Home > United Bank > Income and Expense
United Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,526,000 | 2,293 |
| Total interest expense | $1,034,000 | 2,398 |
| Net interest income | $7,492,000 | 2,256 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,530,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $283,000 | 2,390 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,247,000 | 1,161 |
| Total noninterest expense | $6,688,000 | 2,073 |
| Salaries and employee benefits | $4,718,000 | 1,745 |
| Premises and equipment expense | $473,000 | 2,771 |
| Additional noninterest expense | $1,497,000 | 2,613 |
| Pre-tax net operating income | $3,334,000 | 1,977 |
| Securities gains (losses) | $-439,000 | 5,391 |
| Applicable income taxes | $531,000 | 1,733 |
| Income before extraordinary items | $2,364,000 | 2,261 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,364,000 | 2,260 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,364,000 | 2,260 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $2,098,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,723,980 | 2,038 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,704,000 | 2,265 |
| Total interest expense | $687,000 | 2,319 |
| Net interest income | $5,017,000 | 2,231 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,527,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $182,000 | 2,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,345,000 | 1,251 |
| Total noninterest expense | $4,299,000 | 2,144 |
| Salaries and employee benefits | $2,951,000 | 1,844 |
| Premises and equipment expense | $334,000 | 2,675 |
| Additional noninterest expense | $1,014,000 | 2,590 |
| Pre-tax net operating income | $2,245,000 | 1,924 |
| Securities gains (losses) | $68,000 | 305 |
| Applicable income taxes | $429,000 | 1,544 |
| Income before extraordinary items | $1,884,000 | 1,971 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,884,000 | 1,969 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,884,000 | 1,970 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $848,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,828,920 | 2,004 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 2,379 |
| Total interest expense | $341,000 | 2,247 |
| Net interest income | $2,334,000 | 2,377 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $809,000 | 1,474 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $93,000 | 2,413 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $716,000 | 1,182 |
| Total noninterest expense | $1,974,000 | 2,299 |
| Salaries and employee benefits | $1,340,000 | 2,013 |
| Premises and equipment expense | $139,000 | 3,049 |
| Additional noninterest expense | $495,000 | 2,646 |
| Pre-tax net operating income | $1,169,000 | 1,821 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $283,000 | 1,269 |
| Income before extraordinary items | $886,000 | 2,015 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $886,000 | 2,014 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $886,000 | 2,015 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $403,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $886,000 | 2,002 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,087,000 | 2,430 |
| Total interest expense | $1,154,000 | 2,307 |
| Net interest income | $8,933,000 | 2,425 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,356,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $406,000 | 2,370 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $2,950,000 | 1,175 |
| Total noninterest expense | $7,541,000 | 2,373 |
| Salaries and employee benefits | $4,870,000 | 2,122 |
| Premises and equipment expense | $553,000 | 3,067 |
| Additional noninterest expense | $2,118,000 | 2,554 |
| Pre-tax net operating income | $4,748,000 | 1,789 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $1,638,000 | 1,458 |
| Income before extraordinary items | $3,111,000 | 1,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,111,000 | 1,966 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,111,000 | 1,967 |
| Net charge-offs | $101,000 | 2,411 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,110,340 | 1,949 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 2,458 |
| Total interest expense | $848,000 | 2,313 |
| Net interest income | $6,648,000 | 2,447 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,161,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $310,000 | 2,351 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,851,000 | 1,352 |
| Total noninterest expense | $5,622,000 | 2,396 |
| Salaries and employee benefits | $3,629,000 | 2,142 |
| Premises and equipment expense | $414,000 | 3,102 |
| Additional noninterest expense | $1,579,000 | 2,572 |
| Pre-tax net operating income | $3,187,000 | 1,970 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $1,089,000 | 1,394 |
| Income before extraordinary items | $2,099,000 | 2,315 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,099,000 | 2,314 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,099,000 | 2,315 |
| Net charge-offs | $77,000 | 2,137 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,098,340 | 2,297 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 2,477 |
| Total interest expense | $561,000 | 2,284 |
| Net interest income | $4,338,000 | 2,478 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,341,000 | 1,709 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $206,000 | 2,347 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,135,000 | 1,424 |
| Total noninterest expense | $3,720,000 | 2,409 |
| Salaries and employee benefits | $2,395,000 | 2,171 |
| Premises and equipment expense | $281,000 | 3,073 |
| Additional noninterest expense | $1,044,000 | 2,588 |
| Pre-tax net operating income | $1,959,000 | 2,057 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $670,000 | 1,445 |
| Income before extraordinary items | $1,294,000 | 2,403 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,294,000 | 2,403 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,294,000 | 2,403 |
| Net charge-offs | $25,000 | 2,462 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,290,700 | 2,385 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 2,450 |
| Total interest expense | $278,000 | 2,290 |
| Net interest income | $2,193,000 | 2,449 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $619,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $99,000 | 2,395 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $520,000 | 1,494 |
| Total noninterest expense | $1,853,000 | 2,446 |
| Salaries and employee benefits | $1,203,000 | 2,197 |
| Premises and equipment expense | $150,000 | 2,994 |
| Additional noninterest expense | $500,000 | 2,672 |
| Pre-tax net operating income | $959,000 | 2,020 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $323,000 | 1,436 |
| Income before extraordinary items | $636,000 | 2,341 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $636,000 | 2,340 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $636,000 | 2,341 |
| Net charge-offs | $-9,000 | 4,951 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $636,000 | 2,316 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,274,000 | 2,564 |
| Total interest expense | $1,072,000 | 2,298 |
| Net interest income | $8,202,000 | 2,565 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $3,230,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $381,000 | 2,546 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,849,000 | 1,246 |
| Total noninterest expense | $7,618,000 | 2,388 |
| Salaries and employee benefits | $4,961,000 | 2,098 |
| Premises and equipment expense | $586,000 | 3,070 |
| Additional noninterest expense | $2,071,000 | 2,690 |
| Pre-tax net operating income | $3,814,000 | 1,999 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,307,000 | 1,389 |
| Income before extraordinary items | $2,507,000 | 2,404 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,507,000 | 2,403 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,507,000 | 2,404 |
| Net charge-offs | $179,000 | 2,043 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $-843,000 | 5,867 |
| Net operating income | $2,507,000 | 2,349 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 2,595 |
| Total interest expense | $795,000 | 2,322 |
| Net interest income | $6,054,000 | 2,608 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,411,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $289,000 | 2,529 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,122,000 | 1,255 |
| Total noninterest expense | $5,672,000 | 2,400 |
| Salaries and employee benefits | $3,680,000 | 2,110 |
| Premises and equipment expense | $432,000 | 3,110 |
| Additional noninterest expense | $1,560,000 | 2,689 |
| Pre-tax net operating income | $2,793,000 | 2,065 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $959,000 | 1,448 |
| Income before extraordinary items | $1,834,000 | 2,487 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,834,000 | 2,488 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,834,000 | 2,488 |
