Home > United Bank > Income and Expense
United Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 5,160 |
| Total interest expense | $107,000 | 5,217 |
| Net interest income | $1,178,000 | 5,100 |
| Provision for loan and lease losses | $-20,000 | 5,961 |
| Total noninterest income | $359,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $49,000 | 4,791 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $310,000 | 3,029 |
| Total noninterest expense | $1,388,000 | 4,563 |
| Salaries and employee benefits | $655,000 | 4,825 |
| Premises and equipment expense | $236,000 | 3,677 |
| Additional noninterest expense | $497,000 | 4,366 |
| Pre-tax net operating income | $169,000 | 5,358 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $61,000 | 3,346 |
| Income before extraordinary items | $108,000 | 5,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $108,000 | 5,571 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $108,000 | 5,573 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $160,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $108,000 | 5,525 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 5,123 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $631,000 | 5,040 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $135,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $111,000 | 3,441 |
| Total noninterest expense | $698,000 | 4,577 |
| Salaries and employee benefits | $334,000 | 4,830 |
| Premises and equipment expense | $116,000 | 3,731 |
| Additional noninterest expense | $248,000 | 4,380 |
| Pre-tax net operating income | $67,000 | 5,484 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $19,000 | 3,552 |
| Income before extraordinary items | $48,000 | 5,627 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $48,000 | 5,627 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $48,000 | 5,628 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $48,000 | 5,575 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 5,206 |
| Total interest expense | $196,000 | 5,514 |
| Net interest income | $2,494,000 | 5,124 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $524,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $109,000 | 4,870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $415,000 | 3,542 |
| Total noninterest expense | $2,370,000 | 4,984 |
| Salaries and employee benefits | $1,101,000 | 5,197 |
| Premises and equipment expense | $439,000 | 3,910 |
| Additional noninterest expense | $830,000 | 4,834 |
| Pre-tax net operating income | $638,000 | 4,757 |
| Securities gains (losses) | $8,000 | 2,740 |
| Applicable income taxes | $231,000 | 2,844 |
| Income before extraordinary items | $415,000 | 5,123 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $415,000 | 5,122 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $415,000 | 5,123 |
| Net charge-offs | $-5,000 | 5,549 |
| Cash dividends | $304,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $409,880 | 5,089 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 5,244 |
| Total interest expense | $144,000 | 5,619 |
| Net interest income | $1,900,000 | 5,162 |
| Provision for loan and lease losses | $9,000 | 4,188 |
| Total noninterest income | $397,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $82,000 | 4,927 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $315,000 | 3,561 |
| Total noninterest expense | $1,790,000 | 5,000 |
| Salaries and employee benefits | $829,000 | 5,225 |
| Premises and equipment expense | $335,000 | 3,930 |
| Additional noninterest expense | $626,000 | 4,848 |
| Pre-tax net operating income | $498,000 | 4,801 |
| Securities gains (losses) | $8,000 | 2,425 |
| Applicable income taxes | $182,000 | 2,883 |
| Income before extraordinary items | $324,000 | 5,161 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $324,000 | 5,161 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $324,000 | 5,163 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $304,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $318,880 | 5,129 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 5,270 |
| Total interest expense | $97,000 | 5,660 |
| Net interest income | $1,277,000 | 5,173 |
| Provision for loan and lease losses | $9,000 | 3,952 |
| Total noninterest income | $257,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $51,000 | 5,044 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $206,000 | 3,577 |
| Total noninterest expense | $1,175,000 | 5,069 |
| Salaries and employee benefits | $553,000 | 5,259 |
| Premises and equipment expense | $223,000 | 3,960 |
| Additional noninterest expense | $399,000 | 4,968 |
| Pre-tax net operating income | $350,000 | 4,696 |
| Securities gains (losses) | $8,000 | 2,026 |
| Applicable income taxes | $127,000 | 2,816 |
| Income before extraordinary items | $231,000 | 5,068 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $231,000 | 5,070 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $231,000 | 5,071 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $152,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $225,800 | 5,052 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 5,342 |
| Total interest expense | $49,000 | 5,717 |
| Net interest income | $627,000 | 5,252 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $121,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $23,000 | 5,185 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $98,000 | 3,602 |
| Total noninterest expense | $588,000 | 5,128 |
| Salaries and employee benefits | $276,000 | 5,329 |
| Premises and equipment expense | $115,000 | 3,929 |
| Additional noninterest expense | $197,000 | 5,044 |
| Pre-tax net operating income | $157,000 | 4,804 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $59,000 | 2,836 |
| Income before extraordinary items | $103,000 | 5,131 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 5,132 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $103,000 | 5,132 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $152,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $99,800 | 5,122 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 5,506 |
| Total interest expense | $199,000 | 5,916 |
| Net interest income | $2,349,000 | 5,368 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $612,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $104,000 | 5,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $508,000 | 3,335 |
| Total noninterest expense | $2,323,000 | 5,194 |
| Salaries and employee benefits | $1,016,000 | 5,509 |
| Premises and equipment expense | $490,000 | 3,779 |
| Additional noninterest expense | $817,000 | 5,030 |
| Pre-tax net operating income | $623,000 | 4,763 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $226,000 | 2,860 |
| Income before extraordinary items | $401,000 | 5,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $401,000 | 5,147 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $401,000 | 5,147 |
