |
| Salaries and employee benefits | $13,760,000 | 542 |
| Premises and equipment expense | $5,143,000 | 405 |
| Additional noninterest expense | $5,164,000 | 1,095 |
| Pre-tax net operating income | $8,959,000 | 370 |
| Securities gains (losses) | $461,000 | 736 |
| Applicable income taxes | $3,271,000 | 305 |
| Income before extraordinary items | $6,149,000 | 431 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,149,000 | 429 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $6,149,000 | 431 |
| Net charge-offs | $770,000 | 2,525 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,849,350 | 450 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $31,201,000 | 567 |
| Total interest expense | $11,656,000 | 543 |
| Net interest income | $19,545,000 | 564 |
| Provision for loan and lease losses | $1,215,000 | 1,847 |
| Total noninterest income | $3,746,000 | 803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,746,000 | 541 |
| Total noninterest expense | $16,437,000 | 652 |
| Salaries and employee benefits | $9,160,000 | 551 |
| Premises and equipment expense | $3,404,000 | 417 |
| Additional noninterest expense | $3,873,000 | 993 |
| Pre-tax net operating income | $5,639,000 | 394 |
| Securities gains (losses) | $461,000 | 542 |
| Applicable income taxes | $2,143,000 | 327 |
| Income before extraordinary items | $3,957,000 | 443 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,957,000 | 442 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,957,000 | 443 |
| Net charge-offs | $504,000 | 2,347 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,657,350 | 462 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,010,000 | 555 |
| Total interest expense | $5,947,000 | 555 |
| Net interest income | $10,063,000 | 540 |
| Provision for loan and lease losses | $540,000 | 1,712 |
| Total noninterest income | $1,719,000 | 831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,719,000 | 560 |
| Total noninterest expense | $7,747,000 | 660 |
| Salaries and employee benefits | $4,555,000 | 554 |
| Premises and equipment expense | $1,733,000 | 408 |
| Additional noninterest expense | $1,459,000 | 1,146 |
| Pre-tax net operating income | $3,495,000 | 350 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,263,000 | 301 |
| Income before extraordinary items | $2,232,000 | 437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,232,000 | 438 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,232,000 | 439 |
| Net charge-offs | $63,000 | 3,324 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,232,000 | 406 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $64,965,000 | 577 |
| Total interest expense | $26,726,000 | 588 |
| Net interest income | $38,239,000 | 572 |
| Provision for loan and lease losses | $1,846,000 | 1,902 |
| Total noninterest income | $5,989,000 | 913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,989,000 | 563 |
| Total noninterest expense | $29,367,000 | 676 |
| Salaries and employee benefits | $17,248,000 | 560 |
| Premises and equipment expense | $6,301,000 | 432 |
| Additional noninterest expense | $5,818,000 | 1,105 |
| Pre-tax net operating income | $13,015,000 | 409 |
| Securities gains (losses) | $-1,369,000 | 7,806 |
| Applicable income taxes | $4,850,000 | 324 |
| Income before extraordinary items | $6,796,000 | 580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,796,000 | 580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,309,000 | 1,688 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $7,672,160 | 543 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $48,250,000 | 602 |
| Total interest expense | $20,041,000 | 621 |
| Net interest income | $28,209,000 | 597 |
| Provision for loan and lease losses | $1,479,000 | 1,448 |
| Total noninterest income | $4,451,000 | 960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,451,000 | 602 |
| Total noninterest expense | $21,624,000 | 686 |
| Salaries and employee benefits | $12,647,000 | 594 |
| Premises and equipment expense | $4,618,000 | 447 |
| Additional noninterest expense | $4,359,000 | 1,056 |
| Pre-tax net operating income | $9,557,000 | 528 |
| Securities gains (losses) | $-7,000 | 7,298 |
| Applicable income taxes | $3,648,000 | 400 |
| Income before extraordinary items | $5,902,000 | 620 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,902,000 | 619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 1,485 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,906,480 | 653 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,371,000 | 625 |
