Home > United-American Savings Bank > Income and Expense
United-American Savings Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 4,505 |
| Total interest expense | $205,000 | 2,801 |
| Net interest income | $693,000 | 4,757 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $89,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $2,000 | 5,864 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $87,000 | 3,747 |
| Total noninterest expense | $1,593,000 | 2,747 |
| Salaries and employee benefits | $674,000 | 3,290 |
| Premises and equipment expense | $37,000 | 5,338 |
| Additional noninterest expense | $882,000 | 1,714 |
| Pre-tax net operating income | $-811,000 | 6,083 |
| Securities gains (losses) | $-115,000 | 6,090 |
| Applicable income taxes | $-319,000 | 6,093 |
| Income before extraordinary items | $-607,000 | 6,069 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-607,000 | 6,069 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-607,000 | 6,069 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 457 |
| Net operating income | $-531,100 | 6,060 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 4,439 |
| Total interest expense | $788,000 | 2,853 |
| Net interest income | $2,954,000 | 4,665 |
| Provision for loan and lease losses | $16,000 | 4,124 |
| Total noninterest income | $389,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $10,000 | 5,933 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $379,000 | 3,659 |
| Total noninterest expense | $2,279,000 | 4,858 |
| Salaries and employee benefits | $1,102,000 | 5,016 |
| Premises and equipment expense | $144,000 | 5,446 |
| Additional noninterest expense | $1,033,000 | 4,242 |
| Pre-tax net operating income | $1,048,000 | 4,043 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $363,000 | 2,498 |
| Income before extraordinary items | $685,000 | 4,443 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $685,000 | 4,443 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $685,000 | 4,443 |
| Net charge-offs | $45,000 | 3,329 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 573 |
| Net operating income | $685,000 | 4,388 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 4,489 |
| Total interest expense | $584,000 | 2,913 |
| Net interest income | $2,220,000 | 4,710 |
| Provision for loan and lease losses | $30,000 | 3,604 |
| Total noninterest income | $292,000 | 4,549 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $8,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 3,690 |
| Total noninterest expense | $1,630,000 | 4,959 |
| Salaries and employee benefits | $812,000 | 5,071 |
| Premises and equipment expense | $110,000 | 5,495 |
| Additional noninterest expense | $708,000 | 4,424 |
| Pre-tax net operating income | $852,000 | 3,996 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $295,000 | 2,502 |
| Income before extraordinary items | $557,000 | 4,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $557,000 | 4,434 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $557,000 | 4,435 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 555 |
| Net operating income | $557,000 | 4,379 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 4,563 |
| Total interest expense | $382,000 | 2,964 |
| Net interest income | $1,453,000 | 4,779 |
| Provision for loan and lease losses | $30,000 | 3,185 |
| Total noninterest income | $207,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $5,000 | 6,076 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $202,000 | 3,625 |
| Total noninterest expense | $1,073,000 | 5,026 |
| Salaries and employee benefits | $536,000 | 5,126 |
| Premises and equipment expense | $75,000 | 5,511 |
| Additional noninterest expense | $462,000 | 4,495 |
| Pre-tax net operating income | $557,000 | 4,023 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $190,000 | 2,526 |
| Income before extraordinary items | $367,000 | 4,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $367,000 | 4,421 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $367,000 | 4,421 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 539 |
| Net operating income | $367,000 | 4,358 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 4,566 |
| Total interest expense | $187,000 | 3,032 |
| Net interest income | $740,000 | 4,773 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $114,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $111,000 | 3,441 |
| Total noninterest expense | $530,000 | 5,092 |
| Salaries and employee benefits | $273,000 | 5,148 |
| Premises and equipment expense | $39,000 | 5,517 |
| Additional noninterest expense | $218,000 | 4,636 |
| Pre-tax net operating income | $304,000 | 3,851 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $102,000 | 2,426 |
| Income before extraordinary items | $202,000 | 4,277 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $202,000 | 4,279 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $202,000 | 4,280 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 503 |
| Net operating income | $202,000 | 4,195 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 4,664 |
| Total interest expense | $793,000 | 3,051 |
| Net interest income | $2,853,000 | 4,912 |
| Provision for loan and lease losses | $94,000 | 3,293 |
| Total noninterest income | $154,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $13,000 | 6,221 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $141,000 | 4,914 |
| Total noninterest expense | $1,985,000 | 5,276 |
| Salaries and employee benefits | $974,000 | 5,399 |
| Premises and equipment expense | $156,000 | 5,641 |
| Additional noninterest expense | $855,000 | 4,776 |
| Pre-tax net operating income | $928,000 | 4,272 |
| Securities gains (losses) | $-19,000 | 6,124 |
| Applicable income taxes | $311,000 | 2,610 |
| Income before extraordinary items | $598,000 | 4,704 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $598,000 | 4,704 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $598,000 | 4,704 |
| Net charge-offs | $36,000 | 3,998 |
| Cash dividends | $90,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 607 |
| Net operating income | $610,540 | 4,618 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 4,723 |
| Total interest expense | $609,000 | 3,064 |
| Net interest income | $2,113,000 | 4,986 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $142,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $11,000 | 6,278 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $131,000 | 4,738 |
| Total noninterest expense | $1,407,000 | 5,409 |
| Salaries and employee benefits | $669,000 | 5,567 |
| Premises and equipment expense | $117,000 | 5,704 |
| Additional noninterest expense | $621,000 | 4,874 |
| Pre-tax net operating income | $758,000 | 4,202 |
| Securities gains (losses) | $-19,000 | 6,243 |
| Applicable income taxes | $258,000 | 2,588 |
