Home > United Bank > Assets and Liabilities
United Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 35 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $79,898,000 | 5,333 |
| Cash and due from depository institutions | $6,589,000 | 5,143 |
| Interest-bearing balances | $2,657,000 | 1,341 |
| Securities | $18,365,000 | 5,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $52,220,000 | 4,873 |
| Loan loss allowance | $930,000 | 3,741 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,615,000 | 4,444 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,109,000 | 5,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,898,000 | 5,333 |
| Total liabilities | $70,870,000 | 5,366 |
| Total deposits | $67,772,000 | 5,321 |
| Interest-bearing deposits | $62,507,000 | 5,024 |
| Deposits held in domestic offices | $67,772,000 | 5,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,077,000 | 2,638 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,021,000 | 3,462 |
| Total equity capital | $9,028,000 | 4,735 |
| Total bank equity capital | $9,028,000 | 4,735 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $596,000 | 4,881 |
| Surplus | $2,404,000 | 4,904 |
| Undivided profits | $6,028,000 | 3,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $548,000 | 4,198 |
| Earning assets | $73,242,000 | 5,323 |
| Long-term assets (5+ years) | $1,666,000 | 8,102 |
| Average Assets, year-to-date | $75,111,400 | 5,415 |
| Average Assets, quarterly | $77,881,500 | 5,385 |
| Volatile liabilities | $8,844,000 | 5,247 |
| Insider loans | $232,000 | 7,438 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,572,000 | 3,266 |
| Tier 1 (core) risk-based capital | $9,113,000 | 4,572 |
| Tier 2 risk-based capital | $636,810 | 4,374 |
| Total risk weighted assets | $50,651,610 | 5,012 |
| Total unused commitments | $10,572,000 | 3,281 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $70,415,000 | 5,928 |
| Cash and due from depository institutions | $3,740,000 | 5,851 |
| Interest-bearing balances | $211,000 | 4,140 |
| Securities | $14,369,000 | 6,865 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,010 |
| Net loans & leases | $47,366,000 | 5,179 |
| Loan loss allowance | $845,000 | 4,068 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,643,000 | 4,363 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $897,000 | 6,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,415,000 | 5,928 |
| Total liabilities | $62,288,000 | 5,977 |
| Total deposits | $60,072,000 | 5,932 |
| Interest-bearing deposits | $55,610,000 | 5,617 |
| Deposits held in domestic offices | $60,072,000 | 5,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,504,000 | 2,599 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $712,000 | 4,819 |
| Total equity capital | $8,127,000 | 5,174 |
| Total bank equity capital | $8,127,000 | 5,174 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $596,000 | 5,141 |
| Surplus | $2,404,000 | 4,910 |
| Undivided profits | $5,127,000 | 4,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 5,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $470,000 | 5,020 |
| Earning assets | $64,346,000 | 5,937 |
| Long-term assets (5+ years) | $862,000 | 9,175 |
| Average Assets, year-to-date | $66,442,200 | 5,965 |
| Average Assets, quarterly | $68,822,000 | 5,985 |
| Volatile liabilities | $7,086,000 | 5,731 |
| Insider loans | $315,000 | 6,921 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,232,000 | 3,025 |
| Tier 1 (core) risk-based capital | $8,209,000 | 4,988 |
| Tier 2 risk-based capital | $572,720 | 4,740 |
| Total risk weighted assets | $45,545,020 | 5,408 |
| Total unused commitments | $11,232,000 | 3,036 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $63,562,000 | 6,378 |
| Cash and due from depository institutions | $3,625,000 | 5,876 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $13,153,000 | 7,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $44,390,000 | 5,368 |
| Loan loss allowance | $725,000 | 4,708 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,551,000 | 4,488 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $843,000 | 7,478 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,562,000 | 6,378 |
| Total liabilities | $56,326,000 | 6,469 |
| Total deposits | $52,851,000 | 6,536 |
| Interest-bearing deposits | $48,025,000 | 6,272 |
| Deposits held in domestic offices | $52,851,000 | 6,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 3,618 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,643,000 | 2,713 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,082,000 | 2,896 |
