Home > United American Bank > Income and Expense
United American Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 2,297 |
| Total interest expense | $219,000 | 2,946 |
| Net interest income | $2,575,000 | 2,192 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $35,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $18,000 | 4,565 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $17,000 | 4,918 |
| Total noninterest expense | $2,778,000 | 1,757 |
| Salaries and employee benefits | $1,319,000 | 2,036 |
| Premises and equipment expense | $625,000 | 983 |
| Additional noninterest expense | $834,000 | 1,748 |
| Pre-tax net operating income | $-168,000 | 5,528 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-40,000 | 5,530 |
| Income before extraordinary items | $-128,000 | 5,500 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-128,000 | 5,500 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-128,000 | 5,500 |
| Net charge-offs | $-34,000 | 5,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-128,000 | 5,506 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,114,000 | 2,256 |
| Total interest expense | $775,000 | 2,973 |
| Net interest income | $10,339,000 | 2,167 |
| Provision for loan and lease losses | $-2,400,000 | 5,641 |
| Total noninterest income | $999,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $79,000 | 4,586 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $920,000 | 2,380 |
| Total noninterest expense | $8,416,000 | 2,180 |
| Salaries and employee benefits | $4,908,000 | 2,111 |
| Premises and equipment expense | $1,570,000 | 1,454 |
| Additional noninterest expense | $1,938,000 | 2,711 |
| Pre-tax net operating income | $5,322,000 | 1,630 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $615,000 | 2,267 |
| Income before extraordinary items | $4,707,000 | 1,407 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,707,000 | 1,406 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,707,000 | 1,407 |
| Net charge-offs | $-1,581,000 | 5,637 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,707,000 | 1,393 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 2,273 |
| Total interest expense | $531,000 | 3,114 |
| Net interest income | $7,690,000 | 2,187 |
| Provision for loan and lease losses | $-2,400,000 | 5,710 |
| Total noninterest income | $979,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $59,000 | 4,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $920,000 | 2,078 |
| Total noninterest expense | $6,061,000 | 2,265 |
| Salaries and employee benefits | $3,607,000 | 2,150 |
| Premises and equipment expense | $1,140,000 | 1,515 |
| Additional noninterest expense | $1,314,000 | 2,902 |
| Pre-tax net operating income | $5,008,000 | 1,372 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,028,000 | 904 |
| Income before extraordinary items | $2,980,000 | 1,741 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,980,000 | 1,741 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,980,000 | 1,741 |
| Net charge-offs | $-1,550,000 | 5,707 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,980,000 | 1,724 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 2,278 |
| Total interest expense | $316,000 | 3,274 |
| Net interest income | $5,123,000 | 2,180 |
| Provision for loan and lease losses | $-1,300,000 | 5,750 |
| Total noninterest income | $941,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $37,000 | 4,706 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $904,000 | 1,638 |
| Total noninterest expense | $4,008,000 | 2,284 |
| Salaries and employee benefits | $2,364,000 | 2,189 |
| Premises and equipment expense | $767,000 | 1,505 |
| Additional noninterest expense | $877,000 | 2,917 |
| Pre-tax net operating income | $3,356,000 | 1,347 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,375,000 | 894 |
| Income before extraordinary items | $1,981,000 | 1,716 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,981,000 | 1,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,981,000 | 1,716 |
| Net charge-offs | $-977,000 | 5,750 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,981,000 | 1,698 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 2,228 |
| Total interest expense | $143,000 | 3,424 |
| Net interest income | $2,660,000 | 2,105 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $75,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $17,000 | 4,815 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $58,000 | 4,150 |
| Total noninterest expense | $1,968,000 | 2,327 |
| Salaries and employee benefits | $1,169,000 | 2,248 |
| Premises and equipment expense | $384,000 | 1,517 |
| Additional noninterest expense | $415,000 | 3,036 |
| Pre-tax net operating income | $767,000 | 2,368 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $147,000 | 2,129 |
| Income before extraordinary items | $620,000 | 2,384 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $620,000 | 2,383 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $620,000 | 2,384 |
| Net charge-offs | $-1,737,000 | 5,849 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $620,000 | 2,363 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 2,339 |
| Total interest expense | $583,000 | 3,368 |
| Net interest income | $9,683,000 | 2,247 |
| Provision for loan and lease losses | $-1,775,000 | 5,869 |
| Total noninterest income | $322,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $87,000 | 4,667 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $235,000 | 4,201 |
| Total noninterest expense | $8,535,000 | 2,178 |
| Salaries and employee benefits | $4,705,000 | 2,191 |
| Premises and equipment expense | $1,472,000 | 1,551 |
| Additional noninterest expense | $2,358,000 | 2,419 |
| Pre-tax net operating income | $3,245,000 | 2,266 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,245,000 | 1,962 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,245,000 | 1,961 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,245,000 | 1,961 |
| Net charge-offs | $-325,000 | 5,743 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,245,000 | 1,917 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,618,000 | 2,373 |
| Total interest expense | $443,000 | 3,367 |
| Net interest income | $7,175,000 | 2,272 |
| Provision for loan and lease losses | $-75,000 | 5,710 |
| Total noninterest income | $237,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $69,000 | 4,641 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $168,000 | 4,296 |
| Total noninterest expense | $6,463,000 | 2,159 |
| Salaries and employee benefits | $3,475,000 | 2,216 |
| Premises and equipment expense | $1,096,000 | 1,567 |
| Additional noninterest expense | $1,892,000 | 2,291 |
| Pre-tax net operating income | $1,024,000 | 3,684 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $342,000 | 2,385 |
| Income before extraordinary items | $682,000 | 4,076 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $682,000 | 4,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $682,000 | 4,076 |
| Net charge-offs | $-292,000 | 5,789 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $682,000 | 4,006 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 2,406 |