| Income before extraordinary items | $481,000 | 4,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $481,000 | 4,673 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $481,000 | 4,674 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 586 |
| Net operating income | $493,350 | 4,585 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 4,787 |
| Total interest expense | $407,000 | 3,088 |
| Net interest income | $1,378,000 | 5,034 |
| Provision for loan and lease losses | $58,000 | 2,911 |
| Total noninterest income | $61,000 | 5,962 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $7,000 | 6,336 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $54,000 | 5,259 |
| Total noninterest expense | $918,000 | 5,466 |
| Salaries and employee benefits | $430,000 | 5,664 |
| Premises and equipment expense | $77,000 | 5,774 |
| Additional noninterest expense | $411,000 | 4,915 |
| Pre-tax net operating income | $463,000 | 4,297 |
| Securities gains (losses) | $-19,000 | 6,373 |
| Applicable income taxes | $153,000 | 2,667 |
| Income before extraordinary items | $291,000 | 4,785 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $291,000 | 4,787 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $291,000 | 4,788 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 552 |
| Net operating income | $303,540 | 4,667 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $885,000 | 4,842 |
| Total interest expense | $200,000 | 3,180 |
| Net interest income | $685,000 | 5,094 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $33,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $30,000 | 5,162 |
| Total noninterest expense | $456,000 | 5,543 |
| Salaries and employee benefits | $214,000 | 5,737 |
| Premises and equipment expense | $40,000 | 5,778 |
| Additional noninterest expense | $202,000 | 4,975 |
| Pre-tax net operating income | $237,000 | 4,190 |
| Securities gains (losses) | $-19,000 | 6,502 |
| Applicable income taxes | $74,000 | 2,630 |
| Income before extraordinary items | $144,000 | 4,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $144,000 | 4,743 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $144,000 | 4,742 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 508 |
| Net operating income | $156,540 | 4,586 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 4,958 |
| Total interest expense | $854,000 | 3,303 |
| Net interest income | $2,609,000 | 5,220 |
| Provision for loan and lease losses | $135,000 | 3,376 |
| Total noninterest income | $256,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $25,000 | 6,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $231,000 | 4,415 |
| Total noninterest expense | $1,901,000 | 5,548 |
| Salaries and employee benefits | $917,000 | 5,693 |
| Premises and equipment expense | $145,000 | 5,960 |
| Additional noninterest expense | $839,000 | 4,972 |
| Pre-tax net operating income | $829,000 | 4,361 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $274,000 | 2,705 |
| Income before extraordinary items | $557,000 | 4,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $557,000 | 4,761 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $557,000 | 4,761 |
| Net charge-offs | $116,000 | 3,601 |
| Cash dividends | $83,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 626 |
| Net operating income | $555,660 | 4,693 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 5,030 |
| Total interest expense | $633,000 | 3,408 |
| Net interest income | $1,936,000 | 5,285 |
| Provision for loan and lease losses | $105,000 | 3,304 |
| Total noninterest income | $213,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $19,000 | 6,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $194,000 | 4,345 |
| Total noninterest expense | $1,407,000 | 5,597 |
| Salaries and employee benefits | $666,000 | 5,772 |
| Premises and equipment expense | $110,000 | 5,998 |
| Additional noninterest expense | $631,000 | 4,972 |
| Pre-tax net operating income | $637,000 | 4,405 |
| Securities gains (losses) | $7,000 | 2,609 |
| Applicable income taxes | $213,000 | 2,743 |
| Income before extraordinary items | $431,000 | 4,816 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $431,000 | 4,817 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $431,000 | 4,818 |
| Net charge-offs | $116,000 | 3,113 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 605 |
| Net operating income | $426,310 | 4,737 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 5,081 |
| Total interest expense | $413,000 | 3,524 |
| Net interest income | $1,277,000 | 5,316 |
| Provision for loan and lease losses | $84,000 | 3,149 |
| Total noninterest income | $181,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $167,000 | 4,060 |
| Total noninterest expense | $929,000 | 5,640 |
| Salaries and employee benefits | $443,000 | 5,818 |
| Premises and equipment expense | $73,000 | 6,028 |
| Additional noninterest expense | $413,000 | 5,023 |
| Pre-tax net operating income | $445,000 | 4,314 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $151,000 | 2,684 |
| Income before extraordinary items | $301,000 | 4,738 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $301,000 | 4,741 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $301,000 | 4,742 |
| Net charge-offs | $116,000 | 2,609 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 571 |
| Net operating income | $296,310 | 4,653 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 5,130 |
| Total interest expense | $202,000 | 3,646 |
| Net interest income | $638,000 | 5,345 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,468 |
| Total noninterest expense | $454,000 | 5,728 |
| Salaries and employee benefits | $221,000 | 5,867 |
| Premises and equipment expense | $36,000 | 6,088 |
| Additional noninterest expense | $197,000 | 5,173 |
| Pre-tax net operating income | $246,000 | 4,152 |
| Securities gains (losses) | $7,000 | 1,580 |
| Applicable income taxes | $86,000 | 2,544 |
| Income before extraordinary items | $167,000 | 4,573 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $167,000 | 4,574 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $167,000 | 4,575 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 530 |
| Net operating income | $162,380 | 4,515 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,264,000 | 5,310 |
| Total interest expense | $771,000 | 4,199 |
| Net interest income | $2,493,000 | 5,468 |
| Provision for loan and lease losses | $181,000 | 4,050 |
| Total noninterest income | $134,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $24,000 | 6,617 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $110,000 | 5,257 |
| Total noninterest expense | $1,871,000 | 5,765 |
| Salaries and employee benefits | $827,000 | 6,033 |
| Premises and equipment expense | $228,000 | 5,521 |
| Additional noninterest expense | $816,000 | 5,229 |
| Pre-tax net operating income | $575,000 | 4,759 |
