Home > United American Bank of Central Florida > Assets and Liabilities
United American Bank of Central Florida, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 81 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $270,318,000 | 1,691 |
| Cash and due from depository institutions | $15,178,000 | 2,202 |
| Interest-bearing balances | $50,000 | 5,339 |
| Securities | $41,348,000 | 2,742 |
| Federal funds sold & reverse repurchase agreements | $5,821,000 | 2,367 |
| Net loans & leases | $195,044,000 | 1,447 |
| Loan loss allowance | $2,579,000 | 1,433 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,225,000 | 1,056 |
| Other real estate owned | $1,201,000 | 2,202 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,501,000 | 1,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,318,000 | 1,691 |
| Total liabilities | $250,855,000 | 1,634 |
| Total deposits | $237,003,000 | 1,565 |
| Interest-bearing deposits | $182,276,000 | 1,781 |
| Deposits held in domestic offices | $237,003,000 | 1,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,287,000 | 956 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,565,000 | 2,467 |
| Total equity capital | $19,463,000 | 2,293 |
| Total bank equity capital | $19,463,000 | 2,293 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $11,445,000 | 1,378 |
| Undivided profits | $6,518,000 | 3,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,163,000 | 1,936 |
| Earning assets | $242,263,000 | 1,726 |
| Long-term assets (5+ years) | $15,982,000 | 3,232 |
| Average Assets, year-to-date | $238,724,200 | 1,819 |
| Average Assets, quarterly | $263,039,000 | 1,718 |
| Volatile liabilities | $69,286,000 | 1,106 |
| Insider loans | $4,907,000 | 847 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $50,595,000 | 1,080 |
| Tier 1 (core) risk-based capital | $19,473,000 | 2,189 |
| Tier 2 risk-based capital | $2,579,000 | 1,224 |
| Total risk weighted assets | $220,922,300 | 1,283 |
| Total unused commitments | $50,595,000 | 1,086 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $202,519,000 | 2,313 |
| Cash and due from depository institutions | $11,262,000 | 2,544 |
| Interest-bearing balances | $50,000 | 5,386 |
| Securities | $22,784,000 | 4,841 |
| Federal funds sold & reverse repurchase agreements | $8,262,000 | 1,568 |
| Net loans & leases | $149,616,000 | 1,935 |
| Loan loss allowance | $2,362,000 | 1,631 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,207,000 | 1,254 |
| Other real estate owned | $569,000 | 2,544 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,819,000 | 1,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,519,000 | 2,313 |
| Total liabilities | $187,279,000 | 2,242 |
| Total deposits | $176,536,000 | 2,192 |
| Interest-bearing deposits | $131,631,000 | 2,530 |
| Deposits held in domestic offices | $176,536,000 | 2,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,229,000 | 1,200 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,514,000 | 2,559 |
| Total equity capital | $15,240,000 | 2,911 |
| Total bank equity capital | $15,240,000 | 2,911 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $9,745,000 | 1,646 |
| Undivided profits | $3,995,000 | 5,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $871,000 | 2,595 |
| Earning assets | $180,712,000 | 2,379 |
| Long-term assets (5+ years) | $8,784,000 | 4,518 |
| Average Assets, year-to-date | $176,540,200 | 2,518 |
| Average Assets, quarterly | $196,077,500 | 2,369 |
| Volatile liabilities | $43,480,000 | 1,539 |
| Insider loans | $4,968,000 | 867 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $46,973,000 | 1,107 |
| Tier 1 (core) risk-based capital | $15,245,000 | 2,849 |
| Tier 2 risk-based capital | $2,169,920 | 1,472 |
| Total risk weighted assets | $173,401,520 | 1,655 |
| Total unused commitments | $46,973,000 | 1,112 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $151,448,000 | 3,034 |
| Cash and due from depository institutions | $7,145,000 | 3,248 |
| Interest-bearing balances | $50,000 | 5,736 |
| Securities | $24,410,000 | 4,792 |
| Federal funds sold & reverse repurchase agreements | $1,626,000 | 6,140 |
| Net loans & leases | $111,378,000 | 2,460 |
| Loan loss allowance | $2,000,000 | 1,938 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,994,000 | 2,557 |
| Other real estate owned | $637,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,258,000 | 2,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,448,000 | 3,034 |
| Total liabilities | $139,183,000 | 2,981 |
| Total deposits | $134,358,000 | 2,882 |
| Interest-bearing deposits | $104,337,000 | 3,158 |
| Deposits held in domestic offices | $134,358,000 | 2,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,092,000 | 1,675 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $733,000 | 4,719 |
| Total equity capital | $12,265,000 | 3,594 |
| Total bank equity capital | $12,265,000 | 3,594 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $8,545,000 | 1,838 |
| Undivided profits | $2,220,000 | 7,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,041 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $694,000 | 3,405 |
| Earning assets | $137,464,000 | 3,070 |
| Long-term assets (5+ years) | $4,288,000 | 6,189 |
| Average Assets, year-to-date | $136,750,800 | 3,187 |
| Average Assets, quarterly | $148,611,000 | 3,047 |
| Volatile liabilities | $29,157,000 | 1,908 |
| Insider loans | $3,159,000 | 1,374 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $27,100,000 | 1,608 |
| Tier 1 (core) risk-based capital | $12,213,000 | 3,479 |
| Tier 2 risk-based capital | $1,574,340 | 1,953 |
