Home > UnionBank/Northwest > Income and Expense

UnionBank/Northwest, Income and Expense

2003-12-31 (YTD Data)		Rank
Total interest income	$1,698,000	7,865
Total interest expense	$545,000	7,595
Net interest income	$1,153,000	7,879
Provision for loan and lease losses	$6,000	7,489
Total noninterest income	$226,000	7,130
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$76,000	6,964
Trading account gains and fees	$0	160
Additional Noninterest Income	$150,000	5,822
Total noninterest expense	$1,062,000	7,750
Salaries and employee benefits	$499,000	8,081
Premises and equipment expense	$97,000	8,102
Additional noninterest expense	$466,000	6,747
Pre-tax net operating income	$311,000	7,395
Securities gains (losses)	$1,000	4,307
Applicable income taxes	$66,000	6,086
Income before extraordinary items	$246,000	7,542
Extraordinary gains, net	$0	54
Net income	$246,000	7,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,545
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$245,210	7,409
2003-09-30 (YTD Data)		Rank
Total interest income	$1,276,000	7,958
Total interest expense	$416,000	7,701
Net interest income	$860,000	7,957
Provision for loan and lease losses	$6,000	7,313
Total noninterest income	$170,000	7,173
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$53,000	7,136
Trading account gains and fees	$5,000	147
Additional Noninterest Income	$112,000	5,863
Total noninterest expense	$826,000	7,663
Salaries and employee benefits	$372,000	8,090
Premises and equipment expense	$74,000	8,103
Additional noninterest expense	$380,000	6,480
Pre-tax net operating income	$198,000	7,738
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$51,000	6,185
Income before extraordinary items	$148,000	7,917
Extraordinary gains, net	$0	40
Net income	$148,000	7,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,905
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$147,260	7,773
2003-06-30 (YTD Data)		Rank
Total interest income	$855,000	8,011
Total interest expense	$283,000	7,773
Net interest income	$572,000	7,988
Provision for loan and lease losses	$6,000	7,004
Total noninterest income	$111,000	7,204
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$33,000	7,215
Trading account gains and fees	$0	150
Additional Noninterest Income	$78,000	5,763
Total noninterest expense	$601,000	7,477
Salaries and employee benefits	$245,000	8,120
Premises and equipment expense	$51,000	8,066
Additional noninterest expense	$305,000	5,932
Pre-tax net operating income	$76,000	8,193
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$2,000	7,353
Income before extraordinary items	$75,000	8,185
Extraordinary gains, net	$0	30
Net income	$75,000	8,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,737
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$74,030	8,038
2003-03-31 (YTD Data)		Rank
Total interest income	$426,000	8,068
Total interest expense	$141,000	7,875
Net interest income	$285,000	8,034
Provision for loan and lease losses	$6,000	6,408
Total noninterest income	$33,000	8,028
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$15,000	7,293
Trading account gains and fees	$0	134
Additional Noninterest Income	$18,000	7,075
Total noninterest expense	$297,000	7,541
Salaries and employee benefits	$119,000	8,219
Premises and equipment expense	$25,000	8,112
Additional noninterest expense	$153,000	5,860
Pre-tax net operating income	$15,000	8,517
Securities gains (losses)	$0	2,891
Applicable income taxes	$-8,000	9,057
Income before extraordinary items	$23,000	8,430
Extraordinary gains, net	$0	21
Net income	$23,000	8,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,678
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$23,000	8,302
2002-12-31 (YTD Data)		Rank
Total interest income	$1,802,000	8,071
Total interest expense	$714,000	7,768
Net interest income	$1,088,000	8,133
Provision for loan and lease losses	$82,000	6,044
Total noninterest income	$443,000	5,524
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$52,000	7,490
Trading account gains and fees	$0	153
Additional Noninterest Income	$391,000	3,746
Total noninterest expense	$1,438,000	6,977
Salaries and employee benefits	$469,000	8,256
Premises and equipment expense	$90,000	8,316
Additional noninterest expense	$879,000	4,615
Pre-tax net operating income	$11,000	8,599
Securities gains (losses)	$12,000	3,495
Applicable income taxes	$-47,000	8,982
Income before extraordinary items	$70,000	8,465
Extraordinary gains, net	$0	70
Net income	$70,000	8,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,516
