Home > United Bank > Assets and Liabilities
United Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 51 | 3,390 |
| Assets and Liabilities | ||
| Total Assets: | $136,926,000 | 3,363 |
| Cash and due from depository institutions | $6,281,000 | 3,390 |
| Interest-bearing balances | $2,000 | 6,730 |
| Securities | $40,057,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $79,517,000 | 3,595 |
| Loan loss allowance | $1,178,000 | 2,968 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,018,000 | 2,150 |
| Other real estate owned | $1,106,000 | 3,390 |
| Goodwill and other intangibles | $2,538,000 | 932 |
| All other assets | $3,409,000 | 2,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,926,000 | 3,363 |
| Total liabilities | $126,215,000 | 3,303 |
| Total deposits | $106,713,000 | 3,515 |
| Interest-bearing deposits | $87,937,000 | 3,663 |
| Deposits held in domestic offices | $106,713,000 | 3,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,681,000 | 1,112 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,770,000 | 2,493 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,051,000 | 3,140 |
| Total equity capital | $10,711,000 | 4,014 |
| Total bank equity capital | $10,711,000 | 4,014 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,194,000 | 2,843 |
| Surplus | $5,191,000 | 2,883 |
| Undivided profits | $4,326,000 | 4,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $472,000 | 3,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $447,000 | 4,983 |
| Earning assets | $119,576,000 | 3,498 |
| Long-term assets (5+ years) | $40,825,000 | 2,024 |
| Average Assets, year-to-date | $133,258,000 | 3,321 |
| Average Assets, quarterly | $135,491,500 | 3,358 |
| Volatile liabilities | $27,951,000 | 2,682 |
| Insider loans | $4,166,000 | 1,137 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,210,000 | 2,745 |
| Tier 1 (core) risk-based capital | $9,045,000 | 4,626 |
| Tier 2 risk-based capital | $1,178,000 | 2,716 |
| Total risk weighted assets | $95,782,700 | 3,110 |
| Total unused commitments | $16,210,000 | 2,751 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $133,622,000 | 3,368 |
| Cash and due from depository institutions | $4,690,000 | 3,309 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $44,683,000 | 2,569 |
| Federal funds sold & reverse repurchase agreements | $845,000 | 7,273 |
| Net loans & leases | $73,102,000 | 3,650 |
| Loan loss allowance | $1,071,000 | 3,149 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,708,000 | 2,200 |
| Other real estate owned | $844,000 | 3,309 |
| Goodwill and other intangibles | $2,836,000 | 830 |
| All other assets | $2,914,000 | 2,537 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,622,000 | 3,368 |
| Total liabilities | $122,155,000 | 3,313 |
| Total deposits | $98,614,000 | 3,761 |
| Interest-bearing deposits | $82,754,000 | 3,853 |
| Deposits held in domestic offices | $98,614,000 | 3,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,247,000 | 906 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,134,000 | 1,751 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,160,000 | 1,861 |
| Total equity capital | $11,467,000 | 3,869 |
| Total bank equity capital | $11,467,000 | 3,869 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,194,000 | 2,841 |
| Surplus | $5,191,000 | 2,735 |
| Undivided profits | $5,082,000 | 4,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $703,000 | 3,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $110,000 | 866 |
| Income earned, not collected on loans | $437,000 | 5,107 |
| Earning assets | $118,630,000 | 3,493 |
| Long-term assets (5+ years) | $47,254,000 | 1,660 |
| Average Assets, year-to-date | $94,943,000 | 4,347 |
| Average Assets, quarterly | $111,830,000 | 3,871 |
| Volatile liabilities | $25,773,000 | 2,438 |
| Insider loans | $3,469,000 | 1,243 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $271,000 | 1,417 |
| Unused loan commitments | $12,292,000 | 3,178 |
| Tier 1 (core) risk-based capital | $8,732,000 | 4,677 |
| Tier 2 risk-based capital | $1,071,000 | 2,859 |