| Total risk weighted assets | $125,521,840 | 2,193 |
| Total unused commitments | $27,100,000 | 1,621 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 47 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $115,605,000 | 3,822 |
| Cash and due from depository institutions | $7,055,000 | 4,201 |
| Interest-bearing balances | $50,000 | 6,106 |
| Securities | $12,995,000 | 7,708 |
| Federal funds sold & reverse repurchase agreements | $7,814,000 | 1,181 |
| Net loans & leases | $83,320,000 | 3,108 |
| Loan loss allowance | $1,493,000 | 2,552 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,021,000 | 3,622 |
| Other real estate owned | $1,107,000 | 4,201 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,293,000 | 5,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,605,000 | 3,822 |
| Total liabilities | $109,396,000 | 3,684 |
| Total deposits | $107,538,000 | 3,543 |
| Interest-bearing deposits | $84,278,000 | 3,843 |
| Deposits held in domestic offices | $107,538,000 | 3,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,424,000 | 3,009 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $434,000 | 5,743 |
| Total equity capital | $6,209,000 | 6,104 |
| Total bank equity capital | $6,209,000 | 6,104 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $4,545,000 | 3,002 |
| Undivided profits | $164,000 | 11,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $940,000 | 2,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $504,000 | 4,193 |
| Earning assets | $104,179,000 | 3,888 |
| Long-term assets (5+ years) | $3,748,000 | 6,818 |
| Average Assets, year-to-date | $98,081,000 | 4,345 |
| Average Assets, quarterly | $107,785,500 | 4,050 |
| Volatile liabilities | $16,840,000 | 2,911 |
| Insider loans | $3,225,000 | 1,299 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,265,000 | 2,441 |
| Tier 1 (core) risk-based capital | $6,362,000 | 6,095 |
| Tier 2 risk-based capital | $1,162,020 | 2,552 |
| Total risk weighted assets | $92,630,420 | 2,840 |
| Total unused commitments | $14,265,000 | 2,452 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $86,309,000 | 5,057 |
| Cash and due from depository institutions | $4,725,000 | 5,064 |
| Interest-bearing balances | $50,000 | 7,077 |
| Securities | $8,512,000 | 9,663 |
| Federal funds sold & reverse repurchase agreements | $6,639,000 | 2,110 |
| Net loans & leases | $56,173,000 | 4,341 |
| Loan loss allowance | $866,000 | 4,200 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,572,000 | 4,492 |
| Other real estate owned | $7,008,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,680,000 | 4,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,309,000 | 5,057 |
| Total liabilities | $80,982,000 | 4,933 |
| Total deposits | $80,681,000 | 4,757 |
| Interest-bearing deposits | $63,119,000 | 5,205 |
| Deposits held in domestic offices | $80,681,000 | 4,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $301,000 | 7,533 |
| Total equity capital | $5,327,000 | 6,945 |
| Total bank equity capital | $5,327,000 | 6,945 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $4,545,000 | 2,940 |
| Undivided profits | $-718,000 | 12,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,680,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $392,000 | 4,750 |
| Earning assets | $71,374,000 | 5,560 |
| Long-term assets (5+ years) | $427,000 | 10,768 |
| Average Assets, year-to-date | $89,258,600 | 4,830 |
| Average Assets, quarterly | $88,454,000 | 4,913 |
| Volatile liabilities | $12,844,000 | 3,388 |
| Insider loans | $1,315,000 | 2,998 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,419,000 | 4,660 |
| Tier 1 (core) risk-based capital | $5,327,000 | 6,859 |
| Tier 2 risk-based capital | $846,390 | 3,360 |
| Total risk weighted assets | $67,691,790 | 3,739 |
| Total unused commitments | $5,419,000 | 4,685 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $91,591,000 | 4,906 |
| Cash and due from depository institutions | $4,647,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,482,000 | 9,805 |
| Federal funds sold & reverse repurchase agreements | $6,704,000 | 2,473 |
| Net loans & leases | $64,516,000 | 3,925 |
| Loan loss allowance | $2,400,000 | 1,820 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $926,000 | 6,497 |
| Other real estate owned | $4,715,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,601,000 | 4,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,591,000 | 4,906 |
| Total liabilities | $86,841,000 | 4,749 |
| Total deposits | $86,174,000 | 4,615 |
| Interest-bearing deposits | $68,745,000 | 4,954 |
| Deposits held in domestic offices | $86,174,000 | 4,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $667,000 | 4,601 |
| Total equity capital | $4,750,000 | 7,340 |
| Total bank equity capital | $4,750,000 | 7,340 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $2,545,000 | 4,557 |
| Undivided profits | $705,000 | 10,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,911,000 | 1,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $549,000 | 3,721 |
| Earning assets | $79,702,000 | 5,108 |
| Long-term assets (5+ years) | $1,143,000 | 10,052 |
| Average Assets, year-to-date | $88,337,000 | 4,948 |
| Average Assets, quarterly | $90,701,000 | 4,895 |
| Volatile liabilities | $14,508,000 | 3,050 |
| Insider loans | $403,000 | 2,268 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,825,000 | 3,784 |
| Tier 1 (core) risk-based capital | $4,750,000 | 7,264 |
| Tier 2 risk-based capital | $897,230 | 3,208 |
| Total risk weighted assets | $70,275,630 | 3,692 |
| Total unused commitments | $6,825,000 | 3,805 |
| Derivatives | $0 | 651 |