Home > Union Trust Company > Income and Expense
Union Trust Company, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,838,000 | 1,343 |
| Total interest expense | $16,276,000 | 1,224 |
| Net interest income | $15,562,000 | 1,439 |
| Provision for loan and lease losses | $520,000 | 2,271 |
| Total noninterest income | $5,762,000 | 979 |
| Gross Fiduciary activities income | $1,939,000 | 286 |
| Service charges on deposit accounts | $1,612,000 | 1,100 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,211,000 | 1,278 |
| Total noninterest expense | $18,275,000 | 1,018 |
| Salaries and employee benefits | $11,319,000 | 873 |
| Premises and equipment expense | $2,831,000 | 918 |
| Additional noninterest expense | $4,125,000 | 1,362 |
| Pre-tax net operating income | $2,529,000 | 2,800 |
| Securities gains (losses) | $38,000 | 889 |
| Applicable income taxes | $418,000 | 2,967 |
| Income before extraordinary items | $2,149,000 | 2,673 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,149,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,950 |
| Cash dividends | $9,182,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,117,080 | 2,688 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,952,000 | 1,343 |
| Total interest expense | $12,343,000 | 1,209 |
| Net interest income | $11,609,000 | 1,462 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $4,379,000 | 969 |
| Gross Fiduciary activities income | $1,470,000 | 275 |
| Service charges on deposit accounts | $1,213,000 | 1,090 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,696,000 | 1,265 |
| Total noninterest expense | $11,619,000 | 1,201 |
| Salaries and employee benefits | $6,863,000 | 1,094 |
| Premises and equipment expense | $1,916,000 | 1,021 |
| Additional noninterest expense | $2,840,000 | 1,421 |
| Pre-tax net operating income | $4,299,000 | 1,573 |
| Securities gains (losses) | $38,000 | 681 |
| Applicable income taxes | $1,123,000 | 1,512 |
| Income before extraordinary items | $3,214,000 | 1,577 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,214,000 | 1,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $1,682,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,185,880 | 1,573 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,757,000 | 1,370 |
| Total interest expense | $8,119,000 | 1,227 |
| Net interest income | $7,638,000 | 1,505 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $2,853,000 | 1,000 |
| Gross Fiduciary activities income | $978,000 | 280 |
| Service charges on deposit accounts | $831,000 | 1,057 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,044,000 | 1,355 |
| Total noninterest expense | $7,752,000 | 1,219 |
| Salaries and employee benefits | $4,542,000 | 1,126 |
| Premises and equipment expense | $1,275,000 | 1,025 |
| Additional noninterest expense | $1,935,000 | 1,399 |
| Pre-tax net operating income | $2,709,000 | 1,692 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $688,000 | 1,676 |
| Income before extraordinary items | $2,028,000 | 1,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,028,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $1,221,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,022,750 | 1,690 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 1,375 |
| Total interest expense | $3,924,000 | 1,261 |
| Net interest income | $3,881,000 | 1,471 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $1,397,000 | 1,004 |
| Gross Fiduciary activities income | $483,000 | 284 |
| Service charges on deposit accounts | $402,000 | 1,066 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $512,000 | 1,341 |
| Total noninterest expense | $3,899,000 | 1,207 |
| Salaries and employee benefits | $2,338,000 | 1,096 |
| Premises and equipment expense | $628,000 | 1,061 |
| Additional noninterest expense | $933,000 | 1,435 |
| Pre-tax net operating income | $1,364,000 | 1,675 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $358,000 | 1,635 |
| Income before extraordinary items | $1,013,000 | 1,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,013,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,312 |
| Cash dividends | $761,000 | 1,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,007,820 | 1,697 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,936,000 | 1,322 |
| Total interest expense | $14,439,000 | 1,163 |
| Net interest income | $15,497,000 | 1,472 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $5,577,000 | 1,002 |
| Gross Fiduciary activities income | $1,752,000 | 291 |
| Service charges on deposit accounts | $1,733,000 | 1,026 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,092,000 | 1,311 |
| Total noninterest expense | $15,448,000 | 1,165 |