| Total interest expense | $13,351,000 | 649 |
| Net interest income | $18,020,000 | 611 |
| Provision for loan and lease losses | $835,000 | 1,376 |
| Total noninterest income | $2,853,000 | 1,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,853,000 | 638 |
| Total noninterest expense | $14,014,000 | 699 |
| Salaries and employee benefits | $8,143,000 | 612 |
| Premises and equipment expense | $2,959,000 | 469 |
| Additional noninterest expense | $2,912,000 | 1,030 |
| Pre-tax net operating income | $6,024,000 | 577 |
| Securities gains (losses) | $-7,000 | 8,091 |
| Applicable income taxes | $2,310,000 | 466 |
| Income before extraordinary items | $3,707,000 | 735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,707,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,535 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,711,480 | 716 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,376,000 | 654 |
| Total interest expense | $6,878,000 | 670 |
| Net interest income | $8,498,000 | 646 |
| Provision for loan and lease losses | $184,000 | 1,915 |
| Total noninterest income | $1,402,000 | 1,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,402,000 | 645 |
| Total noninterest expense | $6,780,000 | 709 |
| Salaries and employee benefits | $3,976,000 | 635 |
| Premises and equipment expense | $1,406,000 | 495 |
| Additional noninterest expense | $1,398,000 | 1,029 |
| Pre-tax net operating income | $2,936,000 | 666 |
| Securities gains (losses) | $-7,000 | 8,296 |
| Applicable income taxes | $1,117,000 | 534 |
| Income before extraordinary items | $1,812,000 | 827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,812,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,103 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,816,480 | 793 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $58,528,000 | 712 |
| Total interest expense | $30,533,000 | 647 |
| Net interest income | $27,995,000 | 788 |
| Provision for loan and lease losses | $1,425,000 | 1,099 |
| Total noninterest income | $5,618,000 | 1,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,618,000 | 616 |
| Total noninterest expense | $25,117,000 | 746 |
| Salaries and employee benefits | $14,751,000 | 650 |
| Premises and equipment expense | $5,419,000 | 495 |
| Additional noninterest expense | $4,947,000 | 1,144 |
| Pre-tax net operating income | $7,071,000 | 1,198 |
| Securities gains (losses) | $-275,000 | 8,297 |
| Applicable income taxes | $2,799,000 | 864 |
| Income before extraordinary items | $3,997,000 | 1,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,997,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 1,088 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $45,104,000 | 21 |
| Net operating income | $4,173,000 | 1,510 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,233,000 | 713 |
| Total interest expense | $22,689,000 | 652 |
| Net interest income | $20,544,000 | 805 |
| Provision for loan and lease losses | $1,040,000 | 875 |
| Total noninterest income | $4,173,000 | 1,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,173,000 | 629 |
| Total noninterest expense | $18,753,000 | 738 |
| Salaries and employee benefits | $11,098,000 | 650 |
| Premises and equipment expense | $4,035,000 | 489 |
| Additional noninterest expense | $3,620,000 | 1,143 |
| Pre-tax net operating income | $4,924,000 | 1,373 |
| Securities gains (losses) | $-170,000 | 8,366 |
| Applicable income taxes | $1,912,000 | 998 |
| Income before extraordinary items | $2,842,000 | 1,774 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,842,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 881 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,950,800 | 1,705 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $28,398,000 | 732 |
| Total interest expense | $14,852,000 | 672 |
| Net interest income | $13,546,000 | 832 |
| Provision for loan and lease losses | $604,000 | 866 |
| Total noninterest income | $2,705,000 | 1,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,705,000 | 663 |
| Total noninterest expense | $12,748,000 | 743 |
| Salaries and employee benefits | $7,571,000 | 657 |
| Premises and equipment expense | $2,681,000 | 508 |
| Additional noninterest expense | $2,496,000 | 1,119 |
| Pre-tax net operating income | $2,899,000 | 1,597 |
| Securities gains (losses) | $-29,000 | 8,202 |
| Applicable income taxes | $1,194,000 | 1,115 |