| Total interest expense | $299,000 | 3,361 |
| Net interest income | $4,706,000 | 2,310 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $143,000 | 4,789 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $44,000 | 4,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 4,421 |
| Total noninterest expense | $4,273,000 | 2,185 |
| Salaries and employee benefits | $2,316,000 | 2,226 |
| Premises and equipment expense | $746,000 | 1,529 |
| Additional noninterest expense | $1,211,000 | 2,372 |
| Pre-tax net operating income | $576,000 | 3,953 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $196,000 | 2,509 |
| Income before extraordinary items | $380,000 | 4,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $380,000 | 4,338 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $380,000 | 4,339 |
| Net charge-offs | $-95,000 | 5,693 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $380,000 | 4,269 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 2,418 |
| Total interest expense | $151,000 | 3,363 |
| Net interest income | $2,337,000 | 2,312 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $62,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $19,000 | 4,895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $43,000 | 4,555 |
| Total noninterest expense | $2,142,000 | 2,198 |
| Salaries and employee benefits | $1,169,000 | 2,224 |
| Premises and equipment expense | $372,000 | 1,552 |
| Additional noninterest expense | $601,000 | 2,381 |
| Pre-tax net operating income | $257,000 | 4,093 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $89,000 | 2,545 |
| Income before extraordinary items | $168,000 | 4,479 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $168,000 | 4,478 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $168,000 | 4,480 |
| Net charge-offs | $-40,000 | 5,674 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $168,000 | 4,417 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,631,000 | 2,436 |
| Total interest expense | $643,000 | 3,234 |
| Net interest income | $8,988,000 | 2,352 |
| Provision for loan and lease losses | $-1,500,000 | 6,075 |
| Total noninterest income | $427,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $101,000 | 4,701 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $326,000 | 3,870 |
| Total noninterest expense | $8,514,000 | 2,177 |
| Salaries and employee benefits | $4,510,000 | 2,246 |
| Premises and equipment expense | $1,408,000 | 1,624 |
| Additional noninterest expense | $2,596,000 | 2,261 |
| Pre-tax net operating income | $2,401,000 | 2,705 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,401,000 | 2,404 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,401,000 | 2,406 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,401,000 | 2,406 |
| Net charge-offs | $-188,000 | 5,848 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 239 |
| Net operating income | $2,401,000 | 2,364 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,066,000 | 2,503 |
| Total interest expense | $481,000 | 3,276 |
| Net interest income | $6,585,000 | 2,407 |
| Provision for loan and lease losses | $-1,500,000 | 6,187 |
| Total noninterest income | $357,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $80,000 | 4,673 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 3,731 |
| Total noninterest expense | $6,293,000 | 2,201 |
| Salaries and employee benefits | $3,269,000 | 2,317 |
| Premises and equipment expense | $1,047,000 | 1,653 |
| Additional noninterest expense | $1,977,000 | 2,224 |
| Pre-tax net operating income | $2,149,000 | 2,432 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $731,000 | 1,661 |
| Income before extraordinary items | $1,418,000 | 2,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,418,000 | 2,870 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,418,000 | 2,872 |
| Net charge-offs | $-543,000 | 6,126 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 186 |
| Net operating income | $1,418,000 | 2,819 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 2,554 |
| Total interest expense | $313,000 | 3,368 |
| Net interest income | $4,299,000 | 2,443 |
| Provision for loan and lease losses | $-1,500,000 | 6,280 |
| Total noninterest income | $275,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $54,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $221,000 | 3,481 |
| Total noninterest expense | $4,151,000 | 2,240 |
| Salaries and employee benefits | $2,125,000 | 2,378 |
| Premises and equipment expense | $711,000 | 1,647 |
| Additional noninterest expense | $1,315,000 | 2,235 |
| Pre-tax net operating income | $1,923,000 | 1,946 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $658,000 | 1,377 |
| Income before extraordinary items | $1,265,000 | 2,340 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,265,000 | 2,342 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,265,000 | 2,342 |
| Net charge-offs | $-195,000 | 6,071 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 138 |
| Net operating income | $1,265,000 | 2,295 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 2,590 |
| Total interest expense | $150,000 | 3,471 |
| Net interest income | $2,120,000 | 2,469 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $171,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 3,070 |
| Total noninterest expense | $2,032,000 | 2,278 |
| Salaries and employee benefits | $1,047,000 | 2,426 |
| Premises and equipment expense | $239,000 | 2,324 |
| Additional noninterest expense | $746,000 | 1,989 |
| Pre-tax net operating income | $259,000 | 4,092 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $89,000 | 2,555 |
| Income before extraordinary items | $170,000 | 4,527 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $170,000 | 4,529 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $170,000 | 4,531 |
| Net charge-offs | $-150,000 | 6,198 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 89 |
| Net operating income | $170,000 | 4,450 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 2,733 |
| Total interest expense | $619,000 | 3,552 |
| Net interest income | $7,999,000 | 2,618 |
| Provision for loan and lease losses | $-2,500,000 | 6,434 |
| Total noninterest income | $419,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $167,000 | 4,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $252,000 | 4,240 |
| Total noninterest expense | $8,646,000 | 2,173 |
| Salaries and employee benefits | $4,626,000 | 2,194 |
| Premises and equipment expense | $1,308,000 | 1,771 |
| Additional noninterest expense | $2,712,000 | 2,227 |
| Pre-tax net operating income | $2,272,000 | 2,764 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,272,000 | 2,467 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,272,000 | 2,467 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,272,000 | 2,467 |
| Net charge-offs | $-1,380,000 | 6,471 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 245 |
| Net operating income | $2,272,000 | 2,430 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,346,000 | 2,791 |
