Home > United Bank > Net charge- offs to loans
United Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0752% | 320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1774% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0019% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6250% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5974% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4779% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5484% | 1,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0478% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0534% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0448% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2545% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0106% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,909 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 4,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0639% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0290% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0763% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8445% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0379% | 647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0960% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0118% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8081% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7213% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7794% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0428% | 4,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1924% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0485% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 4,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8651% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2177% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8427% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0318% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0469% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 3,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5388% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5517% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,259 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0836% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 3,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5283% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8488% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5114% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 1,426 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,196 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0542% | 4,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5063% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4196% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4858% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0222% | 1,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 4,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 4,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0759% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4630% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9991% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4389% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 3,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.0581% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,160 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 4,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 3,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2441% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9412% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2191% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.0801% | 4,596 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 4,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0531% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0775% | 4,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2079% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4210% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1795% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0310% | 4,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.1145% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 4,206 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 3,792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2070% | 4,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1937% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5928% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1563% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0425% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 4,184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 4,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0516% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2954% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1689% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5623% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1231% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 1,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 686 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 3,919 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 4,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2737% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0760% | 3,407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0707% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1779% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7632% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1665% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 1,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 448 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 3,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4123% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1073% | 3,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1703% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8554% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1584% | 1,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1086% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1195% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0220% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6206% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2061% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7469% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1471% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0562% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8330% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2003% | 1,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0198% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2915% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0697% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0501% | 4,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1723% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2119% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3698% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2035% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 1,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0318% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1202% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 3,945 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1264% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5137% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2505% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8806% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2381% | 1,788 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0486% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0990% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 3,961 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2222% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4975% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2922% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2669% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2771% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0825% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 3,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1990% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6073% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3065% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5197% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2891% | 1,561 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.2723% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 4,751 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,030 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0570% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2908% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2252% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6704% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2133% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0779% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0798% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1059% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0250% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1733% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7030% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9717% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1881% | 2,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0385% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1796% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0328% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1094% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0333% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4862% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1888% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5849% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1757% | 2,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 1,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1059% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0579% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2037% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0119% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0541% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5353% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2209% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8730% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2049% | 1,974 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.1248% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2336% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0373% | 3,726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1778% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7686% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2105% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1626% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.1778% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0584% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1226% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9899% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2517% | 2,258 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5893% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1997% | 2,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1575% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0464% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1404% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 4,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1489% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8492% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1820% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0721% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0463% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1926% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1399% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2599% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3260% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1938% | 2,045 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.1247% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0659% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3689% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8828% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2526% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1770% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1718% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.1782% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0141% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1487% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4405% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3119% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2163% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2541% | 2,374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 4,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0546% | 4,724 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0544% | 5,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1364% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4766% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0477% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0477% | 3,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1082% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.0770% | 4,835 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0556% | 5,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1091% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2233% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1787% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0673% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0673% | 2,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | -0.1017% | 4,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4276% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3372% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0973% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0973% | 2,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.2170% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2051% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 4,119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2890% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9393% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1413% | 3,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1413% | 2,879 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.2891% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 5,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1423% | 4,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2181% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5672% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0147% | 3,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0147% | 3,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3118% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0437% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1648% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2089% | 4,345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2852% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3052% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1477% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1477% | 2,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0215% | 4,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0697% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2192% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1596% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8523% | 5,718 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1054% | 5,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1054% | 5,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1026% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0308% | 717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0522% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5245% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4344% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6055% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6055% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1019% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0490% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5166% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2437% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0529% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0529% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0766% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1387% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5017% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2565% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6127% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6127% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2749% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0152% | 4,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0997% | 5,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2845% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2845% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.4230% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 1,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2041% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3962% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1319% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2847% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0562% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0562% | 779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0936% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 2,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.1576% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 1,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2253% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1444% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2867% | 1,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7241% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7241% | 1,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.2349% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0370% | 5,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2051% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3436% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1515% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3531% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8221% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8221% | 969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1219% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.3866% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0997% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0734% | 4,618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0941% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1877% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1877% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3661% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2054% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0638% | 1,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3171% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 2,629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2445% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 2,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8945% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7334% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7334% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4193% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2440% | 1,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0323% | 1,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3812% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1852% | 2,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3223% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1222% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0636% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2302% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2302% | 372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4389% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3461% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0505% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5496% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0010% | 424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2388% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4503% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 2,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3296% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2357% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2357% | 254 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3635% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3758% | 