| Securities gains (losses) | $138,000 | 2,017 |
| Applicable income taxes | $233,000 | 2,885 |
| Income before extraordinary items | $480,000 | 4,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,983 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $480,000 | 4,984 |
| Net charge-offs | $192,000 | 3,804 |
| Cash dividends | $75,000 | 4,083 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 685 |
| Net operating income | $387,540 | 5,035 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 5,421 |
| Total interest expense | $569,000 | 4,355 |
| Net interest income | $1,855,000 | 5,565 |
| Provision for loan and lease losses | $175,000 | 3,700 |
| Total noninterest income | $138,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $14,000 | 6,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,850 |
| Total noninterest expense | $1,335,000 | 5,891 |
| Salaries and employee benefits | $578,000 | 6,186 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $566,000 | 5,445 |
| Pre-tax net operating income | $483,000 | 4,753 |
| Securities gains (losses) | $79,000 | 2,147 |
| Applicable income taxes | $190,000 | 2,886 |
| Income before extraordinary items | $372,000 | 5,076 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $372,000 | 5,074 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $372,000 | 5,074 |
| Net charge-offs | $192,000 | 3,352 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 656 |
| Net operating income | $319,860 | 5,064 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 5,505 |
| Total interest expense | $381,000 | 4,445 |
| Net interest income | $1,208,000 | 5,647 |
| Provision for loan and lease losses | $173,000 | 3,189 |
| Total noninterest income | $100,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $9,000 | 6,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 4,778 |
| Total noninterest expense | $864,000 | 5,981 |
| Salaries and employee benefits | $371,000 | 6,300 |
| Premises and equipment expense | $131,000 | 5,320 |
| Additional noninterest expense | $362,000 | 5,565 |
| Pre-tax net operating income | $271,000 | 4,968 |
| Securities gains (losses) | $79,000 | 1,754 |
| Applicable income taxes | $120,000 | 2,915 |
| Income before extraordinary items | $230,000 | 5,161 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $230,000 | 5,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $230,000 | 5,161 |
| Net charge-offs | $168,000 | 2,925 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 629 |
| Net operating income | $177,860 | 5,286 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 5,476 |
| Total interest expense | $194,000 | 4,519 |
| Net interest income | $629,000 | 5,594 |
| Provision for loan and lease losses | $35,000 | 4,011 |
| Total noninterest income | $53,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $427,000 | 6,047 |
| Salaries and employee benefits | $183,000 | 6,353 |
| Premises and equipment expense | $62,000 | 5,443 |
| Additional noninterest expense | $182,000 | 5,568 |
| Pre-tax net operating income | $220,000 | 4,370 |
| Securities gains (losses) | $8,000 | 1,818 |
| Applicable income taxes | $81,000 | 2,631 |
| Income before extraordinary items | $147,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $147,000 | 4,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $147,000 | 4,879 |
| Net charge-offs | $71,000 | 2,749 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 577 |
| Net operating income | $141,880 | 4,789 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 5,656 |
| Total interest expense | $881,000 | 4,691 |
| Net interest income | $2,285,000 | 5,841 |
| Provision for loan and lease losses | $102,000 | 5,322 |
| Total noninterest income | $73,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $26,000 | 6,669 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $47,000 | 5,966 |
| Total noninterest expense | $1,692,000 | 6,098 |
| Salaries and employee benefits | $623,000 | 6,643 |
| Premises and equipment expense | $248,000 | 5,626 |
| Additional noninterest expense | $821,000 | 5,364 |
| Pre-tax net operating income | $564,000 | 4,577 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $200,000 | 2,903 |
| Income before extraordinary items | $367,000 | 5,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $367,000 | 5,037 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $367,000 | 5,037 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $57,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 947 |
| Net operating income | $365,050 | 4,917 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,718 |
| Total interest expense | $680,000 | 4,755 |
| Net interest income | $1,675,000 | 5,920 |
| Provision for loan and lease losses | $62,000 | 5,386 |
| Total noninterest income | $58,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $19,000 | 6,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $39,000 | 6,003 |
| Total noninterest expense | $1,201,000 | 6,236 |
| Salaries and employee benefits | $440,000 | 6,758 |
| Premises and equipment expense | $188,000 | 5,647 |
| Additional noninterest expense | $573,000 | 5,539 |
| Pre-tax net operating income | $470,000 | 4,562 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $171,000 | 2,793 |
| Income before extraordinary items | $300,000 | 5,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 5,048 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $300,000 | 5,048 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 954 |
| Net operating income | $299,360 | 4,943 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 5,773 |
| Total interest expense | $469,000 | 4,785 |
| Net interest income | $1,098,000 | 5,991 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $42,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $12,000 | 6,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 5,950 |
| Total noninterest expense | $792,000 | 6,329 |
| Salaries and employee benefits | $300,000 | 6,788 |
| Premises and equipment expense | $125,000 | 5,689 |
| Additional noninterest expense | $367,000 | 5,705 |
| Pre-tax net operating income | $298,000 | 4,628 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $109,000 | 2,801 |
| Income before extraordinary items | $190,000 | 5,101 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $190,000 | 5,101 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $190,000 | 5,101 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 884 |
| Net operating income | $189,360 | 5,006 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 5,812 |
| Total interest expense | $244,000 | 4,813 |
| Net interest income | $542,000 | 6,035 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $416,000 | 6,278 |
| Salaries and employee benefits | $162,000 | 6,710 |
| Premises and equipment expense | $68,000 | 5,570 |
| Additional noninterest expense | $186,000 | 5,707 |