| Net charge-offs | $14,000 | 4,987 |
| Cash dividends | $288,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $398,440 | 5,096 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,591 |
| Total interest expense | $152,000 | 5,991 |
| Net interest income | $1,736,000 | 5,450 |
| Provision for loan and lease losses | $8,000 | 4,778 |
| Total noninterest income | $429,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $77,000 | 5,272 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $352,000 | 3,509 |
| Total noninterest expense | $1,710,000 | 5,247 |
| Salaries and employee benefits | $752,000 | 5,557 |
| Premises and equipment expense | $361,000 | 3,853 |
| Additional noninterest expense | $597,000 | 5,093 |
| Pre-tax net operating income | $447,000 | 4,902 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $165,000 | 2,951 |
| Income before extraordinary items | $285,000 | 5,325 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $285,000 | 5,326 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $285,000 | 5,327 |
| Net charge-offs | $-4,000 | 5,917 |
| Cash dividends | $288,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $283,080 | 5,246 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 5,611 |
| Total interest expense | $103,000 | 6,041 |
| Net interest income | $1,156,000 | 5,475 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $301,000 | 4,216 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $250,000 | 3,446 |
| Total noninterest expense | $1,130,000 | 5,284 |
| Salaries and employee benefits | $501,000 | 5,595 |
| Premises and equipment expense | $242,000 | 3,858 |
| Additional noninterest expense | $387,000 | 5,169 |
| Pre-tax net operating income | $321,000 | 4,789 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $119,000 | 2,887 |
| Income before extraordinary items | $205,000 | 5,234 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $205,000 | 5,236 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $205,000 | 5,237 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $128,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $203,080 | 5,127 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 5,640 |
| Total interest expense | $54,000 | 6,067 |
| Net interest income | $580,000 | 5,500 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $161,000 | 4,052 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $25,000 | 5,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $136,000 | 3,329 |
| Total noninterest expense | $567,000 | 5,327 |
| Salaries and employee benefits | $245,000 | 5,674 |
| Premises and equipment expense | $120,000 | 3,899 |
| Additional noninterest expense | $202,000 | 5,131 |
| Pre-tax net operating income | $171,000 | 4,691 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $63,000 | 2,826 |
| Income before extraordinary items | $106,000 | 5,176 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $106,000 | 5,178 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $106,000 | 5,178 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $128,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $107,280 | 5,064 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 5,797 |
| Total interest expense | $276,000 | 6,078 |
| Net interest income | $2,237,000 | 5,669 |
| Provision for loan and lease losses | $5,000 | 5,828 |
| Total noninterest income | $668,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $131,000 | 4,997 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $537,000 | 3,252 |
| Total noninterest expense | $2,341,000 | 5,326 |
| Salaries and employee benefits | $978,000 | 5,743 |
| Premises and equipment expense | $478,000 | 3,910 |
| Additional noninterest expense | $885,000 | 5,067 |
| Pre-tax net operating income | $559,000 | 4,795 |
| Securities gains (losses) | $186,000 | 1,774 |
| Applicable income taxes | $310,000 | 2,630 |
| Income before extraordinary items | $435,000 | 5,107 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $435,000 | 5,105 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $435,000 | 5,106 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $315,960 | 5,233 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 5,899 |
| Total interest expense | $209,000 | 6,193 |
| Net interest income | $1,668,000 | 5,773 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $462,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $97,000 | 5,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $365,000 | 3,397 |
| Total noninterest expense | $1,689,000 | 5,454 |
| Salaries and employee benefits | $731,000 | 5,790 |
| Premises and equipment expense | $357,000 | 3,985 |
| Additional noninterest expense | $601,000 | 5,318 |
| Pre-tax net operating income | $441,000 | 4,867 |
| Securities gains (losses) | $83,000 | 2,109 |
| Applicable income taxes | $216,000 | 2,761 |
| Income before extraordinary items | $308,000 | 5,288 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $308,000 | 5,286 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $308,000 | 5,286 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $254,880 | 5,313 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 5,946 |
| Total interest expense | $146,000 | 6,227 |
| Net interest income | $1,110,000 | 5,812 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $325,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 3,264 |
| Total noninterest expense | $1,106,000 | 5,530 |
| Salaries and employee benefits | $484,000 | 5,849 |
| Premises and equipment expense | $238,000 | 3,993 |
| Additional noninterest expense | $384,000 | 5,430 |
| Pre-tax net operating income | $329,000 | 4,735 |
| Securities gains (losses) | $13,000 | 2,658 |
| Applicable income taxes | $142,000 | 2,766 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $200,000 | 5,333 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $72,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $191,680 | 5,181 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,006 |
| Total interest expense | $81,000 | 6,195 |
| Net interest income | $542,000 | 5,903 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $146,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 3,463 |
| Total noninterest expense | $582,000 | 5,446 |
| Salaries and employee benefits | $242,000 | 5,902 |
| Premises and equipment expense | $121,000 | 3,968 |
| Additional noninterest expense | $219,000 | 5,158 |
| Pre-tax net operating income | $106,000 | 5,331 |
| Securities gains (losses) | $11,000 | 1,753 |
| Applicable income taxes | $49,000 | 3,081 |
| Income before extraordinary items | $68,000 | 5,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $68,000 | 5,774 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $68,000 | 5,774 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $72,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $60,960 | 5,721 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 5,939 |