| Total interest expense | $459,000 | 3,646 |
| Net interest income | $5,887,000 | 2,677 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $364,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $132,000 | 4,183 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $232,000 | 4,013 |
| Total noninterest expense | $6,565,000 | 2,155 |
| Salaries and employee benefits | $3,584,000 | 2,146 |
| Premises and equipment expense | $982,000 | 1,790 |
| Additional noninterest expense | $1,999,000 | 2,244 |
| Pre-tax net operating income | $-314,000 | 6,342 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-129,000 | 6,427 |
| Income before extraordinary items | $-185,000 | 6,312 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-185,000 | 6,312 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-185,000 | 6,312 |
| Net charge-offs | $-626,000 | 6,500 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-185,000 | 6,309 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 2,938 |
| Total interest expense | $300,000 | 3,732 |
| Net interest income | $3,666,000 | 2,829 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $136,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $94,000 | 4,049 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $42,000 | 5,484 |
| Total noninterest expense | $4,475,000 | 2,109 |
| Salaries and employee benefits | $2,447,000 | 2,111 |
| Premises and equipment expense | $642,000 | 1,836 |
| Additional noninterest expense | $1,386,000 | 2,165 |
| Pre-tax net operating income | $-673,000 | 6,543 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-242,000 | 6,569 |
| Income before extraordinary items | $-431,000 | 6,497 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-431,000 | 6,498 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-431,000 | 6,498 |
| Net charge-offs | $-63,000 | 6,207 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-431,000 | 6,499 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 3,003 |
| Total interest expense | $152,000 | 3,759 |
| Net interest income | $1,774,000 | 2,896 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $71,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $45,000 | 4,116 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $26,000 | 5,301 |
| Total noninterest expense | $2,187,000 | 2,163 |
| Salaries and employee benefits | $1,186,000 | 2,171 |
| Premises and equipment expense | $375,000 | 1,610 |
| Additional noninterest expense | $626,000 | 2,389 |
| Pre-tax net operating income | $-342,000 | 6,589 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-123,000 | 6,638 |
| Income before extraordinary items | $-219,000 | 6,544 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-219,000 | 6,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-219,000 | 6,544 |
| Net charge-offs | $-55,000 | 6,341 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-219,000 | 6,543 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,493,000 | 2,808 |
| Total interest expense | $738,000 | 3,624 |
| Net interest income | $7,755,000 | 2,679 |
| Provision for loan and lease losses | $550,000 | 1,724 |
| Total noninterest income | $436,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $151,000 | 4,575 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $285,000 | 4,158 |
| Total noninterest expense | $9,382,000 | 2,016 |
| Salaries and employee benefits | $4,910,000 | 2,083 |
| Premises and equipment expense | $1,602,000 | 1,486 |
| Additional noninterest expense | $2,870,000 | 2,177 |
| Pre-tax net operating income | $-1,741,000 | 6,640 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-501,000 | 6,637 |
| Income before extraordinary items | $-1,240,000 | 6,618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,240,000 | 6,618 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,240,000 | 6,618 |
| Net charge-offs | $1,683,000 | 863 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,240,000 | 6,608 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,503,000 | 2,786 |
| Total interest expense | $576,000 | 3,630 |
| Net interest income | $5,927,000 | 2,645 |
| Provision for loan and lease losses | $550,000 | 1,414 |
| Total noninterest income | $370,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $107,000 | 4,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $263,000 | 3,942 |
| Total noninterest expense | $6,975,000 | 2,036 |
| Salaries and employee benefits | $3,711,000 | 2,064 |
| Premises and equipment expense | $1,207,000 | 1,492 |
| Additional noninterest expense | $2,057,000 | 2,249 |
| Pre-tax net operating income | $-1,228,000 | 6,729 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-435,000 | 6,791 |
| Income before extraordinary items | $-793,000 | 6,695 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-793,000 | 6,696 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-793,000 | 6,696 |
| Net charge-offs | $1,427,000 | 772 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-793,000 | 6,688 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 2,773 |
| Total interest expense | $409,000 | 3,545 |
| Net interest income | $3,931,000 | 2,647 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $318,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $59,000 | 5,020 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $259,000 | 3,411 |
| Total noninterest expense | $4,599,000 | 2,059 |
| Salaries and employee benefits | $2,434,000 | 2,109 |
| Premises and equipment expense | $799,000 | 1,506 |
| Additional noninterest expense | $1,366,000 | 2,254 |
| Pre-tax net operating income | $-800,000 | 6,760 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-282,000 | 6,840 |
| Income before extraordinary items | $-518,000 | 6,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-518,000 | 6,729 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-518,000 | 6,728 |
| Net charge-offs | $878,000 | 845 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-518,000 | 6,707 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 2,763 |
| Total interest expense | $218,000 | 3,490 |
| Net interest income | $1,970,000 | 2,649 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $242,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $213,000 | 2,694 |
| Total noninterest expense | $2,281,000 | 2,095 |
| Salaries and employee benefits | $1,166,000 | 2,216 |
| Premises and equipment expense | $413,000 | 1,472 |
| Additional noninterest expense | $702,000 | 2,210 |
| Pre-tax net operating income | $-369,000 | 6,822 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-131,000 | 6,936 |
| Income before extraordinary items | $-238,000 | 6,782 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-238,000 | 6,782 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-238,000 | 6,782 |
| Net charge-offs | $304,000 | 1,050 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-238,000 | 6,765 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,810,000 | 2,610 |
| Total interest expense | $1,187,000 | 3,220 |
| Net interest income | $8,623,000 | 2,487 |
| Provision for loan and lease losses | $4,400,000 | 564 |