| Income before extraordinary items | $1,676,000 | 2,034 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,676,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,035 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,694,560 | 1,999 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,084,000 | 735 |
| Total interest expense | $7,400,000 | 666 |
| Net interest income | $6,684,000 | 839 |
| Provision for loan and lease losses | $284,000 | 874 |
| Total noninterest income | $1,314,000 | 1,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,314,000 | 671 |
| Total noninterest expense | $6,349,000 | 735 |
| Salaries and employee benefits | $3,824,000 | 656 |
| Premises and equipment expense | $1,336,000 | 507 |
| Additional noninterest expense | $1,189,000 | 1,148 |
| Pre-tax net operating income | $1,365,000 | 1,672 |
| Securities gains (losses) | $14,000 | 632 |
| Applicable income taxes | $571,000 | 1,158 |
| Income before extraordinary items | $808,000 | 2,052 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $808,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,372 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $799,040 | 2,056 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $51,251,000 | 747 |
| Total interest expense | $24,922,000 | 683 |
| Net interest income | $26,329,000 | 834 |
| Provision for loan and lease losses | $969,000 | 1,066 |
| Total noninterest income | $5,277,000 | 1,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,277,000 | 655 |
| Total noninterest expense | $23,181,000 | 765 |
| Salaries and employee benefits | $13,005,000 | 722 |
| Premises and equipment expense | $4,876,000 | 523 |
| Additional noninterest expense | $5,300,000 | 1,005 |
| Pre-tax net operating income | $7,456,000 | 1,314 |
| Securities gains (losses) | $-213,000 | 8,391 |
| Applicable income taxes | $2,783,000 | 1,005 |
| Income before extraordinary items | $4,460,000 | 1,623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,460,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,766 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,596,320 | 1,561 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $37,539,000 | 767 |
| Total interest expense | $17,808,000 | 703 |
| Net interest income | $19,731,000 | 852 |
| Provision for loan and lease losses | $627,000 | 1,165 |
| Total noninterest income | $3,977,000 | 1,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,977,000 | 658 |
| Total noninterest expense | $16,699,000 | 802 |
| Salaries and employee benefits | $9,274,000 | 786 |
| Premises and equipment expense | $3,510,000 | 550 |
| Additional noninterest expense | $3,915,000 | 1,034 |
| Pre-tax net operating income | $6,382,000 | 1,199 |
| Securities gains (losses) | $-209,000 | 8,541 |
| Applicable income taxes | $2,403,000 | 934 |
| Income before extraordinary items | $3,770,000 | 1,482 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,770,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,997 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,903,760 | 1,421 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $24,258,000 | 774 |
| Total interest expense | $11,206,000 | 700 |
| Net interest income | $13,052,000 | 868 |
| Provision for loan and lease losses | $462,000 | 1,045 |
| Total noninterest income | $2,554,000 | 1,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,554,000 | 671 |
| Total noninterest expense | $11,304,000 | 791 |
| Salaries and employee benefits | $6,247,000 | 773 |
| Premises and equipment expense | $2,300,000 | 563 |
| Additional noninterest expense | $2,757,000 | 977 |
| Pre-tax net operating income | $3,840,000 | 1,315 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,484,000 | 1,005 |
| Income before extraordinary items | $2,356,000 | 1,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,356,000 | 1,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,356,000 | 1,549 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,841,000 | 770 |
| Total interest expense | $5,293,000 | 698 |
| Net interest income | $6,548,000 | 862 |
| Provision for loan and lease losses | $162,000 | 1,343 |
| Total noninterest income | $1,298,000 | 1,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,298,000 | 664 |
| Total noninterest expense | $5,788,000 | 776 |
| Salaries and employee benefits | $3,046,000 | 790 |
| Premises and equipment expense | $1,291,000 | 503 |
| Additional noninterest expense | $1,451,000 | 918 |
| Pre-tax net operating income | $1,896,000 | 1,307 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $737,000 | 1,006 |