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$58,000	8,436
2001-12-31 (YTD Data)		Rank
Total interest income	$2,316,000	7,936
Total interest expense	$1,266,000	7,472
Net interest income	$1,050,000	8,189
Provision for loan and lease losses	$301,000	3,188
Total noninterest income	$90,000	8,655
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$47,000	7,661
Trading account gains and fees	$0	177
Additional Noninterest Income	$43,000	7,892
Total noninterest expense	$861,000	8,302
Salaries and employee benefits	$357,000	8,804
Premises and equipment expense	$86,000	8,531
Additional noninterest expense	$418,000	7,007
Pre-tax net operating income	$-22,000	8,774
Securities gains (losses)	$50,000	2,347
Applicable income taxes	$-36,000	9,116
Income before extraordinary items	$64,000	8,541
Extraordinary gains, net	$0	105
Net income	$64,000	8,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	2,806
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$14,000	8,668
2000-12-31 (YTD Data)		Rank
Total interest income	$2,344,000	8,077
Total interest expense	$1,283,000	7,614
Net interest income	$1,061,000	8,367
Provision for loan and lease losses	$18,000	7,686
Total noninterest income	$98,000	8,618
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	7,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	7,858
Total noninterest expense	$774,000	8,631
Salaries and employee benefits	$399,000	8,750
Premises and equipment expense	$91,000	8,596
Additional noninterest expense	$284,000	8,073
Pre-tax net operating income	$367,000	7,615
Securities gains (losses)	$0	1,956
Applicable income taxes	$101,000	6,491
Income before extraordinary items	$266,000	7,680
Extraordinary gains, net	$0	38
Net income	$266,000	7,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,934
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$266,000	7,680
1999-12-31 (YTD Data)		Rank
Total interest income	$2,014,000	8,479
Total interest expense	$1,012,000	8,149
Net interest income	$1,002,000	8,625
Provision for loan and lease losses	$12,000	7,978
Total noninterest income	$91,000	8,967
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	7,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	8,343
Total noninterest expense	$762,000	8,841
Salaries and employee benefits	$401,000	8,877
Premises and equipment expense	$94,000	8,748
Additional noninterest expense	$267,000	8,402
Pre-tax net operating income	$319,000	7,990
Securities gains (losses)	$0	3,155
Applicable income taxes	$102,000	6,901
Income before extraordinary items	$217,000	8,168
Extraordinary gains, net	$0	35
Net income	$217,000	8,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,087
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$217,000	8,139
1998-12-31 (YTD Data)		Rank
Total interest income	$1,834,000	8,888
Total interest expense	$988,000	8,454
Net interest income	$846,000	9,140
Provision for loan and lease losses	$12,000	8,074
Total noninterest income	$101,000	9,013
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	8,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	7,990
Total noninterest expense	$745,000	8,957
Salaries and employee benefits	$383,000	9,072
Premises and equipment expense	$103,000	8,641
Additional noninterest expense	$259,000	8,513
Pre-tax net operating income	$190,000	8,951
Securities gains (losses)	$7,000	3,223
Applicable income taxes	$59,000	8,181
Income before extraordinary items	$138,000	9,063
Extraordinary gains, net	$0	32
Net income	$138,000	9,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	9,741
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$133,100	9,027
1997-12-31 (YTD Data)		Rank
Total interest income	$1,722,000	9,394
Total interest expense	$910,000	8,938
Net interest income	$812,000	9,636
Provision for loan and lease losses	$22,000	7,821
Total noninterest income	$125,000	8,972
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	8,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	7,572
Total noninterest expense	$654,000	9,538
Salaries and employee benefits	$356,000	9,552
Premises and equipment expense	$89,000	9,234
Additional noninterest expense	$209,000	9,284
Pre-tax net operating income	$261,000	9,230
Securities gains (losses)	$28,000	1,673
Applicable income taxes	$104,000	8,335
Income before extraordinary items	$185,000	9,295
Extraordinary gains, net	$0	44
Net income	$185,000	9,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	9,638
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$167,080	9,383
1996-12-31 (YTD Data)		Rank
Total interest income	$692,000	11,119
Total interest expense	$402,000	10,869
