Home > United American Bank of Memphis > Income and Expense

United American Bank of Memphis, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$20,797,0001,609
Total interest expense$8,544,0001,845
Net interest income$12,253,0001,466
Provision for loan and lease losses$4,229,000370
Total noninterest income$3,111,0001,325
Gross Fiduciary activities income$388,000778
Service charges on deposit accounts$1,771,000750
Trading account gains and fees$0262
Additional Noninterest Income$952,0001,875
Total noninterest expense$10,597,0001,354
Salaries and employee benefits$5,023,0001,340
Premises and equipment expense$1,284,0001,588
Additional noninterest expense$4,290,0001,288
Pre-tax net operating income$538,0007,735
Securities gains (losses)$-479,00011,369
Applicable income taxes$-109,00011,181
Income before extraordinary items$168,0009,625
Extraordinary gains, net$053
Net income$168,0009,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$734,0001,076
Cash dividends$1,000,0002,117
Sale, conversion, retirement of capital stock, net$0953
Net operating income$647,0005,947
1995-12-31 (YTD Data)Rank
Total interest income$21,596,0001,565
Total interest expense$9,118,0001,742
Net interest income$12,478,0001,439
Provision for loan and lease losses$2,813,000464
Total noninterest income$3,259,0001,284
Gross Fiduciary activities income$228,000971
Service charges on deposit accounts$1,871,000716
Trading account gains and fees$0522
Additional Noninterest Income$1,160,0001,635
Total noninterest expense$9,796,0001,448
Salaries and employee benefits$4,686,0001,411
Premises and equipment expense$1,297,0001,570
Additional noninterest expense$3,813,0001,388
Pre-tax net operating income$3,128,0002,351
Securities gains (losses)$28,0001,681
Applicable income taxes$1,070,0002,239
Income before extraordinary items$2,086,0002,406
Extraordinary gains, net$065
Net income$2,086,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,774,000617
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,067,5202,400
1994-12-31 (YTD Data)Rank
Total interest income$18,015,0001,705
Total interest expense$6,310,0001,978
Net interest income$11,705,0001,538
Provision for loan and lease losses$2,990,000442
Total noninterest income$2,894,0001,407
Gross Fiduciary activities income$182,0001,042
Service charges on deposit accounts$1,897,000712
Trading account gains and fees$0475
Additional Noninterest Income$815,0002,109
Total noninterest expense$9,691,0001,522
Salaries and employee benefits$4,382,0001,531
Premises and equipment expense$1,280,0001,612
Additional noninterest expense$4,029,0001,408
Pre-tax net operating income$1,918,0003,548
Securities gains (losses)$-208,00011,967
Applicable income taxes$584,0003,592
Income before extraordinary items$1,126,0004,090
Extraordinary gains, net$0249
Net income$1,126,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,497,000317
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,263,2803,722
1993-12-31 (YTD Data)Rank
Total interest income$15,771,0001,989
Total interest expense$5,424,0002,381
Net interest income$10,347,0001,743
Provision for loan and lease losses$2,762,000647
Total noninterest income$3,047,0001,441
Gross Fiduciary activities income$100,0001,209
Service charges on deposit accounts$1,929,000705
Trading account gains and fees$0532
Additional Noninterest Income$1,018,0002,014
Total noninterest expense$8,939,0001,695
Salaries and employee benefits$4,017,0001,681
Premises and equipment expense$1,169,0001,797
Additional noninterest expense$3,753,0001,603
Pre-tax net operating income$1,693,0003,891
Securities gains (losses)$1,055,000525
Applicable income taxes$1,059,0002,126
Income before extraordinary items$1,689,0002,908
Extraordinary gains, net$9,0002,969
Net income$1,698,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$994,0001,145
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,013,8004,413
1992-12-31 (YTD Data)Rank
Total interest income$15,105,0002,326
Total interest expense$5,615,0002,961
Net interest income$9,490,0001,925
Provision for loan and lease losses$2,583,000941
Total noninterest income$2,270,0001,780
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,824,000731
Trading account gains and fees$0504
Additional Noninterest Income$446,0003,454
Total noninterest expense$7,986,0001,891
Salaries and employee benefits$3,638,0001,829
Premises and equipment expense$1,094,0001,930
Additional noninterest expense$3,254,0001,857
Pre-tax net operating income$1,191,0004,937
Securities gains (losses)$401,0001,277
Applicable income taxes$596,0003,453
Income before extraordinary items$996,0004,527
Extraordinary gains, net$01,422
Net income$996,0004,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,834,000760
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$739,3605,350

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.