| Total noninterest income | $358,000 | 4,981 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $126,000 | 5,065 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $232,000 | 4,400 |
| Total noninterest expense | $9,994,000 | 1,913 |
| Salaries and employee benefits | $4,995,000 | 2,013 |
| Premises and equipment expense | $1,599,000 | 1,492 |
| Additional noninterest expense | $3,400,000 | 1,929 |
| Pre-tax net operating income | $-5,413,000 | 6,965 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-2,399,000 | 7,020 |
| Income before extraordinary items | $-3,014,000 | 6,893 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,014,000 | 6,892 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,014,000 | 6,892 |
| Net charge-offs | $4,020,000 | 684 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,557,000 | 176 |
| Net operating income | $-3,014,000 | 6,877 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 2,618 |
| Total interest expense | $928,000 | 3,240 |
| Net interest income | $6,556,000 | 2,492 |
| Provision for loan and lease losses | $3,600,000 | 529 |
| Total noninterest income | $265,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $94,000 | 5,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 4,460 |
| Total noninterest expense | $7,459,000 | 1,923 |
| Salaries and employee benefits | $3,655,000 | 2,049 |
| Premises and equipment expense | $1,192,000 | 1,506 |
| Additional noninterest expense | $2,612,000 | 1,897 |
| Pre-tax net operating income | $-4,238,000 | 7,074 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-1,831,000 | 7,117 |
| Income before extraordinary items | $-2,407,000 | 7,023 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,407,000 | 7,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,407,000 | 7,022 |
| Net charge-offs | $2,394,000 | 806 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,556,000 | 128 |
| Net operating income | $-2,407,000 | 7,010 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,063,000 | 2,602 |
| Total interest expense | $653,000 | 3,215 |
| Net interest income | $4,410,000 | 2,478 |
| Provision for loan and lease losses | $2,400,000 | 558 |
| Total noninterest income | $181,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,467 |
| Total noninterest expense | $5,204,000 | 1,847 |
| Salaries and employee benefits | $2,528,000 | 1,989 |
| Premises and equipment expense | $794,000 | 1,499 |
| Additional noninterest expense | $1,882,000 | 1,769 |
| Pre-tax net operating income | $-3,013,000 | 7,144 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-1,416,000 | 7,185 |
| Income before extraordinary items | $-1,597,000 | 7,080 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,597,000 | 7,079 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,597,000 | 7,080 |
| Net charge-offs | $1,813,000 | 744 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,597,000 | 7,062 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 2,617 |
| Total interest expense | $338,000 | 3,239 |
| Net interest income | $2,198,000 | 2,495 |
| Provision for loan and lease losses | $1,200,000 | 541 |
| Total noninterest income | $92,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,574 |
| Total noninterest expense | $2,598,000 | 1,844 |
| Salaries and employee benefits | $1,318,000 | 1,909 |
| Premises and equipment expense | $232,000 | 2,468 |
| Additional noninterest expense | $1,048,000 | 1,587 |
| Pre-tax net operating income | $-1,508,000 | 7,208 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $-1,509,000 | 7,220 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,509,000 | 7,221 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,509,000 | 7,220 |
| Net charge-offs | $969,000 | 683 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,509,000 | 7,211 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,434,000 | 2,249 |
| Total interest expense | $1,810,000 | 2,984 |
| Net interest income | $10,624,000 | 2,051 |
| Provision for loan and lease losses | $5,108,000 | 775 |
| Total noninterest income | $432,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $200,000 | 4,372 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $232,000 | 4,243 |
| Total noninterest expense | $12,704,000 | 1,538 |
| Salaries and employee benefits | $5,597,000 | 1,728 |
| Premises and equipment expense | $1,640,000 | 1,510 |
| Additional noninterest expense | $5,467,000 | 1,268 |
| Pre-tax net operating income | $-6,756,000 | 7,138 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-6,757,000 | 7,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,757,000 | 7,134 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,757,000 | 7,137 |
| Net charge-offs | $6,081,000 | 681 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $11,043,000 | 64 |
| Net operating income | $-6,757,000 | 7,132 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 2,211 |
| Total interest expense | $1,425,000 | 2,977 |
| Net interest income | $8,197,000 | 2,011 |
| Provision for loan and lease losses | $4,220,000 | 711 |
| Total noninterest income | $322,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $148,000 | 4,431 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $174,000 | 4,302 |
| Total noninterest expense | $9,606,000 | 1,525 |
| Salaries and employee benefits | $4,291,000 | 1,703 |
| Premises and equipment expense | $1,242,000 | 1,512 |
| Additional noninterest expense | $4,073,000 | 1,266 |
| Pre-tax net operating income | $-5,307,000 | 7,245 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-5,308,000 | 7,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,308,000 | 7,254 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,308,000 | 7,255 |
| Net charge-offs | $4,989,000 | 627 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 588 |
| Net operating income | $-5,308,000 | 7,254 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 2,177 |
| Total interest expense | $1,025,000 | 2,900 |
| Net interest income | $5,517,000 | 1,992 |
| Provision for loan and lease losses | $3,620,000 | 584 |
| Total noninterest income | $256,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $103,000 | 4,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 3,915 |
| Total noninterest expense | $6,773,000 | 1,458 |
| Salaries and employee benefits | $2,854,000 | 1,720 |
| Premises and equipment expense | $827,000 | 1,518 |
| Additional noninterest expense | $3,092,000 | 1,145 |
| Pre-tax net operating income | $-4,620,000 | 7,356 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-4,621,000 | 7,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,621,000 | 7,363 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,621,000 | 7,363 |
| Net charge-offs | $5,239,000 | 446 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 514 |
| Net operating income | $-4,621,000 | 7,358 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 2,110 |
| Total interest expense | $567,000 | 2,758 |
| Net interest income | $2,823,000 | 1,948 |
| Provision for loan and lease losses | $1,946,000 | 533 |