| Income before extraordinary items | $1,159,000 | 1,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,159,000 | 1,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,393 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,159,000 | 1,547 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $42,825,000 | 748 |
| Total interest expense | $16,249,000 | 703 |
| Net interest income | $26,576,000 | 794 |
| Provision for loan and lease losses | $917,000 | 1,130 |
| Total noninterest income | $5,233,000 | 1,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,233,000 | 660 |
| Total noninterest expense | $20,763,000 | 811 |
| Salaries and employee benefits | $11,335,000 | 792 |
| Premises and equipment expense | $4,711,000 | 518 |
| Additional noninterest expense | $4,717,000 | 1,085 |
| Pre-tax net operating income | $10,129,000 | 965 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $3,544,000 | 851 |
| Income before extraordinary items | $6,588,000 | 1,103 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,588,000 | 1,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,802 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $37,428,000 | 29 |
| Net operating income | $6,586,050 | 1,082 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $31,365,000 | 744 |
| Total interest expense | $11,425,000 | 703 |
| Net interest income | $19,940,000 | 786 |
| Provision for loan and lease losses | $825,000 | 912 |
| Total noninterest income | $3,880,000 | 1,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,880,000 | 672 |
| Total noninterest expense | $14,974,000 | 844 |
| Salaries and employee benefits | $8,348,000 | 802 |
| Premises and equipment expense | $3,513,000 | 524 |
| Additional noninterest expense | $3,113,000 | 1,229 |
| Pre-tax net operating income | $8,021,000 | 921 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $3,186,000 | 739 |
| Income before extraordinary items | $4,838,000 | 1,119 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,838,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,486 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $37,428,000 | 21 |
| Net operating income | $4,836,080 | 1,097 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,113,000 | 759 |
| Total interest expense | $7,121,000 | 709 |
| Net interest income | $12,992,000 | 804 |
| Provision for loan and lease losses | $550,000 | 895 |
| Total noninterest income | $2,520,000 | 1,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,520,000 | 677 |
| Total noninterest expense | $9,903,000 | 848 |
| Salaries and employee benefits | $5,468,000 | 814 |
| Premises and equipment expense | $2,376,000 | 509 |
| Additional noninterest expense | $2,059,000 | 1,222 |
| Pre-tax net operating income | $5,059,000 | 937 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,014,000 | 758 |
| Income before extraordinary items | $3,045,000 | 1,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,045,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,083 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,045,000 | 1,130 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,744,000 | 764 |
| Total interest expense | $3,338,000 | 723 |
| Net interest income | $6,406,000 | 812 |
| Provision for loan and lease losses | $275,000 | 845 |
| Total noninterest income | $1,190,000 | 1,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,190,000 | 701 |
| Total noninterest expense | $5,001,000 | 832 |
| Salaries and employee benefits | $2,851,000 | 778 |
| Premises and equipment expense | $1,204,000 | 499 |
| Additional noninterest expense | $946,000 | 1,314 |
| Pre-tax net operating income | $2,320,000 | 1,011 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $920,000 | 815 |
| Income before extraordinary items | $1,400,000 | 1,237 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,400,000 | 1,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 8,748 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,400,000 | 1,212 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $36,687,000 | 762 |
| Total interest expense | $11,993,000 | 681 |
| Net interest income | $24,694,000 | 803 |
| Provision for loan and lease losses | $982,000 | 1,052 |
| Total noninterest income | $4,962,000 | 1,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,962,000 | 678 |
| Total noninterest expense | $19,375,000 | 836 |
| Salaries and employee benefits | $10,496,000 | 817 |
| Premises and equipment expense | $4,565,000 | 513 |
| Additional noninterest expense | $4,314,000 | 1,144 |
| Pre-tax net operating income | $9,299,000 | 944 |
| Securities gains (losses) | $121,000 | 1,121 |