| Pre-tax net operating income | $127,000 | 4,852 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $81,000 | 5,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $81,000 | 5,272 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $81,000 | 5,274 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $81,000 | 5,216 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,322,000 | 5,833 |
| Total interest expense | $1,192,000 | 4,837 |
| Net interest income | $2,130,000 | 6,117 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $157,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,555 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 5,118 |
| Total noninterest expense | $1,615,000 | 6,395 |
| Salaries and employee benefits | $596,000 | 6,936 |
| Premises and equipment expense | $250,000 | 5,807 |
| Additional noninterest expense | $769,000 | 5,700 |
| Pre-tax net operating income | $552,000 | 4,251 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $110,000 | 3,161 |
| Income before extraordinary items | $441,000 | 4,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $441,000 | 4,498 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $441,000 | 4,498 |
| Net charge-offs | $85,000 | 5,548 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,322,000 | 242 |
| Net operating income | $441,800 | 4,345 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 5,928 |
| Total interest expense | $929,000 | 4,899 |
| Net interest income | $1,572,000 | 6,243 |
| Provision for loan and lease losses | $110,000 | 5,592 |
| Total noninterest income | $110,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $19,000 | 6,661 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $91,000 | 5,323 |
| Total noninterest expense | $1,177,000 | 6,503 |
| Salaries and employee benefits | $424,000 | 7,067 |
| Premises and equipment expense | $182,000 | 5,922 |
| Additional noninterest expense | $571,000 | 5,751 |
| Pre-tax net operating income | $395,000 | 4,523 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $100,000 | 3,124 |
| Income before extraordinary items | $294,000 | 4,904 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $294,000 | 4,906 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $294,000 | 4,907 |
| Net charge-offs | $85,000 | 5,070 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,323,000 | 188 |
| Net operating income | $294,750 | 4,707 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 5,966 |
| Total interest expense | $641,000 | 4,905 |
| Net interest income | $1,032,000 | 6,311 |
| Provision for loan and lease losses | $95,000 | 5,214 |
| Total noninterest income | $58,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $760,000 | 6,593 |
| Salaries and employee benefits | $282,000 | 7,123 |
| Premises and equipment expense | $114,000 | 6,058 |
| Additional noninterest expense | $364,000 | 5,864 |
| Pre-tax net operating income | $235,000 | 4,732 |
| Securities gains (losses) | $-2,000 | 7,211 |
| Applicable income taxes | $72,000 | 3,052 |
| Income before extraordinary items | $161,000 | 5,150 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $161,000 | 5,153 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $161,000 | 5,152 |
| Net charge-offs | $85,000 | 4,412 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $162,380 | 4,995 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,986 |
| Total interest expense | $340,000 | 4,897 |
| Net interest income | $509,000 | 6,393 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $368,000 | 6,729 |
| Salaries and employee benefits | $143,000 | 7,199 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $169,000 | 6,072 |
| Pre-tax net operating income | $124,000 | 4,783 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $50,000 | 2,790 |
| Income before extraordinary items | $74,000 | 5,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,342 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $74,000 | 5,341 |
| Net charge-offs | $55,000 | 3,635 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $74,000 | 5,227 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 6,069 |
| Total interest expense | $1,730,000 | 4,823 |
| Net interest income | $1,698,000 | 6,678 |
| Provision for loan and lease losses | $72,000 | 6,672 |
| Total noninterest income | $44,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $26,000 | 6,826 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $1,495,000 | 6,804 |
| Salaries and employee benefits | $593,000 | 7,218 |
| Premises and equipment expense | $213,000 | 6,379 |
| Additional noninterest expense | $689,000 | 6,164 |
| Pre-tax net operating income | $175,000 | 4,875 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $50,000 | 3,262 |
| Income before extraordinary items | $125,000 | 5,077 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $125,000 | 5,076 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $125,000 | 5,076 |
| Net charge-offs | $83,000 | 5,850 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $125,000 | 5,013 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 6,114 |
| Total interest expense | $1,359,000 | 4,851 |
| Net interest income | $1,226,000 | 6,785 |
| Provision for loan and lease losses | $42,000 | 6,650 |
| Total noninterest income | $37,000 | 7,530 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $20,000 | 6,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $17,000 | 7,090 |
| Total noninterest expense | $1,085,000 | 6,899 |
| Salaries and employee benefits | $458,000 | 7,223 |
| Premises and equipment expense | $159,000 | 6,438 |
| Additional noninterest expense | $468,000 | 6,395 |
| Pre-tax net operating income | $136,000 | 5,160 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $34,000 | 3,540 |
| Income before extraordinary items | $102,000 | 5,307 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $102,000 | 5,306 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $102,000 | 5,306 |
| Net charge-offs | $69,000 | 5,418 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $102,000 | 5,238 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 6,164 |
| Total interest expense | $937,000 | 4,893 |
| Net interest income | $798,000 | 6,846 |
| Provision for loan and lease losses | $2,000 | 7,120 |
| Total noninterest income | $26,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $12,000 | 6,959 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $742,000 | 6,904 |
| Salaries and employee benefits | $317,000 | 7,243 |
| Premises and equipment expense | $106,000 | 6,477 |
| Additional noninterest expense | $319,000 | 6,374 |
| Pre-tax net operating income | $80,000 | 5,342 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $60,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 5,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $60,000 | 5,494 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $60,000 | 5,417 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 6,246 |