| Total risk weighted assets | $90,022,600 | 3,095 |
| Total unused commitments | $12,292,000 | 3,182 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $79,357,000 | 5,213 |
| Cash and due from depository institutions | $1,707,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,932,000 | 5,327 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 6,216 |
| Net loans & leases | $52,967,000 | 4,751 |
| Loan loss allowance | $833,000 | 3,918 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,172,000 | 2,497 |
| Other real estate owned | $850,000 | 4,776 |
| Goodwill and other intangibles | $225,000 | 2,215 |
| All other assets | $1,404,000 | 4,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,357,000 | 5,213 |
| Total liabilities | $73,018,000 | 5,106 |
| Total deposits | $55,067,000 | 6,027 |
| Interest-bearing deposits | $45,145,000 | 6,171 |
| Deposits held in domestic offices | $55,067,000 | 6,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,695,000 | 1,713 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $12,925,000 | 1,211 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,331,000 | 2,802 |
| Total equity capital | $6,339,000 | 6,184 |
| Total bank equity capital | $6,339,000 | 6,184 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,193,000 | 2,898 |
| Surplus | $1,191,000 | 6,997 |
| Undivided profits | $3,955,000 | 5,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 2,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $110,000 | 894 |
| Income earned, not collected on loans | $352,000 | 6,196 |
| Earning assets | $71,999,000 | 5,261 |
| Long-term assets (5+ years) | $16,282,000 | 3,199 |
| Average Assets, year-to-date | $73,977,600 | 5,307 |
| Average Assets, quarterly | $79,415,500 | 5,157 |
| Volatile liabilities | $19,073,000 | 3,105 |
| Insider loans | $2,463,000 | 1,711 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $9,000 | 1,571 |
| Unused loan commitments | $6,914,000 | 4,374 |
| Tier 1 (core) risk-based capital | $6,108,000 | 6,194 |
| Tier 2 risk-based capital | $754,450 | 3,729 |
| Total risk weighted assets | $60,277,450 | 4,334 |
| Total unused commitments | $6,914,000 | 4,375 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $65,645,000 | 6,153 |
| Cash and due from depository institutions | $3,599,000 | 5,523 |
| Interest-bearing balances | $10,000 | 6,204 |
| Securities | $8,797,000 | 8,338 |
| Federal funds sold & reverse repurchase agreements | $2,075,000 | 4,790 |
| Net loans & leases | $45,613,000 | 5,365 |
| Loan loss allowance | $606,000 | 5,174 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,326,000 | 2,381 |
| Other real estate owned | $698,000 | 5,523 |
| Goodwill and other intangibles | $252,000 | 2,027 |
| All other assets | $1,285,000 | 5,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,645,000 | 6,153 |
| Total liabilities | $60,282,000 | 6,054 |
| Total deposits | $55,354,000 | 6,177 |
| Interest-bearing deposits | $44,382,000 | 6,449 |
| Deposits held in domestic offices | $55,354,000 | 6,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,778,000 | 2,023 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,525,000 | 2,961 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $625,000 | 5,106 |
| Total equity capital | $5,363,000 | 6,928 |
| Total bank equity capital | $5,363,000 | 6,928 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,194,000 | 3,088 |
| Surplus | $1,191,000 | 7,210 |
| Undivided profits | $2,978,000 | 6,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $110,000 | 906 |
| Income earned, not collected on loans | $273,000 | 7,298 |
| Earning assets | $56,495,000 | 6,423 |
| Long-term assets (5+ years) | $4,975,000 | 5,892 |
| Average Assets, year-to-date | $62,589,400 | 6,175 |
| Average Assets, quarterly | $64,689,500 | 6,158 |
| Volatile liabilities | $6,689,000 | 6,199 |
| Insider loans | $3,091,000 | 1,390 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $185,000 | 1,270 |
| Unused loan commitments | $6,249,000 | 4,521 |
| Tier 1 (core) risk-based capital | $5,116,000 | 7,053 |
| Tier 2 risk-based capital | $606,000 | 4,544 |
| Total risk weighted assets | $50,444,500 | 5,028 |
| Total unused commitments | $6,249,000 | 4,535 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $61,081,000 | 6,559 |
| Cash and due from depository institutions | $2,893,000 | 5,163 |
| Interest-bearing balances | $24,000 | 6,090 |
| Securities | $8,836,000 | 8,694 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 6,013 |
| Net loans & leases | $41,791,000 | 5,655 |
| Loan loss allowance | $522,000 | 5,871 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,391,000 | 2,278 |
| Other real estate owned | $638,000 | 5,163 |
| Goodwill and other intangibles | $279,000 | 1,861 |
| All other assets | $1,553,000 | 4,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,081,000 | 6,559 |
| Total liabilities | $56,383,000 | 6,423 |
| Total deposits | $50,464,000 | 6,738 |
| Interest-bearing deposits | $41,321,000 | 6,894 |
| Deposits held in domestic offices | $50,464,000 | 6,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,375,000 | 1,819 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,935,000 | 2,444 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $609,000 | 5,413 |
| Total equity capital | $4,698,000 | 7,617 |
| Total bank equity capital | $4,698,000 | 7,617 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,194,000 | 3,209 |
| Surplus | $1,191,000 | 7,337 |
| Undivided profits | $2,313,000 | 7,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,025,000 | 2,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $803,000 | 166 |
| Income earned, not collected on loans | $398,000 | 5,802 |
| Earning assets | $52,351,000 | 6,841 |
| Long-term assets (5+ years) | $3,375,000 | 6,767 |
| Average Assets, year-to-date | $57,541,200 | 6,637 |
| Average Assets, quarterly | $59,583,000 | 6,614 |
| Volatile liabilities | $6,716,000 | 5,934 |
| Insider loans | $2,071,000 | 2,062 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $107,000 | 1,418 |
| Unused loan commitments | $5,515,000 | 4,709 |
| Tier 1 (core) risk-based capital | $4,413,000 | 7,799 |
| Tier 2 risk-based capital | $522,000 | 5,101 |
| Total risk weighted assets | $42,565,800 | 5,687 |
| Total unused commitments | $5,515,000 | 4,722 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $55,786,000 | 6,995 |
| Cash and due from depository institutions | $2,641,000 | 5,348 |
| Interest-bearing balances | $31,000 | 6,310 |
| Securities | $9,241,000 | 9,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $38,415,000 | 5,949 |
| Loan loss allowance | $489,000 | 6,289 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,788,000 | 2,643 |
| Other real estate owned | $938,000 | 5,348 |
| Goodwill and other intangibles | $306,000 | 1,717 |
| All other assets | $1,457,000 | 5,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,786,000 | 6,995 |
| Total liabilities | $51,713,000 | 6,884 |
| Total deposits | $44,251,000 | 7,381 |
| Interest-bearing deposits | $37,255,000 | 7,415 |
| Deposits held in domestic offices | $44,251,000 | 7,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,458,000 | 1,900 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,617,000 | 2,307 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $387,000 | 6,243 |
| Total equity capital | $4,073,000 | 8,093 |
| Total bank equity capital | $4,073,000 | 8,093 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,194,000 | 3,324 |
| Surplus | $1,191,000 | 7,488 |
| Undivided profits | $1,688,000 | 7,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,128,000 | 2,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $802,000 | 156 |
| Income earned, not collected on loans | $441,000 | 4,761 |
| Earning assets | $47,687,000 | 7,290 |
| Long-term assets (5+ years) | $3,421,000 | 7,064 |
| Average Assets, year-to-date | $53,031,400 | 7,109 |
| Average Assets, quarterly | $55,255,000 | 6,992 |
| Volatile liabilities | $6,253,000 | 5,947 |
| Insider loans | $1,260,000 | 3,112 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $305,000 | 966 |
| Unused loan commitments | $7,501,000 | 3,817 |
| Tier 1 (core) risk-based capital | $3,788,000 | 8,531 |
| Tier 2 risk-based capital | $478,500 | 5,471 |
| Total risk weighted assets | $38,269,500 | 6,092 |
| Total unused commitments | $7,501,000 | 3,824 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $50,154,000 | 7,727 |
| Cash and due from depository institutions | $2,609,000 | 4,957 |
| Interest-bearing balances | $9,000 | 7,458 |
| Securities | $10,042,000 | 9,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $34,296,000 | 6,389 |
| Loan loss allowance | $421,000 | 7,150 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,012,000 | 6,079 |
| Other real estate owned | $1,090,000 | 4,957 |
| Goodwill and other intangibles | $333,000 | 1,574 |
| All other assets | $772,000 | 7,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,154,000 | 7,727 |
| Total liabilities | $46,441,000 | 7,614 |
| Total deposits | $43,020,000 | 7,799 |
| Interest-bearing deposits | $36,472,000 | 7,846 |
| Deposits held in domestic offices | $43,020,000 | 7,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,322,000 | 2,092 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $637,000 | 3,159 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $462,000 | 5,666 |
| Total equity capital | $3,713,000 | 8,759 |
| Total bank equity capital | $3,713,000 | 8,759 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,194,000 | 3,424 |
| Surplus | $1,191,000 | 7,576 |
| Undivided profits | $1,328,000 | 8,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 6,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $264,000 | 6,716 |
| Earning assets | $44,347,000 | 7,884 |
| Long-term assets (5+ years) | $2,470,000 | 8,284 |
| Average Assets, year-to-date | $47,686,600 | 7,831 |
| Average Assets, quarterly | $49,431,000 | 7,734 |
| Volatile liabilities | $4,461,000 | 6,932 |
| Insider loans | $916,000 | 3,967 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $487,000 | 1,244 |
| Unused loan commitments | $5,027,000 | 4,868 |
| Tier 1 (core) risk-based capital | $3,380,000 | 9,173 |
| Tier 2 risk-based capital | $421,000 | 6,020 |
| Total risk weighted assets | $36,316,600 | 6,351 |
| Total unused commitments | $5,027,000 | 4,891 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $46,342,000 | 8,261 |
| Cash and due from depository institutions | $2,150,000 | 5,070 |
| Interest-bearing balances | $3,000 | 8,000 |
| Securities | $10,608,000 | 8,895 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 10,062 |
| Net loans & leases | $30,817,000 | 6,917 |
| Loan loss allowance | $252,000 | 9,551 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $997,000 | 6,202 |
| Other real estate owned | $313,000 | 5,070 |
| Goodwill and other intangibles | $360,000 | 1,514 |
| All other assets | $597,000 | 8,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,342,000 | 8,261 |
| Total liabilities | $43,037,000 | 8,165 |
| Total deposits | $39,819,000 | 8,375 |
| Interest-bearing deposits | $35,127,000 | 8,259 |
| Deposits held in domestic offices | $39,819,000 | 8,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,991,000 | 2,062 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $738,000 | 2,830 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $489,000 | 5,917 |
| Total equity capital | $3,305,000 | 9,251 |
| Total bank equity capital | $3,305,000 | 9,251 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,194,000 | 3,569 |
| Surplus | $1,191,000 | 7,570 |
| Undivided profits | $920,000 | 9,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 6,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $261,000 | 7,297 |
| Earning assets | $41,928,000 | 8,265 |
| Long-term assets (5+ years) | $2,886,000 | 8,090 |
| Average Assets, year-to-date | $43,650,200 | 8,399 |
| Average Assets, quarterly | $45,950,000 | 8,252 |
| Volatile liabilities | $4,567,000 | 6,927 |
| Insider loans | $19,000 | 8,404 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,857,000 | 4,705 |
| Tier 1 (core) risk-based capital | $2,945,000 | 9,773 |
| Tier 2 risk-based capital | $252,000 | 8,394 |
| Total risk weighted assets | $27,387,400 | 7,802 |
| Total unused commitments | $4,857,000 | 4,732 |
| Derivatives | $0 | 651 |