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UnionBank/Central, Assets and Liabilities

2002-12-31Rank
# of Employees:513,272
Assets and Liabilities
Total Assets:$139,460,0003,599
Cash and due from depository institutions$3,018,0003,272
Interest-bearing balances$30,0006,127
Securities$48,329,0002,408
Federal funds sold & reverse repurchase agreements$1,000,0005,839
Net loans & leases$78,407,0003,938
Loan loss allowance$1,140,0003,418
Trading account assets$0170
Bank premises and fixed assets$1,577,0004,741
Other real estate owned$781,0003,272
Goodwill and other intangibles$1,185,0001,424
All other assets$5,163,0002,249
Life insurance assets$01
Total liabilities and capital$139,460,0003,599
Total liabilities$126,314,0003,574
Total deposits$102,429,0003,966
Interest-bearing deposits$93,555,0003,748
Deposits held in domestic offices$102,429,0003,961
% insured0.00%1
Federal funds purchased & repurchase agreements$5,188,0001,420
Trading liabilities$075
Other borrowed funds$18,000,0001,627
Subordinated debt$0258
All other liabilities$697,0004,273
Total equity capital$13,146,0003,821
Total bank equity capital$13,146,0003,821
Perpetual preferred stock$0142
Common stock$300,0005,258
Surplus$8,658,0002,075
Undivided profits$4,188,0005,056
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$545,0004,007
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,915,0001,591
Earning assets$127,766,0003,595
Long-term assets (5+ years)$28,835,0002,623
Average Assets, year-to-date$135,859,4003,531
Average Assets, quarterly$139,068,0003,571
Volatile liabilities$36,895,0002,372
Insider loans$3,026,0001,759
FHLB advances$18,000,0001,501
Loans and leases held for sale$01,889
Unused loan commitments$10,269,0004,005
Tier 1 (core) risk-based capital$11,380,0004,073
Tier 2 risk-based capital$1,040,0003,415
Total risk weighted assets$82,784,0003,920
Total unused commitments$10,269,0004,009
Derivatives$0527
2001-12-31Rank
# of Employees:404,049
Assets and Liabilities
Total Assets:$134,723,0003,571
Cash and due from depository institutions$3,534,0004,049
Interest-bearing balances$86,0005,380
Securities$40,510,0002,618
Federal funds sold & reverse repurchase agreements$1,075,0005,763
Net loans & leases$82,359,0003,689
Loan loss allowance$1,050,0003,469
Trading account assets$0182
Bank premises and fixed assets$1,273,0005,283
Other real estate owned$985,0004,049
Goodwill and other intangibles$1,276,0001,332
All other assets$3,711,0002,865
Life insurance assets$01
Total liabilities and capital$134,723,0003,571
Total liabilities$122,262,0003,538
Total deposits$106,284,0003,745
Interest-bearing deposits$97,591,0003,504
Deposits held in domestic offices$106,284,0003,739
% insured0.00%1
Federal funds purchased & repurchase agreements$207,0003,241
Trading liabilities$069
Other borrowed funds$14,800,0001,713
Subordinated debt$0241
All other liabilities$971,0003,533
Total equity capital$12,461,0003,769
Total bank equity capital$12,461,0003,769
Perpetual preferred stock$0158
Common stock$300,0005,377
Surplus$8,658,0001,968
Undivided profits$3,503,0005,319
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$562,0003,935
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$79,000983
Income earned, not collected on loans$2,077,0001,570
Earning assets$124,030,0003,540
Long-term assets (5+ years)$28,108,0002,618
Average Assets, year-to-date$135,939,2003,407
Average Assets, quarterly$138,947,0003,443
Volatile liabilities$43,835,0001,976
Insider loans$3,023,0001,648
FHLB advances$14,800,0001,586
Loans and leases held for sale$01,749
Unused loan commitments$15,431,0002,978
Tier 1 (core) risk-based capital$10,781,0004,086
Tier 2 risk-based capital$1,050,0003,233
Total risk weighted assets$88,370,0003,575
Total unused commitments$15,431,0002,986
Derivatives$0450
2000-12-31Rank
# of Employees:384,255
Assets and Liabilities
Total Assets:$130,962,0003,546
Cash and due from depository institutions$2,650,0004,255
Interest-bearing balances$75,0005,090
Securities$37,921,0002,821
Federal funds sold & reverse repurchase agreements$400,0006,311
Net loans & leases$85,019,0003,513
Loan loss allowance$601,0005,101
Trading account assets$0175
Bank premises and fixed assets$1,276,0005,315
Other real estate owned$04,255
Goodwill and other intangibles$1,420,0001,251
All other assets$2,276,0003,599
Life insurance assets$01
Total liabilities and capital$130,962,0003,546
Total liabilities$119,346,0003,494
Total deposits$106,769,0003,575
Interest-bearing deposits$98,473,0003,341
Deposits held in domestic offices$106,769,0003,571
% insured0.00%1
Federal funds purchased & repurchase agreements$166,0003,551
Trading liabilities$077
Other borrowed funds$11,258,0001,906
Subordinated debt$0239
All other liabilities$1,153,0003,216
Total equity capital$11,616,0003,903
Total bank equity capital$11,616,0003,903
Perpetual preferred stock$0178
Common stock$300,0005,544
Surplus$8,658,0001,907
Undivided profits$2,658,0005,935
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$372,0004,431
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,717,0001,482
Earning assets$123,415,0003,462
Long-term assets (5+ years)$31,827,0002,305
Average Assets, year-to-date$121,423,2003,623
Average Assets, quarterly$128,308,5003,555
Volatile liabilities$52,701,0001,668
Insider loans$1,799,0002,537
FHLB advances$0771
Loans and leases held for sale$110,0001,309
Unused loan commitments$10,636,0003,608
Tier 1 (core) risk-based capital$10,278,0004,178
Tier 2 risk-based capital$601,0004,799
Total risk weighted assets$89,487,5003,409
Total unused commitments$10,636,0003,608
Derivatives$0481
1999-12-31Rank
# of Employees:394,286
Assets and Liabilities
Total Assets:$116,505,0003,870
Cash and due from depository institutions$2,908,0004,286
Interest-bearing balances$121,0004,453
Securities$35,186,0003,137
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$73,489,0003,820
Loan loss allowance$513,0005,592
Trading account assets$0165
Bank premises and fixed assets$1,390,0005,072
Other real estate owned$04,286
Goodwill and other intangibles$1,636,0001,203
All other assets$1,896,0004,129
Life insurance assets$01
Total liabilities and capital$116,505,0003,870
Total liabilities$105,563,0003,849
Total deposits$92,072,0004,019
Interest-bearing deposits$84,127,0003,805
Deposits held in domestic offices$92,072,0004,015
% insured0.00%1
Federal funds purchased & repurchase agreements$3,212,0002,067
Trading liabilities$065
Other borrowed funds$9,583,0002,087
Subordinated debt$0242
All other liabilities$696,0004,282
Total equity capital$10,942,0003,950
Total bank equity capital$10,942,0003,950
Perpetual preferred stock$0193
Common stock$300,0005,720
Surplus$8,657,0001,879
Undivided profits$1,985,0006,496
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$342,0004,496
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$1,370,0001,605
Earning assets$108,796,0003,797
Long-term assets (5+ years)$30,627,0002,519
Average Assets, year-to-date$111,285,2003,881
Average Assets, quarterly$116,191,5003,830
Volatile liabilities$44,185,0001,843
Insider loans$748,0004,417
FHLB advances$0802
Loans and leases held for sale$60,0001,412
Unused loan commitments$12,682,0003,203
Tier 1 (core) risk-based capital$9,594,0004,413
Tier 2 risk-based capital$513,0005,238
Total risk weighted assets$78,316,1003,689
Total unused commitments$12,682,0003,206
Derivatives$0488
1998-12-31Rank
# of Employees:424,067
Assets and Liabilities
Total Assets:$104,320,0004,197
Cash and due from depository institutions$1,956,0004,067
Interest-bearing balances$52,0005,521
Securities$36,673,0003,043
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$60,895,0004,236
Loan loss allowance$523,0005,443
Trading account assets$0197
Bank premises and fixed assets$1,481,0004,812
Other real estate owned$9,0004,067
Goodwill and other intangibles$1,816,0001,101
All other assets$1,490,0004,494
Life insurance assets$01
Total liabilities and capital$104,320,0004,197
Total liabilities$93,723,0004,195
Total deposits$81,487,0004,467
Interest-bearing deposits$74,805,0004,213
Deposits held in domestic offices$81,487,0004,461
% insured0.00%1
Federal funds purchased & repurchase agreements$5,576,0001,352
Trading liabilities$069
Other borrowed funds$6,058,0002,025
Subordinated debt$0255
All other liabilities$602,0005,102
Total equity capital$10,597,0004,100
Total bank equity capital$10,597,0004,100
Perpetual preferred stock$0199
Common stock$300,0005,797
Surplus$8,658,0001,804
Undivided profits$1,639,0007,377
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$106,0007,230
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,142,0001,913
Earning assets$97,620,0004,131
Long-term assets (5+ years)$31,156,0002,309
Average Assets, year-to-date$103,518,4004,025
Average Assets, quarterly$105,622,0004,080
Volatile liabilities$30,015,0002,147
Insider loans$561,0005,010
FHLB advances$0740
Loans and leases held for sale$781,0001,131
Unused loan commitments$8,217,0004,104
Tier 1 (core) risk-based capital$8,815,0004,643
Tier 2 risk-based capital$523,0005,049
Total risk weighted assets$63,561,1004,210
Total unused commitments$8,217,0004,109
Derivatives$0527
1997-12-31Rank
# of Employees:414,284
Assets and Liabilities
Total Assets:$98,300,0004,385
Cash and due from depository institutions$2,051,0004,284
Interest-bearing balances$13,0006,039
Securities$44,076,0002,575
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$47,477,0005,187
Loan loss allowance$426,0006,311
Trading account assets$0203
Bank premises and fixed assets$1,468,0004,794
Other real estate owned$04,284
Goodwill and other intangibles$1,997,000988
All other assets$1,231,0005,210
Life insurance assets$01
Total liabilities and capital$98,300,0004,385
Total liabilities$87,802,0004,376
Total deposits$78,305,0004,597
Interest-bearing deposits$71,774,0004,350
Deposits held in domestic offices$78,305,0004,589
% insured0.00%1
Federal funds purchased & repurchase agreements$7,534,0001,219
Trading liabilities$080
Other borrowed funds$1,300,0003,259
Subordinated debt$0260
All other liabilities$663,0004,880
Total equity capital$10,498,0004,112
Total bank equity capital$10,498,0004,112
Perpetual preferred stock$0223
Common stock$300,0006,047
Surplus$9,016,0001,703
Undivided profits$1,182,0008,314
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,0009,530
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$943,0002,407
Earning assets$91,566,0004,340
Long-term assets (5+ years)$9,768,0004,389
Average Assets, year-to-date$97,649,4004,250
Average Assets, quarterly$97,646,5004,366
Volatile liabilities$25,637,0002,423
Insider loans$568,0005,073
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$5,777,0004,846
Tier 1 (core) risk-based capital$8,116,0005,009
Tier 2 risk-based capital$426,0005,763
Total risk weighted assets$53,198,0004,790
Total unused commitments$5,777,0004,851
Derivatives$0533
1996-12-31Rank
# of Employees:910,084
Assets and Liabilities
Total Assets:$23,971,0009,862
Cash and due from depository institutions$344,00010,084
Interest-bearing balances$5,0006,390
Securities$13,751,0006,780
Federal funds sold & reverse repurchase agreements$865,0006,709
Net loans & leases$7,925,00010,632
Loan loss allowance$69,00010,922
Trading account assets$0240
Bank premises and fixed assets$346,0008,962
Other real estate owned$010,084
Goodwill and other intangibles$535,0001,647
All other assets$205,00010,820
Life insurance assets$01
Total liabilities and capital$23,971,0009,862
Total liabilities$21,655,0009,793
Total deposits$21,292,0009,730
Interest-bearing deposits$19,504,0009,503
Deposits held in domestic offices$21,292,0009,728
% insured0.00%1
Federal funds purchased & repurchase agreements$90,0003,809
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$273,0008,217
Total equity capital$2,316,0009,988
Total bank equity capital$2,316,0009,988
Perpetual preferred stock$0250
Common stock$300,0006,402
Surplus$1,886,0005,773
Undivided profits$130,00010,545
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,0009,990
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$119,0009,875
Earning assets$22,546,0009,750
Long-term assets (5+ years)$1,472,0008,298
Average Assets, year-to-date$24,651,4009,631
Average Assets, quarterly$24,326,0009,766
Volatile liabilities$3,760,0007,942
Insider loans$43,0009,587
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$102,00010,685
Tier 1 (core) risk-based capital$1,751,00010,587
Tier 2 risk-based capital$69,00010,797
Total risk weighted assets$9,335,40010,544
Total unused commitments$102,00010,688
Derivatives$0549
1995-12-31Rank
# of Employees:1010,247
Assets and Liabilities
Total Assets:$25,667,00010,005
Cash and due from depository institutions$555,00010,247
Interest-bearing balances$3,0006,704
Securities$17,106,0006,181
Federal funds sold & reverse repurchase agreements$165,0009,006
Net loans & leases$7,377,00011,139
Loan loss allowance$100,00010,977
Trading account assets$0261
Bank premises and fixed assets$246,0009,917
Other real estate owned$010,247
Goodwill and other intangibles$03,181
All other assets$218,00011,235
Life insurance assets$01
Total liabilities and capital$25,667,00010,005
Total liabilities$23,853,0009,877
Total deposits$23,596,0009,789
Interest-bearing deposits$21,658,0009,526
Deposits held in domestic offices$23,596,0009,786
% insured0.00%1
Federal funds purchased & repurchase agreements$30,0003,706
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$227,0009,327
Total equity capital$1,814,00010,904
Total bank equity capital$1,814,00010,904
Perpetual preferred stock$0288
Common stock$300,0006,747
Surplus$950,0008,116
Undivided profits$564,00010,159
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,00010,682
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$105,00010,577
Earning assets$24,651,0009,835
Long-term assets (5+ years)$1,756,0008,139
Average Assets, year-to-date$25,964,0009,838
Average Assets, quarterly$25,879,5009,951
Volatile liabilities$4,526,0007,265
Insider loans$1,00010,748
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$44,00011,202
Tier 1 (core) risk-based capital$1,768,00010,922
Tier 2 risk-based capital$100,00010,691
Total risk weighted assets$8,914,00011,009
Total unused commitments$44,00011,203
Derivatives$0628
1994-12-31Rank
# of Employees:1010,754
Assets and Liabilities
Total Assets:$25,941,00010,296
Cash and due from depository institutions$625,00010,754
Interest-bearing balances$7,0006,780
Securities$18,728,0006,160
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$6,066,00011,928
Loan loss allowance$92,00011,673
Trading account assets$0286
Bank premises and fixed assets$252,00010,244
Other real estate owned$010,754
Goodwill and other intangibles$03,133
All other assets$270,00011,399
Life insurance assets$01
Total liabilities and capital$25,941,00010,296
Total liabilities$24,301,00010,139
Total deposits$23,645,00010,106
Interest-bearing deposits$21,940,0009,778
Deposits held in domestic offices$23,645,00010,101
% insured0.00%1
Federal funds purchased & repurchase agreements$350,0004,171
Trading liabilities$087
Other borrowed funds$100,0004,781
Subordinated debt$0372
All other liabilities$206,0008,893
Total equity capital$1,640,00011,422
Total bank equity capital$1,640,00011,422
Perpetual preferred stock$0310
Common stock$300,0007,125
Surplus$950,0008,332
Undivided profits$390,00010,583
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,00011,209
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$114,00010,517
Earning assets$24,801,00010,117
Long-term assets (5+ years)$1,626,0008,694
Average Assets, year-to-date$25,114,00010,352
Average Assets, quarterly$26,173,00010,237
Volatile liabilities$4,869,0006,849
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$142,00011,362
Tier 1 (core) risk-based capital$1,702,00011,399
Tier 2 risk-based capital$92,00011,366
Total risk weighted assets$7,875,80011,712
Total unused commitments$142,00011,365
Derivatives$1,000,000627
1993-12-31Rank
# of Employees:1011,271
Assets and Liabilities
Total Assets:$23,214,00011,127
Cash and due from depository institutions$496,00011,271
Interest-bearing balances$07,655
Securities$17,097,0006,799
Federal funds sold & reverse repurchase agreements$300,0009,617
Net loans & leases$4,947,00012,730
Loan loss allowance$114,00011,844
Trading account assets$0330
Bank premises and fixed assets$77,00012,485
Other real estate owned$011,271
Goodwill and other intangibles$03,091
All other assets$297,00011,309
Life insurance assets$01
Total liabilities and capital$23,214,00011,127
Total liabilities$21,604,00011,016
Total deposits$21,141,00010,976
Interest-bearing deposits$19,410,00010,711
Deposits held in domestic offices$21,141,00010,974
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$275,0003,837
Subordinated debt$0413
All other liabilities$188,0009,522
Total equity capital$1,610,00011,919
Total bank equity capital$1,610,00011,919
Perpetual preferred stock$0343
Common stock$300,0007,497
Surplus$950,0008,530
Undivided profits$360,00011,257
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,00012,160
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$102,00010,950
Earning assets$22,344,00010,921
Long-term assets (5+ years)$3,209,0007,635
Average Assets, year-to-date$22,685,40011,102
Average Assets, quarterly$22,978,50011,124
Volatile liabilities$2,617,0008,860
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$176,0001,483
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$1,610,00011,891
Tier 2 risk-based capital$81,44012,036
Total risk weighted assets$6,482,54012,568
Total unused commitments$012,208
Derivatives$0714
1992-12-31Rank
# of Employees:912,085
Assets and Liabilities
Total Assets:$22,769,00011,549
Cash and due from depository institutions$601,00012,085
Interest-bearing balances$08,059
Securities$16,116,0007,046
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$5,613,00013,027
Loan loss allowance$104,00012,462
Trading account assets$0344
Bank premises and fixed assets$107,00012,651
Other real estate owned$012,085
Goodwill and other intangibles$03,106
All other assets$332,00011,381
Life insurance assets$01
Total liabilities and capital$22,769,00011,549
Total liabilities$21,128,00011,453
Total deposits$20,795,00011,397
Interest-bearing deposits$19,137,00011,108
Deposits held in domestic offices$20,795,00011,394
% insured0.00%1
Federal funds purchased & repurchase agreements$150,0003,519
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$183,00010,391
Total equity capital$1,641,00012,143
Total bank equity capital$1,641,00012,143
Perpetual preferred stock$0346
Common stock$300,0007,882
Surplus$950,0008,597
Undivided profits$391,00011,342
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$69,00010,779
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$126,00010,730
Earning assets$21,729,00011,318
Long-term assets (5+ years)$4,856,0006,600
Average Assets, year-to-date$22,334,00011,503
Average Assets, quarterly$22,874,00011,495
Volatile liabilities$2,421,0009,340
Insider loans$84,0006,149
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$012,570
Tier 1 (core) risk-based capital$1,641,00012,109
Tier 2 risk-based capital$104,00011,848
Total risk weighted assets$8,537,90012,524
Total unused commitments$012,572
Derivatives$0651