| Net charge-offs | $28,000 | 2,953 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,834,000 | 2,428 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 2,627 |
| Total interest expense | $528,000 | 2,334 |
| Net interest income | $3,998,000 | 2,640 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,460,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $189,000 | 2,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,271,000 | 1,330 |
| Total noninterest expense | $3,741,000 | 2,436 |
| Salaries and employee benefits | $2,395,000 | 2,168 |
| Premises and equipment expense | $280,000 | 3,185 |
| Additional noninterest expense | $1,066,000 | 2,660 |
| Pre-tax net operating income | $1,717,000 | 2,178 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $584,000 | 1,520 |
| Income before extraordinary items | $1,133,000 | 2,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,133,000 | 2,581 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,133,000 | 2,581 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,133,000 | 2,518 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 2,637 |
| Total interest expense | $266,000 | 2,342 |
| Net interest income | $1,986,000 | 2,649 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $673,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $94,000 | 2,518 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $579,000 | 1,377 |
| Total noninterest expense | $1,854,000 | 2,461 |
| Salaries and employee benefits | $1,187,000 | 2,194 |
| Premises and equipment expense | $141,000 | 3,202 |
| Additional noninterest expense | $526,000 | 2,672 |
| Pre-tax net operating income | $805,000 | 2,265 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $275,000 | 1,554 |
| Income before extraordinary items | $530,000 | 2,655 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $530,000 | 2,655 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $530,000 | 2,655 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $530,000 | 2,607 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 2,589 |
| Total interest expense | $1,111,000 | 2,245 |
| Net interest income | $7,924,000 | 2,617 |
| Provision for loan and lease losses | $72,000 | 3,330 |
| Total noninterest income | $3,335,000 | 1,484 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $399,000 | 2,515 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,936,000 | 1,176 |
| Total noninterest expense | $7,816,000 | 2,338 |
| Salaries and employee benefits | $5,002,000 | 2,056 |
| Premises and equipment expense | $638,000 | 2,980 |
| Additional noninterest expense | $2,176,000 | 2,613 |
| Pre-tax net operating income | $3,371,000 | 2,126 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,181,000 | 1,447 |
| Income before extraordinary items | $2,190,000 | 2,552 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,190,000 | 2,554 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,190,000 | 2,554 |
| Net charge-offs | $-5,000 | 5,069 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,190,000 | 2,512 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 2,640 |
| Total interest expense | $710,000 | 2,544 |
| Net interest income | $5,962,000 | 2,626 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,460,000 | 1,526 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $285,000 | 2,621 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,175,000 | 1,210 |
| Total noninterest expense | $5,979,000 | 2,300 |
| Salaries and employee benefits | $3,765,000 | 2,057 |
| Premises and equipment expense | $485,000 | 3,004 |
| Additional noninterest expense | $1,729,000 | 2,499 |
| Pre-tax net operating income | $2,443,000 | 2,223 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $855,000 | 1,518 |
| Income before extraordinary items | $1,588,000 | 2,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,588,000 | 2,673 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,588,000 | 2,674 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,588,000 | 2,621 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 2,705 |
| Total interest expense | $485,000 | 2,511 |
| Net interest income | $3,823,000 | 2,712 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,739,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $184,000 | 2,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,555,000 | 1,157 |
| Total noninterest expense | $3,956,000 | 2,323 |
| Salaries and employee benefits | $2,441,000 | 2,115 |
| Premises and equipment expense | $329,000 | 2,973 |
| Additional noninterest expense | $1,186,000 | 2,458 |
| Pre-tax net operating income | $1,606,000 | 2,221 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $558,000 | 1,529 |
| Income before extraordinary items | $1,048,000 | 2,669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,048,000 | 2,670 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,048,000 | 2,671 |
| Net charge-offs | $-93,000 | 5,908 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,048,000 | 2,613 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 2,746 |
| Total interest expense | $254,000 | 2,458 |
| Net interest income | $1,856,000 | 2,759 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $758,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $668,000 | 1,230 |
| Total noninterest expense | $1,923,000 | 2,388 |
| Salaries and employee benefits | $1,163,000 | 2,221 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $592,000 | 2,446 |
| Pre-tax net operating income | $691,000 | 2,435 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $237,000 | 1,652 |
| Income before extraordinary items | $454,000 | 2,901 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $454,000 | 2,904 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $454,000 | 2,904 |
| Net charge-offs | $-108,000 | 6,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $454,000 | 2,826 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,932,000 | 2,657 |
| Total interest expense | $1,109,000 | 2,410 |
| Net interest income | $7,823,000 | 2,679 |
| Provision for loan and lease losses | $-250,000 | 6,154 |
| Total noninterest income | $2,835,000 | 1,637 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $466,000 | 2,389 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,369,000 | 1,291 |
| Total noninterest expense | $8,299,000 | 2,258 |
| Salaries and employee benefits | $4,670,000 | 2,181 |
| Premises and equipment expense | $689,000 | 2,947 |
| Additional noninterest expense | $2,940,000 | 2,072 |
| Pre-tax net operating income | $2,609,000 | 2,501 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $880,000 | 1,684 |
| Income before extraordinary items | $1,735,000 | 2,965 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,735,000 | 2,964 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,735,000 | 2,965 |
| Net charge-offs | $159,000 | 2,723 |
| Cash dividends | $1,123,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,731,040 | 2,927 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,738,000 | 2,663 |
| Total interest expense | $831,000 | 2,438 |
| Net interest income | $5,907,000 | 2,667 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,130,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $354,000 | 2,389 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,776,000 | 1,298 |
| Total noninterest expense | $5,978,000 | 2,332 |
| Salaries and employee benefits | $3,439,000 | 2,221 |
| Premises and equipment expense | $523,000 | 2,954 |
| Additional noninterest expense | $2,016,000 | 2,226 |
| Pre-tax net operating income | $2,059,000 | 2,464 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $697,000 | 1,648 |
| Income before extraordinary items | $1,368,000 | 2,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,368,000 | 2,913 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,368,000 | 2,914 |
| Net charge-offs | $114,000 | 2,564 |
| Cash dividends | $1,123,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,364,040 | 2,860 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 2,677 |
| Total interest expense | $554,000 | 2,467 |
| Net interest income | $3,906,000 | 2,676 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,150,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $229,000 | 2,423 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $921,000 | 1,535 |
| Total noninterest expense | $3,868,000 | 2,397 |
| Salaries and employee benefits | $2,236,000 | 2,275 |
| Premises and equipment expense | $359,000 | 2,904 |
| Additional noninterest expense | $1,273,000 | 2,356 |
| Pre-tax net operating income | $1,188,000 | 2,673 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $396,000 | 1,770 |
| Income before extraordinary items | $798,000 | 3,097 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $798,000 | 3,103 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $798,000 | 3,103 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $1,123,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $793,980 | 3,058 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 2,688 |
| Total interest expense | $335,000 | 2,165 |
| Net interest income | $1,885,000 | 2,774 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $542,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $112,000 | 2,440 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $430,000 | 1,563 |