| Salaries and employee benefits | $8,992,000 | 1,078 |
| Premises and equipment expense | $2,513,000 | 994 |
| Additional noninterest expense | $3,943,000 | 1,351 |
| Pre-tax net operating income | $5,626,000 | 1,713 |
| Securities gains (losses) | $-112,000 | 8,245 |
| Applicable income taxes | $1,421,000 | 1,752 |
| Income before extraordinary items | $4,093,000 | 1,751 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,093,000 | 1,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,859 |
| Cash dividends | $3,544,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 365 |
| Net operating income | $4,175,880 | 1,712 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,061,000 | 1,339 |
| Total interest expense | $10,613,000 | 1,157 |
| Net interest income | $11,448,000 | 1,513 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $4,147,000 | 1,020 |
| Gross Fiduciary activities income | $1,323,000 | 295 |
| Service charges on deposit accounts | $1,319,000 | 1,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,505,000 | 1,362 |
| Total noninterest expense | $11,700,000 | 1,160 |
| Salaries and employee benefits | $6,924,000 | 1,057 |
| Premises and equipment expense | $1,776,000 | 1,078 |
| Additional noninterest expense | $3,000,000 | 1,334 |
| Pre-tax net operating income | $3,895,000 | 1,889 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $967,000 | 1,928 |
| Income before extraordinary items | $2,928,000 | 1,874 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,928,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $2,583,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 277 |
| Net operating income | $2,928,000 | 1,854 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,387,000 | 1,332 |
| Total interest expense | $6,763,000 | 1,143 |
| Net interest income | $7,624,000 | 1,512 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,779,000 | 1,014 |
| Gross Fiduciary activities income | $896,000 | 296 |
| Service charges on deposit accounts | $879,000 | 997 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,004,000 | 1,348 |
| Total noninterest expense | $7,974,000 | 1,148 |
| Salaries and employee benefits | $4,665,000 | 1,051 |
| Premises and equipment expense | $1,176,000 | 1,085 |
| Additional noninterest expense | $2,133,000 | 1,270 |
| Pre-tax net operating income | $2,429,000 | 2,006 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $636,000 | 1,976 |
| Income before extraordinary items | $1,793,000 | 2,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,793,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $1,872,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 188 |
| Net operating income | $1,793,000 | 2,005 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,996,000 | 1,348 |
| Total interest expense | $3,092,000 | 1,187 |
| Net interest income | $3,904,000 | 1,470 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,276,000 | 1,065 |
| Gross Fiduciary activities income | $448,000 | 297 |
| Service charges on deposit accounts | $406,000 | 1,054 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $422,000 | 1,513 |
| Total noninterest expense | $4,002,000 | 1,129 |
| Salaries and employee benefits | $2,411,000 | 1,015 |
| Premises and equipment expense | $552,000 | 1,168 |
| Additional noninterest expense | $1,039,000 | 1,276 |
| Pre-tax net operating income | $1,178,000 | 2,004 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $298,000 | 2,037 |
| Income before extraordinary items | $880,000 | 2,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $880,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,367 |
| Cash dividends | $1,011,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 91 |
| Net operating income | $880,000 | 1,992 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,010,000 | 1,283 |
| Total interest expense | $9,670,000 | 1,169 |
| Net interest income | $16,340,000 | 1,342 |
| Provision for loan and lease losses | $-215,000 | 8,701 |
| Total noninterest income | $5,235,000 | 1,053 |
| Gross Fiduciary activities income | $1,780,000 | 293 |
| Service charges on deposit accounts | $1,759,000 | 997 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,696,000 | 1,515 |
| Total noninterest expense | $15,013,000 | 1,150 |
| Salaries and employee benefits | $8,853,000 | 1,043 |
| Premises and equipment expense | $2,310,000 | 1,035 |
| Additional noninterest expense | $3,850,000 | 1,329 |
| Pre-tax net operating income | $6,777,000 | 1,416 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $1,892,000 | 1,430 |