| Total noninterest income | $114,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $56,000 | 4,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,429 |
| Total noninterest expense | $2,910,000 | 1,702 |
| Salaries and employee benefits | $1,437,000 | 1,717 |
| Premises and equipment expense | $400,000 | 1,604 |
| Additional noninterest expense | $1,073,000 | 1,617 |
| Pre-tax net operating income | $-1,919,000 | 7,389 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-1,920,000 | 7,398 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,920,000 | 7,398 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,920,000 | 7,398 |
| Net charge-offs | $-113,000 | 7,458 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 469 |
| Net operating income | $-1,920,000 | 7,398 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,080,000 | 1,884 |
| Total interest expense | $3,204,000 | 2,459 |
| Net interest income | $12,876,000 | 1,723 |
| Provision for loan and lease losses | $15,125,000 | 475 |
| Total noninterest income | $498,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $274,000 | 3,820 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $224,000 | 4,419 |
| Total noninterest expense | $13,269,000 | 1,489 |
| Salaries and employee benefits | $5,276,000 | 1,839 |
| Premises and equipment expense | $1,981,000 | 1,305 |
| Additional noninterest expense | $6,012,000 | 1,232 |
| Pre-tax net operating income | $-15,020,000 | 7,455 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,839,000 | 780 |
| Income before extraordinary items | $-16,859,000 | 7,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,859,000 | 7,491 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-16,859,000 | 7,491 |
| Net charge-offs | $13,625,000 | 471 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 706 |
| Net operating income | $-16,859,000 | 7,487 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,463,000 | 1,861 |
| Total interest expense | $2,656,000 | 2,331 |
| Net interest income | $9,807,000 | 1,713 |
| Provision for loan and lease losses | $4,200,000 | 1,005 |
| Total noninterest income | $554,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $234,000 | 3,631 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $320,000 | 3,457 |
| Total noninterest expense | $8,863,000 | 1,664 |
| Salaries and employee benefits | $3,957,000 | 1,844 |
| Premises and equipment expense | $1,415,000 | 1,383 |
| Additional noninterest expense | $3,491,000 | 1,513 |
| Pre-tax net operating income | $-2,702,000 | 7,165 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-5,000 | 6,808 |
| Income before extraordinary items | $-2,697,000 | 7,237 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,697,000 | 7,237 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,697,000 | 7,237 |
| Net charge-offs | $4,658,000 | 826 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 642 |
| Net operating income | $-2,697,000 | 7,209 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,439,000 | 1,858 |
| Total interest expense | $2,048,000 | 2,116 |
| Net interest income | $6,391,000 | 1,747 |
| Provision for loan and lease losses | $2,700,000 | 1,026 |
| Total noninterest income | $418,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $145,000 | 3,755 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $273,000 | 2,993 |
| Total noninterest expense | $5,661,000 | 1,748 |
| Salaries and employee benefits | $2,677,000 | 1,837 |
| Premises and equipment expense | $925,000 | 1,427 |
| Additional noninterest expense | $2,059,000 | 1,713 |
| Pre-tax net operating income | $-1,552,000 | 7,178 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-3,000 | 6,868 |
| Income before extraordinary items | $-1,549,000 | 7,255 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,549,000 | 7,254 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,549,000 | 7,255 |
| Net charge-offs | $4,662,000 | 608 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 559 |
| Net operating income | $-1,549,000 | 7,245 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 1,898 |
| Total interest expense | $1,207,000 | 1,903 |
| Net interest income | $3,024,000 | 1,876 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $299,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $222,000 | 2,244 |
| Total noninterest expense | $2,665,000 | 1,861 |
| Salaries and employee benefits | $1,341,000 | 1,871 |
| Premises and equipment expense | $459,000 | 1,480 |
| Additional noninterest expense | $865,000 | 1,965 |
| Pre-tax net operating income | $358,000 | 3,033 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $38,000 | 2,998 |
| Income before extraordinary items | $320,000 | 3,017 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $320,000 | 3,013 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $320,000 | 3,017 |
| Net charge-offs | $1,409,000 | 823 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 505 |
| Net operating income | $320,000 | 2,903 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,303,000 | 1,954 |
| Total interest expense | $7,854,000 | 1,505 |
| Net interest income | $9,449,000 | 2,307 |
| Provision for loan and lease losses | $4,250,000 | 1,607 |
| Total noninterest income | $496,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $327,000 | 3,718 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $169,000 | 4,920 |
| Total noninterest expense | $12,070,000 | 1,686 |
| Salaries and employee benefits | $4,338,000 | 2,269 |
| Premises and equipment expense | $1,990,000 | 1,364 |
| Additional noninterest expense | $5,742,000 | 1,313 |
| Pre-tax net operating income | $-6,375,000 | 7,303 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-578,000 | 7,092 |
| Income before extraordinary items | $-5,797,000 | 7,341 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,797,000 | 7,341 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,797,000 | 7,341 |
| Net charge-offs | $970,000 | 2,894 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $8,940,000 | 106 |
| Net operating income | $-5,797,000 | 7,353 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,933,000 | 1,998 |
| Total interest expense | $6,147,000 | 1,519 |
| Net interest income | $6,786,000 | 2,409 |
| Provision for loan and lease losses | $2,850,000 | 1,529 |
| Total noninterest income | $310,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $229,000 | 3,869 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $8,109,000 | 1,873 |
| Salaries and employee benefits | $3,278,000 | 2,273 |
| Premises and equipment expense | $1,502,000 | 1,364 |
| Additional noninterest expense | $3,329,000 | 1,628 |
| Pre-tax net operating income | $-3,863,000 | 7,401 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,653,000 | 7,678 |
| Income before extraordinary items | $-2,210,000 | 7,231 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,210,000 | 7,229 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,210,000 | 7,230 |
| Net charge-offs | $907,000 | 2,306 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $8,880,000 | 87 |
| Net operating income | $-2,210,000 | 7,220 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 2,058 |
