Home > United American Bank > Income and Expense
United American Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 9,502 |
| Total interest expense | $716,000 | 10,494 |
| Net interest income | $1,616,000 | 8,755 |
| Provision for loan and lease losses | $254,000 | 3,349 |
| Total noninterest income | $402,000 | 6,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $2,654,000 | 5,005 |
| Salaries and employee benefits | $1,053,000 | 5,858 |
| Premises and equipment expense | $651,000 | 3,073 |
| Additional noninterest expense | $950,000 | 5,146 |
| Pre-tax net operating income | $-890,000 | 12,953 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-890,000 | 12,984 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-890,000 | 12,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-890,000 | 12,940 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 9,344 |
| Total interest expense | $1,061,000 | 10,137 |
| Net interest income | $1,731,000 | 8,559 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $374,000 | 6,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $2,235,000 | 5,832 |
| Salaries and employee benefits | $981,000 | 6,133 |
| Premises and equipment expense | $630,000 | 3,206 |
| Additional noninterest expense | $624,000 | 7,306 |
| Pre-tax net operating income | $-178,000 | 13,056 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-189,000 | 13,165 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-189,000 | 13,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,967,000 | 319 |
| Net operating income | $-178,000 | 13,026 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.