Home > United American Bank of Memphis > Assets and Liabilities
United American Bank of Memphis, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 136 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $273,005,000 | 1,699 |
| Cash and due from depository institutions | $24,322,000 | 1,360 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $66,158,000 | 1,827 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $172,344,000 | 1,673 |
| Loan loss allowance | $6,598,000 | 709 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,078,000 | 1,941 |
| Other real estate owned | $294,000 | 1,360 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,809,000 | 1,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,005,000 | 1,699 |
| Total liabilities | $254,636,000 | 1,655 |
| Total deposits | $250,561,000 | 1,537 |
| Interest-bearing deposits | $183,064,000 | 1,821 |
| Deposits held in domestic offices | $250,561,000 | 1,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,075,000 | 1,442 |
| Total equity capital | $18,369,000 | 2,443 |
| Total bank equity capital | $18,369,000 | 2,443 |
| Perpetual preferred stock | $7,500,000 | 41 |
| Common stock | $203,000 | 7,295 |
| Surplus | $419,000 | 9,526 |
| Undivided profits | $10,247,000 | 2,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,876,000 | 552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $489,000 | 299 |
| Income earned, not collected on loans | $1,192,000 | 1,868 |
| Earning assets | $238,602,000 | 1,796 |
| Long-term assets (5+ years) | $37,216,000 | 1,658 |
| Average Assets, year-to-date | $274,831,000 | 1,635 |
| Average Assets, quarterly | $273,303,500 | 1,685 |
| Volatile liabilities | $18,621,000 | 3,070 |
| Insider loans | $6,780,000 | 629 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $67,718,000 | 876 |
| Tier 1 (core) risk-based capital | $18,154,000 | 2,382 |
| Tier 2 risk-based capital | $2,428,410 | 1,327 |
| Total risk weighted assets | $190,103,210 | 1,505 |
| Total unused commitments | $67,718,000 | 883 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 139 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $286,986,000 | 1,647 |
| Cash and due from depository institutions | $21,957,000 | 1,368 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $68,167,000 | 1,845 |
| Federal funds sold & reverse repurchase agreements | $17,100,000 | 836 |
| Net loans & leases | $169,737,000 | 1,686 |
| Loan loss allowance | $3,103,000 | 1,324 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,348,000 | 2,301 |
| Other real estate owned | $185,000 | 1,368 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,492,000 | 1,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,986,000 | 1,647 |
| Total liabilities | $267,997,000 | 1,612 |
| Total deposits | $248,087,000 | 1,575 |
| Interest-bearing deposits | $179,335,000 | 1,882 |
| Deposits held in domestic offices | $248,087,000 | 1,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,929,000 | 861 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,981,000 | 1,533 |
| Total equity capital | $18,989,000 | 2,352 |
| Total bank equity capital | $18,989,000 | 2,352 |
| Perpetual preferred stock | $7,500,000 | 45 |
| Common stock | $203,000 | 7,666 |
| Surplus | $419,000 | 9,902 |
| Undivided profits | $10,867,000 | 2,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,537,000 | 623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,243,000 | 1,816 |
| Earning assets | $255,104,000 | 1,692 |
| Long-term assets (5+ years) | $29,848,000 | 1,825 |
| Average Assets, year-to-date | $273,059,200 | 1,653 |
| Average Assets, quarterly | $284,526,000 | 1,642 |
| Volatile liabilities | $29,325,000 | 1,894 |
| Insider loans | $6,924,000 | 632 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $69,036,000 | 860 |
| Tier 1 (core) risk-based capital | $18,850,000 | 2,267 |
| Tier 2 risk-based capital | $2,438,050 | 1,334 |
| Total risk weighted assets | $194,242,950 | 1,472 |
| Total unused commitments | $69,036,000 | 864 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 141 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $257,168,000 | 1,790 |
| Cash and due from depository institutions | $22,467,000 | 1,402 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $58,278,000 | 2,248 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,243 |
| Net loans & leases | $166,692,000 | 1,686 |
| Loan loss allowance | $2,064,000 | 1,910 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,453,000 | 2,159 |
| Other real estate owned | $309,000 | 1,402 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,619,000 | 1,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,168,000 | 1,790 |
| Total liabilities | $242,001,000 | 1,736 |
| Total deposits | $222,775,000 | 1,704 |
| Interest-bearing deposits | $160,289,000 | 2,061 |
| Deposits held in domestic offices | $222,775,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,042,000 | 955 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,184,000 | 1,683 |
| Total equity capital | $15,167,000 | 2,705 |
| Total bank equity capital | $15,167,000 | 2,705 |
| Perpetual preferred stock | $7,500,000 | 50 |
| Common stock | $203,000 | 8,110 |
| Surplus | $419,000 | 10,318 |
| Undivided profits | $7,045,000 | 3,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,726,000 | 1,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,286,000 | 1,515 |
| Earning assets | $225,420,000 | 1,858 |
| Long-term assets (5+ years) | $13,583,000 | 3,370 |
| Average Assets, year-to-date | $251,154,600 | 1,777 |
| Average Assets, quarterly | $254,566,000 | 1,801 |
| Volatile liabilities | $25,494,000 | 2,076 |
| Insider loans | $10,123,000 | 436 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $53,539,000 | 939 |
| Tier 1 (core) risk-based capital | $17,306,000 | 2,372 |
| Tier 2 risk-based capital | $2,064,000 | 1,530 |
| Total risk weighted assets | $184,098,000 | 1,513 |
| Total unused commitments | $53,539,000 | 949 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 130 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $246,169,000 | 1,884 |
| Cash and due from depository institutions | $25,322,000 | 1,608 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $48,815,000 | 2,842 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $163,179,000 | 1,683 |
| Loan loss allowance | $3,571,000 | 1,282 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,592,000 | 2,023 |
| Other real estate owned | $205,000 | 1,608 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,056,000 | 1,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,169,000 | 1,884 |
| Total liabilities | $229,542,000 | 1,848 |
| Total deposits | $218,504,000 | 1,806 |
| Interest-bearing deposits | $158,490,000 | 2,179 |
| Deposits held in domestic offices | $218,504,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,813,000 | 1,135 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,225,000 | 1,665 |
| Total equity capital | $16,627,000 | 2,419 |
| Total bank equity capital | $16,627,000 | 2,419 |
| Perpetual preferred stock | $7,500,000 | 57 |
| Common stock | $203,000 | 8,532 |
| Surplus | $419,000 | 10,741 |
| Undivided profits | $8,505,000 | 2,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,087,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $881,000 | 2,001 |
| Earning assets | $213,094,000 | 2,008 |
| Long-term assets (5+ years) | $7,939,000 | 5,045 |
| Average Assets, year-to-date | $239,812,600 | 1,881 |
| Average Assets, quarterly | $246,834,000 | 1,862 |
| Volatile liabilities | $17,075,000 | 2,715 |
| Insider loans | $9,619,000 | 438 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $52,865,000 | 945 |
| Tier 1 (core) risk-based capital | $16,374,000 | 2,395 |
| Tier 2 risk-based capital | $2,252,720 | 1,415 |
| Total risk weighted assets | $178,899,520 | 1,548 |
| Total unused commitments | $52,865,000 | 963 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 130 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $232,578,000 | 2,042 |
| Cash and due from depository institutions | $18,207,000 | 1,670 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $45,702,000 | 2,972 |
| Federal funds sold & reverse repurchase agreements | $9,675,000 | 1,698 |
| Net loans & leases | $150,865,000 | 1,853 |
| Loan loss allowance | $1,803,000 | 2,305 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,690,000 | 1,980 |
| Other real estate owned | $1,289,000 | 1,670 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,150,000 | 2,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,578,000 | 2,042 |
| Total liabilities | $217,987,000 | 2,005 |
| Total deposits | $207,168,000 | 1,999 |
| Interest-bearing deposits | $149,811,000 | 2,409 |
| Deposits held in domestic offices | $207,168,000 | 1,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,487,000 | 1,026 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,332,000 | 2,597 |
| Total equity capital | $14,591,000 | 2,642 |
| Total bank equity capital | $14,591,000 | 2,642 |
| Perpetual preferred stock | $7,500,000 | 55 |
| Common stock | $203,000 | 8,955 |
| Surplus | $419,000 | 11,067 |
| Undivided profits | $6,469,000 | 3,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,994,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $834,000 | 2,389 |
| Earning assets | $206,342,000 | 2,093 |
| Long-term assets (5+ years) | $18,142,000 | 2,801 |
| Average Assets, year-to-date | $218,393,400 | 2,123 |
| Average Assets, quarterly | $227,620,500 | 2,066 |
| Volatile liabilities | $19,570,000 | 2,404 |
| Insider loans | $3,033,000 | 185 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $46,501,000 | 999 |
| Tier 1 (core) risk-based capital | $14,591,000 | 2,584 |
| Tier 2 risk-based capital | $1,803,000 | 1,752 |
| Total risk weighted assets | $170,376,500 | 1,662 |
| Total unused commitments | $46,501,000 | 1,017 |
| Derivatives | $0 | 651 |