| Total interest expense | $486,000 | 4,901 |
| Net interest income | $368,000 | 7,025 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $346,000 | 7,026 |
| Salaries and employee benefits | $159,000 | 7,276 |
| Premises and equipment expense | $44,000 | 6,837 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $35,000 | 5,823 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $27,000 | 6,048 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $27,000 | 6,050 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $27,000 | 6,050 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $27,000 | 5,886 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 6,294 |
| Total interest expense | $2,180,000 | 5,097 |
| Net interest income | $1,356,000 | 7,180 |
| Provision for loan and lease losses | $6,000 | 7,236 |
| Total noninterest income | $27,000 | 7,891 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 6,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-11,000 | 8,043 |
| Total noninterest expense | $1,318,000 | 7,130 |
| Salaries and employee benefits | $609,000 | 7,384 |
| Premises and equipment expense | $170,000 | 6,956 |
| Additional noninterest expense | $539,000 | 6,459 |
| Pre-tax net operating income | $59,000 | 6,148 |
| Securities gains (losses) | $-154,000 | 7,301 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $-105,000 | 6,365 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-105,000 | 6,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,950 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $49,000 | 6,181 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 6,349 |
| Total interest expense | $1,647,000 | 5,197 |
| Net interest income | $1,015,000 | 7,238 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $45,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $30,000 | 6,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 7,595 |
| Total noninterest expense | $986,000 | 7,135 |
| Salaries and employee benefits | $450,000 | 7,442 |
| Premises and equipment expense | $128,000 | 6,995 |
| Additional noninterest expense | $408,000 | 6,420 |
| Pre-tax net operating income | $71,000 | 6,513 |
| Securities gains (losses) | $-137,000 | 7,562 |
| Applicable income taxes | $17,000 | 4,664 |
| Income before extraordinary items | $-83,000 | 6,755 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-83,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $54,000 | 6,551 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 6,429 |
| Total interest expense | $1,118,000 | 5,302 |
| Net interest income | $650,000 | 7,338 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $31,000 | 7,849 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $18,000 | 6,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $660,000 | 7,177 |
| Salaries and employee benefits | $312,000 | 7,442 |
| Premises and equipment expense | $85,000 | 7,019 |
| Additional noninterest expense | $263,000 | 6,521 |
| Pre-tax net operating income | $18,000 | 6,842 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $13,000 | 6,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $13,000 | 6,879 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 6,513 |
| Total interest expense | $570,000 | 5,430 |
| Net interest income | $312,000 | 7,442 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $349,000 | 7,107 |
| Salaries and employee benefits | $179,000 | 7,201 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $129,000 | 6,548 |
| Pre-tax net operating income | $-21,000 | 7,286 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-5,000 | 7,798 |
| Income before extraordinary items | $-16,000 | 7,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-16,000 | 7,290 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,417,000 | 6,571 |
| Total interest expense | $2,191,000 | 5,621 |
| Net interest income | $1,226,000 | 7,459 |
| Provision for loan and lease losses | $21,000 | 6,304 |
| Total noninterest income | $-19,000 | 8,494 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $39,000 | 6,915 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-58,000 | 8,489 |
| Total noninterest expense | $1,272,000 | 7,248 |
| Salaries and employee benefits | $652,000 | 7,395 |
| Premises and equipment expense | $110,000 | 7,640 |
| Additional noninterest expense | $510,000 | 6,527 |
| Pre-tax net operating income | $-86,000 | 7,544 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-24,000 | 7,859 |
| Income before extraordinary items | $-62,000 | 7,585 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-62,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,878 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-62,000 | 7,563 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 6,648 |
| Total interest expense | $1,602,000 | 5,702 |
| Net interest income | $917,000 | 7,516 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $-36,000 | 8,529 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-64,000 | 8,532 |
| Total noninterest expense | $938,000 | 7,263 |
| Salaries and employee benefits | $487,000 | 7,376 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $379,000 | 6,532 |
| Pre-tax net operating income | $-57,000 | 7,749 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-21,000 | 8,081 |
| Income before extraordinary items | $-36,000 | 7,753 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-36,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-36,000 | 7,735 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 6,719 |
| Total interest expense | $1,043,000 | 5,762 |
| Net interest income | $608,000 | 7,583 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $33,000 | 8,003 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $17,000 | 7,048 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $604,000 | 7,381 |
| Salaries and employee benefits | $314,000 | 7,485 |
| Premises and equipment expense | $43,000 | 7,927 |
| Additional noninterest expense | $247,000 | 6,610 |
| Pre-tax net operating income | $37,000 | 7,595 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $31,000 | 7,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $31,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,302 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $31,000 | 7,600 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $801,000 | 6,811 |
| Total interest expense | $501,000 | 5,854 |
| Net interest income | $300,000 | 7,642 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $315,000 | 7,331 |
| Salaries and employee benefits | $163,000 | 7,462 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $129,000 | 6,505 |
| Pre-tax net operating income | $-1,000 | 7,857 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-5,000 | 8,217 |
| Income before extraordinary items | $4,000 | 7,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,000 | 7,799 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 6,895 |