| Total interest expense | $4,022,000 | 1,624 |
| Net interest income | $4,509,000 | 2,397 |
| Provision for loan and lease losses | $2,500,000 | 1,222 |
| Total noninterest income | $181,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $129,000 | 4,169 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $5,678,000 | 1,807 |
| Salaries and employee benefits | $2,802,000 | 1,818 |
| Premises and equipment expense | $998,000 | 1,397 |
| Additional noninterest expense | $1,878,000 | 1,906 |
| Pre-tax net operating income | $-3,488,000 | 7,616 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,504,000 | 7,843 |
| Income before extraordinary items | $-1,984,000 | 7,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,984,000 | 7,483 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,984,000 | 7,482 |
| Net charge-offs | $192,000 | 3,476 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $8,820,000 | 64 |
| Net operating income | $-1,984,000 | 7,478 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 2,097 |
| Total interest expense | $1,859,000 | 1,802 |
| Net interest income | $2,382,000 | 2,297 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $78,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $53,000 | 4,479 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $2,495,000 | 1,996 |
| Salaries and employee benefits | $1,488,000 | 1,742 |
| Premises and equipment expense | $486,000 | 1,461 |
| Additional noninterest expense | $521,000 | 2,896 |
| Pre-tax net operating income | $-135,000 | 6,748 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-65,000 | 7,472 |
| Income before extraordinary items | $-70,000 | 6,728 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-70,000 | 6,729 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-70,000 | 6,729 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $8,760,000 | 32 |
| Net operating income | $-70,000 | 6,625 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,637,000 | 2,046 |
| Total interest expense | $6,999,000 | 2,206 |
| Net interest income | $11,638,000 | 1,917 |
| Provision for loan and lease losses | $3,600,000 | 1,235 |
| Total noninterest income | $270,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $133,000 | 5,513 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $137,000 | 5,470 |
| Total noninterest expense | $10,325,000 | 1,874 |
| Salaries and employee benefits | $6,025,000 | 1,695 |
| Premises and equipment expense | $869,000 | 2,965 |
| Additional noninterest expense | $3,431,000 | 1,786 |
| Pre-tax net operating income | $-2,017,000 | 7,364 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-770,000 | 7,628 |
| Income before extraordinary items | $-1,247,000 | 7,111 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,247,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,795,000 | 1,386 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $5,813,000 | 214 |
| Net operating income | $-1,247,000 | 7,222 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,937,000 | 2,100 |
| Total interest expense | $5,254,000 | 2,277 |
| Net interest income | $8,683,000 | 1,951 |
| Provision for loan and lease losses | $1,300,000 | 1,565 |
| Total noninterest income | $214,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $98,000 | 5,567 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $116,000 | 5,366 |
| Total noninterest expense | $7,576,000 | 1,905 |
| Salaries and employee benefits | $4,575,000 | 1,699 |
| Premises and equipment expense | $1,335,000 | 1,569 |
| Additional noninterest expense | $1,666,000 | 2,531 |
| Pre-tax net operating income | $21,000 | 6,676 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $5,000 | 6,579 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,000 | 6,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $5,708,000 | 147 |
| Net operating income | $5,000 | 6,746 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 2,128 |
| Total interest expense | $3,635,000 | 2,296 |
| Net interest income | $5,625,000 | 1,982 |
| Provision for loan and lease losses | $800,000 | 1,417 |
| Total noninterest income | $152,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $58,000 | 5,759 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $94,000 | 5,162 |
| Total noninterest expense | $5,076,000 | 1,893 |
| Salaries and employee benefits | $3,085,000 | 1,693 |
| Premises and equipment expense | $875,000 | 1,590 |
| Additional noninterest expense | $1,116,000 | 2,493 |
| Pre-tax net operating income | $-99,000 | 7,189 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-63,000 | 7,788 |
| Income before extraordinary items | $-36,000 | 7,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-36,000 | 7,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $5,603,000 | 101 |
| Net operating income | $-36,000 | 7,089 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 2,159 |
| Total interest expense | $1,963,000 | 2,270 |
| Net interest income | $2,712,000 | 2,058 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $94,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $25,000 | 5,933 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $2,491,000 | 1,919 |
| Salaries and employee benefits | $1,553,000 | 1,691 |
| Premises and equipment expense | $439,000 | 1,596 |
| Additional noninterest expense | $499,000 | 2,729 |
| Pre-tax net operating income | $215,000 | 4,825 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $82,000 | 3,025 |
| Income before extraordinary items | $133,000 | 5,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 283 |
| Net operating income | $133,000 | 5,308 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,631,000 | 2,116 |
| Total interest expense | $8,344,000 | 2,248 |
| Net interest income | $11,287,000 | 2,014 |
| Provision for loan and lease losses | $800,000 | 1,675 |
| Total noninterest income | $157,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $36,000 | 6,943 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $121,000 | 5,921 |
| Total noninterest expense | $8,533,000 | 2,154 |
| Salaries and employee benefits | $5,366,000 | 1,883 |
| Premises and equipment expense | $1,425,000 | 1,842 |
| Additional noninterest expense | $1,742,000 | 3,023 |
| Pre-tax net operating income | $2,111,000 | 3,192 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $822,000 | 2,104 |
| Income before extraordinary items | $1,289,000 | 3,783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,289,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $349,000 | 611 |
| Net operating income | $1,289,000 | 3,780 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,485,000 | 2,147 |
| Total interest expense | $6,154,000 | 2,280 |
| Net interest income | $8,331,000 | 2,060 |
| Provision for loan and lease losses | $575,000 | 1,391 |
| Total noninterest income | $85,000 | 7,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $61,000 | 6,525 |
| Total noninterest expense | $6,143,000 | 2,211 |
| Salaries and employee benefits | $3,889,000 | 1,934 |
| Premises and equipment expense | $1,035,000 | 1,883 |
| Additional noninterest expense | $1,219,000 | 3,151 |