| Applicable income taxes | $3,854,000 | 733 |
| Income before extraordinary items | $5,566,000 | 1,177 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,566,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,911 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 862 |
| Net operating income | $5,488,560 | 1,158 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,118,000 | 770 |
| Total interest expense | $8,819,000 | 684 |
| Net interest income | $18,299,000 | 806 |
| Provision for loan and lease losses | $337,000 | 2,064 |
| Total noninterest income | $3,672,000 | 1,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,672,000 | 696 |
| Total noninterest expense | $14,599,000 | 831 |
| Salaries and employee benefits | $7,811,000 | 820 |
| Premises and equipment expense | $3,460,000 | 514 |
| Additional noninterest expense | $3,328,000 | 1,100 |
| Pre-tax net operating income | $7,035,000 | 943 |
| Securities gains (losses) | $117,000 | 1,075 |
| Applicable income taxes | $2,852,000 | 750 |
| Income before extraordinary items | $4,300,000 | 1,147 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,300,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,571 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 729 |
| Net operating income | $4,225,120 | 1,130 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,824,000 | 777 |
| Total interest expense | $5,798,000 | 679 |
| Net interest income | $12,026,000 | 808 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $2,309,000 | 1,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,309,000 | 717 |
| Total noninterest expense | $9,891,000 | 818 |
| Salaries and employee benefits | $5,177,000 | 823 |
| Premises and equipment expense | $2,366,000 | 501 |
| Additional noninterest expense | $2,348,000 | 1,050 |
| Pre-tax net operating income | $4,219,000 | 1,028 |
| Securities gains (losses) | $112,000 | 960 |
| Applicable income taxes | $1,723,000 | 817 |
| Income before extraordinary items | $2,608,000 | 1,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,608,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,509 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 630 |
| Net operating income | $2,536,320 | 1,236 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 786 |
| Total interest expense | $2,898,000 | 696 |
| Net interest income | $6,039,000 | 809 |
| Provision for loan and lease losses | $112,000 | 1,941 |
| Total noninterest income | $1,168,000 | 1,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,168,000 | 705 |
| Total noninterest expense | $5,114,000 | 791 |
| Salaries and employee benefits | $2,621,000 | 836 |
| Premises and equipment expense | $1,165,000 | 515 |
| Additional noninterest expense | $1,328,000 | 934 |
| Pre-tax net operating income | $1,981,000 | 1,081 |
| Securities gains (losses) | $110,000 | 749 |
| Applicable income taxes | $830,000 | 863 |
| Income before extraordinary items | $1,261,000 | 1,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,261,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,190,600 | 1,285 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $34,282,000 | 829 |
| Total interest expense | $11,445,000 | 768 |
| Net interest income | $22,837,000 | 843 |
| Provision for loan and lease losses | $294,000 | 3,244 |
| Total noninterest income | $4,613,000 | 1,203 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,298,000 | 524 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,315,000 | 1,993 |
| Total noninterest expense | $17,870,000 | 900 |
| Salaries and employee benefits | $9,068,000 | 946 |
| Premises and equipment expense | $1,731,000 | 1,319 |
| Additional noninterest expense | $7,071,000 | 741 |
| Pre-tax net operating income | $9,286,000 | 915 |
| Securities gains (losses) | $531,000 | 721 |
| Applicable income taxes | $3,917,000 | 750 |
| Income before extraordinary items | $5,900,000 | 1,093 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,900,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,706 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,560,160 | 1,093 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,513,000 | 848 |
| Total interest expense | $8,501,000 | 822 |
| Net interest income | $17,012,000 | 858 |
| Provision for loan and lease losses | $294,000 | 2,556 |
| Total noninterest income | $3,396,000 | 1,252 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,490,000 | 523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $906,000 | 2,191 |
| Total noninterest expense | $13,381,000 | 921 |
| Salaries and employee benefits | $6,767,000 | 959 |