| Total interest expense | $1,611,000 | 5,943 |
| Net interest income | $1,236,000 | 7,537 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $94,000 | 7,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $35,000 | 7,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 7,078 |
| Total noninterest expense | $1,159,000 | 7,467 |
| Salaries and employee benefits | $593,000 | 7,614 |
| Premises and equipment expense | $94,000 | 7,866 |
| Additional noninterest expense | $472,000 | 6,667 |
| Pre-tax net operating income | $171,000 | 7,498 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $58,000 | 5,351 |
| Income before extraordinary items | $113,000 | 7,626 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $113,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,692 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $113,000 | 7,622 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 7,007 |
| Total interest expense | $1,138,000 | 6,034 |
| Net interest income | $924,000 | 7,608 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,932 |
| Total noninterest expense | $857,000 | 7,494 |
| Salaries and employee benefits | $444,000 | 7,609 |
| Premises and equipment expense | $71,000 | 7,897 |
| Additional noninterest expense | $342,000 | 6,772 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $47,000 | 5,474 |
| Income before extraordinary items | $95,000 | 7,749 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $95,000 | 7,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,158 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $95,000 | 7,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 7,058 |
| Total interest expense | $713,000 | 6,096 |
| Net interest income | $627,000 | 7,612 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $41,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $569,000 | 7,531 |
| Salaries and employee benefits | $299,000 | 7,636 |
| Premises and equipment expense | $48,000 | 7,895 |
| Additional noninterest expense | $222,000 | 6,882 |
| Pre-tax net operating income | $99,000 | 7,703 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $34,000 | 5,495 |
| Income before extraordinary items | $65,000 | 7,799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $65,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,779 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $65,000 | 7,801 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 7,226 |
| Total interest expense | $326,000 | 6,204 |
| Net interest income | $287,000 | 7,791 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-1,000 | 8,743 |
| Total noninterest expense | $286,000 | 7,532 |
| Salaries and employee benefits | $152,000 | 7,606 |
| Premises and equipment expense | $26,000 | 7,811 |
| Additional noninterest expense | $108,000 | 6,919 |
| Pre-tax net operating income | $9,000 | 8,129 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $6,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,000 | 8,135 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 7,108 |
| Total interest expense | $1,096,000 | 6,058 |
| Net interest income | $1,279,000 | 7,586 |
| Provision for loan and lease losses | $6,000 | 6,930 |
| Total noninterest income | $44,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $35,000 | 7,303 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $1,078,000 | 7,606 |
| Salaries and employee benefits | $565,000 | 7,731 |
| Premises and equipment expense | $82,000 | 8,069 |
| Additional noninterest expense | $431,000 | 6,927 |
| Pre-tax net operating income | $239,000 | 7,594 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $87,000 | 5,482 |
| Income before extraordinary items | $152,000 | 7,785 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $152,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $152,000 | 7,747 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 7,166 |
| Total interest expense | $785,000 | 6,060 |
| Net interest income | $961,000 | 7,628 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $30,000 | 8,534 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 7,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $775,000 | 7,673 |
| Salaries and employee benefits | $402,000 | 7,774 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $312,000 | 7,011 |
| Pre-tax net operating income | $216,000 | 7,569 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $82,000 | 5,418 |
| Income before extraordinary items | $134,000 | 7,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $134,000 | 7,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $134,000 | 7,745 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 7,160 |
| Total interest expense | $497,000 | 6,058 |
| Net interest income | $658,000 | 7,593 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $17,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $13,000 | 7,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $495,000 | 7,753 |
| Salaries and employee benefits | $259,000 | 7,842 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $195,000 | 7,138 |
| Pre-tax net operating income | $180,000 | 7,339 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $111,000 | 7,666 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $111,000 | 7,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $111,000 | 7,619 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 7,147 |
| Total interest expense | $243,000 | 6,047 |
| Net interest income | $346,000 | 7,559 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $223,000 | 7,993 |
| Salaries and employee benefits | $119,000 | 8,026 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $129,000 | 6,830 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $55,000 | 4,637 |
| Income before extraordinary items | $74,000 | 7,345 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $74,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $74,000 | 7,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 7,271 |
| Total interest expense | $914,000 | 5,910 |
| Net interest income | $1,193,000 | 7,749 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $33,000 | 8,699 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $25,000 | 7,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $1,096,000 | 7,631 |
| Salaries and employee benefits | $605,000 | 7,643 |
| Premises and equipment expense | $88,000 | 8,110 |
| Additional noninterest expense | $403,000 | 7,104 |
| Pre-tax net operating income | $130,000 | 8,023 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $37,000 | 6,223 |
| Income before extraordinary items | $91,000 | 8,138 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $91,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,541 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $92,420 | 8,082 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 7,316 |