| Pre-tax net operating income | $1,698,000 | 3,206 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $664,000 | 2,156 |
| Income before extraordinary items | $1,034,000 | 3,816 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,034,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $259,000 | 535 |
| Net operating income | $1,034,000 | 3,799 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,380,000 | 2,218 |
| Total interest expense | $3,997,000 | 2,327 |
| Net interest income | $5,383,000 | 2,142 |
| Provision for loan and lease losses | $375,000 | 1,291 |
| Total noninterest income | $63,000 | 7,418 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $3,933,000 | 2,321 |
| Salaries and employee benefits | $2,474,000 | 2,065 |
| Premises and equipment expense | $688,000 | 1,902 |
| Additional noninterest expense | $771,000 | 3,288 |
| Pre-tax net operating income | $1,138,000 | 3,222 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $443,000 | 2,235 |
| Income before extraordinary items | $695,000 | 3,838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $695,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 478 |
| Net operating income | $695,000 | 3,826 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 2,266 |
| Total interest expense | $1,926,000 | 2,394 |
| Net interest income | $2,655,000 | 2,178 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $1,931,000 | 2,364 |
| Salaries and employee benefits | $1,232,000 | 2,086 |
| Premises and equipment expense | $161,000 | 3,678 |
| Additional noninterest expense | $538,000 | 2,454 |
| Pre-tax net operating income | $568,000 | 3,251 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $222,000 | 2,264 |
| Income before extraordinary items | $346,000 | 3,861 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $346,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 362 |
| Net operating income | $346,000 | 3,836 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,023,000 | 2,681 |
| Total interest expense | $5,153,000 | 2,962 |
| Net interest income | $8,870,000 | 2,544 |
| Provision for loan and lease losses | $675,000 | 1,453 |
| Total noninterest income | $284,000 | 6,281 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $35,000 | 7,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $249,000 | 4,657 |
| Total noninterest expense | $6,435,000 | 2,710 |
| Salaries and employee benefits | $3,968,000 | 2,457 |
| Premises and equipment expense | $1,092,000 | 2,271 |
| Additional noninterest expense | $1,375,000 | 3,536 |
| Pre-tax net operating income | $2,044,000 | 3,588 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-143,000 | 8,410 |
| Income before extraordinary items | $2,187,000 | 2,906 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,187,000 | 2,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $276,000 | 698 |
| Net operating income | $2,187,000 | 2,896 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,838,000 | 2,836 |
| Total interest expense | $3,454,000 | 3,144 |
| Net interest income | $6,384,000 | 2,661 |
| Provision for loan and lease losses | $500,000 | 1,385 |
| Total noninterest income | $265,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $27,000 | 7,176 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,179 |
| Total noninterest expense | $4,644,000 | 2,797 |
| Salaries and employee benefits | $2,820,000 | 2,578 |
| Premises and equipment expense | $785,000 | 2,373 |
| Additional noninterest expense | $1,039,000 | 3,505 |
| Pre-tax net operating income | $1,505,000 | 3,775 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-44,000 | 8,497 |
| Income before extraordinary items | $1,549,000 | 3,137 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,549,000 | 3,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 590 |
| Net operating income | $1,549,000 | 3,125 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 3,040 |
| Total interest expense | $1,984,000 | 3,406 |
| Net interest income | $3,993,000 | 2,788 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $112,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 5,325 |
| Total noninterest expense | $2,963,000 | 2,903 |
| Salaries and employee benefits | $1,779,000 | 2,706 |
| Premises and equipment expense | $502,000 | 2,458 |
| Additional noninterest expense | $682,000 | 3,556 |
| Pre-tax net operating income | $842,000 | 4,203 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-28,000 | 8,538 |
| Income before extraordinary items | $870,000 | 3,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $870,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 493 |
| Net operating income | $870,000 | 3,523 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 3,239 |
| Total interest expense | $883,000 | 3,587 |
| Net interest income | $1,822,000 | 3,018 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $33,000 | 7,559 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $1,407,000 | 3,048 |
| Salaries and employee benefits | $869,000 | 2,769 |
| Premises and equipment expense | $227,000 | 2,699 |
| Additional noninterest expense | $311,000 | 3,801 |
| Pre-tax net operating income | $348,000 | 4,601 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-14,000 | 8,544 |
| Income before extraordinary items | $362,000 | 3,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 370 |
| Net operating income | $362,000 | 3,924 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,461,000 | 3,963 |
| Total interest expense | $2,171,000 | 4,198 |
| Net interest income | $5,290,000 | 3,796 |
| Provision for loan and lease losses | $475,000 | 1,987 |
| Total noninterest income | $113,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,533 |
| Total noninterest expense | $4,477,000 | 3,554 |
| Salaries and employee benefits | $2,682,000 | 3,285 |
| Premises and equipment expense | $729,000 | 3,139 |
| Additional noninterest expense | $1,066,000 | 4,202 |
| Pre-tax net operating income | $451,000 | 6,888 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-140,000 | 8,637 |
| Income before extraordinary items | $591,000 | 6,037 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $591,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $7,315,000 | 252 |
| Net operating income | $591,000 | 6,006 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,031,000 | 4,223 |
| Total interest expense | $1,374,000 | 4,557 |
| Net interest income | $3,657,000 | 4,030 |
| Provision for loan and lease losses | $375,000 | 1,807 |
| Total noninterest income | $85,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 6,541 |
| Total noninterest expense | $3,177,000 | 3,670 |
| Salaries and employee benefits | $1,930,000 | 3,383 |
| Premises and equipment expense | $536,000 | 3,165 |
| Additional noninterest expense | $711,000 | 4,583 |
| Pre-tax net operating income | $190,000 | 7,667 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $189,000 | 7,508 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $189,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $7,315,000 | 177 |
| Net operating income | $189,000 | 7,477 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 4,507 |
| Total interest expense | $789,000 | 4,823 |
| Net interest income | $2,209,000 | 4,294 |
| Provision for loan and lease losses | $220,000 | 1,996 |
| Total noninterest income | $62,000 | 7,736 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $10,000 | 7,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $2,015,000 | 3,794 |
| Salaries and employee benefits | $1,233,000 | 3,482 |
| Premises and equipment expense | $351,000 | 3,182 |
| Additional noninterest expense | $431,000 | 4,854 |
| Pre-tax net operating income | $36,000 | 8,204 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $35,000 | 8,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $35,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $7,315,000 | 113 |
| Net operating income | $35,000 | 8,167 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,813 |
| Total interest expense | $291,000 | 5,563 |
| Net interest income | $1,055,000 | 4,449 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $56,000 | 6,874 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,145 |
| Total noninterest expense | $1,008,000 | 3,823 |
| Salaries and employee benefits | $623,000 | 3,459 |
| Premises and equipment expense | $174,000 | 3,244 |
| Additional noninterest expense | $211,000 | 4,905 |
| Pre-tax net operating income | $3,000 | 8,401 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $2,000 | 8,433 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 429 |
| Net operating income | $2,000 | 8,406 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 6,249 |
| Total interest expense | $705,000 | 6,576 |
| Net interest income | $2,492,000 | 6,017 |
| Provision for loan and lease losses | $500,000 | 1,952 |
| Total noninterest income | $332,000 | 6,198 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $14,000 | 7,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $318,000 | 4,162 |
| Total noninterest expense | $3,241,000 | 4,423 |
| Salaries and employee benefits | $1,985,000 | 4,023 |
| Premises and equipment expense | $607,000 | 3,499 |
| Additional noninterest expense | $649,000 | 5,764 |
| Pre-tax net operating income | $-917,000 | 8,786 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $-918,000 | 8,819 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-918,000 | 8,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-918,000 | 8,796 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 6,653 |
| Total interest expense | $465,000 | 6,881 |
| Net interest income | $1,612,000 | 6,444 |
| Provision for loan and lease losses | $375,000 | 1,868 |
| Total noninterest income | $243,000 | 6,275 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $9,000 | 7,795 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $234,000 | 4,193 |
| Total noninterest expense | $2,358,000 | 4,488 |
| Salaries and employee benefits | $1,430,000 | 4,109 |
| Premises and equipment expense | $463,000 | 3,467 |
| Additional noninterest expense | $465,000 | 5,840 |
| Pre-tax net operating income | $-878,000 | 8,877 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $-879,000 | 8,910 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-879,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-879,000 | 8,890 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 7,056 |
| Total interest expense | $264,000 | 7,270 |
| Net interest income | $927,000 | 6,867 |
| Provision for loan and lease losses | $285,000 | 1,655 |
| Total noninterest income | $201,000 | 5,804 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $5,000 | 7,870 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 3,779 |
| Total noninterest expense | $1,514,000 | 4,634 |
| Salaries and employee benefits | $911,000 | 4,276 |
| Premises and equipment expense | $299,000 | 3,561 |
| Additional noninterest expense | $304,000 | 5,936 |
| Pre-tax net operating income | $-671,000 | 8,951 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $-672,000 | 8,972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-672,000 | 8,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-672,000 | 8,953 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 7,496 |
| Total interest expense | $112,000 | 7,662 |
| Net interest income | $388,000 | 7,333 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $702,000 | 4,915 |
| Salaries and employee benefits | $419,000 | 4,579 |
| Premises and equipment expense | $134,000 | 3,902 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $-411,000 | 9,016 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $-412,000 | 9,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-412,000 | 9,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-412,000 | 9,014 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 8,934 |
| Total interest expense | $108,000 | 8,938 |
| Net interest income | $406,000 | 8,894 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $8,000 | 9,067 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,000 | 8,020 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $2,541,000 | 5,162 |
| Salaries and employee benefits | $926,000 | 6,512 |
| Premises and equipment expense | $290,000 | 5,760 |
| Additional noninterest expense | $1,325,000 | 3,437 |
| Pre-tax net operating income | $-2,427,000 | 9,095 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $-2,428,000 | 9,130 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,428,000 | 9,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $14,928,000 | 48 |
| Net operating income | $-2,428,000 | 9,097 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $183,000 | 9,138 |
| Total interest expense | $34,000 | 9,122 |
| Net interest income | $149,000 | 9,126 |
| Provision for loan and lease losses | $145,000 | 3,973 |
| Total noninterest income | $2,000 | 9,164 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,000 | 8,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,071 |
| Total noninterest expense | $1,889,000 | 5,172 |
| Salaries and employee benefits | $553,000 | 7,121 |
| Premises and equipment expense | $175,000 | 6,385 |
| Additional noninterest expense | $1,161,000 | 2,979 |
| Pre-tax net operating income | $-1,883,000 | 9,152 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-1,884,000 | 9,189 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,884,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $14,928,000 | 33 |
| Net operating income | $-1,884,000 | 9,155 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $43,000 | 9,229 |
| Total interest expense | $5,000 | 9,211 |
| Net interest income | $38,000 | 9,218 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $1,171,000 | 5,412 |
| Salaries and employee benefits | $124,000 | 8,975 |
| Premises and equipment expense | $59,000 | 7,849 |
| Additional noninterest expense | $988,000 | 2,392 |
| Pre-tax net operating income | $-1,163,000 | 9,180 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-1,164,000 | 9,224 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,164,000 | 9,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $14,928,000 | 26 |
| Net operating income | $-1,164,000 | 9,186 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.