| Income before extraordinary items | $4,889,000 | 1,443 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,889,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $2,954,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,886,120 | 1,428 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,229,000 | 1,264 |
| Total interest expense | $6,804,000 | 1,165 |
| Net interest income | $12,425,000 | 1,303 |
| Provision for loan and lease losses | $-215,000 | 8,753 |
| Total noninterest income | $3,842,000 | 1,072 |
| Gross Fiduciary activities income | $1,285,000 | 292 |
| Service charges on deposit accounts | $1,318,000 | 998 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,239,000 | 1,557 |
| Total noninterest expense | $11,130,000 | 1,147 |
| Salaries and employee benefits | $6,597,000 | 1,039 |
| Premises and equipment expense | $1,737,000 | 1,031 |
| Additional noninterest expense | $2,796,000 | 1,363 |
| Pre-tax net operating income | $5,352,000 | 1,345 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $1,599,000 | 1,318 |
| Income before extraordinary items | $3,757,000 | 1,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,757,000 | 1,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,611 |
| Cash dividends | $2,293,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,754,200 | 1,401 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,570,000 | 1,252 |
| Total interest expense | $4,269,000 | 1,166 |
| Net interest income | $8,301,000 | 1,294 |
| Provision for loan and lease losses | $-215,000 | 8,774 |
| Total noninterest income | $2,535,000 | 1,058 |
| Gross Fiduciary activities income | $853,000 | 296 |
| Service charges on deposit accounts | $875,000 | 974 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $807,000 | 1,573 |
| Total noninterest expense | $7,421,000 | 1,134 |
| Salaries and employee benefits | $4,361,000 | 1,044 |
| Premises and equipment expense | $1,194,000 | 987 |
| Additional noninterest expense | $1,866,000 | 1,337 |
| Pre-tax net operating income | $3,630,000 | 1,289 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $1,086,000 | 1,275 |
| Income before extraordinary items | $2,548,000 | 1,371 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,548,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $922,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,545,200 | 1,350 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 1,280 |
| Total interest expense | $1,944,000 | 1,216 |
| Net interest income | $4,050,000 | 1,323 |
| Provision for loan and lease losses | $-215,000 | 8,865 |
| Total noninterest income | $1,281,000 | 1,027 |
| Gross Fiduciary activities income | $446,000 | 287 |
| Service charges on deposit accounts | $418,000 | 988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $417,000 | 1,509 |
| Total noninterest expense | $3,752,000 | 1,113 |
| Salaries and employee benefits | $2,184,000 | 1,029 |
| Premises and equipment expense | $600,000 | 995 |
| Additional noninterest expense | $968,000 | 1,279 |
| Pre-tax net operating income | $1,794,000 | 1,277 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $546,000 | 1,248 |
| Income before extraordinary items | $1,252,000 | 1,377 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,252,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $461,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,249,200 | 1,344 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,329,000 | 1,265 |
| Total interest expense | $6,139,000 | 1,339 |
| Net interest income | $16,190,000 | 1,246 |
| Provision for loan and lease losses | $143,000 | 4,354 |
| Total noninterest income | $5,373,000 | 1,022 |
| Gross Fiduciary activities income | $1,434,000 | 310 |
| Service charges on deposit accounts | $1,533,000 | 1,170 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,406,000 | 1,158 |
| Total noninterest expense | $14,642,000 | 1,109 |
| Salaries and employee benefits | $8,760,000 | 974 |
| Premises and equipment expense | $2,226,000 | 1,032 |
| Additional noninterest expense | $3,656,000 | 1,361 |
| Pre-tax net operating income | $6,778,000 | 1,274 |
| Securities gains (losses) | $237,000 | 747 |
| Applicable income taxes | $2,045,000 | 1,246 |
| Income before extraordinary items | $4,970,000 | 1,308 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,970,000 | 1,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $3,269,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,801,730 | 1,309 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,543,000 | 1,262 |
| Total interest expense | $4,422,000 | 1,358 |
| Net interest income | $12,121,000 | 1,235 |
| Provision for loan and lease losses | $144,000 | 3,617 |
| Total noninterest income | $4,054,000 | 1,024 |
| Gross Fiduciary activities income | $1,068,000 | 315 |