| Total interest expense | $675,000 | 5,927 |
| Net interest income | $890,000 | 7,797 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $28,000 | 8,718 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $20,000 | 7,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,558 |
| Total noninterest expense | $809,000 | 7,627 |
| Salaries and employee benefits | $428,000 | 7,717 |
| Premises and equipment expense | $67,000 | 8,097 |
| Additional noninterest expense | $314,000 | 6,985 |
| Pre-tax net operating income | $109,000 | 8,082 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $78,000 | 8,194 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $78,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $78,000 | 8,146 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 7,357 |
| Total interest expense | $447,000 | 5,975 |
| Net interest income | $592,000 | 7,845 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $20,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $16,000 | 7,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $534,000 | 7,690 |
| Salaries and employee benefits | $270,000 | 7,892 |
| Premises and equipment expense | $48,000 | 8,038 |
| Additional noninterest expense | $216,000 | 6,955 |
| Pre-tax net operating income | $78,000 | 8,069 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $54,000 | 8,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $54,000 | 8,146 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 7,550 |
| Total interest expense | $228,000 | 5,963 |
| Net interest income | $258,000 | 8,091 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $261,000 | 7,788 |
| Salaries and employee benefits | $138,000 | 7,872 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $105,000 | 7,018 |
| Pre-tax net operating income | $12,000 | 8,407 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $7,000 | 8,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $7,000 | 8,444 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 7,102 |
| Total interest expense | $1,219,000 | 5,511 |
| Net interest income | $1,223,000 | 7,780 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $35,000 | 8,896 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $23,000 | 7,801 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $1,087,000 | 7,694 |
| Salaries and employee benefits | $485,000 | 8,137 |
| Premises and equipment expense | $67,000 | 8,532 |
| Additional noninterest expense | $535,000 | 6,349 |
| Pre-tax net operating income | $171,000 | 7,924 |
| Securities gains (losses) | $138,000 | 1,619 |
| Applicable income taxes | $105,000 | 5,670 |
| Income before extraordinary items | $204,000 | 7,744 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $204,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,483 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $112,920 | 8,048 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 7,068 |
| Total interest expense | $964,000 | 5,491 |
| Net interest income | $952,000 | 7,768 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $25,000 | 8,985 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $16,000 | 7,891 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $792,000 | 7,757 |
| Salaries and employee benefits | $358,000 | 8,157 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $384,000 | 6,457 |
| Pre-tax net operating income | $185,000 | 7,798 |
| Securities gains (losses) | $138,000 | 1,481 |
| Applicable income taxes | $113,000 | 5,441 |
| Income before extraordinary items | $210,000 | 7,533 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $210,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,287 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $120,300 | 7,962 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 6,947 |
| Total interest expense | $672,000 | 5,474 |
| Net interest income | $688,000 | 7,631 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $20,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $10,000 | 7,926 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $524,000 | 7,797 |
| Salaries and employee benefits | $223,000 | 8,303 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $267,000 | 6,335 |
| Pre-tax net operating income | $184,000 | 7,344 |
| Securities gains (losses) | $45,000 | 2,091 |
| Applicable income taxes | $85,000 | 5,338 |
| Income before extraordinary items | $144,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $144,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,275 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $115,200 | 7,623 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $654,000 | 7,092 |
| Total interest expense | $343,000 | 5,500 |
| Net interest income | $311,000 | 7,857 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $246,000 | 7,969 |
| Salaries and employee benefits | $115,000 | 8,280 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $114,000 | 6,780 |
| Pre-tax net operating income | $75,000 | 7,607 |
| Securities gains (losses) | $64,000 | 1,248 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $53,000 | 7,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $12,040 | 8,496 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 6,675 |
| Total interest expense | $1,588,000 | 5,543 |
| Net interest income | $1,580,000 | 7,304 |
| Provision for loan and lease losses | $780,000 | 1,676 |
| Total noninterest income | $136,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $37,000 | 7,739 |
| Trading account gains and fees | $32,000 | 122 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $891,000 | 8,170 |
| Salaries and employee benefits | $426,000 | 8,412 |
| Premises and equipment expense | $67,000 | 8,642 |
| Additional noninterest expense | $398,000 | 7,169 |
| Pre-tax net operating income | $45,000 | 8,491 |
| Securities gains (losses) | $-189,000 | 9,191 |
| Applicable income taxes | $-61,000 | 9,014 |
| Income before extraordinary items | $-83,000 | 8,819 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-83,000 | 8,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $37,960 | 8,517 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 7,881 |
| Total interest expense | $1,578,000 | 6,827 |
| Net interest income | $791,000 | 8,685 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $119,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $26,000 | 8,045 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $93,000 | 6,591 |
| Total noninterest expense | $737,000 | 8,594 |
| Salaries and employee benefits | $354,000 | 8,818 |
| Premises and equipment expense | $35,000 | 9,354 |
| Additional noninterest expense | $348,000 | 7,528 |
| Pre-tax net operating income | $143,000 | 8,127 |
| Securities gains (losses) | $69,000 | 2,061 |
| Applicable income taxes | $36,000 | 6,952 |
| Income before extraordinary items | $176,000 | 7,887 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $176,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $118,730 | 8,116 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 8,307 |