| Total noninterest expense | $1,877,000 | 2,474 |
| Salaries and employee benefits | $1,113,000 | 2,286 |
| Premises and equipment expense | $186,000 | 2,896 |
| Additional noninterest expense | $578,000 | 2,569 |
| Pre-tax net operating income | $550,000 | 2,726 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $180,000 | 1,838 |
| Income before extraordinary items | $370,000 | 3,163 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $370,000 | 3,164 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $370,000 | 3,165 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $1,123,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $370,000 | 3,129 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,491,000 | 2,540 |
| Total interest expense | $1,409,000 | 2,279 |
| Net interest income | $8,082,000 | 2,582 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $2,770,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $474,000 | 2,492 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,296,000 | 1,373 |
| Total noninterest expense | $7,748,000 | 2,416 |
| Salaries and employee benefits | $4,839,000 | 2,107 |
| Premises and equipment expense | $701,000 | 2,966 |
| Additional noninterest expense | $2,208,000 | 2,770 |
| Pre-tax net operating income | $2,984,000 | 2,173 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,026,000 | 1,443 |
| Income before extraordinary items | $1,958,000 | 2,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,958,000 | 2,656 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,958,000 | 2,656 |
| Net charge-offs | $27,000 | 4,704 |
| Cash dividends | $1,452,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,958,000 | 2,588 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 2,551 |
| Total interest expense | $1,068,000 | 2,314 |
| Net interest income | $6,080,000 | 2,585 |
| Provision for loan and lease losses | $79,000 | 3,615 |
| Total noninterest income | $2,171,000 | 1,683 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $341,000 | 2,590 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,830,000 | 1,342 |
| Total noninterest expense | $5,933,000 | 2,367 |
| Salaries and employee benefits | $3,781,000 | 2,035 |
| Premises and equipment expense | $520,000 | 3,014 |
| Additional noninterest expense | $1,632,000 | 2,788 |
| Pre-tax net operating income | $2,239,000 | 2,235 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $767,000 | 1,491 |
| Income before extraordinary items | $1,472,000 | 2,696 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,472,000 | 2,700 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,472,000 | 2,700 |
| Net charge-offs | $55,000 | 3,781 |
| Cash dividends | $1,225,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,472,000 | 2,618 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 2,542 |
| Total interest expense | $723,000 | 2,329 |
| Net interest income | $4,056,000 | 2,573 |
| Provision for loan and lease losses | $79,000 | 3,190 |
| Total noninterest income | $1,552,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $218,000 | 2,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,334,000 | 1,290 |
| Total noninterest expense | $3,958,000 | 2,366 |
| Salaries and employee benefits | $2,547,000 | 2,022 |
| Premises and equipment expense | $356,000 | 2,954 |
| Additional noninterest expense | $1,055,000 | 2,852 |
| Pre-tax net operating income | $1,571,000 | 2,119 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $541,000 | 1,432 |
| Income before extraordinary items | $1,030,000 | 2,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,030,000 | 2,594 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,030,000 | 2,594 |
| Net charge-offs | $27,000 | 3,818 |
| Cash dividends | $1,225,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,030,000 | 2,485 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 2,608 |
| Total interest expense | $368,000 | 2,364 |
| Net interest income | $1,970,000 | 2,649 |
| Provision for loan and lease losses | $79,000 | 2,336 |
| Total noninterest income | $811,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $110,000 | 2,614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $701,000 | 1,251 |
| Total noninterest expense | $1,891,000 | 2,487 |
| Salaries and employee benefits | $1,238,000 | 2,086 |
| Premises and equipment expense | $169,000 | 3,112 |
| Additional noninterest expense | $484,000 | 3,072 |
| Pre-tax net operating income | $811,000 | 2,014 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $279,000 | 1,405 |
| Income before extraordinary items | $532,000 | 2,471 |
| Extraordinary gains, net | $-1,000 | 7,013 |
| Net income | $531,000 | 2,477 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $531,000 | 2,477 |
| Net charge-offs | $-89,000 | 6,818 |
| Cash dividends | $1,021,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $532,000 | 2,379 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,059,000 | 2,553 |
| Total interest expense | $1,794,000 | 2,345 |
| Net interest income | $8,265,000 | 2,601 |
| Provision for loan and lease losses | $550,000 | 2,586 |
| Total noninterest income | $3,556,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $475,000 | 2,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,081,000 | 1,136 |
| Total noninterest expense | $7,964,000 | 2,378 |
| Salaries and employee benefits | $5,146,000 | 1,962 |
| Premises and equipment expense | $619,000 | 3,305 |
| Additional noninterest expense | $2,199,000 | 2,863 |
| Pre-tax net operating income | $3,307,000 | 1,925 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $1,132,000 | 1,350 |
| Income before extraordinary items | $2,181,000 | 2,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,181,000 | 2,430 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,181,000 | 2,430 |
| Net charge-offs | $244,000 | 3,557 |
| Cash dividends | $1,428,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,177,040 | 2,302 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 2,572 |
| Total interest expense | $1,391,000 | 2,361 |
| Net interest income | $6,275,000 | 2,605 |
| Provision for loan and lease losses | $330,000 | 2,843 |
| Total noninterest income | $2,315,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $357,000 | 2,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,958,000 | 1,280 |
| Total noninterest expense | $5,673,000 | 2,499 |
| Salaries and employee benefits | $3,608,000 | 2,074 |
| Premises and equipment expense | $463,000 | 3,360 |
| Additional noninterest expense | $1,602,000 | 2,941 |
| Pre-tax net operating income | $2,587,000 | 1,917 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $890,000 | 1,343 |
| Income before extraordinary items | $1,703,000 | 2,425 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,703,000 | 2,426 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,703,000 | 2,426 |
| Net charge-offs | $35,000 | 4,750 |
| Cash dividends | $1,021,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,699,040 | 2,297 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 2,596 |
| Total interest expense | $959,000 | 2,372 |
| Net interest income | $4,111,000 | 2,648 |
| Provision for loan and lease losses | $270,000 | 2,583 |
| Total noninterest income | $1,417,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $233,000 | 2,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,184,000 | 1,353 |
| Total noninterest expense | $3,650,000 | 2,583 |
| Salaries and employee benefits | $2,295,000 | 2,172 |
| Premises and equipment expense | $312,000 | 3,333 |
| Additional noninterest expense | $1,043,000 | 3,017 |
| Pre-tax net operating income | $1,608,000 | 2,025 |
| Securities gains (losses) | $6,000 | 2,847 |
| Applicable income taxes | $551,000 | 1,395 |
| Income before extraordinary items | $1,063,000 | 2,505 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,063,000 | 2,505 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,063,000 | 2,505 |
| Net charge-offs | $-40,000 | 6,940 |
| Cash dividends | $1,020,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,059,040 | 2,377 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 2,731 |
| Total interest expense | $497,000 | 2,390 |
| Net interest income | $1,929,000 | 2,804 |
| Provision for loan and lease losses | $86,000 | 3,085 |
| Total noninterest income | $717,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $602,000 | 1,319 |
| Total noninterest expense | $1,749,000 | 2,681 |
| Salaries and employee benefits | $1,125,000 | 2,216 |
| Premises and equipment expense | $147,000 | 3,517 |
| Additional noninterest expense | $477,000 | 3,212 |
| Pre-tax net operating income | $811,000 | 2,004 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $275,000 | 1,379 |
| Income before extraordinary items | $536,000 | 2,468 |
| Extraordinary gains, net | $1,000 | 17 |
| Net income | $537,000 | 2,468 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $537,000 | 2,470 |
| Net charge-offs | $32,000 | 3,380 |
| Cash dividends | $1,020,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $536,000 | 2,346 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,951,000 | 2,769 |