| Service charges on deposit accounts | $1,120,000 | 1,194 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,866,000 | 1,137 |
| Total noninterest expense | $10,814,000 | 1,129 |
| Salaries and employee benefits | $6,539,000 | 976 |
| Premises and equipment expense | $1,649,000 | 1,050 |
| Additional noninterest expense | $2,626,000 | 1,406 |
| Pre-tax net operating income | $5,217,000 | 1,257 |
| Securities gains (losses) | $238,000 | 689 |
| Applicable income taxes | $1,622,000 | 1,205 |
| Income before extraordinary items | $3,833,000 | 1,287 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,833,000 | 1,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,844 |
| Cash dividends | $1,395,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,666,400 | 1,300 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,829,000 | 1,271 |
| Total interest expense | $2,848,000 | 1,397 |
| Net interest income | $7,981,000 | 1,240 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $2,694,000 | 1,020 |
| Gross Fiduciary activities income | $693,000 | 324 |
| Service charges on deposit accounts | $700,000 | 1,261 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,301,000 | 1,110 |
| Total noninterest expense | $7,162,000 | 1,131 |
| Salaries and employee benefits | $4,335,000 | 987 |
| Premises and equipment expense | $1,099,000 | 1,050 |
| Additional noninterest expense | $1,728,000 | 1,400 |
| Pre-tax net operating income | $3,383,000 | 1,262 |
| Securities gains (losses) | $237,000 | 586 |
| Applicable income taxes | $1,073,000 | 1,208 |
| Income before extraordinary items | $2,547,000 | 1,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,547,000 | 1,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,933 |
| Cash dividends | $1,020,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,381,100 | 1,312 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 1,288 |
| Total interest expense | $1,395,000 | 1,435 |
| Net interest income | $4,003,000 | 1,242 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $1,374,000 | 981 |
| Gross Fiduciary activities income | $345,000 | 322 |
| Service charges on deposit accounts | $277,000 | 1,550 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $752,000 | 968 |
| Total noninterest expense | $3,561,000 | 1,140 |
| Salaries and employee benefits | $2,173,000 | 993 |
| Premises and equipment expense | $522,000 | 1,130 |
| Additional noninterest expense | $866,000 | 1,398 |
| Pre-tax net operating income | $1,751,000 | 1,204 |
| Securities gains (losses) | $155,000 | 610 |
| Applicable income taxes | $605,000 | 1,112 |
| Income before extraordinary items | $1,301,000 | 1,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,301,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,713 |
| Cash dividends | $496,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,195,600 | 1,276 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,459,000 | 1,403 |
| Total interest expense | $5,950,000 | 1,490 |
| Net interest income | $14,509,000 | 1,350 |
| Provision for loan and lease losses | $420,000 | 2,478 |
| Total noninterest income | $5,300,000 | 1,076 |
| Gross Fiduciary activities income | $1,313,000 | 331 |
| Service charges on deposit accounts | $1,070,000 | 1,602 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,917,000 | 1,113 |
| Total noninterest expense | $13,862,000 | 1,168 |
| Salaries and employee benefits | $8,067,000 | 1,051 |
| Premises and equipment expense | $2,321,000 | 987 |
| Additional noninterest expense | $3,474,000 | 1,408 |
| Pre-tax net operating income | $5,527,000 | 1,497 |
| Securities gains (losses) | $147,000 | 1,571 |
| Applicable income taxes | $1,760,000 | 1,409 |
| Income before extraordinary items | $3,914,000 | 1,590 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,914,000 | 1,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-240,000 | 9,124 |
| Cash dividends | $1,503,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,812,570 | 1,561 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,028,000 | 1,457 |
| Total interest expense | $4,420,000 | 1,577 |
| Net interest income | $10,608,000 | 1,395 |
| Provision for loan and lease losses | $315,000 | 2,407 |
| Total noninterest income | $4,394,000 | 1,032 |
| Gross Fiduciary activities income | $961,000 | 340 |
| Service charges on deposit accounts | $815,000 | 1,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,618,000 | 1,016 |
| Total noninterest expense | $10,009,000 | 1,215 |
| Salaries and employee benefits | $5,717,000 | 1,109 |
| Premises and equipment expense | $1,735,000 | 998 |
| Additional noninterest expense | $2,557,000 | 1,440 |
| Pre-tax net operating income | $4,678,000 | 1,384 |