| Premises and equipment expense | $1,246,000 | 1,381 |
| Additional noninterest expense | $5,368,000 | 729 |
| Pre-tax net operating income | $6,733,000 | 975 |
| Securities gains (losses) | $507,000 | 678 |
| Applicable income taxes | $2,888,000 | 802 |
| Income before extraordinary items | $4,352,000 | 1,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,352,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,027,520 | 1,162 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,018,000 | 858 |
| Total interest expense | $5,730,000 | 838 |
| Net interest income | $11,288,000 | 863 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $2,211,000 | 1,267 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,633,000 | 527 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $578,000 | 2,233 |
| Total noninterest expense | $8,979,000 | 911 |
| Salaries and employee benefits | $4,557,000 | 950 |
| Premises and equipment expense | $834,000 | 1,376 |
| Additional noninterest expense | $3,588,000 | 730 |
| Pre-tax net operating income | $4,280,000 | 1,013 |
| Securities gains (losses) | $580,000 | 521 |
| Applicable income taxes | $1,933,000 | 792 |
| Income before extraordinary items | $2,927,000 | 1,152 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,927,000 | 1,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,555,800 | 1,204 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,488,000 | 867 |
| Total interest expense | $2,854,000 | 864 |
| Net interest income | $5,634,000 | 870 |
| Provision for loan and lease losses | $186,000 | 1,452 |
| Total noninterest income | $1,058,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $762,000 | 551 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $296,000 | 2,129 |
| Total noninterest expense | $4,543,000 | 898 |
| Salaries and employee benefits | $2,332,000 | 922 |
| Premises and equipment expense | $457,000 | 1,253 |
| Additional noninterest expense | $1,754,000 | 728 |
| Pre-tax net operating income | $1,963,000 | 1,107 |
| Securities gains (losses) | $512,000 | 340 |
| Applicable income taxes | $976,000 | 816 |
| Income before extraordinary items | $1,499,000 | 1,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,499,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,171,320 | 1,310 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $36,314,000 | 833 |
| Total interest expense | $14,576,000 | 764 |
| Net interest income | $21,738,000 | 899 |
| Provision for loan and lease losses | $398,000 | 2,863 |
| Total noninterest income | $4,036,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,939,000 | 552 |
| Trading account gains and fees | $-461,000 | 9,330 |
| Additional Noninterest Income | $1,558,000 | 1,601 |
| Total noninterest expense | $17,005,000 | 924 |
| Salaries and employee benefits | $8,366,000 | 968 |
| Premises and equipment expense | $1,556,000 | 1,414 |
| Additional noninterest expense | $7,083,000 | 725 |
| Pre-tax net operating income | $8,371,000 | 1,007 |
| Securities gains (losses) | $88,000 | 1,856 |
| Applicable income taxes | $3,270,000 | 865 |
| Income before extraordinary items | $5,189,000 | 1,207 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,189,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,242 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,132,680 | 1,172 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,453,000 | 887 |
| Total interest expense | $18,577,000 | 882 |
| Net interest income | $19,876,000 | 893 |
| Provision for loan and lease losses | $614,000 | 1,865 |
| Total noninterest income | $4,480,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,532,000 | 597 |
| Trading account gains and fees | $187,000 | 106 |
| Additional Noninterest Income | $1,761,000 | 1,354 |
| Total noninterest expense | $15,618,000 | 948 |
| Salaries and employee benefits | $8,014,000 | 935 |
| Premises and equipment expense | $1,408,000 | 1,533 |
| Additional noninterest expense | $6,196,000 | 810 |
| Pre-tax net operating income | $8,124,000 | 927 |
| Securities gains (losses) | $-232,000 | 9,550 |
| Applicable income taxes | $3,078,000 | 829 |
| Income before extraordinary items | $4,814,000 | 1,133 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,814,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,729 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,962,480 | 1,062 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $36,928,000 | 957 |
| Total interest expense | $20,054,000 | 884 |
| Net interest income | $16,874,000 | 1,045 |