| Total interest expense | $1,415,000 | 7,323 |
| Net interest income | $685,000 | 9,159 |
| Provision for loan and lease losses | $14,000 | 7,804 |
| Total noninterest income | $88,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $648,000 | 8,972 |
| Salaries and employee benefits | $318,000 | 9,174 |
| Premises and equipment expense | $40,000 | 9,542 |
| Additional noninterest expense | $290,000 | 8,022 |
| Pre-tax net operating income | $111,000 | 8,762 |
| Securities gains (losses) | $95,000 | 576 |
| Applicable income taxes | $36,000 | 7,478 |
| Income before extraordinary items | $170,000 | 8,279 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $170,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $91,150 | 8,753 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 8,568 |
| Total interest expense | $1,302,000 | 7,399 |
| Net interest income | $640,000 | 9,424 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $63,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 8,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $610,000 | 9,292 |
| Salaries and employee benefits | $303,000 | 9,451 |
| Premises and equipment expense | $35,000 | 9,905 |
| Additional noninterest expense | $272,000 | 8,368 |
| Pre-tax net operating income | $88,000 | 9,114 |
| Securities gains (losses) | $52,000 | 966 |
| Applicable income taxes | $24,000 | 8,144 |
| Income before extraordinary items | $116,000 | 8,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $116,000 | 8,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $72,840 | 9,095 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 8,889 |
| Total interest expense | $1,273,000 | 7,746 |
| Net interest income | $560,000 | 9,808 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $170,000 | 7,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $641,000 | 9,291 |
| Salaries and employee benefits | $320,000 | 9,498 |
| Premises and equipment expense | $48,000 | 9,864 |
| Additional noninterest expense | $273,000 | 8,378 |
| Pre-tax net operating income | $74,000 | 9,527 |
| Securities gains (losses) | $176,000 | 979 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $181,000 | 8,749 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $181,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $54,280 | 9,539 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 9,402 |
| Total interest expense | $1,107,000 | 8,391 |
| Net interest income | $608,000 | 10,166 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $120,000 | 9,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,568 |
| Total noninterest expense | $518,000 | 10,062 |
| Salaries and employee benefits | $267,000 | 10,162 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $209,000 | 9,284 |
| Pre-tax net operating income | $185,000 | 9,653 |
| Securities gains (losses) | $36,000 | 1,535 |
| Applicable income taxes | $34,000 | 9,504 |
| Income before extraordinary items | $187,000 | 9,273 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $187,000 | 9,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $156,400 | 9,484 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 9,960 |
| Total interest expense | $1,021,000 | 8,938 |
| Net interest income | $589,000 | 10,688 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $100,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,185 |
| Total noninterest expense | $471,000 | 10,698 |
| Salaries and employee benefits | $240,000 | 10,782 |
| Premises and equipment expense | $42,000 | 10,856 |
| Additional noninterest expense | $189,000 | 10,064 |
| Pre-tax net operating income | $198,000 | 9,799 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $49,000 | 9,705 |
| Income before extraordinary items | $176,000 | 9,529 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $176,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $154,940 | 9,686 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 10,561 |
| Total interest expense | $914,000 | 9,567 |
| Net interest income | $566,000 | 11,222 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $103,000 | 10,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $449,000 | 11,241 |
| Salaries and employee benefits | $236,000 | 11,259 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $163,000 | 10,901 |
| Pre-tax net operating income | $198,000 | 10,473 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $38,000 | 10,426 |
| Income before extraordinary items | $156,000 | 10,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $156,000 | 10,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $159,200 | 10,352 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 11,121 |
| Total interest expense | $727,000 | 9,945 |
| Net interest income | $580,000 | 11,774 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $42,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $375,000 | 12,133 |
| Salaries and employee benefits | $151,000 | 12,352 |
| Premises and equipment expense | $34,000 | 12,133 |
| Additional noninterest expense | $190,000 | 11,277 |
| Pre-tax net operating income | $225,000 | 10,702 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $77,000 | 9,880 |
| Income before extraordinary items | $148,000 | 10,845 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $148,000 | 10,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $148,000 | 10,896 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 11,952 |
| Total interest expense | $645,000 | 10,900 |
| Net interest income | $522,000 | 12,492 |
| Provision for loan and lease losses | $26,000 | 8,647 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $358,000 | 12,802 |
| Salaries and employee benefits | $147,000 | 12,997 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $177,000 | 12,062 |
| Pre-tax net operating income | $215,000 | 10,913 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $142,000 | 11,301 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $142,000 | 11,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $142,660 | 11,092 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 12,658 |
| Total interest expense | $657,000 | 12,028 |
| Net interest income | $517,000 | 13,021 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $32,000 | 13,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $316,000 | 13,514 |
| Salaries and employee benefits | $141,000 | 13,612 |
| Premises and equipment expense | $34,000 | 13,280 |
| Additional noninterest expense | $141,000 | 13,080 |
| Pre-tax net operating income | $229,000 | 10,801 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $148,000 | 11,302 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $148,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $142,880 | 11,038 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.