| Securities gains (losses) | $147,000 | 1,435 |
| Applicable income taxes | $1,442,000 | 1,395 |
| Income before extraordinary items | $3,383,000 | 1,454 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,383,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-228,000 | 9,176 |
| Cash dividends | $1,158,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,280,100 | 1,422 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,934,000 | 1,481 |
| Total interest expense | $2,994,000 | 1,614 |
| Net interest income | $6,940,000 | 1,411 |
| Provision for loan and lease losses | $210,000 | 2,412 |
| Total noninterest income | $3,092,000 | 978 |
| Gross Fiduciary activities income | $635,000 | 350 |
| Service charges on deposit accounts | $547,000 | 1,555 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,910,000 | 947 |
| Total noninterest expense | $6,814,000 | 1,192 |
| Salaries and employee benefits | $3,847,000 | 1,101 |
| Premises and equipment expense | $1,174,000 | 981 |
| Additional noninterest expense | $1,793,000 | 1,373 |
| Pre-tax net operating income | $3,008,000 | 1,420 |
| Securities gains (losses) | $147,000 | 1,237 |
| Applicable income taxes | $895,000 | 1,490 |
| Income before extraordinary items | $2,260,000 | 1,453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,260,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-239,000 | 9,220 |
| Cash dividends | $812,000 | 1,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,154,160 | 1,420 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 1,509 |
| Total interest expense | $1,490,000 | 1,674 |
| Net interest income | $3,437,000 | 1,424 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $1,548,000 | 947 |
| Gross Fiduciary activities income | $315,000 | 359 |
| Service charges on deposit accounts | $261,000 | 1,577 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $972,000 | 911 |
| Total noninterest expense | $3,180,000 | 1,264 |
| Salaries and employee benefits | $1,795,000 | 1,187 |
| Premises and equipment expense | $556,000 | 1,036 |
| Additional noninterest expense | $829,000 | 1,448 |
| Pre-tax net operating income | $1,700,000 | 1,266 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $480,000 | 1,421 |
| Income before extraordinary items | $1,220,000 | 1,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,220,000 | 1,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 9,153 |
| Cash dividends | $417,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,220,000 | 1,261 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,340,000 | 1,444 |
| Total interest expense | $7,064,000 | 1,609 |
| Net interest income | $14,276,000 | 1,357 |
| Provision for loan and lease losses | $360,000 | 3,054 |
| Total noninterest income | $5,444,000 | 969 |
| Gross Fiduciary activities income | $1,294,000 | 358 |
| Service charges on deposit accounts | $1,054,000 | 1,533 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,096,000 | 982 |
| Total noninterest expense | $13,177,000 | 1,168 |
| Salaries and employee benefits | $7,211,000 | 1,104 |
| Premises and equipment expense | $2,185,000 | 1,002 |
| Additional noninterest expense | $3,781,000 | 1,273 |
| Pre-tax net operating income | $6,183,000 | 1,357 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $1,805,000 | 1,408 |
| Income before extraordinary items | $4,401,000 | 1,413 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,401,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,701 |
| Cash dividends | $1,368,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,384,670 | 1,373 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,611,000 | 1,447 |
| Total interest expense | $10,374,000 | 1,570 |
| Net interest income | $13,237,000 | 1,337 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $4,622,000 | 1,061 |
| Gross Fiduciary activities income | $1,270,000 | 374 |
| Service charges on deposit accounts | $950,000 | 1,565 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,402,000 | 1,097 |
| Total noninterest expense | $12,470,000 | 1,181 |
| Salaries and employee benefits | $6,341,000 | 1,170 |
| Premises and equipment expense | $2,146,000 | 977 |
| Additional noninterest expense | $3,983,000 | 1,198 |
| Pre-tax net operating income | $5,089,000 | 1,410 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $1,350,000 | 1,650 |
| Income before extraordinary items | $3,733,000 | 1,446 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,733,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,673 |
| Cash dividends | $1,210,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,737,380 | 1,392 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,544,000 | 1,686 |