| Total interest expense | $2,613,000 | 2,203 |
| Net interest income | $7,338,000 | 2,947 |
| Provision for loan and lease losses | $202,000 | 4,623 |
| Total noninterest income | $2,571,000 | 1,678 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $521,000 | 2,476 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,050,000 | 1,332 |
| Total noninterest expense | $7,434,000 | 2,528 |
| Salaries and employee benefits | $4,651,000 | 2,082 |
| Premises and equipment expense | $621,000 | 3,498 |
| Additional noninterest expense | $2,162,000 | 2,919 |
| Pre-tax net operating income | $2,273,000 | 2,274 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $729,000 | 1,641 |
| Income before extraordinary items | $1,544,000 | 2,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,544,000 | 2,722 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,544,000 | 2,722 |
| Net charge-offs | $469,000 | 3,262 |
| Cash dividends | $1,531,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,544,000 | 2,634 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,642,000 | 2,742 |
| Total interest expense | $2,077,000 | 2,175 |
| Net interest income | $5,565,000 | 2,928 |
| Provision for loan and lease losses | $156,000 | 4,449 |
| Total noninterest income | $1,708,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $396,000 | 2,467 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,312,000 | 1,466 |
| Total noninterest expense | $5,590,000 | 2,523 |
| Salaries and employee benefits | $3,523,000 | 2,056 |
| Premises and equipment expense | $467,000 | 3,518 |
| Additional noninterest expense | $1,600,000 | 2,967 |
| Pre-tax net operating income | $1,527,000 | 2,541 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $479,000 | 1,770 |
| Income before extraordinary items | $1,048,000 | 2,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,048,000 | 2,972 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,048,000 | 2,972 |
| Net charge-offs | $12,000 | 5,733 |
| Cash dividends | $1,531,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,048,000 | 2,868 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 2,720 |
| Total interest expense | $1,476,000 | 2,129 |
| Net interest income | $3,725,000 | 2,922 |
| Provision for loan and lease losses | $145,000 | 3,986 |
| Total noninterest income | $1,065,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $262,000 | 2,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $803,000 | 1,563 |
| Total noninterest expense | $3,744,000 | 2,538 |
| Salaries and employee benefits | $2,388,000 | 2,034 |
| Premises and equipment expense | $302,000 | 3,627 |
| Additional noninterest expense | $1,054,000 | 3,069 |
| Pre-tax net operating income | $901,000 | 2,713 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $275,000 | 1,893 |
| Income before extraordinary items | $626,000 | 3,116 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $626,000 | 3,118 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $626,000 | 3,118 |
| Net charge-offs | $-10,000 | 7,015 |
| Cash dividends | $1,531,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $626,000 | 3,025 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 2,674 |
| Total interest expense | $803,000 | 2,052 |
| Net interest income | $1,867,000 | 2,895 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $470,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $132,000 | 2,426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $338,000 | 1,767 |
| Total noninterest expense | $1,802,000 | 2,634 |
| Salaries and employee benefits | $1,172,000 | 2,095 |
| Premises and equipment expense | $159,000 | 3,549 |
| Additional noninterest expense | $471,000 | 3,333 |
| Pre-tax net operating income | $455,000 | 2,736 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $137,000 | 1,870 |
| Income before extraordinary items | $318,000 | 3,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $318,000 | 3,095 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $318,000 | 3,097 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $1,531,000 | 264 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $318,000 | 3,046 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,849,000 | 2,520 |
| Total interest expense | $3,674,000 | 2,156 |
| Net interest income | $8,175,000 | 2,664 |
| Provision for loan and lease losses | $157,000 | 5,600 |
| Total noninterest income | $2,663,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $504,000 | 2,627 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,159,000 | 1,335 |
| Total noninterest expense | $8,434,000 | 2,295 |
| Salaries and employee benefits | $4,592,000 | 2,107 |
| Premises and equipment expense | $709,000 | 3,264 |
| Additional noninterest expense | $3,133,000 | 2,208 |
| Pre-tax net operating income | $2,247,000 | 2,043 |
| Securities gains (losses) | $71,000 | 2,431 |
| Applicable income taxes | $674,000 | 1,613 |
| Income before extraordinary items | $1,644,000 | 2,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,644,000 | 2,358 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,644,000 | 2,361 |
| Net charge-offs | $140,000 | 5,121 |
| Cash dividends | $1,481,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,593,590 | 2,304 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,758,000 | 2,628 |
| Total interest expense | $2,897,000 | 2,145 |
| Net interest income | $5,861,000 | 2,819 |
| Provision for loan and lease losses | $121,000 | 5,504 |
| Total noninterest income | $1,931,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $392,000 | 2,626 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,539,000 | 1,316 |
| Total noninterest expense | $6,158,000 | 2,356 |
| Salaries and employee benefits | $3,294,000 | 2,207 |
| Premises and equipment expense | $500,000 | 3,493 |
| Additional noninterest expense | $2,364,000 | 2,174 |
| Pre-tax net operating income | $1,513,000 | 2,358 |
| Securities gains (losses) | $71,000 | 2,217 |
| Applicable income taxes | $432,000 | 1,805 |
| Income before extraordinary items | $1,152,000 | 2,631 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,152,000 | 2,629 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,152,000 | 2,633 |
| Net charge-offs | $77,000 | 5,154 |
| Cash dividends | $1,481,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,100,170 | 2,588 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 2,681 |
| Total interest expense | $2,010,000 | 2,147 |
| Net interest income | $3,772,000 | 2,916 |
| Provision for loan and lease losses | $72,000 | 5,475 |
| Total noninterest income | $1,237,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $246,000 | 2,745 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $991,000 | 1,302 |
| Total noninterest expense | $3,908,000 | 2,474 |
| Salaries and employee benefits | $2,007,000 | 2,431 |
| Premises and equipment expense | $354,000 | 3,337 |
| Additional noninterest expense | $1,547,000 | 2,196 |
| Pre-tax net operating income | $1,029,000 | 2,323 |
| Securities gains (losses) | $71,000 | 1,657 |
| Applicable income taxes | $286,000 | 1,789 |
| Income before extraordinary items | $814,000 | 2,474 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $814,000 | 2,470 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $814,000 | 2,473 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $1,020,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $761,460 | 2,485 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,891,000 | 2,736 |
| Total interest expense | $1,068,000 | 2,129 |
| Net interest income | $1,823,000 | 3,027 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $631,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $125,000 | 2,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $506,000 | 1,289 |
| Total noninterest expense | $1,699,000 | 2,835 |
| Salaries and employee benefits | $952,000 | 2,585 |
| Premises and equipment expense | $183,000 | 3,357 |
| Additional noninterest expense | $564,000 | 2,864 |
| Pre-tax net operating income | $719,000 | 1,777 |
| Securities gains (losses) | $36,000 | 1,281 |
| Applicable income taxes | $274,000 | 1,123 |
| Income before extraordinary items | $481,000 | 2,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $481,000 | 2,213 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $481,000 | 2,214 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $1,020,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $457,960 | 2,215 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,847,000 | 2,415 |
| Total interest expense | $5,086,000 | 2,222 |
| Net interest income | $8,761,000 | 2,472 |
| Provision for loan and lease losses | $1,570,000 | 2,819 |
| Total noninterest income | $2,620,000 | 1,769 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $655,000 | 2,377 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,965,000 | 1,393 |
| Total noninterest expense | $6,461,000 | 2,995 |
| Salaries and employee benefits | $4,064,000 | 2,408 |
| Premises and equipment expense | $593,000 | 3,904 |
| Additional noninterest expense | $1,804,000 | 3,597 |
| Pre-tax net operating income | $3,350,000 | 1,206 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,164,000 | 863 |
| Income before extraordinary items | $2,186,000 | 1,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,186,000 | 1,527 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,186,000 | 1,529 |
| Net charge-offs | $1,340,000 | 2,514 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,186,000 | 1,495 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,378,000 | 2,445 |
| Total interest expense | $3,978,000 | 2,232 |
| Net interest income | $6,400,000 | 2,545 |
| Provision for loan and lease losses | $1,570,000 | 2,161 |
| Total noninterest income | $1,972,000 | 1,797 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $492,000 | 2,389 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,480,000 | 1,414 |
| Total noninterest expense | $4,826,000 | 3,011 |
| Salaries and employee benefits | $2,909,000 | 2,538 |
| Premises and equipment expense | $446,000 | 3,937 |
| Additional noninterest expense | $1,471,000 | 3,326 |
| Pre-tax net operating income | $1,976,000 | 1,647 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $660,000 | 1,137 |
| Income before extraordinary items | $1,316,000 | 2,019 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,316,000 | 2,018 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,316,000 | 2,019 |
| Net charge-offs | $1,220,000 | 1,983 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,316,000 | 1,982 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 2,499 |
| Total interest expense | $2,502,000 | 2,452 |
| Net interest income | $4,386,000 | 2,460 |
| Provision for loan and lease losses | $670,000 | 2,545 |
| Total noninterest income | $1,609,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,289,000 | 1,201 |
| Total noninterest expense | $3,621,000 | 2,747 |
| Salaries and employee benefits | $1,922,000 | 2,590 |
| Premises and equipment expense | $289,000 | 4,042 |
| Additional noninterest expense | $1,410,000 | 2,468 |
| Pre-tax net operating income | $1,704,000 | 1,345 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $565,000 | 977 |
| Income before extraordinary items | $1,139,000 | 1,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,139,000 | 1,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,139,000 | 1,634 |
| Net charge-offs | $548,000 | 2,250 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,139,000 | 1,606 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 2,542 |
| Total interest expense | $1,271,000 | 2,498 |
| Net interest income | $2,148,000 | 2,519 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $847,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $155,000 | 2,392 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $692,000 | 1,121 |
| Total noninterest expense | $1,764,000 | 2,725 |
| Salaries and employee benefits | $949,000 | 2,666 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $676,000 | 2,299 |
| Pre-tax net operating income | $931,000 | 1,388 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $315,000 | 1,014 |
| Income before extraordinary items | $616,000 | 1,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $616,000 | 1,749 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $616,000 | 1,750 |
| Net charge-offs | $122,000 | 2,654 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $616,000 | 1,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,002,000 | 2,640 |
| Total interest expense | $6,223,000 | 2,437 |
| Net interest income | $7,779,000 | 2,782 |
| Provision for loan and lease losses | $1,033,000 | 2,663 |
| Total noninterest income | $1,732,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $689,000 | 2,371 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,043,000 | 2,063 |
| Total noninterest expense | $5,966,000 | 3,090 |
| Salaries and employee benefits | $3,275,000 | 3,015 |
| Premises and equipment expense | $596,000 | 3,960 |
| Additional noninterest expense | $2,095,000 | 2,742 |
| Pre-tax net operating income | $2,512,000 | 2,077 |
| Securities gains (losses) | $-3,000 | 6,917 |
| Applicable income taxes | $699,000 | 1,518 |
| Income before extraordinary items | $1,810,000 | 2,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,810,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 2,248 |
| Cash dividends | $357,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,812,160 | 2,302 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,405,000 | 2,716 |
| Total interest expense | $4,653,000 | 2,534 |
| Net interest income | $5,752,000 | 2,835 |
| Provision for loan and lease losses | $409,000 | 3,043 |
| Total noninterest income | $1,243,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $499,000 | 2,465 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $744,000 | 2,220 |
| Total noninterest expense | $4,384,000 | 3,131 |
| Salaries and employee benefits | $2,617,000 | 2,859 |
| Premises and equipment expense | $441,000 | 4,001 |
| Additional noninterest expense | $1,326,000 | 3,089 |
| Pre-tax net operating income | $2,202,000 | 2,140 |
| Securities gains (losses) | $-3,000 | 7,226 |
| Applicable income taxes | $626,000 | 1,651 |
| Income before extraordinary items | $1,573,000 | 2,229 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,573,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 2,550 |
| Cash dividends | $357,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,575,160 | 2,341 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,924,000 | 2,756 |
| Total interest expense | $3,164,000 | 2,586 |
| Net interest income | $3,760,000 | 2,867 |
| Provision for loan and lease losses | $245,000 | 2,833 |
| Total noninterest income | $852,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $323,000 | 2,489 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $529,000 | 2,153 |
| Total noninterest expense | $2,823,000 | 3,246 |
| Salaries and employee benefits | $1,680,000 | 2,990 |
| Premises and equipment expense | $300,000 | 3,970 |
| Additional noninterest expense | $843,000 | 3,202 |
| Pre-tax net operating income | $1,544,000 | 2,137 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $406,000 | 1,853 |
| Income before extraordinary items | $1,138,000 | 2,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,138,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,024 |
| Cash dividends | $204,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,138,000 | 2,271 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,535,000 | 2,760 |
| Total interest expense | $1,693,000 | 2,592 |
| Net interest income | $1,842,000 | 2,910 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $447,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $158,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $289,000 | 2,018 |
| Total noninterest expense | $1,438,000 | 3,191 |
| Salaries and employee benefits | $870,000 | 2,923 |
| Premises and equipment expense | $154,000 | 3,903 |
| Additional noninterest expense | $414,000 | 3,210 |
| Pre-tax net operating income | $761,000 | 2,264 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $194,000 | 2,016 |
| Income before extraordinary items | $567,000 | 2,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $567,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,503 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $567,000 | 2,349 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,297,000 | 2,812 |
| Total interest expense | $6,654,000 | 2,751 |
| Net interest income | $7,643,000 | 2,854 |
| Provision for loan and lease losses | $510,000 | 2,294 |
| Total noninterest income | $1,328,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $569,000 | 2,784 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $759,000 | 2,628 |
| Total noninterest expense | $5,178,000 | 3,352 |
| Salaries and employee benefits | $3,118,000 | 3,128 |
| Premises and equipment expense | $546,000 | 4,105 |
| Additional noninterest expense | $1,514,000 | 3,388 |
| Pre-tax net operating income | $3,283,000 | 2,313 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,040,000 | 1,812 |
| Income before extraordinary items | $2,243,000 | 2,591 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,243,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,488 |
| Cash dividends | $1,276,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,243,000 | 2,582 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,640,000 | 2,834 |
| Total interest expense | $4,891,000 | 2,796 |
| Net interest income | $5,749,000 | 2,844 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $961,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $412,000 | 2,836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $549,000 | 2,690 |
| Total noninterest expense | $3,809,000 | 3,379 |
| Salaries and employee benefits | $2,289,000 | 3,167 |
| Premises and equipment expense | $407,000 | 4,117 |
| Additional noninterest expense | $1,113,000 | 3,385 |
| Pre-tax net operating income | $2,697,000 | 2,293 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $869,000 | 1,794 |
| Income before extraordinary items | $1,828,000 | 2,568 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,828,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,582 |
| Cash dividends | $765,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,828,000 | 2,545 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 2,903 |
| Total interest expense | $3,175,000 | 2,859 |
| Net interest income | $3,758,000 | 2,927 |
| Provision for loan and lease losses | $143,000 | 2,732 |
| Total noninterest income | $608,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $257,000 | 2,973 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $351,000 | 2,761 |
| Total noninterest expense | $2,456,000 | 3,488 |
| Salaries and employee benefits | $1,497,000 | 3,246 |
| Premises and equipment expense | $282,000 | 4,020 |
| Additional noninterest expense | $677,000 | 3,652 |
| Pre-tax net operating income | $1,767,000 | 2,371 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $565,000 | 1,911 |
| Income before extraordinary items | $1,202,000 | 2,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,202,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,152 |
| Cash dividends | $255,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,202,000 | 2,619 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 2,940 |
| Total interest expense | $1,549,000 | 2,902 |
| Net interest income | $1,862,000 | 2,950 |
| Provision for loan and lease losses | $56,000 | 2,964 |
| Total noninterest income | $269,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $116,000 | 3,150 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $153,000 | 2,982 |
| Total noninterest expense | $1,182,000 | 3,613 |
| Salaries and employee benefits | $714,000 | 3,401 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $328,000 | 3,701 |
| Pre-tax net operating income | $893,000 | 2,359 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $302,000 | 1,844 |
| Income before extraordinary items | $591,000 | 2,661 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $591,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $255,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $591,000 | 2,648 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,519,000 | 2,976 |
| Total interest expense | $5,613,000 | 2,746 |
| Net interest income | $6,906,000 | 3,140 |
| Provision for loan and lease losses | $225,000 | 3,309 |
| Total noninterest income | $1,230,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $459,000 | 3,255 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $771,000 | 2,632 |
| Total noninterest expense | $4,859,000 | 3,427 |
| Salaries and employee benefits | $2,979,000 | 3,149 |
| Premises and equipment expense | $543,000 | 4,032 |
| Additional noninterest expense | $1,337,000 | 3,617 |
| Pre-tax net operating income | $3,052,000 | 2,743 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $1,016,000 | 2,170 |
| Income before extraordinary items | $2,037,000 | 3,057 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,037,000 | 3,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $204,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,036,330 | 3,052 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 3,031 |
| Total interest expense | $4,040,000 | 2,752 |
| Net interest income | $5,084,000 | 3,218 |
| Provision for loan and lease losses | $165,000 | 3,241 |
| Total noninterest income | $924,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $345,000 | 3,257 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $579,000 | 2,636 |
| Total noninterest expense | $3,545,000 | 3,494 |
| Salaries and employee benefits | $2,163,000 | 3,244 |
| Premises and equipment expense | $422,000 | 3,966 |
| Additional noninterest expense | $960,000 | 3,736 |
| Pre-tax net operating income | $2,298,000 | 2,834 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $767,000 | 2,263 |
| Income before extraordinary items | $1,524,000 | 3,171 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,524,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $204,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,528,690 | 3,161 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 3,096 |
| Total interest expense | $2,509,000 | 2,811 |
| Net interest income | $3,332,000 | 3,271 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $556,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $229,000 | 3,238 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $327,000 | 2,859 |
| Total noninterest expense | $2,301,000 | 3,573 |
| Salaries and employee benefits | $1,417,000 | 3,291 |
| Premises and equipment expense | $278,000 | 4,008 |
| Additional noninterest expense | $606,000 | 3,883 |
| Pre-tax net operating income | $1,492,000 | 2,892 |
| Securities gains (losses) | $-7,000 | 7,777 |
| Applicable income taxes | $493,000 | 2,333 |
| Income before extraordinary items | $992,000 | 3,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $992,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $204,000 | 3,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $996,690 | 3,213 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 3,223 |
| Total interest expense | $1,162,000 | 2,875 |
| Net interest income | $1,565,000 | 3,424 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $260,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 3,301 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,962 |
| Total noninterest expense | $1,149,000 | 3,599 |
| Salaries and employee benefits | $696,000 | 3,357 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $302,000 | 3,867 |
| Pre-tax net operating income | $676,000 | 3,046 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $214,000 | 2,521 |
| Income before extraordinary items | $461,000 | 3,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $461,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $102,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $461,680 | 3,336 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,506,000 | 3,286 |
| Total interest expense | $3,180,000 | 3,171 |
| Net interest income | $6,326,000 | 3,282 |
| Provision for loan and lease losses | $253,000 | 3,131 |
| Total noninterest income | $1,070,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $421,000 | 3,445 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $649,000 | 2,917 |
| Total noninterest expense | $4,336,000 | 3,630 |
| Salaries and employee benefits | $2,656,000 | 3,313 |
| Premises and equipment expense | $440,000 | 4,566 |
| Additional noninterest expense | $1,240,000 | 3,766 |
| Pre-tax net operating income | $2,807,000 | 2,917 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $969,000 | 2,305 |
| Income before extraordinary items | $1,842,000 | 3,295 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,842,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,497 |
| Cash dividends | $408,000 | 3,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,839,360 | 3,267 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 3,308 |
| Total interest expense | $2,211,000 | 3,232 |
| Net interest income | $4,702,000 | 3,304 |
| Provision for loan and lease losses | $253,000 | 2,527 |
| Total noninterest income | $802,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $312,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $490,000 | 2,923 |
| Total noninterest expense | $2,993,000 | 3,841 |
| Salaries and employee benefits | $1,833,000 | 3,516 |
| Premises and equipment expense | $312,000 | 4,705 |
| Additional noninterest expense | $848,000 | 4,007 |
| Pre-tax net operating income | $2,258,000 | 2,787 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $779,000 | 2,243 |
| Income before extraordinary items | $1,483,000 | 3,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,483,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $306,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,480,360 | 3,126 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 3,312 |
| Total interest expense | $1,383,000 | 3,258 |
| Net interest income | $3,111,000 | 3,308 |
| Provision for loan and lease losses | $162,000 | 2,506 |
| Total noninterest income | $530,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $201,000 | 3,504 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $329,000 | 2,898 |
| Total noninterest expense | $1,966,000 | 3,859 |
| Salaries and employee benefits | $1,204,000 | 3,547 |
| Premises and equipment expense | $194,000 | 4,925 |
| Additional noninterest expense | $568,000 | 3,967 |
| Pre-tax net operating income | $1,513,000 | 2,730 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $511,000 | 2,245 |
| Income before extraordinary items | $1,006,000 | 3,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,006,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $204,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,003,360 | 3,031 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 3,304 |
| Total interest expense | $638,000 | 3,345 |
| Net interest income | $1,592,000 | 3,240 |
| Provision for loan and lease losses | $81,000 | 2,384 |
| Total noninterest income | $275,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $177,000 | 2,686 |
| Total noninterest expense | $1,003,000 | 3,838 |
| Salaries and employee benefits | $613,000 | 3,501 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $290,000 | 3,912 |
| Pre-tax net operating income | $783,000 | 2,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $262,000 | 2,195 |
| Income before extraordinary items | $521,000 | 2,954 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $521,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $102,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $521,000 | 2,909 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 3,377 |
| Total interest expense | $2,141,000 | 3,450 |
| Net interest income | $5,969,000 | 3,310 |
| Provision for loan and lease losses | $335,000 | 2,700 |
| Total noninterest income | $1,402,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $455,000 | 3,359 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $947,000 | 2,226 |
| Total noninterest expense | $4,287,000 | 3,540 |
| Salaries and employee benefits | $2,689,000 | 3,155 |
| Premises and equipment expense | $440,000 | 4,482 |
| Additional noninterest expense | $1,158,000 | 3,863 |
| Pre-tax net operating income | $2,749,000 | 2,768 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $864,000 | 2,397 |
| Income before extraordinary items | $1,877,000 | 3,086 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,877,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,062 |
| Cash dividends | $409,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,882,440 | 3,011 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 3,413 |
| Total interest expense | $1,551,000 | 3,514 |
| Net interest income | $4,393,000 | 3,338 |
| Provision for loan and lease losses | $230,000 | 2,721 |
| Total noninterest income | $1,007,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $351,000 | 3,308 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $656,000 | 2,361 |
| Total noninterest expense | $3,086,000 | 3,626 |
| Salaries and employee benefits | $1,833,000 | 3,373 |
| Premises and equipment expense | $334,000 | 4,430 |
| Additional noninterest expense | $919,000 | 3,651 |
| Pre-tax net operating income | $2,084,000 | 2,777 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $621,000 | 2,512 |
| Income before extraordinary items | $1,463,000 | 3,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,463,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,764 |
| Cash dividends | $306,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,463,000 | 2,936 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 3,422 |
| Total interest expense | $1,013,000 | 3,558 |
| Net interest income | $2,927,000 | 3,335 |
| Provision for loan and lease losses | $170,000 | 2,510 |
| Total noninterest income | $676,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $228,000 | 3,344 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $448,000 | 2,354 |
| Total noninterest expense | $2,050,000 | 3,663 |
| Salaries and employee benefits | $1,196,000 | 3,455 |
| Premises and equipment expense | $220,000 | 4,467 |
| Additional noninterest expense | $634,000 | 3,578 |
| Pre-tax net operating income | $1,383,000 | 2,754 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $405,000 | 2,534 |
| Income before extraordinary items | $978,000 | 2,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $978,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,746 |
| Cash dividends | $205,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $978,000 | 2,904 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 3,495 |
| Total interest expense | $517,000 | 3,531 |
| Net interest income | $1,404,000 | 3,436 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $374,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 3,247 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $259,000 | 2,077 |
| Total noninterest expense | $1,000,000 | 3,760 |
| Salaries and employee benefits | $591,000 | 3,523 |
| Premises and equipment expense | $116,000 | 4,345 |
| Additional noninterest expense | $293,000 | 3,808 |
| Pre-tax net operating income | $698,000 | 2,711 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $189,000 | 2,673 |
| Income before extraordinary items | $509,000 | 2,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $509,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,025 |
| Cash dividends | $102,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $509,000 | 2,803 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,167,000 | 3,381 |
| Total interest expense | $2,400,000 | 3,441 |
| Net interest income | $5,767,000 | 3,283 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $1,743,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $474,000 | 3,234 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,269,000 | 2,042 |
| Total noninterest expense | $4,370,000 | 3,438 |
| Salaries and employee benefits | $2,804,000 | 2,947 |
| Premises and equipment expense | $400,000 | 4,731 |
| Additional noninterest expense | $1,166,000 | 3,804 |
| Pre-tax net operating income | $2,860,000 | 2,609 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $872,000 | 2,380 |
| Income before extraordinary items | $1,995,000 | 2,878 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,995,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,971 |
| Cash dividends | $1,683,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,990,100 | 2,749 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 3,430 |
| Total interest expense | $1,862,000 | 3,467 |
| Net interest income | $4,265,000 | 3,347 |
| Provision for loan and lease losses | $152,000 | 3,888 |
| Total noninterest income | $1,368,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $351,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,017,000 | 2,027 |
| Total noninterest expense | $3,081,000 | 3,619 |
| Salaries and employee benefits | $1,867,000 | 3,278 |
| Premises and equipment expense | $304,000 | 4,671 |
| Additional noninterest expense | $910,000 | 3,690 |
| Pre-tax net operating income | $2,400,000 | 2,468 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $749,000 | 2,292 |
| Income before extraordinary items | $1,651,000 | 2,751 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,651,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,015 |
| Cash dividends | $1,174,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,651,000 | 2,608 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 3,404 |
| Total interest expense | $1,284,000 | 3,472 |
| Net interest income | $2,869,000 | 3,325 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $980,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $228,000 | 3,295 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $752,000 | 1,874 |
| Total noninterest expense | $2,066,000 | 3,595 |
| Salaries and employee benefits | $1,253,000 | 3,267 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $616,000 | 3,632 |
| Pre-tax net operating income | $1,688,000 | 2,361 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $548,000 | 2,187 |
| Income before extraordinary items | $1,140,000 | 2,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,140,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $918,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,140,000 | 2,536 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 3,459 |
| Total interest expense | $652,000 | 3,509 |
| Net interest income | $1,393,000 | 3,380 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $414,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 3,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $311,000 | 2,061 |
| Total noninterest expense | $1,001,000 | 3,664 |
| Salaries and employee benefits | $601,000 | 3,362 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $304,000 | 3,622 |
| Pre-tax net operating income | $769,000 | 2,551 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $225,000 | 2,499 |
| Income before extraordinary items | $544,000 | 2,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $544,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $509,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $544,000 | 2,623 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,808,000 | 3,371 |
| Total interest expense | $3,252,000 | 3,303 |
| Net interest income | $5,556,000 | 3,347 |
| Provision for loan and lease losses | $279,000 | 3,616 |
| Total noninterest income | $1,266,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $384,000 | 3,626 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $882,000 | 2,354 |
| Total noninterest expense | $3,918,000 | 3,614 |
| Salaries and employee benefits | $2,450,000 | 3,176 |
| Premises and equipment expense | $392,000 | 4,722 |
| Additional noninterest expense | $1,076,000 | 3,944 |
| Pre-tax net operating income | $2,625,000 | 2,785 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $822,000 | 2,547 |
| Income before extraordinary items | $1,808,000 | 3,023 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,808,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,367 |
| Cash dividends | $1,607,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,804,550 | 2,938 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 3,361 |
| Total interest expense | $4,832,000 | 3,242 |