1,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.1194% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4900% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0022% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4040% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6337% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2945% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3736% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5743% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5743% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3124% | 3,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3209% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.3119% | 1,966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2754% | 2,029 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0138% | 5,443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4932% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1144% | 1,571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6972% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2948% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3832% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3832% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3029% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3355% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.2862% | 1,848 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3269% | 1,694 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0183% | 5,486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4708% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 1,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6527% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 2,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1138% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1138% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3272% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4162% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0812% | 1,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4913% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0104% | 5,486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5624% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1446% | 1,178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7981% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3770% | 6,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3574% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3574% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3776% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3513% | 1,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.1473% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3621% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5192% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2888% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6519% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5332% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9569% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.9569% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3727% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3689% | 3,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.6892% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 3,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4966% | 752 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5609% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1438% | 1,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8035% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4843% | 2,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7935% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7082% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3987% | 2,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.9146% | 1,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1678% | 2,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5829% | 606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4828% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1109% | 1,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6997% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1247% | 3,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9252% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8106% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3530% | 3,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3899% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 1.0409% | 1,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2195% | 1,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4587% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1657% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6325% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2169% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1200% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2852% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3329% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.4656% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3569% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3219% | 1,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3301% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3170% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0259% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0687% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9465% | 1,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0687% | 7,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5416% | 2,861 |
| Percentage Net Loans Charged-off:Construction & development | 1.6146% | 2,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1511% | 2,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0271% | 1,075 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5758% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4452% | 1,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6558% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.3079% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9839% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 6,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4143% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4647% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 1.5065% | 2,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 3,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0359% | 865 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5053% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4541% | 1,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5369% | 1,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1421% | 3,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1831% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 6,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4635% | 2,570 |
| Percentage Net Loans Charged-off:Construction & development | 1.3535% | 1,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0339% | 2,498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0929% | 5,933 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5658% | 1,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6123% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5372% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 3,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9162% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 6,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4324% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5044% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 1.4947% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1347% | 417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6492% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6506% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6484% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8682% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0106% | 6,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0431% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4633% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.8739% | 2,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 3,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0274% | 900 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8346% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3262% | 1,444 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1610% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7960% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7816% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0413% | 6,748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0977% | 126 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2316% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4692% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.6663% | 2,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0940% | 2,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0366% | 680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9105% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2378% | 1,308 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3469% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1364% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6475% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0502% | 6,768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7481% | 102 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6361% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4779% | 2,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.6621% | 1,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1016% | 1,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9266% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3192% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3239% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7877% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1021% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0436% | 6,754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6041% | 82 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5776% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5986% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 1.1198% | 1,187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0691% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1077% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8448% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6112% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1638% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0724% | 6,798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8726% | 46 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3666% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3802% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 1.1678% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0165% | 2,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5095% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1722% | 1,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7133% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2443% | 3,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6899% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0295% | 6,823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2365% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.8086% | 1,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2641% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1156% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3514% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1684% | 2,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8078% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0318% | 6,826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 3,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.1426% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 2,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0756% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0852% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2069% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3287% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0365% | 6,860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 3,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 2,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0249% | 1,071 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0714% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4280% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3593% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0525% | 6,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 5,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0344% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 901 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0919% | 3,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6873% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 1,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 5,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0079% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0089% | 6,818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 5,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0120% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1817% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3573% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 5,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0157% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 7,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2632% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1485% | 1,471 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 5,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0210% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 6,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1213% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2009% | 1,403 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 7,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0314% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1497% | 7,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3090% | 3,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0387% | 7,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0642% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2830% | 7,778 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2042% | 7,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 3,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 7,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 8,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7085% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0713% | 7,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 8,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7594% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1243% | 7,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 4,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2702% | 1,806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0849% | 7,535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2188% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 5,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0129% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5949% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 7,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 5,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0176% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 2,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 3,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5652% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0058% | 7,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 5,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 2,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0471% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 8,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 7,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3423% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 7,069 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0972% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 8,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1034% | 7,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1513% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0154% | 7,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 7,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 8,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 8,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 8,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,954 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 8,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0213% | 4,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2238% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 6,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 8,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 8,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 8,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1643% | 3,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7851% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 5,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 8,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 8,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1667% | 2,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7400% | 2,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0021% | 7,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 8,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 8,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 8,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 2,219 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3156% | 8,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 6,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 3,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 3,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 7,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7348% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0333% | 9,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2707% | 8,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1337% | 6,425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 2,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2028% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2604% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4055% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 1,312 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9325% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2482% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3551% | 70 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 1,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0890% | 25 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2295% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 8,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0401% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.1996% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 1,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1609% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 8,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0988% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0581% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1437% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1332% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 8,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0982% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1699% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1612% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1517% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4480% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0501% | 1,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2356% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3197% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3879% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3977% | 3,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6963% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6376% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4607% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5550% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3027% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2508% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9872% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1666% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6082% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1140% | 9 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7557% | 9 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1788% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0377% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6619% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |