Home > United Americas Bank > Income and Expense
United Americas Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 3,190 |
| Total interest expense | $3,500,000 | 1,812 |
| Net interest income | $3,493,000 | 4,214 |
| Provision for loan and lease losses | $12,994,000 | 406 |
| Total noninterest income | $837,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $340,000 | 2,904 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $497,000 | 2,769 |
| Total noninterest expense | $5,865,000 | 2,472 |
| Salaries and employee benefits | $1,220,000 | 4,854 |
| Premises and equipment expense | $361,000 | 4,352 |
| Additional noninterest expense | $4,284,000 | 1,262 |
| Pre-tax net operating income | $-14,529,000 | 7,622 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $1,552,000 | 721 |
| Income before extraordinary items | $-16,068,000 | 7,638 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-16,068,000 | 7,638 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-16,068,000 | 7,638 |
| Net charge-offs | $5,520,000 | 725 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-16,081,000 | 7,634 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 3,147 |
| Total interest expense | $2,448,000 | 1,802 |
| Net interest income | $2,357,000 | 4,175 |
| Provision for loan and lease losses | $10,794,000 | 341 |
| Total noninterest income | $602,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $226,000 | 2,916 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $376,000 | 2,501 |
| Total noninterest expense | $4,053,000 | 2,395 |
| Salaries and employee benefits | $828,000 | 4,829 |
| Premises and equipment expense | $242,000 | 4,351 |
| Additional noninterest expense | $2,983,000 | 1,193 |
| Pre-tax net operating income | $-11,888,000 | 7,704 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $1,552,000 | 485 |
| Income before extraordinary items | $-13,427,000 | 7,718 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-13,427,000 | 7,718 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-13,427,000 | 7,718 |
| Net charge-offs | $5,312,000 | 551 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-13,440,000 | 7,716 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 3,170 |
| Total interest expense | $1,288,000 | 1,799 |
| Net interest income | $1,141,000 | 4,293 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $284,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $110,000 | 2,968 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $174,000 | 2,598 |
| Total noninterest expense | $1,889,000 | 2,584 |
| Salaries and employee benefits | $437,000 | 4,737 |
| Premises and equipment expense | $124,000 | 4,388 |
| Additional noninterest expense | $1,328,000 | 1,338 |
| Pre-tax net operating income | $-664,000 | 7,275 |
| Securities gains (losses) | $49,000 | 1,156 |
| Applicable income taxes | $-268,000 | 7,610 |
| Income before extraordinary items | $-347,000 | 7,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-347,000 | 7,131 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-347,000 | 7,129 |
| Net charge-offs | $241,000 | 2,252 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-378,360 | 7,139 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,143,000 | 2,936 |
| Total interest expense | $5,762,000 | 1,984 |
| Net interest income | $5,381,000 | 3,764 |
| Provision for loan and lease losses | $8,943,000 | 955 |
| Total noninterest income | $2,089,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $664,000 | 2,348 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,425,000 | 1,709 |
| Total noninterest expense | $6,646,000 | 2,925 |
| Salaries and employee benefits | $2,307,000 | 3,935 |
| Premises and equipment expense | $651,000 | 3,661 |
| Additional noninterest expense | $3,688,000 | 1,982 |
| Pre-tax net operating income | $-8,119,000 | 7,408 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-2,155,000 | 7,539 |
| Income before extraordinary items | $-5,964,000 | 7,353 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,964,000 | 7,352 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,964,000 | 7,352 |
| Net charge-offs | $4,444,000 | 1,249 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,964,000 | 7,366 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,487,000 | 2,944 |
| Total interest expense | $4,383,000 | 2,050 |
| Net interest income | $4,104,000 | 3,729 |
| Provision for loan and lease losses | $1,239,000 | 2,482 |
| Total noninterest income | $1,936,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $504,000 | 2,339 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,432,000 | 1,445 |
| Total noninterest expense | $4,802,000 | 3,024 |
| Salaries and employee benefits | $1,855,000 | 3,755 |
| Premises and equipment expense | $605,000 | 3,138 |
| Additional noninterest expense | $2,342,000 | 2,229 |
| Pre-tax net operating income | $-1,000 | 5,670 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-26,000 | 6,741 |
| Income before extraordinary items | $25,000 | 5,676 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $25,000 | 5,676 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $25,000 | 5,676 |
| Net charge-offs | $150,000 | 4,606 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $25,000 | 5,611 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 2,943 |
| Total interest expense | $2,969,000 | 2,109 |
| Net interest income | $2,755,000 | 3,695 |
| Provision for loan and lease losses | $939,000 | 2,147 |
| Total noninterest income | $1,522,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $354,000 | 2,222 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,168,000 | 1,289 |
| Total noninterest expense | $3,375,000 | 2,906 |
| Salaries and employee benefits | $1,317,000 | 3,619 |
| Premises and equipment expense | $40,000 | 7,696 |
| Additional noninterest expense | $2,018,000 | 1,802 |
| Pre-tax net operating income | $-37,000 | 5,923 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-52,000 | 7,014 |
| Income before extraordinary items | $15,000 | 5,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 5,828 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $15,000 | 5,828 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $15,000 | 5,738 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 2,914 |
| Total interest expense | $1,511,000 | 2,157 |
| Net interest income | $1,433,000 | 3,586 |
| Provision for loan and lease losses | $379,000 | 2,041 |
| Total noninterest income | $722,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $722,000 | 1,095 |
| Total noninterest expense | $1,645,000 | 2,897 |
| Salaries and employee benefits | $669,000 | 3,605 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $920,000 | 1,759 |
| Pre-tax net operating income | $131,000 | 4,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $39,000 | 3,088 |
| Income before extraordinary items | $92,000 | 5,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $92,000 | 5,065 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $92,000 | 5,064 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $92,000 | 4,894 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,077,000 | 2,449 |
| Total interest expense | $7,909,000 | 1,994 |
| Net interest income | $7,168,000 | 2,984 |
| Provision for loan and lease losses | $833,000 | 2,977 |
| Total noninterest income | $911,000 | 3,618 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $547,000 | 2,824 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $364,000 | 3,747 |
| Total noninterest expense | $7,071,000 | 2,670 |
| Salaries and employee benefits | $3,084,000 | 3,172 |
| Premises and equipment expense | $234,000 | 6,385 |
| Additional noninterest expense | $3,753,000 | 1,648 |
| Pre-tax net operating income | $175,000 | 5,820 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-5,000 | 6,764 |
| Income before extraordinary items | $180,000 | 5,563 |
| Extraordinary gains, net | $1,000 | 37 |
| Net income | $181,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 2,706 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $180,000 | 5,716 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,717,000 | 2,429 |
| Total interest expense | $6,153,000 | 2,013 |
| Net interest income | $5,564,000 | 2,919 |
| Provision for loan and lease losses | $486,000 | 2,766 |
| Total noninterest income | $779,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $378,000 | 3,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $401,000 | 3,190 |
| Total noninterest expense | $5,717,000 | 2,468 |
| Salaries and employee benefits | $2,432,000 | 3,070 |
| Premises and equipment expense | $502,000 | 3,623 |
| Additional noninterest expense | $2,783,000 | 1,608 |
| Pre-tax net operating income | $140,000 | 6,258 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $49,000 | 4,108 |
| Income before extraordinary items | $92,000 | 6,224 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $92,000 | 6,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 2,198 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $91,350 | 6,380 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 2,439 |
| Total interest expense | $4,226,000 | 2,047 |
| Net interest income | $3,690,000 | 2,927 |
| Provision for loan and lease losses | $285,000 | 2,628 |
| Total noninterest income | $480,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $253,000 | 2,977 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $227,000 | 3,516 |
| Total noninterest expense | $3,938,000 | 2,404 |
| Salaries and employee benefits | $1,655,000 | 3,048 |
| Premises and equipment expense | $323,000 | 3,739 |
| Additional noninterest expense | $1,960,000 | 1,504 |
| Pre-tax net operating income | $-53,000 | 7,098 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-24,000 | 7,684 |
| Income before extraordinary items | $-29,000 | 7,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-29,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,071 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-29,000 | 7,071 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 2,424 |
| Total interest expense | $2,243,000 | 2,049 |
| Net interest income | $1,863,000 | 2,886 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $243,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $136,000 | 2,821 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,641 |
| Total noninterest expense | $2,330,000 | 2,051 |
| Salaries and employee benefits | $816,000 | 3,105 |
| Premises and equipment expense | $98,000 | 5,215 |
| Additional noninterest expense | $1,416,000 | 1,015 |
| Pre-tax net operating income | $-359,000 | 7,962 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-137,000 | 8,199 |
| Income before extraordinary items | $-222,000 | 7,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-222,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,940 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-222,000 | 7,847 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,961,000 | 2,426 |
| Total interest expense | $9,420,000 | 2,032 |
| Net interest income | $7,541,000 | 2,900 |
| Provision for loan and lease losses | $380,000 | 2,776 |
| Total noninterest income | $693,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $507,000 | 3,027 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $186,000 | 5,209 |
| Total noninterest expense | $5,375,000 | 3,255 |
| Salaries and employee benefits | $2,762,000 | 3,451 |
| Premises and equipment expense | $587,000 | 3,903 |
| Additional noninterest expense | $2,026,000 | 2,644 |
| Pre-tax net operating income | $2,479,000 | 2,846 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $937,000 | 1,936 |
| Income before extraordinary items | $1,543,000 | 3,379 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,543,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,918 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,542,360 | 3,366 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,506,000 | 2,456 |
| Total interest expense | $6,882,000 | 2,077 |
| Net interest income | $5,624,000 | 2,914 |
| Provision for loan and lease losses | $290,000 | 2,361 |
| Total noninterest income | $519,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $368,000 | 3,081 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $151,000 | 5,079 |
| Total noninterest expense | $3,917,000 | 3,300 |
| Salaries and employee benefits | $2,025,000 | 3,492 |
| Premises and equipment expense | $420,000 | 4,019 |
| Additional noninterest expense | $1,472,000 | 2,662 |
| Pre-tax net operating income | $1,936,000 | 2,910 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $733,000 | 2,025 |
| Income before extraordinary items | $1,204,000 | 3,459 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,204,000 | 3,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,203,360 | 3,448 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 2,527 |
| Total interest expense | $4,461,000 | 2,135 |
| Net interest income | $3,689,000 | 2,979 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $297,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $230,000 | 3,205 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $67,000 | 5,821 |
| Total noninterest expense | $2,463,000 | 3,479 |
| Salaries and employee benefits | $1,267,000 | 3,713 |
| Premises and equipment expense | $146,000 | 5,893 |
| Additional noninterest expense | $1,050,000 | 2,520 |
| Pre-tax net operating income | $1,323,000 | 2,918 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $504,000 | 2,056 |
| Income before extraordinary items | $819,000 | 3,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $819,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $819,000 | 3,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 2,577 |
| Total interest expense | $2,150,000 | 2,184 |
| Net interest income | $1,814,000 | 3,024 |
| Provision for loan and lease losses | $110,000 | 1,886 |
| Total noninterest income | $141,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $1,151,000 | 3,687 |
| Salaries and employee benefits | $588,000 | 3,944 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $500,000 | 2,620 |
| Pre-tax net operating income | $694,000 | 2,821 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $264,000 | 2,020 |
| Income before extraordinary items | $430,000 | 3,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $430,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $430,000 | 3,311 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,692,000 | 2,758 |
| Total interest expense | $6,790,000 | 2,346 |
| Net interest income | $6,902,000 | 3,143 |
| Provision for loan and lease losses | $360,000 | 2,452 |
| Total noninterest income | $451,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $356,000 | 3,778 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $4,324,000 | 3,747 |
| Salaries and employee benefits | $2,147,000 | 4,059 |
| Premises and equipment expense | $219,000 | 6,526 |
| Additional noninterest expense | $1,958,000 | 2,618 |
| Pre-tax net operating income | $2,669,000 | 2,999 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,009,000 | 2,182 |
| Income before extraordinary items | $1,660,000 | 3,541 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,660,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,660,000 | 3,521 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,923,000 | 2,814 |
| Total interest expense | $4,794,000 | 2,402 |
| Net interest income | $5,129,000 | 3,194 |
| Provision for loan and lease losses | $265,000 | 2,378 |
| Total noninterest income | $334,000 | 5,406 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $262,000 | 3,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $3,216,000 | 3,769 |
| Salaries and employee benefits | $1,593,000 | 4,069 |
| Premises and equipment expense | $132,000 | 6,992 |
| Additional noninterest expense | $1,491,000 | 2,574 |
| Pre-tax net operating income | $1,982,000 | 3,131 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $748,000 | 2,297 |
| Income before extraordinary items | $1,234,000 | 3,663 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,234,000 | 3,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,234,000 | 3,650 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 2,880 |
| Total interest expense | $2,951,000 | 2,470 |
| Net interest income | $3,421,000 | 3,192 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $226,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $168,000 | 3,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,139 |
| Total noninterest expense | $2,074,000 | 3,904 |
| Salaries and employee benefits | $1,042,000 | 4,157 |
| Premises and equipment expense | $212,000 | 4,755 |
| Additional noninterest expense | $820,000 | 3,072 |
| Pre-tax net operating income | $1,353,000 | 3,095 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $508,000 | 2,283 |
| Income before extraordinary items | $845,000 | 3,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $845,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $845,000 | 3,595 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 2,952 |
| Total interest expense | $1,350,000 | 2,553 |
| Net interest income | $1,681,000 | 3,233 |
| Provision for loan and lease losses | $130,000 | 1,639 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $980,000 | 4,073 |
| Salaries and employee benefits | $498,000 | 4,297 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $373,000 | 3,306 |
| Pre-tax net operating income | $686,000 | 3,010 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $260,000 | 2,209 |
| Income before extraordinary items | $426,000 | 3,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $426,000 | 3,504 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,730,000 | 3,216 |
| Total interest expense | $3,743,000 | 2,793 |
| Net interest income | $5,987,000 | 3,424 |
| Provision for loan and lease losses | $655,000 | 1,521 |
| Total noninterest income | $586,000 | 4,844 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $496,000 | 3,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,565 |
| Total noninterest expense | $3,775,000 | 4,041 |
| Salaries and employee benefits | $1,862,000 | 4,359 |
| Premises and equipment expense | $434,000 | 4,619 |
| Additional noninterest expense | $1,479,000 | 3,261 |
| Pre-tax net operating income | $2,143,000 | 3,526 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $812,000 | 2,583 |
| Income before extraordinary items | $1,331,000 | 4,089 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,331,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,287 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,331,000 | 4,057 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 3,311 |
| Total interest expense | $2,563,000 | 2,872 |
| Net interest income | $4,339,000 | 3,516 |
| Provision for loan and lease losses | $515,000 | 1,367 |
| Total noninterest income | $484,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $420,000 | 2,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $2,799,000 | 4,047 |
| Salaries and employee benefits | $1,357,000 | 4,426 |
| Premises and equipment expense | $321,000 | 4,627 |
| Additional noninterest expense | $1,121,000 | 3,206 |
| Pre-tax net operating income | $1,509,000 | 3,727 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $573,000 | 2,720 |
| Income before extraordinary items | $936,000 | 4,351 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $936,000 | 4,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $936,000 | 4,297 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 3,420 |
| Total interest expense | $1,504,000 | 3,034 |
| Net interest income | $2,801,000 | 3,600 |
| Provision for loan and lease losses | $375,000 | 1,255 |
| Total noninterest income | $363,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $315,000 | 2,523 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $1,809,000 | 4,126 |
| Salaries and employee benefits | $880,000 | 4,500 |
| Premises and equipment expense | $212,000 | 4,614 |
| Additional noninterest expense | $717,000 | 3,306 |
| Pre-tax net operating income | $980,000 | 3,770 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $372,000 | 2,726 |
| Income before extraordinary items | $608,000 | 4,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $608,000 | 4,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $608,000 | 4,330 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 3,509 |
| Total interest expense | $671,000 | 3,227 |
| Net interest income | $1,386,000 | 3,637 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $204,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $185,000 | 2,151 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $864,000 | 4,299 |
| Salaries and employee benefits | $422,000 | 4,654 |
| Premises and equipment expense | $109,000 | 4,578 |
| Additional noninterest expense | $333,000 | 3,502 |
| Pre-tax net operating income | $501,000 | 3,675 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $190,000 | 2,683 |
| Income before extraordinary items | $311,000 | 4,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $311,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $311,000 | 4,223 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 3,905 |
| Total interest expense | $1,924,000 | 3,766 |
| Net interest income | $4,849,000 | 3,888 |
| Provision for loan and lease losses | $650,000 | 1,541 |
| Total noninterest income | $687,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $633,000 | 2,584 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $3,233,000 | 4,432 |
| Salaries and employee benefits | $1,685,000 | 4,555 |
| Premises and equipment expense | $432,000 | 4,539 |
| Additional noninterest expense | $1,116,000 | 3,977 |
| Pre-tax net operating income | $1,653,000 | 4,002 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $605,000 | 3,018 |
| Income before extraordinary items | $1,052,000 | 4,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,052,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $718,000 | 982 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,049,440 | 4,486 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 4,034 |
| Total interest expense | $1,341,000 | 3,945 |
| Net interest income | $3,485,000 | 4,019 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $505,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $467,000 | 2,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 7,412 |
| Total noninterest expense | $2,474,000 | 4,325 |
| Salaries and employee benefits | $1,246,000 | 4,568 |
| Premises and equipment expense | $342,000 | 4,352 |
| Additional noninterest expense | $886,000 | 3,772 |
| Pre-tax net operating income | $1,141,000 | 4,285 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $411,000 | 3,249 |
| Income before extraordinary items | $734,000 | 4,837 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $734,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $731,440 | 4,758 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 4,170 |
| Total interest expense | $843,000 | 4,121 |
| Net interest income | $2,229,000 | 4,149 |
| Provision for loan and lease losses | $235,000 | 1,955 |
| Total noninterest income | $325,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $303,000 | 2,690 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $1,616,000 | 4,422 |
| Salaries and employee benefits | $787,000 | 4,776 |
| Premises and equipment expense | $241,000 | 4,189 |
| Additional noninterest expense | $588,000 | 3,805 |
| Pre-tax net operating income | $703,000 | 4,443 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $250,000 | 3,395 |
| Income before extraordinary items | $457,000 | 4,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $454,400 | 4,896 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 4,302 |
| Total interest expense | $401,000 | 4,333 |
| Net interest income | $1,083,000 | 4,231 |
| Provision for loan and lease losses | $145,000 | 1,577 |
| Total noninterest income | $162,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 2,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $737,000 | 4,745 |
| Salaries and employee benefits | $365,000 | 5,033 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $269,000 | 4,077 |
| Pre-tax net operating income | $363,000 | 4,328 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $232,000 | 4,953 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $229,440 | 4,864 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 4,699 |
| Total interest expense | $1,628,000 | 4,642 |
| Net interest income | $3,675,000 | 4,635 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $491,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $446,000 | 3,402 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $2,753,000 | 4,885 |
| Salaries and employee benefits | $1,390,000 | 5,112 |
| Premises and equipment expense | $398,000 | 4,744 |
| Additional noninterest expense | $965,000 | 4,394 |
| Pre-tax net operating income | $1,013,000 | 5,144 |
| Securities gains (losses) | $25,000 | 3,074 |
| Applicable income taxes | $395,000 | 3,810 |
| Income before extraordinary items | $643,000 | 5,790 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $643,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,136 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $627,000 | 5,686 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 4,860 |
| Total interest expense | $1,232,000 | 4,731 |
| Net interest income | $2,607,000 | 4,823 |
| Provision for loan and lease losses | $265,000 | 2,760 |
| Total noninterest income | $361,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $326,000 | 3,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $2,042,000 | 4,907 |
| Salaries and employee benefits | $1,027,000 | 5,162 |
| Premises and equipment expense | $303,000 | 4,685 |
| Additional noninterest expense | $712,000 | 4,420 |
| Pre-tax net operating income | $661,000 | 5,655 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $261,000 | 4,192 |
| Income before extraordinary items | $424,000 | 6,220 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $424,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,610 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $408,640 | 6,125 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 4,994 |
| Total interest expense | $838,000 | 4,786 |
| Net interest income | $1,657,000 | 4,976 |
| Provision for loan and lease losses | $170,000 | 2,817 |
| Total noninterest income | $271,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $250,000 | 3,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $1,337,000 | 4,963 |
| Salaries and employee benefits | $688,000 | 5,149 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $452,000 | 4,580 |
| Pre-tax net operating income | $421,000 | 5,733 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $168,000 | 4,292 |
| Income before extraordinary items | $277,000 | 6,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $277,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $261,640 | 6,221 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,103 |
| Total interest expense | $417,000 | 4,913 |
| Net interest income | $798,000 | 5,104 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $134,000 | 5,166 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 3,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $628,000 | 5,193 |
| Salaries and employee benefits | $328,000 | 5,324 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $242,000 | 4,329 |
| Pre-tax net operating income | $224,000 | 5,556 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,949 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $143,000 | 5,947 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 5,695 |
| Total interest expense | $1,657,000 | 5,415 |
| Net interest income | $2,631,000 | 5,739 |
| Provision for loan and lease losses | $395,000 | 2,878 |
| Total noninterest income | $518,000 | 5,116 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $456,000 | 3,199 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 7,289 |
| Total noninterest expense | $2,345,000 | 5,304 |
| Salaries and employee benefits | $1,209,000 | 5,458 |
| Premises and equipment expense | $358,000 | 5,020 |
| Additional noninterest expense | $778,000 | 5,032 |
| Pre-tax net operating income | $409,000 | 7,126 |
| Securities gains (losses) | $42,000 | 2,561 |
| Applicable income taxes | $-772,000 | 9,281 |
| Income before extraordinary items | $1,223,000 | 4,033 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,223,000 | 4,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,181,000 | 4,023 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 6,849 |
| Total interest expense | $1,712,000 | 6,580 |
| Net interest income | $1,685,000 | 7,004 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $223,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $179,000 | 5,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $44,000 | 7,857 |
| Total noninterest expense | $2,122,000 | 5,519 |
| Salaries and employee benefits | $1,101,000 | 5,649 |
| Premises and equipment expense | $328,000 | 5,245 |
| Additional noninterest expense | $693,000 | 5,329 |
| Pre-tax net operating income | $-614,000 | 9,214 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-592,000 | 9,275 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-592,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,883 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-614,000 | 9,250 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 8,969 |
| Total interest expense | $527,000 | 9,197 |
| Net interest income | $961,000 | 8,566 |
| Provision for loan and lease losses | $225,000 | 3,486 |
| Total noninterest income | $75,000 | 8,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,226 |
| Total noninterest expense | $1,752,000 | 6,150 |
| Salaries and employee benefits | $1,082,000 | 5,622 |
| Premises and equipment expense | $202,000 | 6,737 |
| Additional noninterest expense | $468,000 | 6,652 |
| Pre-tax net operating income | $-941,000 | 9,704 |
| Securities gains (losses) | $9,000 | 1,192 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-932,000 | 9,715 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-932,000 | 9,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-941,000 | 9,718 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $171,000 | 10,135 |
| Total interest expense | $17,000 | 10,157 |
| Net interest income | $154,000 | 10,110 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $5,000 | 10,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,068 |
| Total noninterest expense | $795,000 | 8,741 |
| Salaries and employee benefits | $413,000 | 8,819 |
| Premises and equipment expense | $151,000 | 7,646 |
| Additional noninterest expense | $231,000 | 8,740 |
| Pre-tax net operating income | $-636,000 | 9,937 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-636,000 | 9,976 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-636,000 | 9,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 64 |
| Net operating income | $-636,000 | 9,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.