| Net interest income | $5,012,000 | 3,417 |
| Provision for loan and lease losses | $115,000 | 5,373 |
| Total noninterest income | $1,003,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $362,000 | 3,677 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $641,000 | 2,712 |
| Total noninterest expense | $3,563,000 | 3,771 |
| Salaries and employee benefits | $2,148,000 | 3,383 |
| Premises and equipment expense | $404,000 | 4,573 |
| Additional noninterest expense | $1,011,000 | 4,037 |
| Pre-tax net operating income | $2,337,000 | 2,811 |
| Securities gains (losses) | $60,000 | 2,191 |
| Applicable income taxes | $709,000 | 2,646 |
| Income before extraordinary items | $1,688,000 | 2,941 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,688,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,838 |
| Cash dividends | $1,071,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,646,000 | 2,904 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,609,000 | 3,239 |
| Total interest expense | $5,305,000 | 3,143 |
| Net interest income | $5,304,000 | 3,304 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $1,056,000 | 3,020 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $364,000 | 3,480 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $692,000 | 2,383 |
| Total noninterest expense | $3,405,000 | 3,804 |
| Salaries and employee benefits | $1,966,000 | 3,511 |
| Premises and equipment expense | $441,000 | 4,188 |
| Additional noninterest expense | $998,000 | 4,005 |
| Pre-tax net operating income | $2,763,000 | 2,556 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $1,089,000 | 1,979 |
| Income before extraordinary items | $1,673,000 | 2,973 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,673,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,105 |
| Cash dividends | $1,326,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,673,640 | 2,960 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,053,000 | 3,521 |
| Total interest expense | $4,151,000 | 3,478 |
| Net interest income | $4,902,000 | 3,505 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $671,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $362,000 | 3,482 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $309,000 | 3,958 |
| Total noninterest expense | $3,313,000 | 3,888 |
| Salaries and employee benefits | $1,713,000 | 3,901 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $1,112,000 | 3,684 |
| Pre-tax net operating income | $2,205,000 | 3,093 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $767,000 | 2,728 |
| Income before extraordinary items | $1,438,000 | 3,350 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,438,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $612,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,438,000 | 3,312 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 3,619 |
| Total interest expense | $4,414,000 | 3,361 |
| Net interest income | $4,346,000 | 3,853 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $691,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $370,000 | 3,356 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $321,000 | 3,880 |
| Total noninterest expense | $2,918,000 | 4,228 |
| Salaries and employee benefits | $1,518,000 | 4,202 |
| Premises and equipment expense | $504,000 | 3,672 |
| Additional noninterest expense | $896,000 | 4,305 |
| Pre-tax net operating income | $2,024,000 | 3,311 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $706,000 | 3,006 |
| Income before extraordinary items | $1,323,000 | 3,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,323,000 | 3,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $409,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,319,750 | 3,542 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,469,000 | 3,768 |
| Total interest expense | $4,221,000 | 3,482 |
| Net interest income | $4,248,000 | 4,024 |
| Provision for loan and lease losses | $152,000 | 4,098 |
| Total noninterest income | $674,000 | 4,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,226 |
| Total noninterest expense | $2,888,000 | 4,227 |
| Salaries and employee benefits | $1,640,000 | 3,944 |
| Premises and equipment expense | $479,000 | 3,851 |
| Additional noninterest expense | $769,000 | 4,870 |
| Pre-tax net operating income | $1,882,000 | 3,728 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $696,000 | 3,250 |
| Income before extraordinary items | $1,185,000 | 4,100 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,185,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,921 |
| Cash dividends | $1,071,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,185,640 | 4,034 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,401,000 | 3,850 |
| Total interest expense | $4,198,000 | 3,550 |
| Net interest income | $4,203,000 | 4,136 |
| Provision for loan and lease losses | $307,000 | 2,527 |
| Total noninterest income | $725,000 | 3,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 2,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,342 |
| Total noninterest expense | $2,779,000 | 4,582 |
| Salaries and employee benefits | $1,530,000 | 4,239 |
| Premises and equipment expense | $505,000 | 3,751 |
| Additional noninterest expense | $744,000 | 5,490 |
| Pre-tax net operating income | $1,842,000 | 3,637 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $663,000 | 3,311 |
| Income before extraordinary items | $1,180,000 | 3,926 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,180,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,837 |
| Cash dividends | $969,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,179,360 | 3,882 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,071,000 | 3,978 |
| Total interest expense | $4,051,000 | 3,643 |
| Net interest income | $4,020,000 | 4,288 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $639,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,250 |
| Total noninterest expense | $2,786,000 | 4,548 |
| Salaries and employee benefits | $1,487,000 | 4,312 |
| Premises and equipment expense | $511,000 | 3,695 |
| Additional noninterest expense | $788,000 | 5,318 |
| Pre-tax net operating income | $1,748,000 | 3,938 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $649,000 | 3,454 |
| Income before extraordinary items | $1,089,000 | 4,287 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,089,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,304 |
| Cash dividends | $816,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,095,400 | 4,254 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 4,235 |
| Total interest expense | $2,907,000 | 4,074 |
| Net interest income | $4,059,000 | 4,319 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $644,000 | 4,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $2,810,000 | 4,665 |
| Salaries and employee benefits | $1,409,000 | 4,529 |
| Premises and equipment expense | $517,000 | 3,690 |
| Additional noninterest expense | $884,000 | 5,256 |
| Pre-tax net operating income | $1,797,000 | 3,751 |
| Securities gains (losses) | $35,000 | 1,379 |
| Applicable income taxes | $701,000 | 3,088 |
| Income before extraordinary items | $1,131,000 | 4,079 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,131,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $1,174,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,108,600 | 4,192 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,683,000 | 4,504 |
| Total interest expense | $2,852,000 | 4,295 |
| Net interest income | $3,831,000 | 4,580 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $562,000 | 5,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,974 |
| Total noninterest expense | $2,791,000 | 4,808 |
| Salaries and employee benefits | $1,386,000 | 4,601 |
| Premises and equipment expense | $603,000 | 3,313 |
| Additional noninterest expense | $802,000 | 5,917 |
| Pre-tax net operating income | $1,472,000 | 4,400 |
| Securities gains (losses) | $834,000 | 614 |
| Applicable income taxes | $850,000 | 2,628 |
| Income before extraordinary items | $1,456,000 | 3,327 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,456,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $611,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $922,240 | 4,767 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 4,781 |
| Total interest expense | $3,268,000 | 4,819 |
| Net interest income | $3,824,000 | 4,632 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $471,000 | 5,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $2,543,000 | 5,233 |
| Salaries and employee benefits | $1,307,000 | 4,800 |
| Premises and equipment expense | $464,000 | 4,242 |
| Additional noninterest expense | $772,000 | 6,271 |
| Pre-tax net operating income | $1,632,000 | 3,743 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $462,000 | 4,260 |
| Income before extraordinary items | $1,168,000 | 3,900 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,168,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $867,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,169,440 | 3,619 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.