Home > United Bank > Assets and Liabilities
United Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 103 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $352,809,000 | 1,315 |
| Cash and due from depository institutions | $11,490,000 | 1,703 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $39,678,000 | 2,851 |
| Federal funds sold & reverse repurchase agreements | $21,837,000 | 615 |
| Net loans & leases | $234,921,000 | 1,245 |
| Loan loss allowance | $4,097,000 | 961 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,955,000 | 939 |
| Other real estate owned | $300,000 | 1,703 |
| Goodwill and other intangibles | $31,429,000 | 184 |
| All other assets | $5,199,000 | 1,478 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $352,809,000 | 1,315 |
| Total liabilities | $293,622,000 | 1,422 |
| Total deposits | $270,440,000 | 1,375 |
| Interest-bearing deposits | $211,126,000 | 1,528 |
| Deposits held in domestic offices | $270,440,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,188,000 | 812 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,994,000 | 872 |
| Total equity capital | $59,187,000 | 790 |
| Total bank equity capital | $59,187,000 | 790 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $54,006,000 | 412 |
| Undivided profits | $3,181,000 | 5,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,488,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,709,000 | 1,266 |
| Earning assets | $296,436,000 | 1,433 |
| Long-term assets (5+ years) | $29,518,000 | 2,100 |
| Average Assets, year-to-date | $213,033,200 | 2,040 |
| Average Assets, quarterly | $352,147,000 | 1,305 |
| Volatile liabilities | $49,595,000 | 1,422 |
| Insider loans | $8,262,000 | 472 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $6,573,000 | 303 |
| Unused loan commitments | $58,228,000 | 963 |
| Tier 1 (core) risk-based capital | $27,779,000 | 1,543 |
| Tier 2 risk-based capital | $3,449,210 | 962 |
| Total risk weighted assets | $275,288,810 | 1,078 |
| Total unused commitments | $58,228,000 | 968 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $105,033,000 | 4,233 |
| Cash and due from depository institutions | $6,442,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,262,000 | 9,278 |
| Federal funds sold & reverse repurchase agreements | $27,301,000 | 484 |
| Net loans & leases | $55,226,000 | 4,666 |
| Loan loss allowance | $1,727,000 | 2,159 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,005,000 | 5,994 |
| Other real estate owned | $152,000 | 6,712 |
| Goodwill and other intangibles | $6,220,000 | 484 |
| All other assets | $2,425,000 | 3,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,033,000 | 4,233 |
| Total liabilities | $85,859,000 | 4,589 |
| Total deposits | $84,938,000 | 4,410 |
| Interest-bearing deposits | $65,625,000 | 4,830 |
| Deposits held in domestic offices | $84,938,000 | 4,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,701 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $771,000 | 4,314 |
| Total equity capital | $19,174,000 | 2,345 |
| Total bank equity capital | $19,174,000 | 2,345 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $16,444,000 | 1,055 |
| Undivided profits | $730,000 | 9,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $436,000 | 5,253 |
| Earning assets | $88,789,000 | 4,560 |
| Long-term assets (5+ years) | $3,612,000 | 6,643 |
| Average Assets, year-to-date | $91,848,800 | 4,591 |
| Average Assets, quarterly | $98,542,500 | 4,435 |
| Volatile liabilities | $8,502,000 | 5,402 |
| Insider loans | $1,870,000 | 2,252 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,500,000 | 2,735 |
| Tier 1 (core) risk-based capital | $12,934,000 | 3,316 |
| Tier 2 risk-based capital | $785,430 | 3,708 |
| Total risk weighted assets | $61,892,430 | 4,266 |
| Total unused commitments | $13,500,000 | 2,748 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $89,337,000 | 4,888 |
| Cash and due from depository institutions | $4,148,000 | 7,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,263,000 | 8,536 |
| Federal funds sold & reverse repurchase agreements | $9,810,000 | 1,482 |
| Net loans & leases | $54,415,000 | 4,666 |
| Loan loss allowance | $2,086,000 | 1,859 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,299,000 | 5,122 |
| Other real estate owned | $639,000 | 7,163 |
| Goodwill and other intangibles | $6,351,000 | 455 |
| All other assets | $3,412,000 | 2,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,337,000 | 4,888 |
| Total liabilities | $71,056,000 | 5,406 |
| Total deposits | $70,205,000 | 5,228 |
| Interest-bearing deposits | $50,194,000 | 6,057 |
| Deposits held in domestic offices | $70,205,000 | 5,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,679 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $801,000 | 4,383 |
| Total equity capital | $18,281,000 | 2,433 |
| Total bank equity capital | $18,281,000 | 2,433 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $16,444,000 | 1,067 |
| Undivided profits | $-163,000 | 11,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 3,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $455,000 | 5,196 |
| Earning assets | $73,488,000 | 5,346 |
| Long-term assets (5+ years) | $2,829,000 | 7,187 |
| Average Assets, year-to-date | $66,871,000 | 5,933 |
| Average Assets, quarterly | $75,281,000 | 5,572 |
| Volatile liabilities | $7,255,000 | 5,649 |
| Insider loans | $1,170,000 | 3,334 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,092,000 | 2,683 |
| Tier 1 (core) risk-based capital | $11,013,000 | 3,847 |
| Tier 2 risk-based capital | $719,180 | 3,947 |
| Total risk weighted assets | $56,167,780 | 4,572 |
| Total unused commitments | $13,092,000 | 2,694 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $60,668,000 | 6,592 |
| Cash and due from depository institutions | $3,534,000 | 7,461 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,508,000 | 9,340 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,440 |
| Net loans & leases | $42,151,000 | 5,578 |
| Loan loss allowance | $661,000 | 5,033 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $844,000 | 6,707 |
| Other real estate owned | $873,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,458,000 | 3,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,668,000 | 6,592 |
| Total liabilities | $55,110,000 | 6,572 |
| Total deposits | $53,225,000 | 6,508 |
| Interest-bearing deposits | $45,985,000 | 6,473 |
| Deposits held in domestic offices | $53,225,000 | 6,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $492,000 | 320 |
| All other liabilities | $1,393,000 | 2,365 |
| Total equity capital | $5,558,000 | 6,633 |
| Total bank equity capital | $5,558,000 | 6,633 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,005,000 | 3,631 |
| Surplus | $1,005,000 | 7,898 |
| Undivided profits | $3,548,000 | 5,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 6,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $394,000 | 5,256 |
| Earning assets | $52,959,000 | 6,804 |
| Long-term assets (5+ years) | $3,584,000 | 6,939 |
| Average Assets, year-to-date | $65,841,200 | 6,094 |
| Average Assets, quarterly | $64,035,500 | 6,298 |
| Volatile liabilities | $4,768,000 | 6,935 |
| Insider loans | $514,000 | 5,608 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,769,000 | 4,085 |
| Tier 1 (core) risk-based capital | $5,578,000 | 6,721 |
| Tier 2 risk-based capital | $700,160 | 3,991 |
| Total risk weighted assets | $44,873,760 | 5,415 |
| Total unused commitments | $6,769,000 | 4,092 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $71,625,000 | 5,954 |
| Cash and due from depository institutions | $2,181,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,574,000 | 7,218 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,350 |
| Net loans & leases | $40,568,000 | 5,663 |
| Loan loss allowance | $756,000 | 4,682 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $934,000 | 6,403 |
| Other real estate owned | $505,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,863,000 | 3,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,625,000 | 5,954 |
| Total liabilities | $66,617,000 | 5,833 |
| Total deposits | $61,761,000 | 5,970 |
| Interest-bearing deposits | $49,553,000 | 6,383 |
| Deposits held in domestic offices | $61,761,000 | 5,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,295,000 | 1,798 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $562,000 | 324 |
| All other liabilities | $999,000 | 3,116 |
| Total equity capital | $5,008,000 | 7,258 |
| Total bank equity capital | $5,008,000 | 7,258 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,005,000 | 3,755 |
| Surplus | $1,005,000 | 8,035 |
| Undivided profits | $2,998,000 | 6,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $966,000 | 3,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $403,000 | 4,631 |
| Earning assets | $66,142,000 | 5,922 |
| Long-term assets (5+ years) | $3,856,000 | 7,157 |
| Average Assets, year-to-date | $70,620,600 | 5,887 |
| Average Assets, quarterly | $75,338,500 | 5,666 |
| Volatile liabilities | $8,663,000 | 4,564 |
| Insider loans | $548,000 | 5,435 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,088,000 | 4,829 |
| Tier 1 (core) risk-based capital | $5,008,000 | 7,188 |
| Tier 2 risk-based capital | $790,670 | 3,573 |
| Total risk weighted assets | $44,140,170 | 5,452 |
| Total unused commitments | $5,088,000 | 4,852 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $60,633,000 | 6,876 |
| Cash and due from depository institutions | $3,142,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,673,000 | 8,875 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $40,491,000 | 5,685 |
| Loan loss allowance | $583,000 | 5,771 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,027,000 | 6,094 |
| Other real estate owned | $1,038,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,762,000 | 4,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,633,000 | 6,876 |
| Total liabilities | $55,788,000 | 6,815 |
| Total deposits | $54,350,000 | 6,784 |
| Interest-bearing deposits | $40,239,000 | 7,592 |
| Deposits held in domestic offices | $54,350,000 | 6,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,119 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $613,000 | 350 |
| All other liabilities | $425,000 | 6,556 |
| Total equity capital | $4,845,000 | 7,248 |
| Total bank equity capital | $4,845,000 | 7,248 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,005,000 | 3,922 |
| Surplus | $1,005,000 | 8,038 |
| Undivided profits | $2,835,000 | 6,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $954,000 | 3,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $459,000 | 4,438 |
| Earning assets | $53,664,000 | 7,031 |
| Long-term assets (5+ years) | $4,884,000 | 6,583 |
| Average Assets, year-to-date | $64,816,600 | 6,382 |
| Average Assets, quarterly | $62,404,500 | 6,667 |
| Volatile liabilities | $6,405,000 | 5,644 |
| Insider loans | $70,000 | 6,547 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $827,000 | 9,595 |
| Tier 1 (core) risk-based capital | $4,845,000 | 7,174 |
| Tier 2 risk-based capital | $1,140,060 | 2,592 |
| Total risk weighted assets | $42,108,660 | 5,712 |
| Total unused commitments | $827,000 | 9,623 |
| Derivatives | $0 | 651 |