| Total interest expense | $9,266,000 | 1,866 |
| Net interest income | $11,278,000 | 1,557 |
| Provision for loan and lease losses | $371,000 | 2,417 |
| Total noninterest income | $3,530,000 | 1,170 |
| Gross Fiduciary activities income | $1,153,000 | 393 |
| Service charges on deposit accounts | $779,000 | 1,779 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,598,000 | 1,320 |
| Total noninterest expense | $10,173,000 | 1,362 |
| Salaries and employee benefits | $5,276,000 | 1,345 |
| Premises and equipment expense | $1,753,000 | 1,147 |
| Additional noninterest expense | $3,144,000 | 1,431 |
| Pre-tax net operating income | $4,264,000 | 1,724 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $1,077,000 | 1,993 |
| Income before extraordinary items | $3,173,000 | 1,655 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,173,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,935 |
| Cash dividends | $15,872,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $7,391,000 | 115 |
| Net operating income | $3,183,500 | 1,641 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,330,000 | 1,874 |
| Total interest expense | $7,074,000 | 2,107 |
| Net interest income | $10,256,000 | 1,695 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $3,296,000 | 1,255 |
| Gross Fiduciary activities income | $906,000 | 483 |
| Service charges on deposit accounts | $718,000 | 1,849 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,672,000 | 1,306 |
| Total noninterest expense | $8,608,000 | 1,594 |
| Salaries and employee benefits | $4,480,000 | 1,548 |
| Premises and equipment expense | $1,334,000 | 1,538 |
| Additional noninterest expense | $2,794,000 | 1,594 |
| Pre-tax net operating income | $4,744,000 | 1,584 |
| Securities gains (losses) | $-16,000 | 9,482 |
| Applicable income taxes | $1,377,000 | 1,703 |
| Income before extraordinary items | $3,351,000 | 1,595 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,351,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $1,137,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,362,360 | 1,560 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,220,000 | 1,878 |
| Total interest expense | $7,199,000 | 2,109 |
| Net interest income | $10,021,000 | 1,709 |
| Provision for loan and lease losses | $285,000 | 2,735 |
| Total noninterest income | $2,983,000 | 1,352 |
| Gross Fiduciary activities income | $726,000 | 538 |
| Service charges on deposit accounts | $739,000 | 1,720 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,518,000 | 1,389 |
| Total noninterest expense | $8,546,000 | 1,558 |
| Salaries and employee benefits | $4,281,000 | 1,540 |
| Premises and equipment expense | $1,246,000 | 1,568 |
| Additional noninterest expense | $3,019,000 | 1,443 |
| Pre-tax net operating income | $4,173,000 | 1,754 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $1,294,000 | 1,862 |
| Income before extraordinary items | $2,906,000 | 1,819 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,906,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $960,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,887,370 | 1,752 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,283,000 | 1,997 |
| Total interest expense | $6,752,000 | 2,235 |
| Net interest income | $9,531,000 | 1,830 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $2,530,000 | 1,468 |
| Gross Fiduciary activities income | $596,000 | 599 |
| Service charges on deposit accounts | $607,000 | 2,160 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,327,000 | 1,442 |
| Total noninterest expense | $8,153,000 | 1,618 |
| Salaries and employee benefits | $4,100,000 | 1,591 |
| Premises and equipment expense | $1,160,000 | 1,684 |
| Additional noninterest expense | $2,893,000 | 1,489 |
| Pre-tax net operating income | $3,788,000 | 1,979 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $1,225,000 | 2,037 |
| Income before extraordinary items | $2,560,000 | 2,066 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,560,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,945 |
| Cash dividends | $880,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,562,040 | 2,011 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,829,000 | 2,266 |
| Total interest expense | $5,601,000 | 2,705 |
| Net interest income | $9,228,000 | 1,944 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $2,125,000 | 1,746 |
| Gross Fiduciary activities income | $488,000 | 718 |
| Service charges on deposit accounts | $593,000 | 2,290 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,044,000 | 1,766 |
| Total noninterest expense | $7,746,000 | 1,830 |
| Salaries and employee benefits | $4,079,000 | 1,632 |