| Total interest expense | $448,000 | 6,038 |
| Net interest income | $2,260,000 | 5,860 |
| Provision for loan and lease losses | $6,000 | 6,409 |
| Total noninterest income | $342,000 | 5,005 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $130,000 | 5,129 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $212,000 | 4,390 |
| Total noninterest expense | $2,277,000 | 5,549 |
| Salaries and employee benefits | $953,000 | 5,958 |
| Premises and equipment expense | $440,000 | 4,352 |
| Additional noninterest expense | $884,000 | 5,204 |
| Pre-tax net operating income | $319,000 | 5,188 |
| Securities gains (losses) | $42,000 | 2,697 |
| Applicable income taxes | $126,000 | 3,225 |
| Income before extraordinary items | $235,000 | 5,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $235,000 | 5,445 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $235,000 | 5,445 |
| Net charge-offs | $107,000 | 4,912 |
| Cash dividends | $71,000 | 3,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $207,700 | 5,416 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 5,977 |
| Total interest expense | $354,000 | 6,062 |
| Net interest income | $1,700,000 | 5,887 |
| Provision for loan and lease losses | $3,000 | 6,347 |
| Total noninterest income | $213,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $98,000 | 5,150 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $115,000 | 4,924 |
| Total noninterest expense | $1,685,000 | 5,598 |
| Salaries and employee benefits | $713,000 | 5,977 |
| Premises and equipment expense | $329,000 | 4,404 |
| Additional noninterest expense | $643,000 | 5,285 |
| Pre-tax net operating income | $225,000 | 5,367 |
| Securities gains (losses) | $37,000 | 2,520 |
| Applicable income taxes | $92,000 | 3,260 |
| Income before extraordinary items | $170,000 | 5,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,622 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $170,000 | 5,622 |
| Net charge-offs | $53,000 | 4,935 |
| Cash dividends | $71,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $145,950 | 5,591 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 6,033 |
| Total interest expense | $250,000 | 6,077 |
| Net interest income | $1,119,000 | 5,954 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $121,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $64,000 | 5,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,318 |
| Total noninterest expense | $1,112,000 | 5,692 |
| Salaries and employee benefits | $470,000 | 6,052 |
| Premises and equipment expense | $216,000 | 4,481 |
| Additional noninterest expense | $426,000 | 5,366 |
| Pre-tax net operating income | $126,000 | 5,539 |
| Securities gains (losses) | $30,000 | 1,889 |
| Applicable income taxes | $54,000 | 3,320 |
| Income before extraordinary items | $102,000 | 5,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,683 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $102,000 | 5,684 |
| Net charge-offs | $52,000 | 4,419 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $82,500 | 5,733 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,026 |
| Total interest expense | $125,000 | 6,156 |
| Net interest income | $578,000 | 5,910 |
| Provision for loan and lease losses | $2,000 | 5,755 |
| Total noninterest income | $64,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $550,000 | 5,752 |
| Salaries and employee benefits | $227,000 | 6,155 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $214,000 | 5,359 |
| Pre-tax net operating income | $90,000 | 5,253 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $31,000 | 3,162 |
| Income before extraordinary items | $59,000 | 5,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $59,000 | 5,568 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $59,000 | 5,569 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $59,000 | 5,521 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 5,969 |
| Total interest expense | $678,000 | 6,026 |
| Net interest income | $2,414,000 | 5,833 |
| Provision for loan and lease losses | $144,000 | 5,693 |
| Total noninterest income | $367,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $136,000 | 5,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $231,000 | 4,375 |
| Total noninterest expense | $2,507,000 | 5,496 |
| Salaries and employee benefits | $1,097,000 | 5,848 |
| Premises and equipment expense | $422,000 | 4,622 |
| Additional noninterest expense | $988,000 | 5,122 |
| Pre-tax net operating income | $130,000 | 5,395 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $30,000 | 3,855 |
| Income before extraordinary items | $100,000 | 5,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $100,000 | 5,616 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $100,000 | 5,616 |
| Net charge-offs | $428,000 | 3,855 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 470 |
| Net operating income | $100,000 | 5,481 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 6,024 |
| Total interest expense | $538,000 | 6,062 |
| Net interest income | $1,844,000 | 5,882 |
| Provision for loan and lease losses | $142,000 | 5,319 |
| Total noninterest income | $314,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $98,000 | 5,207 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $216,000 | 4,055 |
| Total noninterest expense | $1,918,000 | 5,475 |
| Salaries and employee benefits | $832,000 | 5,870 |
| Premises and equipment expense | $318,000 | 4,695 |
| Additional noninterest expense | $768,000 | 5,033 |
| Pre-tax net operating income | $98,000 | 5,626 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $20,000 | 3,999 |
| Income before extraordinary items | $78,000 | 5,825 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $78,000 | 5,827 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $78,000 | 5,827 |
| Net charge-offs | $427,000 | 3,279 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 371 |
| Net operating income | $78,000 | 5,675 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 6,059 |
| Total interest expense | $378,000 | 6,061 |
| Net interest income | $1,222,000 | 5,923 |
| Provision for loan and lease losses | $27,000 | 6,268 |
| Total noninterest income | $248,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $64,000 | 5,249 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $1,294,000 | 5,468 |
| Salaries and employee benefits | $553,000 | 5,925 |
| Premises and equipment expense | $214,000 | 4,680 |
| Additional noninterest expense | $527,000 | 4,946 |
| Pre-tax net operating income | $149,000 | 5,217 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $45,000 | 3,354 |
| Income before extraordinary items | $104,000 | 5,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,519 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $104,000 | 5,518 |
| Net charge-offs | $282,000 | 3,125 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $104,000 | 5,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,106 |