| Total equity capital | $7,236,000 | 5,362 |
| Total bank equity capital | $7,236,000 | 5,362 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $595,000 | 5,414 |
| Surplus | $2,404,000 | 4,886 |
| Undivided profits | $4,237,000 | 4,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 5,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $388,000 | 5,327 |
| Earning assets | $57,643,000 | 6,393 |
| Long-term assets (5+ years) | $2,962,000 | 7,410 |
| Average Assets, year-to-date | $60,608,400 | 6,483 |
| Average Assets, quarterly | $62,969,500 | 6,395 |
| Volatile liabilities | $5,901,000 | 6,143 |
| Insider loans | $275,000 | 7,379 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,450,000 | 2,856 |
| Tier 1 (core) risk-based capital | $7,433,000 | 5,322 |
| Tier 2 risk-based capital | $529,090 | 5,050 |
| Total risk weighted assets | $42,131,090 | 5,681 |
| Total unused commitments | $11,450,000 | 2,867 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $56,226,000 | 7,159 |
| Cash and due from depository institutions | $2,896,000 | 6,405 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $10,034,000 | 9,070 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 6,585 |
| Net loans & leases | $39,500,000 | 5,787 |
| Loan loss allowance | $650,000 | 5,260 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,655,000 | 4,288 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $591,000 | 8,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,226,000 | 7,159 |
| Total liabilities | $49,363,000 | 7,293 |
| Total deposits | $47,388,000 | 7,331 |
| Interest-bearing deposits | $43,593,000 | 6,964 |
| Deposits held in domestic offices | $47,388,000 | 7,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,519,000 | 2,364 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $456,000 | 5,726 |
| Total equity capital | $6,863,000 | 5,690 |
| Total bank equity capital | $6,863,000 | 5,690 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $595,000 | 5,649 |
| Surplus | $2,404,000 | 4,841 |
| Undivided profits | $3,864,000 | 5,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 5,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,411 |
| Income earned, not collected on loans | $314,000 | 5,848 |
| Earning assets | $51,184,000 | 7,172 |
| Long-term assets (5+ years) | $1,923,000 | 8,841 |
| Average Assets, year-to-date | $55,398,600 | 7,074 |
| Average Assets, quarterly | $56,119,500 | 7,122 |
| Volatile liabilities | $5,839,000 | 5,975 |
| Insider loans | $165,000 | 8,768 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,058,000 | 3,321 |
| Tier 1 (core) risk-based capital | $6,863,000 | 5,610 |
| Tier 2 risk-based capital | $470,960 | 5,541 |
| Total risk weighted assets | $37,497,460 | 6,207 |
| Total unused commitments | $9,058,000 | 3,340 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $54,802,000 | 7,401 |
| Cash and due from depository institutions | $2,766,000 | 5,656 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $11,182,000 | 8,681 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 7,380 |
| Net loans & leases | $37,779,000 | 6,008 |
| Loan loss allowance | $549,000 | 6,041 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $937,000 | 6,460 |
| Other real estate owned | $20,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $568,000 | 9,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,802,000 | 7,401 |
| Total liabilities | $48,548,000 | 7,539 |
| Total deposits | $46,891,000 | 7,554 |
| Interest-bearing deposits | $43,585,000 | 7,181 |
| Deposits held in domestic offices | $46,891,000 | 7,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,080,000 | 2,436 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $577,000 | 5,178 |
| Total equity capital | $6,254,000 | 5,939 |
| Total bank equity capital | $6,254,000 | 5,939 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $595,000 | 5,946 |
| Surplus | $2,404,000 | 4,788 |
| Undivided profits | $3,255,000 | 5,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 6,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $324,000 | 6,135 |
| Earning assets | $50,711,000 | 7,327 |
| Long-term assets (5+ years) | $2,964,000 | 8,029 |
| Average Assets, year-to-date | $53,422,600 | 7,372 |
| Average Assets, quarterly | $53,643,000 | 7,455 |
| Volatile liabilities | $4,812,000 | 6,730 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,369,000 | 2,892 |
| Tier 1 (core) risk-based capital | $6,254,000 | 5,859 |
| Tier 2 risk-based capital | $446,190 | 5,732 |
| Total risk weighted assets | $35,592,290 | 6,477 |
| Total unused commitments | $10,369,000 | 2,906 |
| Derivatives | $0 | 651 |