| Provision for loan and lease losses | $535,000 | 1,778 |
| Total noninterest income | $3,441,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,072,000 | 649 |
| Trading account gains and fees | $235,000 | 107 |
| Additional Noninterest Income | $1,134,000 | 1,711 |
| Total noninterest expense | $13,628,000 | 1,029 |
| Salaries and employee benefits | $6,995,000 | 1,004 |
| Premises and equipment expense | $1,264,000 | 1,644 |
| Additional noninterest expense | $5,369,000 | 904 |
| Pre-tax net operating income | $6,152,000 | 1,200 |
| Securities gains (losses) | $16,000 | 1,014 |
| Applicable income taxes | $2,390,000 | 1,004 |
| Income before extraordinary items | $3,778,000 | 1,398 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,778,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,185 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,767,760 | 1,391 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $32,359,000 | 1,018 |
| Total interest expense | $15,974,000 | 967 |
| Net interest income | $16,385,000 | 1,067 |
| Provision for loan and lease losses | $415,000 | 2,049 |
| Total noninterest income | $2,484,000 | 1,576 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,402,000 | 939 |
| Trading account gains and fees | $-13,000 | 4,513 |
| Additional Noninterest Income | $1,095,000 | 1,751 |
| Total noninterest expense | $12,472,000 | 1,108 |
| Salaries and employee benefits | $6,470,000 | 1,061 |
| Premises and equipment expense | $1,394,000 | 1,473 |
| Additional noninterest expense | $4,608,000 | 1,019 |
| Pre-tax net operating income | $5,982,000 | 1,281 |
| Securities gains (losses) | $-19,000 | 9,530 |
| Applicable income taxes | $2,371,000 | 1,066 |
| Income before extraordinary items | $3,592,000 | 1,497 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,592,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,604,160 | 1,469 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,196,000 | 1,080 |
| Total interest expense | $15,196,000 | 1,041 |
| Net interest income | $15,000,000 | 1,125 |
| Provision for loan and lease losses | $655,000 | 1,388 |
| Total noninterest income | $2,850,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,086,000 | 1,163 |
| Trading account gains and fees | $158,000 | 138 |
| Additional Noninterest Income | $1,606,000 | 1,339 |
| Total noninterest expense | $11,071,000 | 1,196 |
| Salaries and employee benefits | $5,842,000 | 1,114 |
| Premises and equipment expense | $1,331,000 | 1,474 |
| Additional noninterest expense | $3,898,000 | 1,148 |
| Pre-tax net operating income | $6,124,000 | 1,227 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $2,509,000 | 1,016 |
| Income before extraordinary items | $3,651,000 | 1,449 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,651,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,627,960 | 1,396 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,976,000 | 1,245 |
| Total interest expense | $12,865,000 | 1,239 |
| Net interest income | $14,111,000 | 1,228 |
| Provision for loan and lease losses | $700,000 | 1,328 |
| Total noninterest income | $2,221,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $999,000 | 1,282 |
| Trading account gains and fees | $91,000 | 165 |
| Additional Noninterest Income | $1,131,000 | 1,620 |
| Total noninterest expense | $10,553,000 | 1,256 |
| Salaries and employee benefits | $5,606,000 | 1,173 |
| Premises and equipment expense | $1,256,000 | 1,547 |
| Additional noninterest expense | $3,691,000 | 1,198 |
| Pre-tax net operating income | $5,079,000 | 1,526 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $2,107,000 | 1,256 |
| Income before extraordinary items | $2,974,000 | 1,785 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,974,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,137 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,972,720 | 1,746 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,139,000 | 1,358 |
| Total interest expense | $12,248,000 | 1,315 |
| Net interest income | $12,891,000 | 1,391 |
| Provision for loan and lease losses | $1,455,000 | 766 |
| Total noninterest income | $2,302,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,053,000 | 1,272 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,249,000 | 1,557 |
| Total noninterest expense | $9,514,000 | 1,501 |
| Salaries and employee benefits | $5,017,000 | 1,344 |
| Premises and equipment expense | $993,000 | 2,020 |
| Additional noninterest expense | $3,504,000 | 1,514 |