| Total interest expense | $198,000 | 6,104 |
| Net interest income | $615,000 | 5,958 |
| Provision for loan and lease losses | $2,000 | 6,491 |
| Total noninterest income | $58,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $28,000 | 5,531 |
| Total noninterest expense | $611,000 | 5,686 |
| Salaries and employee benefits | $289,000 | 5,911 |
| Premises and equipment expense | $109,000 | 4,723 |
| Additional noninterest expense | $213,000 | 5,534 |
| Pre-tax net operating income | $60,000 | 5,542 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $48,000 | 5,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,726 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $48,000 | 5,725 |
| Net charge-offs | $278,000 | 2,102 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $48,000 | 5,628 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 5,889 |
| Total interest expense | $1,088,000 | 5,861 |
| Net interest income | $2,616,000 | 5,720 |
| Provision for loan and lease losses | $882,000 | 3,701 |
| Total noninterest income | $257,000 | 5,860 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $164,000 | 4,998 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $93,000 | 5,731 |
| Total noninterest expense | $2,421,000 | 5,759 |
| Salaries and employee benefits | $1,127,000 | 5,987 |
| Premises and equipment expense | $422,000 | 4,844 |
| Additional noninterest expense | $872,000 | 5,601 |
| Pre-tax net operating income | $-430,000 | 5,936 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $-206,000 | 6,770 |
| Income before extraordinary items | $-202,000 | 5,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-202,000 | 5,826 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-202,000 | 5,826 |
| Net charge-offs | $632,000 | 3,493 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-216,080 | 5,843 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 5,898 |
| Total interest expense | $857,000 | 5,897 |
| Net interest income | $1,996,000 | 5,711 |
| Provision for loan and lease losses | $520,000 | 3,738 |
| Total noninterest income | $202,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $127,000 | 4,965 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $75,000 | 5,778 |
| Total noninterest expense | $1,811,000 | 5,794 |
| Salaries and employee benefits | $852,000 | 5,988 |
| Premises and equipment expense | $317,000 | 4,888 |
| Additional noninterest expense | $642,000 | 5,656 |
| Pre-tax net operating income | $-133,000 | 5,932 |
| Securities gains (losses) | $23,000 | 2,682 |
| Applicable income taxes | $-63,000 | 6,855 |
| Income before extraordinary items | $-47,000 | 5,877 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-47,000 | 5,877 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-47,000 | 5,877 |
| Net charge-offs | $355,000 | 3,486 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-61,720 | 5,862 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,869 |
| Total interest expense | $596,000 | 5,927 |
| Net interest income | $1,371,000 | 5,635 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $135,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $49,000 | 5,874 |
| Total noninterest expense | $1,182,000 | 5,898 |
| Salaries and employee benefits | $566,000 | 6,072 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $403,000 | 5,811 |
| Pre-tax net operating income | $274,000 | 4,261 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $96,000 | 2,661 |
| Income before extraordinary items | $179,000 | 4,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 4,670 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $179,000 | 4,670 |
| Net charge-offs | $135,000 | 3,896 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $178,350 | 4,594 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 5,846 |
| Total interest expense | $314,000 | 5,921 |
| Net interest income | $696,000 | 5,608 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $555,000 | 5,997 |
| Salaries and employee benefits | $278,000 | 6,150 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $169,000 | 6,022 |
| Pre-tax net operating income | $201,000 | 4,034 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $74,000 | 2,496 |
| Income before extraordinary items | $128,000 | 4,600 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 4,603 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $128,000 | 4,603 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $127,360 | 4,441 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 5,671 |
| Total interest expense | $1,935,000 | 5,393 |
| Net interest income | $2,677,000 | 5,737 |
| Provision for loan and lease losses | $776,000 | 3,095 |
| Total noninterest income | $516,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $179,000 | 4,994 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $337,000 | 3,897 |
| Total noninterest expense | $2,644,000 | 5,484 |
| Salaries and employee benefits | $1,130,000 | 6,135 |
| Premises and equipment expense | $425,000 | 4,926 |
| Additional noninterest expense | $1,089,000 | 4,565 |
| Pre-tax net operating income | $-227,000 | 6,583 |
| Securities gains (losses) | $78,000 | 1,308 |
| Applicable income taxes | $-117,000 | 7,113 |
| Income before extraordinary items | $-32,000 | 6,291 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-32,000 | 6,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $726,000 | 2,319 |
| Cash dividends | $68,000 | 5,163 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 601 |
| Net operating income | $-81,920 | 6,480 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 5,660 |
| Total interest expense | $1,533,000 | 5,374 |
| Net interest income | $2,054,000 | 5,711 |
| Provision for loan and lease losses | $444,000 | 2,936 |
| Total noninterest income | $447,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $139,000 | 4,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $308,000 | 3,649 |
| Total noninterest expense | $1,784,000 | 5,770 |
| Salaries and employee benefits | $882,000 | 6,044 |
| Premises and equipment expense | $318,000 | 4,947 |
| Additional noninterest expense | $584,000 | 5,499 |
| Pre-tax net operating income | $273,000 | 5,744 |
| Securities gains (losses) | $78,000 | 1,122 |
| Applicable income taxes | $116,000 | 3,469 |
| Income before extraordinary items | $235,000 | 5,524 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $235,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 1,685 |
| Cash dividends | $68,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 432 |
| Net operating income | $182,740 | 5,975 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 5,617 |
| Total interest expense | $1,087,000 | 5,371 |
| Net interest income | $1,403,000 | 5,662 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $345,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $89,000 | 5,053 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $256,000 | 3,312 |