Net interest income	$290,000	11,241
Provision for loan and lease losses	$0	9,041
Total noninterest income	$37,000	11,047
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$18,000	9,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	10,461
Total noninterest expense	$269,000	11,284
Salaries and employee benefits	$135,000	11,279
Premises and equipment expense	$31,000	11,122
Additional noninterest expense	$103,000	11,063
Pre-tax net operating income	$58,000	10,560
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$19,000	10,217
Income before extraordinary items	$37,000	10,642
Extraordinary gains, net	$0	53
Net income	$37,000	10,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,581
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$38,320	10,590
1995-12-31 (YTD Data)		Rank
Total interest income	$1,729,000	10,126
Total interest expense	$1,092,000	8,929
Net interest income	$637,000	11,010
Provision for loan and lease losses	$9,000	8,431
Total noninterest income	$77,000	10,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	9,154
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	10,650
Total noninterest expense	$563,000	10,745
Salaries and employee benefits	$322,000	10,572
Premises and equipment expense	$64,000	10,656
Additional noninterest expense	$177,000	10,728
Pre-tax net operating income	$142,000	10,819
Securities gains (losses)	$47,000	1,345
Applicable income taxes	$49,000	10,213
Income before extraordinary items	$140,000	10,559
Extraordinary gains, net	$0	65
Net income	$140,000	10,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$90,000	6,999
Sale, conversion, retirement of capital stock, net	$288,000	444
Net operating income	$105,220	10,861
1994-12-31 (YTD Data)		Rank
Total interest income	$1,539,000	10,664
Total interest expense	$873,000	9,247
Net interest income	$666,000	11,503
Provision for loan and lease losses	$0	9,146
Total noninterest income	$82,000	11,199
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	9,555
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	10,920
Total noninterest expense	$513,000	11,545
Salaries and employee benefits	$278,000	11,403
Premises and equipment expense	$58,000	11,368
Additional noninterest expense	$177,000	11,439
Pre-tax net operating income	$235,000	10,622
Securities gains (losses)	$55,000	1,094
Applicable income taxes	$75,000	9,915
Income before extraordinary items	$215,000	10,088
Extraordinary gains, net	$0	249
Net income	$215,000	10,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,783
Cash dividends	$117,000	6,617
Sale, conversion, retirement of capital stock, net	$223,000	670
Net operating income	$174,300	10,606
1993-12-31 (YTD Data)		Rank
Total interest income	$1,313,000	11,655
Total interest expense	$742,000	10,351
Net interest income	$571,000	12,325
Provision for loan and lease losses	$-100,000	12,888
Total noninterest income	$95,000	11,441
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	9,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	10,664
Total noninterest expense	$512,000	12,107
Salaries and employee benefits	$284,000	11,829
Premises and equipment expense	$51,000	12,175
Additional noninterest expense	$177,000	12,062
Pre-tax net operating income	$254,000	10,592
Securities gains (losses)	$5,000	6,132
Applicable income taxes	$63,000	10,631
Income before extraordinary items	$196,000	10,705
Extraordinary gains, net	$0	3,149
Net income	$196,000	10,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	7,509
Cash dividends	$190,000	5,586
Sale, conversion, retirement of capital stock, net	$160,000	819
Net operating income	$192,200	10,523
1992-12-31 (YTD Data)		Rank
Total interest income	$644,000	13,556
Total interest expense	$369,000	13,305
Net interest income	$275,000	13,661
Provision for loan and lease losses	$-13,000	13,493
Total noninterest income	$57,000	12,940
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	11,600
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,600
Total noninterest expense	$250,000	13,694
Salaries and employee benefits	$131,000	13,674
Premises and equipment expense	$25,000	13,551
Additional noninterest expense	$94,000	13,584
Pre-tax net operating income	$95,000	12,075
Securities gains (losses)	$4,000	7,235
Applicable income taxes	$30,000	11,811
Income before extraordinary items	$69,000	12,360
Extraordinary gains, net	$0	1,422
Net income	$69,000	12,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	13,032
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$66,200	12,104

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.