| Pre-tax net operating income | $4,224,000 | 1,702 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $1,760,000 | 1,376 |
| Income before extraordinary items | $2,454,000 | 2,021 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,454,000 | 2,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,256,000 | 771 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,460,400 | 1,976 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,184,000 | 1,480 |
| Total interest expense | $11,397,000 | 1,431 |
| Net interest income | $11,787,000 | 1,532 |
| Provision for loan and lease losses | $710,000 | 1,207 |
| Total noninterest income | $1,811,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $841,000 | 1,604 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $970,000 | 1,835 |
| Total noninterest expense | $9,098,000 | 1,566 |
| Salaries and employee benefits | $4,534,000 | 1,467 |
| Premises and equipment expense | $953,000 | 2,102 |
| Additional noninterest expense | $3,611,000 | 1,453 |
| Pre-tax net operating income | $3,790,000 | 1,948 |
| Securities gains (losses) | $23,000 | 1,804 |
| Applicable income taxes | $1,611,000 | 1,544 |
| Income before extraordinary items | $2,202,000 | 2,292 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,202,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 1,218 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,187,280 | 2,282 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,688,000 | 1,653 |
| Total interest expense | $8,007,000 | 1,586 |
| Net interest income | $10,681,000 | 1,695 |
| Provision for loan and lease losses | $480,000 | 1,589 |
| Total noninterest income | $1,640,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $763,000 | 1,776 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $877,000 | 2,006 |
| Total noninterest expense | $8,959,000 | 1,644 |
| Salaries and employee benefits | $4,139,000 | 1,618 |
| Premises and equipment expense | $972,000 | 2,086 |
| Additional noninterest expense | $3,848,000 | 1,454 |
| Pre-tax net operating income | $2,882,000 | 2,464 |
| Securities gains (losses) | $-48,000 | 10,996 |
| Applicable income taxes | $1,179,000 | 1,904 |
| Income before extraordinary items | $1,655,000 | 2,912 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,655,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $815,000 | 1,001 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,685,720 | 2,894 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,283,000 | 1,809 |
| Total interest expense | $7,633,000 | 1,730 |
| Net interest income | $9,650,000 | 1,869 |
| Provision for loan and lease losses | $1,320,000 | 1,089 |
| Total noninterest income | $1,857,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $693,000 | 1,967 |
| Trading account gains and fees | $-100,000 | 5,120 |
| Additional Noninterest Income | $1,264,000 | 1,755 |
| Total noninterest expense | $8,822,000 | 1,713 |
| Salaries and employee benefits | $3,495,000 | 1,916 |
| Premises and equipment expense | $738,000 | 2,741 |
| Additional noninterest expense | $4,589,000 | 1,360 |
| Pre-tax net operating income | $1,365,000 | 4,686 |
| Securities gains (losses) | $636,000 | 770 |
| Applicable income taxes | $834,000 | 2,669 |
| Income before extraordinary items | $1,167,000 | 4,120 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,167,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 1,218 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $759,960 | 5,533 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,460,000 | 1,824 |
| Total interest expense | $9,971,000 | 1,725 |
| Net interest income | $9,489,000 | 1,926 |
| Provision for loan and lease losses | $3,530,000 | 755 |
| Total noninterest income | $2,221,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $668,000 | 2,038 |
| Trading account gains and fees | $302,000 | 200 |
| Additional Noninterest Income | $1,251,000 | 1,726 |
| Total noninterest expense | $10,947,000 | 1,419 |
| Salaries and employee benefits | $3,316,000 | 1,985 |
| Premises and equipment expense | $789,000 | 2,635 |
| Additional noninterest expense | $6,842,000 | 1,032 |
| Pre-tax net operating income | $-2,767,000 | 13,704 |
| Securities gains (losses) | $566,000 | 986 |
| Applicable income taxes | $-1,180,000 | 13,842 |
| Income before extraordinary items | $-1,021,000 | 13,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,021,000 | 13,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,061,000 | 720 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,383,240 | 13,548 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.