| Total noninterest expense | $1,195,000 | 5,801 |
| Salaries and employee benefits | $597,000 | 6,073 |
| Premises and equipment expense | $208,000 | 5,032 |
| Additional noninterest expense | $390,000 | 5,488 |
| Pre-tax net operating income | $303,000 | 5,270 |
| Securities gains (losses) | $76,000 | 1,153 |
| Applicable income taxes | $133,000 | 3,154 |
| Income before extraordinary items | $246,000 | 5,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $246,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $68,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 285 |
| Net operating income | $196,600 | 5,573 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 5,522 |
| Total interest expense | $587,000 | 5,344 |
| Net interest income | $739,000 | 5,528 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $46,000 | 4,958 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $586,000 | 5,873 |
| Salaries and employee benefits | $313,000 | 5,968 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $170,000 | 5,815 |
| Pre-tax net operating income | $227,000 | 4,725 |
| Securities gains (losses) | $64,000 | 951 |
| Applicable income taxes | $108,000 | 2,699 |
| Income before extraordinary items | $183,000 | 4,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $183,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $68,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 140 |
| Net operating income | $142,040 | 5,196 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 5,273 |
| Total interest expense | $2,474,000 | 5,300 |
| Net interest income | $3,456,000 | 5,076 |
| Provision for loan and lease losses | $282,000 | 3,310 |
| Total noninterest income | $343,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $228,000 | 4,637 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $115,000 | 6,002 |
| Total noninterest expense | $2,850,000 | 5,169 |
| Salaries and employee benefits | $1,249,000 | 5,864 |
| Premises and equipment expense | $320,000 | 5,632 |
| Additional noninterest expense | $1,281,000 | 3,883 |
| Pre-tax net operating income | $667,000 | 5,534 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $238,000 | 3,668 |
| Income before extraordinary items | $429,000 | 5,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $429,000 | 5,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $429,000 | 5,950 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 5,303 |
| Total interest expense | $1,837,000 | 5,330 |
| Net interest income | $2,589,000 | 5,097 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $270,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $177,000 | 4,601 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $2,240,000 | 4,996 |
| Salaries and employee benefits | $916,000 | 5,906 |
| Premises and equipment expense | $226,000 | 5,770 |
| Additional noninterest expense | $1,098,000 | 3,444 |
| Pre-tax net operating income | $594,000 | 5,459 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $218,000 | 3,608 |
| Income before extraordinary items | $376,000 | 5,944 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $376,000 | 5,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,682 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $376,000 | 5,932 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 5,356 |
| Total interest expense | $1,171,000 | 5,455 |
| Net interest income | $1,739,000 | 5,096 |
| Provision for loan and lease losses | $23,000 | 5,257 |
| Total noninterest income | $179,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $128,000 | 4,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $1,219,000 | 5,678 |
| Salaries and employee benefits | $587,000 | 6,083 |
| Premises and equipment expense | $155,000 | 5,723 |
| Additional noninterest expense | $477,000 | 4,719 |
| Pre-tax net operating income | $676,000 | 4,398 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $263,000 | 2,898 |
| Income before extraordinary items | $413,000 | 4,991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $413,000 | 4,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $413,000 | 4,987 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 5,473 |
| Total interest expense | $566,000 | 5,541 |
| Net interest income | $832,000 | 5,252 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $92,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $565,000 | 5,940 |
| Salaries and employee benefits | $289,000 | 6,164 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $346,000 | 4,343 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $137,000 | 2,850 |
| Income before extraordinary items | $209,000 | 4,950 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $209,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,253 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $209,000 | 4,936 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 5,572 |
| Total interest expense | $1,827,000 | 5,649 |
| Net interest income | $3,153,000 | 5,367 |
| Provision for loan and lease losses | $72,000 | 5,138 |
| Total noninterest income | $343,000 | 5,917 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $237,000 | 4,622 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 6,231 |
| Total noninterest expense | $2,002,000 | 6,158 |
| Salaries and employee benefits | $1,029,000 | 6,339 |
| Premises and equipment expense | $283,000 | 5,883 |
| Additional noninterest expense | $690,000 | 5,683 |
| Pre-tax net operating income | $1,422,000 | 4,411 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $576,000 | 2,946 |
| Income before extraordinary items | $846,000 | 5,092 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $846,000 | 5,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $356,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $846,000 | 5,081 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 5,696 |
| Total interest expense | $1,287,000 | 5,738 |
| Net interest income | $2,281,000 | 5,522 |
| Provision for loan and lease losses | $49,000 | 5,100 |
| Total noninterest income | $256,000 | 5,961 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $176,000 | 4,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,435,000 | 6,288 |
| Salaries and employee benefits | $732,000 | 6,460 |
| Premises and equipment expense | $202,000 | 6,046 |
| Additional noninterest expense | $501,000 | 5,769 |
| Pre-tax net operating income | $1,053,000 | 4,617 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $415,000 | 3,125 |
| Income before extraordinary items | $638,000 | 5,213 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $638,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $356,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $638,000 | 5,211 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 5,820 |
| Total interest expense | $790,000 | 5,841 |