| Premises and equipment expense | $1,092,000 | 1,835 |
| Additional noninterest expense | $2,575,000 | 1,959 |
| Pre-tax net operating income | $3,487,000 | 2,057 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $1,050,000 | 2,249 |
| Income before extraordinary items | $2,426,000 | 2,046 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,426,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 11,187 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,433,700 | 1,995 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,898,000 | 2,409 |
| Total interest expense | $5,028,000 | 3,016 |
| Net interest income | $8,870,000 | 2,025 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $1,922,000 | 1,904 |
| Gross Fiduciary activities income | $444,000 | 776 |
| Service charges on deposit accounts | $561,000 | 2,409 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $917,000 | 1,916 |
| Total noninterest expense | $7,457,000 | 1,875 |
| Salaries and employee benefits | $4,085,000 | 1,621 |
| Premises and equipment expense | $1,144,000 | 1,766 |
| Additional noninterest expense | $2,228,000 | 2,208 |
| Pre-tax net operating income | $3,305,000 | 2,227 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $885,000 | 2,644 |
| Income before extraordinary items | $2,424,000 | 2,082 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,424,000 | 2,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $-29,000 | 10,453 |
| Net operating income | $2,421,080 | 2,051 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,769,000 | 2,368 |
| Total interest expense | $4,209,000 | 2,901 |
| Net interest income | $8,560,000 | 2,097 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,864,000 | 1,923 |
| Gross Fiduciary activities income | $400,000 | 808 |
| Service charges on deposit accounts | $548,000 | 2,490 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $916,000 | 1,952 |
| Total noninterest expense | $7,428,000 | 1,933 |
| Salaries and employee benefits | $4,033,000 | 1,655 |
| Premises and equipment expense | $957,000 | 2,111 |
| Additional noninterest expense | $2,438,000 | 2,179 |
| Pre-tax net operating income | $2,996,000 | 2,382 |
| Securities gains (losses) | $96,000 | 791 |
| Applicable income taxes | $797,000 | 2,769 |
| Income before extraordinary items | $2,295,000 | 2,122 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,295,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 12,300 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,223,960 | 2,220 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,484,000 | 2,471 |
| Total interest expense | $4,753,000 | 2,708 |
| Net interest income | $7,731,000 | 2,318 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $1,943,000 | 2,021 |
| Gross Fiduciary activities income | $413,000 | 831 |
| Service charges on deposit accounts | $546,000 | 2,542 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $984,000 | 2,049 |
| Total noninterest expense | $7,036,000 | 2,082 |
| Salaries and employee benefits | $3,562,000 | 1,883 |
| Premises and equipment expense | $948,000 | 2,168 |
| Additional noninterest expense | $2,526,000 | 2,209 |
| Pre-tax net operating income | $2,608,000 | 2,617 |
| Securities gains (losses) | $264,000 | 1,416 |
| Applicable income taxes | $797,000 | 2,764 |
| Income before extraordinary items | $2,075,000 | 2,413 |
| Extraordinary gains, net | $68,000 | 1,931 |
| Net income | $2,143,000 | 2,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,660 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,884,920 | 2,503 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,543 |
| Total interest expense | $6,166,000 | 2,708 |
| Net interest income | $7,682,000 | 2,345 |
| Provision for loan and lease losses | $1,075,000 | 1,754 |
| Total noninterest income | $1,765,000 | 2,113 |
| Gross Fiduciary activities income | $382,000 | 860 |
| Service charges on deposit accounts | $528,000 | 2,620 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $855,000 | 2,218 |
| Total noninterest expense | $6,945,000 | 2,119 |
| Salaries and employee benefits | $3,314,000 | 1,988 |
| Premises and equipment expense | $976,000 | 2,137 |
| Additional noninterest expense | $2,655,000 | 2,211 |
| Pre-tax net operating income | $1,427,000 | 4,237 |
| Securities gains (losses) | $1,098,000 | 607 |
| Applicable income taxes | $605,000 | 3,410 |
| Income before extraordinary items | $1,920,000 | 2,382 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,920,000 | 2,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 2,941 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,085,520 | 3,875 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.