| Net interest income | $1,455,000 | 5,701 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $162,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 4,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,289 |
| Total noninterest expense | $926,000 | 6,380 |
| Salaries and employee benefits | $460,000 | 6,635 |
| Premises and equipment expense | $134,000 | 6,061 |
| Additional noninterest expense | $332,000 | 5,772 |
| Pre-tax net operating income | $661,000 | 4,753 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $264,000 | 3,217 |
| Income before extraordinary items | $397,000 | 5,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $397,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,977 |
| Cash dividends | $178,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $397,000 | 5,405 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 5,924 |
| Total interest expense | $370,000 | 5,895 |
| Net interest income | $698,000 | 5,816 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $79,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $451,000 | 6,473 |
| Salaries and employee benefits | $230,000 | 6,652 |
| Premises and equipment expense | $66,000 | 6,124 |
| Additional noninterest expense | $155,000 | 5,960 |
| Pre-tax net operating income | $314,000 | 4,850 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $124,000 | 3,301 |
| Income before extraordinary items | $190,000 | 5,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $178,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $190,000 | 5,459 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 6,059 |
| Total interest expense | $1,014,000 | 6,250 |
| Net interest income | $2,663,000 | 5,876 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $293,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $211,000 | 4,924 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,710 |
| Total noninterest expense | $1,812,000 | 6,392 |
| Salaries and employee benefits | $910,000 | 6,606 |
| Premises and equipment expense | $250,000 | 6,211 |
| Additional noninterest expense | $652,000 | 5,791 |
| Pre-tax net operating income | $1,099,000 | 5,099 |
| Securities gains (losses) | $27,000 | 1,153 |
| Applicable income taxes | $418,000 | 3,639 |
| Income before extraordinary items | $708,000 | 5,638 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $708,000 | 5,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,481 |
| Cash dividends | $293,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $690,720 | 5,679 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 6,137 |
| Total interest expense | $710,000 | 6,322 |
| Net interest income | $1,955,000 | 5,953 |
| Provision for loan and lease losses | $26,000 | 5,976 |
| Total noninterest income | $215,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $154,000 | 5,014 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $1,324,000 | 6,458 |
| Salaries and employee benefits | $669,000 | 6,664 |
| Premises and equipment expense | $185,000 | 6,217 |
| Additional noninterest expense | $470,000 | 5,897 |
| Pre-tax net operating income | $820,000 | 5,278 |
| Securities gains (losses) | $27,000 | 1,107 |
| Applicable income taxes | $322,000 | 3,693 |
| Income before extraordinary items | $525,000 | 5,785 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $525,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $294,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $507,720 | 5,831 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 6,189 |
| Total interest expense | $436,000 | 6,398 |
| Net interest income | $1,275,000 | 6,000 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $864,000 | 6,519 |
| Salaries and employee benefits | $442,000 | 6,686 |
| Premises and equipment expense | $122,000 | 6,241 |
| Additional noninterest expense | $300,000 | 6,003 |
| Pre-tax net operating income | $538,000 | 5,285 |
| Securities gains (losses) | $18,000 | 1,140 |
| Applicable income taxes | $208,000 | 3,726 |
| Income before extraordinary items | $348,000 | 5,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $348,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,361 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $336,480 | 5,833 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $848,000 | 6,216 |
| Total interest expense | $206,000 | 6,461 |
| Net interest income | $642,000 | 6,015 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $430,000 | 6,570 |
| Salaries and employee benefits | $219,000 | 6,759 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $151,000 | 5,984 |
| Pre-tax net operating income | $274,000 | 5,228 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $102,000 | 3,730 |
| Income before extraordinary items | $172,000 | 5,780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $172,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,455 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $172,000 | 5,745 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 6,171 |
| Total interest expense | $788,000 | 6,304 |
| Net interest income | $2,480,000 | 6,029 |
| Provision for loan and lease losses | $43,000 | 6,114 |
| Total noninterest income | $280,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $198,000 | 5,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,739 |
| Total noninterest expense | $1,707,000 | 6,525 |
| Salaries and employee benefits | $827,000 | 6,841 |
| Premises and equipment expense | $235,000 | 6,349 |
| Additional noninterest expense | $645,000 | 5,776 |
| Pre-tax net operating income | $1,010,000 | 5,210 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $352,000 | 3,923 |
| Income before extraordinary items | $668,000 | 5,702 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $668,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $304,000 | 4,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $661,500 | 5,663 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 6,246 |
| Total interest expense | $573,000 | 6,359 |
| Net interest income | $1,826,000 | 6,096 |
| Provision for loan and lease losses | $26,000 | 6,144 |
| Total noninterest income | $209,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $147,000 | 5,309 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 6,751 |
| Total noninterest expense | $1,226,000 | 6,616 |
| Salaries and employee benefits | $592,000 | 6,933 |
| Premises and equipment expense | $183,000 | 6,237 |
| Additional noninterest expense | $451,000 | 5,932 |
| Pre-tax net operating income | $783,000 | 5,239 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $293,000 | 3,838 |
| Income before extraordinary items | $500,000 | 5,811 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $500,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $304,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $493,600 | 5,773 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 6,297 |
| Total interest expense | $374,000 | 6,446 |
| Net interest income | $1,208,000 | 6,130 |
| Provision for loan and lease losses | $17,000 | 6,044 |
| Total noninterest income | $133,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $91,000 | 5,462 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $802,000 | 6,707 |
| Salaries and employee benefits | $390,000 | 7,005 |
| Premises and equipment expense | $124,000 | 6,231 |
| Additional noninterest expense | $288,000 | 6,101 |
| Pre-tax net operating income | $522,000 | 5,195 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $191,000 | 3,862 |
| Income before extraordinary items | $330,000 | 5,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 5,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $157,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $330,640 | 5,737 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,325 |
| Total interest expense | $189,000 | 6,483 |
| Net interest income | $598,000 | 6,171 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $406,000 | 6,723 |
| Salaries and employee benefits | $190,000 | 7,115 |
| Premises and equipment expense | $62,000 | 6,230 |
| Additional noninterest expense | $154,000 | 5,926 |
| Pre-tax net operating income | $250,000 | 5,280 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $91,000 | 3,946 |
| Income before extraordinary items | $160,000 | 5,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $157,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $159,360 | 5,746 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 6,184 |
| Total interest expense | $862,000 | 6,523 |
| Net interest income | $2,470,000 | 5,941 |
| Provision for loan and lease losses | $115,000 | 5,108 |
| Total noninterest income | $265,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $194,000 | 5,318 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,612,000 | 6,686 |
| Salaries and employee benefits | $759,000 | 7,075 |
| Premises and equipment expense | $246,000 | 6,225 |
| Additional noninterest expense | $607,000 | 5,954 |
| Pre-tax net operating income | $1,008,000 | 5,156 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $375,000 | 3,911 |
| Income before extraordinary items | $632,000 | 5,834 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $632,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $226,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $632,640 | 5,666 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 6,195 |
| Total interest expense | $667,000 | 6,595 |
| Net interest income | $1,883,000 | 5,918 |
| Provision for loan and lease losses | $93,000 | 4,780 |
| Total noninterest income | $197,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $143,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $1,189,000 | 6,724 |
| Salaries and employee benefits | $565,000 | 7,065 |
| Premises and equipment expense | $193,000 | 6,092 |
| Additional noninterest expense | $431,000 | 6,123 |
| Pre-tax net operating income | $798,000 | 5,131 |
| Securities gains (losses) | $-4,000 | 8,850 |
| Applicable income taxes | $324,000 | 3,785 |
| Income before extraordinary items | $470,000 | 6,000 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $470,000 | 6,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $226,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $472,560 | 5,820 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 6,220 |
| Total interest expense | $458,000 | 6,631 |
| Net interest income | $1,251,000 | 5,931 |
| Provision for loan and lease losses | $68,000 | 4,566 |
| Total noninterest income | $132,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $774,000 | 6,811 |
| Salaries and employee benefits | $374,000 | 7,119 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $272,000 | 6,275 |
| Pre-tax net operating income | $541,000 | 5,115 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $222,000 | 3,766 |
| Income before extraordinary items | $317,000 | 5,980 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $317,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $109,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $318,280 | 5,764 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,302 |
| Total interest expense | $233,000 | 6,677 |
| Net interest income | $608,000 | 6,026 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $64,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $375,000 | 6,919 |
| Salaries and employee benefits | $185,000 | 7,164 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $128,000 | 6,459 |
| Pre-tax net operating income | $267,000 | 5,098 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $107,000 | 3,820 |
| Income before extraordinary items | $158,000 | 5,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $109,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $159,280 | 5,682 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 6,564 |
| Total interest expense | $1,098,000 | 6,690 |
| Net interest income | $2,171,000 | 6,377 |
| Provision for loan and lease losses | $58,000 | 6,574 |
| Total noninterest income | $266,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $202,000 | 5,168 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 7,231 |
| Total noninterest expense | $1,470,000 | 6,901 |
| Salaries and employee benefits | $670,000 | 7,402 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $549,000 | 6,232 |
| Pre-tax net operating income | $909,000 | 5,455 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $323,000 | 4,315 |
| Income before extraordinary items | $586,000 | 6,027 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $586,000 | 6,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $233,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $586,000 | 5,886 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 6,920 |
| Total interest expense | $1,447,000 | 7,083 |
| Net interest income | $1,865,000 | 6,675 |
| Provision for loan and lease losses | $43,000 | 6,864 |
| Total noninterest income | $253,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $1,349,000 | 7,124 |
| Salaries and employee benefits | $609,000 | 7,623 |
| Premises and equipment expense | $229,000 | 6,372 |
| Additional noninterest expense | $511,000 | 6,367 |
| Pre-tax net operating income | $726,000 | 5,727 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $229,000 | 4,759 |
| Income before extraordinary items | $497,000 | 6,099 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $497,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,280 |
| Cash dividends | $253,000 | 4,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $497,000 | 5,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 7,124 |
| Total interest expense | $1,445,000 | 7,266 |
| Net interest income | $1,844,000 | 6,830 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $229,000 | 6,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $1,223,000 | 7,438 |
| Salaries and employee benefits | $550,000 | 7,972 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $490,000 | 6,502 |
| Pre-tax net operating income | $750,000 | 6,041 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $279,000 | 4,735 |
| Income before extraordinary items | $471,000 | 6,475 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $471,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $212,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $471,000 | 6,493 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 7,462 |
| Total interest expense | $1,230,000 | 7,570 |
| Net interest income | $1,698,000 | 7,200 |
| Provision for loan and lease losses | $92,000 | 5,411 |
| Total noninterest income | $184,000 | 7,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 5,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $1,125,000 | 7,773 |
| Salaries and employee benefits | $540,000 | 8,101 |
| Premises and equipment expense | $175,000 | 7,220 |
| Additional noninterest expense | $410,000 | 7,182 |
| Pre-tax net operating income | $665,000 | 6,453 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $253,000 | 5,170 |
| Income before extraordinary items | $412,000 | 6,921 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $412,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $212,000 | 5,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $412,000 | 6,902 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 7,967 |
| Total interest expense | $1,159,000 | 8,004 |
| Net interest income | $1,454,000 | 7,789 |
| Provision for loan and lease losses | $59,000 | 6,351 |
| Total noninterest income | $185,000 | 7,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,965 |
| Total noninterest expense | $985,000 | 8,154 |
| Salaries and employee benefits | $467,000 | 8,557 |
| Premises and equipment expense | $146,000 | 7,743 |
| Additional noninterest expense | $372,000 | 7,456 |
| Pre-tax net operating income | $595,000 | 6,942 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $219,000 | 5,969 |
| Income before extraordinary items | $374,000 | 7,380 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $374,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $186,000 | 5,500 |
| Sale, conversion, retirement of capital stock, net | $925,000 | 480 |
| Net operating income | $375,280 | 7,292 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 9,190 |
| Total interest expense | $806,000 | 9,239 |
| Net interest income | $1,055,000 | 9,053 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $128,000 | 8,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $675,000 | 9,472 |
| Salaries and employee benefits | $305,000 | 9,920 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $285,000 | 8,477 |
| Pre-tax net operating income | $443,000 | 8,225 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $162,000 | 7,431 |
| Income before extraordinary items | $281,000 | 8,521 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $281,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $97,000 | 6,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $281,000 | 8,481 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 9,742 |
| Total interest expense | $704,000 | 9,955 |
| Net interest income | $1,044,000 | 9,434 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $128,000 | 9,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $667,000 | 9,920 |
| Salaries and employee benefits | $317,000 | 10,208 |
| Premises and equipment expense | $84,000 | 9,709 |
| Additional noninterest expense | $266,000 | 9,226 |
| Pre-tax net operating income | $471,000 | 8,111 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $178,000 | 7,462 |
| Income before extraordinary items | $293,000 | 8,482 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $293,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $52,000 | 7,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $293,000 | 8,423 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 10,514 |
| Total interest expense | $627,000 | 10,579 |
| Net interest income | $879,000 | 10,312 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $117,000 | 9,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $565,000 | 10,727 |
| Salaries and employee benefits | $265,000 | 11,045 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $228,000 | 10,088 |
| Pre-tax net operating income | $401,000 | 9,064 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $149,000 | 8,282 |
| Income before extraordinary items | $252,000 | 9,391 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $252,000 | 9,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $110,000 | 6,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $252,000 | 9,374 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 11,379 |
| Total interest expense | $411,000 | 11,526 |
| Net interest income | $777,000 | 11,126 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $104,000 | 10,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $535,000 | 11,430 |
| Salaries and employee benefits | $237,000 | 11,777 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $239,000 | 10,663 |
| Pre-tax net operating income | $340,000 | 9,817 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $112,000 | 9,094 |
| Income before extraordinary items | $228,000 | 9,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $228,000 | 9,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $228,000 | 10,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 12,037 |
| Total interest expense | $402,000 | 12,212 |
| Net interest income | $723,000 | 11,778 |
| Provision for loan and lease losses | $3,000 | 10,228 |
| Total noninterest income | $105,000 | 11,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $502,000 | 12,158 |
| Salaries and employee benefits | $223,000 | 12,426 |
| Premises and equipment expense | $44,000 | 12,403 |
| Additional noninterest expense | $235,000 | 11,256 |
| Pre-tax net operating income | $323,000 | 10,035 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $215,000 | 10,471 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $215,000 | 10,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $88,000 | 7,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $215,000 | 10,227 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 12,815 |
| Total interest expense | $460,000 | 12,924 |
| Net interest income | $648,000 | 12,525 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $467,000 | 12,819 |
| Salaries and employee benefits | $197,000 | 13,191 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $227,000 | 11,859 |
| Pre-tax net operating income | $278,000 | 10,352 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $93,000 | 10,093 |
| Income before extraordinary items | $185,000 | 10,806 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $185,000 | 10,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $61,000 | 7,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $185,000 | 10,467 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.